6950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6950万円の住宅ローン|期間・年数別
6950万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥137,318 |
¥82,390,598 |
¥12,890,598 |
| 50 |
0.80% |
¥140,578 |
¥84,347,063 |
¥14,847,063 |
| 50 |
0.90% |
¥143,887 |
¥86,331,997 |
¥16,831,997 |
| 50 |
1.00% |
¥147,242 |
¥88,345,278 |
¥18,845,278 |
| 50 |
1.10% |
¥150,645 |
¥90,386,768 |
¥20,886,768 |
| 50 |
1.20% |
¥154,094 |
¥92,456,317 |
¥22,956,317 |
| 50 |
1.30% |
¥157,590 |
¥94,553,762 |
¥25,053,762 |
| 50 |
1.40% |
¥161,132 |
¥96,678,927 |
¥27,178,927 |
| 50 |
1.50% |
¥164,719 |
¥98,831,624 |
¥29,331,624 |
| 50 |
1.60% |
¥168,353 |
¥101,011,653 |
¥31,511,653 |
| 50 |
1.70% |
¥172,031 |
¥103,218,803 |
¥33,718,803 |
| 50 |
1.80% |
¥175,755 |
¥105,452,850 |
¥35,952,850 |
| 50 |
1.90% |
¥179,523 |
¥107,713,561 |
¥38,213,561 |
| 50 |
2.00% |
¥183,334 |
¥110,000,692 |
¥40,500,692 |
| 50 |
2.10% |
¥187,190 |
¥112,313,988 |
¥42,813,988 |
| 50 |
2.20% |
¥191,089 |
¥114,653,185 |
¥45,153,185 |
| 50 |
2.30% |
¥195,030 |
¥117,018,009 |
¥47,518,009 |
| 50 |
2.40% |
¥199,014 |
¥119,408,179 |
¥49,908,179 |
| 50 |
2.50% |
¥203,039 |
¥121,823,402 |
¥52,323,402 |
| 50 |
2.60% |
¥207,106 |
¥124,263,381 |
¥54,763,381 |
| 50 |
2.70% |
¥211,213 |
¥126,727,809 |
¥57,227,809 |
| 50 |
2.80% |
¥215,361 |
¥129,216,372 |
¥59,716,372 |
| 50 |
2.90% |
¥219,548 |
¥131,728,750 |
¥62,228,750 |
| 50 |
3.00% |
¥223,774 |
¥134,264,617 |
¥64,764,617 |
6950万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥150,074 |
¥81,040,082 |
¥11,540,082 |
| 45 |
0.80% |
¥153,300 |
¥82,781,899 |
¥13,281,899 |
| 45 |
0.90% |
¥156,568 |
¥84,546,847 |
¥15,046,847 |
| 45 |
1.00% |
¥159,879 |
¥86,334,844 |
¥16,834,844 |
| 45 |
1.10% |
¥163,233 |
¥88,145,799 |
¥18,645,799 |
| 45 |
1.20% |
¥166,629 |
¥89,979,611 |
¥20,479,611 |
| 45 |
1.30% |
¥170,067 |
¥91,836,174 |
¥22,336,174 |
| 45 |
1.40% |
¥173,547 |
¥93,715,369 |
¥24,215,369 |
| 45 |
1.50% |
¥177,069 |
¥95,617,072 |
¥26,117,072 |
| 45 |
1.60% |
¥180,632 |
¥97,541,149 |
¥28,041,149 |
| 45 |
1.70% |
¥184,236 |
¥99,487,460 |
¥29,987,460 |
| 45 |
1.80% |
¥187,881 |
¥101,455,855 |
¥31,955,855 |
| 45 |
1.90% |
¥191,567 |
¥103,446,178 |
¥33,946,178 |
| 45 |
2.00% |
¥195,293 |
¥105,458,264 |
¥35,958,264 |
| 45 |
2.10% |
¥199,059 |
¥107,491,943 |
¥37,991,943 |
| 45 |
2.20% |
¥202,865 |
¥109,547,037 |
¥40,047,037 |
| 45 |
2.30% |
¥206,710 |
¥111,623,361 |
¥42,123,361 |
| 45 |
2.40% |
¥210,594 |
¥113,720,725 |
¥44,220,725 |
| 45 |
2.50% |
¥214,517 |
¥115,838,930 |
¥46,338,930 |
| 45 |
2.60% |
¥218,477 |
¥117,977,775 |
¥48,477,775 |
| 45 |
2.70% |
¥222,476 |
¥120,137,049 |
¥50,637,049 |
| 45 |
2.80% |
¥226,512 |
¥122,316,540 |
¥52,816,540 |
| 45 |
2.90% |
¥230,585 |
¥124,516,026 |
¥55,016,026 |
| 45 |
3.00% |
¥234,695 |
¥126,735,285 |
¥57,235,285 |
6950万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥166,049 |
¥79,703,611 |
¥10,203,611 |
| 40 |
0.80% |
¥169,240 |
¥81,235,024 |
¥11,735,024 |
| 40 |
0.90% |
¥172,468 |
¥82,784,763 |
¥13,284,763 |
| 40 |
1.00% |
¥175,735 |
¥84,352,776 |
¥14,852,776 |
| 40 |
1.10% |
¥179,040 |
¥85,939,006 |
¥16,439,006 |
| 40 |
1.20% |
¥182,382 |
¥87,543,389 |
¥18,043,389 |
| 40 |
1.30% |
¥185,762 |
¥89,165,857 |
¥19,665,857 |
| 40 |
1.40% |
¥189,180 |
¥90,806,335 |
¥21,306,335 |
| 40 |
1.50% |
¥192,635 |
¥92,464,746 |
¥22,964,746 |
| 40 |
1.60% |
¥196,127 |
¥94,141,003 |
¥24,641,003 |
| 40 |
1.70% |
¥199,656 |
¥95,835,018 |
¥26,335,018 |
| 40 |
1.80% |
¥203,222 |
¥97,546,695 |
¥28,046,695 |
| 40 |
1.90% |
¥206,825 |
¥99,275,935 |
¥29,775,935 |
| 40 |
2.00% |
¥210,464 |
¥101,022,633 |
¥31,522,633 |
| 40 |
2.10% |
¥214,139 |
¥102,786,681 |
¥33,286,681 |
| 40 |
2.20% |
¥217,850 |
¥104,567,963 |
¥35,067,963 |
| 40 |
2.30% |
¥221,597 |
¥106,366,363 |
¥36,866,363 |
| 40 |
2.40% |
¥225,379 |
¥108,181,756 |
¥38,681,756 |
| 40 |
2.50% |
¥229,196 |
¥110,014,017 |
¥40,514,017 |
| 40 |
2.60% |
¥233,048 |
¥111,863,013 |
¥42,363,013 |
| 40 |
2.70% |
¥236,935 |
¥113,728,611 |
¥44,228,611 |
| 40 |
2.80% |
¥240,856 |
¥115,610,671 |
¥46,110,671 |
| 40 |
2.90% |
¥244,811 |
¥117,509,050 |
¥48,009,050 |
| 40 |
3.00% |
¥248,799 |
¥119,423,603 |
¥49,923,603 |
6950万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥186,622 |
¥78,381,215 |
¥8,881,215 |
| 35 |
0.80% |
¥189,777 |
¥79,706,488 |
¥10,206,488 |
| 35 |
0.90% |
¥192,966 |
¥81,045,825 |
¥11,545,825 |
| 35 |
1.00% |
¥196,189 |
¥82,399,196 |
¥12,899,196 |
| 35 |
1.10% |
¥199,444 |
¥83,766,565 |
¥14,266,565 |
| 35 |
1.20% |
¥202,733 |
¥85,147,897 |
¥15,647,897 |
| 35 |
1.30% |
¥206,055 |
¥86,543,150 |
¥17,043,150 |
| 35 |
1.40% |
¥209,410 |
¥87,952,279 |
¥18,452,279 |
| 35 |
1.50% |
¥212,798 |
¥89,375,238 |
¥19,875,238 |
| 35 |
1.60% |
¥216,219 |
¥90,811,976 |
¥21,311,976 |
| 35 |
1.70% |
¥219,672 |
¥92,262,440 |
¥22,762,440 |
| 35 |
1.80% |
¥223,159 |
¥93,726,572 |
¥24,226,572 |
| 35 |
1.90% |
¥226,677 |
¥95,204,314 |
¥25,704,314 |
| 35 |
2.00% |
¥230,228 |
¥96,695,602 |
¥27,195,602 |
| 35 |
2.10% |
¥233,810 |
¥98,200,372 |
¥28,700,372 |
| 35 |
2.20% |
¥237,425 |
¥99,718,555 |
¥30,218,555 |
| 35 |
2.30% |
¥241,072 |
¥101,250,079 |
¥31,750,079 |
| 35 |
2.40% |
¥244,750 |
¥102,794,871 |
¥33,294,871 |
| 35 |
2.50% |
¥248,459 |
¥104,352,853 |
¥34,852,853 |
| 35 |
2.60% |
¥252,200 |
¥105,923,948 |
¥36,423,948 |
| 35 |
2.70% |
¥255,972 |
¥107,508,072 |
¥38,008,072 |
| 35 |
2.80% |
¥259,774 |
¥109,105,143 |
¥39,605,143 |
| 35 |
2.90% |
¥263,607 |
¥110,715,072 |
¥41,215,072 |
| 35 |
3.00% |
¥267,471 |
¥112,337,770 |
¥42,837,770 |
6950万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥214,091 |
¥77,072,920 |
¥7,572,920 |
| 30 |
0.80% |
¥217,212 |
¥78,196,333 |
¥8,696,333 |
| 30 |
0.90% |
¥220,361 |
¥79,330,102 |
¥9,830,102 |
| 30 |
1.00% |
¥223,539 |
¥80,474,208 |
¥10,974,208 |
| 30 |
1.10% |
¥226,746 |
¥81,628,633 |
¥12,128,633 |
| 30 |
1.20% |
¥229,982 |
¥82,793,355 |
¥13,293,355 |
| 30 |
1.30% |
¥233,245 |
¥83,968,353 |
¥14,468,353 |
| 30 |
1.40% |
¥236,538 |
¥85,153,602 |
¥15,653,602 |
| 30 |
1.50% |
¥239,859 |
¥86,349,077 |
¥16,849,077 |
| 30 |
1.60% |
¥243,208 |
¥87,554,748 |
¥18,054,748 |
| 30 |
1.70% |
¥246,585 |
¥88,770,588 |
¥19,270,588 |
| 30 |
1.80% |
¥249,990 |
¥89,996,564 |
¥20,496,564 |
| 30 |
1.90% |
¥253,424 |
¥91,232,643 |
¥21,732,643 |
| 30 |
2.00% |
¥256,886 |
¥92,478,792 |
¥22,978,792 |
| 30 |
2.10% |
¥260,375 |
¥93,734,974 |
¥24,234,974 |
| 30 |
2.20% |
¥263,892 |
¥95,001,151 |
¥25,501,151 |
| 30 |
2.30% |
¥267,437 |
¥96,277,283 |
¥26,777,283 |
| 30 |
2.40% |
¥271,009 |
¥97,563,330 |
¥28,063,330 |
| 30 |
2.50% |
¥274,609 |
¥98,859,249 |
¥29,359,249 |
| 30 |
2.60% |
¥278,236 |
¥100,164,996 |
¥30,664,996 |
| 30 |
2.70% |
¥281,890 |
¥101,480,525 |
¥31,980,525 |
| 30 |
2.80% |
¥285,572 |
¥102,805,790 |
¥33,305,790 |
| 30 |
2.90% |
¥289,280 |
¥104,140,741 |
¥34,640,741 |
| 30 |
3.00% |
¥293,015 |
¥105,485,329 |
¥35,985,329 |
6950万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥252,596 |
¥75,778,747 |
¥6,278,747 |
| 25 |
0.80% |
¥255,682 |
¥76,704,599 |
¥7,204,599 |
| 25 |
0.90% |
¥258,792 |
¥77,637,656 |
¥8,137,656 |
| 25 |
1.00% |
¥261,926 |
¥78,577,907 |
¥9,077,907 |
| 25 |
1.10% |
¥265,084 |
¥79,525,343 |
¥10,025,343 |
| 25 |
1.20% |
¥268,267 |
¥80,479,955 |
¥10,979,955 |
| 25 |
1.30% |
¥271,472 |
¥81,441,730 |
¥11,941,730 |
| 25 |
1.40% |
¥274,702 |
¥82,410,658 |
¥12,910,658 |
| 25 |
1.50% |
¥277,956 |
¥83,386,724 |
¥13,886,724 |
| 25 |
1.60% |
¥281,233 |
¥84,369,916 |
¥14,869,916 |
| 25 |
1.70% |
¥284,534 |
¥85,360,218 |
¥15,860,218 |
| 25 |
1.80% |
¥287,859 |
¥86,357,615 |
¥16,857,615 |
| 25 |
1.90% |
¥291,207 |
¥87,362,092 |
¥17,862,092 |
| 25 |
2.00% |
¥294,579 |
¥88,373,630 |
¥18,873,630 |
| 25 |
2.10% |
¥297,974 |
¥89,392,211 |
¥19,892,211 |
| 25 |
2.20% |
¥301,393 |
¥90,417,818 |
¥20,917,818 |
| 25 |
2.30% |
¥304,835 |
¥91,450,430 |
¥21,950,430 |
| 25 |
2.40% |
¥308,300 |
¥92,490,028 |
¥22,990,028 |
| 25 |
2.50% |
¥311,789 |
¥93,536,589 |
¥24,036,589 |
| 25 |
2.60% |
¥315,300 |
¥94,590,092 |
¥25,090,092 |
| 25 |
2.70% |
¥318,835 |
¥95,650,515 |
¥26,150,515 |
| 25 |
2.80% |
¥322,393 |
¥96,717,833 |
¥27,217,833 |
| 25 |
2.90% |
¥325,973 |
¥97,792,023 |
¥28,292,023 |
| 25 |
3.00% |
¥329,577 |
¥98,873,059 |
¥29,373,059 |
6950万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥310,411 |
¥74,498,715 |
¥4,998,715 |
| 20 |
0.80% |
¥313,464 |
¥75,231,318 |
¥5,731,318 |
| 20 |
0.90% |
¥316,536 |
¥75,968,538 |
¥6,468,538 |
| 20 |
1.00% |
¥319,627 |
¥76,710,370 |
¥7,210,370 |
| 20 |
1.10% |
¥322,737 |
¥77,456,812 |
¥7,956,812 |
| 20 |
1.20% |
¥325,866 |
¥78,207,858 |
¥8,707,858 |
| 20 |
1.30% |
¥329,015 |
¥78,963,504 |
¥9,463,504 |
| 20 |
1.40% |
¥332,182 |
¥79,723,745 |
¥10,223,745 |
| 20 |
1.50% |
¥335,369 |
¥80,488,574 |
¥10,988,574 |
| 20 |
1.60% |
¥338,575 |
¥81,257,987 |
¥11,757,987 |
| 20 |
1.70% |
¥341,800 |
¥82,031,977 |
¥12,531,977 |
| 20 |
1.80% |
¥345,044 |
¥82,810,537 |
¥13,310,537 |
| 20 |
1.90% |
¥348,307 |
¥83,593,661 |
¥14,093,661 |
| 20 |
2.00% |
¥351,589 |
¥84,381,340 |
¥14,881,340 |
| 20 |
2.10% |
¥354,890 |
¥85,173,569 |
¥15,673,569 |
| 20 |
2.20% |
¥358,210 |
¥85,970,337 |
¥16,470,337 |
| 20 |
2.30% |
¥361,548 |
¥86,771,639 |
¥17,271,639 |
| 20 |
2.40% |
¥364,906 |
¥87,577,463 |
¥18,077,463 |
| 20 |
2.50% |
¥368,283 |
¥88,387,803 |
¥18,887,803 |
| 20 |
2.60% |
¥371,678 |
¥89,202,647 |
¥19,702,647 |
| 20 |
2.70% |
¥375,092 |
¥90,021,987 |
¥20,521,987 |
| 20 |
2.80% |
¥378,524 |
¥90,845,813 |
¥21,345,813 |
| 20 |
2.90% |
¥381,975 |
¥91,674,114 |
¥22,174,114 |
| 20 |
3.00% |
¥385,445 |
¥92,506,879 |
¥23,006,879 |
6950万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥406,849 |
¥73,232,842 |
¥3,732,842 |
| 15 |
0.80% |
¥409,870 |
¥73,776,516 |
¥4,276,516 |
| 15 |
0.90% |
¥412,904 |
¥74,322,791 |
¥4,822,791 |
| 15 |
1.00% |
¥415,954 |
¥74,871,664 |
¥5,371,664 |
| 15 |
1.10% |
¥419,017 |
¥75,423,134 |
¥5,923,134 |
| 15 |
1.20% |
¥422,096 |
¥75,977,199 |
¥6,477,199 |
| 15 |
1.30% |
¥425,188 |
¥76,533,859 |
¥7,033,859 |
| 15 |
1.40% |
¥428,295 |
¥77,093,110 |
¥7,593,110 |
| 15 |
1.50% |
¥431,416 |
¥77,654,952 |
¥8,154,952 |
| 15 |
1.60% |
¥434,552 |
¥78,219,382 |
¥8,719,382 |
| 15 |
1.70% |
¥437,702 |
¥78,786,398 |
¥9,286,398 |
| 15 |
1.80% |
¥440,867 |
¥79,355,997 |
¥9,855,997 |
| 15 |
1.90% |
¥444,045 |
¥79,928,178 |
¥10,428,178 |
| 15 |
2.00% |
¥447,239 |
¥80,502,938 |
¥11,002,938 |
| 15 |
2.10% |
¥450,446 |
¥81,080,275 |
¥11,580,275 |
| 15 |
2.20% |
¥453,668 |
¥81,660,185 |
¥12,160,185 |
| 15 |
2.30% |
¥456,904 |
¥82,242,667 |
¥12,742,667 |
| 15 |
2.40% |
¥460,154 |
¥82,827,716 |
¥13,327,716 |
| 15 |
2.50% |
¥463,419 |
¥83,415,330 |
¥13,915,330 |
| 15 |
2.60% |
¥466,697 |
¥84,005,506 |
¥14,505,506 |
| 15 |
2.70% |
¥469,990 |
¥84,598,241 |
¥15,098,241 |
| 15 |
2.80% |
¥473,297 |
¥85,193,531 |
¥15,693,531 |
| 15 |
2.90% |
¥476,619 |
¥85,791,373 |
¥16,291,373 |
| 15 |
3.00% |
¥479,954 |
¥86,391,763 |
¥16,891,763 |
6950万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥599,843 |
¥71,981,137 |
¥2,481,137 |
| 10 |
0.80% |
¥602,835 |
¥72,340,214 |
¥2,840,214 |
| 10 |
0.90% |
¥605,837 |
¥72,700,448 |
¥3,200,448 |
| 10 |
1.00% |
¥608,849 |
¥73,061,837 |
¥3,561,837 |
| 10 |
1.10% |
¥611,870 |
¥73,424,382 |
¥3,924,382 |
| 10 |
1.20% |
¥614,901 |
¥73,788,083 |
¥4,288,083 |
| 10 |
1.30% |
¥617,941 |
¥74,152,938 |
¥4,652,938 |
| 10 |
1.40% |
¥620,991 |
¥74,518,947 |
¥5,018,947 |
| 10 |
1.50% |
¥624,051 |
¥74,886,111 |
¥5,386,111 |
| 10 |
1.60% |
¥627,120 |
¥75,254,428 |
¥5,754,428 |
| 10 |
1.70% |
¥630,199 |
¥75,623,898 |
¥6,123,898 |
| 10 |
1.80% |
¥633,288 |
¥75,994,520 |
¥6,494,520 |
| 10 |
1.90% |
¥636,386 |
¥76,366,295 |
¥6,866,295 |
| 10 |
2.00% |
¥639,494 |
¥76,739,221 |
¥7,239,221 |
| 10 |
2.10% |
¥642,611 |
¥77,113,297 |
¥7,613,297 |
| 10 |
2.20% |
¥645,738 |
¥77,488,524 |
¥7,988,524 |
| 10 |
2.30% |
¥648,874 |
¥77,864,900 |
¥8,364,900 |
| 10 |
2.40% |
¥652,020 |
¥78,242,425 |
¥8,742,425 |
| 10 |
2.50% |
¥655,176 |
¥78,621,098 |
¥9,121,098 |
| 10 |
2.60% |
¥658,341 |
¥79,000,919 |
¥9,500,919 |
| 10 |
2.70% |
¥661,516 |
¥79,381,886 |
¥9,881,886 |
| 10 |
2.80% |
¥664,700 |
¥79,763,999 |
¥10,263,999 |
| 10 |
2.90% |
¥667,894 |
¥80,147,258 |
¥10,647,258 |
| 10 |
3.00% |
¥671,097 |
¥80,531,661 |
¥11,031,661 |