6850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6850万円の住宅ローン|期間・年数別
6850万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥135,342 |
¥81,205,122 |
¥12,705,122 |
| 50 |
0.80% |
¥138,556 |
¥83,133,436 |
¥14,633,436 |
| 50 |
0.90% |
¥141,816 |
¥85,089,810 |
¥16,589,810 |
| 50 |
1.00% |
¥145,124 |
¥87,074,123 |
¥18,574,123 |
| 50 |
1.10% |
¥148,477 |
¥89,086,239 |
¥20,586,239 |
| 50 |
1.20% |
¥151,877 |
¥91,126,010 |
¥22,626,010 |
| 50 |
1.30% |
¥155,322 |
¥93,193,276 |
¥24,693,276 |
| 50 |
1.40% |
¥158,813 |
¥95,287,863 |
¥26,787,863 |
| 50 |
1.50% |
¥162,349 |
¥97,409,586 |
¥28,909,586 |
| 50 |
1.60% |
¥165,930 |
¥99,558,248 |
¥31,058,248 |
| 50 |
1.70% |
¥169,556 |
¥101,733,640 |
¥33,233,640 |
| 50 |
1.80% |
¥173,226 |
¥103,935,543 |
¥35,435,543 |
| 50 |
1.90% |
¥176,940 |
¥106,163,726 |
¥37,663,726 |
| 50 |
2.00% |
¥180,697 |
¥108,417,949 |
¥39,917,949 |
| 50 |
2.10% |
¥184,497 |
¥110,697,960 |
¥42,197,960 |
| 50 |
2.20% |
¥188,339 |
¥113,003,499 |
¥44,503,499 |
| 50 |
2.30% |
¥192,224 |
¥115,334,297 |
¥46,834,297 |
| 50 |
2.40% |
¥196,150 |
¥117,690,075 |
¥49,190,075 |
| 50 |
2.50% |
¥200,118 |
¥120,070,547 |
¥51,570,547 |
| 50 |
2.60% |
¥204,126 |
¥122,475,419 |
¥53,975,419 |
| 50 |
2.70% |
¥208,174 |
¥124,904,387 |
¥56,404,387 |
| 50 |
2.80% |
¥212,262 |
¥127,357,143 |
¥58,857,143 |
| 50 |
2.90% |
¥216,389 |
¥129,833,372 |
¥61,333,372 |
| 50 |
3.00% |
¥220,555 |
¥132,332,752 |
¥63,832,752 |
6850万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥147,915 |
¥79,874,038 |
¥11,374,038 |
| 45 |
0.80% |
¥151,094 |
¥81,590,793 |
¥13,090,793 |
| 45 |
0.90% |
¥154,315 |
¥83,330,346 |
¥14,830,346 |
| 45 |
1.00% |
¥157,579 |
¥85,092,616 |
¥16,592,616 |
| 45 |
1.10% |
¥160,884 |
¥86,877,514 |
¥18,377,514 |
| 45 |
1.20% |
¥164,231 |
¥88,684,941 |
¥20,184,941 |
| 45 |
1.30% |
¥167,620 |
¥90,514,790 |
¥22,014,790 |
| 45 |
1.40% |
¥171,050 |
¥92,366,946 |
¥23,866,946 |
| 45 |
1.50% |
¥174,521 |
¥94,241,287 |
¥25,741,287 |
| 45 |
1.60% |
¥178,033 |
¥96,137,680 |
¥27,637,680 |
| 45 |
1.70% |
¥181,585 |
¥98,055,986 |
¥29,555,986 |
| 45 |
1.80% |
¥185,178 |
¥99,996,058 |
¥31,496,058 |
| 45 |
1.90% |
¥188,811 |
¥101,957,743 |
¥33,457,743 |
| 45 |
2.00% |
¥192,483 |
¥103,940,879 |
¥35,440,879 |
| 45 |
2.10% |
¥196,195 |
¥105,945,296 |
¥37,445,296 |
| 45 |
2.20% |
¥199,946 |
¥107,970,821 |
¥39,470,821 |
| 45 |
2.30% |
¥203,736 |
¥110,017,270 |
¥41,517,270 |
| 45 |
2.40% |
¥207,564 |
¥112,084,455 |
¥43,584,455 |
| 45 |
2.50% |
¥211,430 |
¥114,172,183 |
¥45,672,183 |
| 45 |
2.60% |
¥215,334 |
¥116,280,253 |
¥47,780,253 |
| 45 |
2.70% |
¥219,275 |
¥118,408,459 |
¥49,908,459 |
| 45 |
2.80% |
¥223,253 |
¥120,556,589 |
¥52,056,589 |
| 45 |
2.90% |
¥227,267 |
¥122,724,429 |
¥54,224,429 |
| 45 |
3.00% |
¥231,318 |
¥124,911,756 |
¥56,411,756 |
6850万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥163,660 |
¥78,556,797 |
¥10,056,797 |
| 40 |
0.80% |
¥166,805 |
¥80,066,175 |
¥11,566,175 |
| 40 |
0.90% |
¥169,987 |
¥81,593,616 |
¥13,093,616 |
| 40 |
1.00% |
¥173,206 |
¥83,139,067 |
¥14,639,067 |
| 40 |
1.10% |
¥176,463 |
¥84,702,473 |
¥16,202,473 |
| 40 |
1.20% |
¥179,758 |
¥86,283,772 |
¥17,783,772 |
| 40 |
1.30% |
¥183,089 |
¥87,882,895 |
¥19,382,895 |
| 40 |
1.40% |
¥186,458 |
¥89,499,770 |
¥20,999,770 |
| 40 |
1.50% |
¥189,863 |
¥91,134,318 |
¥22,634,318 |
| 40 |
1.60% |
¥193,305 |
¥92,786,456 |
¥24,286,456 |
| 40 |
1.70% |
¥196,784 |
¥94,456,097 |
¥25,956,097 |
| 40 |
1.80% |
¥200,298 |
¥96,143,145 |
¥27,643,145 |
| 40 |
1.90% |
¥203,849 |
¥97,847,504 |
¥29,347,504 |
| 40 |
2.00% |
¥207,436 |
¥99,569,070 |
¥31,069,070 |
| 40 |
2.10% |
¥211,058 |
¥101,307,736 |
¥32,807,736 |
| 40 |
2.20% |
¥214,715 |
¥103,063,388 |
¥34,563,388 |
| 40 |
2.30% |
¥218,408 |
¥104,835,911 |
¥36,335,911 |
| 40 |
2.40% |
¥222,136 |
¥106,625,184 |
¥38,125,184 |
| 40 |
2.50% |
¥225,898 |
¥108,431,081 |
¥39,931,081 |
| 40 |
2.60% |
¥229,695 |
¥110,253,474 |
¥41,753,474 |
| 40 |
2.70% |
¥233,525 |
¥112,092,228 |
¥43,592,228 |
| 40 |
2.80% |
¥237,390 |
¥113,947,208 |
¥45,447,208 |
| 40 |
2.90% |
¥241,288 |
¥115,818,273 |
¥47,318,273 |
| 40 |
3.00% |
¥245,219 |
¥117,705,278 |
¥49,205,278 |
6850万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥183,937 |
¥77,253,428 |
¥8,753,428 |
| 35 |
0.80% |
¥187,047 |
¥78,559,632 |
¥10,059,632 |
| 35 |
0.90% |
¥190,190 |
¥79,879,698 |
¥11,379,698 |
| 35 |
1.00% |
¥193,366 |
¥81,213,596 |
¥12,713,596 |
| 35 |
1.10% |
¥196,575 |
¥82,561,291 |
¥14,061,291 |
| 35 |
1.20% |
¥199,816 |
¥83,922,748 |
¥15,422,748 |
| 35 |
1.30% |
¥203,090 |
¥85,297,924 |
¥16,797,924 |
| 35 |
1.40% |
¥206,397 |
¥86,686,779 |
¥18,186,779 |
| 35 |
1.50% |
¥209,736 |
¥88,089,263 |
¥19,589,263 |
| 35 |
1.60% |
¥213,108 |
¥89,505,329 |
¥21,005,329 |
| 35 |
1.70% |
¥216,512 |
¥90,934,922 |
¥22,434,922 |
| 35 |
1.80% |
¥219,948 |
¥92,377,988 |
¥23,877,988 |
| 35 |
1.90% |
¥223,415 |
¥93,834,468 |
¥25,334,468 |
| 35 |
2.00% |
¥226,915 |
¥95,304,299 |
¥26,804,299 |
| 35 |
2.10% |
¥230,446 |
¥96,787,417 |
¥28,287,417 |
| 35 |
2.20% |
¥234,009 |
¥98,283,755 |
¥29,783,755 |
| 35 |
2.30% |
¥237,603 |
¥99,793,243 |
¥31,293,243 |
| 35 |
2.40% |
¥241,228 |
¥101,315,808 |
¥32,815,808 |
| 35 |
2.50% |
¥244,884 |
¥102,851,373 |
¥34,351,373 |
| 35 |
2.60% |
¥248,571 |
¥104,399,862 |
¥35,899,862 |
| 35 |
2.70% |
¥252,289 |
¥105,961,194 |
¥37,461,194 |
| 35 |
2.80% |
¥256,036 |
¥107,535,284 |
¥39,035,284 |
| 35 |
2.90% |
¥259,814 |
¥109,122,049 |
¥40,622,049 |
| 35 |
3.00% |
¥263,622 |
¥110,721,400 |
¥42,221,400 |
6850万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥211,011 |
¥75,963,957 |
¥7,463,957 |
| 30 |
0.80% |
¥214,087 |
¥77,071,206 |
¥8,571,206 |
| 30 |
0.90% |
¥217,191 |
¥78,188,662 |
¥9,688,662 |
| 30 |
1.00% |
¥220,323 |
¥79,316,306 |
¥10,816,306 |
| 30 |
1.10% |
¥223,484 |
¥80,454,120 |
¥11,954,120 |
| 30 |
1.20% |
¥226,672 |
¥81,602,084 |
¥13,102,084 |
| 30 |
1.30% |
¥229,889 |
¥82,760,176 |
¥14,260,176 |
| 30 |
1.40% |
¥233,134 |
¥83,928,371 |
¥15,428,371 |
| 30 |
1.50% |
¥236,407 |
¥85,106,644 |
¥16,606,644 |
| 30 |
1.60% |
¥239,708 |
¥86,294,968 |
¥17,794,968 |
| 30 |
1.70% |
¥243,037 |
¥87,493,313 |
¥18,993,313 |
| 30 |
1.80% |
¥246,393 |
¥88,701,649 |
¥20,201,649 |
| 30 |
1.90% |
¥249,778 |
¥89,919,943 |
¥21,419,943 |
| 30 |
2.00% |
¥253,189 |
¥91,148,162 |
¥22,648,162 |
| 30 |
2.10% |
¥256,629 |
¥92,386,269 |
¥23,886,269 |
| 30 |
2.20% |
¥260,095 |
¥93,634,227 |
¥25,134,227 |
| 30 |
2.30% |
¥263,589 |
¥94,891,998 |
¥26,391,998 |
| 30 |
2.40% |
¥267,110 |
¥96,159,541 |
¥27,659,541 |
| 30 |
2.50% |
¥270,658 |
¥97,436,814 |
¥28,936,814 |
| 30 |
2.60% |
¥274,233 |
¥98,723,773 |
¥30,223,773 |
| 30 |
2.70% |
¥277,834 |
¥100,020,374 |
¥31,520,374 |
| 30 |
2.80% |
¥281,463 |
¥101,326,570 |
¥32,826,570 |
| 30 |
2.90% |
¥285,118 |
¥102,642,313 |
¥34,142,313 |
| 30 |
3.00% |
¥288,799 |
¥103,967,555 |
¥35,467,555 |
6850万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥248,961 |
¥74,688,405 |
¥6,188,405 |
| 25 |
0.80% |
¥252,003 |
¥75,600,936 |
¥7,100,936 |
| 25 |
0.90% |
¥255,069 |
¥76,520,567 |
¥8,020,567 |
| 25 |
1.00% |
¥258,158 |
¥77,447,289 |
¥8,947,289 |
| 25 |
1.10% |
¥261,270 |
¥78,381,094 |
¥9,881,094 |
| 25 |
1.20% |
¥264,407 |
¥79,321,970 |
¥10,821,970 |
| 25 |
1.30% |
¥267,566 |
¥80,269,907 |
¥11,769,907 |
| 25 |
1.40% |
¥270,750 |
¥81,224,893 |
¥12,724,893 |
| 25 |
1.50% |
¥273,956 |
¥82,186,915 |
¥13,686,915 |
| 25 |
1.60% |
¥277,187 |
¥83,155,960 |
¥14,655,960 |
| 25 |
1.70% |
¥280,440 |
¥84,132,013 |
¥15,632,013 |
| 25 |
1.80% |
¥283,717 |
¥85,115,060 |
¥16,615,060 |
| 25 |
1.90% |
¥287,017 |
¥86,105,083 |
¥17,605,083 |
| 25 |
2.00% |
¥290,340 |
¥87,102,067 |
¥18,602,067 |
| 25 |
2.10% |
¥293,687 |
¥88,105,993 |
¥19,605,993 |
| 25 |
2.20% |
¥297,056 |
¥89,116,842 |
¥20,616,842 |
| 25 |
2.30% |
¥300,449 |
¥90,134,597 |
¥21,634,597 |
| 25 |
2.40% |
¥303,864 |
¥91,159,236 |
¥22,659,236 |
| 25 |
2.50% |
¥307,302 |
¥92,190,739 |
¥23,690,739 |
| 25 |
2.60% |
¥310,764 |
¥93,229,084 |
¥24,729,084 |
| 25 |
2.70% |
¥314,247 |
¥94,274,248 |
¥25,774,248 |
| 25 |
2.80% |
¥317,754 |
¥95,326,209 |
¥26,826,209 |
| 25 |
2.90% |
¥321,283 |
¥96,384,943 |
¥27,884,943 |
| 25 |
3.00% |
¥324,835 |
¥97,450,425 |
¥28,950,425 |
6850万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥305,945 |
¥73,426,791 |
¥4,926,791 |
| 20 |
0.80% |
¥308,954 |
¥74,148,853 |
¥5,648,853 |
| 20 |
0.90% |
¥311,981 |
¥74,875,465 |
¥6,375,465 |
| 20 |
1.00% |
¥315,028 |
¥75,606,624 |
¥7,106,624 |
| 20 |
1.10% |
¥318,093 |
¥76,342,326 |
¥7,842,326 |
| 20 |
1.20% |
¥321,177 |
¥77,082,565 |
¥8,582,565 |
| 20 |
1.30% |
¥324,281 |
¥77,827,339 |
¥9,327,339 |
| 20 |
1.40% |
¥327,403 |
¥78,576,640 |
¥10,076,640 |
| 20 |
1.50% |
¥330,544 |
¥79,330,465 |
¥10,830,465 |
| 20 |
1.60% |
¥333,703 |
¥80,088,807 |
¥11,588,807 |
| 20 |
1.70% |
¥336,882 |
¥80,851,661 |
¥12,351,661 |
| 20 |
1.80% |
¥340,079 |
¥81,619,018 |
¥13,119,018 |
| 20 |
1.90% |
¥343,295 |
¥82,390,874 |
¥13,890,874 |
| 20 |
2.00% |
¥346,530 |
¥83,167,220 |
¥14,667,220 |
| 20 |
2.10% |
¥349,784 |
¥83,948,050 |
¥15,448,050 |
| 20 |
2.20% |
¥353,056 |
¥84,733,354 |
¥16,233,354 |
| 20 |
2.30% |
¥356,346 |
¥85,523,126 |
¥17,023,126 |
| 20 |
2.40% |
¥359,656 |
¥86,317,356 |
¥17,817,356 |
| 20 |
2.50% |
¥362,983 |
¥87,116,036 |
¥18,616,036 |
| 20 |
2.60% |
¥366,330 |
¥87,919,156 |
¥19,419,156 |
| 20 |
2.70% |
¥369,695 |
¥88,726,707 |
¥20,226,707 |
| 20 |
2.80% |
¥373,078 |
¥89,538,679 |
¥21,038,679 |
| 20 |
2.90% |
¥376,479 |
¥90,355,062 |
¥21,855,062 |
| 20 |
3.00% |
¥379,899 |
¥91,175,845 |
¥22,675,845 |
6850万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥400,995 |
¥72,179,132 |
¥3,679,132 |
| 15 |
0.80% |
¥403,972 |
¥72,714,984 |
¥4,214,984 |
| 15 |
0.90% |
¥406,963 |
¥73,253,398 |
¥4,753,398 |
| 15 |
1.00% |
¥409,969 |
¥73,794,374 |
¥5,294,374 |
| 15 |
1.10% |
¥412,988 |
¥74,337,909 |
¥5,837,909 |
| 15 |
1.20% |
¥416,022 |
¥74,884,002 |
¥6,384,002 |
| 15 |
1.30% |
¥419,070 |
¥75,432,652 |
¥6,932,652 |
| 15 |
1.40% |
¥422,133 |
¥75,983,857 |
¥7,483,857 |
| 15 |
1.50% |
¥425,209 |
¥76,537,614 |
¥8,037,614 |
| 15 |
1.60% |
¥428,300 |
¥77,093,923 |
¥8,593,923 |
| 15 |
1.70% |
¥431,404 |
¥77,652,780 |
¥9,152,780 |
| 15 |
1.80% |
¥434,523 |
¥78,214,184 |
¥9,714,184 |
| 15 |
1.90% |
¥437,656 |
¥78,778,133 |
¥10,278,133 |
| 15 |
2.00% |
¥440,803 |
¥79,344,623 |
¥10,844,623 |
| 15 |
2.10% |
¥443,965 |
¥79,913,652 |
¥11,413,652 |
| 15 |
2.20% |
¥447,140 |
¥80,485,219 |
¥11,985,219 |
| 15 |
2.30% |
¥450,330 |
¥81,059,319 |
¥12,559,319 |
| 15 |
2.40% |
¥453,533 |
¥81,635,950 |
¥13,135,950 |
| 15 |
2.50% |
¥456,751 |
¥82,215,109 |
¥13,715,109 |
| 15 |
2.60% |
¥459,982 |
¥82,796,794 |
¥14,296,794 |
| 15 |
2.70% |
¥463,228 |
¥83,381,000 |
¥14,881,000 |
| 15 |
2.80% |
¥466,487 |
¥83,967,725 |
¥15,467,725 |
| 15 |
2.90% |
¥469,761 |
¥84,556,965 |
¥16,056,965 |
| 15 |
3.00% |
¥473,048 |
¥85,148,716 |
¥16,648,716 |
6850万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥591,212 |
¥70,945,438 |
¥2,445,438 |
| 10 |
0.80% |
¥594,161 |
¥71,299,348 |
¥2,799,348 |
| 10 |
0.90% |
¥597,120 |
¥71,654,398 |
¥3,154,398 |
| 10 |
1.00% |
¥600,088 |
¥72,010,588 |
¥3,510,588 |
| 10 |
1.10% |
¥603,066 |
¥72,367,916 |
¥3,867,916 |
| 10 |
1.20% |
¥606,053 |
¥72,726,384 |
¥4,226,384 |
| 10 |
1.30% |
¥609,050 |
¥73,085,989 |
¥4,585,989 |
| 10 |
1.40% |
¥612,056 |
¥73,446,732 |
¥4,946,732 |
| 10 |
1.50% |
¥615,072 |
¥73,808,613 |
¥5,308,613 |
| 10 |
1.60% |
¥618,097 |
¥74,171,630 |
¥5,671,630 |
| 10 |
1.70% |
¥621,132 |
¥74,535,784 |
¥6,035,784 |
| 10 |
1.80% |
¥624,176 |
¥74,901,074 |
¥6,401,074 |
| 10 |
1.90% |
¥627,229 |
¥75,267,499 |
¥6,767,499 |
| 10 |
2.00% |
¥630,292 |
¥75,635,059 |
¥7,135,059 |
| 10 |
2.10% |
¥633,365 |
¥76,003,753 |
¥7,503,753 |
| 10 |
2.20% |
¥636,447 |
¥76,373,581 |
¥7,873,581 |
| 10 |
2.30% |
¥639,538 |
¥76,744,542 |
¥8,244,542 |
| 10 |
2.40% |
¥642,639 |
¥77,116,635 |
¥8,616,635 |
| 10 |
2.50% |
¥645,749 |
¥77,489,859 |
¥8,989,859 |
| 10 |
2.60% |
¥648,868 |
¥77,864,215 |
¥9,364,215 |
| 10 |
2.70% |
¥651,998 |
¥78,239,701 |
¥9,739,701 |
| 10 |
2.80% |
¥655,136 |
¥78,616,316 |
¥10,116,316 |
| 10 |
2.90% |
¥658,284 |
¥78,994,060 |
¥10,494,060 |
| 10 |
3.00% |
¥661,441 |
¥79,372,932 |
¥10,872,932 |