6640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6640万円の住宅ローン|期間・年数別
6640万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥131,193 |
¥78,715,622 |
¥12,315,622 |
| 50 |
0.80% |
¥134,308 |
¥80,584,820 |
¥14,184,820 |
| 50 |
0.90% |
¥137,469 |
¥82,481,218 |
¥16,081,218 |
| 50 |
1.00% |
¥140,674 |
¥84,404,697 |
¥18,004,697 |
| 50 |
1.10% |
¥143,925 |
¥86,355,128 |
¥19,955,128 |
| 50 |
1.20% |
¥147,221 |
¥88,332,366 |
¥21,932,366 |
| 50 |
1.30% |
¥150,560 |
¥90,336,256 |
¥23,936,256 |
| 50 |
1.40% |
¥153,944 |
¥92,366,629 |
¥25,966,629 |
| 50 |
1.50% |
¥157,372 |
¥94,423,307 |
¥28,023,307 |
| 50 |
1.60% |
¥160,843 |
¥96,506,097 |
¥30,106,097 |
| 50 |
1.70% |
¥164,358 |
¥98,614,799 |
¥32,214,799 |
| 50 |
1.80% |
¥167,915 |
¥100,749,198 |
¥34,349,198 |
| 50 |
1.90% |
¥171,515 |
¥102,909,072 |
¥36,509,072 |
| 50 |
2.00% |
¥175,157 |
¥105,094,187 |
¥38,694,187 |
| 50 |
2.10% |
¥178,840 |
¥107,304,300 |
¥40,904,300 |
| 50 |
2.20% |
¥182,565 |
¥109,539,158 |
¥43,139,158 |
| 50 |
2.30% |
¥186,331 |
¥111,798,501 |
¥45,398,501 |
| 50 |
2.40% |
¥190,137 |
¥114,082,059 |
¥47,682,059 |
| 50 |
2.50% |
¥193,983 |
¥116,389,553 |
¥49,989,553 |
| 50 |
2.60% |
¥197,868 |
¥118,720,698 |
¥52,320,698 |
| 50 |
2.70% |
¥201,792 |
¥121,075,201 |
¥54,675,201 |
| 50 |
2.80% |
¥205,755 |
¥123,452,764 |
¥57,052,764 |
| 50 |
2.90% |
¥209,755 |
¥125,853,079 |
¥59,453,079 |
| 50 |
3.00% |
¥213,793 |
¥128,275,835 |
¥61,875,835 |
6640万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥143,380 |
¥77,425,345 |
¥11,025,345 |
| 45 |
0.80% |
¥146,462 |
¥79,089,469 |
¥12,689,469 |
| 45 |
0.90% |
¥149,585 |
¥80,775,693 |
¥14,375,693 |
| 45 |
1.00% |
¥152,748 |
¥82,483,937 |
¥16,083,937 |
| 45 |
1.10% |
¥155,952 |
¥84,214,116 |
¥17,814,116 |
| 45 |
1.20% |
¥159,197 |
¥85,966,132 |
¥19,566,132 |
| 45 |
1.30% |
¥162,481 |
¥87,739,884 |
¥21,339,884 |
| 45 |
1.40% |
¥165,806 |
¥89,535,259 |
¥23,135,259 |
| 45 |
1.50% |
¥169,171 |
¥91,352,138 |
¥24,952,138 |
| 45 |
1.60% |
¥172,575 |
¥93,190,393 |
¥26,790,393 |
| 45 |
1.70% |
¥176,018 |
¥95,049,890 |
¥28,649,890 |
| 45 |
1.80% |
¥179,501 |
¥96,930,486 |
¥30,530,486 |
| 45 |
1.90% |
¥183,022 |
¥98,832,031 |
¥32,432,031 |
| 45 |
2.00% |
¥186,582 |
¥100,754,370 |
¥34,354,370 |
| 45 |
2.10% |
¥190,180 |
¥102,697,338 |
¥36,297,338 |
| 45 |
2.20% |
¥193,816 |
¥104,660,766 |
¥38,260,766 |
| 45 |
2.30% |
¥197,490 |
¥106,644,478 |
¥40,244,478 |
| 45 |
2.40% |
¥201,201 |
¥108,648,290 |
¥42,248,290 |
| 45 |
2.50% |
¥204,948 |
¥110,672,014 |
¥44,272,014 |
| 45 |
2.60% |
¥208,732 |
¥112,715,457 |
¥46,315,457 |
| 45 |
2.70% |
¥212,553 |
¥114,778,418 |
¥48,378,418 |
| 45 |
2.80% |
¥216,409 |
¥116,860,694 |
¥50,460,694 |
| 45 |
2.90% |
¥220,300 |
¥118,962,074 |
¥52,562,074 |
| 45 |
3.00% |
¥224,227 |
¥121,082,345 |
¥54,682,345 |
6640万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥158,643 |
¥76,148,486 |
¥9,748,486 |
| 40 |
0.80% |
¥161,691 |
¥77,611,592 |
¥11,211,592 |
| 40 |
0.90% |
¥164,775 |
¥79,092,206 |
¥12,692,206 |
| 40 |
1.00% |
¥167,896 |
¥80,590,278 |
¥14,190,278 |
| 40 |
1.10% |
¥171,054 |
¥82,105,755 |
¥15,705,755 |
| 40 |
1.20% |
¥174,247 |
¥83,638,576 |
¥17,238,576 |
| 40 |
1.30% |
¥177,476 |
¥85,188,675 |
¥18,788,675 |
| 40 |
1.40% |
¥180,742 |
¥86,755,981 |
¥20,355,981 |
| 40 |
1.50% |
¥184,043 |
¥88,340,419 |
¥21,940,419 |
| 40 |
1.60% |
¥187,379 |
¥89,941,908 |
¥23,541,908 |
| 40 |
1.70% |
¥190,751 |
¥91,560,362 |
¥25,160,362 |
| 40 |
1.80% |
¥194,158 |
¥93,195,691 |
¥26,795,691 |
| 40 |
1.90% |
¥197,600 |
¥94,847,800 |
¥28,447,800 |
| 40 |
2.00% |
¥201,076 |
¥96,516,588 |
¥30,116,588 |
| 40 |
2.10% |
¥204,587 |
¥98,201,951 |
¥31,801,951 |
| 40 |
2.20% |
¥208,133 |
¥99,903,781 |
¥33,503,781 |
| 40 |
2.30% |
¥211,712 |
¥101,621,964 |
¥35,221,964 |
| 40 |
2.40% |
¥215,326 |
¥103,356,383 |
¥36,956,383 |
| 40 |
2.50% |
¥218,973 |
¥105,106,917 |
¥38,706,917 |
| 40 |
2.60% |
¥222,653 |
¥106,873,440 |
¥40,473,440 |
| 40 |
2.70% |
¥226,366 |
¥108,655,824 |
¥42,255,824 |
| 40 |
2.80% |
¥230,112 |
¥110,453,936 |
¥44,053,936 |
| 40 |
2.90% |
¥233,891 |
¥112,267,639 |
¥45,867,639 |
| 40 |
3.00% |
¥237,702 |
¥114,096,795 |
¥47,696,795 |
6640万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥178,298 |
¥74,885,075 |
¥8,485,075 |
| 35 |
0.80% |
¥181,312 |
¥76,151,234 |
¥9,751,234 |
| 35 |
0.90% |
¥184,359 |
¥77,430,831 |
¥11,030,831 |
| 35 |
1.00% |
¥187,438 |
¥78,723,836 |
¥12,323,836 |
| 35 |
1.10% |
¥190,548 |
¥80,030,215 |
¥13,630,215 |
| 35 |
1.20% |
¥193,690 |
¥81,349,933 |
¥14,949,933 |
| 35 |
1.30% |
¥196,864 |
¥82,682,952 |
¥16,282,952 |
| 35 |
1.40% |
¥200,070 |
¥84,029,228 |
¥17,629,228 |
| 35 |
1.50% |
¥203,306 |
¥85,388,717 |
¥18,988,717 |
| 35 |
1.60% |
¥206,575 |
¥86,761,370 |
¥20,361,370 |
| 35 |
1.70% |
¥209,874 |
¥88,147,137 |
¥21,747,137 |
| 35 |
1.80% |
¥213,205 |
¥89,545,962 |
¥23,145,962 |
| 35 |
1.90% |
¥216,566 |
¥90,957,791 |
¥24,557,791 |
| 35 |
2.00% |
¥219,958 |
¥92,382,561 |
¥25,982,561 |
| 35 |
2.10% |
¥223,381 |
¥93,820,212 |
¥27,420,212 |
| 35 |
2.20% |
¥226,835 |
¥95,270,677 |
¥28,870,677 |
| 35 |
2.30% |
¥230,319 |
¥96,733,888 |
¥30,333,888 |
| 35 |
2.40% |
¥233,833 |
¥98,209,776 |
¥31,809,776 |
| 35 |
2.50% |
¥237,377 |
¥99,698,266 |
¥33,298,266 |
| 35 |
2.60% |
¥240,951 |
¥101,199,283 |
¥34,799,283 |
| 35 |
2.70% |
¥244,554 |
¥102,712,748 |
¥36,312,748 |
| 35 |
2.80% |
¥248,187 |
¥104,238,582 |
¥37,838,582 |
| 35 |
2.90% |
¥251,849 |
¥105,776,702 |
¥39,376,702 |
| 35 |
3.00% |
¥255,541 |
¥107,327,021 |
¥40,927,021 |
6640万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥204,542 |
¥73,635,135 |
¥7,235,135 |
| 30 |
0.80% |
¥207,523 |
¥74,708,439 |
¥8,308,439 |
| 30 |
0.90% |
¥210,532 |
¥75,791,637 |
¥9,391,637 |
| 30 |
1.00% |
¥213,569 |
¥76,884,711 |
¥10,484,711 |
| 30 |
1.10% |
¥216,632 |
¥77,987,643 |
¥11,587,643 |
| 30 |
1.20% |
¥219,723 |
¥79,100,414 |
¥12,700,414 |
| 30 |
1.30% |
¥222,842 |
¥80,223,002 |
¥13,823,002 |
| 30 |
1.40% |
¥225,987 |
¥81,355,384 |
¥14,955,384 |
| 30 |
1.50% |
¥229,160 |
¥82,497,535 |
¥16,097,535 |
| 30 |
1.60% |
¥232,360 |
¥83,649,429 |
¥17,249,429 |
| 30 |
1.70% |
¥235,586 |
¥84,811,036 |
¥18,411,036 |
| 30 |
1.80% |
¥238,840 |
¥85,982,328 |
¥19,582,328 |
| 30 |
1.90% |
¥242,120 |
¥87,163,274 |
¥20,763,274 |
| 30 |
2.00% |
¥245,427 |
¥88,353,839 |
¥21,953,839 |
| 30 |
2.10% |
¥248,761 |
¥89,553,989 |
¥23,153,989 |
| 30 |
2.20% |
¥252,121 |
¥90,763,689 |
¥24,363,689 |
| 30 |
2.30% |
¥255,508 |
¥91,982,900 |
¥25,582,900 |
| 30 |
2.40% |
¥258,921 |
¥93,211,584 |
¥26,811,584 |
| 30 |
2.50% |
¥262,360 |
¥94,449,700 |
¥28,049,700 |
| 30 |
2.60% |
¥265,826 |
¥95,697,205 |
¥29,297,205 |
| 30 |
2.70% |
¥269,317 |
¥96,954,056 |
¥30,554,056 |
| 30 |
2.80% |
¥272,834 |
¥98,220,208 |
¥31,820,208 |
| 30 |
2.90% |
¥276,377 |
¥99,495,614 |
¥33,095,614 |
| 30 |
3.00% |
¥279,945 |
¥100,780,228 |
¥34,380,228 |
6640万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥241,329 |
¥72,398,687 |
¥5,998,687 |
| 25 |
0.80% |
¥244,277 |
¥73,283,243 |
¥6,883,243 |
| 25 |
0.90% |
¥247,249 |
¥74,174,681 |
¥7,774,681 |
| 25 |
1.00% |
¥250,243 |
¥75,072,993 |
¥8,672,993 |
| 25 |
1.10% |
¥253,261 |
¥75,978,170 |
¥9,578,170 |
| 25 |
1.20% |
¥256,301 |
¥76,890,201 |
¥10,490,201 |
| 25 |
1.30% |
¥259,364 |
¥77,809,078 |
¥11,409,078 |
| 25 |
1.40% |
¥262,449 |
¥78,734,787 |
¥12,334,787 |
| 25 |
1.50% |
¥265,558 |
¥79,667,316 |
¥13,267,316 |
| 25 |
1.60% |
¥268,689 |
¥80,606,653 |
¥14,206,653 |
| 25 |
1.70% |
¥271,843 |
¥81,552,784 |
¥15,152,784 |
| 25 |
1.80% |
¥275,019 |
¥82,505,693 |
¥16,105,693 |
| 25 |
1.90% |
¥278,218 |
¥83,465,365 |
¥17,065,365 |
| 25 |
2.00% |
¥281,439 |
¥84,431,784 |
¥18,031,784 |
| 25 |
2.10% |
¥284,683 |
¥85,404,933 |
¥19,004,933 |
| 25 |
2.20% |
¥287,949 |
¥86,384,793 |
¥19,984,793 |
| 25 |
2.30% |
¥291,238 |
¥87,371,347 |
¥20,971,347 |
| 25 |
2.40% |
¥294,549 |
¥88,364,573 |
¥21,964,573 |
| 25 |
2.50% |
¥297,882 |
¥89,364,453 |
¥22,964,453 |
| 25 |
2.60% |
¥301,237 |
¥90,370,966 |
¥23,970,966 |
| 25 |
2.70% |
¥304,614 |
¥91,384,089 |
¥24,984,089 |
| 25 |
2.80% |
¥308,013 |
¥92,403,800 |
¥26,003,800 |
| 25 |
2.90% |
¥311,434 |
¥93,430,076 |
¥27,030,076 |
| 25 |
3.00% |
¥314,876 |
¥94,462,894 |
¥28,062,894 |
6640万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥296,566 |
¥71,175,751 |
¥4,775,751 |
| 20 |
0.80% |
¥299,482 |
¥71,875,677 |
¥5,475,677 |
| 20 |
0.90% |
¥302,417 |
¥72,580,013 |
¥6,180,013 |
| 20 |
1.00% |
¥305,370 |
¥73,288,757 |
¥6,888,757 |
| 20 |
1.10% |
¥308,341 |
¥74,001,904 |
¥7,601,904 |
| 20 |
1.20% |
¥311,331 |
¥74,719,450 |
¥8,319,450 |
| 20 |
1.30% |
¥314,339 |
¥75,441,391 |
¥9,041,391 |
| 20 |
1.40% |
¥317,366 |
¥76,167,721 |
¥9,767,721 |
| 20 |
1.50% |
¥320,410 |
¥76,898,436 |
¥10,498,436 |
| 20 |
1.60% |
¥323,473 |
¥77,633,530 |
¥11,233,530 |
| 20 |
1.70% |
¥326,554 |
¥78,372,996 |
¥11,972,996 |
| 20 |
1.80% |
¥329,653 |
¥79,116,830 |
¥12,716,830 |
| 20 |
1.90% |
¥332,771 |
¥79,865,022 |
¥13,465,022 |
| 20 |
2.00% |
¥335,907 |
¥80,617,568 |
¥14,217,568 |
| 20 |
2.10% |
¥339,060 |
¥81,374,460 |
¥14,974,460 |
| 20 |
2.20% |
¥342,232 |
¥82,135,689 |
¥15,735,689 |
| 20 |
2.30% |
¥345,422 |
¥82,901,249 |
¥16,501,249 |
| 20 |
2.40% |
¥348,630 |
¥83,671,130 |
¥17,271,130 |
| 20 |
2.50% |
¥351,856 |
¥84,445,325 |
¥18,045,325 |
| 20 |
2.60% |
¥355,099 |
¥85,223,824 |
¥18,823,824 |
| 20 |
2.70% |
¥358,361 |
¥86,006,618 |
¥19,606,618 |
| 20 |
2.80% |
¥361,640 |
¥86,793,697 |
¥20,393,697 |
| 20 |
2.90% |
¥364,938 |
¥87,585,053 |
¥21,185,053 |
| 20 |
3.00% |
¥368,253 |
¥88,380,673 |
¥21,980,673 |
6640万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥388,702 |
¥69,966,341 |
¥3,566,341 |
| 15 |
0.80% |
¥391,588 |
¥70,485,765 |
¥4,085,765 |
| 15 |
0.90% |
¥394,487 |
¥71,007,674 |
¥4,607,674 |
| 15 |
1.00% |
¥397,400 |
¥71,532,064 |
¥5,132,064 |
| 15 |
1.10% |
¥400,327 |
¥72,058,936 |
¥5,658,936 |
| 15 |
1.20% |
¥403,268 |
¥72,588,288 |
¥6,188,288 |
| 15 |
1.30% |
¥406,223 |
¥73,120,118 |
¥6,720,118 |
| 15 |
1.40% |
¥409,191 |
¥73,654,425 |
¥7,254,425 |
| 15 |
1.50% |
¥412,173 |
¥74,191,206 |
¥7,791,206 |
| 15 |
1.60% |
¥415,169 |
¥74,730,460 |
¥8,330,460 |
| 15 |
1.70% |
¥418,179 |
¥75,272,184 |
¥8,872,184 |
| 15 |
1.80% |
¥421,202 |
¥75,816,377 |
¥9,416,377 |
| 15 |
1.90% |
¥424,239 |
¥76,363,037 |
¥9,963,037 |
| 15 |
2.00% |
¥427,290 |
¥76,912,160 |
¥10,512,160 |
| 15 |
2.10% |
¥430,354 |
¥77,463,745 |
¥11,063,745 |
| 15 |
2.20% |
¥433,432 |
¥78,017,789 |
¥11,617,789 |
| 15 |
2.30% |
¥436,524 |
¥78,574,289 |
¥12,174,289 |
| 15 |
2.40% |
¥439,629 |
¥79,133,242 |
¥12,733,242 |
| 15 |
2.50% |
¥442,748 |
¥79,694,646 |
¥13,294,646 |
| 15 |
2.60% |
¥445,881 |
¥80,258,498 |
¥13,858,498 |
| 15 |
2.70% |
¥449,027 |
¥80,824,794 |
¥14,424,794 |
| 15 |
2.80% |
¥452,186 |
¥81,393,532 |
¥14,993,532 |
| 15 |
2.90% |
¥455,359 |
¥81,964,707 |
¥15,564,707 |
| 15 |
3.00% |
¥458,546 |
¥82,538,318 |
¥16,138,318 |
6640万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥573,087 |
¥68,770,468 |
¥2,370,468 |
| 10 |
0.80% |
¥575,946 |
¥69,113,529 |
¥2,713,529 |
| 10 |
0.90% |
¥578,814 |
¥69,457,694 |
¥3,057,694 |
| 10 |
1.00% |
¥581,691 |
¥69,802,964 |
¥3,402,964 |
| 10 |
1.10% |
¥584,578 |
¥70,149,338 |
¥3,749,338 |
| 10 |
1.20% |
¥587,473 |
¥70,496,816 |
¥4,096,816 |
| 10 |
1.30% |
¥590,378 |
¥70,845,397 |
¥4,445,397 |
| 10 |
1.40% |
¥593,292 |
¥71,195,081 |
¥4,795,081 |
| 10 |
1.50% |
¥596,216 |
¥71,545,867 |
¥5,145,867 |
| 10 |
1.60% |
¥599,148 |
¥71,897,756 |
¥5,497,756 |
| 10 |
1.70% |
¥602,090 |
¥72,250,746 |
¥5,850,746 |
| 10 |
1.80% |
¥605,040 |
¥72,604,837 |
¥6,204,837 |
| 10 |
1.90% |
¥608,000 |
¥72,960,028 |
¥6,560,028 |
| 10 |
2.00% |
¥610,969 |
¥73,316,320 |
¥6,916,320 |
| 10 |
2.10% |
¥613,948 |
¥73,673,711 |
¥7,273,711 |
| 10 |
2.20% |
¥616,935 |
¥74,032,201 |
¥7,632,201 |
| 10 |
2.30% |
¥619,932 |
¥74,391,789 |
¥7,991,789 |
| 10 |
2.40% |
¥622,937 |
¥74,752,475 |
¥8,352,475 |
| 10 |
2.50% |
¥625,952 |
¥75,114,258 |
¥8,714,258 |
| 10 |
2.60% |
¥628,976 |
¥75,477,137 |
¥9,077,137 |
| 10 |
2.70% |
¥632,009 |
¥75,841,111 |
¥9,441,111 |
| 10 |
2.80% |
¥635,052 |
¥76,206,181 |
¥9,806,181 |
| 10 |
2.90% |
¥638,103 |
¥76,572,344 |
¥10,172,344 |
| 10 |
3.00% |
¥641,163 |
¥76,939,601 |
¥10,539,601 |