6820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6820万円の住宅ローン｜期間・年数別
6820万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥134,749 |
¥80,849,479 |
¥12,649,479 |
| 50 |
0.80% |
¥137,949 |
¥82,769,348 |
¥14,569,348 |
| 50 |
0.90% |
¥141,195 |
¥84,717,154 |
¥16,517,154 |
| 50 |
1.00% |
¥144,488 |
¥86,692,777 |
¥18,492,777 |
| 50 |
1.10% |
¥147,827 |
¥88,696,080 |
¥20,496,080 |
| 50 |
1.20% |
¥151,212 |
¥90,726,918 |
¥22,526,918 |
| 50 |
1.30% |
¥154,642 |
¥92,785,130 |
¥24,585,130 |
| 50 |
1.40% |
¥158,118 |
¥94,870,544 |
¥26,670,544 |
| 50 |
1.50% |
¥161,638 |
¥96,982,975 |
¥28,782,975 |
| 50 |
1.60% |
¥165,204 |
¥99,122,226 |
¥30,922,226 |
| 50 |
1.70% |
¥168,813 |
¥101,288,091 |
¥33,088,091 |
| 50 |
1.80% |
¥172,467 |
¥103,480,351 |
¥35,280,351 |
| 50 |
1.90% |
¥176,165 |
¥105,698,775 |
¥37,498,775 |
| 50 |
2.00% |
¥179,905 |
¥107,943,125 |
¥39,743,125 |
| 50 |
2.10% |
¥183,689 |
¥110,213,151 |
¥42,013,151 |
| 50 |
2.20% |
¥187,514 |
¥112,508,593 |
¥44,308,593 |
| 50 |
2.30% |
¥191,382 |
¥114,829,183 |
¥46,629,183 |
| 50 |
2.40% |
¥195,291 |
¥117,174,644 |
¥48,974,644 |
| 50 |
2.50% |
¥199,241 |
¥119,544,691 |
¥51,344,691 |
| 50 |
2.60% |
¥203,232 |
¥121,939,030 |
¥53,739,030 |
| 50 |
2.70% |
¥207,262 |
¥124,357,360 |
¥56,157,360 |
| 50 |
2.80% |
¥211,332 |
¥126,799,375 |
¥58,599,375 |
| 50 |
2.90% |
¥215,441 |
¥129,264,759 |
¥61,064,759 |
| 50 |
3.00% |
¥219,589 |
¥131,753,192 |
¥63,553,192 |
6820万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥147,267 |
¥79,524,224 |
¥11,324,224 |
| 45 |
0.80% |
¥150,432 |
¥81,233,461 |
¥13,033,461 |
| 45 |
0.90% |
¥153,640 |
¥82,965,395 |
¥14,765,395 |
| 45 |
1.00% |
¥156,889 |
¥84,719,948 |
¥16,519,948 |
| 45 |
1.10% |
¥160,180 |
¥86,497,028 |
¥18,297,028 |
| 45 |
1.20% |
¥163,512 |
¥88,296,539 |
¥20,096,539 |
| 45 |
1.30% |
¥166,886 |
¥90,118,375 |
¥21,918,375 |
| 45 |
1.40% |
¥170,301 |
¥91,962,420 |
¥23,762,420 |
| 45 |
1.50% |
¥173,757 |
¥93,828,551 |
¥25,628,551 |
| 45 |
1.60% |
¥177,253 |
¥95,716,639 |
¥27,516,639 |
| 45 |
1.70% |
¥180,790 |
¥97,626,543 |
¥29,426,543 |
| 45 |
1.80% |
¥184,367 |
¥99,558,120 |
¥31,358,120 |
| 45 |
1.90% |
¥187,984 |
¥101,511,213 |
¥33,311,213 |
| 45 |
2.00% |
¥191,640 |
¥103,485,663 |
¥35,285,663 |
| 45 |
2.10% |
¥195,336 |
¥105,481,302 |
¥37,281,302 |
| 45 |
2.20% |
¥199,070 |
¥107,497,956 |
¥39,297,956 |
| 45 |
2.30% |
¥202,843 |
¥109,535,442 |
¥41,335,442 |
| 45 |
2.40% |
¥206,655 |
¥111,593,575 |
¥43,393,575 |
| 45 |
2.50% |
¥210,504 |
¥113,672,159 |
¥45,472,159 |
| 45 |
2.60% |
¥214,391 |
¥115,770,996 |
¥47,570,996 |
| 45 |
2.70% |
¥218,315 |
¥117,889,881 |
¥49,689,881 |
| 45 |
2.80% |
¥222,275 |
¥120,028,604 |
¥51,828,604 |
| 45 |
2.90% |
¥226,272 |
¥122,186,950 |
¥53,986,950 |
| 45 |
3.00% |
¥230,305 |
¥124,364,697 |
¥56,164,697 |
6820万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥162,943 |
¥78,212,753 |
¥10,012,753 |
| 40 |
0.80% |
¥166,074 |
¥79,715,520 |
¥11,515,520 |
| 40 |
0.90% |
¥169,242 |
¥81,236,271 |
¥13,036,271 |
| 40 |
1.00% |
¥172,448 |
¥82,774,955 |
¥14,574,955 |
| 40 |
1.10% |
¥175,691 |
¥84,331,514 |
¥16,131,514 |
| 40 |
1.20% |
¥178,971 |
¥85,905,887 |
¥17,705,887 |
| 40 |
1.30% |
¥182,288 |
¥87,498,006 |
¥19,298,006 |
| 40 |
1.40% |
¥185,641 |
¥89,107,800 |
¥20,907,800 |
| 40 |
1.50% |
¥189,032 |
¥90,735,189 |
¥22,535,189 |
| 40 |
1.60% |
¥192,459 |
¥92,380,092 |
¥24,180,092 |
| 40 |
1.70% |
¥195,922 |
¥94,042,420 |
¥25,842,420 |
| 40 |
1.80% |
¥199,421 |
¥95,722,080 |
¥27,522,080 |
| 40 |
1.90% |
¥202,956 |
¥97,418,975 |
¥29,218,975 |
| 40 |
2.00% |
¥206,527 |
¥99,133,001 |
¥30,933,001 |
| 40 |
2.10% |
¥210,133 |
¥100,864,052 |
¥32,664,052 |
| 40 |
2.20% |
¥213,775 |
¥102,612,016 |
¥34,412,016 |
| 40 |
2.30% |
¥217,452 |
¥104,376,776 |
¥36,176,776 |
| 40 |
2.40% |
¥221,163 |
¥106,158,212 |
¥37,958,212 |
| 40 |
2.50% |
¥224,909 |
¥107,956,200 |
¥39,756,200 |
| 40 |
2.60% |
¥228,689 |
¥109,770,612 |
¥41,570,612 |
| 40 |
2.70% |
¥232,503 |
¥111,601,313 |
¥43,401,313 |
| 40 |
2.80% |
¥236,350 |
¥113,448,169 |
¥45,248,169 |
| 40 |
2.90% |
¥240,231 |
¥115,311,039 |
¥47,111,039 |
| 40 |
3.00% |
¥244,145 |
¥117,189,780 |
¥48,989,780 |
6820万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥183,131 |
¥76,915,092 |
¥8,715,092 |
| 35 |
0.80% |
¥186,228 |
¥78,215,575 |
¥10,015,575 |
| 35 |
0.90% |
¥189,357 |
¥79,529,860 |
¥11,329,860 |
| 35 |
1.00% |
¥192,519 |
¥80,857,916 |
¥12,657,916 |
| 35 |
1.10% |
¥195,714 |
¥82,199,709 |
¥13,999,709 |
| 35 |
1.20% |
¥198,941 |
¥83,555,203 |
¥15,355,203 |
| 35 |
1.30% |
¥202,201 |
¥84,924,357 |
¥16,724,357 |
| 35 |
1.40% |
¥205,493 |
¥86,307,128 |
¥18,107,128 |
| 35 |
1.50% |
¥208,818 |
¥87,703,471 |
¥19,503,471 |
| 35 |
1.60% |
¥212,175 |
¥89,113,335 |
¥20,913,335 |
| 35 |
1.70% |
¥215,563 |
¥90,536,667 |
¥22,336,667 |
| 35 |
1.80% |
¥218,984 |
¥91,973,413 |
¥23,773,413 |
| 35 |
1.90% |
¥222,437 |
¥93,423,514 |
¥25,223,514 |
| 35 |
2.00% |
¥225,921 |
¥94,886,908 |
¥26,686,908 |
| 35 |
2.10% |
¥229,437 |
¥96,363,531 |
¥28,163,531 |
| 35 |
2.20% |
¥232,984 |
¥97,853,316 |
¥29,653,316 |
| 35 |
2.30% |
¥236,562 |
¥99,356,192 |
¥31,156,192 |
| 35 |
2.40% |
¥240,172 |
¥100,872,089 |
¥32,672,089 |
| 35 |
2.50% |
¥243,812 |
¥102,400,929 |
¥34,200,929 |
| 35 |
2.60% |
¥247,482 |
¥103,942,637 |
¥35,742,637 |
| 35 |
2.70% |
¥251,184 |
¥105,497,130 |
¥37,297,130 |
| 35 |
2.80% |
¥254,915 |
¥107,064,327 |
¥38,864,327 |
| 35 |
2.90% |
¥258,677 |
¥108,644,142 |
¥40,444,142 |
| 35 |
3.00% |
¥262,468 |
¥110,236,488 |
¥42,036,488 |
6820万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥210,087 |
¥75,631,268 |
¥7,431,268 |
| 30 |
0.80% |
¥213,149 |
¥76,733,668 |
¥8,533,668 |
| 30 |
0.90% |
¥216,240 |
¥77,846,230 |
¥9,646,230 |
| 30 |
1.00% |
¥219,358 |
¥78,968,935 |
¥10,768,935 |
| 30 |
1.10% |
¥222,505 |
¥80,101,766 |
¥11,901,766 |
| 30 |
1.20% |
¥225,680 |
¥81,244,703 |
¥13,044,703 |
| 30 |
1.30% |
¥228,883 |
¥82,397,722 |
¥14,197,722 |
| 30 |
1.40% |
¥232,113 |
¥83,560,801 |
¥15,360,801 |
| 30 |
1.50% |
¥235,372 |
¥84,733,914 |
¥16,533,914 |
| 30 |
1.60% |
¥238,658 |
¥85,917,034 |
¥17,717,034 |
| 30 |
1.70% |
¥241,973 |
¥87,110,131 |
¥18,910,131 |
| 30 |
1.80% |
¥245,314 |
¥88,313,175 |
¥20,113,175 |
| 30 |
1.90% |
¥248,684 |
¥89,526,133 |
¥21,326,133 |
| 30 |
2.00% |
¥252,080 |
¥90,748,973 |
¥22,548,973 |
| 30 |
2.10% |
¥255,505 |
¥91,981,658 |
¥23,781,658 |
| 30 |
2.20% |
¥258,956 |
¥93,224,151 |
¥25,024,151 |
| 30 |
2.30% |
¥262,434 |
¥94,476,413 |
¥26,276,413 |
| 30 |
2.40% |
¥265,940 |
¥95,738,404 |
¥27,538,404 |
| 30 |
2.50% |
¥269,472 |
¥97,010,083 |
¥28,810,083 |
| 30 |
2.60% |
¥273,032 |
¥98,291,406 |
¥30,091,406 |
| 30 |
2.70% |
¥276,618 |
¥99,582,328 |
¥31,382,328 |
| 30 |
2.80% |
¥280,230 |
¥100,882,804 |
¥32,682,804 |
| 30 |
2.90% |
¥283,869 |
¥102,192,785 |
¥33,992,785 |
| 30 |
3.00% |
¥287,534 |
¥103,512,222 |
¥35,312,222 |
6820万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥247,871 |
¥74,361,302 |
¥6,161,302 |
| 25 |
0.80% |
¥250,899 |
¥75,269,837 |
¥7,069,837 |
| 25 |
0.90% |
¥253,951 |
¥76,185,441 |
¥7,985,441 |
| 25 |
1.00% |
¥257,027 |
¥77,108,104 |
¥8,908,104 |
| 25 |
1.10% |
¥260,126 |
¥78,037,819 |
¥9,837,819 |
| 25 |
1.20% |
¥263,249 |
¥78,974,574 |
¥10,774,574 |
| 25 |
1.30% |
¥266,395 |
¥79,918,360 |
¥11,718,360 |
| 25 |
1.40% |
¥269,564 |
¥80,869,163 |
¥12,669,163 |
| 25 |
1.50% |
¥272,757 |
¥81,826,972 |
¥13,626,972 |
| 25 |
1.60% |
¥275,973 |
¥82,791,773 |
¥14,591,773 |
| 25 |
1.70% |
¥279,212 |
¥83,763,552 |
¥15,563,552 |
| 25 |
1.80% |
¥282,474 |
¥84,742,293 |
¥16,542,293 |
| 25 |
1.90% |
¥285,760 |
¥85,727,981 |
¥17,527,981 |
| 25 |
2.00% |
¥289,069 |
¥86,720,598 |
¥18,520,598 |
| 25 |
2.10% |
¥292,400 |
¥87,720,127 |
¥19,520,127 |
| 25 |
2.20% |
¥295,755 |
¥88,726,550 |
¥20,526,550 |
| 25 |
2.30% |
¥299,133 |
¥89,739,847 |
¥21,539,847 |
| 25 |
2.40% |
¥302,533 |
¥90,759,999 |
¥22,559,999 |
| 25 |
2.50% |
¥305,957 |
¥91,786,984 |
¥23,586,984 |
| 25 |
2.60% |
¥309,403 |
¥92,820,781 |
¥24,620,781 |
| 25 |
2.70% |
¥312,871 |
¥93,861,368 |
¥25,661,368 |
| 25 |
2.80% |
¥316,362 |
¥94,908,722 |
¥26,708,722 |
| 25 |
2.90% |
¥319,876 |
¥95,962,819 |
¥27,762,819 |
| 25 |
3.00% |
¥323,412 |
¥97,023,635 |
¥28,823,635 |
6820万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥304,605 |
¥73,105,214 |
¥4,905,214 |
| 20 |
0.80% |
¥307,600 |
¥73,824,114 |
¥5,624,114 |
| 20 |
0.90% |
¥310,615 |
¥74,547,544 |
¥6,347,544 |
| 20 |
1.00% |
¥313,648 |
¥75,275,500 |
¥7,075,500 |
| 20 |
1.10% |
¥316,700 |
¥76,007,980 |
¥7,807,980 |
| 20 |
1.20% |
¥319,771 |
¥76,744,977 |
¥8,544,977 |
| 20 |
1.30% |
¥322,860 |
¥77,486,489 |
¥9,286,489 |
| 20 |
1.40% |
¥325,969 |
¥78,232,509 |
¥10,032,509 |
| 20 |
1.50% |
¥329,096 |
¥78,983,033 |
¥10,783,033 |
| 20 |
1.60% |
¥332,242 |
¥79,738,053 |
¥11,538,053 |
| 20 |
1.70% |
¥335,407 |
¥80,497,566 |
¥12,297,566 |
| 20 |
1.80% |
¥338,590 |
¥81,261,563 |
¥13,061,563 |
| 20 |
1.90% |
¥341,792 |
¥82,030,038 |
¥13,830,038 |
| 20 |
2.00% |
¥345,012 |
¥82,802,984 |
¥14,602,984 |
| 20 |
2.10% |
¥348,252 |
¥83,580,394 |
¥15,380,394 |
| 20 |
2.20% |
¥351,509 |
¥84,362,259 |
¥16,162,259 |
| 20 |
2.30% |
¥354,786 |
¥85,148,572 |
¥16,948,572 |
| 20 |
2.40% |
¥358,081 |
¥85,939,324 |
¥17,739,324 |
| 20 |
2.50% |
¥361,394 |
¥86,734,506 |
¥18,534,506 |
| 20 |
2.60% |
¥364,725 |
¥87,534,108 |
¥19,334,108 |
| 20 |
2.70% |
¥368,076 |
¥88,338,123 |
¥20,138,123 |
| 20 |
2.80% |
¥371,444 |
¥89,146,539 |
¥20,946,539 |
| 20 |
2.90% |
¥374,831 |
¥89,959,346 |
¥21,759,346 |
| 20 |
3.00% |
¥378,236 |
¥90,776,535 |
¥22,576,535 |
6820万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥399,239 |
¥71,863,019 |
¥3,663,019 |
| 15 |
0.80% |
¥402,203 |
¥72,396,524 |
¥4,196,524 |
| 15 |
0.90% |
¥405,181 |
¥72,932,580 |
¥4,732,580 |
| 15 |
1.00% |
¥408,173 |
¥73,471,187 |
¥5,271,187 |
| 15 |
1.10% |
¥411,180 |
¥74,012,341 |
¥5,812,341 |
| 15 |
1.20% |
¥414,200 |
¥74,556,043 |
¥6,356,043 |
| 15 |
1.30% |
¥417,235 |
¥75,102,290 |
¥6,902,290 |
| 15 |
1.40% |
¥420,284 |
¥75,651,081 |
¥7,451,081 |
| 15 |
1.50% |
¥423,347 |
¥76,202,413 |
¥8,002,413 |
| 15 |
1.60% |
¥426,424 |
¥76,756,285 |
¥8,556,285 |
| 15 |
1.70% |
¥429,515 |
¥77,312,695 |
¥9,112,695 |
| 15 |
1.80% |
¥432,620 |
¥77,871,640 |
¥9,671,640 |
| 15 |
1.90% |
¥435,740 |
¥78,433,119 |
¥10,233,119 |
| 15 |
2.00% |
¥438,873 |
¥78,997,128 |
¥10,797,128 |
| 15 |
2.10% |
¥442,020 |
¥79,563,666 |
¥11,363,666 |
| 15 |
2.20% |
¥445,182 |
¥80,132,729 |
¥11,932,729 |
| 15 |
2.30% |
¥448,357 |
¥80,704,314 |
¥12,504,314 |
| 15 |
2.40% |
¥451,547 |
¥81,278,420 |
¥13,078,420 |
| 15 |
2.50% |
¥454,750 |
¥81,855,043 |
¥13,655,043 |
| 15 |
2.60% |
¥457,968 |
¥82,434,180 |
¥14,234,180 |
| 15 |
2.70% |
¥461,199 |
¥83,015,828 |
¥14,815,828 |
| 15 |
2.80% |
¥464,444 |
¥83,599,983 |
¥15,399,983 |
| 15 |
2.90% |
¥467,704 |
¥84,186,642 |
¥15,986,642 |
| 15 |
3.00% |
¥470,977 |
¥84,775,802 |
¥16,575,802 |
6820万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥588,623 |
¥70,634,728 |
¥2,434,728 |
| 10 |
0.80% |
¥591,559 |
¥70,987,088 |
¥2,787,088 |
| 10 |
0.90% |
¥594,505 |
¥71,340,583 |
¥3,140,583 |
| 10 |
1.00% |
¥597,460 |
¥71,695,213 |
¥3,495,213 |
| 10 |
1.10% |
¥600,425 |
¥72,050,977 |
¥3,850,977 |
| 10 |
1.20% |
¥603,399 |
¥72,407,874 |
¥4,207,874 |
| 10 |
1.30% |
¥606,383 |
¥72,765,904 |
¥4,565,904 |
| 10 |
1.40% |
¥609,376 |
¥73,125,068 |
¥4,925,068 |
| 10 |
1.50% |
¥612,378 |
¥73,485,363 |
¥5,285,363 |
| 10 |
1.60% |
¥615,390 |
¥73,846,791 |
¥5,646,791 |
| 10 |
1.70% |
¥618,411 |
¥74,209,350 |
¥6,009,350 |
| 10 |
1.80% |
¥621,442 |
¥74,573,040 |
¥6,373,040 |
| 10 |
1.90% |
¥624,482 |
¥74,937,860 |
¥6,737,860 |
| 10 |
2.00% |
¥627,532 |
¥75,303,811 |
¥7,103,811 |
| 10 |
2.10% |
¥630,591 |
¥75,670,890 |
¥7,470,890 |
| 10 |
2.20% |
¥633,659 |
¥76,039,098 |
¥7,839,098 |
| 10 |
2.30% |
¥636,737 |
¥76,408,434 |
¥8,208,434 |
| 10 |
2.40% |
¥639,824 |
¥76,778,897 |
¥8,578,897 |
| 10 |
2.50% |
¥642,921 |
¥77,150,488 |
¥8,950,488 |
| 10 |
2.60% |
¥646,027 |
¥77,523,204 |
¥9,323,204 |
| 10 |
2.70% |
¥649,142 |
¥77,897,045 |
¥9,697,045 |
| 10 |
2.80% |
¥652,267 |
¥78,272,011 |
¥10,072,011 |
| 10 |
2.90% |
¥655,401 |
¥78,648,101 |
¥10,448,101 |
| 10 |
3.00% |
¥658,544 |
¥79,025,313 |
¥10,825,313 |
