8100万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8100万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8100万円の住宅ローン｜期間・年数別
8100万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥160,039 |
¥96,023,575 |
¥15,023,575 |
| 50 |
0.80% |
¥163,840 |
¥98,303,771 |
¥17,303,771 |
| 50 |
0.90% |
¥167,695 |
¥100,617,148 |
¥19,617,148 |
| 50 |
1.00% |
¥171,606 |
¥102,963,562 |
¥21,963,562 |
| 50 |
1.10% |
¥175,571 |
¥105,342,852 |
¥24,342,852 |
| 50 |
1.20% |
¥179,591 |
¥107,754,844 |
¥26,754,844 |
| 50 |
1.30% |
¥183,666 |
¥110,199,348 |
¥29,199,348 |
| 50 |
1.40% |
¥187,794 |
¥112,676,159 |
¥31,676,159 |
| 50 |
1.50% |
¥191,975 |
¥115,185,058 |
¥34,185,058 |
| 50 |
1.60% |
¥196,210 |
¥117,725,811 |
¥36,725,811 |
| 50 |
1.70% |
¥200,497 |
¥120,298,173 |
¥39,298,173 |
| 50 |
1.80% |
¥204,836 |
¥122,901,883 |
¥41,901,883 |
| 50 |
1.90% |
¥209,228 |
¥125,536,669 |
¥44,536,669 |
| 50 |
2.00% |
¥213,670 |
¥128,202,246 |
¥47,202,246 |
| 50 |
2.10% |
¥218,164 |
¥130,898,317 |
¥49,898,317 |
| 50 |
2.20% |
¥222,708 |
¥133,624,575 |
¥52,624,575 |
| 50 |
2.30% |
¥227,301 |
¥136,380,702 |
¥55,380,702 |
| 50 |
2.40% |
¥231,944 |
¥139,166,367 |
¥58,166,367 |
| 50 |
2.50% |
¥236,635 |
¥141,981,231 |
¥60,981,231 |
| 50 |
2.60% |
¥241,375 |
¥144,824,948 |
¥63,824,948 |
| 50 |
2.70% |
¥246,162 |
¥147,697,158 |
¥66,697,158 |
| 50 |
2.80% |
¥250,996 |
¥150,597,498 |
¥69,597,498 |
| 50 |
2.90% |
¥255,876 |
¥153,525,593 |
¥72,525,593 |
| 50 |
3.00% |
¥260,802 |
¥156,481,064 |
¥75,481,064 |
8100万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥174,907 |
¥94,449,592 |
¥13,449,592 |
| 45 |
0.80% |
¥178,666 |
¥96,479,624 |
¥15,479,624 |
| 45 |
0.90% |
¥182,475 |
¥98,536,613 |
¥17,536,613 |
| 45 |
1.00% |
¥186,334 |
¥100,620,466 |
¥19,620,466 |
| 45 |
1.10% |
¥190,243 |
¥102,731,075 |
¥21,731,075 |
| 45 |
1.20% |
¥194,201 |
¥104,868,324 |
¥23,868,324 |
| 45 |
1.30% |
¥198,208 |
¥107,032,087 |
¥26,032,087 |
| 45 |
1.40% |
¥202,263 |
¥109,222,228 |
¥28,222,228 |
| 45 |
1.50% |
¥206,368 |
¥111,438,602 |
¥30,438,602 |
| 45 |
1.60% |
¥210,520 |
¥113,681,052 |
¥32,681,052 |
| 45 |
1.70% |
¥214,721 |
¥115,949,414 |
¥34,949,414 |
| 45 |
1.80% |
¥218,969 |
¥118,243,514 |
¥37,243,514 |
| 45 |
1.90% |
¥223,265 |
¥120,563,171 |
¥39,563,171 |
| 45 |
2.00% |
¥227,608 |
¥122,908,192 |
¥41,908,192 |
| 45 |
2.10% |
¥231,997 |
¥125,278,380 |
¥44,278,380 |
| 45 |
2.20% |
¥236,432 |
¥127,673,525 |
¥46,673,525 |
| 45 |
2.30% |
¥240,914 |
¥130,093,414 |
¥49,093,414 |
| 45 |
2.40% |
¥245,440 |
¥132,537,823 |
¥51,537,823 |
| 45 |
2.50% |
¥250,012 |
¥135,006,523 |
¥54,006,523 |
| 45 |
2.60% |
¥254,628 |
¥137,499,277 |
¥56,499,277 |
| 45 |
2.70% |
¥259,289 |
¥140,015,842 |
¥59,015,842 |
| 45 |
2.80% |
¥263,993 |
¥142,555,967 |
¥61,555,967 |
| 45 |
2.90% |
¥268,740 |
¥145,119,398 |
¥64,119,398 |
| 45 |
3.00% |
¥273,529 |
¥147,705,872 |
¥66,705,872 |
8100万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥193,525 |
¥92,891,979 |
¥11,891,979 |
| 40 |
0.80% |
¥197,243 |
¥94,676,791 |
¥13,676,791 |
| 40 |
0.90% |
¥201,006 |
¥96,482,962 |
¥15,482,962 |
| 40 |
1.00% |
¥204,813 |
¥98,310,430 |
¥17,310,430 |
| 40 |
1.10% |
¥208,665 |
¥100,159,129 |
¥19,159,129 |
| 40 |
1.20% |
¥212,560 |
¥102,028,986 |
¥21,028,986 |
| 40 |
1.30% |
¥216,500 |
¥103,919,919 |
¥22,919,919 |
| 40 |
1.40% |
¥220,483 |
¥105,831,844 |
¥24,831,844 |
| 40 |
1.50% |
¥224,510 |
¥107,764,668 |
¥26,764,668 |
| 40 |
1.60% |
¥228,580 |
¥109,718,291 |
¥28,718,291 |
| 40 |
1.70% |
¥232,693 |
¥111,692,611 |
¥30,692,611 |
| 40 |
1.80% |
¥236,849 |
¥113,687,515 |
¥32,687,515 |
| 40 |
1.90% |
¥241,048 |
¥115,702,888 |
¥34,702,888 |
| 40 |
2.00% |
¥245,289 |
¥117,738,608 |
¥36,738,608 |
| 40 |
2.10% |
¥249,572 |
¥119,794,549 |
¥38,794,549 |
| 40 |
2.20% |
¥253,897 |
¥121,870,576 |
¥40,870,576 |
| 40 |
2.30% |
¥258,264 |
¥123,966,552 |
¥42,966,552 |
| 40 |
2.40% |
¥262,672 |
¥126,082,334 |
¥45,082,334 |
| 40 |
2.50% |
¥267,120 |
¥128,217,775 |
¥47,217,775 |
| 40 |
2.60% |
¥271,610 |
¥130,372,721 |
¥49,372,721 |
| 40 |
2.70% |
¥276,140 |
¥132,547,014 |
¥51,547,014 |
| 40 |
2.80% |
¥280,709 |
¥134,740,494 |
¥53,740,494 |
| 40 |
2.90% |
¥285,319 |
¥136,952,994 |
¥55,952,994 |
| 40 |
3.00% |
¥289,967 |
¥139,184,343 |
¥58,184,343 |
8100万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥217,502 |
¥91,350,769 |
¥10,350,769 |
| 35 |
0.80% |
¥221,179 |
¥92,895,331 |
¥11,895,331 |
| 35 |
0.90% |
¥224,896 |
¥94,456,285 |
¥13,456,285 |
| 35 |
1.00% |
¥228,651 |
¥96,033,595 |
¥15,033,595 |
| 35 |
1.10% |
¥232,446 |
¥97,627,220 |
¥16,627,220 |
| 35 |
1.20% |
¥236,279 |
¥99,237,117 |
¥18,237,117 |
| 35 |
1.30% |
¥240,151 |
¥100,863,239 |
¥19,863,239 |
| 35 |
1.40% |
¥244,061 |
¥102,505,534 |
¥21,505,534 |
| 35 |
1.50% |
¥248,009 |
¥104,163,946 |
¥23,163,946 |
| 35 |
1.60% |
¥251,996 |
¥105,838,418 |
¥24,838,418 |
| 35 |
1.70% |
¥256,021 |
¥107,528,886 |
¥26,528,886 |
| 35 |
1.80% |
¥260,084 |
¥109,235,285 |
¥28,235,285 |
| 35 |
1.90% |
¥264,185 |
¥110,957,546 |
¥29,957,546 |
| 35 |
2.00% |
¥268,323 |
¥112,695,594 |
¥31,695,594 |
| 35 |
2.10% |
¥272,498 |
¥114,449,355 |
¥33,449,355 |
| 35 |
2.20% |
¥276,711 |
¥116,218,747 |
¥35,218,747 |
| 35 |
2.30% |
¥280,961 |
¥118,003,689 |
¥37,003,689 |
| 35 |
2.40% |
¥285,248 |
¥119,804,094 |
¥38,804,094 |
| 35 |
2.50% |
¥289,571 |
¥121,619,872 |
¥40,619,872 |
| 35 |
2.60% |
¥293,931 |
¥123,450,932 |
¥42,450,932 |
| 35 |
2.70% |
¥298,327 |
¥125,297,178 |
¥44,297,178 |
| 35 |
2.80% |
¥302,758 |
¥127,158,511 |
¥46,158,511 |
| 35 |
2.90% |
¥307,226 |
¥129,034,832 |
¥48,034,832 |
| 35 |
3.00% |
¥311,729 |
¥130,926,035 |
¥49,926,035 |
8100万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥249,517 |
¥89,825,993 |
¥8,825,993 |
| 30 |
0.80% |
¥253,154 |
¥91,135,295 |
¥10,135,295 |
| 30 |
0.90% |
¥256,824 |
¥92,456,666 |
¥11,456,666 |
| 30 |
1.00% |
¥260,528 |
¥93,790,084 |
¥12,790,084 |
| 30 |
1.10% |
¥264,265 |
¥95,135,529 |
¥14,135,529 |
| 30 |
1.20% |
¥268,036 |
¥96,492,975 |
¥15,492,975 |
| 30 |
1.30% |
¥271,840 |
¥97,862,397 |
¥16,862,397 |
| 30 |
1.40% |
¥275,677 |
¥99,243,767 |
¥18,243,767 |
| 30 |
1.50% |
¥279,547 |
¥100,637,053 |
¥19,637,053 |
| 30 |
1.60% |
¥283,451 |
¥102,042,225 |
¥21,042,225 |
| 30 |
1.70% |
¥287,387 |
¥103,459,246 |
¥22,459,246 |
| 30 |
1.80% |
¥291,356 |
¥104,888,081 |
¥23,888,081 |
| 30 |
1.90% |
¥295,357 |
¥106,328,692 |
¥25,328,692 |
| 30 |
2.00% |
¥299,392 |
¥107,781,038 |
¥26,781,038 |
| 30 |
2.10% |
¥303,459 |
¥109,245,077 |
¥28,245,077 |
| 30 |
2.20% |
¥307,558 |
¥110,720,765 |
¥29,720,765 |
| 30 |
2.30% |
¥311,689 |
¥112,208,056 |
¥31,208,056 |
| 30 |
2.40% |
¥315,853 |
¥113,706,902 |
¥32,706,902 |
| 30 |
2.50% |
¥320,048 |
¥115,217,254 |
¥34,217,254 |
| 30 |
2.60% |
¥324,275 |
¥116,739,060 |
¥35,739,060 |
| 30 |
2.70% |
¥328,534 |
¥118,272,267 |
¥37,272,267 |
| 30 |
2.80% |
¥332,824 |
¥119,816,820 |
¥38,816,820 |
| 30 |
2.90% |
¥337,146 |
¥121,372,662 |
¥40,372,662 |
| 30 |
3.00% |
¥341,499 |
¥122,939,736 |
¥41,939,736 |
8100万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥294,392 |
¥88,317,676 |
¥7,317,676 |
| 25 |
0.80% |
¥297,989 |
¥89,396,727 |
¥8,396,727 |
| 25 |
0.90% |
¥301,614 |
¥90,484,174 |
¥9,484,174 |
| 25 |
1.00% |
¥305,267 |
¥91,580,006 |
¥10,580,006 |
| 25 |
1.10% |
¥308,947 |
¥92,684,213 |
¥11,684,213 |
| 25 |
1.20% |
¥312,656 |
¥93,796,782 |
¥12,796,782 |
| 25 |
1.30% |
¥316,392 |
¥94,917,700 |
¥13,917,700 |
| 25 |
1.40% |
¥320,157 |
¥96,046,953 |
¥15,046,953 |
| 25 |
1.50% |
¥323,948 |
¥97,184,527 |
¥16,184,527 |
| 25 |
1.60% |
¥327,768 |
¥98,330,405 |
¥17,330,405 |
| 25 |
1.70% |
¥331,615 |
¥99,484,571 |
¥18,484,571 |
| 25 |
1.80% |
¥335,490 |
¥100,647,005 |
¥19,647,005 |
| 25 |
1.90% |
¥339,392 |
¥101,817,689 |
¥20,817,689 |
| 25 |
2.00% |
¥343,322 |
¥102,996,604 |
¥21,996,604 |
| 25 |
2.10% |
¥347,279 |
¥104,183,728 |
¥23,183,728 |
| 25 |
2.20% |
¥351,263 |
¥105,379,040 |
¥24,379,040 |
| 25 |
2.30% |
¥355,275 |
¥106,582,516 |
¥25,582,516 |
| 25 |
2.40% |
¥359,314 |
¥107,794,133 |
¥26,794,133 |
| 25 |
2.50% |
¥363,380 |
¥109,013,866 |
¥28,013,866 |
| 25 |
2.60% |
¥367,472 |
¥110,241,690 |
¥29,241,690 |
| 25 |
2.70% |
¥371,592 |
¥111,477,578 |
¥30,477,578 |
| 25 |
2.80% |
¥375,738 |
¥112,721,503 |
¥31,721,503 |
| 25 |
2.90% |
¥379,911 |
¥113,973,436 |
¥32,973,436 |
| 25 |
3.00% |
¥384,111 |
¥115,233,349 |
¥34,233,349 |
8100万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥361,774 |
¥86,825,841 |
¥5,825,841 |
| 20 |
0.80% |
¥365,332 |
¥87,679,666 |
¥6,679,666 |
| 20 |
0.90% |
¥368,912 |
¥88,538,871 |
¥7,538,871 |
| 20 |
1.00% |
¥372,514 |
¥89,403,453 |
¥8,403,453 |
| 20 |
1.10% |
¥376,139 |
¥90,273,407 |
¥9,273,407 |
| 20 |
1.20% |
¥379,786 |
¥91,148,727 |
¥10,148,727 |
| 20 |
1.30% |
¥383,456 |
¥92,029,408 |
¥11,029,408 |
| 20 |
1.40% |
¥387,148 |
¥92,915,443 |
¥11,915,443 |
| 20 |
1.50% |
¥390,862 |
¥93,806,827 |
¥12,806,827 |
| 20 |
1.60% |
¥394,598 |
¥94,703,553 |
¥13,703,553 |
| 20 |
1.70% |
¥398,357 |
¥95,605,613 |
¥14,605,613 |
| 20 |
1.80% |
¥402,137 |
¥96,513,000 |
¥15,513,000 |
| 20 |
1.90% |
¥405,940 |
¥97,425,705 |
¥16,425,705 |
| 20 |
2.00% |
¥409,766 |
¥98,343,720 |
¥17,343,720 |
| 20 |
2.10% |
¥413,613 |
¥99,267,037 |
¥18,267,037 |
| 20 |
2.20% |
¥417,482 |
¥100,195,645 |
¥19,195,645 |
| 20 |
2.30% |
¥421,373 |
¥101,129,536 |
¥20,129,536 |
| 20 |
2.40% |
¥425,286 |
¥102,068,698 |
¥21,068,698 |
| 20 |
2.50% |
¥429,221 |
¥103,013,122 |
¥22,013,122 |
| 20 |
2.60% |
¥433,178 |
¥103,962,797 |
¥22,962,797 |
| 20 |
2.70% |
¥437,157 |
¥104,917,712 |
¥23,917,712 |
| 20 |
2.80% |
¥441,158 |
¥105,877,854 |
¥24,877,854 |
| 20 |
2.90% |
¥445,180 |
¥106,843,212 |
¥25,843,212 |
| 20 |
3.00% |
¥449,224 |
¥107,813,773 |
¥26,813,773 |
8100万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥474,169 |
¥85,350,506 |
¥4,350,506 |
| 15 |
0.80% |
¥477,690 |
¥85,984,141 |
¥4,984,141 |
| 15 |
0.90% |
¥481,227 |
¥86,620,807 |
¥5,620,807 |
| 15 |
1.00% |
¥484,781 |
¥87,260,500 |
¥6,260,500 |
| 15 |
1.10% |
¥488,351 |
¥87,903,221 |
¥6,903,221 |
| 15 |
1.20% |
¥491,939 |
¥88,548,966 |
¥7,548,966 |
| 15 |
1.30% |
¥495,543 |
¥89,197,735 |
¥8,197,735 |
| 15 |
1.40% |
¥499,164 |
¥89,849,524 |
¥8,849,524 |
| 15 |
1.50% |
¥502,802 |
¥90,504,332 |
¥9,504,332 |
| 15 |
1.60% |
¥506,456 |
¥91,162,157 |
¥10,162,157 |
| 15 |
1.70% |
¥510,128 |
¥91,822,996 |
¥10,822,996 |
| 15 |
1.80% |
¥513,816 |
¥92,486,846 |
¥11,486,846 |
| 15 |
1.90% |
¥517,521 |
¥93,153,704 |
¥12,153,704 |
| 15 |
2.00% |
¥521,242 |
¥93,823,569 |
¥12,823,569 |
| 15 |
2.10% |
¥524,980 |
¥94,496,436 |
¥13,496,436 |
| 15 |
2.20% |
¥528,735 |
¥95,172,302 |
¥14,172,302 |
| 15 |
2.30% |
¥532,506 |
¥95,851,165 |
¥14,851,165 |
| 15 |
2.40% |
¥536,295 |
¥96,533,021 |
¥15,533,021 |
| 15 |
2.50% |
¥540,099 |
¥97,217,867 |
¥16,217,867 |
| 15 |
2.60% |
¥543,921 |
¥97,905,698 |
¥16,905,698 |
| 15 |
2.70% |
¥547,758 |
¥98,596,511 |
¥17,596,511 |
| 15 |
2.80% |
¥551,613 |
¥99,290,302 |
¥18,290,302 |
| 15 |
2.90% |
¥555,484 |
¥99,987,068 |
¥18,987,068 |
| 15 |
3.00% |
¥559,371 |
¥100,686,803 |
¥19,686,803 |
8100万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥699,097 |
¥83,891,685 |
¥2,891,685 |
| 10 |
0.80% |
¥702,585 |
¥84,310,178 |
¥3,310,178 |
| 10 |
0.90% |
¥706,083 |
¥84,730,018 |
¥3,730,018 |
| 10 |
1.00% |
¥709,593 |
¥85,151,206 |
¥4,151,206 |
| 10 |
1.10% |
¥713,115 |
¥85,573,740 |
¥4,573,740 |
| 10 |
1.20% |
¥716,647 |
¥85,997,621 |
¥4,997,621 |
| 10 |
1.30% |
¥720,190 |
¥86,422,848 |
¥5,422,848 |
| 10 |
1.40% |
¥723,745 |
¥86,849,421 |
¥5,849,421 |
| 10 |
1.50% |
¥727,311 |
¥87,277,338 |
¥6,277,338 |
| 10 |
1.60% |
¥730,888 |
¥87,706,599 |
¥6,706,599 |
| 10 |
1.70% |
¥734,477 |
¥88,137,205 |
¥7,137,205 |
| 10 |
1.80% |
¥738,076 |
¥88,569,153 |
¥7,569,153 |
| 10 |
1.90% |
¥741,687 |
¥89,002,444 |
¥8,002,444 |
| 10 |
2.00% |
¥745,309 |
¥89,437,077 |
¥8,437,077 |
| 10 |
2.10% |
¥748,942 |
¥89,873,051 |
¥8,873,051 |
| 10 |
2.20% |
¥752,586 |
¥90,310,366 |
¥9,310,366 |
| 10 |
2.30% |
¥756,242 |
¥90,749,020 |
¥9,749,020 |
| 10 |
2.40% |
¥759,908 |
¥91,189,013 |
¥10,189,013 |
| 10 |
2.50% |
¥763,586 |
¥91,630,344 |
¥10,630,344 |
| 10 |
2.60% |
¥767,275 |
¥92,073,013 |
¥11,073,013 |
| 10 |
2.70% |
¥770,975 |
¥92,517,018 |
¥11,517,018 |
| 10 |
2.80% |
¥774,686 |
¥92,962,359 |
¥11,962,359 |
| 10 |
2.90% |
¥778,409 |
¥93,409,035 |
¥12,409,035 |
| 10 |
3.00% |
¥782,142 |
¥93,857,044 |
¥12,857,044 |
