8130万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8130万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8130万円の住宅ローン｜期間・年数別
8130万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥160,632 | ¥96,379,218 | ¥15,079,218 |
| 50 | 0.80% | ¥164,446 | ¥98,667,859 | ¥17,367,859 |
| 50 | 0.90% | ¥168,316 | ¥100,989,804 | ¥19,689,804 |
| 50 | 1.00% | ¥172,242 | ¥103,344,908 | ¥22,044,908 |
| 50 | 1.10% | ¥176,222 | ¥105,733,011 | ¥24,433,011 |
| 50 | 1.20% | ¥180,257 | ¥108,153,936 | ¥26,853,936 |
| 50 | 1.30% | ¥184,346 | ¥110,607,494 | ¥29,307,494 |
| 50 | 1.40% | ¥188,489 | ¥113,093,478 | ¥31,793,478 |
| 50 | 1.50% | ¥192,686 | ¥115,611,669 | ¥34,311,669 |
| 50 | 1.60% | ¥196,936 | ¥118,161,833 | ¥36,861,833 |
| 50 | 1.70% | ¥201,240 | ¥120,743,722 | ¥39,443,722 |
| 50 | 1.80% | ¥205,595 | ¥123,357,075 | ¥42,057,075 |
| 50 | 1.90% | ¥210,003 | ¥126,001,619 | ¥44,701,619 |
| 50 | 2.00% | ¥214,462 | ¥128,677,069 | ¥47,377,069 |
| 50 | 2.10% | ¥218,972 | ¥131,383,126 | ¥50,083,126 |
| 50 | 2.20% | ¥223,532 | ¥134,119,481 | ¥52,819,481 |
| 50 | 2.30% | ¥228,143 | ¥136,885,815 | ¥55,585,815 |
| 50 | 2.40% | ¥232,803 | ¥139,681,798 | ¥58,381,798 |
| 50 | 2.50% | ¥237,512 | ¥142,507,088 | ¥61,207,088 |
| 50 | 2.60% | ¥242,269 | ¥145,361,336 | ¥64,061,336 |
| 50 | 2.70% | ¥247,074 | ¥148,244,185 | ¥66,944,185 |
| 50 | 2.80% | ¥251,925 | ¥151,155,266 | ¥69,855,266 |
| 50 | 2.90% | ¥256,824 | ¥154,094,207 | ¥72,794,207 |
| 50 | 3.00% | ¥261,768 | ¥157,060,624 | ¥75,760,624 |
8130万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥175,554 | ¥94,799,405 | ¥13,499,405 |
| 45 | 0.80% | ¥179,328 | ¥96,836,956 | ¥15,536,956 |
| 45 | 0.90% | ¥183,151 | ¥98,901,564 | ¥17,601,564 |
| 45 | 1.00% | ¥187,024 | ¥100,993,134 | ¥19,693,134 |
| 45 | 1.10% | ¥190,947 | ¥103,111,560 | ¥21,811,560 |
| 45 | 1.20% | ¥194,920 | ¥105,256,725 | ¥23,956,725 |
| 45 | 1.30% | ¥198,942 | ¥107,428,502 | ¥26,128,502 |
| 45 | 1.40% | ¥203,013 | ¥109,626,755 | ¥28,326,755 |
| 45 | 1.50% | ¥207,132 | ¥111,851,337 | ¥30,551,337 |
| 45 | 1.60% | ¥211,300 | ¥114,102,093 | ¥32,802,093 |
| 45 | 1.70% | ¥215,516 | ¥116,378,856 | ¥35,078,856 |
| 45 | 1.80% | ¥219,780 | ¥118,681,453 | ¥37,381,453 |
| 45 | 1.90% | ¥224,092 | ¥121,009,701 | ¥39,709,701 |
| 45 | 2.00% | ¥228,451 | ¥123,363,408 | ¥42,063,408 |
| 45 | 2.10% | ¥232,856 | ¥125,742,374 | ¥44,442,374 |
| 45 | 2.20% | ¥237,308 | ¥128,146,390 | ¥46,846,390 |
| 45 | 2.30% | ¥241,806 | ¥130,575,241 | ¥49,275,241 |
| 45 | 2.40% | ¥246,349 | ¥133,028,704 | ¥51,728,704 |
| 45 | 2.50% | ¥250,938 | ¥135,506,547 | ¥54,206,547 |
| 45 | 2.60% | ¥255,571 | ¥138,008,534 | ¥56,708,534 |
| 45 | 2.70% | ¥260,249 | ¥140,534,419 | ¥59,234,419 |
| 45 | 2.80% | ¥264,970 | ¥143,083,952 | ¥61,783,952 |
| 45 | 2.90% | ¥269,735 | ¥145,656,877 | ¥64,356,877 |
| 45 | 3.00% | ¥274,542 | ¥148,252,931 | ¥66,952,931 |
8130万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥194,242 | ¥93,236,023 | ¥11,936,023 |
| 40 | 0.80% | ¥197,974 | ¥95,027,446 | ¥13,727,446 |
| 40 | 0.90% | ¥201,751 | ¥96,840,306 | ¥15,540,306 |
| 40 | 1.00% | ¥205,572 | ¥98,674,543 | ¥17,374,543 |
| 40 | 1.10% | ¥209,438 | ¥100,530,089 | ¥19,230,089 |
| 40 | 1.20% | ¥213,348 | ¥102,406,871 | ¥21,106,871 |
| 40 | 1.30% | ¥217,302 | ¥104,304,808 | ¥23,004,808 |
| 40 | 1.40% | ¥221,300 | ¥106,223,814 | ¥24,923,814 |
| 40 | 1.50% | ¥225,341 | ¥108,163,796 | ¥26,863,796 |
| 40 | 1.60% | ¥229,426 | ¥110,124,655 | ¥28,824,655 |
| 40 | 1.70% | ¥233,555 | ¥112,106,287 | ¥30,806,287 |
| 40 | 1.80% | ¥237,726 | ¥114,108,580 | ¥32,808,580 |
| 40 | 1.90% | ¥241,940 | ¥116,131,417 | ¥34,831,417 |
| 40 | 2.00% | ¥246,197 | ¥118,174,677 | ¥36,874,677 |
| 40 | 2.10% | ¥250,496 | ¥120,238,232 | ¥38,938,232 |
| 40 | 2.20% | ¥254,837 | ¥122,321,948 | ¥41,021,948 |
| 40 | 2.30% | ¥259,220 | ¥124,425,687 | ¥43,125,687 |
| 40 | 2.40% | ¥263,644 | ¥126,549,306 | ¥45,249,306 |
| 40 | 2.50% | ¥268,110 | ¥128,692,655 | ¥47,392,655 |
| 40 | 2.60% | ¥272,616 | ¥130,855,582 | ¥49,555,582 |
| 40 | 2.70% | ¥277,162 | ¥133,037,929 | ¥51,737,929 |
| 40 | 2.80% | ¥281,749 | ¥135,239,533 | ¥53,939,533 |
| 40 | 2.90% | ¥286,375 | ¥137,460,227 | ¥56,160,227 |
| 40 | 3.00% | ¥291,041 | ¥139,699,841 | ¥58,399,841 |
8130万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥218,307 | ¥91,689,105 | ¥10,389,105 |
| 35 | 0.80% | ¥221,999 | ¥93,239,388 | ¥11,939,388 |
| 35 | 0.90% | ¥225,729 | ¥94,806,123 | ¥13,506,123 |
| 35 | 1.00% | ¥229,498 | ¥96,389,275 | ¥15,089,275 |
| 35 | 1.10% | ¥233,307 | ¥97,988,802 | ¥16,688,802 |
| 35 | 1.20% | ¥237,154 | ¥99,604,662 | ¥18,304,662 |
| 35 | 1.30% | ¥241,040 | ¥101,236,807 | ¥19,936,807 |
| 35 | 1.40% | ¥244,965 | ¥102,885,184 | ¥21,585,184 |
| 35 | 1.50% | ¥248,928 | ¥104,549,739 | ¥23,249,739 |
| 35 | 1.60% | ¥252,930 | ¥106,230,412 | ¥24,930,412 |
| 35 | 1.70% | ¥256,969 | ¥107,927,142 | ¥26,627,142 |
| 35 | 1.80% | ¥261,047 | ¥109,639,861 | ¥28,339,861 |
| 35 | 1.90% | ¥265,163 | ¥111,368,500 | ¥30,068,500 |
| 35 | 2.00% | ¥269,317 | ¥113,112,985 | ¥31,812,985 |
| 35 | 2.10% | ¥273,508 | ¥114,873,241 | ¥33,573,241 |
| 35 | 2.20% | ¥277,736 | ¥116,649,187 | ¥35,349,187 |
| 35 | 2.30% | ¥282,002 | ¥118,440,740 | ¥37,140,740 |
| 35 | 2.40% | ¥286,304 | ¥120,247,813 | ¥38,947,813 |
| 35 | 2.50% | ¥290,644 | ¥122,070,316 | ¥40,770,316 |
| 35 | 2.60% | ¥295,019 | ¥123,908,158 | ¥42,608,158 |
| 35 | 2.70% | ¥299,432 | ¥125,761,242 | ¥44,461,242 |
| 35 | 2.80% | ¥303,880 | ¥127,629,469 | ¥46,329,469 |
| 35 | 2.90% | ¥308,364 | ¥129,512,738 | ¥48,212,738 |
| 35 | 3.00% | ¥312,883 | ¥131,410,946 | ¥50,110,946 |
8130万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥250,441 | ¥90,158,681 | ¥8,858,681 |
| 30 | 0.80% | ¥254,091 | ¥91,472,833 | ¥10,172,833 |
| 30 | 0.90% | ¥257,775 | ¥92,799,098 | ¥11,499,098 |
| 30 | 1.00% | ¥261,493 | ¥94,137,455 | ¥12,837,455 |
| 30 | 1.10% | ¥265,244 | ¥95,487,883 | ¥14,187,883 |
| 30 | 1.20% | ¥269,029 | ¥96,850,357 | ¥15,550,357 |
| 30 | 1.30% | ¥272,847 | ¥98,224,851 | ¥16,924,851 |
| 30 | 1.40% | ¥276,698 | ¥99,611,336 | ¥18,311,336 |
| 30 | 1.50% | ¥280,583 | ¥101,009,783 | ¥19,709,783 |
| 30 | 1.60% | ¥284,500 | ¥102,420,159 | ¥21,120,159 |
| 30 | 1.70% | ¥288,451 | ¥103,842,428 | ¥22,542,428 |
| 30 | 1.80% | ¥292,435 | ¥105,276,556 | ¥23,976,556 |
| 30 | 1.90% | ¥296,451 | ¥106,722,502 | ¥25,422,502 |
| 30 | 2.00% | ¥300,501 | ¥108,180,227 | ¥26,880,227 |
| 30 | 2.10% | ¥304,582 | ¥109,649,689 | ¥28,349,689 |
| 30 | 2.20% | ¥308,697 | ¥111,130,842 | ¥29,830,842 |
| 30 | 2.30% | ¥312,843 | ¥112,623,642 | ¥31,323,642 |
| 30 | 2.40% | ¥317,022 | ¥114,128,039 | ¥32,828,039 |
| 30 | 2.50% | ¥321,233 | ¥115,643,985 | ¥34,343,985 |
| 30 | 2.60% | ¥325,476 | ¥117,171,427 | ¥35,871,427 |
| 30 | 2.70% | ¥329,751 | ¥118,710,312 | ¥37,410,312 |
| 30 | 2.80% | ¥334,057 | ¥120,260,586 | ¥38,960,586 |
| 30 | 2.90% | ¥338,395 | ¥121,822,191 | ¥40,522,191 |
| 30 | 3.00% | ¥342,764 | ¥123,395,069 | ¥42,095,069 |
8130万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥295,483 | ¥88,644,778 | ¥7,344,778 |
| 25 | 0.80% | ¥299,093 | ¥89,727,826 | ¥8,427,826 |
| 25 | 0.90% | ¥302,731 | ¥90,819,301 | ¥9,519,301 |
| 25 | 1.00% | ¥306,397 | ¥91,919,192 | ¥10,619,192 |
| 25 | 1.10% | ¥310,092 | ¥93,027,488 | ¥11,727,488 |
| 25 | 1.20% | ¥313,814 | ¥94,144,177 | ¥12,844,177 |
| 25 | 1.30% | ¥317,564 | ¥95,269,247 | ¥13,969,247 |
| 25 | 1.40% | ¥321,342 | ¥96,402,683 | ¥15,102,683 |
| 25 | 1.50% | ¥325,148 | ¥97,544,470 | ¥16,244,470 |
| 25 | 1.60% | ¥328,982 | ¥98,694,592 | ¥17,394,592 |
| 25 | 1.70% | ¥332,843 | ¥99,853,032 | ¥18,553,032 |
| 25 | 1.80% | ¥336,733 | ¥101,019,772 | ¥19,719,772 |
| 25 | 1.90% | ¥340,649 | ¥102,194,792 | ¥20,894,792 |
| 25 | 2.00% | ¥344,594 | ¥103,378,073 | ¥22,078,073 |
| 25 | 2.10% | ¥348,565 | ¥104,569,594 | ¥23,269,594 |
| 25 | 2.20% | ¥352,564 | ¥105,769,333 | ¥24,469,333 |
| 25 | 2.30% | ¥356,591 | ¥106,977,266 | ¥25,677,266 |
| 25 | 2.40% | ¥360,645 | ¥108,193,371 | ¥26,893,371 |
| 25 | 2.50% | ¥364,725 | ¥109,417,621 | ¥28,117,621 |
| 25 | 2.60% | ¥368,833 | ¥110,649,993 | ¥29,349,993 |
| 25 | 2.70% | ¥372,968 | ¥111,890,458 | ¥30,590,458 |
| 25 | 2.80% | ¥377,130 | ¥113,138,990 | ¥31,838,990 |
| 25 | 2.90% | ¥381,319 | ¥114,395,560 | ¥33,095,560 |
| 25 | 3.00% | ¥385,534 | ¥115,660,139 | ¥34,360,139 |
8130万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥363,114 | ¥87,147,418 | ¥5,847,418 |
| 20 | 0.80% | ¥366,685 | ¥88,004,405 | ¥6,704,405 |
| 20 | 0.90% | ¥370,278 | ¥88,866,793 | ¥7,566,793 |
| 20 | 1.00% | ¥373,894 | ¥89,734,577 | ¥8,434,577 |
| 20 | 1.10% | ¥377,532 | ¥90,607,753 | ¥9,307,753 |
| 20 | 1.20% | ¥381,193 | ¥91,486,315 | ¥10,186,315 |
| 20 | 1.30% | ¥384,876 | ¥92,370,257 | ¥11,070,257 |
| 20 | 1.40% | ¥388,582 | ¥93,259,575 | ¥11,959,575 |
| 20 | 1.50% | ¥392,309 | ¥94,154,260 | ¥12,854,260 |
| 20 | 1.60% | ¥396,060 | ¥95,054,307 | ¥13,754,307 |
| 20 | 1.70% | ¥399,832 | ¥95,959,708 | ¥14,659,708 |
| 20 | 1.80% | ¥403,627 | ¥96,870,455 | ¥15,570,455 |
| 20 | 1.90% | ¥407,444 | ¥97,786,541 | ¥16,486,541 |
| 20 | 2.00% | ¥411,283 | ¥98,707,956 | ¥17,407,956 |
| 20 | 2.10% | ¥415,145 | ¥99,634,692 | ¥18,334,692 |
| 20 | 2.20% | ¥419,028 | ¥100,566,740 | ¥19,266,740 |
| 20 | 2.30% | ¥422,934 | ¥101,504,089 | ¥20,204,089 |
| 20 | 2.40% | ¥426,861 | ¥102,446,730 | ¥21,146,730 |
| 20 | 2.50% | ¥430,811 | ¥103,394,652 | ¥22,094,652 |
| 20 | 2.60% | ¥434,783 | ¥104,347,845 | ¥23,047,845 |
| 20 | 2.70% | ¥438,776 | ¥105,306,296 | ¥24,006,296 |
| 20 | 2.80% | ¥442,792 | ¥106,269,994 | ¥24,969,994 |
| 20 | 2.90% | ¥446,829 | ¥107,238,927 | ¥25,938,927 |
| 20 | 3.00% | ¥450,888 | ¥108,213,083 | ¥26,913,083 |
8130万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥475,926 | ¥85,666,619 | ¥4,366,619 |
| 15 | 0.80% | ¥479,459 | ¥86,302,601 | ¥5,002,601 |
| 15 | 0.90% | ¥483,009 | ¥86,941,624 | ¥5,641,624 |
| 15 | 1.00% | ¥486,576 | ¥87,583,687 | ¥6,283,687 |
| 15 | 1.10% | ¥490,160 | ¥88,228,788 | ¥6,928,788 |
| 15 | 1.20% | ¥493,761 | ¥88,876,925 | ¥7,576,925 |
| 15 | 1.30% | ¥497,378 | ¥89,528,097 | ¥8,228,097 |
| 15 | 1.40% | ¥501,013 | ¥90,182,300 | ¥8,882,300 |
| 15 | 1.50% | ¥504,664 | ¥90,839,534 | ¥9,539,534 |
| 15 | 1.60% | ¥508,332 | ¥91,499,795 | ¥10,199,795 |
| 15 | 1.70% | ¥512,017 | ¥92,163,081 | ¥10,863,081 |
| 15 | 1.80% | ¥515,719 | ¥92,829,390 | ¥11,529,390 |
| 15 | 1.90% | ¥519,437 | ¥93,498,718 | ¥12,198,718 |
| 15 | 2.00% | ¥523,173 | ¥94,171,063 | ¥12,871,063 |
| 15 | 2.10% | ¥526,925 | ¥94,846,422 | ¥13,546,422 |
| 15 | 2.20% | ¥530,693 | ¥95,524,792 | ¥14,224,792 |
| 15 | 2.30% | ¥534,479 | ¥96,206,170 | ¥14,906,170 |
| 15 | 2.40% | ¥538,281 | ¥96,890,551 | ¥15,590,551 |
| 15 | 2.50% | ¥542,100 | ¥97,577,933 | ¥16,277,933 |
| 15 | 2.60% | ¥545,935 | ¥98,268,312 | ¥16,968,312 |
| 15 | 2.70% | ¥549,787 | ¥98,961,683 | ¥17,661,683 |
| 15 | 2.80% | ¥553,656 | ¥99,658,044 | ¥18,358,044 |
| 15 | 2.90% | ¥557,541 | ¥100,357,390 | ¥19,057,390 |
| 15 | 3.00% | ¥561,443 | ¥101,059,717 | ¥19,759,717 |
8130万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥701,687 | ¥84,202,395 | ¥2,902,395 |
| 10 | 0.80% | ¥705,187 | ¥84,622,438 | ¥3,322,438 |
| 10 | 0.90% | ¥708,699 | ¥85,043,833 | ¥3,743,833 |
| 10 | 1.00% | ¥712,222 | ¥85,466,581 | ¥4,166,581 |
| 10 | 1.10% | ¥715,756 | ¥85,890,680 | ¥4,590,680 |
| 10 | 1.20% | ¥719,301 | ¥86,316,131 | ¥5,016,131 |
| 10 | 1.30% | ¥722,858 | ¥86,742,933 | ¥5,442,933 |
| 10 | 1.40% | ¥726,426 | ¥87,171,085 | ¥5,871,085 |
| 10 | 1.50% | ¥730,005 | ¥87,600,587 | ¥6,300,587 |
| 10 | 1.60% | ¥733,595 | ¥88,031,439 | ¥6,731,439 |
| 10 | 1.70% | ¥737,197 | ¥88,463,639 | ¥7,163,639 |
| 10 | 1.80% | ¥740,810 | ¥88,897,187 | ¥7,597,187 |
| 10 | 1.90% | ¥744,434 | ¥89,332,083 | ¥8,032,083 |
| 10 | 2.00% | ¥748,069 | ¥89,768,326 | ¥8,468,326 |
| 10 | 2.10% | ¥751,716 | ¥90,205,914 | ¥8,905,914 |
| 10 | 2.20% | ¥755,374 | ¥90,644,849 | ¥9,344,849 |
| 10 | 2.30% | ¥759,043 | ¥91,085,127 | ¥9,785,127 |
| 10 | 2.40% | ¥762,723 | ¥91,526,750 | ¥10,226,750 |
| 10 | 2.50% | ¥766,414 | ¥91,969,716 | ¥10,669,716 |
| 10 | 2.60% | ¥770,117 | ¥92,414,024 | ¥11,114,024 |
| 10 | 2.70% | ¥773,831 | ¥92,859,674 | ¥11,559,674 |
| 10 | 2.80% | ¥777,556 | ¥93,306,664 | ¥12,006,664 |
| 10 | 2.90% | ¥781,292 | ¥93,754,994 | ¥12,454,994 |
| 10 | 3.00% | ¥785,039 | ¥94,204,663 | ¥12,904,663 |
