8140万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8140万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8140万円の住宅ローン|期間・年数別
8140万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥160,830 |
¥96,497,765 |
¥15,097,765 |
| 50 |
0.80% |
¥164,649 |
¥98,789,222 |
¥17,389,222 |
| 50 |
0.90% |
¥168,523 |
¥101,114,023 |
¥19,714,023 |
| 50 |
1.00% |
¥172,453 |
¥103,472,024 |
¥22,072,024 |
| 50 |
1.10% |
¥176,438 |
¥105,863,064 |
¥24,463,064 |
| 50 |
1.20% |
¥180,478 |
¥108,286,967 |
¥26,886,967 |
| 50 |
1.30% |
¥184,573 |
¥110,743,543 |
¥29,343,543 |
| 50 |
1.40% |
¥188,721 |
¥113,232,585 |
¥31,832,585 |
| 50 |
1.50% |
¥192,923 |
¥115,753,873 |
¥34,353,873 |
| 50 |
1.60% |
¥197,179 |
¥118,307,173 |
¥36,907,173 |
| 50 |
1.70% |
¥201,487 |
¥120,892,238 |
¥39,492,238 |
| 50 |
1.80% |
¥205,848 |
¥123,508,806 |
¥42,108,806 |
| 50 |
1.90% |
¥210,261 |
¥126,156,603 |
¥44,756,603 |
| 50 |
2.00% |
¥214,726 |
¥128,835,343 |
¥47,435,343 |
| 50 |
2.10% |
¥219,241 |
¥131,544,729 |
¥50,144,729 |
| 50 |
2.20% |
¥223,807 |
¥134,284,450 |
¥52,884,450 |
| 50 |
2.30% |
¥228,424 |
¥137,054,187 |
¥55,654,187 |
| 50 |
2.40% |
¥233,089 |
¥139,853,608 |
¥58,453,608 |
| 50 |
2.50% |
¥237,804 |
¥142,682,373 |
¥61,282,373 |
| 50 |
2.60% |
¥242,567 |
¥145,540,133 |
¥64,140,133 |
| 50 |
2.70% |
¥247,378 |
¥148,426,527 |
¥67,026,527 |
| 50 |
2.80% |
¥252,235 |
¥151,341,189 |
¥69,941,189 |
| 50 |
2.90% |
¥257,140 |
¥154,283,744 |
¥72,883,744 |
| 50 |
3.00% |
¥262,090 |
¥157,253,810 |
¥75,853,810 |
8140万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥175,770 |
¥94,916,010 |
¥13,516,010 |
| 45 |
0.80% |
¥179,548 |
¥96,956,066 |
¥15,556,066 |
| 45 |
0.90% |
¥183,376 |
¥99,023,214 |
¥17,623,214 |
| 45 |
1.00% |
¥187,254 |
¥101,117,357 |
¥19,717,357 |
| 45 |
1.10% |
¥191,182 |
¥103,238,389 |
¥21,838,389 |
| 45 |
1.20% |
¥195,160 |
¥105,386,192 |
¥23,986,192 |
| 45 |
1.30% |
¥199,186 |
¥107,560,641 |
¥26,160,641 |
| 45 |
1.40% |
¥203,262 |
¥109,761,598 |
¥28,361,598 |
| 45 |
1.50% |
¥207,387 |
¥111,988,916 |
¥30,588,916 |
| 45 |
1.60% |
¥211,560 |
¥114,242,440 |
¥32,842,440 |
| 45 |
1.70% |
¥215,781 |
¥116,522,004 |
¥35,122,004 |
| 45 |
1.80% |
¥220,051 |
¥118,827,433 |
¥37,427,433 |
| 45 |
1.90% |
¥224,368 |
¥121,158,545 |
¥39,758,545 |
| 45 |
2.00% |
¥228,732 |
¥123,515,147 |
¥42,115,147 |
| 45 |
2.10% |
¥233,143 |
¥125,897,038 |
¥44,497,038 |
| 45 |
2.20% |
¥237,600 |
¥128,304,012 |
¥46,904,012 |
| 45 |
2.30% |
¥242,103 |
¥130,735,851 |
¥49,335,851 |
| 45 |
2.40% |
¥246,652 |
¥133,192,331 |
¥51,792,331 |
| 45 |
2.50% |
¥251,247 |
¥135,673,222 |
¥54,273,222 |
| 45 |
2.60% |
¥255,886 |
¥138,178,286 |
¥56,778,286 |
| 45 |
2.70% |
¥260,569 |
¥140,707,278 |
¥59,307,278 |
| 45 |
2.80% |
¥265,296 |
¥143,259,947 |
¥61,859,947 |
| 45 |
2.90% |
¥270,067 |
¥145,836,037 |
¥64,436,037 |
| 45 |
3.00% |
¥274,880 |
¥148,435,284 |
¥67,035,284 |
8140万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥194,481 |
¥93,350,705 |
¥11,950,705 |
| 40 |
0.80% |
¥198,217 |
¥95,144,331 |
¥13,744,331 |
| 40 |
0.90% |
¥201,999 |
¥96,959,421 |
¥15,559,421 |
| 40 |
1.00% |
¥205,825 |
¥98,795,914 |
¥17,395,914 |
| 40 |
1.10% |
¥209,695 |
¥100,653,742 |
¥19,253,742 |
| 40 |
1.20% |
¥213,610 |
¥102,532,832 |
¥21,132,832 |
| 40 |
1.30% |
¥217,569 |
¥104,433,104 |
¥23,033,104 |
| 40 |
1.40% |
¥221,572 |
¥106,354,471 |
¥24,954,471 |
| 40 |
1.50% |
¥225,618 |
¥108,296,839 |
¥26,896,839 |
| 40 |
1.60% |
¥229,709 |
¥110,260,110 |
¥28,860,110 |
| 40 |
1.70% |
¥233,842 |
¥112,244,179 |
¥30,844,179 |
| 40 |
1.80% |
¥238,019 |
¥114,248,935 |
¥32,848,935 |
| 40 |
1.90% |
¥242,238 |
¥116,274,260 |
¥34,874,260 |
| 40 |
2.00% |
¥246,500 |
¥118,320,034 |
¥36,920,034 |
| 40 |
2.10% |
¥250,804 |
¥120,386,127 |
¥38,986,127 |
| 40 |
2.20% |
¥255,151 |
¥122,472,406 |
¥41,072,406 |
| 40 |
2.30% |
¥259,539 |
¥124,578,733 |
¥43,178,733 |
| 40 |
2.40% |
¥263,969 |
¥126,704,963 |
¥45,304,963 |
| 40 |
2.50% |
¥268,439 |
¥128,850,949 |
¥47,450,949 |
| 40 |
2.60% |
¥272,951 |
¥131,016,536 |
¥49,616,536 |
| 40 |
2.70% |
¥277,503 |
¥133,201,567 |
¥51,801,567 |
| 40 |
2.80% |
¥282,096 |
¥135,405,879 |
¥54,005,879 |
| 40 |
2.90% |
¥286,728 |
¥137,629,305 |
¥56,229,305 |
| 40 |
3.00% |
¥291,399 |
¥139,871,673 |
¥58,471,673 |
8140万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥218,576 |
¥91,801,884 |
¥10,401,884 |
| 35 |
0.80% |
¥222,272 |
¥93,354,074 |
¥11,954,074 |
| 35 |
0.90% |
¥226,007 |
¥94,922,736 |
¥13,522,736 |
| 35 |
1.00% |
¥229,781 |
¥96,507,835 |
¥15,107,835 |
| 35 |
1.10% |
¥233,594 |
¥98,109,330 |
¥16,709,330 |
| 35 |
1.20% |
¥237,446 |
¥99,727,177 |
¥18,327,177 |
| 35 |
1.30% |
¥241,336 |
¥101,361,329 |
¥19,961,329 |
| 35 |
1.40% |
¥245,266 |
¥103,011,734 |
¥21,611,734 |
| 35 |
1.50% |
¥249,234 |
¥104,678,336 |
¥23,278,336 |
| 35 |
1.60% |
¥253,241 |
¥106,361,077 |
¥24,961,077 |
| 35 |
1.70% |
¥257,285 |
¥108,059,893 |
¥26,659,893 |
| 35 |
1.80% |
¥261,368 |
¥109,774,719 |
¥28,374,719 |
| 35 |
1.90% |
¥265,489 |
¥111,505,484 |
¥30,105,484 |
| 35 |
2.00% |
¥269,648 |
¥113,252,116 |
¥31,852,116 |
| 35 |
2.10% |
¥273,844 |
¥115,014,537 |
¥33,614,537 |
| 35 |
2.20% |
¥278,078 |
¥116,792,667 |
¥35,392,667 |
| 35 |
2.30% |
¥282,349 |
¥118,586,423 |
¥37,186,423 |
| 35 |
2.40% |
¥286,656 |
¥120,395,719 |
¥38,995,719 |
| 35 |
2.50% |
¥291,001 |
¥122,220,464 |
¥40,820,464 |
| 35 |
2.60% |
¥295,382 |
¥124,060,566 |
¥42,660,566 |
| 35 |
2.70% |
¥299,800 |
¥125,915,929 |
¥44,515,929 |
| 35 |
2.80% |
¥304,253 |
¥127,786,455 |
¥46,386,455 |
| 35 |
2.90% |
¥308,743 |
¥129,672,041 |
¥48,272,041 |
| 35 |
3.00% |
¥313,268 |
¥131,572,583 |
¥50,172,583 |
8140万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥250,749 |
¥90,269,578 |
¥8,869,578 |
| 30 |
0.80% |
¥254,404 |
¥91,585,346 |
¥10,185,346 |
| 30 |
0.90% |
¥258,092 |
¥92,913,242 |
¥11,513,242 |
| 30 |
1.00% |
¥261,815 |
¥94,253,245 |
¥12,853,245 |
| 30 |
1.10% |
¥265,570 |
¥95,605,334 |
¥14,205,334 |
| 30 |
1.20% |
¥269,360 |
¥96,969,484 |
¥15,569,484 |
| 30 |
1.30% |
¥273,182 |
¥98,345,668 |
¥16,945,668 |
| 30 |
1.40% |
¥277,038 |
¥99,733,860 |
¥18,333,860 |
| 30 |
1.50% |
¥280,928 |
¥101,134,026 |
¥19,734,026 |
| 30 |
1.60% |
¥284,850 |
¥102,546,137 |
¥21,146,137 |
| 30 |
1.70% |
¥288,806 |
¥103,970,156 |
¥22,570,156 |
| 30 |
1.80% |
¥292,795 |
¥105,406,047 |
¥24,006,047 |
| 30 |
1.90% |
¥296,816 |
¥106,853,772 |
¥25,453,772 |
| 30 |
2.00% |
¥300,870 |
¥108,313,290 |
¥26,913,290 |
| 30 |
2.10% |
¥304,957 |
¥109,784,559 |
¥28,384,559 |
| 30 |
2.20% |
¥309,076 |
¥111,267,535 |
¥29,867,535 |
| 30 |
2.30% |
¥313,228 |
¥112,762,170 |
¥31,362,170 |
| 30 |
2.40% |
¥317,412 |
¥114,268,418 |
¥32,868,418 |
| 30 |
2.50% |
¥321,628 |
¥115,786,228 |
¥34,386,228 |
| 30 |
2.60% |
¥325,877 |
¥117,315,549 |
¥35,915,549 |
| 30 |
2.70% |
¥330,156 |
¥118,856,327 |
¥37,456,327 |
| 30 |
2.80% |
¥334,468 |
¥120,408,508 |
¥39,008,508 |
| 30 |
2.90% |
¥338,811 |
¥121,972,033 |
¥40,572,033 |
| 30 |
3.00% |
¥343,186 |
¥123,546,846 |
¥42,146,846 |
8140万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥295,846 |
¥88,753,813 |
¥7,353,813 |
| 25 |
0.80% |
¥299,461 |
¥89,838,193 |
¥8,438,193 |
| 25 |
0.90% |
¥303,103 |
¥90,931,010 |
¥9,531,010 |
| 25 |
1.00% |
¥306,774 |
¥92,032,253 |
¥10,632,253 |
| 25 |
1.10% |
¥310,473 |
¥93,141,913 |
¥11,741,913 |
| 25 |
1.20% |
¥314,200 |
¥94,259,976 |
¥12,859,976 |
| 25 |
1.30% |
¥317,955 |
¥95,386,429 |
¥13,986,429 |
| 25 |
1.40% |
¥321,738 |
¥96,521,259 |
¥15,121,259 |
| 25 |
1.50% |
¥325,548 |
¥97,664,451 |
¥16,264,451 |
| 25 |
1.60% |
¥329,387 |
¥98,815,988 |
¥17,415,988 |
| 25 |
1.70% |
¥333,253 |
¥99,975,852 |
¥18,575,852 |
| 25 |
1.80% |
¥337,147 |
¥101,144,027 |
¥19,744,027 |
| 25 |
1.90% |
¥341,068 |
¥102,320,493 |
¥20,920,493 |
| 25 |
2.00% |
¥345,017 |
¥103,505,229 |
¥22,105,229 |
| 25 |
2.10% |
¥348,994 |
¥104,698,216 |
¥23,298,216 |
| 25 |
2.20% |
¥352,998 |
¥105,899,430 |
¥24,499,430 |
| 25 |
2.30% |
¥357,029 |
¥107,108,850 |
¥25,708,850 |
| 25 |
2.40% |
¥361,088 |
¥108,326,450 |
¥26,926,450 |
| 25 |
2.50% |
¥365,174 |
¥109,552,206 |
¥28,152,206 |
| 25 |
2.60% |
¥369,287 |
¥110,786,094 |
¥29,386,094 |
| 25 |
2.70% |
¥373,427 |
¥112,028,085 |
¥30,628,085 |
| 25 |
2.80% |
¥377,594 |
¥113,278,152 |
¥31,878,152 |
| 25 |
2.90% |
¥381,788 |
¥114,536,268 |
¥33,136,268 |
| 25 |
3.00% |
¥386,008 |
¥115,802,403 |
¥34,402,403 |
8140万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥363,561 |
¥87,254,611 |
¥5,854,611 |
| 20 |
0.80% |
¥367,136 |
¥88,112,652 |
¥6,712,652 |
| 20 |
0.90% |
¥370,734 |
¥88,976,100 |
¥7,576,100 |
| 20 |
1.00% |
¥374,354 |
¥89,844,952 |
¥8,444,952 |
| 20 |
1.10% |
¥377,997 |
¥90,719,201 |
¥9,319,201 |
| 20 |
1.20% |
¥381,662 |
¥91,598,844 |
¥10,198,844 |
| 20 |
1.30% |
¥385,349 |
¥92,483,874 |
¥11,083,874 |
| 20 |
1.40% |
¥389,060 |
¥93,374,285 |
¥11,974,285 |
| 20 |
1.50% |
¥392,792 |
¥94,270,071 |
¥12,870,071 |
| 20 |
1.60% |
¥396,547 |
¥95,171,225 |
¥13,771,225 |
| 20 |
1.70% |
¥400,324 |
¥96,077,740 |
¥14,677,740 |
| 20 |
1.80% |
¥404,123 |
¥96,989,607 |
¥15,589,607 |
| 20 |
1.90% |
¥407,945 |
¥97,906,820 |
¥16,506,820 |
| 20 |
2.00% |
¥411,789 |
¥98,829,368 |
¥17,429,368 |
| 20 |
2.10% |
¥415,655 |
¥99,757,244 |
¥18,357,244 |
| 20 |
2.20% |
¥419,543 |
¥100,690,438 |
¥19,290,438 |
| 20 |
2.30% |
¥423,454 |
¥101,628,941 |
¥20,228,941 |
| 20 |
2.40% |
¥427,386 |
¥102,572,741 |
¥21,172,741 |
| 20 |
2.50% |
¥431,341 |
¥103,521,829 |
¥22,121,829 |
| 20 |
2.60% |
¥435,317 |
¥104,476,194 |
¥23,076,194 |
| 20 |
2.70% |
¥439,316 |
¥105,435,824 |
¥24,035,824 |
| 20 |
2.80% |
¥443,336 |
¥106,400,707 |
¥25,000,707 |
| 20 |
2.90% |
¥447,378 |
¥107,370,833 |
¥25,970,833 |
| 20 |
3.00% |
¥451,442 |
¥108,346,187 |
¥26,946,187 |
8140万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥476,511 |
¥85,771,990 |
¥4,371,990 |
| 15 |
0.80% |
¥480,049 |
¥86,408,754 |
¥5,008,754 |
| 15 |
0.90% |
¥483,603 |
¥87,048,564 |
¥5,648,564 |
| 15 |
1.00% |
¥487,175 |
¥87,691,416 |
¥6,291,416 |
| 15 |
1.10% |
¥490,763 |
¥88,337,311 |
¥6,937,311 |
| 15 |
1.20% |
¥494,368 |
¥88,986,245 |
¥7,586,245 |
| 15 |
1.30% |
¥497,990 |
¥89,638,217 |
¥8,238,217 |
| 15 |
1.40% |
¥501,629 |
¥90,293,225 |
¥8,893,225 |
| 15 |
1.50% |
¥505,285 |
¥90,951,267 |
¥9,551,267 |
| 15 |
1.60% |
¥508,957 |
¥91,612,341 |
¥10,212,341 |
| 15 |
1.70% |
¥512,647 |
¥92,276,443 |
¥10,876,443 |
| 15 |
1.80% |
¥516,353 |
¥92,943,571 |
¥11,543,571 |
| 15 |
1.90% |
¥520,076 |
¥93,613,723 |
¥12,213,723 |
| 15 |
2.00% |
¥523,816 |
¥94,286,895 |
¥12,886,895 |
| 15 |
2.10% |
¥527,573 |
¥94,963,085 |
¥13,563,085 |
| 15 |
2.20% |
¥531,346 |
¥95,642,289 |
¥14,242,289 |
| 15 |
2.30% |
¥535,136 |
¥96,324,504 |
¥14,924,504 |
| 15 |
2.40% |
¥538,943 |
¥97,009,728 |
¥15,609,728 |
| 15 |
2.50% |
¥542,766 |
¥97,697,955 |
¥16,297,955 |
| 15 |
2.60% |
¥546,607 |
¥98,389,183 |
¥16,989,183 |
| 15 |
2.70% |
¥550,463 |
¥99,083,407 |
¥17,683,407 |
| 15 |
2.80% |
¥554,337 |
¥99,780,625 |
¥18,380,625 |
| 15 |
2.90% |
¥558,227 |
¥100,480,831 |
¥19,080,831 |
| 15 |
3.00% |
¥562,133 |
¥101,184,022 |
¥19,784,022 |
8140万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥702,550 |
¥84,305,965 |
¥2,905,965 |
| 10 |
0.80% |
¥706,054 |
¥84,726,525 |
¥3,326,525 |
| 10 |
0.90% |
¥709,570 |
¥85,148,438 |
¥3,748,438 |
| 10 |
1.00% |
¥713,098 |
¥85,571,706 |
¥4,171,706 |
| 10 |
1.10% |
¥716,636 |
¥85,996,327 |
¥4,596,327 |
| 10 |
1.20% |
¥720,186 |
¥86,422,301 |
¥5,022,301 |
| 10 |
1.30% |
¥723,747 |
¥86,849,628 |
¥5,449,628 |
| 10 |
1.40% |
¥727,319 |
¥87,278,307 |
¥5,878,307 |
| 10 |
1.50% |
¥730,903 |
¥87,708,337 |
¥6,308,337 |
| 10 |
1.60% |
¥734,498 |
¥88,139,718 |
¥6,739,718 |
| 10 |
1.70% |
¥738,104 |
¥88,572,450 |
¥7,172,450 |
| 10 |
1.80% |
¥741,721 |
¥89,006,532 |
¥7,606,532 |
| 10 |
1.90% |
¥745,350 |
¥89,441,962 |
¥8,041,962 |
| 10 |
2.00% |
¥748,990 |
¥89,878,742 |
¥8,478,742 |
| 10 |
2.10% |
¥752,641 |
¥90,316,869 |
¥8,916,869 |
| 10 |
2.20% |
¥756,303 |
¥90,756,343 |
¥9,356,343 |
| 10 |
2.30% |
¥759,976 |
¥91,197,163 |
¥9,797,163 |
| 10 |
2.40% |
¥763,661 |
¥91,639,329 |
¥10,239,329 |
| 10 |
2.50% |
¥767,357 |
¥92,082,840 |
¥10,682,840 |
| 10 |
2.60% |
¥771,064 |
¥92,527,695 |
¥11,127,695 |
| 10 |
2.70% |
¥774,782 |
¥92,973,892 |
¥11,573,892 |
| 10 |
2.80% |
¥778,512 |
¥93,421,432 |
¥12,021,432 |
| 10 |
2.90% |
¥782,253 |
¥93,870,314 |
¥12,470,314 |
| 10 |
3.00% |
¥786,004 |
¥94,320,535 |
¥12,920,535 |