8040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8040万円の住宅ローン｜期間・年数別
8040万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥158,854 | ¥95,312,289 | ¥14,912,289 |
| 50 | 0.80% | ¥162,626 | ¥97,575,595 | ¥17,175,595 |
| 50 | 0.90% | ¥166,453 | ¥99,871,836 | ¥19,471,836 |
| 50 | 1.00% | ¥170,335 | ¥102,200,869 | ¥21,800,869 |
| 50 | 1.10% | ¥174,271 | ¥104,562,535 | ¥24,162,535 |
| 50 | 1.20% | ¥178,261 | ¥106,956,660 | ¥26,556,660 |
| 50 | 1.30% | ¥182,305 | ¥109,383,057 | ¥28,983,057 |
| 50 | 1.40% | ¥186,403 | ¥111,841,521 | ¥31,441,521 |
| 50 | 1.50% | ¥190,553 | ¥114,331,835 | ¥33,931,835 |
| 50 | 1.60% | ¥194,756 | ¥116,853,768 | ¥36,453,768 |
| 50 | 1.70% | ¥199,012 | ¥119,407,075 | ¥39,007,075 |
| 50 | 1.80% | ¥203,319 | ¥121,991,499 | ¥41,591,499 |
| 50 | 1.90% | ¥207,678 | ¥124,606,767 | ¥44,206,767 |
| 50 | 2.00% | ¥212,088 | ¥127,252,599 | ¥46,852,599 |
| 50 | 2.10% | ¥216,548 | ¥129,928,700 | ¥49,528,700 |
| 50 | 2.20% | ¥221,058 | ¥132,634,764 | ¥52,234,764 |
| 50 | 2.30% | ¥225,617 | ¥135,370,474 | ¥54,970,474 |
| 50 | 2.40% | ¥230,226 | ¥138,135,505 | ¥57,735,505 |
| 50 | 2.50% | ¥234,883 | ¥140,929,519 | ¥60,529,519 |
| 50 | 2.60% | ¥239,587 | ¥143,752,170 | ¥63,352,170 |
| 50 | 2.70% | ¥244,339 | ¥146,603,105 | ¥66,203,105 |
| 50 | 2.80% | ¥249,137 | ¥149,481,961 | ¥69,081,961 |
| 50 | 2.90% | ¥253,981 | ¥152,388,367 | ¥71,988,367 |
| 50 | 3.00% | ¥258,870 | ¥155,321,945 | ¥74,921,945 |
8040万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥173,611 | ¥93,749,966 | ¥13,349,966 |
| 45 | 0.80% | ¥177,343 | ¥95,764,960 | ¥15,364,960 |
| 45 | 0.90% | ¥181,124 | ¥97,806,713 | ¥17,406,713 |
| 45 | 1.00% | ¥184,954 | ¥99,875,129 | ¥19,475,129 |
| 45 | 1.10% | ¥188,834 | ¥101,970,104 | ¥21,570,104 |
| 45 | 1.20% | ¥192,762 | ¥104,091,522 | ¥23,691,522 |
| 45 | 1.30% | ¥196,739 | ¥106,239,257 | ¥25,839,257 |
| 45 | 1.40% | ¥200,765 | ¥108,413,175 | ¥28,013,175 |
| 45 | 1.50% | ¥204,839 | ¥110,613,131 | ¥30,213,131 |
| 45 | 1.60% | ¥208,961 | ¥112,838,970 | ¥32,438,970 |
| 45 | 1.70% | ¥213,131 | ¥115,090,529 | ¥34,690,529 |
| 45 | 1.80% | ¥217,347 | ¥117,367,636 | ¥36,967,636 |
| 45 | 1.90% | ¥221,611 | ¥119,670,110 | ¥39,270,110 |
| 45 | 2.00% | ¥225,922 | ¥121,997,761 | ¥41,597,761 |
| 45 | 2.10% | ¥230,279 | ¥124,350,392 | ¥43,950,392 |
| 45 | 2.20% | ¥234,681 | ¥126,727,795 | ¥46,327,795 |
| 45 | 2.30% | ¥239,129 | ¥129,129,759 | ¥48,729,759 |
| 45 | 2.40% | ¥243,622 | ¥131,556,062 | ¥51,156,062 |
| 45 | 2.50% | ¥248,160 | ¥134,006,475 | ¥53,606,475 |
| 45 | 2.60% | ¥252,742 | ¥136,480,764 | ¥56,080,764 |
| 45 | 2.70% | ¥257,368 | ¥138,978,687 | ¥58,578,687 |
| 45 | 2.80% | ¥262,037 | ¥141,499,997 | ¥61,099,997 |
| 45 | 2.90% | ¥266,749 | ¥144,044,439 | ¥63,644,439 |
| 45 | 3.00% | ¥271,503 | ¥146,611,755 | ¥66,211,755 |
8040万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥192,091 | ¥92,203,890 | ¥11,803,890 |
| 40 | 0.80% | ¥195,782 | ¥93,975,482 | ¥13,575,482 |
| 40 | 0.90% | ¥199,517 | ¥95,768,273 | ¥15,368,273 |
| 40 | 1.00% | ¥203,296 | ¥97,582,205 | ¥17,182,205 |
| 40 | 1.10% | ¥207,119 | ¥99,417,210 | ¥19,017,210 |
| 40 | 1.20% | ¥210,986 | ¥101,273,215 | ¥20,873,215 |
| 40 | 1.30% | ¥214,896 | ¥103,150,142 | ¥22,750,142 |
| 40 | 1.40% | ¥218,850 | ¥105,047,905 | ¥24,647,905 |
| 40 | 1.50% | ¥222,847 | ¥106,966,411 | ¥26,566,411 |
| 40 | 1.60% | ¥226,887 | ¥108,905,563 | ¥28,505,563 |
| 40 | 1.70% | ¥230,969 | ¥110,865,258 | ¥30,465,258 |
| 40 | 1.80% | ¥235,095 | ¥112,845,385 | ¥32,445,385 |
| 40 | 1.90% | ¥239,262 | ¥114,845,830 | ¥34,445,830 |
| 40 | 2.00% | ¥243,472 | ¥116,866,471 | ¥36,466,471 |
| 40 | 2.10% | ¥247,723 | ¥118,907,182 | ¥38,507,182 |
| 40 | 2.20% | ¥252,016 | ¥120,967,831 | ¥40,567,831 |
| 40 | 2.30% | ¥256,351 | ¥123,048,281 | ¥42,648,281 |
| 40 | 2.40% | ¥260,726 | ¥125,148,391 | ¥44,748,391 |
| 40 | 2.50% | ¥265,142 | ¥127,268,013 | ¥46,868,013 |
| 40 | 2.60% | ¥269,598 | ¥129,406,997 | ¥49,006,997 |
| 40 | 2.70% | ¥274,094 | ¥131,565,185 | ¥51,165,185 |
| 40 | 2.80% | ¥278,630 | ¥133,742,416 | ¥53,342,416 |
| 40 | 2.90% | ¥283,205 | ¥135,938,527 | ¥55,538,527 |
| 40 | 3.00% | ¥287,819 | ¥138,153,348 | ¥57,753,348 |
8040万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥215,891 | ¥90,674,097 | ¥10,274,097 |
| 35 | 0.80% | ¥219,541 | ¥92,207,218 | ¥11,807,218 |
| 35 | 0.90% | ¥223,230 | ¥93,756,609 | ¥13,356,609 |
| 35 | 1.00% | ¥226,958 | ¥95,322,235 | ¥14,922,235 |
| 35 | 1.10% | ¥230,724 | ¥96,904,056 | ¥16,504,056 |
| 35 | 1.20% | ¥234,529 | ¥98,502,028 | ¥18,102,028 |
| 35 | 1.30% | ¥238,372 | ¥100,116,104 | ¥19,716,104 |
| 35 | 1.40% | ¥242,253 | ¥101,746,234 | ¥21,346,234 |
| 35 | 1.50% | ¥246,172 | ¥103,392,362 | ¥22,992,362 |
| 35 | 1.60% | ¥250,130 | ¥105,054,430 | ¥24,654,430 |
| 35 | 1.70% | ¥254,125 | ¥106,732,376 | ¥26,332,376 |
| 35 | 1.80% | ¥258,157 | ¥108,426,135 | ¥28,026,135 |
| 35 | 1.90% | ¥262,228 | ¥110,135,638 | ¥29,735,638 |
| 35 | 2.00% | ¥266,335 | ¥111,860,812 | ¥31,460,812 |
| 35 | 2.10% | ¥270,480 | ¥113,601,582 | ¥33,201,582 |
| 35 | 2.20% | ¥274,662 | ¥115,357,868 | ¥34,957,868 |
| 35 | 2.30% | ¥278,880 | ¥117,129,588 | ¥36,729,588 |
| 35 | 2.40% | ¥283,135 | ¥118,916,656 | ¥38,516,656 |
| 35 | 2.50% | ¥287,426 | ¥120,718,984 | ¥40,318,984 |
| 35 | 2.60% | ¥291,754 | ¥122,536,481 | ¥42,136,481 |
| 35 | 2.70% | ¥296,117 | ¥124,369,051 | ¥43,969,051 |
| 35 | 2.80% | ¥300,516 | ¥126,216,597 | ¥45,816,597 |
| 35 | 2.90% | ¥304,950 | ¥128,079,018 | ¥47,679,018 |
| 35 | 3.00% | ¥309,420 | ¥129,956,212 | ¥49,556,212 |
8040万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥247,668 | ¥89,160,615 | ¥8,760,615 |
| 30 | 0.80% | ¥251,278 | ¥90,460,219 | ¥10,060,219 |
| 30 | 0.90% | ¥254,922 | ¥91,771,801 | ¥11,371,801 |
| 30 | 1.00% | ¥258,598 | ¥93,095,343 | ¥12,695,343 |
| 30 | 1.10% | ¥262,308 | ¥94,430,821 | ¥14,030,821 |
| 30 | 1.20% | ¥266,051 | ¥95,778,212 | ¥15,378,212 |
| 30 | 1.30% | ¥269,826 | ¥97,137,491 | ¥16,737,491 |
| 30 | 1.40% | ¥273,635 | ¥98,508,628 | ¥18,108,628 |
| 30 | 1.50% | ¥277,477 | ¥99,891,594 | ¥19,491,594 |
| 30 | 1.60% | ¥281,351 | ¥101,286,356 | ¥20,886,356 |
| 30 | 1.70% | ¥285,258 | ¥102,692,881 | ¥22,292,881 |
| 30 | 1.80% | ¥289,198 | ¥104,111,133 | ¥23,711,133 |
| 30 | 1.90% | ¥293,170 | ¥105,541,072 | ¥25,141,072 |
| 30 | 2.00% | ¥297,174 | ¥106,982,660 | ¥26,582,660 |
| 30 | 2.10% | ¥301,211 | ¥108,435,855 | ¥28,035,855 |
| 30 | 2.20% | ¥305,279 | ¥109,900,612 | ¥29,500,612 |
| 30 | 2.30% | ¥309,380 | ¥111,376,886 | ¥30,976,886 |
| 30 | 2.40% | ¥313,513 | ¥112,864,629 | ¥32,464,629 |
| 30 | 2.50% | ¥317,677 | ¥114,363,793 | ¥33,963,793 |
| 30 | 2.60% | ¥321,873 | ¥115,874,326 | ¥35,474,326 |
| 30 | 2.70% | ¥326,100 | ¥117,396,176 | ¥36,996,176 |
| 30 | 2.80% | ¥330,359 | ¥118,929,288 | ¥38,529,288 |
| 30 | 2.90% | ¥334,649 | ¥120,473,605 | ¥40,073,605 |
| 30 | 3.00% | ¥338,970 | ¥122,029,072 | ¥41,629,072 |
8040万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥292,212 | ¥87,663,471 | ¥7,263,471 |
| 25 | 0.80% | ¥295,782 | ¥88,734,529 | ¥8,334,529 |
| 25 | 0.90% | ¥299,380 | ¥89,813,921 | ¥9,413,921 |
| 25 | 1.00% | ¥303,005 | ¥90,901,636 | ¥10,501,636 |
| 25 | 1.10% | ¥306,659 | ¥91,997,663 | ¥11,597,663 |
| 25 | 1.20% | ¥310,340 | ¥93,101,991 | ¥12,701,991 |
| 25 | 1.30% | ¥314,049 | ¥94,214,606 | ¥13,814,606 |
| 25 | 1.40% | ¥317,785 | ¥95,335,495 | ¥14,935,495 |
| 25 | 1.50% | ¥321,549 | ¥96,464,642 | ¥16,064,642 |
| 25 | 1.60% | ¥325,340 | ¥97,602,032 | ¥17,202,032 |
| 25 | 1.70% | ¥329,159 | ¥98,747,648 | ¥18,347,648 |
| 25 | 1.80% | ¥333,005 | ¥99,901,472 | ¥19,501,472 |
| 25 | 1.90% | ¥336,878 | ¥101,063,484 | ¥20,663,484 |
| 25 | 2.00% | ¥340,779 | ¥102,233,666 | ¥21,833,666 |
| 25 | 2.10% | ¥344,707 | ¥103,411,997 | ¥23,011,997 |
| 25 | 2.20% | ¥348,662 | ¥104,598,454 | ¥24,198,454 |
| 25 | 2.30% | ¥352,643 | ¥105,793,016 | ¥25,393,016 |
| 25 | 2.40% | ¥356,652 | ¥106,995,658 | ¥26,595,658 |
| 25 | 2.50% | ¥360,688 | ¥108,206,356 | ¥27,806,356 |
| 25 | 2.60% | ¥364,750 | ¥109,425,085 | ¥29,025,085 |
| 25 | 2.70% | ¥368,839 | ¥110,651,818 | ¥30,251,818 |
| 25 | 2.80% | ¥372,955 | ¥111,886,529 | ¥31,486,529 |
| 25 | 2.90% | ¥377,097 | ¥113,129,189 | ¥32,729,189 |
| 25 | 3.00% | ¥381,266 | ¥114,379,769 | ¥33,979,769 |
8040万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥359,095 | ¥86,182,687 | ¥5,782,687 |
| 20 | 0.80% | ¥362,626 | ¥87,030,187 | ¥6,630,187 |
| 20 | 0.90% | ¥366,179 | ¥87,883,028 | ¥7,483,028 |
| 20 | 1.00% | ¥369,755 | ¥88,741,205 | ¥8,341,205 |
| 20 | 1.10% | ¥373,353 | ¥89,604,715 | ¥9,204,715 |
| 20 | 1.20% | ¥376,973 | ¥90,473,551 | ¥10,073,551 |
| 20 | 1.30% | ¥380,615 | ¥91,347,708 | ¥10,947,708 |
| 20 | 1.40% | ¥384,280 | ¥92,227,181 | ¥11,827,181 |
| 20 | 1.50% | ¥387,967 | ¥93,111,962 | ¥12,711,962 |
| 20 | 1.60% | ¥391,675 | ¥94,002,045 | ¥13,602,045 |
| 20 | 1.70% | ¥395,406 | ¥94,897,423 | ¥14,497,423 |
| 20 | 1.80% | ¥399,159 | ¥95,798,089 | ¥15,398,089 |
| 20 | 1.90% | ¥402,933 | ¥96,704,033 | ¥16,304,033 |
| 20 | 2.00% | ¥406,730 | ¥97,615,248 | ¥17,215,248 |
| 20 | 2.10% | ¥410,549 | ¥98,531,725 | ¥18,131,725 |
| 20 | 2.20% | ¥414,389 | ¥99,453,455 | ¥19,053,455 |
| 20 | 2.30% | ¥418,252 | ¥100,380,428 | ¥19,980,428 |
| 20 | 2.40% | ¥422,136 | ¥101,312,634 | ¥20,912,634 |
| 20 | 2.50% | ¥426,042 | ¥102,250,062 | ¥21,850,062 |
| 20 | 2.60% | ¥429,970 | ¥103,192,703 | ¥22,792,703 |
| 20 | 2.70% | ¥433,919 | ¥104,140,543 | ¥23,740,543 |
| 20 | 2.80% | ¥437,890 | ¥105,093,573 | ¥24,693,573 |
| 20 | 2.90% | ¥441,882 | ¥106,051,781 | ¥25,651,781 |
| 20 | 3.00% | ¥445,896 | ¥107,015,152 | ¥26,615,152 |
8040万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥470,657 | ¥84,718,280 | ¥4,318,280 |
| 15 | 0.80% | ¥474,151 | ¥85,347,222 | ¥4,947,222 |
| 15 | 0.90% | ¥477,662 | ¥85,979,171 | ¥5,579,171 |
| 15 | 1.00% | ¥481,190 | ¥86,614,126 | ¥6,214,126 |
| 15 | 1.10% | ¥484,734 | ¥87,252,086 | ¥6,852,086 |
| 15 | 1.20% | ¥488,295 | ¥87,893,048 | ¥7,493,048 |
| 15 | 1.30% | ¥491,872 | ¥88,537,011 | ¥8,137,011 |
| 15 | 1.40% | ¥495,467 | ¥89,183,972 | ¥8,783,972 |
| 15 | 1.50% | ¥499,077 | ¥89,833,930 | ¥9,433,930 |
| 15 | 1.60% | ¥502,705 | ¥90,486,882 | ¥10,086,882 |
| 15 | 1.70% | ¥506,349 | ¥91,142,825 | ¥10,742,825 |
| 15 | 1.80% | ¥510,010 | ¥91,801,758 | ¥11,401,758 |
| 15 | 1.90% | ¥513,687 | ¥92,463,677 | ¥12,063,677 |
| 15 | 2.00% | ¥517,381 | ¥93,128,579 | ¥12,728,579 |
| 15 | 2.10% | ¥521,091 | ¥93,796,462 | ¥13,396,462 |
| 15 | 2.20% | ¥524,818 | ¥94,467,322 | ¥14,067,322 |
| 15 | 2.30% | ¥528,562 | ¥95,141,157 | ¥14,741,157 |
| 15 | 2.40% | ¥532,322 | ¥95,817,962 | ¥15,417,962 |
| 15 | 2.50% | ¥536,099 | ¥96,497,734 | ¥16,097,734 |
| 15 | 2.60% | ¥539,892 | ¥97,180,470 | ¥16,780,470 |
| 15 | 2.70% | ¥543,701 | ¥97,866,167 | ¥17,466,167 |
| 15 | 2.80% | ¥547,527 | ¥98,554,819 | ¥18,154,819 |
| 15 | 2.90% | ¥551,369 | ¥99,246,423 | ¥18,846,423 |
| 15 | 3.00% | ¥555,228 | ¥99,940,975 | ¥19,540,975 |
8040万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥693,919 | ¥83,270,265 | ¥2,870,265 |
| 10 | 0.80% | ¥697,380 | ¥83,685,658 | ¥3,285,658 |
| 10 | 0.90% | ¥700,853 | ¥84,102,389 | ¥3,702,389 |
| 10 | 1.00% | ¥704,337 | ¥84,520,456 | ¥4,120,456 |
| 10 | 1.10% | ¥707,832 | ¥84,939,861 | ¥4,539,861 |
| 10 | 1.20% | ¥711,338 | ¥85,360,602 | ¥4,960,602 |
| 10 | 1.30% | ¥714,856 | ¥85,782,679 | ¥5,382,679 |
| 10 | 1.40% | ¥718,384 | ¥86,206,092 | ¥5,806,092 |
| 10 | 1.50% | ¥721,924 | ¥86,630,839 | ¥6,230,839 |
| 10 | 1.60% | ¥725,474 | ¥87,056,921 | ¥6,656,921 |
| 10 | 1.70% | ¥729,036 | ¥87,484,337 | ¥7,084,337 |
| 10 | 1.80% | ¥732,609 | ¥87,913,085 | ¥7,513,085 |
| 10 | 1.90% | ¥736,193 | ¥88,343,167 | ¥7,943,167 |
| 10 | 2.00% | ¥739,788 | ¥88,774,580 | ¥8,374,580 |
| 10 | 2.10% | ¥743,394 | ¥89,207,325 | ¥8,807,325 |
| 10 | 2.20% | ¥747,012 | ¥89,641,400 | ¥9,241,400 |
| 10 | 2.30% | ¥750,640 | ¥90,076,805 | ¥9,676,805 |
| 10 | 2.40% | ¥754,279 | ¥90,513,539 | ¥10,113,539 |
| 10 | 2.50% | ¥757,930 | ¥90,951,601 | ¥10,551,601 |
| 10 | 2.60% | ¥761,592 | ¥91,390,991 | ¥10,990,991 |
| 10 | 2.70% | ¥765,264 | ¥91,831,707 | ¥11,431,707 |
| 10 | 2.80% | ¥768,948 | ¥92,273,749 | ¥11,873,749 |
| 10 | 2.90% | ¥772,643 | ¥92,717,116 | ¥12,317,116 |
| 10 | 3.00% | ¥776,348 | ¥93,161,806 | ¥12,761,806 |
