8070万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8070万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8070万円の住宅ローン|期間・年数別
8070万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥159,447 |
¥95,667,932 |
¥14,967,932 |
| 50 |
0.80% |
¥163,233 |
¥97,939,683 |
¥17,239,683 |
| 50 |
0.90% |
¥167,074 |
¥100,244,492 |
¥19,544,492 |
| 50 |
1.00% |
¥170,970 |
¥102,582,215 |
¥21,882,215 |
| 50 |
1.10% |
¥174,921 |
¥104,952,693 |
¥24,252,693 |
| 50 |
1.20% |
¥178,926 |
¥107,355,752 |
¥26,655,752 |
| 50 |
1.30% |
¥182,985 |
¥109,791,203 |
¥29,091,203 |
| 50 |
1.40% |
¥187,098 |
¥112,258,840 |
¥31,558,840 |
| 50 |
1.50% |
¥191,264 |
¥114,758,447 |
¥34,058,447 |
| 50 |
1.60% |
¥195,483 |
¥117,289,790 |
¥36,589,790 |
| 50 |
1.70% |
¥199,754 |
¥119,852,624 |
¥39,152,624 |
| 50 |
1.80% |
¥204,078 |
¥122,446,691 |
¥41,746,691 |
| 50 |
1.90% |
¥208,453 |
¥125,071,718 |
¥44,371,718 |
| 50 |
2.00% |
¥212,879 |
¥127,727,423 |
¥47,027,423 |
| 50 |
2.10% |
¥217,356 |
¥130,413,509 |
¥49,713,509 |
| 50 |
2.20% |
¥221,883 |
¥133,129,670 |
¥52,429,670 |
| 50 |
2.30% |
¥226,459 |
¥135,875,588 |
¥55,175,588 |
| 50 |
2.40% |
¥231,085 |
¥138,650,936 |
¥57,950,936 |
| 50 |
2.50% |
¥235,759 |
¥141,455,375 |
¥60,755,375 |
| 50 |
2.60% |
¥240,481 |
¥144,288,559 |
¥63,588,559 |
| 50 |
2.70% |
¥245,250 |
¥147,150,132 |
¥66,450,132 |
| 50 |
2.80% |
¥250,066 |
¥150,039,729 |
¥69,339,729 |
| 50 |
2.90% |
¥254,928 |
¥152,956,980 |
¥72,256,980 |
| 50 |
3.00% |
¥259,836 |
¥155,901,505 |
¥75,201,505 |
8070万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥174,259 |
¥94,099,779 |
¥13,399,779 |
| 45 |
0.80% |
¥178,004 |
¥96,122,292 |
¥15,422,292 |
| 45 |
0.90% |
¥181,799 |
¥98,171,663 |
¥17,471,663 |
| 45 |
1.00% |
¥185,644 |
¥100,247,797 |
¥19,547,797 |
| 45 |
1.10% |
¥189,538 |
¥102,350,589 |
¥21,650,589 |
| 45 |
1.20% |
¥193,481 |
¥104,479,923 |
¥23,779,923 |
| 45 |
1.30% |
¥197,473 |
¥106,635,672 |
¥25,935,672 |
| 45 |
1.40% |
¥201,514 |
¥108,817,702 |
¥28,117,702 |
| 45 |
1.50% |
¥205,603 |
¥111,025,866 |
¥30,325,866 |
| 45 |
1.60% |
¥209,741 |
¥113,260,011 |
¥32,560,011 |
| 45 |
1.70% |
¥213,926 |
¥115,519,972 |
¥34,819,972 |
| 45 |
1.80% |
¥218,158 |
¥117,805,575 |
¥37,105,575 |
| 45 |
1.90% |
¥222,438 |
¥120,116,641 |
¥39,416,641 |
| 45 |
2.00% |
¥226,765 |
¥122,452,977 |
¥41,752,977 |
| 45 |
2.10% |
¥231,138 |
¥124,814,386 |
¥44,114,386 |
| 45 |
2.20% |
¥235,557 |
¥127,200,660 |
¥46,500,660 |
| 45 |
2.30% |
¥240,021 |
¥129,611,586 |
¥48,911,586 |
| 45 |
2.40% |
¥244,531 |
¥132,046,942 |
¥51,346,942 |
| 45 |
2.50% |
¥249,086 |
¥134,506,499 |
¥53,806,499 |
| 45 |
2.60% |
¥253,685 |
¥136,990,021 |
¥56,290,021 |
| 45 |
2.70% |
¥258,328 |
¥139,497,264 |
¥58,797,264 |
| 45 |
2.80% |
¥263,015 |
¥142,027,982 |
¥61,327,982 |
| 45 |
2.90% |
¥267,744 |
¥144,581,919 |
¥63,881,919 |
| 45 |
3.00% |
¥272,516 |
¥147,158,814 |
¥66,458,814 |
8070万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥192,808 |
¥92,547,934 |
¥11,847,934 |
| 40 |
0.80% |
¥196,513 |
¥94,326,136 |
¥13,626,136 |
| 40 |
0.90% |
¥200,262 |
¥96,125,617 |
¥15,425,617 |
| 40 |
1.00% |
¥204,055 |
¥97,946,317 |
¥17,246,317 |
| 40 |
1.10% |
¥207,892 |
¥99,788,169 |
¥19,088,169 |
| 40 |
1.20% |
¥211,773 |
¥101,651,101 |
¥20,951,101 |
| 40 |
1.30% |
¥215,698 |
¥103,535,031 |
¥22,835,031 |
| 40 |
1.40% |
¥219,666 |
¥105,439,874 |
¥24,739,874 |
| 40 |
1.50% |
¥223,678 |
¥107,365,539 |
¥26,665,539 |
| 40 |
1.60% |
¥227,733 |
¥109,311,927 |
¥28,611,927 |
| 40 |
1.70% |
¥231,831 |
¥111,278,934 |
¥30,578,934 |
| 40 |
1.80% |
¥235,972 |
¥113,266,450 |
¥32,566,450 |
| 40 |
1.90% |
¥240,155 |
¥115,274,359 |
¥34,574,359 |
| 40 |
2.00% |
¥244,380 |
¥117,302,540 |
¥36,602,540 |
| 40 |
2.10% |
¥248,648 |
¥119,350,865 |
¥38,650,865 |
| 40 |
2.20% |
¥252,957 |
¥121,419,203 |
¥40,719,203 |
| 40 |
2.30% |
¥257,307 |
¥123,507,417 |
¥42,807,417 |
| 40 |
2.40% |
¥261,699 |
¥125,615,363 |
¥44,915,363 |
| 40 |
2.50% |
¥266,131 |
¥127,742,894 |
¥47,042,894 |
| 40 |
2.60% |
¥270,604 |
¥129,889,859 |
¥49,189,859 |
| 40 |
2.70% |
¥275,117 |
¥132,056,099 |
¥51,356,099 |
| 40 |
2.80% |
¥279,670 |
¥134,241,455 |
¥53,541,455 |
| 40 |
2.90% |
¥284,262 |
¥136,445,761 |
¥55,745,761 |
| 40 |
3.00% |
¥288,893 |
¥138,668,846 |
¥57,968,846 |
8070万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥216,696 |
¥91,012,433 |
¥10,312,433 |
| 35 |
0.80% |
¥220,360 |
¥92,551,274 |
¥11,851,274 |
| 35 |
0.90% |
¥224,063 |
¥94,106,447 |
¥13,406,447 |
| 35 |
1.00% |
¥227,805 |
¥95,677,915 |
¥14,977,915 |
| 35 |
1.10% |
¥231,585 |
¥97,265,638 |
¥16,565,638 |
| 35 |
1.20% |
¥235,404 |
¥98,869,573 |
¥18,169,573 |
| 35 |
1.30% |
¥239,261 |
¥100,489,672 |
¥19,789,672 |
| 35 |
1.40% |
¥243,157 |
¥102,125,884 |
¥21,425,884 |
| 35 |
1.50% |
¥247,091 |
¥103,778,154 |
¥23,078,154 |
| 35 |
1.60% |
¥251,063 |
¥105,446,424 |
¥24,746,424 |
| 35 |
1.70% |
¥255,073 |
¥107,130,631 |
¥26,430,631 |
| 35 |
1.80% |
¥259,121 |
¥108,830,710 |
¥28,130,710 |
| 35 |
1.90% |
¥263,206 |
¥110,546,592 |
¥29,846,592 |
| 35 |
2.00% |
¥267,329 |
¥112,278,203 |
¥31,578,203 |
| 35 |
2.10% |
¥271,489 |
¥114,025,468 |
¥33,325,468 |
| 35 |
2.20% |
¥275,686 |
¥115,788,307 |
¥35,088,307 |
| 35 |
2.30% |
¥279,921 |
¥117,566,638 |
¥36,866,638 |
| 35 |
2.40% |
¥284,191 |
¥119,360,375 |
¥38,660,375 |
| 35 |
2.50% |
¥288,499 |
¥121,169,428 |
¥40,469,428 |
| 35 |
2.60% |
¥292,842 |
¥122,993,706 |
¥42,293,706 |
| 35 |
2.70% |
¥297,222 |
¥124,833,114 |
¥44,133,114 |
| 35 |
2.80% |
¥301,637 |
¥126,687,554 |
¥45,987,554 |
| 35 |
2.90% |
¥306,088 |
¥128,556,925 |
¥47,856,925 |
| 35 |
3.00% |
¥310,574 |
¥130,441,123 |
¥49,741,123 |
8070万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥248,593 |
¥89,493,304 |
¥8,793,304 |
| 30 |
0.80% |
¥252,216 |
¥90,797,757 |
¥10,097,757 |
| 30 |
0.90% |
¥255,873 |
¥92,114,234 |
¥11,414,234 |
| 30 |
1.00% |
¥259,563 |
¥93,442,713 |
¥12,742,713 |
| 30 |
1.10% |
¥263,287 |
¥94,783,175 |
¥14,083,175 |
| 30 |
1.20% |
¥267,043 |
¥96,135,594 |
¥15,435,594 |
| 30 |
1.30% |
¥270,833 |
¥97,499,944 |
¥16,799,944 |
| 30 |
1.40% |
¥274,656 |
¥98,876,197 |
¥18,176,197 |
| 30 |
1.50% |
¥278,512 |
¥100,264,324 |
¥19,564,324 |
| 30 |
1.60% |
¥282,401 |
¥101,664,290 |
¥20,964,290 |
| 30 |
1.70% |
¥286,322 |
¥103,076,064 |
¥22,376,064 |
| 30 |
1.80% |
¥290,277 |
¥104,499,607 |
¥23,799,607 |
| 30 |
1.90% |
¥294,264 |
¥105,934,882 |
¥25,234,882 |
| 30 |
2.00% |
¥298,283 |
¥107,381,849 |
¥26,681,849 |
| 30 |
2.10% |
¥302,335 |
¥108,840,466 |
¥28,140,466 |
| 30 |
2.20% |
¥306,419 |
¥110,310,688 |
¥29,610,688 |
| 30 |
2.30% |
¥310,535 |
¥111,792,471 |
¥31,092,471 |
| 30 |
2.40% |
¥314,683 |
¥113,285,766 |
¥32,585,766 |
| 30 |
2.50% |
¥318,863 |
¥114,790,524 |
¥34,090,524 |
| 30 |
2.60% |
¥323,074 |
¥116,306,693 |
¥35,606,693 |
| 30 |
2.70% |
¥327,317 |
¥117,834,221 |
¥37,134,221 |
| 30 |
2.80% |
¥331,592 |
¥119,373,054 |
¥38,673,054 |
| 30 |
2.90% |
¥335,898 |
¥120,923,134 |
¥40,223,134 |
| 30 |
3.00% |
¥340,234 |
¥122,484,404 |
¥41,784,404 |
8070万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥293,302 |
¥87,990,573 |
¥7,290,573 |
| 25 |
0.80% |
¥296,885 |
¥89,065,628 |
¥8,365,628 |
| 25 |
0.90% |
¥300,497 |
¥90,149,048 |
¥9,449,048 |
| 25 |
1.00% |
¥304,136 |
¥91,240,821 |
¥10,540,821 |
| 25 |
1.10% |
¥307,803 |
¥92,340,938 |
¥11,640,938 |
| 25 |
1.20% |
¥311,498 |
¥93,449,386 |
¥12,749,386 |
| 25 |
1.30% |
¥315,221 |
¥94,566,153 |
¥13,866,153 |
| 25 |
1.40% |
¥318,971 |
¥95,691,224 |
¥14,991,224 |
| 25 |
1.50% |
¥322,749 |
¥96,824,585 |
¥16,124,585 |
| 25 |
1.60% |
¥326,554 |
¥97,966,219 |
¥17,266,219 |
| 25 |
1.70% |
¥330,387 |
¥99,116,109 |
¥18,416,109 |
| 25 |
1.80% |
¥334,247 |
¥100,274,238 |
¥19,574,238 |
| 25 |
1.90% |
¥338,135 |
¥101,440,587 |
¥20,740,587 |
| 25 |
2.00% |
¥342,050 |
¥102,615,135 |
¥21,915,135 |
| 25 |
2.10% |
¥345,993 |
¥103,797,863 |
¥23,097,863 |
| 25 |
2.20% |
¥349,962 |
¥104,988,747 |
¥24,288,747 |
| 25 |
2.30% |
¥353,959 |
¥106,187,766 |
¥25,487,766 |
| 25 |
2.40% |
¥357,983 |
¥107,394,896 |
¥26,694,896 |
| 25 |
2.50% |
¥362,034 |
¥108,610,111 |
¥27,910,111 |
| 25 |
2.60% |
¥366,111 |
¥109,833,388 |
¥29,133,388 |
| 25 |
2.70% |
¥370,216 |
¥111,064,698 |
¥30,364,698 |
| 25 |
2.80% |
¥374,347 |
¥112,304,016 |
¥31,604,016 |
| 25 |
2.90% |
¥378,504 |
¥113,551,313 |
¥32,851,313 |
| 25 |
3.00% |
¥382,689 |
¥114,806,559 |
¥34,106,559 |
8070万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥360,434 |
¥86,504,264 |
¥5,804,264 |
| 20 |
0.80% |
¥363,979 |
¥87,354,926 |
¥6,654,926 |
| 20 |
0.90% |
¥367,546 |
¥88,210,950 |
¥7,510,950 |
| 20 |
1.00% |
¥371,135 |
¥89,072,329 |
¥8,372,329 |
| 20 |
1.10% |
¥374,746 |
¥89,939,061 |
¥9,239,061 |
| 20 |
1.20% |
¥378,380 |
¥90,811,139 |
¥10,111,139 |
| 20 |
1.30% |
¥382,036 |
¥91,688,558 |
¥10,988,558 |
| 20 |
1.40% |
¥385,714 |
¥92,571,312 |
¥11,871,312 |
| 20 |
1.50% |
¥389,414 |
¥93,459,395 |
¥12,759,395 |
| 20 |
1.60% |
¥393,137 |
¥94,352,799 |
¥13,652,799 |
| 20 |
1.70% |
¥396,881 |
¥95,251,518 |
¥14,551,518 |
| 20 |
1.80% |
¥400,648 |
¥96,155,544 |
¥15,455,544 |
| 20 |
1.90% |
¥404,437 |
¥97,064,869 |
¥16,364,869 |
| 20 |
2.00% |
¥408,248 |
¥97,979,484 |
¥17,279,484 |
| 20 |
2.10% |
¥412,081 |
¥98,899,381 |
¥18,199,381 |
| 20 |
2.20% |
¥415,936 |
¥99,824,550 |
¥19,124,550 |
| 20 |
2.30% |
¥419,812 |
¥100,754,982 |
¥20,054,982 |
| 20 |
2.40% |
¥423,711 |
¥101,690,666 |
¥20,990,666 |
| 20 |
2.50% |
¥427,632 |
¥102,631,592 |
¥21,931,592 |
| 20 |
2.60% |
¥431,574 |
¥103,577,750 |
¥22,877,750 |
| 20 |
2.70% |
¥435,538 |
¥104,529,128 |
¥23,829,128 |
| 20 |
2.80% |
¥439,524 |
¥105,485,714 |
¥24,785,714 |
| 20 |
2.90% |
¥443,531 |
¥106,447,496 |
¥25,747,496 |
| 20 |
3.00% |
¥447,560 |
¥107,414,463 |
¥26,714,463 |
8070万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥472,413 |
¥85,034,393 |
¥4,334,393 |
| 15 |
0.80% |
¥475,920 |
¥85,665,682 |
¥4,965,682 |
| 15 |
0.90% |
¥479,444 |
¥86,299,989 |
¥5,599,989 |
| 15 |
1.00% |
¥482,985 |
¥86,937,313 |
¥6,237,313 |
| 15 |
1.10% |
¥486,543 |
¥87,577,653 |
¥6,877,653 |
| 15 |
1.20% |
¥490,117 |
¥88,221,007 |
¥7,521,007 |
| 15 |
1.30% |
¥493,708 |
¥88,867,373 |
¥8,167,373 |
| 15 |
1.40% |
¥497,315 |
¥89,516,748 |
¥8,816,748 |
| 15 |
1.50% |
¥500,940 |
¥90,169,131 |
¥9,469,131 |
| 15 |
1.60% |
¥504,581 |
¥90,824,519 |
¥10,124,519 |
| 15 |
1.70% |
¥508,238 |
¥91,482,910 |
¥10,782,910 |
| 15 |
1.80% |
¥511,913 |
¥92,144,302 |
¥11,444,302 |
| 15 |
1.90% |
¥515,604 |
¥92,808,691 |
¥12,108,691 |
| 15 |
2.00% |
¥519,312 |
¥93,476,074 |
¥12,776,074 |
| 15 |
2.10% |
¥523,036 |
¥94,146,449 |
¥13,446,449 |
| 15 |
2.20% |
¥526,777 |
¥94,819,812 |
¥14,119,812 |
| 15 |
2.30% |
¥530,534 |
¥95,496,161 |
¥14,796,161 |
| 15 |
2.40% |
¥534,308 |
¥96,175,492 |
¥15,475,492 |
| 15 |
2.50% |
¥538,099 |
¥96,857,801 |
¥16,157,801 |
| 15 |
2.60% |
¥541,906 |
¥97,543,084 |
¥16,843,084 |
| 15 |
2.70% |
¥545,730 |
¥98,231,339 |
¥17,531,339 |
| 15 |
2.80% |
¥549,570 |
¥98,922,561 |
¥18,222,561 |
| 15 |
2.90% |
¥553,426 |
¥99,616,745 |
¥18,916,745 |
| 15 |
3.00% |
¥557,299 |
¥100,313,889 |
¥19,613,889 |
8070万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥696,508 |
¥83,580,975 |
¥2,880,975 |
| 10 |
0.80% |
¥699,983 |
¥83,997,918 |
¥3,297,918 |
| 10 |
0.90% |
¥703,468 |
¥84,416,203 |
¥3,716,203 |
| 10 |
1.00% |
¥706,965 |
¥84,835,831 |
¥4,135,831 |
| 10 |
1.10% |
¥710,473 |
¥85,256,801 |
¥4,556,801 |
| 10 |
1.20% |
¥713,993 |
¥85,679,112 |
¥4,979,112 |
| 10 |
1.30% |
¥717,523 |
¥86,102,764 |
¥5,402,764 |
| 10 |
1.40% |
¥721,065 |
¥86,527,756 |
¥5,827,756 |
| 10 |
1.50% |
¥724,617 |
¥86,954,088 |
¥6,254,088 |
| 10 |
1.60% |
¥728,181 |
¥87,381,760 |
¥6,681,760 |
| 10 |
1.70% |
¥731,756 |
¥87,810,771 |
¥7,110,771 |
| 10 |
1.80% |
¥735,343 |
¥88,241,119 |
¥7,541,119 |
| 10 |
1.90% |
¥738,940 |
¥88,672,806 |
¥7,972,806 |
| 10 |
2.00% |
¥742,549 |
¥89,105,829 |
¥8,405,829 |
| 10 |
2.10% |
¥746,168 |
¥89,540,188 |
¥8,840,188 |
| 10 |
2.20% |
¥749,799 |
¥89,975,883 |
¥9,275,883 |
| 10 |
2.30% |
¥753,441 |
¥90,412,912 |
¥9,712,912 |
| 10 |
2.40% |
¥757,094 |
¥90,851,276 |
¥10,151,276 |
| 10 |
2.50% |
¥760,758 |
¥91,290,973 |
¥10,590,973 |
| 10 |
2.60% |
¥764,433 |
¥91,732,002 |
¥11,032,002 |
| 10 |
2.70% |
¥768,120 |
¥92,174,363 |
¥11,474,363 |
| 10 |
2.80% |
¥771,817 |
¥92,618,054 |
¥11,918,054 |
| 10 |
2.90% |
¥775,526 |
¥93,063,075 |
¥12,363,075 |
| 10 |
3.00% |
¥779,245 |
¥93,509,425 |
¥12,809,425 |