8030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8030万円の住宅ローン|期間・年数別
8030万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥158,656 |
¥95,193,741 |
¥14,893,741 |
| 50 |
0.80% |
¥162,424 |
¥97,454,232 |
¥17,154,232 |
| 50 |
0.90% |
¥166,246 |
¥99,747,617 |
¥19,447,617 |
| 50 |
1.00% |
¥170,123 |
¥102,073,753 |
¥21,773,753 |
| 50 |
1.10% |
¥174,054 |
¥104,432,482 |
¥24,132,482 |
| 50 |
1.20% |
¥178,039 |
¥106,823,630 |
¥26,523,630 |
| 50 |
1.30% |
¥182,078 |
¥109,247,008 |
¥28,947,008 |
| 50 |
1.40% |
¥186,171 |
¥111,702,415 |
¥31,402,415 |
| 50 |
1.50% |
¥190,316 |
¥114,189,632 |
¥33,889,632 |
| 50 |
1.60% |
¥194,514 |
¥116,708,428 |
¥36,408,428 |
| 50 |
1.70% |
¥198,764 |
¥119,258,559 |
¥38,958,559 |
| 50 |
1.80% |
¥203,066 |
¥121,839,768 |
¥41,539,768 |
| 50 |
1.90% |
¥207,420 |
¥124,451,784 |
¥44,151,784 |
| 50 |
2.00% |
¥211,824 |
¥127,094,325 |
¥46,794,325 |
| 50 |
2.10% |
¥216,278 |
¥129,767,097 |
¥49,467,097 |
| 50 |
2.20% |
¥220,783 |
¥132,469,795 |
¥52,169,795 |
| 50 |
2.30% |
¥225,337 |
¥135,202,103 |
¥54,902,103 |
| 50 |
2.40% |
¥229,939 |
¥137,963,694 |
¥57,663,694 |
| 50 |
2.50% |
¥234,590 |
¥140,754,233 |
¥60,454,233 |
| 50 |
2.60% |
¥239,289 |
¥143,573,374 |
¥63,273,374 |
| 50 |
2.70% |
¥244,035 |
¥146,420,763 |
¥66,120,763 |
| 50 |
2.80% |
¥248,827 |
¥149,296,038 |
¥68,996,038 |
| 50 |
2.90% |
¥253,665 |
¥152,198,829 |
¥71,898,829 |
| 50 |
3.00% |
¥258,548 |
¥155,128,759 |
¥74,828,759 |
8030万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥173,395 |
¥93,633,361 |
¥13,333,361 |
| 45 |
0.80% |
¥177,122 |
¥95,645,849 |
¥15,345,849 |
| 45 |
0.90% |
¥180,898 |
¥97,685,062 |
¥17,385,062 |
| 45 |
1.00% |
¥184,724 |
¥99,750,906 |
¥19,450,906 |
| 45 |
1.10% |
¥188,599 |
¥101,843,275 |
¥21,543,275 |
| 45 |
1.20% |
¥192,522 |
¥103,962,054 |
¥23,662,054 |
| 45 |
1.30% |
¥196,495 |
¥106,107,119 |
¥25,807,119 |
| 45 |
1.40% |
¥200,515 |
¥108,278,333 |
¥27,978,333 |
| 45 |
1.50% |
¥204,584 |
¥110,475,552 |
¥30,175,552 |
| 45 |
1.60% |
¥208,701 |
¥112,698,623 |
¥32,398,623 |
| 45 |
1.70% |
¥212,866 |
¥114,947,382 |
¥34,647,382 |
| 45 |
1.80% |
¥217,077 |
¥117,221,657 |
¥36,921,657 |
| 45 |
1.90% |
¥221,336 |
¥119,521,267 |
¥39,221,267 |
| 45 |
2.00% |
¥225,641 |
¥121,846,023 |
¥41,546,023 |
| 45 |
2.10% |
¥229,992 |
¥124,195,727 |
¥43,895,727 |
| 45 |
2.20% |
¥234,389 |
¥126,570,174 |
¥46,270,174 |
| 45 |
2.30% |
¥238,832 |
¥128,969,150 |
¥48,669,150 |
| 45 |
2.40% |
¥243,319 |
¥131,392,435 |
¥51,092,435 |
| 45 |
2.50% |
¥247,851 |
¥133,839,800 |
¥53,539,800 |
| 45 |
2.60% |
¥252,428 |
¥136,311,012 |
¥56,011,012 |
| 45 |
2.70% |
¥257,048 |
¥138,805,828 |
¥58,505,828 |
| 45 |
2.80% |
¥261,711 |
¥141,324,002 |
¥61,024,002 |
| 45 |
2.90% |
¥266,417 |
¥143,865,280 |
¥63,565,280 |
| 45 |
3.00% |
¥271,166 |
¥146,429,402 |
¥66,129,402 |
8030万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥191,853 |
¥92,089,209 |
¥11,789,209 |
| 40 |
0.80% |
¥195,539 |
¥93,858,597 |
¥13,558,597 |
| 40 |
0.90% |
¥199,269 |
¥95,649,158 |
¥15,349,158 |
| 40 |
1.00% |
¥203,043 |
¥97,460,834 |
¥17,160,834 |
| 40 |
1.10% |
¥206,862 |
¥99,293,557 |
¥18,993,557 |
| 40 |
1.20% |
¥210,723 |
¥101,147,254 |
¥20,847,254 |
| 40 |
1.30% |
¥214,629 |
¥103,021,846 |
¥22,721,846 |
| 40 |
1.40% |
¥218,578 |
¥104,917,248 |
¥24,617,248 |
| 40 |
1.50% |
¥222,570 |
¥106,833,368 |
¥26,533,368 |
| 40 |
1.60% |
¥226,604 |
¥108,770,109 |
¥28,470,109 |
| 40 |
1.70% |
¥230,682 |
¥110,727,366 |
¥30,427,366 |
| 40 |
1.80% |
¥234,802 |
¥112,705,030 |
¥32,405,030 |
| 40 |
1.90% |
¥238,965 |
¥114,702,987 |
¥34,402,987 |
| 40 |
2.00% |
¥243,169 |
¥116,721,114 |
¥36,421,114 |
| 40 |
2.10% |
¥247,415 |
¥118,759,287 |
¥38,459,287 |
| 40 |
2.20% |
¥251,703 |
¥120,817,373 |
¥40,517,373 |
| 40 |
2.30% |
¥256,032 |
¥122,895,236 |
¥42,595,236 |
| 40 |
2.40% |
¥260,402 |
¥124,992,734 |
¥44,692,734 |
| 40 |
2.50% |
¥264,812 |
¥127,109,720 |
¥46,809,720 |
| 40 |
2.60% |
¥269,263 |
¥129,246,043 |
¥48,946,043 |
| 40 |
2.70% |
¥273,753 |
¥131,401,546 |
¥51,101,546 |
| 40 |
2.80% |
¥278,283 |
¥133,576,070 |
¥53,276,070 |
| 40 |
2.90% |
¥282,853 |
¥135,769,449 |
¥55,469,449 |
| 40 |
3.00% |
¥287,461 |
¥137,981,516 |
¥57,681,516 |
8030万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥215,622 |
¥90,561,318 |
¥10,261,318 |
| 35 |
0.80% |
¥219,268 |
¥92,092,532 |
¥11,792,532 |
| 35 |
0.90% |
¥222,952 |
¥93,639,996 |
¥13,339,996 |
| 35 |
1.00% |
¥226,675 |
¥95,203,675 |
¥14,903,675 |
| 35 |
1.10% |
¥230,437 |
¥96,783,528 |
¥16,483,528 |
| 35 |
1.20% |
¥234,237 |
¥98,379,513 |
¥18,079,513 |
| 35 |
1.30% |
¥238,075 |
¥99,991,582 |
¥19,691,582 |
| 35 |
1.40% |
¥241,952 |
¥101,619,684 |
¥21,319,684 |
| 35 |
1.50% |
¥245,866 |
¥103,263,764 |
¥22,963,764 |
| 35 |
1.60% |
¥249,818 |
¥104,923,765 |
¥24,623,765 |
| 35 |
1.70% |
¥253,809 |
¥106,599,624 |
¥26,299,624 |
| 35 |
1.80% |
¥257,836 |
¥108,291,277 |
¥27,991,277 |
| 35 |
1.90% |
¥261,902 |
¥109,998,653 |
¥29,698,653 |
| 35 |
2.00% |
¥266,004 |
¥111,721,682 |
¥31,421,682 |
| 35 |
2.10% |
¥270,144 |
¥113,460,286 |
¥33,160,286 |
| 35 |
2.20% |
¥274,320 |
¥115,214,388 |
¥34,914,388 |
| 35 |
2.30% |
¥278,533 |
¥116,983,904 |
¥36,683,904 |
| 35 |
2.40% |
¥282,783 |
¥118,768,750 |
¥38,468,750 |
| 35 |
2.50% |
¥287,069 |
¥120,568,836 |
¥40,268,836 |
| 35 |
2.60% |
¥291,391 |
¥122,384,072 |
¥42,084,072 |
| 35 |
2.70% |
¥295,748 |
¥124,214,363 |
¥43,914,363 |
| 35 |
2.80% |
¥300,142 |
¥126,059,611 |
¥45,759,611 |
| 35 |
2.90% |
¥304,571 |
¥127,919,716 |
¥47,619,716 |
| 35 |
3.00% |
¥309,035 |
¥129,794,575 |
¥49,494,575 |
8030万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥247,360 |
¥89,049,719 |
¥8,749,719 |
| 30 |
0.80% |
¥250,966 |
¥90,347,706 |
¥10,047,706 |
| 30 |
0.90% |
¥254,605 |
¥91,657,657 |
¥11,357,657 |
| 30 |
1.00% |
¥258,277 |
¥92,979,553 |
¥12,679,553 |
| 30 |
1.10% |
¥261,982 |
¥94,313,370 |
¥14,013,370 |
| 30 |
1.20% |
¥265,720 |
¥95,659,085 |
¥15,359,085 |
| 30 |
1.30% |
¥269,491 |
¥97,016,673 |
¥16,716,673 |
| 30 |
1.40% |
¥273,295 |
¥98,386,105 |
¥18,086,105 |
| 30 |
1.50% |
¥277,132 |
¥99,767,350 |
¥19,467,350 |
| 30 |
1.60% |
¥281,001 |
¥101,160,378 |
¥20,860,378 |
| 30 |
1.70% |
¥284,903 |
¥102,565,154 |
¥22,265,154 |
| 30 |
1.80% |
¥288,838 |
¥103,981,641 |
¥23,681,641 |
| 30 |
1.90% |
¥292,805 |
¥105,409,802 |
¥25,109,802 |
| 30 |
2.00% |
¥296,804 |
¥106,849,597 |
¥26,549,597 |
| 30 |
2.10% |
¥300,836 |
¥108,300,984 |
¥28,000,984 |
| 30 |
2.20% |
¥304,900 |
¥109,763,919 |
¥29,463,919 |
| 30 |
2.30% |
¥308,995 |
¥111,238,357 |
¥30,938,357 |
| 30 |
2.40% |
¥313,123 |
¥112,724,250 |
¥32,424,250 |
| 30 |
2.50% |
¥317,282 |
¥114,221,549 |
¥33,921,549 |
| 30 |
2.60% |
¥321,473 |
¥115,730,204 |
¥35,430,204 |
| 30 |
2.70% |
¥325,695 |
¥117,250,161 |
¥36,950,161 |
| 30 |
2.80% |
¥329,948 |
¥118,781,366 |
¥38,481,366 |
| 30 |
2.90% |
¥334,233 |
¥120,323,763 |
¥40,023,763 |
| 30 |
3.00% |
¥338,548 |
¥121,877,294 |
¥41,577,294 |
8030万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥291,848 |
¥87,554,437 |
¥7,254,437 |
| 25 |
0.80% |
¥295,414 |
¥88,624,163 |
¥8,324,163 |
| 25 |
0.90% |
¥299,007 |
¥89,702,212 |
¥9,402,212 |
| 25 |
1.00% |
¥302,629 |
¥90,788,574 |
¥10,488,574 |
| 25 |
1.10% |
¥306,277 |
¥91,883,238 |
¥11,583,238 |
| 25 |
1.20% |
¥309,954 |
¥92,986,192 |
¥12,686,192 |
| 25 |
1.30% |
¥313,658 |
¥94,097,424 |
¥13,797,424 |
| 25 |
1.40% |
¥317,390 |
¥95,216,918 |
¥14,916,918 |
| 25 |
1.50% |
¥321,149 |
¥96,344,661 |
¥16,044,661 |
| 25 |
1.60% |
¥324,935 |
¥97,480,636 |
¥17,180,636 |
| 25 |
1.70% |
¥328,749 |
¥98,624,827 |
¥18,324,827 |
| 25 |
1.80% |
¥332,591 |
¥99,777,216 |
¥19,477,216 |
| 25 |
1.90% |
¥336,459 |
¥100,937,784 |
¥20,637,784 |
| 25 |
2.00% |
¥340,355 |
¥102,106,510 |
¥21,806,510 |
| 25 |
2.10% |
¥344,278 |
¥103,283,375 |
¥22,983,375 |
| 25 |
2.20% |
¥348,228 |
¥104,468,357 |
¥24,168,357 |
| 25 |
2.30% |
¥352,205 |
¥105,661,433 |
¥25,361,433 |
| 25 |
2.40% |
¥356,209 |
¥106,862,579 |
¥26,562,579 |
| 25 |
2.50% |
¥360,239 |
¥108,071,771 |
¥27,771,771 |
| 25 |
2.60% |
¥364,297 |
¥109,288,984 |
¥28,988,984 |
| 25 |
2.70% |
¥368,381 |
¥110,514,192 |
¥30,214,192 |
| 25 |
2.80% |
¥372,491 |
¥111,747,367 |
¥31,447,367 |
| 25 |
2.90% |
¥376,628 |
¥112,988,481 |
¥32,688,481 |
| 25 |
3.00% |
¥380,792 |
¥114,237,506 |
¥33,937,506 |
8030万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥358,648 |
¥86,075,494 |
¥5,775,494 |
| 20 |
0.80% |
¥362,175 |
¥86,921,940 |
¥6,621,940 |
| 20 |
0.90% |
¥365,724 |
¥87,773,721 |
¥7,473,721 |
| 20 |
1.00% |
¥369,295 |
¥88,630,831 |
¥8,330,831 |
| 20 |
1.10% |
¥372,889 |
¥89,493,266 |
¥9,193,266 |
| 20 |
1.20% |
¥376,504 |
¥90,361,022 |
¥10,061,022 |
| 20 |
1.30% |
¥380,142 |
¥91,234,092 |
¥10,934,092 |
| 20 |
1.40% |
¥383,802 |
¥92,112,470 |
¥11,812,470 |
| 20 |
1.50% |
¥387,484 |
¥92,996,151 |
¥12,696,151 |
| 20 |
1.60% |
¥391,188 |
¥93,885,127 |
¥13,585,127 |
| 20 |
1.70% |
¥394,914 |
¥94,779,392 |
¥14,479,392 |
| 20 |
1.80% |
¥398,662 |
¥95,678,937 |
¥15,378,937 |
| 20 |
1.90% |
¥402,432 |
¥96,583,755 |
¥16,283,755 |
| 20 |
2.00% |
¥406,224 |
¥97,493,836 |
¥17,193,836 |
| 20 |
2.10% |
¥410,038 |
¥98,409,174 |
¥18,109,174 |
| 20 |
2.20% |
¥413,874 |
¥99,329,757 |
¥19,029,757 |
| 20 |
2.30% |
¥417,732 |
¥100,255,577 |
¥19,955,577 |
| 20 |
2.40% |
¥421,611 |
¥101,186,623 |
¥20,886,623 |
| 20 |
2.50% |
¥425,512 |
¥102,122,886 |
¥21,822,886 |
| 20 |
2.60% |
¥429,435 |
¥103,064,353 |
¥22,764,353 |
| 20 |
2.70% |
¥433,379 |
¥104,011,015 |
¥23,711,015 |
| 20 |
2.80% |
¥437,345 |
¥104,962,860 |
¥24,662,860 |
| 20 |
2.90% |
¥441,333 |
¥105,919,875 |
¥25,619,875 |
| 20 |
3.00% |
¥445,342 |
¥106,882,049 |
¥26,582,049 |
8030万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥470,072 |
¥84,612,909 |
¥4,312,909 |
| 15 |
0.80% |
¥473,561 |
¥85,241,068 |
¥4,941,068 |
| 15 |
0.90% |
¥477,068 |
¥85,872,232 |
¥5,572,232 |
| 15 |
1.00% |
¥480,591 |
¥86,506,397 |
¥6,206,397 |
| 15 |
1.10% |
¥484,131 |
¥87,143,563 |
¥6,843,563 |
| 15 |
1.20% |
¥487,687 |
¥87,783,728 |
¥7,483,728 |
| 15 |
1.30% |
¥491,261 |
¥88,426,890 |
¥8,126,890 |
| 15 |
1.40% |
¥494,850 |
¥89,073,047 |
¥8,773,047 |
| 15 |
1.50% |
¥498,457 |
¥89,722,196 |
¥9,422,196 |
| 15 |
1.60% |
¥502,080 |
¥90,374,336 |
¥10,074,336 |
| 15 |
1.70% |
¥505,719 |
¥91,029,464 |
¥10,729,464 |
| 15 |
1.80% |
¥509,375 |
¥91,687,577 |
¥11,387,577 |
| 15 |
1.90% |
¥513,048 |
¥92,348,672 |
¥12,048,672 |
| 15 |
2.00% |
¥516,737 |
¥93,012,748 |
¥12,712,748 |
| 15 |
2.10% |
¥520,443 |
¥93,679,800 |
¥13,379,800 |
| 15 |
2.20% |
¥524,166 |
¥94,349,826 |
¥14,049,826 |
| 15 |
2.30% |
¥527,905 |
¥95,022,822 |
¥14,722,822 |
| 15 |
2.40% |
¥531,660 |
¥95,698,785 |
¥15,398,785 |
| 15 |
2.50% |
¥535,432 |
¥96,377,712 |
¥16,077,712 |
| 15 |
2.60% |
¥539,220 |
¥97,059,599 |
¥16,759,599 |
| 15 |
2.70% |
¥543,025 |
¥97,744,442 |
¥17,444,442 |
| 15 |
2.80% |
¥546,846 |
¥98,432,238 |
¥18,132,238 |
| 15 |
2.90% |
¥550,683 |
¥99,122,982 |
¥18,822,982 |
| 15 |
3.00% |
¥554,537 |
¥99,816,670 |
¥19,516,670 |
8030万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥693,056 |
¥83,166,695 |
¥2,866,695 |
| 10 |
0.80% |
¥696,513 |
¥83,581,572 |
¥3,281,572 |
| 10 |
0.90% |
¥699,982 |
¥83,997,784 |
¥3,697,784 |
| 10 |
1.00% |
¥703,461 |
¥84,415,331 |
¥4,115,331 |
| 10 |
1.10% |
¥706,952 |
¥84,834,214 |
¥4,534,214 |
| 10 |
1.20% |
¥710,454 |
¥85,254,432 |
¥4,954,432 |
| 10 |
1.30% |
¥713,967 |
¥85,675,984 |
¥5,375,984 |
| 10 |
1.40% |
¥717,491 |
¥86,098,870 |
¥5,798,870 |
| 10 |
1.50% |
¥721,026 |
¥86,523,089 |
¥6,223,089 |
| 10 |
1.60% |
¥724,572 |
¥86,948,641 |
¥6,648,641 |
| 10 |
1.70% |
¥728,129 |
¥87,375,525 |
¥7,075,525 |
| 10 |
1.80% |
¥731,698 |
¥87,803,741 |
¥7,503,741 |
| 10 |
1.90% |
¥735,277 |
¥88,233,287 |
¥7,933,287 |
| 10 |
2.00% |
¥738,868 |
¥88,664,164 |
¥8,364,164 |
| 10 |
2.10% |
¥742,470 |
¥89,096,371 |
¥8,796,371 |
| 10 |
2.20% |
¥746,083 |
¥89,529,906 |
¥9,229,906 |
| 10 |
2.30% |
¥749,706 |
¥89,964,769 |
¥9,664,769 |
| 10 |
2.40% |
¥753,341 |
¥90,400,960 |
¥10,100,960 |
| 10 |
2.50% |
¥756,987 |
¥90,838,477 |
¥10,538,477 |
| 10 |
2.60% |
¥760,644 |
¥91,277,320 |
¥10,977,320 |
| 10 |
2.70% |
¥764,312 |
¥91,717,488 |
¥11,417,488 |
| 10 |
2.80% |
¥767,992 |
¥92,158,981 |
¥11,858,981 |
| 10 |
2.90% |
¥771,682 |
¥92,601,796 |
¥12,301,796 |
| 10 |
3.00% |
¥775,383 |
¥93,045,934 |
¥12,745,934 |