7070万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7070万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7070万円の住宅ローン|期間・年数別
7070万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥139,689 |
¥83,813,170 |
¥13,113,170 |
| 50 |
0.80% |
¥143,006 |
¥85,803,415 |
¥15,103,415 |
| 50 |
0.90% |
¥146,371 |
¥87,822,622 |
¥17,122,622 |
| 50 |
1.00% |
¥149,784 |
¥89,870,664 |
¥19,170,664 |
| 50 |
1.10% |
¥153,246 |
¥91,947,403 |
¥21,247,403 |
| 50 |
1.20% |
¥156,754 |
¥94,052,685 |
¥23,352,685 |
| 50 |
1.30% |
¥160,311 |
¥96,186,345 |
¥25,486,345 |
| 50 |
1.40% |
¥163,914 |
¥98,348,203 |
¥27,648,203 |
| 50 |
1.50% |
¥167,563 |
¥100,538,069 |
¥29,838,069 |
| 50 |
1.60% |
¥171,260 |
¥102,755,739 |
¥32,055,739 |
| 50 |
1.70% |
¥175,002 |
¥105,000,998 |
¥34,300,998 |
| 50 |
1.80% |
¥178,789 |
¥107,273,619 |
¥36,573,619 |
| 50 |
1.90% |
¥182,622 |
¥109,573,364 |
¥38,873,364 |
| 50 |
2.00% |
¥186,500 |
¥111,899,985 |
¥41,199,985 |
| 50 |
2.10% |
¥190,422 |
¥114,253,223 |
¥43,553,223 |
| 50 |
2.20% |
¥194,388 |
¥116,632,808 |
¥45,932,808 |
| 50 |
2.30% |
¥198,397 |
¥119,038,464 |
¥48,338,464 |
| 50 |
2.40% |
¥202,450 |
¥121,469,903 |
¥50,769,903 |
| 50 |
2.50% |
¥206,545 |
¥123,926,828 |
¥53,226,828 |
| 50 |
2.60% |
¥210,682 |
¥126,408,936 |
¥55,708,936 |
| 50 |
2.70% |
¥214,860 |
¥128,915,915 |
¥58,215,915 |
| 50 |
2.80% |
¥219,079 |
¥131,447,446 |
¥60,747,446 |
| 50 |
2.90% |
¥223,339 |
¥134,003,203 |
¥63,303,203 |
| 50 |
3.00% |
¥227,638 |
¥136,582,855 |
¥65,882,855 |
7070万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥152,665 |
¥82,439,335 |
¥11,739,335 |
| 45 |
0.80% |
¥155,947 |
¥84,211,227 |
¥13,511,227 |
| 45 |
0.90% |
¥159,272 |
¥86,006,649 |
¥15,306,649 |
| 45 |
1.00% |
¥162,640 |
¥87,825,518 |
¥17,125,518 |
| 45 |
1.10% |
¥166,051 |
¥89,667,740 |
¥18,967,740 |
| 45 |
1.20% |
¥169,506 |
¥91,533,216 |
¥20,833,216 |
| 45 |
1.30% |
¥173,003 |
¥93,421,834 |
¥22,721,834 |
| 45 |
1.40% |
¥176,543 |
¥95,333,476 |
¥24,633,476 |
| 45 |
1.50% |
¥180,126 |
¥97,268,014 |
¥26,568,014 |
| 45 |
1.60% |
¥183,751 |
¥99,225,313 |
¥28,525,313 |
| 45 |
1.70% |
¥187,417 |
¥101,205,229 |
¥30,505,229 |
| 45 |
1.80% |
¥191,125 |
¥103,207,611 |
¥32,507,611 |
| 45 |
1.90% |
¥194,875 |
¥105,232,299 |
¥34,532,299 |
| 45 |
2.00% |
¥198,665 |
¥107,279,126 |
¥36,579,126 |
| 45 |
2.10% |
¥202,496 |
¥109,347,919 |
¥38,647,919 |
| 45 |
2.20% |
¥206,368 |
¥111,438,497 |
¥40,738,497 |
| 45 |
2.30% |
¥210,279 |
¥113,550,671 |
¥42,850,671 |
| 45 |
2.40% |
¥214,230 |
¥115,684,248 |
¥44,984,248 |
| 45 |
2.50% |
¥218,220 |
¥117,839,027 |
¥47,139,027 |
| 45 |
2.60% |
¥222,250 |
¥120,014,801 |
¥49,314,801 |
| 45 |
2.70% |
¥226,317 |
¥122,211,358 |
¥51,511,358 |
| 45 |
2.80% |
¥230,423 |
¥124,428,480 |
¥53,728,480 |
| 45 |
2.90% |
¥234,567 |
¥126,665,944 |
¥55,965,944 |
| 45 |
3.00% |
¥238,747 |
¥128,923,521 |
¥58,223,521 |
7070万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥168,916 |
¥81,079,789 |
¥10,379,789 |
| 40 |
0.80% |
¥172,162 |
¥82,637,644 |
¥11,937,644 |
| 40 |
0.90% |
¥175,446 |
¥84,214,141 |
¥13,514,141 |
| 40 |
1.00% |
¥178,769 |
¥85,809,227 |
¥15,109,227 |
| 40 |
1.10% |
¥182,131 |
¥87,422,845 |
¥16,722,845 |
| 40 |
1.20% |
¥185,531 |
¥89,054,929 |
¥18,354,929 |
| 40 |
1.30% |
¥188,970 |
¥90,705,411 |
¥20,005,411 |
| 40 |
1.40% |
¥192,446 |
¥92,374,215 |
¥21,674,215 |
| 40 |
1.50% |
¥195,961 |
¥94,061,259 |
¥23,361,259 |
| 40 |
1.60% |
¥199,513 |
¥95,766,459 |
¥25,066,459 |
| 40 |
1.70% |
¥203,104 |
¥97,489,723 |
¥26,789,723 |
| 40 |
1.80% |
¥206,731 |
¥99,230,954 |
¥28,530,954 |
| 40 |
1.90% |
¥210,396 |
¥100,990,052 |
¥30,290,052 |
| 40 |
2.00% |
¥214,098 |
¥102,766,909 |
¥32,066,909 |
| 40 |
2.10% |
¥217,836 |
¥104,561,415 |
¥33,861,415 |
| 40 |
2.20% |
¥221,611 |
¥106,373,453 |
¥35,673,453 |
| 40 |
2.30% |
¥225,423 |
¥108,202,904 |
¥37,502,904 |
| 40 |
2.40% |
¥229,270 |
¥110,049,642 |
¥39,349,642 |
| 40 |
2.50% |
¥233,153 |
¥111,913,539 |
¥41,213,539 |
| 40 |
2.60% |
¥237,072 |
¥113,794,461 |
¥43,094,461 |
| 40 |
2.70% |
¥241,026 |
¥115,692,270 |
¥44,992,270 |
| 40 |
2.80% |
¥245,014 |
¥117,606,826 |
¥46,906,826 |
| 40 |
2.90% |
¥249,037 |
¥119,537,984 |
¥48,837,984 |
| 40 |
3.00% |
¥253,095 |
¥121,485,593 |
¥50,785,593 |
7070万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥189,844 |
¥79,734,560 |
¥9,034,560 |
| 35 |
0.80% |
¥193,054 |
¥81,082,715 |
¥10,382,715 |
| 35 |
0.90% |
¥196,298 |
¥82,445,177 |
¥11,745,177 |
| 35 |
1.00% |
¥199,576 |
¥83,821,915 |
¥13,121,915 |
| 35 |
1.10% |
¥202,888 |
¥85,212,895 |
¥14,512,895 |
| 35 |
1.20% |
¥206,234 |
¥86,618,077 |
¥15,918,077 |
| 35 |
1.30% |
¥209,613 |
¥88,037,420 |
¥17,337,420 |
| 35 |
1.40% |
¥213,026 |
¥89,470,880 |
¥18,770,880 |
| 35 |
1.50% |
¥216,472 |
¥90,918,408 |
¥20,218,408 |
| 35 |
1.60% |
¥219,952 |
¥92,379,953 |
¥21,679,953 |
| 35 |
1.70% |
¥223,465 |
¥93,855,460 |
¥23,155,460 |
| 35 |
1.80% |
¥227,012 |
¥95,344,873 |
¥24,644,873 |
| 35 |
1.90% |
¥230,591 |
¥96,848,129 |
¥26,148,129 |
| 35 |
2.00% |
¥234,203 |
¥98,365,167 |
¥27,665,167 |
| 35 |
2.10% |
¥237,847 |
¥99,895,918 |
¥29,195,918 |
| 35 |
2.20% |
¥241,525 |
¥101,440,314 |
¥30,740,314 |
| 35 |
2.30% |
¥245,234 |
¥102,998,282 |
¥32,298,282 |
| 35 |
2.40% |
¥248,976 |
¥104,569,746 |
¥33,869,746 |
| 35 |
2.50% |
¥252,749 |
¥106,154,629 |
¥35,454,629 |
| 35 |
2.60% |
¥256,554 |
¥107,752,851 |
¥37,052,851 |
| 35 |
2.70% |
¥260,391 |
¥109,364,327 |
¥38,664,327 |
| 35 |
2.80% |
¥264,259 |
¥110,988,972 |
¥40,288,972 |
| 35 |
2.90% |
¥268,159 |
¥112,626,699 |
¥41,926,699 |
| 35 |
3.00% |
¥272,089 |
¥114,277,415 |
¥43,577,415 |
7070万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥217,788 |
¥78,403,675 |
¥7,703,675 |
| 30 |
0.80% |
¥220,962 |
¥79,546,486 |
¥8,846,486 |
| 30 |
0.90% |
¥224,166 |
¥80,699,830 |
¥9,999,830 |
| 30 |
1.00% |
¥227,399 |
¥81,863,691 |
¥11,163,691 |
| 30 |
1.10% |
¥230,661 |
¥83,038,048 |
¥12,338,048 |
| 30 |
1.20% |
¥233,952 |
¥84,222,881 |
¥13,522,881 |
| 30 |
1.30% |
¥237,273 |
¥85,418,167 |
¥14,718,167 |
| 30 |
1.40% |
¥240,622 |
¥86,623,880 |
¥15,923,880 |
| 30 |
1.50% |
¥244,000 |
¥87,839,996 |
¥17,139,996 |
| 30 |
1.60% |
¥247,407 |
¥89,066,485 |
¥18,366,485 |
| 30 |
1.70% |
¥250,843 |
¥90,303,317 |
¥19,603,317 |
| 30 |
1.80% |
¥254,307 |
¥91,550,461 |
¥20,850,461 |
| 30 |
1.90% |
¥257,800 |
¥92,807,883 |
¥22,107,883 |
| 30 |
2.00% |
¥261,321 |
¥94,075,548 |
¥23,375,548 |
| 30 |
2.10% |
¥264,871 |
¥95,353,419 |
¥24,653,419 |
| 30 |
2.20% |
¥268,448 |
¥96,641,458 |
¥25,941,458 |
| 30 |
2.30% |
¥272,055 |
¥97,939,624 |
¥27,239,624 |
| 30 |
2.40% |
¥275,689 |
¥99,247,877 |
¥28,547,877 |
| 30 |
2.50% |
¥279,350 |
¥100,566,171 |
¥29,866,171 |
| 30 |
2.60% |
¥283,040 |
¥101,894,463 |
¥31,194,463 |
| 30 |
2.70% |
¥286,758 |
¥103,232,707 |
¥32,532,707 |
| 30 |
2.80% |
¥290,502 |
¥104,580,854 |
¥33,880,854 |
| 30 |
2.90% |
¥294,275 |
¥105,938,855 |
¥35,238,855 |
| 30 |
3.00% |
¥298,074 |
¥107,306,659 |
¥36,606,659 |
7070万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥256,957 |
¥77,087,157 |
¥6,387,157 |
| 25 |
0.80% |
¥260,097 |
¥78,028,995 |
¥7,328,995 |
| 25 |
0.90% |
¥263,261 |
¥78,978,162 |
¥8,278,162 |
| 25 |
1.00% |
¥266,449 |
¥79,934,648 |
¥9,234,648 |
| 25 |
1.10% |
¥269,661 |
¥80,898,443 |
¥10,198,443 |
| 25 |
1.20% |
¥272,898 |
¥81,869,537 |
¥11,169,537 |
| 25 |
1.30% |
¥276,160 |
¥82,847,918 |
¥12,147,918 |
| 25 |
1.40% |
¥279,445 |
¥83,833,575 |
¥13,133,575 |
| 25 |
1.50% |
¥282,755 |
¥84,826,495 |
¥14,126,495 |
| 25 |
1.60% |
¥286,089 |
¥85,826,662 |
¥15,126,662 |
| 25 |
1.70% |
¥289,447 |
¥86,834,063 |
¥16,134,063 |
| 25 |
1.80% |
¥292,829 |
¥87,848,682 |
¥17,148,682 |
| 25 |
1.90% |
¥296,235 |
¥88,870,502 |
¥18,170,502 |
| 25 |
2.00% |
¥299,665 |
¥89,899,505 |
¥19,199,505 |
| 25 |
2.10% |
¥303,119 |
¥90,935,674 |
¥20,235,674 |
| 25 |
2.20% |
¥306,597 |
¥91,978,989 |
¥21,278,989 |
| 25 |
2.30% |
¥310,098 |
¥93,029,431 |
¥22,329,431 |
| 25 |
2.40% |
¥313,623 |
¥94,086,978 |
¥23,386,978 |
| 25 |
2.50% |
¥317,172 |
¥95,151,609 |
¥24,451,609 |
| 25 |
2.60% |
¥320,744 |
¥96,223,302 |
¥25,523,302 |
| 25 |
2.70% |
¥324,340 |
¥97,302,034 |
¥26,602,034 |
| 25 |
2.80% |
¥327,959 |
¥98,387,781 |
¥27,687,781 |
| 25 |
2.90% |
¥331,602 |
¥99,480,518 |
¥28,780,518 |
| 25 |
3.00% |
¥335,267 |
¥100,580,220 |
¥29,880,220 |
7070万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥315,771 |
¥75,785,024 |
¥5,085,024 |
| 20 |
0.80% |
¥318,876 |
¥76,530,276 |
¥5,830,276 |
| 20 |
0.90% |
¥322,001 |
¥77,280,225 |
¥6,580,225 |
| 20 |
1.00% |
¥325,145 |
¥78,034,866 |
¥7,334,866 |
| 20 |
1.10% |
¥328,309 |
¥78,794,196 |
¥8,094,196 |
| 20 |
1.20% |
¥331,493 |
¥79,558,210 |
¥8,858,210 |
| 20 |
1.30% |
¥334,695 |
¥80,326,903 |
¥9,626,903 |
| 20 |
1.40% |
¥337,918 |
¥81,100,270 |
¥10,400,270 |
| 20 |
1.50% |
¥341,160 |
¥81,878,305 |
¥11,178,305 |
| 20 |
1.60% |
¥344,421 |
¥82,661,003 |
¥11,961,003 |
| 20 |
1.70% |
¥347,701 |
¥83,448,356 |
¥12,748,356 |
| 20 |
1.80% |
¥351,001 |
¥84,240,359 |
¥13,540,359 |
| 20 |
1.90% |
¥354,321 |
¥85,037,004 |
¥14,337,004 |
| 20 |
2.00% |
¥357,660 |
¥85,838,284 |
¥15,138,284 |
| 20 |
2.10% |
¥361,017 |
¥86,644,191 |
¥15,944,191 |
| 20 |
2.20% |
¥364,395 |
¥87,454,717 |
¥16,754,717 |
| 20 |
2.30% |
¥367,791 |
¥88,269,854 |
¥17,569,854 |
| 20 |
2.40% |
¥371,207 |
¥89,089,592 |
¥18,389,592 |
| 20 |
2.50% |
¥374,641 |
¥89,913,923 |
¥19,213,923 |
| 20 |
2.60% |
¥378,095 |
¥90,742,837 |
¥20,042,837 |
| 20 |
2.70% |
¥381,568 |
¥91,576,324 |
¥20,876,324 |
| 20 |
2.80% |
¥385,060 |
¥92,414,374 |
¥21,714,374 |
| 20 |
2.90% |
¥388,571 |
¥93,256,976 |
¥22,556,976 |
| 20 |
3.00% |
¥392,101 |
¥94,104,120 |
¥23,404,120 |
7070万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥413,874 |
¥74,497,294 |
¥3,797,294 |
| 15 |
0.80% |
¥416,946 |
¥75,050,355 |
¥4,350,355 |
| 15 |
0.90% |
¥420,034 |
¥75,606,062 |
¥4,906,062 |
| 15 |
1.00% |
¥423,136 |
¥76,164,412 |
¥5,464,412 |
| 15 |
1.10% |
¥426,252 |
¥76,725,404 |
¥6,025,404 |
| 15 |
1.20% |
¥429,384 |
¥77,289,036 |
¥6,589,036 |
| 15 |
1.30% |
¥432,529 |
¥77,855,307 |
¥7,155,307 |
| 15 |
1.40% |
¥435,690 |
¥78,424,214 |
¥7,724,214 |
| 15 |
1.50% |
¥438,865 |
¥78,995,757 |
¥8,295,757 |
| 15 |
1.60% |
¥442,055 |
¥79,569,932 |
¥8,869,932 |
| 15 |
1.70% |
¥445,260 |
¥80,146,738 |
¥9,446,738 |
| 15 |
1.80% |
¥448,479 |
¥80,726,173 |
¥10,026,173 |
| 15 |
1.90% |
¥451,712 |
¥81,308,233 |
¥10,608,233 |
| 15 |
2.00% |
¥454,961 |
¥81,892,917 |
¥11,192,917 |
| 15 |
2.10% |
¥458,223 |
¥82,480,222 |
¥11,780,222 |
| 15 |
2.20% |
¥461,501 |
¥83,070,145 |
¥12,370,145 |
| 15 |
2.30% |
¥464,793 |
¥83,662,684 |
¥12,962,684 |
| 15 |
2.40% |
¥468,099 |
¥84,257,835 |
¥13,557,835 |
| 15 |
2.50% |
¥471,420 |
¥84,855,595 |
¥14,155,595 |
| 15 |
2.60% |
¥474,755 |
¥85,455,961 |
¥14,755,961 |
| 15 |
2.70% |
¥478,105 |
¥86,058,930 |
¥15,358,930 |
| 15 |
2.80% |
¥481,469 |
¥86,664,499 |
¥15,964,499 |
| 15 |
2.90% |
¥484,848 |
¥87,272,663 |
¥16,572,663 |
| 15 |
3.00% |
¥488,241 |
¥87,883,420 |
¥17,183,420 |
7070万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥610,200 |
¥73,223,977 |
¥2,523,977 |
| 10 |
0.80% |
¥613,244 |
¥73,589,254 |
¥2,889,254 |
| 10 |
0.90% |
¥616,298 |
¥73,955,707 |
¥3,255,707 |
| 10 |
1.00% |
¥619,361 |
¥74,323,337 |
¥3,623,337 |
| 10 |
1.10% |
¥622,435 |
¥74,692,141 |
¥3,992,141 |
| 10 |
1.20% |
¥625,518 |
¥75,062,121 |
¥4,362,121 |
| 10 |
1.30% |
¥628,611 |
¥75,433,276 |
¥4,733,276 |
| 10 |
1.40% |
¥631,713 |
¥75,805,605 |
¥5,105,605 |
| 10 |
1.50% |
¥634,826 |
¥76,179,108 |
¥5,479,108 |
| 10 |
1.60% |
¥637,948 |
¥76,553,785 |
¥5,853,785 |
| 10 |
1.70% |
¥641,080 |
¥76,929,634 |
¥6,229,634 |
| 10 |
1.80% |
¥644,222 |
¥77,306,656 |
¥6,606,656 |
| 10 |
1.90% |
¥647,374 |
¥77,684,849 |
¥6,984,849 |
| 10 |
2.00% |
¥650,535 |
¥78,064,214 |
¥7,364,214 |
| 10 |
2.10% |
¥653,706 |
¥78,444,750 |
¥7,744,750 |
| 10 |
2.20% |
¥656,887 |
¥78,826,455 |
¥8,126,455 |
| 10 |
2.30% |
¥660,078 |
¥79,209,330 |
¥8,509,330 |
| 10 |
2.40% |
¥663,278 |
¥79,593,373 |
¥8,893,373 |
| 10 |
2.50% |
¥666,488 |
¥79,978,585 |
¥9,278,585 |
| 10 |
2.60% |
¥669,708 |
¥80,364,963 |
¥9,664,963 |
| 10 |
2.70% |
¥672,938 |
¥80,752,509 |
¥10,052,509 |
| 10 |
2.80% |
¥676,177 |
¥81,141,220 |
¥10,441,220 |
| 10 |
2.90% |
¥679,426 |
¥81,531,096 |
¥10,831,096 |
| 10 |
3.00% |
¥682,684 |
¥81,922,136 |
¥11,222,136 |