7840万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7840万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7840万円の住宅ローン｜期間・年数別
7840万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥154,902 |
¥92,941,337 |
¥14,541,337 |
| 50 |
0.80% |
¥158,581 |
¥95,148,341 |
¥16,748,341 |
| 50 |
0.90% |
¥162,312 |
¥97,387,462 |
¥18,987,462 |
| 50 |
1.00% |
¥166,098 |
¥99,658,558 |
¥21,258,558 |
| 50 |
1.10% |
¥169,936 |
¥101,961,477 |
¥23,561,477 |
| 50 |
1.20% |
¥173,827 |
¥104,296,047 |
¥25,896,047 |
| 50 |
1.30% |
¥177,770 |
¥106,662,085 |
¥28,262,085 |
| 50 |
1.40% |
¥181,766 |
¥109,059,394 |
¥30,659,394 |
| 50 |
1.50% |
¥185,813 |
¥111,487,760 |
¥33,087,760 |
| 50 |
1.60% |
¥189,912 |
¥113,946,958 |
¥35,546,958 |
| 50 |
1.70% |
¥194,061 |
¥116,436,750 |
¥38,036,750 |
| 50 |
1.80% |
¥198,261 |
¥118,956,884 |
¥40,556,884 |
| 50 |
1.90% |
¥202,512 |
¥121,507,097 |
¥43,107,097 |
| 50 |
2.00% |
¥206,812 |
¥124,087,112 |
¥45,687,112 |
| 50 |
2.10% |
¥211,161 |
¥126,696,643 |
¥48,296,643 |
| 50 |
2.20% |
¥215,559 |
¥129,335,392 |
¥50,935,392 |
| 50 |
2.30% |
¥220,005 |
¥132,003,049 |
¥53,603,049 |
| 50 |
2.40% |
¥224,499 |
¥134,699,298 |
¥56,299,298 |
| 50 |
2.50% |
¥229,040 |
¥137,423,809 |
¥59,023,809 |
| 50 |
2.60% |
¥233,627 |
¥140,176,246 |
¥61,776,246 |
| 50 |
2.70% |
¥238,260 |
¥142,956,262 |
¥64,556,262 |
| 50 |
2.80% |
¥242,939 |
¥145,763,504 |
¥67,363,504 |
| 50 |
2.90% |
¥247,663 |
¥148,597,611 |
¥70,197,611 |
| 50 |
3.00% |
¥252,430 |
¥151,458,215 |
¥73,058,215 |
7840万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥169,292 |
¥91,417,877 |
¥13,017,877 |
| 45 |
0.80% |
¥172,931 |
¥93,382,747 |
¥14,982,747 |
| 45 |
0.90% |
¥176,618 |
¥95,373,710 |
¥16,973,710 |
| 45 |
1.00% |
¥180,353 |
¥97,390,673 |
¥18,990,673 |
| 45 |
1.10% |
¥184,136 |
¥99,433,534 |
¥21,033,534 |
| 45 |
1.20% |
¥187,967 |
¥101,502,180 |
¥23,102,180 |
| 45 |
1.30% |
¥191,845 |
¥103,596,489 |
¥25,196,489 |
| 45 |
1.40% |
¥195,771 |
¥105,716,330 |
¥27,316,330 |
| 45 |
1.50% |
¥199,744 |
¥107,861,560 |
¥29,461,560 |
| 45 |
1.60% |
¥203,763 |
¥110,032,030 |
¥31,632,030 |
| 45 |
1.70% |
¥207,829 |
¥112,227,581 |
¥33,827,581 |
| 45 |
1.80% |
¥211,941 |
¥114,448,044 |
¥36,048,044 |
| 45 |
1.90% |
¥216,099 |
¥116,693,242 |
¥38,293,242 |
| 45 |
2.00% |
¥220,302 |
¥118,962,991 |
¥40,562,991 |
| 45 |
2.10% |
¥224,550 |
¥121,257,098 |
¥42,857,098 |
| 45 |
2.20% |
¥228,843 |
¥123,575,363 |
¥45,175,363 |
| 45 |
2.30% |
¥233,181 |
¥125,917,576 |
¥47,517,576 |
| 45 |
2.40% |
¥237,562 |
¥128,283,523 |
¥49,883,523 |
| 45 |
2.50% |
¥241,987 |
¥130,672,980 |
¥52,272,980 |
| 45 |
2.60% |
¥246,455 |
¥133,085,720 |
¥54,685,720 |
| 45 |
2.70% |
¥250,966 |
¥135,521,506 |
¥57,121,506 |
| 45 |
2.80% |
¥255,519 |
¥137,980,097 |
¥59,580,097 |
| 45 |
2.90% |
¥260,113 |
¥140,461,244 |
¥62,061,244 |
| 45 |
3.00% |
¥264,749 |
¥142,964,696 |
¥64,564,696 |
7840万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥187,313 |
¥89,910,261 |
¥11,510,261 |
| 40 |
0.80% |
¥190,912 |
¥91,637,783 |
¥13,237,783 |
| 40 |
0.90% |
¥194,554 |
¥93,385,978 |
¥14,985,978 |
| 40 |
1.00% |
¥198,239 |
¥95,154,787 |
¥16,754,787 |
| 40 |
1.10% |
¥201,967 |
¥96,944,145 |
¥18,544,145 |
| 40 |
1.20% |
¥205,737 |
¥98,753,981 |
¥20,353,981 |
| 40 |
1.30% |
¥209,550 |
¥100,584,218 |
¥22,184,218 |
| 40 |
1.40% |
¥213,406 |
¥102,434,773 |
¥24,034,773 |
| 40 |
1.50% |
¥217,303 |
¥104,305,555 |
¥25,905,555 |
| 40 |
1.60% |
¥221,243 |
¥106,196,470 |
¥27,796,470 |
| 40 |
1.70% |
¥225,224 |
¥108,107,416 |
¥29,707,416 |
| 40 |
1.80% |
¥229,246 |
¥110,038,286 |
¥31,638,286 |
| 40 |
1.90% |
¥233,310 |
¥111,988,968 |
¥33,588,968 |
| 40 |
2.00% |
¥237,415 |
¥113,959,345 |
¥35,559,345 |
| 40 |
2.10% |
¥241,561 |
¥115,949,291 |
¥37,549,291 |
| 40 |
2.20% |
¥245,747 |
¥117,958,681 |
¥39,558,681 |
| 40 |
2.30% |
¥249,974 |
¥119,987,379 |
¥41,587,379 |
| 40 |
2.40% |
¥254,240 |
¥122,035,247 |
¥43,635,247 |
| 40 |
2.50% |
¥258,546 |
¥124,102,142 |
¥45,702,142 |
| 40 |
2.60% |
¥262,891 |
¥126,187,917 |
¥47,787,917 |
| 40 |
2.70% |
¥267,276 |
¥128,292,419 |
¥49,892,419 |
| 40 |
2.80% |
¥271,699 |
¥130,415,491 |
¥52,015,491 |
| 40 |
2.90% |
¥276,160 |
¥132,556,972 |
¥54,156,972 |
| 40 |
3.00% |
¥280,660 |
¥134,716,698 |
¥56,316,698 |
7840万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥210,520 |
¥88,418,522 |
¥10,018,522 |
| 35 |
0.80% |
¥214,080 |
¥89,913,506 |
¥11,513,506 |
| 35 |
0.90% |
¥217,677 |
¥91,424,355 |
¥13,024,355 |
| 35 |
1.00% |
¥221,312 |
¥92,951,035 |
¥14,551,035 |
| 35 |
1.10% |
¥224,985 |
¥94,493,507 |
¥16,093,507 |
| 35 |
1.20% |
¥228,695 |
¥96,051,729 |
¥17,651,729 |
| 35 |
1.30% |
¥232,442 |
¥97,625,654 |
¥19,225,654 |
| 35 |
1.40% |
¥236,227 |
¥99,215,233 |
¥20,815,233 |
| 35 |
1.50% |
¥240,049 |
¥100,820,412 |
¥22,420,412 |
| 35 |
1.60% |
¥243,907 |
¥102,441,135 |
¥24,041,135 |
| 35 |
1.70% |
¥247,803 |
¥104,077,342 |
¥25,677,342 |
| 35 |
1.80% |
¥251,736 |
¥105,728,968 |
¥27,328,968 |
| 35 |
1.90% |
¥255,705 |
¥107,395,946 |
¥28,995,946 |
| 35 |
2.00% |
¥259,710 |
¥109,078,205 |
¥30,678,205 |
| 35 |
2.10% |
¥263,752 |
¥110,775,672 |
¥32,375,672 |
| 35 |
2.20% |
¥267,829 |
¥112,488,269 |
¥34,088,269 |
| 35 |
2.30% |
¥271,943 |
¥114,215,916 |
¥35,815,916 |
| 35 |
2.40% |
¥276,092 |
¥115,958,530 |
¥37,558,530 |
| 35 |
2.50% |
¥280,276 |
¥117,716,025 |
¥39,316,025 |
| 35 |
2.60% |
¥284,496 |
¥119,488,310 |
¥41,088,310 |
| 35 |
2.70% |
¥288,751 |
¥121,275,293 |
¥42,875,293 |
| 35 |
2.80% |
¥293,040 |
¥123,076,880 |
¥44,676,880 |
| 35 |
2.90% |
¥297,364 |
¥124,892,973 |
¥46,492,973 |
| 35 |
3.00% |
¥301,723 |
¥126,723,471 |
¥48,323,471 |
7840万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥241,507 |
¥86,942,689 |
¥8,542,689 |
| 30 |
0.80% |
¥245,028 |
¥88,209,965 |
¥9,809,965 |
| 30 |
0.90% |
¥248,580 |
¥89,488,921 |
¥11,088,921 |
| 30 |
1.00% |
¥252,165 |
¥90,779,538 |
¥12,379,538 |
| 30 |
1.10% |
¥255,783 |
¥92,081,796 |
¥13,681,796 |
| 30 |
1.20% |
¥259,432 |
¥93,395,670 |
¥14,995,670 |
| 30 |
1.30% |
¥263,114 |
¥94,721,135 |
¥16,321,135 |
| 30 |
1.40% |
¥266,828 |
¥96,058,164 |
¥17,658,164 |
| 30 |
1.50% |
¥270,574 |
¥97,406,728 |
¥19,006,728 |
| 30 |
1.60% |
¥274,352 |
¥98,766,795 |
¥20,366,795 |
| 30 |
1.70% |
¥278,162 |
¥100,138,332 |
¥21,738,332 |
| 30 |
1.80% |
¥282,004 |
¥101,521,303 |
¥23,121,303 |
| 30 |
1.90% |
¥285,877 |
¥102,915,672 |
¥24,515,672 |
| 30 |
2.00% |
¥289,782 |
¥104,321,400 |
¥25,921,400 |
| 30 |
2.10% |
¥293,718 |
¥105,738,445 |
¥27,338,445 |
| 30 |
2.20% |
¥297,685 |
¥107,166,765 |
¥28,766,765 |
| 30 |
2.30% |
¥301,684 |
¥108,606,316 |
¥30,206,316 |
| 30 |
2.40% |
¥305,714 |
¥110,057,051 |
¥31,657,051 |
| 30 |
2.50% |
¥309,775 |
¥111,518,922 |
¥33,118,922 |
| 30 |
2.60% |
¥313,866 |
¥112,991,880 |
¥34,591,880 |
| 30 |
2.70% |
¥317,989 |
¥114,475,873 |
¥36,075,873 |
| 30 |
2.80% |
¥322,141 |
¥115,970,848 |
¥37,570,848 |
| 30 |
2.90% |
¥326,324 |
¥117,476,750 |
¥39,076,750 |
| 30 |
3.00% |
¥330,538 |
¥118,993,522 |
¥40,593,522 |
7840万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥284,943 |
¥85,482,787 |
¥7,082,787 |
| 25 |
0.80% |
¥288,424 |
¥86,527,203 |
¥8,127,203 |
| 25 |
0.90% |
¥291,932 |
¥87,579,744 |
¥9,179,744 |
| 25 |
1.00% |
¥295,468 |
¥88,640,401 |
¥10,240,401 |
| 25 |
1.10% |
¥299,031 |
¥89,709,164 |
¥11,309,164 |
| 25 |
1.20% |
¥302,620 |
¥90,786,021 |
¥12,386,021 |
| 25 |
1.30% |
¥306,237 |
¥91,870,959 |
¥13,470,959 |
| 25 |
1.40% |
¥309,880 |
¥92,963,965 |
¥14,563,965 |
| 25 |
1.50% |
¥313,550 |
¥94,065,024 |
¥15,665,024 |
| 25 |
1.60% |
¥317,247 |
¥95,174,121 |
¥16,774,121 |
| 25 |
1.70% |
¥320,971 |
¥96,291,239 |
¥17,891,239 |
| 25 |
1.80% |
¥324,721 |
¥97,416,360 |
¥19,016,360 |
| 25 |
1.90% |
¥328,498 |
¥98,549,467 |
¥20,149,467 |
| 25 |
2.00% |
¥332,302 |
¥99,690,540 |
¥21,290,540 |
| 25 |
2.10% |
¥336,132 |
¥100,839,559 |
¥22,439,559 |
| 25 |
2.20% |
¥339,988 |
¥101,996,503 |
¥23,596,503 |
| 25 |
2.30% |
¥343,871 |
¥103,161,349 |
¥24,761,349 |
| 25 |
2.40% |
¥347,780 |
¥104,334,075 |
¥25,934,075 |
| 25 |
2.50% |
¥351,716 |
¥105,514,656 |
¥27,114,656 |
| 25 |
2.60% |
¥355,677 |
¥106,703,068 |
¥28,303,068 |
| 25 |
2.70% |
¥359,664 |
¥107,899,286 |
¥29,499,286 |
| 25 |
2.80% |
¥363,678 |
¥109,103,282 |
¥30,703,282 |
| 25 |
2.90% |
¥367,717 |
¥110,315,030 |
¥31,915,030 |
| 25 |
3.00% |
¥371,782 |
¥111,534,501 |
¥33,134,501 |
7840万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥350,162 |
¥84,038,839 |
¥5,638,839 |
| 20 |
0.80% |
¥353,605 |
¥84,865,257 |
¥6,465,257 |
| 20 |
0.90% |
¥357,070 |
¥85,696,883 |
¥7,296,883 |
| 20 |
1.00% |
¥360,557 |
¥86,533,713 |
¥8,133,713 |
| 20 |
1.10% |
¥364,066 |
¥87,375,742 |
¥8,975,742 |
| 20 |
1.20% |
¥367,596 |
¥88,222,965 |
¥9,822,965 |
| 20 |
1.30% |
¥371,147 |
¥89,075,377 |
¥10,675,377 |
| 20 |
1.40% |
¥374,721 |
¥89,932,972 |
¥11,532,972 |
| 20 |
1.50% |
¥378,316 |
¥90,795,744 |
¥12,395,744 |
| 20 |
1.60% |
¥381,932 |
¥91,663,686 |
¥13,263,686 |
| 20 |
1.70% |
¥385,570 |
¥92,536,791 |
¥14,136,791 |
| 20 |
1.80% |
¥389,229 |
¥93,415,052 |
¥15,015,052 |
| 20 |
1.90% |
¥392,910 |
¥94,298,460 |
¥15,898,460 |
| 20 |
2.00% |
¥396,613 |
¥95,187,008 |
¥16,787,008 |
| 20 |
2.10% |
¥400,336 |
¥96,080,687 |
¥17,680,687 |
| 20 |
2.20% |
¥404,081 |
¥96,979,489 |
¥18,579,489 |
| 20 |
2.30% |
¥407,848 |
¥97,883,402 |
¥19,483,402 |
| 20 |
2.40% |
¥411,635 |
¥98,792,419 |
¥20,392,419 |
| 20 |
2.50% |
¥415,444 |
¥99,706,528 |
¥21,306,528 |
| 20 |
2.60% |
¥419,274 |
¥100,625,720 |
¥22,225,720 |
| 20 |
2.70% |
¥423,125 |
¥101,549,983 |
¥23,149,983 |
| 20 |
2.80% |
¥426,997 |
¥102,479,305 |
¥24,079,305 |
| 20 |
2.90% |
¥430,890 |
¥103,413,677 |
¥25,013,677 |
| 20 |
3.00% |
¥434,805 |
¥104,353,084 |
¥25,953,084 |
7840万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥458,949 |
¥82,610,860 |
¥4,210,860 |
| 15 |
0.80% |
¥462,356 |
¥83,224,157 |
¥4,824,157 |
| 15 |
0.90% |
¥465,780 |
¥83,840,386 |
¥5,440,386 |
| 15 |
1.00% |
¥469,220 |
¥84,459,546 |
¥6,059,546 |
| 15 |
1.10% |
¥472,676 |
¥85,081,636 |
¥6,681,636 |
| 15 |
1.20% |
¥476,148 |
¥85,706,654 |
¥7,306,654 |
| 15 |
1.30% |
¥479,637 |
¥86,334,597 |
¥7,934,597 |
| 15 |
1.40% |
¥483,141 |
¥86,965,465 |
¥8,565,465 |
| 15 |
1.50% |
¥486,663 |
¥87,599,255 |
¥9,199,255 |
| 15 |
1.60% |
¥490,200 |
¥88,235,964 |
¥9,835,964 |
| 15 |
1.70% |
¥493,753 |
¥88,875,591 |
¥10,475,591 |
| 15 |
1.80% |
¥497,323 |
¥89,518,132 |
¥11,118,132 |
| 15 |
1.90% |
¥500,909 |
¥90,163,585 |
¥11,763,585 |
| 15 |
2.00% |
¥504,511 |
¥90,811,948 |
¥12,411,948 |
| 15 |
2.10% |
¥508,129 |
¥91,463,217 |
¥13,063,217 |
| 15 |
2.20% |
¥511,763 |
¥92,117,389 |
¥13,717,389 |
| 15 |
2.30% |
¥515,414 |
¥92,774,461 |
¥14,374,461 |
| 15 |
2.40% |
¥519,080 |
¥93,434,430 |
¥15,034,430 |
| 15 |
2.50% |
¥522,763 |
¥94,097,293 |
¥15,697,293 |
| 15 |
2.60% |
¥526,461 |
¥94,763,046 |
¥16,363,046 |
| 15 |
2.70% |
¥530,176 |
¥95,431,685 |
¥17,031,685 |
| 15 |
2.80% |
¥533,907 |
¥96,103,206 |
¥17,703,206 |
| 15 |
2.90% |
¥537,653 |
¥96,777,606 |
¥18,377,606 |
| 15 |
3.00% |
¥541,416 |
¥97,454,881 |
¥19,054,881 |
7840万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥676,657 |
¥81,198,866 |
¥2,798,866 |
| 10 |
0.80% |
¥680,033 |
¥81,603,925 |
¥3,203,925 |
| 10 |
0.90% |
¥683,419 |
¥82,010,289 |
¥3,610,289 |
| 10 |
1.00% |
¥686,816 |
¥82,417,957 |
¥4,017,957 |
| 10 |
1.10% |
¥690,224 |
¥82,826,929 |
¥4,426,929 |
| 10 |
1.20% |
¥693,643 |
¥83,237,204 |
¥4,837,204 |
| 10 |
1.30% |
¥697,073 |
¥83,648,782 |
¥5,248,782 |
| 10 |
1.40% |
¥700,514 |
¥84,061,661 |
¥5,661,661 |
| 10 |
1.50% |
¥703,965 |
¥84,475,843 |
¥6,075,843 |
| 10 |
1.60% |
¥707,428 |
¥84,891,326 |
¥6,491,326 |
| 10 |
1.70% |
¥710,901 |
¥85,308,109 |
¥6,908,109 |
| 10 |
1.80% |
¥714,385 |
¥85,726,193 |
¥7,326,193 |
| 10 |
1.90% |
¥717,880 |
¥86,145,576 |
¥7,745,576 |
| 10 |
2.00% |
¥721,385 |
¥86,566,257 |
¥8,166,257 |
| 10 |
2.10% |
¥724,902 |
¥86,988,237 |
¥8,588,237 |
| 10 |
2.20% |
¥728,429 |
¥87,411,514 |
¥9,011,514 |
| 10 |
2.30% |
¥731,967 |
¥87,836,088 |
¥9,436,088 |
| 10 |
2.40% |
¥735,516 |
¥88,261,958 |
¥9,861,958 |
| 10 |
2.50% |
¥739,076 |
¥88,689,124 |
¥10,289,124 |
| 10 |
2.60% |
¥742,647 |
¥89,117,583 |
¥10,717,583 |
| 10 |
2.70% |
¥746,228 |
¥89,547,336 |
¥11,147,336 |
| 10 |
2.80% |
¥749,820 |
¥89,978,382 |
¥11,578,382 |
| 10 |
2.90% |
¥753,423 |
¥90,410,720 |
¥12,010,720 |
| 10 |
3.00% |
¥757,036 |
¥90,844,349 |
¥12,444,349 |
