6980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。6980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
6980万円の住宅ローン｜期間・年数別
6980万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥137,910 | ¥82,746,241 | ¥12,946,241 |
| 50 | 0.80% | ¥141,185 | ¥84,711,151 | ¥14,911,151 |
| 50 | 0.90% | ¥144,508 | ¥86,704,653 | ¥16,904,653 |
| 50 | 1.00% | ¥147,878 | ¥88,726,625 | ¥18,926,625 |
| 50 | 1.10% | ¥151,295 | ¥90,776,927 | ¥20,976,927 |
| 50 | 1.20% | ¥154,759 | ¥92,855,409 | ¥23,055,409 |
| 50 | 1.30% | ¥158,270 | ¥94,961,908 | ¥25,161,908 |
| 50 | 1.40% | ¥161,827 | ¥97,096,246 | ¥27,296,246 |
| 50 | 1.50% | ¥165,430 | ¥99,258,235 | ¥29,458,235 |
| 50 | 1.60% | ¥169,079 | ¥101,447,675 | ¥31,647,675 |
| 50 | 1.70% | ¥172,774 | ¥103,664,352 | ¥33,864,352 |
| 50 | 1.80% | ¥176,513 | ¥105,908,042 | ¥36,108,042 |
| 50 | 1.90% | ¥180,298 | ¥108,178,512 | ¥38,378,512 |
| 50 | 2.00% | ¥184,126 | ¥110,475,515 | ¥40,675,515 |
| 50 | 2.10% | ¥187,998 | ¥112,798,797 | ¥42,998,797 |
| 50 | 2.20% | ¥191,913 | ¥115,148,091 | ¥45,348,091 |
| 50 | 2.30% | ¥195,872 | ¥117,523,123 | ¥47,723,123 |
| 50 | 2.40% | ¥199,873 | ¥119,923,610 | ¥50,123,610 |
| 50 | 2.50% | ¥203,915 | ¥122,349,259 | ¥52,549,259 |
| 50 | 2.60% | ¥208,000 | ¥124,799,770 | ¥54,999,770 |
| 50 | 2.70% | ¥212,125 | ¥127,274,835 | ¥57,474,835 |
| 50 | 2.80% | ¥216,290 | ¥129,774,140 | ¥59,974,140 |
| 50 | 2.90% | ¥220,496 | ¥132,297,363 | ¥62,497,363 |
| 50 | 3.00% | ¥224,740 | ¥134,844,176 | ¥65,044,176 |
6980万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥150,722 | ¥81,389,895 | ¥11,589,895 |
| 45 | 0.80% | ¥153,962 | ¥83,139,231 | ¥13,339,231 |
| 45 | 0.90% | ¥157,244 | ¥84,911,798 | ¥15,111,798 |
| 45 | 1.00% | ¥160,569 | ¥86,707,512 | ¥16,907,512 |
| 45 | 1.10% | ¥163,938 | ¥88,526,284 | ¥18,726,284 |
| 45 | 1.20% | ¥167,348 | ¥90,368,012 | ¥20,568,012 |
| 45 | 1.30% | ¥170,801 | ¥92,232,589 | ¥22,432,589 |
| 45 | 1.40% | ¥174,296 | ¥94,119,896 | ¥24,319,896 |
| 45 | 1.50% | ¥177,833 | ¥96,029,807 | ¥26,229,807 |
| 45 | 1.60% | ¥181,411 | ¥97,962,190 | ¥28,162,190 |
| 45 | 1.70% | ¥185,031 | ¥99,916,902 | ¥30,116,902 |
| 45 | 1.80% | ¥188,692 | ¥101,893,794 | ¥32,093,794 |
| 45 | 1.90% | ¥192,394 | ¥103,892,708 | ¥34,092,708 |
| 45 | 2.00% | ¥196,136 | ¥105,913,479 | ¥36,113,479 |
| 45 | 2.10% | ¥199,918 | ¥107,955,937 | ¥38,155,937 |
| 45 | 2.20% | ¥203,741 | ¥110,019,902 | ¥40,219,902 |
| 45 | 2.30% | ¥207,602 | ¥112,105,189 | ¥42,305,189 |
| 45 | 2.40% | ¥211,503 | ¥114,211,606 | ¥44,411,606 |
| 45 | 2.50% | ¥215,443 | ¥116,338,955 | ¥46,538,955 |
| 45 | 2.60% | ¥219,420 | ¥118,487,031 | ¥48,687,031 |
| 45 | 2.70% | ¥223,436 | ¥120,655,627 | ¥50,855,627 |
| 45 | 2.80% | ¥227,490 | ¥122,844,525 | ¥53,044,525 |
| 45 | 2.90% | ¥231,581 | ¥125,053,506 | ¥55,253,506 |
| 45 | 3.00% | ¥235,708 | ¥127,282,344 | ¥57,482,344 |
6980万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥166,766 | ¥80,047,656 | ¥10,247,656 |
| 40 | 0.80% | ¥169,970 | ¥81,585,679 | ¥11,785,679 |
| 40 | 0.90% | ¥173,213 | ¥83,142,108 | ¥13,342,108 |
| 40 | 1.00% | ¥176,494 | ¥84,716,889 | ¥14,916,889 |
| 40 | 1.10% | ¥179,812 | ¥86,309,966 | ¥16,509,966 |
| 40 | 1.20% | ¥183,169 | ¥87,921,274 | ¥18,121,274 |
| 40 | 1.30% | ¥186,564 | ¥89,550,745 | ¥19,750,745 |
| 40 | 1.40% | ¥189,996 | ¥91,198,305 | ¥21,398,305 |
| 40 | 1.50% | ¥193,466 | ¥92,863,874 | ¥23,063,874 |
| 40 | 1.60% | ¥196,974 | ¥94,547,367 | ¥24,747,367 |
| 40 | 1.70% | ¥200,518 | ¥96,248,694 | ¥26,448,694 |
| 40 | 1.80% | ¥204,099 | ¥97,967,760 | ¥28,167,760 |
| 40 | 1.90% | ¥207,718 | ¥99,704,464 | ¥29,904,464 |
| 40 | 2.00% | ¥211,372 | ¥101,458,702 | ¥31,658,702 |
| 40 | 2.10% | ¥215,063 | ¥103,230,364 | ¥33,430,364 |
| 40 | 2.20% | ¥218,790 | ¥105,019,336 | ¥35,219,336 |
| 40 | 2.30% | ¥222,553 | ¥106,825,498 | ¥37,025,498 |
| 40 | 2.40% | ¥226,352 | ¥108,648,728 | ¥38,848,728 |
| 40 | 2.50% | ¥230,185 | ¥110,488,897 | ¥40,688,897 |
| 40 | 2.60% | ¥234,054 | ¥112,345,875 | ¥42,545,875 |
| 40 | 2.70% | ¥237,957 | ¥114,219,526 | ¥44,419,526 |
| 40 | 2.80% | ¥241,895 | ¥116,109,710 | ¥46,309,710 |
| 40 | 2.90% | ¥245,867 | ¥118,016,284 | ¥48,216,284 |
| 40 | 3.00% | ¥249,873 | ¥119,939,101 | ¥50,139,101 |
6980万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥187,428 | ¥78,719,551 | ¥8,919,551 |
| 35 | 0.80% | ¥190,597 | ¥80,050,545 | ¥10,250,545 |
| 35 | 0.90% | ¥193,799 | ¥81,395,663 | ¥11,595,663 |
| 35 | 1.00% | ¥197,035 | ¥82,754,876 | ¥12,954,876 |
| 35 | 1.10% | ¥200,305 | ¥84,128,148 | ¥14,328,148 |
| 35 | 1.20% | ¥203,608 | ¥85,515,442 | ¥15,715,442 |
| 35 | 1.30% | ¥206,945 | ¥86,916,717 | ¥17,116,717 |
| 35 | 1.40% | ¥210,314 | ¥88,331,929 | ¥18,531,929 |
| 35 | 1.50% | ¥213,717 | ¥89,761,030 | ¥19,961,030 |
| 35 | 1.60% | ¥217,152 | ¥91,203,970 | ¥21,403,970 |
| 35 | 1.70% | ¥220,621 | ¥92,660,695 | ¥22,860,695 |
| 35 | 1.80% | ¥224,122 | ¥94,131,147 | ¥24,331,147 |
| 35 | 1.90% | ¥227,655 | ¥95,615,268 | ¥25,815,268 |
| 35 | 2.00% | ¥231,221 | ¥97,112,994 | ¥27,312,994 |
| 35 | 2.10% | ¥234,820 | ¥98,624,259 | ¥28,824,259 |
| 35 | 2.20% | ¥238,450 | ¥100,148,995 | ¥30,348,995 |
| 35 | 2.30% | ¥242,112 | ¥101,687,130 | ¥31,887,130 |
| 35 | 2.40% | ¥245,806 | ¥103,238,589 | ¥33,438,589 |
| 35 | 2.50% | ¥249,532 | ¥104,803,297 | ¥35,003,297 |
| 35 | 2.60% | ¥253,289 | ¥106,381,174 | ¥36,581,174 |
| 35 | 2.70% | ¥257,077 | ¥107,972,136 | ¥38,172,136 |
| 35 | 2.80% | ¥260,895 | ¥109,576,100 | ¥39,776,100 |
| 35 | 2.90% | ¥264,745 | ¥111,192,978 | ¥41,392,978 |
| 35 | 3.00% | ¥268,625 | ¥112,822,682 | ¥43,022,682 |
6980万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥215,016 | ¥77,405,608 | ¥7,605,608 |
| 30 | 0.80% | ¥218,150 | ¥78,533,872 | ¥8,733,872 |
| 30 | 0.90% | ¥221,313 | ¥79,672,534 | ¥9,872,534 |
| 30 | 1.00% | ¥224,504 | ¥80,821,579 | ¥11,021,579 |
| 30 | 1.10% | ¥227,725 | ¥81,980,986 | ¥12,180,986 |
| 30 | 1.20% | ¥230,974 | ¥83,150,737 | ¥13,350,737 |
| 30 | 1.30% | ¥234,252 | ¥84,330,807 | ¥14,530,807 |
| 30 | 1.40% | ¥237,559 | ¥85,521,172 | ¥15,721,172 |
| 30 | 1.50% | ¥240,894 | ¥86,721,806 | ¥16,921,806 |
| 30 | 1.60% | ¥244,257 | ¥87,932,682 | ¥18,132,682 |
| 30 | 1.70% | ¥247,649 | ¥89,153,770 | ¥19,353,770 |
| 30 | 1.80% | ¥251,070 | ¥90,385,038 | ¥20,585,038 |
| 30 | 1.90% | ¥254,518 | ¥91,626,453 | ¥21,826,453 |
| 30 | 2.00% | ¥257,994 | ¥92,877,981 | ¥23,077,981 |
| 30 | 2.10% | ¥261,499 | ¥94,139,585 | ¥24,339,585 |
| 30 | 2.20% | ¥265,031 | ¥95,411,227 | ¥25,611,227 |
| 30 | 2.30% | ¥268,591 | ¥96,692,868 | ¥26,892,868 |
| 30 | 2.40% | ¥272,179 | ¥97,984,467 | ¥28,184,467 |
| 30 | 2.50% | ¥275,794 | ¥99,285,979 | ¥29,485,979 |
| 30 | 2.60% | ¥279,437 | ¥100,597,363 | ¥30,797,363 |
| 30 | 2.70% | ¥283,107 | ¥101,918,571 | ¥32,118,571 |
| 30 | 2.80% | ¥286,804 | ¥103,249,556 | ¥33,449,556 |
| 30 | 2.90% | ¥290,529 | ¥104,590,269 | ¥34,790,269 |
| 30 | 3.00% | ¥294,280 | ¥105,940,662 | ¥36,140,662 |
6980万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥253,686 | ¥76,105,849 | ¥6,305,849 |
| 25 | 0.80% | ¥256,786 | ¥77,035,698 | ¥7,235,698 |
| 25 | 0.90% | ¥259,909 | ¥77,972,782 | ¥8,172,782 |
| 25 | 1.00% | ¥263,057 | ¥78,917,092 | ¥9,117,092 |
| 25 | 1.10% | ¥266,229 | ¥79,868,618 | ¥10,068,618 |
| 25 | 1.20% | ¥269,425 | ¥80,827,350 | ¥11,027,350 |
| 25 | 1.30% | ¥272,644 | ¥81,793,277 | ¥11,993,277 |
| 25 | 1.40% | ¥275,888 | ¥82,766,387 | ¥12,966,387 |
| 25 | 1.50% | ¥279,156 | ¥83,746,667 | ¥13,946,667 |
| 25 | 1.60% | ¥282,447 | ¥84,734,102 | ¥14,934,102 |
| 25 | 1.70% | ¥285,762 | ¥85,728,679 | ¥15,928,679 |
| 25 | 1.80% | ¥289,101 | ¥86,730,382 | ¥16,930,382 |
| 25 | 1.90% | ¥292,464 | ¥87,739,194 | ¥17,939,194 |
| 25 | 2.00% | ¥295,850 | ¥88,755,099 | ¥18,955,099 |
| 25 | 2.10% | ¥299,260 | ¥89,778,077 | ¥19,978,077 |
| 25 | 2.20% | ¥302,694 | ¥90,808,111 | ¥21,008,111 |
| 25 | 2.30% | ¥306,151 | ¥91,845,181 | ¥22,045,181 |
| 25 | 2.40% | ¥309,631 | ¥92,889,265 | ¥23,089,265 |
| 25 | 2.50% | ¥313,134 | ¥93,940,344 | ¥24,140,344 |
| 25 | 2.60% | ¥316,661 | ¥94,998,395 | ¥25,198,395 |
| 25 | 2.70% | ¥320,211 | ¥96,063,395 | ¥26,263,395 |
| 25 | 2.80% | ¥323,784 | ¥97,135,320 | ¥27,335,320 |
| 25 | 2.90% | ¥327,380 | ¥98,214,146 | ¥28,414,146 |
| 25 | 3.00% | ¥330,999 | ¥99,299,849 | ¥29,499,849 |
6980万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥311,751 | ¥74,820,293 | ¥5,020,293 |
| 20 | 0.80% | ¥314,817 | ¥75,556,058 | ¥5,756,058 |
| 20 | 0.90% | ¥317,902 | ¥76,296,460 | ¥6,496,460 |
| 20 | 1.00% | ¥321,006 | ¥77,041,494 | ¥7,241,494 |
| 20 | 1.10% | ¥324,130 | ¥77,791,158 | ¥7,991,158 |
| 20 | 1.20% | ¥327,273 | ¥78,545,446 | ¥8,745,446 |
| 20 | 1.30% | ¥330,435 | ¥79,304,354 | ¥9,504,354 |
| 20 | 1.40% | ¥333,616 | ¥80,067,876 | ¥10,267,876 |
| 20 | 1.50% | ¥336,817 | ¥80,836,007 | ¥11,036,007 |
| 20 | 1.60% | ¥340,036 | ¥81,608,741 | ¥11,808,741 |
| 20 | 1.70% | ¥343,275 | ¥82,386,072 | ¥12,586,072 |
| 20 | 1.80% | ¥346,533 | ¥83,167,992 | ¥13,367,992 |
| 20 | 1.90% | ¥349,810 | ¥83,954,496 | ¥14,154,496 |
| 20 | 2.00% | ¥353,107 | ¥84,745,576 | ¥14,945,576 |
| 20 | 2.10% | ¥356,422 | ¥85,541,224 | ¥15,741,224 |
| 20 | 2.20% | ¥359,756 | ¥86,341,432 | ¥16,541,432 |
| 20 | 2.30% | ¥363,109 | ¥87,146,192 | ¥17,346,192 |
| 20 | 2.40% | ¥366,481 | ¥87,955,495 | ¥18,155,495 |
| 20 | 2.50% | ¥369,872 | ¥88,769,333 | ¥18,969,333 |
| 20 | 2.60% | ¥373,282 | ¥89,587,694 | ¥19,787,694 |
| 20 | 2.70% | ¥376,711 | ¥90,410,571 | ¥20,610,571 |
| 20 | 2.80% | ¥380,158 | ¥91,237,953 | ¥21,437,953 |
| 20 | 2.90% | ¥383,624 | ¥92,069,829 | ¥22,269,829 |
| 20 | 3.00% | ¥387,109 | ¥92,906,190 | ¥23,106,190 |
6980万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥408,605 | ¥73,548,955 | ¥3,748,955 |
| 15 | 0.80% | ¥411,639 | ¥74,094,976 | ¥4,294,976 |
| 15 | 0.90% | ¥414,687 | ¥74,643,609 | ¥4,843,609 |
| 15 | 1.00% | ¥417,749 | ¥75,194,851 | ¥5,394,851 |
| 15 | 1.10% | ¥420,826 | ¥75,748,701 | ¥5,948,701 |
| 15 | 1.20% | ¥423,918 | ¥76,305,158 | ¥6,505,158 |
| 15 | 1.30% | ¥427,023 | ¥76,864,221 | ¥7,064,221 |
| 15 | 1.40% | ¥430,144 | ¥77,425,886 | ¥7,625,886 |
| 15 | 1.50% | ¥433,279 | ¥77,990,153 | ¥8,190,153 |
| 15 | 1.60% | ¥436,428 | ¥78,557,019 | ¥8,757,019 |
| 15 | 1.70% | ¥439,592 | ¥79,126,483 | ¥9,326,483 |
| 15 | 1.80% | ¥442,770 | ¥79,698,541 | ¥9,898,541 |
| 15 | 1.90% | ¥445,962 | ¥80,273,192 | ¥10,473,192 |
| 15 | 2.00% | ¥449,169 | ¥80,850,433 | ¥11,050,433 |
| 15 | 2.10% | ¥452,390 | ¥81,430,262 | ¥11,630,262 |
| 15 | 2.20% | ¥455,626 | ¥82,012,675 | ¥12,212,675 |
| 15 | 2.30% | ¥458,876 | ¥82,597,671 | ¥12,797,671 |
| 15 | 2.40% | ¥462,140 | ¥83,185,245 | ¥13,385,245 |
| 15 | 2.50% | ¥465,419 | ¥83,775,396 | ¥13,975,396 |
| 15 | 2.60% | ¥468,712 | ¥84,368,120 | ¥14,568,120 |
| 15 | 2.70% | ¥472,019 | ¥84,963,413 | ¥15,163,413 |
| 15 | 2.80% | ¥475,340 | ¥85,561,273 | ¥15,761,273 |
| 15 | 2.90% | ¥478,676 | ¥86,161,695 | ¥16,361,695 |
| 15 | 3.00% | ¥482,026 | ¥86,764,677 | ¥16,964,677 |
6980万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥602,432 | ¥72,291,847 | ¥2,491,847 |
| 10 | 0.80% | ¥605,437 | ¥72,652,474 | ¥2,852,474 |
| 10 | 0.90% | ¥608,452 | ¥73,014,263 | ¥3,214,263 |
| 10 | 1.00% | ¥611,477 | ¥73,377,212 | ¥3,577,212 |
| 10 | 1.10% | ¥614,511 | ¥73,741,322 | ¥3,941,322 |
| 10 | 1.20% | ¥617,555 | ¥74,106,592 | ¥4,306,592 |
| 10 | 1.30% | ¥620,609 | ¥74,473,022 | ¥4,673,022 |
| 10 | 1.40% | ¥623,672 | ¥74,840,612 | ¥5,040,612 |
| 10 | 1.50% | ¥626,745 | ¥75,209,360 | ¥5,409,360 |
| 10 | 1.60% | ¥629,827 | ¥75,579,267 | ¥5,779,267 |
| 10 | 1.70% | ¥632,919 | ¥75,950,332 | ¥6,150,332 |
| 10 | 1.80% | ¥636,021 | ¥76,322,554 | ¥6,522,554 |
| 10 | 1.90% | ¥639,133 | ¥76,695,933 | ¥6,895,933 |
| 10 | 2.00% | ¥642,254 | ¥77,070,469 | ¥7,270,469 |
| 10 | 2.10% | ¥645,385 | ¥77,446,160 | ¥7,646,160 |
| 10 | 2.20% | ¥648,525 | ¥77,823,007 | ¥8,023,007 |
| 10 | 2.30% | ¥651,675 | ¥78,201,007 | ¥8,401,007 |
| 10 | 2.40% | ¥654,835 | ¥78,580,162 | ¥8,780,162 |
| 10 | 2.50% | ¥658,004 | ¥78,960,470 | ¥9,160,470 |
| 10 | 2.60% | ¥661,183 | ¥79,341,930 | ¥9,541,930 |
| 10 | 2.70% | ¥664,371 | ¥79,724,542 | ¥9,924,542 |
| 10 | 2.80% | ¥667,569 | ¥80,108,304 | ¥10,308,304 |
| 10 | 2.90% | ¥670,777 | ¥80,493,217 | ¥10,693,217 |
| 10 | 3.00% | ¥673,994 | ¥80,879,280 | ¥11,079,280 |
