7970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7970万円の住宅ローン｜期間・年数別
7970万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥157,471 | ¥94,482,456 | ¥14,782,456 |
| 50 | 0.80% | ¥161,210 | ¥96,726,056 | ¥17,026,056 |
| 50 | 0.90% | ¥165,004 | ¥99,002,305 | ¥19,302,305 |
| 50 | 1.00% | ¥168,852 | ¥101,311,060 | ¥21,611,060 |
| 50 | 1.10% | ¥172,754 | ¥103,652,164 | ¥23,952,164 |
| 50 | 1.20% | ¥176,709 | ¥106,025,446 | ¥26,325,446 |
| 50 | 1.30% | ¥180,718 | ¥108,430,717 | ¥28,730,717 |
| 50 | 1.40% | ¥184,780 | ¥110,867,777 | ¥31,167,777 |
| 50 | 1.50% | ¥188,894 | ¥113,336,409 | ¥33,636,409 |
| 50 | 1.60% | ¥193,061 | ¥115,836,385 | ¥36,136,385 |
| 50 | 1.70% | ¥197,279 | ¥118,367,462 | ¥38,667,462 |
| 50 | 1.80% | ¥201,549 | ¥120,929,384 | ¥41,229,384 |
| 50 | 1.90% | ¥205,870 | ¥123,521,883 | ¥43,821,883 |
| 50 | 2.00% | ¥210,241 | ¥126,144,679 | ¥46,444,679 |
| 50 | 2.10% | ¥214,662 | ¥128,797,480 | ¥49,097,480 |
| 50 | 2.20% | ¥219,133 | ¥131,479,984 | ¥51,779,984 |
| 50 | 2.30% | ¥223,653 | ¥134,191,876 | ¥54,491,876 |
| 50 | 2.40% | ¥228,221 | ¥136,932,832 | ¥57,232,832 |
| 50 | 2.50% | ¥232,838 | ¥139,702,520 | ¥60,002,520 |
| 50 | 2.60% | ¥237,501 | ¥142,500,597 | ¥62,800,597 |
| 50 | 2.70% | ¥242,211 | ¥145,326,710 | ¥65,626,710 |
| 50 | 2.80% | ¥246,968 | ¥148,180,501 | ¥68,480,501 |
| 50 | 2.90% | ¥251,769 | ¥151,061,602 | ¥71,361,602 |
| 50 | 3.00% | ¥256,616 | ¥153,969,640 | ¥74,269,640 |
7970万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥172,100 | ¥92,933,734 | ¥13,233,734 |
| 45 | 0.80% | ¥175,798 | ¥94,931,185 | ¥15,231,185 |
| 45 | 0.90% | ¥179,547 | ¥96,955,162 | ¥17,255,162 |
| 45 | 1.00% | ¥183,344 | ¥99,005,569 | ¥19,305,569 |
| 45 | 1.10% | ¥187,189 | ¥101,082,304 | ¥21,382,304 |
| 45 | 1.20% | ¥191,084 | ¥103,185,252 | ¥23,485,252 |
| 45 | 1.30% | ¥195,026 | ¥105,314,288 | ¥25,614,288 |
| 45 | 1.40% | ¥199,017 | ¥107,469,279 | ¥27,769,279 |
| 45 | 1.50% | ¥203,056 | ¥109,650,081 | ¥29,950,081 |
| 45 | 1.60% | ¥207,142 | ¥111,856,541 | ¥32,156,541 |
| 45 | 1.70% | ¥211,275 | ¥114,088,497 | ¥34,388,497 |
| 45 | 1.80% | ¥215,455 | ¥116,345,779 | ¥36,645,779 |
| 45 | 1.90% | ¥219,682 | ¥118,628,206 | ¥38,928,206 |
| 45 | 2.00% | ¥223,955 | ¥120,935,592 | ¥41,235,592 |
| 45 | 2.10% | ¥228,274 | ¥123,267,739 | ¥43,567,739 |
| 45 | 2.20% | ¥232,638 | ¥125,624,444 | ¥45,924,444 |
| 45 | 2.30% | ¥237,047 | ¥128,005,495 | ¥48,305,495 |
| 45 | 2.40% | ¥241,501 | ¥130,410,673 | ¥50,710,673 |
| 45 | 2.50% | ¥246,000 | ¥132,839,752 | ¥53,139,752 |
| 45 | 2.60% | ¥250,542 | ¥135,292,499 | ¥55,592,499 |
| 45 | 2.70% | ¥255,127 | ¥137,768,674 | ¥58,068,674 |
| 45 | 2.80% | ¥259,756 | ¥140,268,032 | ¥60,568,032 |
| 45 | 2.90% | ¥264,427 | ¥142,790,321 | ¥63,090,321 |
| 45 | 3.00% | ¥269,139 | ¥145,335,284 | ¥65,635,284 |
7970万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥190,419 | ¥91,401,120 | ¥11,701,120 |
| 40 | 0.80% | ¥194,078 | ¥93,157,287 | ¥13,457,287 |
| 40 | 0.90% | ¥197,780 | ¥94,934,470 | ¥15,234,470 |
| 40 | 1.00% | ¥201,526 | ¥96,732,608 | ¥17,032,608 |
| 40 | 1.10% | ¥205,316 | ¥98,551,637 | ¥18,851,637 |
| 40 | 1.20% | ¥209,149 | ¥100,391,483 | ¥20,691,483 |
| 40 | 1.30% | ¥213,025 | ¥102,252,069 | ¥22,552,069 |
| 40 | 1.40% | ¥216,944 | ¥104,133,308 | ¥24,433,308 |
| 40 | 1.50% | ¥220,906 | ¥106,035,111 | ¥26,335,111 |
| 40 | 1.60% | ¥224,911 | ¥107,957,381 | ¥28,257,381 |
| 40 | 1.70% | ¥228,958 | ¥109,900,013 | ¥30,200,013 |
| 40 | 1.80% | ¥233,048 | ¥111,862,900 | ¥32,162,900 |
| 40 | 1.90% | ¥237,179 | ¥113,845,928 | ¥34,145,928 |
| 40 | 2.00% | ¥241,352 | ¥115,848,977 | ¥36,148,977 |
| 40 | 2.10% | ¥245,567 | ¥117,871,920 | ¥38,171,920 |
| 40 | 2.20% | ¥249,822 | ¥119,914,628 | ¥40,214,628 |
| 40 | 2.30% | ¥254,119 | ¥121,976,965 | ¥42,276,965 |
| 40 | 2.40% | ¥258,456 | ¥124,058,791 | ¥44,358,791 |
| 40 | 2.50% | ¥262,833 | ¥126,159,959 | ¥46,459,959 |
| 40 | 2.60% | ¥267,251 | ¥128,280,319 | ¥48,580,319 |
| 40 | 2.70% | ¥271,708 | ¥130,419,716 | ¥50,719,716 |
| 40 | 2.80% | ¥276,204 | ¥132,577,992 | ¥52,877,992 |
| 40 | 2.90% | ¥280,740 | ¥134,754,983 | ¥55,054,983 |
| 40 | 3.00% | ¥285,314 | ¥136,950,520 | ¥57,250,520 |
7970万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥214,011 | ¥89,884,645 | ¥10,184,645 |
| 35 | 0.80% | ¥217,630 | ¥91,404,418 | ¥11,704,418 |
| 35 | 0.90% | ¥221,286 | ¥92,940,320 | ¥13,240,320 |
| 35 | 1.00% | ¥224,982 | ¥94,492,315 | ¥14,792,315 |
| 35 | 1.10% | ¥228,715 | ¥96,060,364 | ¥16,360,364 |
| 35 | 1.20% | ¥232,487 | ¥97,644,423 | ¥17,944,423 |
| 35 | 1.30% | ¥236,296 | ¥99,244,446 | ¥19,544,446 |
| 35 | 1.40% | ¥240,144 | ¥100,860,383 | ¥21,160,383 |
| 35 | 1.50% | ¥244,029 | ¥102,492,179 | ¥22,792,179 |
| 35 | 1.60% | ¥247,952 | ¥104,139,777 | ¥24,439,777 |
| 35 | 1.70% | ¥251,912 | ¥105,803,114 | ¥26,103,114 |
| 35 | 1.80% | ¥255,910 | ¥107,482,127 | ¥27,782,127 |
| 35 | 1.90% | ¥259,945 | ¥109,176,746 | ¥29,476,746 |
| 35 | 2.00% | ¥264,016 | ¥110,886,900 | ¥31,186,900 |
| 35 | 2.10% | ¥268,125 | ¥112,612,513 | ¥32,912,513 |
| 35 | 2.20% | ¥272,270 | ¥114,353,508 | ¥34,653,508 |
| 35 | 2.30% | ¥276,452 | ¥116,109,803 | ¥36,409,803 |
| 35 | 2.40% | ¥280,670 | ¥117,881,312 | ¥38,181,312 |
| 35 | 2.50% | ¥284,924 | ¥119,667,948 | ¥39,967,948 |
| 35 | 2.60% | ¥289,213 | ¥121,469,621 | ¥41,769,621 |
| 35 | 2.70% | ¥293,539 | ¥123,286,236 | ¥43,586,236 |
| 35 | 2.80% | ¥297,899 | ¥125,117,696 | ¥45,417,696 |
| 35 | 2.90% | ¥302,295 | ¥126,963,902 | ¥47,263,902 |
| 35 | 3.00% | ¥306,726 | ¥128,824,753 | ¥49,124,753 |
7970万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥245,512 | ¥88,384,341 | ¥8,684,341 |
| 30 | 0.80% | ¥249,091 | ¥89,672,630 | ¥9,972,630 |
| 30 | 0.90% | ¥252,702 | ¥90,972,793 | ¥11,272,793 |
| 30 | 1.00% | ¥256,347 | ¥92,284,811 | ¥12,584,811 |
| 30 | 1.10% | ¥260,024 | ¥93,608,662 | ¥13,908,662 |
| 30 | 1.20% | ¥263,734 | ¥94,944,323 | ¥15,244,323 |
| 30 | 1.30% | ¥267,477 | ¥96,291,766 | ¥16,591,766 |
| 30 | 1.40% | ¥271,253 | ¥97,650,966 | ¥17,950,966 |
| 30 | 1.50% | ¥275,061 | ¥99,021,891 | ¥19,321,891 |
| 30 | 1.60% | ¥278,901 | ¥100,404,510 | ¥20,704,510 |
| 30 | 1.70% | ¥282,774 | ¥101,798,789 | ¥22,098,789 |
| 30 | 1.80% | ¥286,680 | ¥103,204,692 | ¥23,504,692 |
| 30 | 1.90% | ¥290,617 | ¥104,622,182 | ¥24,922,182 |
| 30 | 2.00% | ¥294,587 | ¥106,051,219 | ¥26,351,219 |
| 30 | 2.10% | ¥298,588 | ¥107,491,761 | ¥27,791,761 |
| 30 | 2.20% | ¥302,622 | ¥108,943,765 | ¥29,243,765 |
| 30 | 2.30% | ¥306,687 | ¥110,407,186 | ¥30,707,186 |
| 30 | 2.40% | ¥310,783 | ¥111,881,977 | ¥32,181,977 |
| 30 | 2.50% | ¥314,911 | ¥113,368,088 | ¥33,668,088 |
| 30 | 2.60% | ¥319,071 | ¥114,865,470 | ¥35,165,470 |
| 30 | 2.70% | ¥323,261 | ¥116,374,070 | ¥36,674,070 |
| 30 | 2.80% | ¥327,483 | ¥117,893,834 | ¥38,193,834 |
| 30 | 2.90% | ¥331,735 | ¥119,424,706 | ¥39,724,706 |
| 30 | 3.00% | ¥336,018 | ¥120,966,629 | ¥41,266,629 |
7970万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥289,667 | ¥86,900,232 | ¥7,200,232 |
| 25 | 0.80% | ¥293,207 | ¥87,961,965 | ¥8,261,965 |
| 25 | 0.90% | ¥296,773 | ¥89,031,959 | ¥9,331,959 |
| 25 | 1.00% | ¥300,367 | ¥90,110,204 | ¥10,410,204 |
| 25 | 1.10% | ¥303,989 | ¥91,196,688 | ¥11,496,688 |
| 25 | 1.20% | ¥307,638 | ¥92,291,401 | ¥12,591,401 |
| 25 | 1.30% | ¥311,314 | ¥93,394,329 | ¥13,694,329 |
| 25 | 1.40% | ¥315,018 | ¥94,505,459 | ¥14,805,459 |
| 25 | 1.50% | ¥318,749 | ¥95,624,776 | ¥15,924,776 |
| 25 | 1.60% | ¥322,508 | ¥96,752,263 | ¥17,052,263 |
| 25 | 1.70% | ¥326,293 | ¥97,887,905 | ¥18,187,905 |
| 25 | 1.80% | ¥330,106 | ¥99,031,683 | ¥19,331,683 |
| 25 | 1.90% | ¥333,945 | ¥100,183,578 | ¥20,483,578 |
| 25 | 2.00% | ¥337,812 | ¥101,343,572 | ¥21,643,572 |
| 25 | 2.10% | ¥341,705 | ¥102,511,644 | ¥22,811,644 |
| 25 | 2.20% | ¥345,626 | ¥103,687,771 | ¥23,987,771 |
| 25 | 2.30% | ¥349,573 | ¥104,871,933 | ¥25,171,933 |
| 25 | 2.40% | ¥353,547 | ¥106,064,104 | ¥26,364,104 |
| 25 | 2.50% | ¥357,548 | ¥107,264,261 | ¥27,564,261 |
| 25 | 2.60% | ¥361,575 | ¥108,472,379 | ¥28,772,379 |
| 25 | 2.70% | ¥365,628 | ¥109,688,432 | ¥29,988,432 |
| 25 | 2.80% | ¥369,708 | ¥110,912,393 | ¥31,212,393 |
| 25 | 2.90% | ¥373,814 | ¥112,144,233 | ¥32,444,233 |
| 25 | 3.00% | ¥377,946 | ¥113,383,925 | ¥33,683,925 |
7970万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥355,968 | ¥85,432,340 | ¥5,732,340 |
| 20 | 0.80% | ¥359,469 | ¥86,272,461 | ¥6,572,461 |
| 20 | 0.90% | ¥362,991 | ¥87,117,877 | ¥7,417,877 |
| 20 | 1.00% | ¥366,536 | ¥87,968,583 | ¥8,268,583 |
| 20 | 1.10% | ¥370,102 | ¥88,824,574 | ¥9,124,574 |
| 20 | 1.20% | ¥373,691 | ¥89,685,846 | ¥9,985,846 |
| 20 | 1.30% | ¥377,302 | ¥90,552,392 | ¥10,852,392 |
| 20 | 1.40% | ¥380,934 | ¥91,424,208 | ¥11,724,208 |
| 20 | 1.50% | ¥384,589 | ¥92,301,286 | ¥12,601,286 |
| 20 | 1.60% | ¥388,265 | ¥93,183,620 | ¥13,483,620 |
| 20 | 1.70% | ¥391,963 | ¥94,071,202 | ¥14,371,202 |
| 20 | 1.80% | ¥395,683 | ¥94,964,026 | ¥15,264,026 |
| 20 | 1.90% | ¥399,425 | ¥95,862,083 | ¥16,162,083 |
| 20 | 2.00% | ¥403,189 | ¥96,765,364 | ¥17,065,364 |
| 20 | 2.10% | ¥406,974 | ¥97,673,862 | ¥17,973,862 |
| 20 | 2.20% | ¥410,782 | ¥98,587,567 | ¥18,887,567 |
| 20 | 2.30% | ¥414,610 | ¥99,506,469 | ¥19,806,469 |
| 20 | 2.40% | ¥418,461 | ¥100,430,559 | ¥20,730,559 |
| 20 | 2.50% | ¥422,333 | ¥101,359,825 | ¥21,659,825 |
| 20 | 2.60% | ¥426,226 | ¥102,294,259 | ¥22,594,259 |
| 20 | 2.70% | ¥430,141 | ¥103,233,847 | ¥23,533,847 |
| 20 | 2.80% | ¥434,077 | ¥104,178,580 | ¥24,478,580 |
| 20 | 2.90% | ¥438,035 | ¥105,128,444 | ¥25,428,444 |
| 20 | 3.00% | ¥442,014 | ¥106,083,429 | ¥26,383,429 |
7970万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥466,559 | ¥83,980,683 | ¥4,280,683 |
| 15 | 0.80% | ¥470,023 | ¥84,604,149 | ¥4,904,149 |
| 15 | 0.90% | ¥473,503 | ¥85,230,596 | ¥5,530,596 |
| 15 | 1.00% | ¥477,000 | ¥85,860,023 | ¥6,160,023 |
| 15 | 1.10% | ¥480,513 | ¥86,492,428 | ¥6,792,428 |
| 15 | 1.20% | ¥484,043 | ¥87,127,810 | ¥7,427,810 |
| 15 | 1.30% | ¥487,590 | ¥87,766,166 | ¥8,066,166 |
| 15 | 1.40% | ¥491,153 | ¥88,407,495 | ¥8,707,495 |
| 15 | 1.50% | ¥494,732 | ¥89,051,794 | ¥9,351,794 |
| 15 | 1.60% | ¥498,328 | ¥89,699,061 | ¥9,999,061 |
| 15 | 1.70% | ¥501,941 | ¥90,349,293 | ¥10,649,293 |
| 15 | 1.80% | ¥505,569 | ¥91,002,489 | ¥11,302,489 |
| 15 | 1.90% | ¥509,215 | ¥91,658,645 | ¥11,958,645 |
| 15 | 2.00% | ¥512,876 | ¥92,317,758 | ¥12,617,758 |
| 15 | 2.10% | ¥516,555 | ¥92,979,826 | ¥13,279,826 |
| 15 | 2.20% | ¥520,249 | ¥93,644,846 | ¥13,944,846 |
| 15 | 2.30% | ¥523,960 | ¥94,312,813 | ¥14,612,813 |
| 15 | 2.40% | ¥527,687 | ¥94,983,726 | ¥15,283,726 |
| 15 | 2.50% | ¥531,431 | ¥95,657,580 | ¥15,957,580 |
| 15 | 2.60% | ¥535,191 | ¥96,334,372 | ¥16,634,372 |
| 15 | 2.70% | ¥538,967 | ¥97,014,098 | ¥17,314,098 |
| 15 | 2.80% | ¥542,760 | ¥97,696,754 | ¥17,996,754 |
| 15 | 2.90% | ¥546,569 | ¥98,382,337 | ¥18,682,337 |
| 15 | 3.00% | ¥550,394 | ¥99,070,842 | ¥19,370,842 |
7970万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥687,877 | ¥82,545,276 | ¥2,845,276 |
| 10 | 0.80% | ¥691,309 | ¥82,957,052 | ¥3,257,052 |
| 10 | 0.90% | ¥694,751 | ¥83,370,154 | ¥3,670,154 |
| 10 | 1.00% | ¥698,205 | ¥83,784,582 | ¥4,084,582 |
| 10 | 1.10% | ¥701,669 | ¥84,200,335 | ¥4,500,335 |
| 10 | 1.20% | ¥705,145 | ¥84,617,413 | ¥4,917,413 |
| 10 | 1.30% | ¥708,632 | ¥85,035,815 | ¥5,335,815 |
| 10 | 1.40% | ¥712,130 | ¥85,455,541 | ¥5,755,541 |
| 10 | 1.50% | ¥715,638 | ¥85,876,590 | ¥6,176,590 |
| 10 | 1.60% | ¥719,158 | ¥86,298,963 | ¥6,598,963 |
| 10 | 1.70% | ¥722,689 | ¥86,722,657 | ¥7,022,657 |
| 10 | 1.80% | ¥726,231 | ¥87,147,673 | ¥7,447,673 |
| 10 | 1.90% | ¥729,783 | ¥87,574,010 | ¥7,874,010 |
| 10 | 2.00% | ¥733,347 | ¥88,001,667 | ¥8,301,667 |
| 10 | 2.10% | ¥736,922 | ¥88,430,644 | ¥8,730,644 |
| 10 | 2.20% | ¥740,508 | ¥88,860,940 | ¥9,160,940 |
| 10 | 2.30% | ¥744,105 | ¥89,292,554 | ¥9,592,554 |
| 10 | 2.40% | ¥747,712 | ¥89,725,486 | ¥10,025,486 |
| 10 | 2.50% | ¥751,331 | ¥90,159,734 | ¥10,459,734 |
| 10 | 2.60% | ¥754,961 | ¥90,595,298 | ¥10,895,298 |
| 10 | 2.70% | ¥758,601 | ¥91,032,177 | ¥11,332,177 |
| 10 | 2.80% | ¥762,253 | ¥91,470,371 | ¥11,770,371 |
| 10 | 2.90% | ¥765,916 | ¥91,909,877 | ¥12,209,877 |
| 10 | 3.00% | ¥769,589 | ¥92,350,696 | ¥12,650,696 |
