7990万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。7990万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
7990万円の住宅ローン｜期間・年数別
7990万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥157,866 |
¥94,719,551 |
¥14,819,551 |
| 50 |
0.80% |
¥161,615 |
¥96,968,781 |
¥17,068,781 |
| 50 |
0.90% |
¥165,418 |
¥99,250,742 |
¥19,350,742 |
| 50 |
1.00% |
¥169,275 |
¥101,565,291 |
¥21,665,291 |
| 50 |
1.10% |
¥173,187 |
¥103,912,270 |
¥24,012,270 |
| 50 |
1.20% |
¥177,153 |
¥106,291,507 |
¥26,391,507 |
| 50 |
1.30% |
¥181,171 |
¥108,702,814 |
¥28,802,814 |
| 50 |
1.40% |
¥185,243 |
¥111,145,989 |
¥31,245,989 |
| 50 |
1.50% |
¥189,368 |
¥113,620,816 |
¥33,720,816 |
| 50 |
1.60% |
¥193,545 |
¥116,127,066 |
¥36,227,066 |
| 50 |
1.70% |
¥197,774 |
¥118,664,494 |
¥38,764,494 |
| 50 |
1.80% |
¥202,055 |
¥121,232,845 |
¥41,332,845 |
| 50 |
1.90% |
¥206,386 |
¥123,831,850 |
¥43,931,850 |
| 50 |
2.00% |
¥210,769 |
¥126,461,228 |
¥46,561,228 |
| 50 |
2.10% |
¥215,201 |
¥129,120,686 |
¥49,220,686 |
| 50 |
2.20% |
¥219,683 |
¥131,809,921 |
¥51,909,921 |
| 50 |
2.30% |
¥224,214 |
¥134,528,618 |
¥54,628,618 |
| 50 |
2.40% |
¥228,794 |
¥137,276,453 |
¥57,376,453 |
| 50 |
2.50% |
¥233,422 |
¥140,053,091 |
¥60,153,091 |
| 50 |
2.60% |
¥238,097 |
¥142,858,189 |
¥62,958,189 |
| 50 |
2.70% |
¥242,819 |
¥145,691,394 |
¥65,791,394 |
| 50 |
2.80% |
¥247,587 |
¥148,552,347 |
¥68,652,347 |
| 50 |
2.90% |
¥252,401 |
¥151,440,678 |
¥71,540,678 |
| 50 |
3.00% |
¥257,260 |
¥154,356,013 |
¥74,456,013 |
7990万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥172,531 |
¥93,166,943 |
¥13,266,943 |
| 45 |
0.80% |
¥176,240 |
¥95,169,407 |
¥15,269,407 |
| 45 |
0.90% |
¥179,997 |
¥97,198,462 |
¥17,298,462 |
| 45 |
1.00% |
¥183,804 |
¥99,254,015 |
¥19,354,015 |
| 45 |
1.10% |
¥187,659 |
¥101,335,961 |
¥21,435,961 |
| 45 |
1.20% |
¥191,563 |
¥103,444,186 |
¥23,544,186 |
| 45 |
1.30% |
¥195,516 |
¥105,578,565 |
¥25,678,565 |
| 45 |
1.40% |
¥199,517 |
¥107,738,964 |
¥27,838,964 |
| 45 |
1.50% |
¥203,565 |
¥109,925,238 |
¥30,025,238 |
| 45 |
1.60% |
¥207,662 |
¥112,137,235 |
¥32,237,235 |
| 45 |
1.70% |
¥211,805 |
¥114,374,792 |
¥34,474,792 |
| 45 |
1.80% |
¥215,996 |
¥116,637,738 |
¥36,737,738 |
| 45 |
1.90% |
¥220,233 |
¥118,925,893 |
¥39,025,893 |
| 45 |
2.00% |
¥224,517 |
¥121,239,069 |
¥41,339,069 |
| 45 |
2.10% |
¥228,846 |
¥123,577,068 |
¥43,677,068 |
| 45 |
2.20% |
¥233,222 |
¥125,939,687 |
¥46,039,687 |
| 45 |
2.30% |
¥237,642 |
¥128,326,713 |
¥48,426,713 |
| 45 |
2.40% |
¥242,107 |
¥130,737,927 |
¥50,837,927 |
| 45 |
2.50% |
¥246,617 |
¥133,173,101 |
¥53,273,101 |
| 45 |
2.60% |
¥251,170 |
¥135,632,003 |
¥55,732,003 |
| 45 |
2.70% |
¥255,767 |
¥138,114,392 |
¥58,214,392 |
| 45 |
2.80% |
¥260,407 |
¥140,620,022 |
¥60,720,022 |
| 45 |
2.90% |
¥265,090 |
¥143,148,641 |
¥63,248,641 |
| 45 |
3.00% |
¥269,815 |
¥145,699,990 |
¥65,799,990 |
7990万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥190,897 |
¥91,630,483 |
¥11,730,483 |
| 40 |
0.80% |
¥194,565 |
¥93,391,057 |
¥13,491,057 |
| 40 |
0.90% |
¥198,276 |
¥95,172,699 |
¥15,272,699 |
| 40 |
1.00% |
¥202,032 |
¥96,975,350 |
¥17,075,350 |
| 40 |
1.10% |
¥205,831 |
¥98,798,944 |
¥18,898,944 |
| 40 |
1.20% |
¥209,674 |
¥100,643,407 |
¥20,743,407 |
| 40 |
1.30% |
¥213,560 |
¥102,508,661 |
¥22,608,661 |
| 40 |
1.40% |
¥217,489 |
¥104,394,622 |
¥24,494,622 |
| 40 |
1.50% |
¥221,461 |
¥106,301,197 |
¥26,401,197 |
| 40 |
1.60% |
¥225,476 |
¥108,228,290 |
¥28,328,290 |
| 40 |
1.70% |
¥229,533 |
¥110,175,797 |
¥30,275,797 |
| 40 |
1.80% |
¥233,633 |
¥112,143,610 |
¥32,243,610 |
| 40 |
1.90% |
¥237,774 |
¥114,131,614 |
¥34,231,614 |
| 40 |
2.00% |
¥241,958 |
¥116,139,689 |
¥36,239,689 |
| 40 |
2.10% |
¥246,183 |
¥118,167,709 |
¥38,267,709 |
| 40 |
2.20% |
¥250,449 |
¥120,215,543 |
¥40,315,543 |
| 40 |
2.30% |
¥254,756 |
¥122,283,056 |
¥42,383,056 |
| 40 |
2.40% |
¥259,104 |
¥124,370,105 |
¥44,470,105 |
| 40 |
2.50% |
¥263,493 |
¥126,476,546 |
¥46,576,546 |
| 40 |
2.60% |
¥267,921 |
¥128,602,227 |
¥48,702,227 |
| 40 |
2.70% |
¥272,390 |
¥130,746,993 |
¥50,846,993 |
| 40 |
2.80% |
¥276,897 |
¥132,910,685 |
¥53,010,685 |
| 40 |
2.90% |
¥281,444 |
¥135,093,138 |
¥55,193,138 |
| 40 |
3.00% |
¥286,030 |
¥137,294,186 |
¥57,394,186 |
7990万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥214,548 |
¥90,110,203 |
¥10,210,203 |
| 35 |
0.80% |
¥218,176 |
¥91,633,790 |
¥11,733,790 |
| 35 |
0.90% |
¥221,842 |
¥93,173,545 |
¥13,273,545 |
| 35 |
1.00% |
¥225,546 |
¥94,729,435 |
¥14,829,435 |
| 35 |
1.10% |
¥229,289 |
¥96,301,418 |
¥16,401,418 |
| 35 |
1.20% |
¥233,070 |
¥97,889,453 |
¥17,989,453 |
| 35 |
1.30% |
¥236,889 |
¥99,493,491 |
¥19,593,491 |
| 35 |
1.40% |
¥240,746 |
¥101,113,483 |
¥21,213,483 |
| 35 |
1.50% |
¥244,641 |
¥102,749,374 |
¥22,849,374 |
| 35 |
1.60% |
¥248,574 |
¥104,401,106 |
¥24,501,106 |
| 35 |
1.70% |
¥252,544 |
¥106,068,618 |
¥26,168,618 |
| 35 |
1.80% |
¥256,552 |
¥107,751,843 |
¥27,851,843 |
| 35 |
1.90% |
¥260,597 |
¥109,450,715 |
¥29,550,715 |
| 35 |
2.00% |
¥264,679 |
¥111,165,160 |
¥31,265,160 |
| 35 |
2.10% |
¥268,798 |
¥112,895,104 |
¥32,995,104 |
| 35 |
2.20% |
¥272,953 |
¥114,640,468 |
¥34,740,468 |
| 35 |
2.30% |
¥277,146 |
¥116,401,170 |
¥36,501,170 |
| 35 |
2.40% |
¥281,374 |
¥118,177,125 |
¥38,277,125 |
| 35 |
2.50% |
¥285,639 |
¥119,968,244 |
¥40,068,244 |
| 35 |
2.60% |
¥289,939 |
¥121,774,438 |
¥41,874,438 |
| 35 |
2.70% |
¥294,275 |
¥123,595,611 |
¥43,695,611 |
| 35 |
2.80% |
¥298,647 |
¥125,431,668 |
¥45,531,668 |
| 35 |
2.90% |
¥303,054 |
¥127,282,507 |
¥47,382,507 |
| 35 |
3.00% |
¥307,495 |
¥129,148,027 |
¥49,248,027 |
7990万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥246,128 |
¥88,606,133 |
¥8,706,133 |
| 30 |
0.80% |
¥249,716 |
¥89,897,655 |
¥9,997,655 |
| 30 |
0.90% |
¥253,336 |
¥91,201,081 |
¥11,301,081 |
| 30 |
1.00% |
¥256,990 |
¥92,516,392 |
¥12,616,392 |
| 30 |
1.10% |
¥260,677 |
¥93,843,565 |
¥13,943,565 |
| 30 |
1.20% |
¥264,396 |
¥95,182,577 |
¥15,282,577 |
| 30 |
1.30% |
¥268,148 |
¥96,533,402 |
¥16,633,402 |
| 30 |
1.40% |
¥271,933 |
¥97,896,012 |
¥17,996,012 |
| 30 |
1.50% |
¥275,751 |
¥99,270,377 |
¥19,370,377 |
| 30 |
1.60% |
¥279,601 |
¥100,656,466 |
¥20,756,466 |
| 30 |
1.70% |
¥283,484 |
¥102,054,244 |
¥22,154,244 |
| 30 |
1.80% |
¥287,399 |
¥103,463,675 |
¥23,563,675 |
| 30 |
1.90% |
¥291,346 |
¥104,884,722 |
¥24,984,722 |
| 30 |
2.00% |
¥295,326 |
¥106,317,345 |
¥26,417,345 |
| 30 |
2.10% |
¥299,338 |
¥107,761,502 |
¥27,861,502 |
| 30 |
2.20% |
¥303,381 |
¥109,217,150 |
¥29,317,150 |
| 30 |
2.30% |
¥307,456 |
¥110,684,243 |
¥30,784,243 |
| 30 |
2.40% |
¥311,563 |
¥112,162,735 |
¥32,262,735 |
| 30 |
2.50% |
¥315,702 |
¥113,652,575 |
¥33,752,575 |
| 30 |
2.60% |
¥319,871 |
¥115,153,715 |
¥35,253,715 |
| 30 |
2.70% |
¥324,073 |
¥116,666,100 |
¥36,766,100 |
| 30 |
2.80% |
¥328,305 |
¥118,189,678 |
¥38,289,678 |
| 30 |
2.90% |
¥332,568 |
¥119,724,391 |
¥39,824,391 |
| 30 |
3.00% |
¥336,862 |
¥121,270,184 |
¥41,370,184 |
7990万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥290,394 |
¥87,118,300 |
¥7,218,300 |
| 25 |
0.80% |
¥293,942 |
¥88,182,698 |
¥8,282,698 |
| 25 |
0.90% |
¥297,518 |
¥89,255,377 |
¥9,355,377 |
| 25 |
1.00% |
¥301,121 |
¥90,336,327 |
¥10,436,327 |
| 25 |
1.10% |
¥304,752 |
¥91,425,538 |
¥11,525,538 |
| 25 |
1.20% |
¥308,410 |
¥92,522,998 |
¥12,622,998 |
| 25 |
1.30% |
¥312,096 |
¥93,628,694 |
¥13,728,694 |
| 25 |
1.40% |
¥315,809 |
¥94,742,612 |
¥14,842,612 |
| 25 |
1.50% |
¥319,549 |
¥95,864,737 |
¥15,964,737 |
| 25 |
1.60% |
¥323,317 |
¥96,995,054 |
¥17,095,054 |
| 25 |
1.70% |
¥327,112 |
¥98,133,545 |
¥18,233,545 |
| 25 |
1.80% |
¥330,934 |
¥99,280,194 |
¥19,380,194 |
| 25 |
1.90% |
¥334,783 |
¥100,434,980 |
¥20,534,980 |
| 25 |
2.00% |
¥338,660 |
¥101,597,885 |
¥21,697,885 |
| 25 |
2.10% |
¥342,563 |
¥102,768,888 |
¥22,868,888 |
| 25 |
2.20% |
¥346,493 |
¥103,947,967 |
¥24,047,967 |
| 25 |
2.30% |
¥350,450 |
¥105,135,099 |
¥25,235,099 |
| 25 |
2.40% |
¥354,434 |
¥106,330,262 |
¥26,430,262 |
| 25 |
2.50% |
¥358,445 |
¥107,533,431 |
¥27,633,431 |
| 25 |
2.60% |
¥362,482 |
¥108,744,581 |
¥28,844,581 |
| 25 |
2.70% |
¥366,546 |
¥109,963,685 |
¥30,063,685 |
| 25 |
2.80% |
¥370,636 |
¥111,190,717 |
¥31,290,717 |
| 25 |
2.90% |
¥374,752 |
¥112,425,649 |
¥32,525,649 |
| 25 |
3.00% |
¥378,895 |
¥113,668,452 |
¥33,768,452 |
7990万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥356,861 |
¥85,646,725 |
¥5,746,725 |
| 20 |
0.80% |
¥360,371 |
¥86,488,954 |
¥6,588,954 |
| 20 |
0.90% |
¥363,902 |
¥87,336,492 |
¥7,436,492 |
| 20 |
1.00% |
¥367,456 |
¥88,189,332 |
¥8,289,332 |
| 20 |
1.10% |
¥371,031 |
¥89,047,472 |
¥9,147,472 |
| 20 |
1.20% |
¥374,629 |
¥89,910,905 |
¥10,010,905 |
| 20 |
1.30% |
¥378,248 |
¥90,779,626 |
¥10,879,626 |
| 20 |
1.40% |
¥381,890 |
¥91,653,629 |
¥11,753,629 |
| 20 |
1.50% |
¥385,554 |
¥92,532,908 |
¥12,632,908 |
| 20 |
1.60% |
¥389,239 |
¥93,417,456 |
¥13,517,456 |
| 20 |
1.70% |
¥392,947 |
¥94,307,265 |
¥14,407,265 |
| 20 |
1.80% |
¥396,676 |
¥95,202,329 |
¥15,302,329 |
| 20 |
1.90% |
¥400,428 |
¥96,102,640 |
¥16,202,640 |
| 20 |
2.00% |
¥404,201 |
¥97,008,188 |
¥17,108,188 |
| 20 |
2.10% |
¥407,996 |
¥97,918,966 |
¥18,018,966 |
| 20 |
2.20% |
¥411,812 |
¥98,834,964 |
¥18,934,964 |
| 20 |
2.30% |
¥415,651 |
¥99,756,172 |
¥19,856,172 |
| 20 |
2.40% |
¥419,511 |
¥100,682,580 |
¥20,782,580 |
| 20 |
2.50% |
¥423,392 |
¥101,614,179 |
¥21,714,179 |
| 20 |
2.60% |
¥427,296 |
¥102,550,957 |
¥22,650,957 |
| 20 |
2.70% |
¥431,220 |
¥103,492,903 |
¥23,592,903 |
| 20 |
2.80% |
¥435,167 |
¥104,440,006 |
¥24,540,006 |
| 20 |
2.90% |
¥439,134 |
¥105,392,255 |
¥25,492,255 |
| 20 |
3.00% |
¥443,123 |
¥106,349,635 |
¥26,449,635 |
7990万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥467,730 |
¥84,191,425 |
¥4,291,425 |
| 15 |
0.80% |
¥471,203 |
¥84,816,455 |
¥4,916,455 |
| 15 |
0.90% |
¥474,692 |
¥85,444,475 |
¥5,544,475 |
| 15 |
1.00% |
¥478,197 |
¥86,075,481 |
¥6,175,481 |
| 15 |
1.10% |
¥481,719 |
¥86,709,473 |
¥6,809,473 |
| 15 |
1.20% |
¥485,258 |
¥87,346,449 |
¥7,446,449 |
| 15 |
1.30% |
¥488,813 |
¥87,986,407 |
¥8,086,407 |
| 15 |
1.40% |
¥492,385 |
¥88,629,345 |
¥8,729,345 |
| 15 |
1.50% |
¥495,974 |
¥89,275,261 |
¥9,375,261 |
| 15 |
1.60% |
¥499,579 |
¥89,924,152 |
¥10,024,152 |
| 15 |
1.70% |
¥503,200 |
¥90,576,017 |
¥10,676,017 |
| 15 |
1.80% |
¥506,838 |
¥91,230,851 |
¥11,330,851 |
| 15 |
1.90% |
¥510,493 |
¥91,888,654 |
¥11,988,654 |
| 15 |
2.00% |
¥514,163 |
¥92,549,421 |
¥12,649,421 |
| 15 |
2.10% |
¥517,851 |
¥93,213,151 |
¥13,313,151 |
| 15 |
2.20% |
¥521,555 |
¥93,879,839 |
¥13,979,839 |
| 15 |
2.30% |
¥525,275 |
¥94,549,483 |
¥14,649,483 |
| 15 |
2.40% |
¥529,012 |
¥95,222,079 |
¥15,322,079 |
| 15 |
2.50% |
¥532,765 |
¥95,897,624 |
¥15,997,624 |
| 15 |
2.60% |
¥536,534 |
¥96,576,114 |
¥16,676,114 |
| 15 |
2.70% |
¥540,320 |
¥97,257,546 |
¥17,357,546 |
| 15 |
2.80% |
¥544,122 |
¥97,941,916 |
¥18,041,916 |
| 15 |
2.90% |
¥547,940 |
¥98,629,219 |
¥18,729,219 |
| 15 |
3.00% |
¥551,775 |
¥99,319,452 |
¥19,419,452 |
7990万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥689,603 |
¥82,752,416 |
¥2,852,416 |
| 10 |
0.80% |
¥693,044 |
¥83,165,225 |
¥3,265,225 |
| 10 |
0.90% |
¥696,495 |
¥83,579,364 |
¥3,679,364 |
| 10 |
1.00% |
¥699,957 |
¥83,994,832 |
¥4,094,832 |
| 10 |
1.10% |
¥703,430 |
¥84,411,628 |
¥4,511,628 |
| 10 |
1.20% |
¥706,915 |
¥84,829,752 |
¥4,929,752 |
| 10 |
1.30% |
¥710,410 |
¥85,249,205 |
¥5,349,205 |
| 10 |
1.40% |
¥713,917 |
¥85,669,984 |
¥5,769,984 |
| 10 |
1.50% |
¥717,434 |
¥86,092,090 |
¥6,192,090 |
| 10 |
1.60% |
¥720,963 |
¥86,515,522 |
¥6,615,522 |
| 10 |
1.70% |
¥724,502 |
¥86,940,280 |
¥7,040,280 |
| 10 |
1.80% |
¥728,053 |
¥87,366,362 |
¥7,466,362 |
| 10 |
1.90% |
¥731,615 |
¥87,793,769 |
¥7,893,769 |
| 10 |
2.00% |
¥735,187 |
¥88,222,500 |
¥8,322,500 |
| 10 |
2.10% |
¥738,771 |
¥88,652,553 |
¥8,752,553 |
| 10 |
2.20% |
¥742,366 |
¥89,083,929 |
¥9,183,929 |
| 10 |
2.30% |
¥745,972 |
¥89,516,626 |
¥9,616,626 |
| 10 |
2.40% |
¥749,589 |
¥89,950,644 |
¥10,050,644 |
| 10 |
2.50% |
¥753,217 |
¥90,385,982 |
¥10,485,982 |
| 10 |
2.60% |
¥756,855 |
¥90,822,639 |
¥10,922,639 |
| 10 |
2.70% |
¥760,505 |
¥91,260,614 |
¥11,360,614 |
| 10 |
2.80% |
¥764,166 |
¥91,699,907 |
¥11,799,907 |
| 10 |
2.90% |
¥767,838 |
¥92,140,517 |
¥12,240,517 |
| 10 |
3.00% |
¥771,520 |
¥92,582,442 |
¥12,682,442 |
