6500万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6500万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6500万円の住宅ローン｜期間・年数別
6500万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥128,427 |
¥77,055,955 |
¥12,055,955 |
| 50 |
0.80% |
¥131,476 |
¥78,885,742 |
¥13,885,742 |
| 50 |
0.90% |
¥134,570 |
¥80,742,156 |
¥15,742,156 |
| 50 |
1.00% |
¥137,708 |
¥82,625,080 |
¥17,625,080 |
| 50 |
1.10% |
¥140,891 |
¥84,534,388 |
¥19,534,388 |
| 50 |
1.20% |
¥144,117 |
¥86,469,937 |
¥21,469,937 |
| 50 |
1.30% |
¥147,386 |
¥88,431,576 |
¥23,431,576 |
| 50 |
1.40% |
¥150,699 |
¥90,419,140 |
¥25,419,140 |
| 50 |
1.50% |
¥154,054 |
¥92,432,454 |
¥27,432,454 |
| 50 |
1.60% |
¥157,452 |
¥94,471,330 |
¥29,471,330 |
| 50 |
1.70% |
¥160,893 |
¥96,535,571 |
¥31,535,571 |
| 50 |
1.80% |
¥164,375 |
¥98,624,968 |
¥33,624,968 |
| 50 |
1.90% |
¥167,899 |
¥100,739,302 |
¥35,739,302 |
| 50 |
2.00% |
¥171,464 |
¥102,878,345 |
¥37,878,345 |
| 50 |
2.10% |
¥175,070 |
¥105,041,860 |
¥40,041,860 |
| 50 |
2.20% |
¥178,716 |
¥107,229,598 |
¥42,229,598 |
| 50 |
2.30% |
¥182,402 |
¥109,441,304 |
¥44,441,304 |
| 50 |
2.40% |
¥186,128 |
¥111,676,714 |
¥46,676,714 |
| 50 |
2.50% |
¥189,893 |
¥113,935,556 |
¥48,935,556 |
| 50 |
2.60% |
¥193,696 |
¥116,217,551 |
¥51,217,551 |
| 50 |
2.70% |
¥197,537 |
¥118,522,411 |
¥53,522,411 |
| 50 |
2.80% |
¥201,416 |
¥120,849,844 |
¥55,849,844 |
| 50 |
2.90% |
¥205,333 |
¥123,199,550 |
¥58,199,550 |
| 50 |
3.00% |
¥209,285 |
¥125,571,224 |
¥60,571,224 |
6500万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥140,357 |
¥75,792,883 |
¥10,792,883 |
| 45 |
0.80% |
¥143,374 |
¥77,421,920 |
¥12,421,920 |
| 45 |
0.90% |
¥146,431 |
¥79,072,591 |
¥14,072,591 |
| 45 |
1.00% |
¥149,527 |
¥80,744,818 |
¥15,744,818 |
| 45 |
1.10% |
¥152,664 |
¥82,438,517 |
¥17,438,517 |
| 45 |
1.20% |
¥155,840 |
¥84,153,593 |
¥19,153,593 |
| 45 |
1.30% |
¥159,055 |
¥85,889,947 |
¥20,889,947 |
| 45 |
1.40% |
¥162,310 |
¥87,647,467 |
¥22,647,467 |
| 45 |
1.50% |
¥165,604 |
¥89,426,038 |
¥24,426,038 |
| 45 |
1.60% |
¥168,936 |
¥91,225,535 |
¥26,225,535 |
| 45 |
1.70% |
¥172,307 |
¥93,045,826 |
¥28,045,826 |
| 45 |
1.80% |
¥175,716 |
¥94,886,771 |
¥29,886,771 |
| 45 |
1.90% |
¥179,163 |
¥96,748,224 |
¥31,748,224 |
| 45 |
2.00% |
¥182,648 |
¥98,630,031 |
¥33,630,031 |
| 45 |
2.10% |
¥186,170 |
¥100,532,033 |
¥35,532,033 |
| 45 |
2.20% |
¥189,730 |
¥102,454,063 |
¥37,454,063 |
| 45 |
2.30% |
¥193,326 |
¥104,395,949 |
¥39,395,949 |
| 45 |
2.40% |
¥196,958 |
¥106,357,512 |
¥41,357,512 |
| 45 |
2.50% |
¥200,627 |
¥108,338,568 |
¥43,338,568 |
| 45 |
2.60% |
¥204,331 |
¥110,338,926 |
¥45,338,926 |
| 45 |
2.70% |
¥208,071 |
¥112,358,391 |
¥47,358,391 |
| 45 |
2.80% |
¥211,846 |
¥114,396,764 |
¥49,396,764 |
| 45 |
2.90% |
¥215,655 |
¥116,453,838 |
¥51,453,838 |
| 45 |
3.00% |
¥219,499 |
¥118,529,404 |
¥53,529,404 |
6500万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥155,298 |
¥74,542,946 |
¥9,542,946 |
| 40 |
0.80% |
¥158,282 |
¥75,975,203 |
¥10,975,203 |
| 40 |
0.90% |
¥161,301 |
¥77,424,599 |
¥12,424,599 |
| 40 |
1.00% |
¥164,356 |
¥78,891,086 |
¥13,891,086 |
| 40 |
1.10% |
¥167,447 |
¥80,374,610 |
¥15,374,610 |
| 40 |
1.20% |
¥170,573 |
¥81,875,112 |
¥16,875,112 |
| 40 |
1.30% |
¥173,734 |
¥83,392,528 |
¥18,392,528 |
| 40 |
1.40% |
¥176,931 |
¥84,926,789 |
¥19,926,789 |
| 40 |
1.50% |
¥180,162 |
¥86,477,820 |
¥21,477,820 |
| 40 |
1.60% |
¥183,428 |
¥88,045,542 |
¥23,045,542 |
| 40 |
1.70% |
¥186,729 |
¥89,629,873 |
¥24,629,873 |
| 40 |
1.80% |
¥190,064 |
¥91,230,722 |
¥26,230,722 |
| 40 |
1.90% |
¥193,433 |
¥92,847,997 |
¥27,847,997 |
| 40 |
2.00% |
¥196,837 |
¥94,481,599 |
¥29,481,599 |
| 40 |
2.10% |
¥200,274 |
¥96,131,428 |
¥31,131,428 |
| 40 |
2.20% |
¥203,745 |
¥97,797,376 |
¥32,797,376 |
| 40 |
2.30% |
¥207,249 |
¥99,479,332 |
¥34,479,332 |
| 40 |
2.40% |
¥210,786 |
¥101,177,182 |
¥36,177,182 |
| 40 |
2.50% |
¥214,356 |
¥102,890,807 |
¥37,890,807 |
| 40 |
2.60% |
¥217,959 |
¥104,620,084 |
¥39,620,084 |
| 40 |
2.70% |
¥221,594 |
¥106,364,888 |
¥41,364,888 |
| 40 |
2.80% |
¥225,261 |
¥108,125,088 |
¥43,125,088 |
| 40 |
2.90% |
¥228,959 |
¥109,900,551 |
¥44,900,551 |
| 40 |
3.00% |
¥232,690 |
¥111,691,140 |
¥46,691,140 |
6500万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥174,539 |
¥73,306,173 |
¥8,306,173 |
| 35 |
0.80% |
¥177,490 |
¥74,545,636 |
¥9,545,636 |
| 35 |
0.90% |
¥180,472 |
¥75,798,254 |
¥10,798,254 |
| 35 |
1.00% |
¥183,486 |
¥77,063,996 |
¥12,063,996 |
| 35 |
1.10% |
¥186,531 |
¥78,342,831 |
¥13,342,831 |
| 35 |
1.20% |
¥189,606 |
¥79,634,724 |
¥14,634,724 |
| 35 |
1.30% |
¥192,713 |
¥80,939,636 |
¥15,939,636 |
| 35 |
1.40% |
¥195,851 |
¥82,257,527 |
¥17,257,527 |
| 35 |
1.50% |
¥199,020 |
¥83,588,352 |
¥18,588,352 |
| 35 |
1.60% |
¥202,219 |
¥84,932,064 |
¥19,932,064 |
| 35 |
1.70% |
¥205,449 |
¥86,288,613 |
¥21,288,613 |
| 35 |
1.80% |
¥208,709 |
¥87,657,945 |
¥22,657,945 |
| 35 |
1.90% |
¥212,000 |
¥89,040,006 |
¥24,040,006 |
| 35 |
2.00% |
¥215,321 |
¥90,434,736 |
¥25,434,736 |
| 35 |
2.10% |
¥218,672 |
¥91,842,075 |
¥26,842,075 |
| 35 |
2.20% |
¥222,052 |
¥93,261,958 |
¥28,261,958 |
| 35 |
2.30% |
¥225,463 |
¥94,694,318 |
¥29,694,318 |
| 35 |
2.40% |
¥228,903 |
¥96,139,088 |
¥31,139,088 |
| 35 |
2.50% |
¥232,372 |
¥97,596,194 |
¥32,596,194 |
| 35 |
2.60% |
¥235,870 |
¥99,065,563 |
¥34,065,563 |
| 35 |
2.70% |
¥239,398 |
¥100,547,118 |
¥35,547,118 |
| 35 |
2.80% |
¥242,954 |
¥102,040,781 |
¥37,040,781 |
| 35 |
2.90% |
¥246,539 |
¥103,546,470 |
¥38,546,470 |
| 35 |
3.00% |
¥250,153 |
¥105,064,102 |
¥40,064,102 |
6500万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥200,229 |
¥72,082,587 |
¥7,082,587 |
| 30 |
0.80% |
¥203,148 |
¥73,133,261 |
¥8,133,261 |
| 30 |
0.90% |
¥206,093 |
¥74,193,621 |
¥9,193,621 |
| 30 |
1.00% |
¥209,066 |
¥75,263,648 |
¥10,263,648 |
| 30 |
1.10% |
¥212,065 |
¥76,343,326 |
¥11,343,326 |
| 30 |
1.20% |
¥215,091 |
¥77,432,634 |
¥12,432,634 |
| 30 |
1.30% |
¥218,143 |
¥78,531,553 |
¥13,531,553 |
| 30 |
1.40% |
¥221,222 |
¥79,640,060 |
¥14,640,060 |
| 30 |
1.50% |
¥224,328 |
¥80,758,129 |
¥15,758,129 |
| 30 |
1.60% |
¥227,460 |
¥81,885,736 |
¥16,885,736 |
| 30 |
1.70% |
¥230,619 |
¥83,022,852 |
¥18,022,852 |
| 30 |
1.80% |
¥233,804 |
¥84,169,448 |
¥19,169,448 |
| 30 |
1.90% |
¥237,015 |
¥85,325,494 |
¥20,325,494 |
| 30 |
2.00% |
¥240,253 |
¥86,490,957 |
¥21,490,957 |
| 30 |
2.10% |
¥243,516 |
¥87,665,803 |
¥22,665,803 |
| 30 |
2.20% |
¥246,806 |
¥88,849,997 |
¥23,849,997 |
| 30 |
2.30% |
¥250,121 |
¥90,043,502 |
¥25,043,502 |
| 30 |
2.40% |
¥253,462 |
¥91,246,280 |
¥26,246,280 |
| 30 |
2.50% |
¥256,829 |
¥92,458,290 |
¥27,458,290 |
| 30 |
2.60% |
¥260,221 |
¥93,679,492 |
¥28,679,492 |
| 30 |
2.70% |
¥263,638 |
¥94,909,844 |
¥29,909,844 |
| 30 |
2.80% |
¥267,081 |
¥96,149,300 |
¥31,149,300 |
| 30 |
2.90% |
¥270,549 |
¥97,397,815 |
¥32,397,815 |
| 30 |
3.00% |
¥274,043 |
¥98,655,344 |
¥33,655,344 |
6500万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥236,241 |
¥70,872,209 |
¥5,872,209 |
| 25 |
0.80% |
¥239,127 |
¥71,738,115 |
¥6,738,115 |
| 25 |
0.90% |
¥242,036 |
¥72,610,757 |
¥7,610,757 |
| 25 |
1.00% |
¥244,967 |
¥73,490,129 |
¥8,490,129 |
| 25 |
1.10% |
¥247,921 |
¥74,376,220 |
¥9,376,220 |
| 25 |
1.20% |
¥250,897 |
¥75,269,022 |
¥10,269,022 |
| 25 |
1.30% |
¥253,895 |
¥76,168,525 |
¥11,168,525 |
| 25 |
1.40% |
¥256,916 |
¥77,074,716 |
¥12,074,716 |
| 25 |
1.50% |
¥259,959 |
¥77,987,584 |
¥12,987,584 |
| 25 |
1.60% |
¥263,024 |
¥78,907,115 |
¥13,907,115 |
| 25 |
1.70% |
¥266,111 |
¥79,833,297 |
¥14,833,297 |
| 25 |
1.80% |
¥269,220 |
¥80,766,115 |
¥15,766,115 |
| 25 |
1.90% |
¥272,352 |
¥81,705,553 |
¥16,705,553 |
| 25 |
2.00% |
¥275,505 |
¥82,651,596 |
¥17,651,596 |
| 25 |
2.10% |
¥278,681 |
¥83,604,226 |
¥18,604,226 |
| 25 |
2.20% |
¥281,878 |
¥84,563,427 |
¥19,563,427 |
| 25 |
2.30% |
¥285,097 |
¥85,529,180 |
¥20,529,180 |
| 25 |
2.40% |
¥288,338 |
¥86,501,465 |
¥21,501,465 |
| 25 |
2.50% |
¥291,601 |
¥87,480,263 |
¥22,480,263 |
| 25 |
2.60% |
¥294,885 |
¥88,465,554 |
¥23,465,554 |
| 25 |
2.70% |
¥298,191 |
¥89,457,316 |
¥24,457,316 |
| 25 |
2.80% |
¥301,518 |
¥90,455,527 |
¥25,455,527 |
| 25 |
2.90% |
¥304,867 |
¥91,460,165 |
¥26,460,165 |
| 25 |
3.00% |
¥308,237 |
¥92,471,206 |
¥27,471,206 |
6500万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥290,313 |
¥69,675,058 |
¥4,675,058 |
| 20 |
0.80% |
¥293,168 |
¥70,360,226 |
¥5,360,226 |
| 20 |
0.90% |
¥296,040 |
¥71,049,712 |
¥6,049,712 |
| 20 |
1.00% |
¥298,931 |
¥71,743,512 |
¥6,743,512 |
| 20 |
1.10% |
¥301,840 |
¥72,441,623 |
¥7,441,623 |
| 20 |
1.20% |
¥304,767 |
¥73,144,040 |
¥8,144,040 |
| 20 |
1.30% |
¥307,711 |
¥73,850,759 |
¥8,850,759 |
| 20 |
1.40% |
¥310,674 |
¥74,561,776 |
¥9,561,776 |
| 20 |
1.50% |
¥313,655 |
¥75,277,084 |
¥10,277,084 |
| 20 |
1.60% |
¥316,653 |
¥75,996,678 |
¥10,996,678 |
| 20 |
1.70% |
¥319,669 |
¥76,720,554 |
¥11,720,554 |
| 20 |
1.80% |
¥322,703 |
¥77,448,704 |
¥12,448,704 |
| 20 |
1.90% |
¥325,755 |
¥78,181,121 |
¥13,181,121 |
| 20 |
2.00% |
¥328,824 |
¥78,917,800 |
¥13,917,800 |
| 20 |
2.10% |
¥331,911 |
¥79,658,733 |
¥14,658,733 |
| 20 |
2.20% |
¥335,016 |
¥80,403,913 |
¥15,403,913 |
| 20 |
2.30% |
¥338,139 |
¥81,153,331 |
¥16,153,331 |
| 20 |
2.40% |
¥341,279 |
¥81,906,980 |
¥16,906,980 |
| 20 |
2.50% |
¥344,437 |
¥82,664,851 |
¥17,664,851 |
| 20 |
2.60% |
¥347,612 |
¥83,426,936 |
¥18,426,936 |
| 20 |
2.70% |
¥350,805 |
¥84,193,225 |
¥19,193,225 |
| 20 |
2.80% |
¥354,015 |
¥84,963,710 |
¥19,963,710 |
| 20 |
2.90% |
¥357,243 |
¥85,738,380 |
¥20,738,380 |
| 20 |
3.00% |
¥360,488 |
¥86,517,225 |
¥21,517,225 |
6500万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥380,506 |
¥68,491,147 |
¥3,491,147 |
| 15 |
0.80% |
¥383,331 |
¥68,999,620 |
¥3,999,620 |
| 15 |
0.90% |
¥386,170 |
¥69,510,524 |
¥4,510,524 |
| 15 |
1.00% |
¥389,021 |
¥70,023,858 |
¥5,023,858 |
| 15 |
1.10% |
¥391,887 |
¥70,539,622 |
¥5,539,622 |
| 15 |
1.20% |
¥394,766 |
¥71,057,812 |
¥6,057,812 |
| 15 |
1.30% |
¥397,658 |
¥71,578,429 |
¥6,578,429 |
| 15 |
1.40% |
¥400,564 |
¥72,101,470 |
¥7,101,470 |
| 15 |
1.50% |
¥403,483 |
¥72,626,933 |
¥7,626,933 |
| 15 |
1.60% |
¥406,416 |
¥73,154,817 |
¥8,154,817 |
| 15 |
1.70% |
¥409,362 |
¥73,685,120 |
¥8,685,120 |
| 15 |
1.80% |
¥412,321 |
¥74,217,839 |
¥9,217,839 |
| 15 |
1.90% |
¥415,294 |
¥74,752,973 |
¥9,752,973 |
| 15 |
2.00% |
¥418,281 |
¥75,290,518 |
¥10,290,518 |
| 15 |
2.10% |
¥421,280 |
¥75,830,473 |
¥10,830,473 |
| 15 |
2.20% |
¥424,294 |
¥76,372,835 |
¥11,372,835 |
| 15 |
2.30% |
¥427,320 |
¥76,917,602 |
¥11,917,602 |
| 15 |
2.40% |
¥430,360 |
¥77,464,770 |
¥12,464,770 |
| 15 |
2.50% |
¥433,413 |
¥78,014,337 |
¥13,014,337 |
| 15 |
2.60% |
¥436,479 |
¥78,566,301 |
¥13,566,301 |
| 15 |
2.70% |
¥439,559 |
¥79,120,657 |
¥14,120,657 |
| 15 |
2.80% |
¥442,652 |
¥79,677,403 |
¥14,677,403 |
| 15 |
2.90% |
¥445,759 |
¥80,236,536 |
¥15,236,536 |
| 15 |
3.00% |
¥448,878 |
¥80,798,052 |
¥15,798,052 |
6500万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥561,004 |
¥67,320,488 |
¥2,320,488 |
| 10 |
0.80% |
¥563,803 |
¥67,656,316 |
¥2,656,316 |
| 10 |
0.90% |
¥566,610 |
¥67,993,225 |
¥2,993,225 |
| 10 |
1.00% |
¥569,427 |
¥68,331,215 |
¥3,331,215 |
| 10 |
1.10% |
¥572,252 |
¥68,670,286 |
¥3,670,286 |
| 10 |
1.20% |
¥575,087 |
¥69,010,437 |
¥4,010,437 |
| 10 |
1.30% |
¥577,931 |
¥69,351,668 |
¥4,351,668 |
| 10 |
1.40% |
¥580,783 |
¥69,693,979 |
¥4,693,979 |
| 10 |
1.50% |
¥583,645 |
¥70,037,370 |
¥5,037,370 |
| 10 |
1.60% |
¥586,515 |
¥70,381,839 |
¥5,381,839 |
| 10 |
1.70% |
¥589,395 |
¥70,727,387 |
¥5,727,387 |
| 10 |
1.80% |
¥592,283 |
¥71,074,012 |
¥6,074,012 |
| 10 |
1.90% |
¥595,181 |
¥71,421,715 |
¥6,421,715 |
| 10 |
2.00% |
¥598,087 |
¥71,770,494 |
¥6,770,494 |
| 10 |
2.10% |
¥601,003 |
¥72,120,350 |
¥7,120,350 |
| 10 |
2.20% |
¥603,927 |
¥72,471,281 |
¥7,471,281 |
| 10 |
2.30% |
¥606,861 |
¥72,823,288 |
¥7,823,288 |
| 10 |
2.40% |
¥609,803 |
¥73,176,369 |
¥8,176,369 |
| 10 |
2.50% |
¥612,754 |
¥73,530,523 |
¥8,530,523 |
| 10 |
2.60% |
¥615,715 |
¥73,885,751 |
¥8,885,751 |
| 10 |
2.70% |
¥618,684 |
¥74,242,052 |
¥9,242,052 |
| 10 |
2.80% |
¥621,662 |
¥74,599,424 |
¥9,599,424 |
| 10 |
2.90% |
¥624,649 |
¥74,957,867 |
¥9,957,867 |
| 10 |
3.00% |
¥627,645 |
¥75,317,381 |
¥10,317,381 |
