7950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7950万円の住宅ローン|期間・年数別
7950万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥157,076 |
¥94,245,360 |
¥14,745,360 |
| 50 |
0.80% |
¥160,806 |
¥96,483,331 |
¥16,983,331 |
| 50 |
0.90% |
¥164,590 |
¥98,753,867 |
¥19,253,867 |
| 50 |
1.00% |
¥168,428 |
¥101,056,829 |
¥21,556,829 |
| 50 |
1.10% |
¥172,320 |
¥103,392,059 |
¥23,892,059 |
| 50 |
1.20% |
¥176,266 |
¥105,759,384 |
¥26,259,384 |
| 50 |
1.30% |
¥180,264 |
¥108,158,620 |
¥28,658,620 |
| 50 |
1.40% |
¥184,316 |
¥110,589,564 |
¥31,089,564 |
| 50 |
1.50% |
¥188,420 |
¥113,052,001 |
¥33,552,001 |
| 50 |
1.60% |
¥192,576 |
¥115,545,704 |
¥36,045,704 |
| 50 |
1.70% |
¥196,784 |
¥118,070,429 |
¥38,570,429 |
| 50 |
1.80% |
¥201,043 |
¥120,625,922 |
¥41,125,922 |
| 50 |
1.90% |
¥205,353 |
¥123,211,916 |
¥43,711,916 |
| 50 |
2.00% |
¥209,714 |
¥125,828,130 |
¥46,328,130 |
| 50 |
2.10% |
¥214,124 |
¥128,474,274 |
¥48,974,274 |
| 50 |
2.20% |
¥218,583 |
¥131,150,046 |
¥51,650,046 |
| 50 |
2.30% |
¥223,092 |
¥133,855,133 |
¥54,355,133 |
| 50 |
2.40% |
¥227,649 |
¥136,589,212 |
¥57,089,212 |
| 50 |
2.50% |
¥232,253 |
¥139,351,949 |
¥59,851,949 |
| 50 |
2.60% |
¥236,905 |
¥142,143,004 |
¥62,643,004 |
| 50 |
2.70% |
¥241,603 |
¥144,962,026 |
¥65,462,026 |
| 50 |
2.80% |
¥246,348 |
¥147,808,655 |
¥68,308,655 |
| 50 |
2.90% |
¥251,138 |
¥150,682,527 |
¥71,182,527 |
| 50 |
3.00% |
¥255,972 |
¥153,583,267 |
¥74,083,267 |
7950万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥171,668 |
¥92,700,526 |
¥13,200,526 |
| 45 |
0.80% |
¥175,357 |
¥94,692,964 |
¥15,192,964 |
| 45 |
0.90% |
¥179,096 |
¥96,711,861 |
¥17,211,861 |
| 45 |
1.00% |
¥182,884 |
¥98,757,124 |
¥19,257,124 |
| 45 |
1.10% |
¥186,720 |
¥100,828,647 |
¥21,328,647 |
| 45 |
1.20% |
¥190,604 |
¥102,926,318 |
¥23,426,318 |
| 45 |
1.30% |
¥194,537 |
¥105,050,012 |
¥25,550,012 |
| 45 |
1.40% |
¥198,518 |
¥107,199,595 |
¥27,699,595 |
| 45 |
1.50% |
¥202,546 |
¥109,374,924 |
¥29,874,924 |
| 45 |
1.60% |
¥206,622 |
¥111,575,847 |
¥32,075,847 |
| 45 |
1.70% |
¥210,745 |
¥113,802,202 |
¥34,302,202 |
| 45 |
1.80% |
¥214,914 |
¥116,053,820 |
¥36,553,820 |
| 45 |
1.90% |
¥219,131 |
¥118,330,520 |
¥38,830,520 |
| 45 |
2.00% |
¥223,393 |
¥120,632,115 |
¥41,132,115 |
| 45 |
2.10% |
¥227,701 |
¥122,958,410 |
¥43,458,410 |
| 45 |
2.20% |
¥232,054 |
¥125,309,201 |
¥45,809,201 |
| 45 |
2.30% |
¥236,452 |
¥127,684,277 |
¥48,184,277 |
| 45 |
2.40% |
¥240,895 |
¥130,083,419 |
¥50,583,419 |
| 45 |
2.50% |
¥245,382 |
¥132,506,402 |
¥53,006,402 |
| 45 |
2.60% |
¥249,913 |
¥134,952,994 |
¥55,452,994 |
| 45 |
2.70% |
¥254,487 |
¥137,422,956 |
¥57,922,956 |
| 45 |
2.80% |
¥259,104 |
¥139,916,042 |
¥60,416,042 |
| 45 |
2.90% |
¥263,763 |
¥142,432,002 |
¥62,932,002 |
| 45 |
3.00% |
¥268,464 |
¥144,970,578 |
¥65,470,578 |
7950万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥189,941 |
¥91,171,757 |
¥11,671,757 |
| 40 |
0.80% |
¥193,591 |
¥92,923,517 |
¥13,423,517 |
| 40 |
0.90% |
¥197,284 |
¥94,696,240 |
¥15,196,240 |
| 40 |
1.00% |
¥201,021 |
¥96,489,867 |
¥16,989,867 |
| 40 |
1.10% |
¥204,801 |
¥98,304,331 |
¥18,804,331 |
| 40 |
1.20% |
¥208,624 |
¥100,139,560 |
¥20,639,560 |
| 40 |
1.30% |
¥212,491 |
¥101,995,476 |
¥22,495,476 |
| 40 |
1.40% |
¥216,400 |
¥103,871,995 |
¥24,371,995 |
| 40 |
1.50% |
¥220,352 |
¥105,769,026 |
¥26,269,026 |
| 40 |
1.60% |
¥224,347 |
¥107,686,471 |
¥28,186,471 |
| 40 |
1.70% |
¥228,384 |
¥109,624,229 |
¥30,124,229 |
| 40 |
1.80% |
¥232,463 |
¥111,582,191 |
¥32,082,191 |
| 40 |
1.90% |
¥236,584 |
¥113,560,242 |
¥34,060,242 |
| 40 |
2.00% |
¥240,746 |
¥115,558,264 |
¥36,058,264 |
| 40 |
2.10% |
¥244,950 |
¥117,576,131 |
¥38,076,131 |
| 40 |
2.20% |
¥249,195 |
¥119,613,713 |
¥40,113,713 |
| 40 |
2.30% |
¥253,481 |
¥121,670,875 |
¥42,170,875 |
| 40 |
2.40% |
¥257,807 |
¥123,747,476 |
¥44,247,476 |
| 40 |
2.50% |
¥262,174 |
¥125,843,372 |
¥46,343,372 |
| 40 |
2.60% |
¥266,580 |
¥127,958,411 |
¥48,458,411 |
| 40 |
2.70% |
¥271,026 |
¥130,092,440 |
¥50,592,440 |
| 40 |
2.80% |
¥275,511 |
¥132,245,300 |
¥52,745,300 |
| 40 |
2.90% |
¥280,035 |
¥134,416,827 |
¥54,916,827 |
| 40 |
3.00% |
¥284,598 |
¥136,606,855 |
¥57,106,855 |
7950万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥213,474 |
¥89,659,088 |
¥10,159,088 |
| 35 |
0.80% |
¥217,083 |
¥91,175,047 |
¥11,675,047 |
| 35 |
0.90% |
¥220,731 |
¥92,707,095 |
¥13,207,095 |
| 35 |
1.00% |
¥224,417 |
¥94,255,195 |
¥14,755,195 |
| 35 |
1.10% |
¥228,141 |
¥95,819,309 |
¥16,319,309 |
| 35 |
1.20% |
¥231,903 |
¥97,399,393 |
¥17,899,393 |
| 35 |
1.30% |
¥235,703 |
¥98,995,401 |
¥19,495,401 |
| 35 |
1.40% |
¥239,541 |
¥100,607,283 |
¥21,107,283 |
| 35 |
1.50% |
¥243,417 |
¥102,234,984 |
¥22,734,984 |
| 35 |
1.60% |
¥247,330 |
¥103,878,447 |
¥24,378,447 |
| 35 |
1.70% |
¥251,280 |
¥105,537,611 |
¥26,037,611 |
| 35 |
1.80% |
¥255,268 |
¥107,212,410 |
¥27,712,410 |
| 35 |
1.90% |
¥259,292 |
¥108,902,776 |
¥29,402,776 |
| 35 |
2.00% |
¥263,354 |
¥110,608,639 |
¥31,108,639 |
| 35 |
2.10% |
¥267,452 |
¥112,329,922 |
¥32,829,922 |
| 35 |
2.20% |
¥271,587 |
¥114,066,548 |
¥34,566,548 |
| 35 |
2.30% |
¥275,758 |
¥115,818,435 |
¥36,318,435 |
| 35 |
2.40% |
¥279,965 |
¥117,585,499 |
¥38,085,499 |
| 35 |
2.50% |
¥284,209 |
¥119,367,652 |
¥39,867,652 |
| 35 |
2.60% |
¥288,488 |
¥121,164,804 |
¥41,664,804 |
| 35 |
2.70% |
¥292,802 |
¥122,976,860 |
¥43,476,860 |
| 35 |
2.80% |
¥297,152 |
¥124,803,724 |
¥45,303,724 |
| 35 |
2.90% |
¥301,536 |
¥126,645,298 |
¥47,145,298 |
| 35 |
3.00% |
¥305,956 |
¥128,501,478 |
¥49,001,478 |
7950万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥244,896 |
¥88,162,548 |
¥8,662,548 |
| 30 |
0.80% |
¥248,466 |
¥89,447,604 |
¥9,947,604 |
| 30 |
0.90% |
¥252,068 |
¥90,744,505 |
¥11,244,505 |
| 30 |
1.00% |
¥255,703 |
¥92,053,231 |
¥12,553,231 |
| 30 |
1.10% |
¥259,372 |
¥93,373,760 |
¥13,873,760 |
| 30 |
1.20% |
¥263,072 |
¥94,706,068 |
¥15,206,068 |
| 30 |
1.30% |
¥266,806 |
¥96,050,131 |
¥16,550,131 |
| 30 |
1.40% |
¥270,572 |
¥97,405,919 |
¥17,905,919 |
| 30 |
1.50% |
¥274,371 |
¥98,773,404 |
¥19,273,404 |
| 30 |
1.60% |
¥278,202 |
¥100,152,554 |
¥20,652,554 |
| 30 |
1.70% |
¥282,065 |
¥101,543,334 |
¥22,043,334 |
| 30 |
1.80% |
¥285,960 |
¥102,945,709 |
¥23,445,709 |
| 30 |
1.90% |
¥289,888 |
¥104,359,642 |
¥24,859,642 |
| 30 |
2.00% |
¥293,847 |
¥105,785,093 |
¥26,285,093 |
| 30 |
2.10% |
¥297,839 |
¥107,222,020 |
¥27,722,020 |
| 30 |
2.20% |
¥301,862 |
¥108,670,381 |
¥29,170,381 |
| 30 |
2.30% |
¥305,917 |
¥110,130,129 |
¥30,630,129 |
| 30 |
2.40% |
¥310,003 |
¥111,601,219 |
¥32,101,219 |
| 30 |
2.50% |
¥314,121 |
¥113,083,601 |
¥33,583,601 |
| 30 |
2.60% |
¥318,270 |
¥114,577,225 |
¥35,077,225 |
| 30 |
2.70% |
¥322,450 |
¥116,082,040 |
¥36,582,040 |
| 30 |
2.80% |
¥326,661 |
¥117,597,990 |
¥38,097,990 |
| 30 |
2.90% |
¥330,903 |
¥119,125,020 |
¥39,625,020 |
| 30 |
3.00% |
¥335,175 |
¥120,663,074 |
¥41,163,074 |
7950万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥288,941 |
¥86,682,163 |
¥7,182,163 |
| 25 |
0.80% |
¥292,471 |
¥87,741,232 |
¥8,241,232 |
| 25 |
0.90% |
¥296,028 |
¥88,808,541 |
¥9,308,541 |
| 25 |
1.00% |
¥299,614 |
¥89,884,080 |
¥10,384,080 |
| 25 |
1.10% |
¥303,226 |
¥90,967,839 |
¥11,467,839 |
| 25 |
1.20% |
¥306,866 |
¥92,059,804 |
¥12,559,804 |
| 25 |
1.30% |
¥310,533 |
¥93,159,965 |
¥13,659,965 |
| 25 |
1.40% |
¥314,228 |
¥94,268,306 |
¥14,768,306 |
| 25 |
1.50% |
¥317,949 |
¥95,384,814 |
¥15,884,814 |
| 25 |
1.60% |
¥321,698 |
¥96,509,472 |
¥17,009,472 |
| 25 |
1.70% |
¥325,474 |
¥97,642,264 |
¥18,142,264 |
| 25 |
1.80% |
¥329,277 |
¥98,783,171 |
¥19,283,171 |
| 25 |
1.90% |
¥333,107 |
¥99,932,177 |
¥20,432,177 |
| 25 |
2.00% |
¥336,964 |
¥101,089,260 |
¥21,589,260 |
| 25 |
2.10% |
¥340,848 |
¥102,254,400 |
¥22,754,400 |
| 25 |
2.20% |
¥344,759 |
¥103,427,576 |
¥23,927,576 |
| 25 |
2.30% |
¥348,696 |
¥104,608,766 |
¥25,108,766 |
| 25 |
2.40% |
¥352,660 |
¥105,797,945 |
¥26,297,945 |
| 25 |
2.50% |
¥356,650 |
¥106,995,091 |
¥27,495,091 |
| 25 |
2.60% |
¥360,667 |
¥108,200,177 |
¥28,700,177 |
| 25 |
2.70% |
¥364,711 |
¥109,413,179 |
¥29,913,179 |
| 25 |
2.80% |
¥368,780 |
¥110,634,068 |
¥31,134,068 |
| 25 |
2.90% |
¥372,876 |
¥111,862,817 |
¥32,362,817 |
| 25 |
3.00% |
¥376,998 |
¥113,099,398 |
¥33,599,398 |
7950万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥355,075 |
¥85,217,955 |
¥5,717,955 |
| 20 |
0.80% |
¥358,567 |
¥86,055,968 |
¥6,555,968 |
| 20 |
0.90% |
¥362,080 |
¥86,899,263 |
¥7,399,263 |
| 20 |
1.00% |
¥365,616 |
¥87,747,834 |
¥8,247,834 |
| 20 |
1.10% |
¥369,174 |
¥88,601,677 |
¥9,101,677 |
| 20 |
1.20% |
¥372,753 |
¥89,460,787 |
¥9,960,787 |
| 20 |
1.30% |
¥376,355 |
¥90,325,159 |
¥10,825,159 |
| 20 |
1.40% |
¥379,978 |
¥91,194,787 |
¥11,694,787 |
| 20 |
1.50% |
¥383,624 |
¥92,069,664 |
¥12,569,664 |
| 20 |
1.60% |
¥387,291 |
¥92,949,784 |
¥13,449,784 |
| 20 |
1.70% |
¥390,980 |
¥93,835,139 |
¥14,335,139 |
| 20 |
1.80% |
¥394,691 |
¥94,725,722 |
¥15,225,722 |
| 20 |
1.90% |
¥398,423 |
¥95,621,525 |
¥16,121,525 |
| 20 |
2.00% |
¥402,177 |
¥96,522,540 |
¥17,022,540 |
| 20 |
2.10% |
¥405,953 |
¥97,428,758 |
¥17,928,758 |
| 20 |
2.20% |
¥409,751 |
¥98,340,170 |
¥18,840,170 |
| 20 |
2.30% |
¥413,570 |
¥99,256,766 |
¥19,756,766 |
| 20 |
2.40% |
¥417,411 |
¥100,178,537 |
¥20,678,537 |
| 20 |
2.50% |
¥421,273 |
¥101,105,472 |
¥21,605,472 |
| 20 |
2.60% |
¥425,157 |
¥102,037,560 |
¥22,537,560 |
| 20 |
2.70% |
¥429,062 |
¥102,974,791 |
¥23,474,791 |
| 20 |
2.80% |
¥432,988 |
¥103,917,153 |
¥24,417,153 |
| 20 |
2.90% |
¥436,936 |
¥104,864,634 |
¥25,364,634 |
| 20 |
3.00% |
¥440,905 |
¥105,817,222 |
¥26,317,222 |
7950万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥465,389 |
¥83,769,941 |
¥4,269,941 |
| 15 |
0.80% |
¥468,844 |
¥84,391,842 |
¥4,891,842 |
| 15 |
0.90% |
¥472,315 |
¥85,016,718 |
¥5,516,718 |
| 15 |
1.00% |
¥475,803 |
¥85,644,565 |
¥6,144,565 |
| 15 |
1.10% |
¥479,308 |
¥86,275,383 |
¥6,775,383 |
| 15 |
1.20% |
¥482,829 |
¥86,909,170 |
¥7,409,170 |
| 15 |
1.30% |
¥486,366 |
¥87,545,925 |
¥8,045,925 |
| 15 |
1.40% |
¥489,920 |
¥88,185,644 |
¥8,685,644 |
| 15 |
1.50% |
¥493,491 |
¥88,828,326 |
¥9,328,326 |
| 15 |
1.60% |
¥497,078 |
¥89,473,969 |
¥9,973,969 |
| 15 |
1.70% |
¥500,681 |
¥90,122,570 |
¥10,622,570 |
| 15 |
1.80% |
¥504,301 |
¥90,774,126 |
¥11,274,126 |
| 15 |
1.90% |
¥507,937 |
¥91,428,636 |
¥11,928,636 |
| 15 |
2.00% |
¥511,589 |
¥92,086,095 |
¥12,586,095 |
| 15 |
2.10% |
¥515,258 |
¥92,746,502 |
¥13,246,502 |
| 15 |
2.20% |
¥518,944 |
¥93,409,852 |
¥13,909,852 |
| 15 |
2.30% |
¥522,645 |
¥94,076,144 |
¥14,576,144 |
| 15 |
2.40% |
¥526,363 |
¥94,745,373 |
¥15,245,373 |
| 15 |
2.50% |
¥530,097 |
¥95,417,536 |
¥15,917,536 |
| 15 |
2.60% |
¥533,848 |
¥96,092,629 |
¥16,592,629 |
| 15 |
2.70% |
¥537,615 |
¥96,770,650 |
¥17,270,650 |
| 15 |
2.80% |
¥541,398 |
¥97,451,593 |
¥17,951,593 |
| 15 |
2.90% |
¥545,197 |
¥98,135,455 |
¥18,635,455 |
| 15 |
3.00% |
¥549,012 |
¥98,822,233 |
¥19,322,233 |
7950万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥686,151 |
¥82,338,136 |
¥2,838,136 |
| 10 |
0.80% |
¥689,574 |
¥82,748,878 |
¥3,248,878 |
| 10 |
0.90% |
¥693,008 |
¥83,160,944 |
¥3,660,944 |
| 10 |
1.00% |
¥696,453 |
¥83,574,332 |
¥4,074,332 |
| 10 |
1.10% |
¥699,909 |
¥83,989,042 |
¥4,489,042 |
| 10 |
1.20% |
¥703,376 |
¥84,405,073 |
¥4,905,073 |
| 10 |
1.30% |
¥706,854 |
¥84,822,425 |
¥5,322,425 |
| 10 |
1.40% |
¥710,342 |
¥85,241,098 |
¥5,741,098 |
| 10 |
1.50% |
¥713,842 |
¥85,661,091 |
¥6,161,091 |
| 10 |
1.60% |
¥717,353 |
¥86,082,403 |
¥6,582,403 |
| 10 |
1.70% |
¥720,875 |
¥86,505,034 |
¥7,005,034 |
| 10 |
1.80% |
¥724,408 |
¥86,928,984 |
¥7,428,984 |
| 10 |
1.90% |
¥727,952 |
¥87,354,251 |
¥7,854,251 |
| 10 |
2.00% |
¥731,507 |
¥87,780,835 |
¥8,280,835 |
| 10 |
2.10% |
¥735,073 |
¥88,208,735 |
¥8,708,735 |
| 10 |
2.20% |
¥738,650 |
¥88,637,952 |
¥9,137,952 |
| 10 |
2.30% |
¥742,237 |
¥89,068,483 |
¥9,568,483 |
| 10 |
2.40% |
¥745,836 |
¥89,500,328 |
¥10,000,328 |
| 10 |
2.50% |
¥749,446 |
¥89,933,486 |
¥10,433,486 |
| 10 |
2.60% |
¥753,066 |
¥90,367,957 |
¥10,867,957 |
| 10 |
2.70% |
¥756,698 |
¥90,803,740 |
¥11,303,740 |
| 10 |
2.80% |
¥760,340 |
¥91,240,834 |
¥11,740,834 |
| 10 |
2.90% |
¥763,994 |
¥91,679,238 |
¥12,179,238 |
| 10 |
3.00% |
¥767,658 |
¥92,118,950 |
¥12,618,950 |