8050万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8050万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8050万円の住宅ローン|期間・年数別
8050万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥159,051 |
¥95,430,837 |
¥14,930,837 |
| 50 |
0.80% |
¥162,828 |
¥97,696,958 |
¥17,196,958 |
| 50 |
0.90% |
¥166,660 |
¥99,996,054 |
¥19,496,054 |
| 50 |
1.00% |
¥170,547 |
¥102,327,984 |
¥21,827,984 |
| 50 |
1.10% |
¥174,488 |
¥104,692,588 |
¥24,192,588 |
| 50 |
1.20% |
¥178,483 |
¥107,089,691 |
¥26,589,691 |
| 50 |
1.30% |
¥182,532 |
¥109,519,106 |
¥29,019,106 |
| 50 |
1.40% |
¥186,634 |
¥111,980,627 |
¥31,480,627 |
| 50 |
1.50% |
¥190,790 |
¥114,474,039 |
¥33,974,039 |
| 50 |
1.60% |
¥194,999 |
¥116,999,109 |
¥36,499,109 |
| 50 |
1.70% |
¥199,259 |
¥119,555,592 |
¥39,055,592 |
| 50 |
1.80% |
¥203,572 |
¥122,143,229 |
¥41,643,229 |
| 50 |
1.90% |
¥207,936 |
¥124,761,751 |
¥44,261,751 |
| 50 |
2.00% |
¥212,351 |
¥127,410,874 |
¥46,910,874 |
| 50 |
2.10% |
¥216,817 |
¥130,090,303 |
¥49,590,303 |
| 50 |
2.20% |
¥221,333 |
¥132,799,732 |
¥52,299,732 |
| 50 |
2.30% |
¥225,898 |
¥135,538,845 |
¥55,038,845 |
| 50 |
2.40% |
¥230,512 |
¥138,307,315 |
¥57,807,315 |
| 50 |
2.50% |
¥235,175 |
¥141,104,804 |
¥60,604,804 |
| 50 |
2.60% |
¥239,885 |
¥143,930,966 |
¥63,430,966 |
| 50 |
2.70% |
¥244,642 |
¥146,785,447 |
¥66,285,447 |
| 50 |
2.80% |
¥249,446 |
¥149,667,884 |
¥69,167,884 |
| 50 |
2.90% |
¥254,297 |
¥152,577,904 |
¥72,077,904 |
| 50 |
3.00% |
¥259,192 |
¥155,515,132 |
¥75,015,132 |
8050万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥173,827 |
¥93,866,570 |
¥13,366,570 |
| 45 |
0.80% |
¥177,563 |
¥95,884,070 |
¥15,384,070 |
| 45 |
0.90% |
¥181,349 |
¥97,928,363 |
¥17,428,363 |
| 45 |
1.00% |
¥185,184 |
¥99,999,352 |
¥19,499,352 |
| 45 |
1.10% |
¥189,068 |
¥102,096,932 |
¥21,596,932 |
| 45 |
1.20% |
¥193,002 |
¥104,220,989 |
¥23,720,989 |
| 45 |
1.30% |
¥196,984 |
¥106,371,395 |
¥25,871,395 |
| 45 |
1.40% |
¥201,015 |
¥108,548,017 |
¥28,048,017 |
| 45 |
1.50% |
¥205,094 |
¥110,750,709 |
¥30,250,709 |
| 45 |
1.60% |
¥209,221 |
¥112,979,317 |
¥32,479,317 |
| 45 |
1.70% |
¥213,396 |
¥115,233,677 |
¥34,733,677 |
| 45 |
1.80% |
¥217,618 |
¥117,513,616 |
¥37,013,616 |
| 45 |
1.90% |
¥221,887 |
¥119,818,954 |
¥39,318,954 |
| 45 |
2.00% |
¥226,203 |
¥122,149,500 |
¥41,649,500 |
| 45 |
2.10% |
¥230,565 |
¥124,505,056 |
¥44,005,056 |
| 45 |
2.20% |
¥234,973 |
¥126,885,417 |
¥46,385,417 |
| 45 |
2.30% |
¥239,427 |
¥129,290,368 |
¥48,790,368 |
| 45 |
2.40% |
¥243,925 |
¥131,719,688 |
¥51,219,688 |
| 45 |
2.50% |
¥248,469 |
¥134,173,150 |
¥53,673,150 |
| 45 |
2.60% |
¥253,057 |
¥136,650,516 |
¥56,150,516 |
| 45 |
2.70% |
¥257,688 |
¥139,151,546 |
¥58,651,546 |
| 45 |
2.80% |
¥262,363 |
¥141,675,992 |
¥61,175,992 |
| 45 |
2.90% |
¥267,081 |
¥144,223,599 |
¥63,723,599 |
| 45 |
3.00% |
¥271,841 |
¥146,794,108 |
¥66,294,108 |
8050万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥192,330 |
¥92,318,572 |
¥11,818,572 |
| 40 |
0.80% |
¥196,026 |
¥94,092,366 |
¥13,592,366 |
| 40 |
0.90% |
¥199,765 |
¥95,887,388 |
¥15,387,388 |
| 40 |
1.00% |
¥203,549 |
¥97,703,576 |
¥17,203,576 |
| 40 |
1.10% |
¥207,377 |
¥99,540,863 |
¥19,040,863 |
| 40 |
1.20% |
¥211,248 |
¥101,399,177 |
¥20,899,177 |
| 40 |
1.30% |
¥215,163 |
¥103,278,438 |
¥22,778,438 |
| 40 |
1.40% |
¥219,122 |
¥105,178,561 |
¥24,678,561 |
| 40 |
1.50% |
¥223,124 |
¥107,099,454 |
¥26,599,454 |
| 40 |
1.60% |
¥227,169 |
¥109,041,018 |
¥28,541,018 |
| 40 |
1.70% |
¥231,257 |
¥111,003,150 |
¥30,503,150 |
| 40 |
1.80% |
¥235,387 |
¥112,985,740 |
¥32,485,740 |
| 40 |
1.90% |
¥239,560 |
¥114,988,673 |
¥34,488,673 |
| 40 |
2.00% |
¥243,775 |
¥117,011,827 |
¥36,511,827 |
| 40 |
2.10% |
¥248,031 |
¥119,055,076 |
¥38,555,076 |
| 40 |
2.20% |
¥252,330 |
¥121,118,288 |
¥40,618,288 |
| 40 |
2.30% |
¥256,669 |
¥123,201,326 |
¥42,701,326 |
| 40 |
2.40% |
¥261,050 |
¥125,304,048 |
¥44,804,048 |
| 40 |
2.50% |
¥265,471 |
¥127,426,307 |
¥46,926,307 |
| 40 |
2.60% |
¥269,933 |
¥129,567,951 |
¥49,067,951 |
| 40 |
2.70% |
¥274,435 |
¥131,728,823 |
¥51,228,823 |
| 40 |
2.80% |
¥278,977 |
¥133,908,763 |
¥53,408,763 |
| 40 |
2.90% |
¥283,558 |
¥136,107,605 |
¥55,607,605 |
| 40 |
3.00% |
¥288,177 |
¥138,325,181 |
¥57,825,181 |
8050万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥216,159 |
¥90,786,875 |
¥10,286,875 |
| 35 |
0.80% |
¥219,814 |
¥92,321,903 |
¥11,821,903 |
| 35 |
0.90% |
¥223,508 |
¥93,873,222 |
¥13,373,222 |
| 35 |
1.00% |
¥227,240 |
¥95,440,795 |
¥14,940,795 |
| 35 |
1.10% |
¥231,011 |
¥97,024,583 |
¥16,524,583 |
| 35 |
1.20% |
¥234,820 |
¥98,624,543 |
¥18,124,543 |
| 35 |
1.30% |
¥238,668 |
¥100,240,627 |
¥19,740,627 |
| 35 |
1.40% |
¥242,554 |
¥101,872,784 |
¥21,372,784 |
| 35 |
1.50% |
¥246,478 |
¥103,520,959 |
¥23,020,959 |
| 35 |
1.60% |
¥250,441 |
¥105,185,094 |
¥24,685,094 |
| 35 |
1.70% |
¥254,441 |
¥106,865,128 |
¥26,365,128 |
| 35 |
1.80% |
¥258,479 |
¥108,560,994 |
¥28,060,994 |
| 35 |
1.90% |
¥262,554 |
¥110,272,623 |
¥29,772,623 |
| 35 |
2.00% |
¥266,667 |
¥111,999,942 |
¥31,499,942 |
| 35 |
2.10% |
¥270,816 |
¥113,742,877 |
¥33,242,877 |
| 35 |
2.20% |
¥275,003 |
¥115,501,348 |
¥35,001,348 |
| 35 |
2.30% |
¥279,227 |
¥117,275,271 |
¥36,775,271 |
| 35 |
2.40% |
¥283,487 |
¥119,064,562 |
¥38,564,562 |
| 35 |
2.50% |
¥287,784 |
¥120,869,132 |
¥40,369,132 |
| 35 |
2.60% |
¥292,116 |
¥122,688,889 |
¥42,188,889 |
| 35 |
2.70% |
¥296,485 |
¥124,523,739 |
¥44,023,739 |
| 35 |
2.80% |
¥300,889 |
¥126,373,582 |
¥45,873,582 |
| 35 |
2.90% |
¥305,329 |
¥128,238,320 |
¥47,738,320 |
| 35 |
3.00% |
¥309,804 |
¥130,117,849 |
¥49,617,849 |
8050万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥247,976 |
¥89,271,511 |
¥8,771,511 |
| 30 |
0.80% |
¥251,591 |
¥90,572,732 |
¥10,072,732 |
| 30 |
0.90% |
¥255,239 |
¥91,885,945 |
¥11,385,945 |
| 30 |
1.00% |
¥258,920 |
¥93,211,133 |
¥12,711,133 |
| 30 |
1.10% |
¥262,634 |
¥94,548,272 |
¥14,048,272 |
| 30 |
1.20% |
¥266,381 |
¥95,897,340 |
¥15,397,340 |
| 30 |
1.30% |
¥270,162 |
¥97,258,308 |
¥16,758,308 |
| 30 |
1.40% |
¥273,975 |
¥98,631,151 |
¥18,131,151 |
| 30 |
1.50% |
¥277,822 |
¥100,015,837 |
¥19,515,837 |
| 30 |
1.60% |
¥281,701 |
¥101,412,334 |
¥20,912,334 |
| 30 |
1.70% |
¥285,613 |
¥102,820,609 |
¥22,320,609 |
| 30 |
1.80% |
¥289,557 |
¥104,240,624 |
¥23,740,624 |
| 30 |
1.90% |
¥293,534 |
¥105,672,342 |
¥25,172,342 |
| 30 |
2.00% |
¥297,544 |
¥107,115,723 |
¥26,615,723 |
| 30 |
2.10% |
¥301,585 |
¥108,570,725 |
¥28,070,725 |
| 30 |
2.20% |
¥305,659 |
¥110,037,304 |
¥29,537,304 |
| 30 |
2.30% |
¥309,765 |
¥111,515,414 |
¥31,015,414 |
| 30 |
2.40% |
¥313,903 |
¥113,005,008 |
¥32,505,008 |
| 30 |
2.50% |
¥318,072 |
¥114,506,036 |
¥34,006,036 |
| 30 |
2.60% |
¥322,273 |
¥116,018,448 |
¥35,518,448 |
| 30 |
2.70% |
¥326,506 |
¥117,542,191 |
¥37,042,191 |
| 30 |
2.80% |
¥330,770 |
¥119,077,210 |
¥38,577,210 |
| 30 |
2.90% |
¥335,065 |
¥120,623,448 |
¥40,123,448 |
| 30 |
3.00% |
¥339,391 |
¥122,180,849 |
¥41,680,849 |
8050万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥292,575 |
¥87,772,505 |
¥7,272,505 |
| 25 |
0.80% |
¥296,150 |
¥88,844,896 |
¥8,344,896 |
| 25 |
0.90% |
¥299,752 |
¥89,925,630 |
¥9,425,630 |
| 25 |
1.00% |
¥303,382 |
¥91,014,698 |
¥10,514,698 |
| 25 |
1.10% |
¥307,040 |
¥92,112,088 |
¥11,612,088 |
| 25 |
1.20% |
¥310,726 |
¥93,217,789 |
¥12,717,789 |
| 25 |
1.30% |
¥314,439 |
¥94,331,788 |
¥13,831,788 |
| 25 |
1.40% |
¥318,180 |
¥95,454,071 |
¥14,954,071 |
| 25 |
1.50% |
¥321,949 |
¥96,584,623 |
¥16,084,623 |
| 25 |
1.60% |
¥325,745 |
¥97,723,427 |
¥17,223,427 |
| 25 |
1.70% |
¥329,568 |
¥98,870,468 |
¥18,370,468 |
| 25 |
1.80% |
¥333,419 |
¥100,025,727 |
¥19,525,727 |
| 25 |
1.90% |
¥337,297 |
¥101,189,185 |
¥20,689,185 |
| 25 |
2.00% |
¥341,203 |
¥102,360,823 |
¥21,860,823 |
| 25 |
2.10% |
¥345,135 |
¥103,540,619 |
¥23,040,619 |
| 25 |
2.20% |
¥349,095 |
¥104,728,552 |
¥24,228,552 |
| 25 |
2.30% |
¥353,082 |
¥105,924,599 |
¥25,424,599 |
| 25 |
2.40% |
¥357,096 |
¥107,128,737 |
¥26,628,737 |
| 25 |
2.50% |
¥361,136 |
¥108,340,941 |
¥27,840,941 |
| 25 |
2.60% |
¥365,204 |
¥109,561,186 |
¥29,061,186 |
| 25 |
2.70% |
¥369,298 |
¥110,789,445 |
¥30,289,445 |
| 25 |
2.80% |
¥373,419 |
¥112,025,691 |
¥31,525,691 |
| 25 |
2.90% |
¥377,566 |
¥113,269,897 |
¥32,769,897 |
| 25 |
3.00% |
¥381,740 |
¥114,522,032 |
¥34,022,032 |
8050万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥359,541 |
¥86,289,879 |
¥5,789,879 |
| 20 |
0.80% |
¥363,077 |
¥87,138,433 |
¥6,638,433 |
| 20 |
0.90% |
¥366,635 |
¥87,992,335 |
¥7,492,335 |
| 20 |
1.00% |
¥370,215 |
¥88,851,580 |
¥8,351,580 |
| 20 |
1.10% |
¥373,817 |
¥89,716,164 |
¥9,216,164 |
| 20 |
1.20% |
¥377,442 |
¥90,586,080 |
¥10,086,080 |
| 20 |
1.30% |
¥381,089 |
¥91,461,325 |
¥10,961,325 |
| 20 |
1.40% |
¥384,758 |
¥92,341,891 |
¥11,841,891 |
| 20 |
1.50% |
¥388,449 |
¥93,227,773 |
¥12,727,773 |
| 20 |
1.60% |
¥392,162 |
¥94,118,963 |
¥13,618,963 |
| 20 |
1.70% |
¥395,898 |
¥95,015,455 |
¥14,515,455 |
| 20 |
1.80% |
¥399,655 |
¥95,917,241 |
¥15,417,241 |
| 20 |
1.90% |
¥403,435 |
¥96,824,312 |
¥16,324,312 |
| 20 |
2.00% |
¥407,236 |
¥97,736,660 |
¥17,236,660 |
| 20 |
2.10% |
¥411,059 |
¥98,654,277 |
¥18,154,277 |
| 20 |
2.20% |
¥414,905 |
¥99,577,153 |
¥19,077,153 |
| 20 |
2.30% |
¥418,772 |
¥100,505,279 |
¥20,005,279 |
| 20 |
2.40% |
¥422,661 |
¥101,438,645 |
¥20,938,645 |
| 20 |
2.50% |
¥426,572 |
¥102,377,239 |
¥21,877,239 |
| 20 |
2.60% |
¥430,504 |
¥103,321,052 |
¥22,821,052 |
| 20 |
2.70% |
¥434,459 |
¥104,270,071 |
¥23,770,071 |
| 20 |
2.80% |
¥438,435 |
¥105,224,287 |
¥24,724,287 |
| 20 |
2.90% |
¥442,432 |
¥106,183,686 |
¥25,683,686 |
| 20 |
3.00% |
¥446,451 |
¥107,148,256 |
¥26,648,256 |
8050万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥471,243 |
¥84,823,651 |
¥4,323,651 |
| 15 |
0.80% |
¥474,741 |
¥85,453,375 |
¥4,953,375 |
| 15 |
0.90% |
¥478,256 |
¥86,086,110 |
¥5,586,110 |
| 15 |
1.00% |
¥481,788 |
¥86,721,855 |
¥6,221,855 |
| 15 |
1.10% |
¥485,337 |
¥87,360,608 |
¥6,860,608 |
| 15 |
1.20% |
¥488,902 |
¥88,002,368 |
¥7,502,368 |
| 15 |
1.30% |
¥492,484 |
¥88,647,131 |
¥8,147,131 |
| 15 |
1.40% |
¥496,083 |
¥89,294,897 |
¥8,794,897 |
| 15 |
1.50% |
¥499,698 |
¥89,945,664 |
¥9,445,664 |
| 15 |
1.60% |
¥503,330 |
¥90,599,428 |
¥10,099,428 |
| 15 |
1.70% |
¥506,979 |
¥91,256,187 |
¥10,756,187 |
| 15 |
1.80% |
¥510,644 |
¥91,915,939 |
¥11,415,939 |
| 15 |
1.90% |
¥514,326 |
¥92,578,681 |
¥12,078,681 |
| 15 |
2.00% |
¥518,025 |
¥93,244,411 |
¥12,744,411 |
| 15 |
2.10% |
¥521,740 |
¥93,913,124 |
¥13,413,124 |
| 15 |
2.20% |
¥525,471 |
¥94,584,819 |
¥14,084,819 |
| 15 |
2.30% |
¥529,219 |
¥95,259,491 |
¥14,759,491 |
| 15 |
2.40% |
¥532,984 |
¥95,937,138 |
¥15,437,138 |
| 15 |
2.50% |
¥536,765 |
¥96,617,756 |
¥16,117,756 |
| 15 |
2.60% |
¥540,563 |
¥97,301,342 |
¥16,801,342 |
| 15 |
2.70% |
¥544,377 |
¥97,987,891 |
¥17,487,891 |
| 15 |
2.80% |
¥548,208 |
¥98,677,399 |
¥18,177,399 |
| 15 |
2.90% |
¥552,055 |
¥99,369,864 |
¥18,869,864 |
| 15 |
3.00% |
¥555,918 |
¥100,065,280 |
¥19,565,280 |
8050万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥694,782 |
¥83,373,835 |
¥2,873,835 |
| 10 |
0.80% |
¥698,248 |
¥83,789,745 |
¥3,289,745 |
| 10 |
0.90% |
¥701,725 |
¥84,206,994 |
¥3,706,994 |
| 10 |
1.00% |
¥705,213 |
¥84,625,581 |
¥4,125,581 |
| 10 |
1.10% |
¥708,713 |
¥85,045,508 |
¥4,545,508 |
| 10 |
1.20% |
¥712,223 |
¥85,466,772 |
¥4,966,772 |
| 10 |
1.30% |
¥715,745 |
¥85,889,374 |
¥5,389,374 |
| 10 |
1.40% |
¥719,278 |
¥86,313,313 |
¥5,813,313 |
| 10 |
1.50% |
¥722,822 |
¥86,738,589 |
¥6,238,589 |
| 10 |
1.60% |
¥726,377 |
¥87,165,201 |
¥6,665,201 |
| 10 |
1.70% |
¥729,943 |
¥87,593,148 |
¥7,093,148 |
| 10 |
1.80% |
¥733,520 |
¥88,022,430 |
¥7,522,430 |
| 10 |
1.90% |
¥737,109 |
¥88,453,046 |
¥7,953,046 |
| 10 |
2.00% |
¥740,708 |
¥88,884,996 |
¥8,384,996 |
| 10 |
2.10% |
¥744,319 |
¥89,318,279 |
¥8,818,279 |
| 10 |
2.20% |
¥747,941 |
¥89,752,894 |
¥9,252,894 |
| 10 |
2.30% |
¥751,574 |
¥90,188,841 |
¥9,688,841 |
| 10 |
2.40% |
¥755,218 |
¥90,626,118 |
¥10,126,118 |
| 10 |
2.50% |
¥758,873 |
¥91,064,725 |
¥10,564,725 |
| 10 |
2.60% |
¥762,539 |
¥91,504,661 |
¥11,004,661 |
| 10 |
2.70% |
¥766,216 |
¥91,945,926 |
¥11,445,926 |
| 10 |
2.80% |
¥769,904 |
¥92,388,517 |
¥11,888,517 |
| 10 |
2.90% |
¥773,604 |
¥92,832,436 |
¥12,332,436 |
| 10 |
3.00% |
¥777,314 |
¥93,277,679 |
¥12,777,679 |