7230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7230万円の住宅ローン|期間・年数別
7230万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥142,850 |
¥85,709,932 |
¥13,409,932 |
| 50 |
0.80% |
¥146,242 |
¥87,745,218 |
¥15,445,218 |
| 50 |
0.90% |
¥149,684 |
¥89,810,121 |
¥17,510,121 |
| 50 |
1.00% |
¥153,174 |
¥91,904,512 |
¥19,604,512 |
| 50 |
1.10% |
¥156,714 |
¥94,028,250 |
¥21,728,250 |
| 50 |
1.20% |
¥160,302 |
¥96,181,176 |
¥23,881,176 |
| 50 |
1.30% |
¥163,939 |
¥98,363,122 |
¥26,063,122 |
| 50 |
1.40% |
¥167,623 |
¥100,573,905 |
¥28,273,905 |
| 50 |
1.50% |
¥171,356 |
¥102,813,330 |
¥30,513,330 |
| 50 |
1.60% |
¥175,135 |
¥105,081,187 |
¥32,781,187 |
| 50 |
1.70% |
¥178,962 |
¥107,377,258 |
¥35,077,258 |
| 50 |
1.80% |
¥182,836 |
¥109,701,310 |
¥37,401,310 |
| 50 |
1.90% |
¥186,755 |
¥112,053,101 |
¥39,753,101 |
| 50 |
2.00% |
¥190,721 |
¥114,432,375 |
¥42,132,375 |
| 50 |
2.10% |
¥194,731 |
¥116,838,868 |
¥44,538,868 |
| 50 |
2.20% |
¥198,787 |
¥119,272,306 |
¥46,972,306 |
| 50 |
2.30% |
¥202,887 |
¥121,732,404 |
¥49,432,404 |
| 50 |
2.40% |
¥207,031 |
¥124,218,868 |
¥51,918,868 |
| 50 |
2.50% |
¥211,219 |
¥126,731,395 |
¥54,431,395 |
| 50 |
2.60% |
¥215,449 |
¥129,269,675 |
¥56,969,675 |
| 50 |
2.70% |
¥219,722 |
¥131,833,389 |
¥59,533,389 |
| 50 |
2.80% |
¥224,037 |
¥134,422,211 |
¥62,122,211 |
| 50 |
2.90% |
¥228,393 |
¥137,035,807 |
¥64,735,807 |
| 50 |
3.00% |
¥232,790 |
¥139,673,839 |
¥67,373,839 |
7230万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥156,120 |
¥84,305,006 |
¥12,005,006 |
| 45 |
0.80% |
¥159,476 |
¥86,116,997 |
¥13,816,997 |
| 45 |
0.90% |
¥162,876 |
¥87,953,051 |
¥15,653,051 |
| 45 |
1.00% |
¥166,321 |
¥89,813,082 |
¥17,513,082 |
| 45 |
1.10% |
¥169,809 |
¥91,696,996 |
¥19,396,996 |
| 45 |
1.20% |
¥173,342 |
¥93,604,689 |
¥21,304,689 |
| 45 |
1.30% |
¥176,919 |
¥95,536,048 |
¥23,236,048 |
| 45 |
1.40% |
¥180,539 |
¥97,490,952 |
¥25,190,952 |
| 45 |
1.50% |
¥184,202 |
¥99,469,270 |
¥27,169,270 |
| 45 |
1.60% |
¥187,909 |
¥101,470,865 |
¥29,170,865 |
| 45 |
1.70% |
¥191,658 |
¥103,495,588 |
¥31,195,588 |
| 45 |
1.80% |
¥195,451 |
¥105,543,285 |
¥33,243,285 |
| 45 |
1.90% |
¥199,285 |
¥107,613,793 |
¥35,313,793 |
| 45 |
2.00% |
¥203,161 |
¥109,706,942 |
¥37,406,942 |
| 45 |
2.10% |
¥207,079 |
¥111,822,554 |
¥39,522,554 |
| 45 |
2.20% |
¥211,038 |
¥113,960,443 |
¥41,660,443 |
| 45 |
2.30% |
¥215,038 |
¥116,120,418 |
¥43,820,418 |
| 45 |
2.40% |
¥219,078 |
¥118,302,279 |
¥46,002,279 |
| 45 |
2.50% |
¥223,159 |
¥120,505,823 |
¥48,205,823 |
| 45 |
2.60% |
¥227,279 |
¥122,730,836 |
¥50,430,836 |
| 45 |
2.70% |
¥231,439 |
¥124,977,103 |
¥52,677,103 |
| 45 |
2.80% |
¥235,638 |
¥127,244,400 |
¥54,944,400 |
| 45 |
2.90% |
¥239,875 |
¥129,532,500 |
¥57,232,500 |
| 45 |
3.00% |
¥244,150 |
¥131,841,167 |
¥59,541,167 |
7230万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥172,739 |
¥82,914,692 |
¥10,614,692 |
| 40 |
0.80% |
¥176,058 |
¥84,507,802 |
¥12,207,802 |
| 40 |
0.90% |
¥179,417 |
¥86,119,977 |
¥13,819,977 |
| 40 |
1.00% |
¥182,815 |
¥87,751,162 |
¥15,451,162 |
| 40 |
1.10% |
¥186,253 |
¥89,401,297 |
¥17,101,297 |
| 40 |
1.20% |
¥189,730 |
¥91,070,317 |
¥18,770,317 |
| 40 |
1.30% |
¥193,246 |
¥92,758,150 |
¥20,458,150 |
| 40 |
1.40% |
¥196,802 |
¥94,464,720 |
¥22,164,720 |
| 40 |
1.50% |
¥200,396 |
¥96,189,944 |
¥23,889,944 |
| 40 |
1.60% |
¥204,029 |
¥97,933,734 |
¥25,633,734 |
| 40 |
1.70% |
¥207,700 |
¥99,695,997 |
¥27,395,997 |
| 40 |
1.80% |
¥211,410 |
¥101,476,634 |
¥29,176,634 |
| 40 |
1.90% |
¥215,157 |
¥103,275,541 |
¥30,975,541 |
| 40 |
2.00% |
¥218,943 |
¥105,092,610 |
¥32,792,610 |
| 40 |
2.10% |
¥222,766 |
¥106,927,727 |
¥34,627,727 |
| 40 |
2.20% |
¥226,627 |
¥108,780,773 |
¥36,480,773 |
| 40 |
2.30% |
¥230,524 |
¥110,651,626 |
¥38,351,626 |
| 40 |
2.40% |
¥234,459 |
¥112,540,158 |
¥40,240,158 |
| 40 |
2.50% |
¥238,430 |
¥114,446,236 |
¥42,146,236 |
| 40 |
2.60% |
¥242,437 |
¥116,369,725 |
¥44,069,725 |
| 40 |
2.70% |
¥246,480 |
¥118,310,483 |
¥46,010,483 |
| 40 |
2.80% |
¥250,559 |
¥120,268,367 |
¥47,968,367 |
| 40 |
2.90% |
¥254,673 |
¥122,243,228 |
¥49,943,228 |
| 40 |
3.00% |
¥258,823 |
¥124,234,914 |
¥51,934,914 |
7230万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥194,141 |
¥81,539,020 |
¥9,239,020 |
| 35 |
0.80% |
¥197,423 |
¥82,917,684 |
¥10,617,684 |
| 35 |
0.90% |
¥200,740 |
¥84,310,980 |
¥12,010,980 |
| 35 |
1.00% |
¥204,093 |
¥85,718,875 |
¥13,418,875 |
| 35 |
1.10% |
¥207,479 |
¥87,141,334 |
¥14,841,334 |
| 35 |
1.20% |
¥210,901 |
¥88,578,316 |
¥16,278,316 |
| 35 |
1.30% |
¥214,357 |
¥90,029,780 |
¥17,729,780 |
| 35 |
1.40% |
¥217,847 |
¥91,495,680 |
¥19,195,680 |
| 35 |
1.50% |
¥221,371 |
¥92,975,967 |
¥20,675,967 |
| 35 |
1.60% |
¥224,930 |
¥94,470,588 |
¥22,170,588 |
| 35 |
1.70% |
¥228,523 |
¥95,979,487 |
¥23,679,487 |
| 35 |
1.80% |
¥232,149 |
¥97,502,607 |
¥25,202,607 |
| 35 |
1.90% |
¥235,809 |
¥99,039,883 |
¥26,739,883 |
| 35 |
2.00% |
¥239,503 |
¥100,591,253 |
¥28,291,253 |
| 35 |
2.10% |
¥243,230 |
¥102,156,646 |
¥29,856,646 |
| 35 |
2.20% |
¥246,990 |
¥103,735,993 |
¥31,435,993 |
| 35 |
2.30% |
¥250,784 |
¥105,329,219 |
¥33,029,219 |
| 35 |
2.40% |
¥254,610 |
¥106,936,247 |
¥34,636,247 |
| 35 |
2.50% |
¥258,469 |
¥108,556,997 |
¥36,256,997 |
| 35 |
2.60% |
¥262,360 |
¥110,191,388 |
¥37,891,388 |
| 35 |
2.70% |
¥266,284 |
¥111,839,333 |
¥39,539,333 |
| 35 |
2.80% |
¥270,240 |
¥113,500,745 |
¥41,200,745 |
| 35 |
2.90% |
¥274,227 |
¥115,175,535 |
¥42,875,535 |
| 35 |
3.00% |
¥278,247 |
¥116,863,609 |
¥44,563,609 |
7230万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥222,717 |
¥80,178,016 |
¥7,878,016 |
| 30 |
0.80% |
¥225,963 |
¥81,346,689 |
¥9,046,689 |
| 30 |
0.90% |
¥229,239 |
¥82,526,135 |
¥10,226,135 |
| 30 |
1.00% |
¥232,545 |
¥83,716,334 |
¥11,416,334 |
| 30 |
1.10% |
¥235,881 |
¥84,917,268 |
¥12,617,268 |
| 30 |
1.20% |
¥239,247 |
¥86,128,915 |
¥13,828,915 |
| 30 |
1.30% |
¥242,642 |
¥87,351,251 |
¥15,051,251 |
| 30 |
1.40% |
¥246,067 |
¥88,584,251 |
¥16,284,251 |
| 30 |
1.50% |
¥249,522 |
¥89,827,888 |
¥17,527,888 |
| 30 |
1.60% |
¥253,006 |
¥91,082,134 |
¥18,782,134 |
| 30 |
1.70% |
¥256,519 |
¥92,346,957 |
¥20,046,957 |
| 30 |
1.80% |
¥260,062 |
¥93,622,324 |
¥21,322,324 |
| 30 |
1.90% |
¥263,634 |
¥94,908,203 |
¥22,608,203 |
| 30 |
2.00% |
¥267,235 |
¥96,204,556 |
¥23,904,556 |
| 30 |
2.10% |
¥270,865 |
¥97,511,347 |
¥25,211,347 |
| 30 |
2.20% |
¥274,524 |
¥98,828,535 |
¥26,528,535 |
| 30 |
2.30% |
¥278,211 |
¥100,156,080 |
¥27,856,080 |
| 30 |
2.40% |
¥281,928 |
¥101,493,939 |
¥29,193,939 |
| 30 |
2.50% |
¥285,672 |
¥102,842,068 |
¥30,542,068 |
| 30 |
2.60% |
¥289,446 |
¥104,200,420 |
¥31,900,420 |
| 30 |
2.70% |
¥293,247 |
¥105,568,949 |
¥33,268,949 |
| 30 |
2.80% |
¥297,077 |
¥106,947,606 |
¥34,647,606 |
| 30 |
2.90% |
¥300,934 |
¥108,336,339 |
¥36,036,339 |
| 30 |
3.00% |
¥304,820 |
¥109,735,098 |
¥37,435,098 |
7230万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥262,772 |
¥78,831,703 |
¥6,531,703 |
| 25 |
0.80% |
¥265,983 |
¥79,794,857 |
¥7,494,857 |
| 25 |
0.90% |
¥269,218 |
¥80,765,504 |
¥8,465,504 |
| 25 |
1.00% |
¥272,479 |
¥81,743,635 |
¥9,443,635 |
| 25 |
1.10% |
¥275,764 |
¥82,729,242 |
¥10,429,242 |
| 25 |
1.20% |
¥279,074 |
¥83,722,313 |
¥11,422,313 |
| 25 |
1.30% |
¥282,409 |
¥84,722,836 |
¥12,422,836 |
| 25 |
1.40% |
¥285,769 |
¥85,730,799 |
¥13,430,799 |
| 25 |
1.50% |
¥289,154 |
¥86,746,189 |
¥14,446,189 |
| 25 |
1.60% |
¥292,563 |
¥87,768,991 |
¥15,468,991 |
| 25 |
1.70% |
¥295,997 |
¥88,799,191 |
¥16,499,191 |
| 25 |
1.80% |
¥299,456 |
¥89,836,771 |
¥17,536,771 |
| 25 |
1.90% |
¥302,939 |
¥90,881,715 |
¥18,581,715 |
| 25 |
2.00% |
¥306,447 |
¥91,934,006 |
¥19,634,006 |
| 25 |
2.10% |
¥309,979 |
¥92,993,624 |
¥20,693,624 |
| 25 |
2.20% |
¥313,535 |
¥94,060,550 |
¥21,760,550 |
| 25 |
2.30% |
¥317,116 |
¥95,134,764 |
¥22,834,764 |
| 25 |
2.40% |
¥320,721 |
¥96,216,245 |
¥23,916,245 |
| 25 |
2.50% |
¥324,350 |
¥97,304,970 |
¥25,004,970 |
| 25 |
2.60% |
¥328,003 |
¥98,400,916 |
¥26,100,916 |
| 25 |
2.70% |
¥331,680 |
¥99,504,061 |
¥27,204,061 |
| 25 |
2.80% |
¥335,381 |
¥100,614,379 |
¥28,314,379 |
| 25 |
2.90% |
¥339,106 |
¥101,731,845 |
¥29,431,845 |
| 25 |
3.00% |
¥342,855 |
¥102,856,434 |
¥30,556,434 |
7230万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥322,917 |
¥77,500,102 |
¥5,200,102 |
| 20 |
0.80% |
¥326,093 |
¥78,262,220 |
¥5,962,220 |
| 20 |
0.90% |
¥329,288 |
¥79,029,141 |
¥6,729,141 |
| 20 |
1.00% |
¥332,504 |
¥79,800,860 |
¥7,500,860 |
| 20 |
1.10% |
¥335,739 |
¥80,577,374 |
¥8,277,374 |
| 20 |
1.20% |
¥338,994 |
¥81,358,678 |
¥9,058,678 |
| 20 |
1.30% |
¥342,270 |
¥82,144,768 |
¥9,844,768 |
| 20 |
1.40% |
¥345,565 |
¥82,935,636 |
¥10,635,636 |
| 20 |
1.50% |
¥348,880 |
¥83,731,279 |
¥11,431,279 |
| 20 |
1.60% |
¥352,215 |
¥84,531,690 |
¥12,231,690 |
| 20 |
1.70% |
¥355,570 |
¥85,336,862 |
¥13,036,862 |
| 20 |
1.80% |
¥358,945 |
¥86,146,789 |
¥13,846,789 |
| 20 |
1.90% |
¥362,339 |
¥86,961,463 |
¥14,661,463 |
| 20 |
2.00% |
¥365,754 |
¥87,780,876 |
¥15,480,876 |
| 20 |
2.10% |
¥369,188 |
¥88,605,022 |
¥16,305,022 |
| 20 |
2.20% |
¥372,641 |
¥89,433,891 |
¥17,133,891 |
| 20 |
2.30% |
¥376,114 |
¥90,267,474 |
¥17,967,474 |
| 20 |
2.40% |
¥379,607 |
¥91,105,764 |
¥18,805,764 |
| 20 |
2.50% |
¥383,120 |
¥91,948,750 |
¥19,648,750 |
| 20 |
2.60% |
¥386,652 |
¥92,796,423 |
¥20,496,423 |
| 20 |
2.70% |
¥390,203 |
¥93,648,772 |
¥21,348,772 |
| 20 |
2.80% |
¥393,774 |
¥94,505,788 |
¥22,205,788 |
| 20 |
2.90% |
¥397,364 |
¥95,367,459 |
¥23,067,459 |
| 20 |
3.00% |
¥400,974 |
¥96,233,775 |
¥23,933,775 |
7230万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥423,240 |
¥76,183,230 |
¥3,883,230 |
| 15 |
0.80% |
¥426,382 |
¥76,748,808 |
¥4,448,808 |
| 15 |
0.90% |
¥429,539 |
¥77,317,090 |
¥5,017,090 |
| 15 |
1.00% |
¥432,712 |
¥77,888,076 |
¥5,588,076 |
| 15 |
1.10% |
¥435,899 |
¥78,461,764 |
¥6,161,764 |
| 15 |
1.20% |
¥439,101 |
¥79,038,151 |
¥6,738,151 |
| 15 |
1.30% |
¥442,318 |
¥79,617,237 |
¥7,317,237 |
| 15 |
1.40% |
¥445,550 |
¥80,199,020 |
¥7,899,020 |
| 15 |
1.50% |
¥448,797 |
¥80,783,497 |
¥8,483,497 |
| 15 |
1.60% |
¥452,059 |
¥81,370,666 |
¥9,070,666 |
| 15 |
1.70% |
¥455,336 |
¥81,960,526 |
¥9,660,526 |
| 15 |
1.80% |
¥458,628 |
¥82,553,073 |
¥10,253,073 |
| 15 |
1.90% |
¥461,935 |
¥83,148,306 |
¥10,848,306 |
| 15 |
2.00% |
¥465,257 |
¥83,746,222 |
¥11,446,222 |
| 15 |
2.10% |
¥468,593 |
¥84,346,818 |
¥12,046,818 |
| 15 |
2.20% |
¥471,945 |
¥84,950,092 |
¥12,650,092 |
| 15 |
2.30% |
¥475,311 |
¥85,556,040 |
¥13,256,040 |
| 15 |
2.40% |
¥478,693 |
¥86,164,660 |
¥13,864,660 |
| 15 |
2.50% |
¥482,089 |
¥86,775,948 |
¥14,475,948 |
| 15 |
2.60% |
¥485,499 |
¥87,389,901 |
¥15,089,901 |
| 15 |
2.70% |
¥488,925 |
¥88,006,515 |
¥15,706,515 |
| 15 |
2.80% |
¥492,365 |
¥88,625,788 |
¥16,325,788 |
| 15 |
2.90% |
¥495,821 |
¥89,247,716 |
¥16,947,716 |
| 15 |
3.00% |
¥499,291 |
¥89,872,295 |
¥17,572,295 |
7230万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥624,009 |
¥74,881,097 |
¥2,581,097 |
| 10 |
0.80% |
¥627,122 |
¥75,254,640 |
¥2,954,640 |
| 10 |
0.90% |
¥630,245 |
¥75,629,387 |
¥3,329,387 |
| 10 |
1.00% |
¥633,378 |
¥76,005,336 |
¥3,705,336 |
| 10 |
1.10% |
¥636,521 |
¥76,382,487 |
¥4,082,487 |
| 10 |
1.20% |
¥639,674 |
¥76,760,840 |
¥4,460,840 |
| 10 |
1.30% |
¥642,837 |
¥77,140,394 |
¥4,840,394 |
| 10 |
1.40% |
¥646,010 |
¥77,521,149 |
¥5,221,149 |
| 10 |
1.50% |
¥649,193 |
¥77,903,105 |
¥5,603,105 |
| 10 |
1.60% |
¥652,386 |
¥78,286,261 |
¥5,986,261 |
| 10 |
1.70% |
¥655,588 |
¥78,670,616 |
¥6,370,616 |
| 10 |
1.80% |
¥658,801 |
¥79,056,170 |
¥6,756,170 |
| 10 |
1.90% |
¥662,024 |
¥79,442,922 |
¥7,142,922 |
| 10 |
2.00% |
¥665,257 |
¥79,830,873 |
¥7,530,873 |
| 10 |
2.10% |
¥668,500 |
¥80,220,020 |
¥7,920,020 |
| 10 |
2.20% |
¥671,753 |
¥80,610,363 |
¥8,310,363 |
| 10 |
2.30% |
¥675,016 |
¥81,001,903 |
¥8,701,903 |
| 10 |
2.40% |
¥678,289 |
¥81,394,638 |
¥9,094,638 |
| 10 |
2.50% |
¥681,571 |
¥81,788,567 |
¥9,488,567 |
| 10 |
2.60% |
¥684,864 |
¥82,183,689 |
¥9,883,689 |
| 10 |
2.70% |
¥688,167 |
¥82,580,005 |
¥10,280,005 |
| 10 |
2.80% |
¥691,479 |
¥82,977,513 |
¥10,677,513 |
| 10 |
2.90% |
¥694,802 |
¥83,376,212 |
¥11,076,212 |
| 10 |
3.00% |
¥698,134 |
¥83,776,102 |
¥11,476,102 |