8100万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8100万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8100万円の住宅ローン｜期間・年数別
8100万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥160,039 | ¥96,023,575 | ¥15,023,575 |
| 50 | 0.80% | ¥163,840 | ¥98,303,771 | ¥17,303,771 |
| 50 | 0.90% | ¥167,695 | ¥100,617,148 | ¥19,617,148 |
| 50 | 1.00% | ¥171,606 | ¥102,963,562 | ¥21,963,562 |
| 50 | 1.10% | ¥175,571 | ¥105,342,852 | ¥24,342,852 |
| 50 | 1.20% | ¥179,591 | ¥107,754,844 | ¥26,754,844 |
| 50 | 1.30% | ¥183,666 | ¥110,199,348 | ¥29,199,348 |
| 50 | 1.40% | ¥187,794 | ¥112,676,159 | ¥31,676,159 |
| 50 | 1.50% | ¥191,975 | ¥115,185,058 | ¥34,185,058 |
| 50 | 1.60% | ¥196,210 | ¥117,725,811 | ¥36,725,811 |
| 50 | 1.70% | ¥200,497 | ¥120,298,173 | ¥39,298,173 |
| 50 | 1.80% | ¥204,836 | ¥122,901,883 | ¥41,901,883 |
| 50 | 1.90% | ¥209,228 | ¥125,536,669 | ¥44,536,669 |
| 50 | 2.00% | ¥213,670 | ¥128,202,246 | ¥47,202,246 |
| 50 | 2.10% | ¥218,164 | ¥130,898,317 | ¥49,898,317 |
| 50 | 2.20% | ¥222,708 | ¥133,624,575 | ¥52,624,575 |
| 50 | 2.30% | ¥227,301 | ¥136,380,702 | ¥55,380,702 |
| 50 | 2.40% | ¥231,944 | ¥139,166,367 | ¥58,166,367 |
| 50 | 2.50% | ¥236,635 | ¥141,981,231 | ¥60,981,231 |
| 50 | 2.60% | ¥241,375 | ¥144,824,948 | ¥63,824,948 |
| 50 | 2.70% | ¥246,162 | ¥147,697,158 | ¥66,697,158 |
| 50 | 2.80% | ¥250,996 | ¥150,597,498 | ¥69,597,498 |
| 50 | 2.90% | ¥255,876 | ¥153,525,593 | ¥72,525,593 |
| 50 | 3.00% | ¥260,802 | ¥156,481,064 | ¥75,481,064 |
8100万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥174,907 | ¥94,449,592 | ¥13,449,592 |
| 45 | 0.80% | ¥178,666 | ¥96,479,624 | ¥15,479,624 |
| 45 | 0.90% | ¥182,475 | ¥98,536,613 | ¥17,536,613 |
| 45 | 1.00% | ¥186,334 | ¥100,620,466 | ¥19,620,466 |
| 45 | 1.10% | ¥190,243 | ¥102,731,075 | ¥21,731,075 |
| 45 | 1.20% | ¥194,201 | ¥104,868,324 | ¥23,868,324 |
| 45 | 1.30% | ¥198,208 | ¥107,032,087 | ¥26,032,087 |
| 45 | 1.40% | ¥202,263 | ¥109,222,228 | ¥28,222,228 |
| 45 | 1.50% | ¥206,368 | ¥111,438,602 | ¥30,438,602 |
| 45 | 1.60% | ¥210,520 | ¥113,681,052 | ¥32,681,052 |
| 45 | 1.70% | ¥214,721 | ¥115,949,414 | ¥34,949,414 |
| 45 | 1.80% | ¥218,969 | ¥118,243,514 | ¥37,243,514 |
| 45 | 1.90% | ¥223,265 | ¥120,563,171 | ¥39,563,171 |
| 45 | 2.00% | ¥227,608 | ¥122,908,192 | ¥41,908,192 |
| 45 | 2.10% | ¥231,997 | ¥125,278,380 | ¥44,278,380 |
| 45 | 2.20% | ¥236,432 | ¥127,673,525 | ¥46,673,525 |
| 45 | 2.30% | ¥240,914 | ¥130,093,414 | ¥49,093,414 |
| 45 | 2.40% | ¥245,440 | ¥132,537,823 | ¥51,537,823 |
| 45 | 2.50% | ¥250,012 | ¥135,006,523 | ¥54,006,523 |
| 45 | 2.60% | ¥254,628 | ¥137,499,277 | ¥56,499,277 |
| 45 | 2.70% | ¥259,289 | ¥140,015,842 | ¥59,015,842 |
| 45 | 2.80% | ¥263,993 | ¥142,555,967 | ¥61,555,967 |
| 45 | 2.90% | ¥268,740 | ¥145,119,398 | ¥64,119,398 |
| 45 | 3.00% | ¥273,529 | ¥147,705,872 | ¥66,705,872 |
8100万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥193,525 | ¥92,891,979 | ¥11,891,979 |
| 40 | 0.80% | ¥197,243 | ¥94,676,791 | ¥13,676,791 |
| 40 | 0.90% | ¥201,006 | ¥96,482,962 | ¥15,482,962 |
| 40 | 1.00% | ¥204,813 | ¥98,310,430 | ¥17,310,430 |
| 40 | 1.10% | ¥208,665 | ¥100,159,129 | ¥19,159,129 |
| 40 | 1.20% | ¥212,560 | ¥102,028,986 | ¥21,028,986 |
| 40 | 1.30% | ¥216,500 | ¥103,919,919 | ¥22,919,919 |
| 40 | 1.40% | ¥220,483 | ¥105,831,844 | ¥24,831,844 |
| 40 | 1.50% | ¥224,510 | ¥107,764,668 | ¥26,764,668 |
| 40 | 1.60% | ¥228,580 | ¥109,718,291 | ¥28,718,291 |
| 40 | 1.70% | ¥232,693 | ¥111,692,611 | ¥30,692,611 |
| 40 | 1.80% | ¥236,849 | ¥113,687,515 | ¥32,687,515 |
| 40 | 1.90% | ¥241,048 | ¥115,702,888 | ¥34,702,888 |
| 40 | 2.00% | ¥245,289 | ¥117,738,608 | ¥36,738,608 |
| 40 | 2.10% | ¥249,572 | ¥119,794,549 | ¥38,794,549 |
| 40 | 2.20% | ¥253,897 | ¥121,870,576 | ¥40,870,576 |
| 40 | 2.30% | ¥258,264 | ¥123,966,552 | ¥42,966,552 |
| 40 | 2.40% | ¥262,672 | ¥126,082,334 | ¥45,082,334 |
| 40 | 2.50% | ¥267,120 | ¥128,217,775 | ¥47,217,775 |
| 40 | 2.60% | ¥271,610 | ¥130,372,721 | ¥49,372,721 |
| 40 | 2.70% | ¥276,140 | ¥132,547,014 | ¥51,547,014 |
| 40 | 2.80% | ¥280,709 | ¥134,740,494 | ¥53,740,494 |
| 40 | 2.90% | ¥285,319 | ¥136,952,994 | ¥55,952,994 |
| 40 | 3.00% | ¥289,967 | ¥139,184,343 | ¥58,184,343 |
8100万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥217,502 | ¥91,350,769 | ¥10,350,769 |
| 35 | 0.80% | ¥221,179 | ¥92,895,331 | ¥11,895,331 |
| 35 | 0.90% | ¥224,896 | ¥94,456,285 | ¥13,456,285 |
| 35 | 1.00% | ¥228,651 | ¥96,033,595 | ¥15,033,595 |
| 35 | 1.10% | ¥232,446 | ¥97,627,220 | ¥16,627,220 |
| 35 | 1.20% | ¥236,279 | ¥99,237,117 | ¥18,237,117 |
| 35 | 1.30% | ¥240,151 | ¥100,863,239 | ¥19,863,239 |
| 35 | 1.40% | ¥244,061 | ¥102,505,534 | ¥21,505,534 |
| 35 | 1.50% | ¥248,009 | ¥104,163,946 | ¥23,163,946 |
| 35 | 1.60% | ¥251,996 | ¥105,838,418 | ¥24,838,418 |
| 35 | 1.70% | ¥256,021 | ¥107,528,886 | ¥26,528,886 |
| 35 | 1.80% | ¥260,084 | ¥109,235,285 | ¥28,235,285 |
| 35 | 1.90% | ¥264,185 | ¥110,957,546 | ¥29,957,546 |
| 35 | 2.00% | ¥268,323 | ¥112,695,594 | ¥31,695,594 |
| 35 | 2.10% | ¥272,498 | ¥114,449,355 | ¥33,449,355 |
| 35 | 2.20% | ¥276,711 | ¥116,218,747 | ¥35,218,747 |
| 35 | 2.30% | ¥280,961 | ¥118,003,689 | ¥37,003,689 |
| 35 | 2.40% | ¥285,248 | ¥119,804,094 | ¥38,804,094 |
| 35 | 2.50% | ¥289,571 | ¥121,619,872 | ¥40,619,872 |
| 35 | 2.60% | ¥293,931 | ¥123,450,932 | ¥42,450,932 |
| 35 | 2.70% | ¥298,327 | ¥125,297,178 | ¥44,297,178 |
| 35 | 2.80% | ¥302,758 | ¥127,158,511 | ¥46,158,511 |
| 35 | 2.90% | ¥307,226 | ¥129,034,832 | ¥48,034,832 |
| 35 | 3.00% | ¥311,729 | ¥130,926,035 | ¥49,926,035 |
8100万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥249,517 | ¥89,825,993 | ¥8,825,993 |
| 30 | 0.80% | ¥253,154 | ¥91,135,295 | ¥10,135,295 |
| 30 | 0.90% | ¥256,824 | ¥92,456,666 | ¥11,456,666 |
| 30 | 1.00% | ¥260,528 | ¥93,790,084 | ¥12,790,084 |
| 30 | 1.10% | ¥264,265 | ¥95,135,529 | ¥14,135,529 |
| 30 | 1.20% | ¥268,036 | ¥96,492,975 | ¥15,492,975 |
| 30 | 1.30% | ¥271,840 | ¥97,862,397 | ¥16,862,397 |
| 30 | 1.40% | ¥275,677 | ¥99,243,767 | ¥18,243,767 |
| 30 | 1.50% | ¥279,547 | ¥100,637,053 | ¥19,637,053 |
| 30 | 1.60% | ¥283,451 | ¥102,042,225 | ¥21,042,225 |
| 30 | 1.70% | ¥287,387 | ¥103,459,246 | ¥22,459,246 |
| 30 | 1.80% | ¥291,356 | ¥104,888,081 | ¥23,888,081 |
| 30 | 1.90% | ¥295,357 | ¥106,328,692 | ¥25,328,692 |
| 30 | 2.00% | ¥299,392 | ¥107,781,038 | ¥26,781,038 |
| 30 | 2.10% | ¥303,459 | ¥109,245,077 | ¥28,245,077 |
| 30 | 2.20% | ¥307,558 | ¥110,720,765 | ¥29,720,765 |
| 30 | 2.30% | ¥311,689 | ¥112,208,056 | ¥31,208,056 |
| 30 | 2.40% | ¥315,853 | ¥113,706,902 | ¥32,706,902 |
| 30 | 2.50% | ¥320,048 | ¥115,217,254 | ¥34,217,254 |
| 30 | 2.60% | ¥324,275 | ¥116,739,060 | ¥35,739,060 |
| 30 | 2.70% | ¥328,534 | ¥118,272,267 | ¥37,272,267 |
| 30 | 2.80% | ¥332,824 | ¥119,816,820 | ¥38,816,820 |
| 30 | 2.90% | ¥337,146 | ¥121,372,662 | ¥40,372,662 |
| 30 | 3.00% | ¥341,499 | ¥122,939,736 | ¥41,939,736 |
8100万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥294,392 | ¥88,317,676 | ¥7,317,676 |
| 25 | 0.80% | ¥297,989 | ¥89,396,727 | ¥8,396,727 |
| 25 | 0.90% | ¥301,614 | ¥90,484,174 | ¥9,484,174 |
| 25 | 1.00% | ¥305,267 | ¥91,580,006 | ¥10,580,006 |
| 25 | 1.10% | ¥308,947 | ¥92,684,213 | ¥11,684,213 |
| 25 | 1.20% | ¥312,656 | ¥93,796,782 | ¥12,796,782 |
| 25 | 1.30% | ¥316,392 | ¥94,917,700 | ¥13,917,700 |
| 25 | 1.40% | ¥320,157 | ¥96,046,953 | ¥15,046,953 |
| 25 | 1.50% | ¥323,948 | ¥97,184,527 | ¥16,184,527 |
| 25 | 1.60% | ¥327,768 | ¥98,330,405 | ¥17,330,405 |
| 25 | 1.70% | ¥331,615 | ¥99,484,571 | ¥18,484,571 |
| 25 | 1.80% | ¥335,490 | ¥100,647,005 | ¥19,647,005 |
| 25 | 1.90% | ¥339,392 | ¥101,817,689 | ¥20,817,689 |
| 25 | 2.00% | ¥343,322 | ¥102,996,604 | ¥21,996,604 |
| 25 | 2.10% | ¥347,279 | ¥104,183,728 | ¥23,183,728 |
| 25 | 2.20% | ¥351,263 | ¥105,379,040 | ¥24,379,040 |
| 25 | 2.30% | ¥355,275 | ¥106,582,516 | ¥25,582,516 |
| 25 | 2.40% | ¥359,314 | ¥107,794,133 | ¥26,794,133 |
| 25 | 2.50% | ¥363,380 | ¥109,013,866 | ¥28,013,866 |
| 25 | 2.60% | ¥367,472 | ¥110,241,690 | ¥29,241,690 |
| 25 | 2.70% | ¥371,592 | ¥111,477,578 | ¥30,477,578 |
| 25 | 2.80% | ¥375,738 | ¥112,721,503 | ¥31,721,503 |
| 25 | 2.90% | ¥379,911 | ¥113,973,436 | ¥32,973,436 |
| 25 | 3.00% | ¥384,111 | ¥115,233,349 | ¥34,233,349 |
8100万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥361,774 | ¥86,825,841 | ¥5,825,841 |
| 20 | 0.80% | ¥365,332 | ¥87,679,666 | ¥6,679,666 |
| 20 | 0.90% | ¥368,912 | ¥88,538,871 | ¥7,538,871 |
| 20 | 1.00% | ¥372,514 | ¥89,403,453 | ¥8,403,453 |
| 20 | 1.10% | ¥376,139 | ¥90,273,407 | ¥9,273,407 |
| 20 | 1.20% | ¥379,786 | ¥91,148,727 | ¥10,148,727 |
| 20 | 1.30% | ¥383,456 | ¥92,029,408 | ¥11,029,408 |
| 20 | 1.40% | ¥387,148 | ¥92,915,443 | ¥11,915,443 |
| 20 | 1.50% | ¥390,862 | ¥93,806,827 | ¥12,806,827 |
| 20 | 1.60% | ¥394,598 | ¥94,703,553 | ¥13,703,553 |
| 20 | 1.70% | ¥398,357 | ¥95,605,613 | ¥14,605,613 |
| 20 | 1.80% | ¥402,137 | ¥96,513,000 | ¥15,513,000 |
| 20 | 1.90% | ¥405,940 | ¥97,425,705 | ¥16,425,705 |
| 20 | 2.00% | ¥409,766 | ¥98,343,720 | ¥17,343,720 |
| 20 | 2.10% | ¥413,613 | ¥99,267,037 | ¥18,267,037 |
| 20 | 2.20% | ¥417,482 | ¥100,195,645 | ¥19,195,645 |
| 20 | 2.30% | ¥421,373 | ¥101,129,536 | ¥20,129,536 |
| 20 | 2.40% | ¥425,286 | ¥102,068,698 | ¥21,068,698 |
| 20 | 2.50% | ¥429,221 | ¥103,013,122 | ¥22,013,122 |
| 20 | 2.60% | ¥433,178 | ¥103,962,797 | ¥22,962,797 |
| 20 | 2.70% | ¥437,157 | ¥104,917,712 | ¥23,917,712 |
| 20 | 2.80% | ¥441,158 | ¥105,877,854 | ¥24,877,854 |
| 20 | 2.90% | ¥445,180 | ¥106,843,212 | ¥25,843,212 |
| 20 | 3.00% | ¥449,224 | ¥107,813,773 | ¥26,813,773 |
8100万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥474,169 | ¥85,350,506 | ¥4,350,506 |
| 15 | 0.80% | ¥477,690 | ¥85,984,141 | ¥4,984,141 |
| 15 | 0.90% | ¥481,227 | ¥86,620,807 | ¥5,620,807 |
| 15 | 1.00% | ¥484,781 | ¥87,260,500 | ¥6,260,500 |
| 15 | 1.10% | ¥488,351 | ¥87,903,221 | ¥6,903,221 |
| 15 | 1.20% | ¥491,939 | ¥88,548,966 | ¥7,548,966 |
| 15 | 1.30% | ¥495,543 | ¥89,197,735 | ¥8,197,735 |
| 15 | 1.40% | ¥499,164 | ¥89,849,524 | ¥8,849,524 |
| 15 | 1.50% | ¥502,802 | ¥90,504,332 | ¥9,504,332 |
| 15 | 1.60% | ¥506,456 | ¥91,162,157 | ¥10,162,157 |
| 15 | 1.70% | ¥510,128 | ¥91,822,996 | ¥10,822,996 |
| 15 | 1.80% | ¥513,816 | ¥92,486,846 | ¥11,486,846 |
| 15 | 1.90% | ¥517,521 | ¥93,153,704 | ¥12,153,704 |
| 15 | 2.00% | ¥521,242 | ¥93,823,569 | ¥12,823,569 |
| 15 | 2.10% | ¥524,980 | ¥94,496,436 | ¥13,496,436 |
| 15 | 2.20% | ¥528,735 | ¥95,172,302 | ¥14,172,302 |
| 15 | 2.30% | ¥532,506 | ¥95,851,165 | ¥14,851,165 |
| 15 | 2.40% | ¥536,295 | ¥96,533,021 | ¥15,533,021 |
| 15 | 2.50% | ¥540,099 | ¥97,217,867 | ¥16,217,867 |
| 15 | 2.60% | ¥543,921 | ¥97,905,698 | ¥16,905,698 |
| 15 | 2.70% | ¥547,758 | ¥98,596,511 | ¥17,596,511 |
| 15 | 2.80% | ¥551,613 | ¥99,290,302 | ¥18,290,302 |
| 15 | 2.90% | ¥555,484 | ¥99,987,068 | ¥18,987,068 |
| 15 | 3.00% | ¥559,371 | ¥100,686,803 | ¥19,686,803 |
8100万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥699,097 | ¥83,891,685 | ¥2,891,685 |
| 10 | 0.80% | ¥702,585 | ¥84,310,178 | ¥3,310,178 |
| 10 | 0.90% | ¥706,083 | ¥84,730,018 | ¥3,730,018 |
| 10 | 1.00% | ¥709,593 | ¥85,151,206 | ¥4,151,206 |
| 10 | 1.10% | ¥713,115 | ¥85,573,740 | ¥4,573,740 |
| 10 | 1.20% | ¥716,647 | ¥85,997,621 | ¥4,997,621 |
| 10 | 1.30% | ¥720,190 | ¥86,422,848 | ¥5,422,848 |
| 10 | 1.40% | ¥723,745 | ¥86,849,421 | ¥5,849,421 |
| 10 | 1.50% | ¥727,311 | ¥87,277,338 | ¥6,277,338 |
| 10 | 1.60% | ¥730,888 | ¥87,706,599 | ¥6,706,599 |
| 10 | 1.70% | ¥734,477 | ¥88,137,205 | ¥7,137,205 |
| 10 | 1.80% | ¥738,076 | ¥88,569,153 | ¥7,569,153 |
| 10 | 1.90% | ¥741,687 | ¥89,002,444 | ¥8,002,444 |
| 10 | 2.00% | ¥745,309 | ¥89,437,077 | ¥8,437,077 |
| 10 | 2.10% | ¥748,942 | ¥89,873,051 | ¥8,873,051 |
| 10 | 2.20% | ¥752,586 | ¥90,310,366 | ¥9,310,366 |
| 10 | 2.30% | ¥756,242 | ¥90,749,020 | ¥9,749,020 |
| 10 | 2.40% | ¥759,908 | ¥91,189,013 | ¥10,189,013 |
| 10 | 2.50% | ¥763,586 | ¥91,630,344 | ¥10,630,344 |
| 10 | 2.60% | ¥767,275 | ¥92,073,013 | ¥11,073,013 |
| 10 | 2.70% | ¥770,975 | ¥92,517,018 | ¥11,517,018 |
| 10 | 2.80% | ¥774,686 | ¥92,962,359 | ¥11,962,359 |
| 10 | 2.90% | ¥778,409 | ¥93,409,035 | ¥12,409,035 |
| 10 | 3.00% | ¥782,142 | ¥93,857,044 | ¥12,857,044 |
