8030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8030万円の住宅ローン｜期間・年数別
8030万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥158,656 | ¥95,193,741 | ¥14,893,741 |
| 50 | 0.80% | ¥162,424 | ¥97,454,232 | ¥17,154,232 |
| 50 | 0.90% | ¥166,246 | ¥99,747,617 | ¥19,447,617 |
| 50 | 1.00% | ¥170,123 | ¥102,073,753 | ¥21,773,753 |
| 50 | 1.10% | ¥174,054 | ¥104,432,482 | ¥24,132,482 |
| 50 | 1.20% | ¥178,039 | ¥106,823,630 | ¥26,523,630 |
| 50 | 1.30% | ¥182,078 | ¥109,247,008 | ¥28,947,008 |
| 50 | 1.40% | ¥186,171 | ¥111,702,415 | ¥31,402,415 |
| 50 | 1.50% | ¥190,316 | ¥114,189,632 | ¥33,889,632 |
| 50 | 1.60% | ¥194,514 | ¥116,708,428 | ¥36,408,428 |
| 50 | 1.70% | ¥198,764 | ¥119,258,559 | ¥38,958,559 |
| 50 | 1.80% | ¥203,066 | ¥121,839,768 | ¥41,539,768 |
| 50 | 1.90% | ¥207,420 | ¥124,451,784 | ¥44,151,784 |
| 50 | 2.00% | ¥211,824 | ¥127,094,325 | ¥46,794,325 |
| 50 | 2.10% | ¥216,278 | ¥129,767,097 | ¥49,467,097 |
| 50 | 2.20% | ¥220,783 | ¥132,469,795 | ¥52,169,795 |
| 50 | 2.30% | ¥225,337 | ¥135,202,103 | ¥54,902,103 |
| 50 | 2.40% | ¥229,939 | ¥137,963,694 | ¥57,663,694 |
| 50 | 2.50% | ¥234,590 | ¥140,754,233 | ¥60,454,233 |
| 50 | 2.60% | ¥239,289 | ¥143,573,374 | ¥63,273,374 |
| 50 | 2.70% | ¥244,035 | ¥146,420,763 | ¥66,120,763 |
| 50 | 2.80% | ¥248,827 | ¥149,296,038 | ¥68,996,038 |
| 50 | 2.90% | ¥253,665 | ¥152,198,829 | ¥71,898,829 |
| 50 | 3.00% | ¥258,548 | ¥155,128,759 | ¥74,828,759 |
8030万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥173,395 | ¥93,633,361 | ¥13,333,361 |
| 45 | 0.80% | ¥177,122 | ¥95,645,849 | ¥15,345,849 |
| 45 | 0.90% | ¥180,898 | ¥97,685,062 | ¥17,385,062 |
| 45 | 1.00% | ¥184,724 | ¥99,750,906 | ¥19,450,906 |
| 45 | 1.10% | ¥188,599 | ¥101,843,275 | ¥21,543,275 |
| 45 | 1.20% | ¥192,522 | ¥103,962,054 | ¥23,662,054 |
| 45 | 1.30% | ¥196,495 | ¥106,107,119 | ¥25,807,119 |
| 45 | 1.40% | ¥200,515 | ¥108,278,333 | ¥27,978,333 |
| 45 | 1.50% | ¥204,584 | ¥110,475,552 | ¥30,175,552 |
| 45 | 1.60% | ¥208,701 | ¥112,698,623 | ¥32,398,623 |
| 45 | 1.70% | ¥212,866 | ¥114,947,382 | ¥34,647,382 |
| 45 | 1.80% | ¥217,077 | ¥117,221,657 | ¥36,921,657 |
| 45 | 1.90% | ¥221,336 | ¥119,521,267 | ¥39,221,267 |
| 45 | 2.00% | ¥225,641 | ¥121,846,023 | ¥41,546,023 |
| 45 | 2.10% | ¥229,992 | ¥124,195,727 | ¥43,895,727 |
| 45 | 2.20% | ¥234,389 | ¥126,570,174 | ¥46,270,174 |
| 45 | 2.30% | ¥238,832 | ¥128,969,150 | ¥48,669,150 |
| 45 | 2.40% | ¥243,319 | ¥131,392,435 | ¥51,092,435 |
| 45 | 2.50% | ¥247,851 | ¥133,839,800 | ¥53,539,800 |
| 45 | 2.60% | ¥252,428 | ¥136,311,012 | ¥56,011,012 |
| 45 | 2.70% | ¥257,048 | ¥138,805,828 | ¥58,505,828 |
| 45 | 2.80% | ¥261,711 | ¥141,324,002 | ¥61,024,002 |
| 45 | 2.90% | ¥266,417 | ¥143,865,280 | ¥63,565,280 |
| 45 | 3.00% | ¥271,166 | ¥146,429,402 | ¥66,129,402 |
8030万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥191,853 | ¥92,089,209 | ¥11,789,209 |
| 40 | 0.80% | ¥195,539 | ¥93,858,597 | ¥13,558,597 |
| 40 | 0.90% | ¥199,269 | ¥95,649,158 | ¥15,349,158 |
| 40 | 1.00% | ¥203,043 | ¥97,460,834 | ¥17,160,834 |
| 40 | 1.10% | ¥206,862 | ¥99,293,557 | ¥18,993,557 |
| 40 | 1.20% | ¥210,723 | ¥101,147,254 | ¥20,847,254 |
| 40 | 1.30% | ¥214,629 | ¥103,021,846 | ¥22,721,846 |
| 40 | 1.40% | ¥218,578 | ¥104,917,248 | ¥24,617,248 |
| 40 | 1.50% | ¥222,570 | ¥106,833,368 | ¥26,533,368 |
| 40 | 1.60% | ¥226,604 | ¥108,770,109 | ¥28,470,109 |
| 40 | 1.70% | ¥230,682 | ¥110,727,366 | ¥30,427,366 |
| 40 | 1.80% | ¥234,802 | ¥112,705,030 | ¥32,405,030 |
| 40 | 1.90% | ¥238,965 | ¥114,702,987 | ¥34,402,987 |
| 40 | 2.00% | ¥243,169 | ¥116,721,114 | ¥36,421,114 |
| 40 | 2.10% | ¥247,415 | ¥118,759,287 | ¥38,459,287 |
| 40 | 2.20% | ¥251,703 | ¥120,817,373 | ¥40,517,373 |
| 40 | 2.30% | ¥256,032 | ¥122,895,236 | ¥42,595,236 |
| 40 | 2.40% | ¥260,402 | ¥124,992,734 | ¥44,692,734 |
| 40 | 2.50% | ¥264,812 | ¥127,109,720 | ¥46,809,720 |
| 40 | 2.60% | ¥269,263 | ¥129,246,043 | ¥48,946,043 |
| 40 | 2.70% | ¥273,753 | ¥131,401,546 | ¥51,101,546 |
| 40 | 2.80% | ¥278,283 | ¥133,576,070 | ¥53,276,070 |
| 40 | 2.90% | ¥282,853 | ¥135,769,449 | ¥55,469,449 |
| 40 | 3.00% | ¥287,461 | ¥137,981,516 | ¥57,681,516 |
8030万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥215,622 | ¥90,561,318 | ¥10,261,318 |
| 35 | 0.80% | ¥219,268 | ¥92,092,532 | ¥11,792,532 |
| 35 | 0.90% | ¥222,952 | ¥93,639,996 | ¥13,339,996 |
| 35 | 1.00% | ¥226,675 | ¥95,203,675 | ¥14,903,675 |
| 35 | 1.10% | ¥230,437 | ¥96,783,528 | ¥16,483,528 |
| 35 | 1.20% | ¥234,237 | ¥98,379,513 | ¥18,079,513 |
| 35 | 1.30% | ¥238,075 | ¥99,991,582 | ¥19,691,582 |
| 35 | 1.40% | ¥241,952 | ¥101,619,684 | ¥21,319,684 |
| 35 | 1.50% | ¥245,866 | ¥103,263,764 | ¥22,963,764 |
| 35 | 1.60% | ¥249,818 | ¥104,923,765 | ¥24,623,765 |
| 35 | 1.70% | ¥253,809 | ¥106,599,624 | ¥26,299,624 |
| 35 | 1.80% | ¥257,836 | ¥108,291,277 | ¥27,991,277 |
| 35 | 1.90% | ¥261,902 | ¥109,998,653 | ¥29,698,653 |
| 35 | 2.00% | ¥266,004 | ¥111,721,682 | ¥31,421,682 |
| 35 | 2.10% | ¥270,144 | ¥113,460,286 | ¥33,160,286 |
| 35 | 2.20% | ¥274,320 | ¥115,214,388 | ¥34,914,388 |
| 35 | 2.30% | ¥278,533 | ¥116,983,904 | ¥36,683,904 |
| 35 | 2.40% | ¥282,783 | ¥118,768,750 | ¥38,468,750 |
| 35 | 2.50% | ¥287,069 | ¥120,568,836 | ¥40,268,836 |
| 35 | 2.60% | ¥291,391 | ¥122,384,072 | ¥42,084,072 |
| 35 | 2.70% | ¥295,748 | ¥124,214,363 | ¥43,914,363 |
| 35 | 2.80% | ¥300,142 | ¥126,059,611 | ¥45,759,611 |
| 35 | 2.90% | ¥304,571 | ¥127,919,716 | ¥47,619,716 |
| 35 | 3.00% | ¥309,035 | ¥129,794,575 | ¥49,494,575 |
8030万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥247,360 | ¥89,049,719 | ¥8,749,719 |
| 30 | 0.80% | ¥250,966 | ¥90,347,706 | ¥10,047,706 |
| 30 | 0.90% | ¥254,605 | ¥91,657,657 | ¥11,357,657 |
| 30 | 1.00% | ¥258,277 | ¥92,979,553 | ¥12,679,553 |
| 30 | 1.10% | ¥261,982 | ¥94,313,370 | ¥14,013,370 |
| 30 | 1.20% | ¥265,720 | ¥95,659,085 | ¥15,359,085 |
| 30 | 1.30% | ¥269,491 | ¥97,016,673 | ¥16,716,673 |
| 30 | 1.40% | ¥273,295 | ¥98,386,105 | ¥18,086,105 |
| 30 | 1.50% | ¥277,132 | ¥99,767,350 | ¥19,467,350 |
| 30 | 1.60% | ¥281,001 | ¥101,160,378 | ¥20,860,378 |
| 30 | 1.70% | ¥284,903 | ¥102,565,154 | ¥22,265,154 |
| 30 | 1.80% | ¥288,838 | ¥103,981,641 | ¥23,681,641 |
| 30 | 1.90% | ¥292,805 | ¥105,409,802 | ¥25,109,802 |
| 30 | 2.00% | ¥296,804 | ¥106,849,597 | ¥26,549,597 |
| 30 | 2.10% | ¥300,836 | ¥108,300,984 | ¥28,000,984 |
| 30 | 2.20% | ¥304,900 | ¥109,763,919 | ¥29,463,919 |
| 30 | 2.30% | ¥308,995 | ¥111,238,357 | ¥30,938,357 |
| 30 | 2.40% | ¥313,123 | ¥112,724,250 | ¥32,424,250 |
| 30 | 2.50% | ¥317,282 | ¥114,221,549 | ¥33,921,549 |
| 30 | 2.60% | ¥321,473 | ¥115,730,204 | ¥35,430,204 |
| 30 | 2.70% | ¥325,695 | ¥117,250,161 | ¥36,950,161 |
| 30 | 2.80% | ¥329,948 | ¥118,781,366 | ¥38,481,366 |
| 30 | 2.90% | ¥334,233 | ¥120,323,763 | ¥40,023,763 |
| 30 | 3.00% | ¥338,548 | ¥121,877,294 | ¥41,577,294 |
8030万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥291,848 | ¥87,554,437 | ¥7,254,437 |
| 25 | 0.80% | ¥295,414 | ¥88,624,163 | ¥8,324,163 |
| 25 | 0.90% | ¥299,007 | ¥89,702,212 | ¥9,402,212 |
| 25 | 1.00% | ¥302,629 | ¥90,788,574 | ¥10,488,574 |
| 25 | 1.10% | ¥306,277 | ¥91,883,238 | ¥11,583,238 |
| 25 | 1.20% | ¥309,954 | ¥92,986,192 | ¥12,686,192 |
| 25 | 1.30% | ¥313,658 | ¥94,097,424 | ¥13,797,424 |
| 25 | 1.40% | ¥317,390 | ¥95,216,918 | ¥14,916,918 |
| 25 | 1.50% | ¥321,149 | ¥96,344,661 | ¥16,044,661 |
| 25 | 1.60% | ¥324,935 | ¥97,480,636 | ¥17,180,636 |
| 25 | 1.70% | ¥328,749 | ¥98,624,827 | ¥18,324,827 |
| 25 | 1.80% | ¥332,591 | ¥99,777,216 | ¥19,477,216 |
| 25 | 1.90% | ¥336,459 | ¥100,937,784 | ¥20,637,784 |
| 25 | 2.00% | ¥340,355 | ¥102,106,510 | ¥21,806,510 |
| 25 | 2.10% | ¥344,278 | ¥103,283,375 | ¥22,983,375 |
| 25 | 2.20% | ¥348,228 | ¥104,468,357 | ¥24,168,357 |
| 25 | 2.30% | ¥352,205 | ¥105,661,433 | ¥25,361,433 |
| 25 | 2.40% | ¥356,209 | ¥106,862,579 | ¥26,562,579 |
| 25 | 2.50% | ¥360,239 | ¥108,071,771 | ¥27,771,771 |
| 25 | 2.60% | ¥364,297 | ¥109,288,984 | ¥28,988,984 |
| 25 | 2.70% | ¥368,381 | ¥110,514,192 | ¥30,214,192 |
| 25 | 2.80% | ¥372,491 | ¥111,747,367 | ¥31,447,367 |
| 25 | 2.90% | ¥376,628 | ¥112,988,481 | ¥32,688,481 |
| 25 | 3.00% | ¥380,792 | ¥114,237,506 | ¥33,937,506 |
8030万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥358,648 | ¥86,075,494 | ¥5,775,494 |
| 20 | 0.80% | ¥362,175 | ¥86,921,940 | ¥6,621,940 |
| 20 | 0.90% | ¥365,724 | ¥87,773,721 | ¥7,473,721 |
| 20 | 1.00% | ¥369,295 | ¥88,630,831 | ¥8,330,831 |
| 20 | 1.10% | ¥372,889 | ¥89,493,266 | ¥9,193,266 |
| 20 | 1.20% | ¥376,504 | ¥90,361,022 | ¥10,061,022 |
| 20 | 1.30% | ¥380,142 | ¥91,234,092 | ¥10,934,092 |
| 20 | 1.40% | ¥383,802 | ¥92,112,470 | ¥11,812,470 |
| 20 | 1.50% | ¥387,484 | ¥92,996,151 | ¥12,696,151 |
| 20 | 1.60% | ¥391,188 | ¥93,885,127 | ¥13,585,127 |
| 20 | 1.70% | ¥394,914 | ¥94,779,392 | ¥14,479,392 |
| 20 | 1.80% | ¥398,662 | ¥95,678,937 | ¥15,378,937 |
| 20 | 1.90% | ¥402,432 | ¥96,583,755 | ¥16,283,755 |
| 20 | 2.00% | ¥406,224 | ¥97,493,836 | ¥17,193,836 |
| 20 | 2.10% | ¥410,038 | ¥98,409,174 | ¥18,109,174 |
| 20 | 2.20% | ¥413,874 | ¥99,329,757 | ¥19,029,757 |
| 20 | 2.30% | ¥417,732 | ¥100,255,577 | ¥19,955,577 |
| 20 | 2.40% | ¥421,611 | ¥101,186,623 | ¥20,886,623 |
| 20 | 2.50% | ¥425,512 | ¥102,122,886 | ¥21,822,886 |
| 20 | 2.60% | ¥429,435 | ¥103,064,353 | ¥22,764,353 |
| 20 | 2.70% | ¥433,379 | ¥104,011,015 | ¥23,711,015 |
| 20 | 2.80% | ¥437,345 | ¥104,962,860 | ¥24,662,860 |
| 20 | 2.90% | ¥441,333 | ¥105,919,875 | ¥25,619,875 |
| 20 | 3.00% | ¥445,342 | ¥106,882,049 | ¥26,582,049 |
8030万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥470,072 | ¥84,612,909 | ¥4,312,909 |
| 15 | 0.80% | ¥473,561 | ¥85,241,068 | ¥4,941,068 |
| 15 | 0.90% | ¥477,068 | ¥85,872,232 | ¥5,572,232 |
| 15 | 1.00% | ¥480,591 | ¥86,506,397 | ¥6,206,397 |
| 15 | 1.10% | ¥484,131 | ¥87,143,563 | ¥6,843,563 |
| 15 | 1.20% | ¥487,687 | ¥87,783,728 | ¥7,483,728 |
| 15 | 1.30% | ¥491,261 | ¥88,426,890 | ¥8,126,890 |
| 15 | 1.40% | ¥494,850 | ¥89,073,047 | ¥8,773,047 |
| 15 | 1.50% | ¥498,457 | ¥89,722,196 | ¥9,422,196 |
| 15 | 1.60% | ¥502,080 | ¥90,374,336 | ¥10,074,336 |
| 15 | 1.70% | ¥505,719 | ¥91,029,464 | ¥10,729,464 |
| 15 | 1.80% | ¥509,375 | ¥91,687,577 | ¥11,387,577 |
| 15 | 1.90% | ¥513,048 | ¥92,348,672 | ¥12,048,672 |
| 15 | 2.00% | ¥516,737 | ¥93,012,748 | ¥12,712,748 |
| 15 | 2.10% | ¥520,443 | ¥93,679,800 | ¥13,379,800 |
| 15 | 2.20% | ¥524,166 | ¥94,349,826 | ¥14,049,826 |
| 15 | 2.30% | ¥527,905 | ¥95,022,822 | ¥14,722,822 |
| 15 | 2.40% | ¥531,660 | ¥95,698,785 | ¥15,398,785 |
| 15 | 2.50% | ¥535,432 | ¥96,377,712 | ¥16,077,712 |
| 15 | 2.60% | ¥539,220 | ¥97,059,599 | ¥16,759,599 |
| 15 | 2.70% | ¥543,025 | ¥97,744,442 | ¥17,444,442 |
| 15 | 2.80% | ¥546,846 | ¥98,432,238 | ¥18,132,238 |
| 15 | 2.90% | ¥550,683 | ¥99,122,982 | ¥18,822,982 |
| 15 | 3.00% | ¥554,537 | ¥99,816,670 | ¥19,516,670 |
8030万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥693,056 | ¥83,166,695 | ¥2,866,695 |
| 10 | 0.80% | ¥696,513 | ¥83,581,572 | ¥3,281,572 |
| 10 | 0.90% | ¥699,982 | ¥83,997,784 | ¥3,697,784 |
| 10 | 1.00% | ¥703,461 | ¥84,415,331 | ¥4,115,331 |
| 10 | 1.10% | ¥706,952 | ¥84,834,214 | ¥4,534,214 |
| 10 | 1.20% | ¥710,454 | ¥85,254,432 | ¥4,954,432 |
| 10 | 1.30% | ¥713,967 | ¥85,675,984 | ¥5,375,984 |
| 10 | 1.40% | ¥717,491 | ¥86,098,870 | ¥5,798,870 |
| 10 | 1.50% | ¥721,026 | ¥86,523,089 | ¥6,223,089 |
| 10 | 1.60% | ¥724,572 | ¥86,948,641 | ¥6,648,641 |
| 10 | 1.70% | ¥728,129 | ¥87,375,525 | ¥7,075,525 |
| 10 | 1.80% | ¥731,698 | ¥87,803,741 | ¥7,503,741 |
| 10 | 1.90% | ¥735,277 | ¥88,233,287 | ¥7,933,287 |
| 10 | 2.00% | ¥738,868 | ¥88,664,164 | ¥8,364,164 |
| 10 | 2.10% | ¥742,470 | ¥89,096,371 | ¥8,796,371 |
| 10 | 2.20% | ¥746,083 | ¥89,529,906 | ¥9,229,906 |
| 10 | 2.30% | ¥749,706 | ¥89,964,769 | ¥9,664,769 |
| 10 | 2.40% | ¥753,341 | ¥90,400,960 | ¥10,100,960 |
| 10 | 2.50% | ¥756,987 | ¥90,838,477 | ¥10,538,477 |
| 10 | 2.60% | ¥760,644 | ¥91,277,320 | ¥10,977,320 |
| 10 | 2.70% | ¥764,312 | ¥91,717,488 | ¥11,417,488 |
| 10 | 2.80% | ¥767,992 | ¥92,158,981 | ¥11,858,981 |
| 10 | 2.90% | ¥771,682 | ¥92,601,796 | ¥12,301,796 |
| 10 | 3.00% | ¥775,383 | ¥93,045,934 | ¥12,745,934 |
