8150万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8150万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8150万円の住宅ローン｜期間・年数別
8150万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥161,027 | ¥96,616,313 | ¥15,116,313 |
| 50 | 0.80% | ¥164,851 | ¥98,910,584 | ¥17,410,584 |
| 50 | 0.90% | ¥168,730 | ¥101,238,241 | ¥19,738,241 |
| 50 | 1.00% | ¥172,665 | ¥103,599,139 | ¥22,099,139 |
| 50 | 1.10% | ¥176,655 | ¥105,993,117 | ¥24,493,117 |
| 50 | 1.20% | ¥180,700 | ¥108,419,998 | ¥26,919,998 |
| 50 | 1.30% | ¥184,799 | ¥110,879,591 | ¥29,379,591 |
| 50 | 1.40% | ¥188,953 | ¥113,371,691 | ¥31,871,691 |
| 50 | 1.50% | ¥193,160 | ¥115,896,077 | ¥34,396,077 |
| 50 | 1.60% | ¥197,421 | ¥118,452,514 | ¥36,952,514 |
| 50 | 1.70% | ¥201,735 | ¥121,040,754 | ¥39,540,754 |
| 50 | 1.80% | ¥206,101 | ¥123,660,537 | ¥42,160,537 |
| 50 | 1.90% | ¥210,519 | ¥126,311,586 | ¥44,811,586 |
| 50 | 2.00% | ¥214,989 | ¥128,993,618 | ¥47,493,618 |
| 50 | 2.10% | ¥219,511 | ¥131,706,332 | ¥50,206,332 |
| 50 | 2.20% | ¥224,082 | ¥134,449,419 | ¥52,949,419 |
| 50 | 2.30% | ¥228,704 | ¥137,222,558 | ¥55,722,558 |
| 50 | 2.40% | ¥233,376 | ¥140,025,418 | ¥58,525,418 |
| 50 | 2.50% | ¥238,096 | ¥142,857,659 | ¥61,357,659 |
| 50 | 2.60% | ¥242,865 | ¥145,718,929 | ¥64,218,929 |
| 50 | 2.70% | ¥247,681 | ¥148,608,869 | ¥67,108,869 |
| 50 | 2.80% | ¥252,545 | ¥151,527,112 | ¥70,027,112 |
| 50 | 2.90% | ¥257,455 | ¥154,473,282 | ¥72,973,282 |
| 50 | 3.00% | ¥262,412 | ¥157,446,997 | ¥75,946,997 |
8150万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥175,986 | ¥95,032,614 | ¥13,532,614 |
| 45 | 0.80% | ¥179,769 | ¥97,075,177 | ¥15,575,177 |
| 45 | 0.90% | ¥183,602 | ¥99,144,864 | ¥17,644,864 |
| 45 | 1.00% | ¥187,484 | ¥101,241,580 | ¥19,741,580 |
| 45 | 1.10% | ¥191,417 | ¥103,365,217 | ¥21,865,217 |
| 45 | 1.20% | ¥195,399 | ¥105,515,659 | ¥24,015,659 |
| 45 | 1.30% | ¥199,431 | ¥107,692,779 | ¥26,192,779 |
| 45 | 1.40% | ¥203,512 | ¥109,896,440 | ¥28,396,440 |
| 45 | 1.50% | ¥207,642 | ¥112,126,494 | ¥30,626,494 |
| 45 | 1.60% | ¥211,820 | ¥114,382,787 | ¥32,882,787 |
| 45 | 1.70% | ¥216,047 | ¥116,665,151 | ¥35,165,151 |
| 45 | 1.80% | ¥220,321 | ¥118,973,413 | ¥37,473,413 |
| 45 | 1.90% | ¥224,643 | ¥121,307,388 | ¥39,807,388 |
| 45 | 2.00% | ¥229,013 | ¥123,666,885 | ¥42,166,885 |
| 45 | 2.10% | ¥233,429 | ¥126,051,703 | ¥44,551,703 |
| 45 | 2.20% | ¥237,892 | ¥128,461,633 | ¥46,961,633 |
| 45 | 2.30% | ¥242,401 | ¥130,896,460 | ¥49,396,460 |
| 45 | 2.40% | ¥246,955 | ¥133,355,958 | ¥51,855,958 |
| 45 | 2.50% | ¥251,555 | ¥135,839,897 | ¥54,339,897 |
| 45 | 2.60% | ¥256,200 | ¥138,348,038 | ¥56,848,038 |
| 45 | 2.70% | ¥260,889 | ¥140,880,137 | ¥59,380,137 |
| 45 | 2.80% | ¥265,622 | ¥143,435,942 | ¥61,935,942 |
| 45 | 2.90% | ¥270,399 | ¥146,015,197 | ¥64,515,197 |
| 45 | 3.00% | ¥275,218 | ¥148,617,637 | ¥67,117,637 |
8150万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥194,720 | ¥93,465,386 | ¥11,965,386 |
| 40 | 0.80% | ¥198,461 | ¥95,261,216 | ¥13,761,216 |
| 40 | 0.90% | ¥202,247 | ¥97,078,536 | ¥15,578,536 |
| 40 | 1.00% | ¥206,078 | ¥98,917,285 | ¥17,417,285 |
| 40 | 1.10% | ¥209,953 | ¥100,777,395 | ¥19,277,395 |
| 40 | 1.20% | ¥213,872 | ¥102,658,794 | ¥21,158,794 |
| 40 | 1.30% | ¥217,836 | ¥104,561,400 | ¥23,061,400 |
| 40 | 1.40% | ¥221,844 | ¥106,485,127 | ¥24,985,127 |
| 40 | 1.50% | ¥225,896 | ¥108,429,882 | ¥26,929,882 |
| 40 | 1.60% | ¥229,991 | ¥110,395,565 | ¥28,895,565 |
| 40 | 1.70% | ¥234,129 | ¥112,382,071 | ¥30,882,071 |
| 40 | 1.80% | ¥238,311 | ¥114,389,290 | ¥32,889,290 |
| 40 | 1.90% | ¥242,536 | ¥116,417,103 | ¥34,917,103 |
| 40 | 2.00% | ¥246,803 | ¥118,465,390 | ¥36,965,390 |
| 40 | 2.10% | ¥251,113 | ¥120,534,021 | ¥39,034,021 |
| 40 | 2.20% | ¥255,464 | ¥122,622,863 | ¥41,122,863 |
| 40 | 2.30% | ¥259,858 | ¥124,731,778 | ¥43,231,778 |
| 40 | 2.40% | ¥264,293 | ¥126,860,620 | ¥45,360,620 |
| 40 | 2.50% | ¥268,769 | ¥129,009,243 | ¥47,509,243 |
| 40 | 2.60% | ¥273,286 | ¥131,177,490 | ¥49,677,490 |
| 40 | 2.70% | ¥277,844 | ¥133,365,206 | ¥51,865,206 |
| 40 | 2.80% | ¥282,442 | ¥135,572,226 | ¥54,072,226 |
| 40 | 2.90% | ¥287,080 | ¥137,798,383 | ¥56,298,383 |
| 40 | 3.00% | ¥291,757 | ¥140,043,506 | ¥58,543,506 |
8150万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥218,844 | ¥91,914,663 | ¥10,414,663 |
| 35 | 0.80% | ¥222,545 | ¥93,468,759 | ¥11,968,759 |
| 35 | 0.90% | ¥226,284 | ¥95,039,349 | ¥13,539,349 |
| 35 | 1.00% | ¥230,063 | ¥96,626,395 | ¥15,126,395 |
| 35 | 1.10% | ¥233,881 | ¥98,229,857 | ¥16,729,857 |
| 35 | 1.20% | ¥237,737 | ¥99,849,692 | ¥18,349,692 |
| 35 | 1.30% | ¥241,633 | ¥101,485,852 | ¥19,985,852 |
| 35 | 1.40% | ¥245,567 | ¥103,138,284 | ¥21,638,284 |
| 35 | 1.50% | ¥249,540 | ¥104,806,934 | ¥23,306,934 |
| 35 | 1.60% | ¥253,552 | ¥106,491,742 | ¥24,991,742 |
| 35 | 1.70% | ¥257,602 | ¥108,192,645 | ¥26,692,645 |
| 35 | 1.80% | ¥261,689 | ¥109,909,577 | ¥28,409,577 |
| 35 | 1.90% | ¥265,815 | ¥111,642,469 | ¥30,142,469 |
| 35 | 2.00% | ¥269,979 | ¥113,391,246 | ¥31,891,246 |
| 35 | 2.10% | ¥274,181 | ¥115,155,832 | ¥33,655,832 |
| 35 | 2.20% | ¥278,419 | ¥116,936,147 | ¥35,436,147 |
| 35 | 2.30% | ¥282,695 | ¥118,732,107 | ¥37,232,107 |
| 35 | 2.40% | ¥287,009 | ¥120,543,625 | ¥39,043,625 |
| 35 | 2.50% | ¥291,359 | ¥122,370,612 | ¥40,870,612 |
| 35 | 2.60% | ¥295,745 | ¥124,212,975 | ¥42,712,975 |
| 35 | 2.70% | ¥300,168 | ¥126,070,617 | ¥44,570,617 |
| 35 | 2.80% | ¥304,627 | ¥127,943,441 | ¥46,443,441 |
| 35 | 2.90% | ¥309,122 | ¥129,831,343 | ¥48,331,343 |
| 35 | 3.00% | ¥313,653 | ¥131,734,220 | ¥50,234,220 |
8150万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥251,057 | ¥90,380,474 | ¥8,880,474 |
| 30 | 0.80% | ¥254,716 | ¥91,697,859 | ¥10,197,859 |
| 30 | 0.90% | ¥258,409 | ¥93,027,386 | ¥11,527,386 |
| 30 | 1.00% | ¥262,136 | ¥94,369,035 | ¥12,869,035 |
| 30 | 1.10% | ¥265,897 | ¥95,722,785 | ¥14,222,785 |
| 30 | 1.20% | ¥269,691 | ¥97,088,611 | ¥15,588,611 |
| 30 | 1.30% | ¥273,518 | ¥98,466,486 | ¥16,966,486 |
| 30 | 1.40% | ¥277,379 | ¥99,856,383 | ¥18,356,383 |
| 30 | 1.50% | ¥281,273 | ¥101,258,270 | ¥19,758,270 |
| 30 | 1.60% | ¥285,200 | ¥102,672,115 | ¥21,172,115 |
| 30 | 1.70% | ¥289,161 | ¥104,097,883 | ¥22,597,883 |
| 30 | 1.80% | ¥293,154 | ¥105,535,539 | ¥24,035,539 |
| 30 | 1.90% | ¥297,181 | ¥106,985,042 | ¥25,485,042 |
| 30 | 2.00% | ¥301,240 | ¥108,446,353 | ¥26,946,353 |
| 30 | 2.10% | ¥305,332 | ¥109,919,430 | ¥28,419,430 |
| 30 | 2.20% | ¥309,456 | ¥111,404,227 | ¥29,904,227 |
| 30 | 2.30% | ¥313,613 | ¥112,900,699 | ¥31,400,699 |
| 30 | 2.40% | ¥317,802 | ¥114,408,797 | ¥32,908,797 |
| 30 | 2.50% | ¥322,024 | ¥115,928,472 | ¥34,428,472 |
| 30 | 2.60% | ¥326,277 | ¥117,459,671 | ¥35,959,671 |
| 30 | 2.70% | ¥330,562 | ¥119,002,342 | ¥37,502,342 |
| 30 | 2.80% | ¥334,879 | ¥120,556,430 | ¥39,056,430 |
| 30 | 2.90% | ¥339,227 | ¥122,121,876 | ¥40,621,876 |
| 30 | 3.00% | ¥343,607 | ¥123,698,623 | ¥42,198,623 |
8150万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥296,209 | ¥88,862,847 | ¥7,362,847 |
| 25 | 0.80% | ¥299,829 | ¥89,948,559 | ¥8,448,559 |
| 25 | 0.90% | ¥303,476 | ¥91,042,719 | ¥9,542,719 |
| 25 | 1.00% | ¥307,151 | ¥92,145,315 | ¥10,645,315 |
| 25 | 1.10% | ¥310,854 | ¥93,256,338 | ¥11,756,338 |
| 25 | 1.20% | ¥314,586 | ¥94,375,774 | ¥12,875,774 |
| 25 | 1.30% | ¥318,345 | ¥95,503,612 | ¥14,003,612 |
| 25 | 1.40% | ¥322,133 | ¥96,639,836 | ¥15,139,836 |
| 25 | 1.50% | ¥325,948 | ¥97,784,432 | ¥16,284,432 |
| 25 | 1.60% | ¥329,791 | ¥98,937,383 | ¥17,437,383 |
| 25 | 1.70% | ¥333,662 | ¥100,098,673 | ¥18,598,673 |
| 25 | 1.80% | ¥337,561 | ¥101,268,283 | ¥19,768,283 |
| 25 | 1.90% | ¥341,487 | ¥102,446,194 | ¥20,946,194 |
| 25 | 2.00% | ¥345,441 | ¥103,632,386 | ¥22,132,386 |
| 25 | 2.10% | ¥349,423 | ¥104,826,838 | ¥23,326,838 |
| 25 | 2.20% | ¥353,432 | ¥106,029,528 | ¥24,529,528 |
| 25 | 2.30% | ¥357,468 | ¥107,240,433 | ¥25,740,433 |
| 25 | 2.40% | ¥361,532 | ¥108,459,529 | ¥26,959,529 |
| 25 | 2.50% | ¥365,623 | ¥109,686,791 | ¥28,186,791 |
| 25 | 2.60% | ¥369,741 | ¥110,922,195 | ¥29,422,195 |
| 25 | 2.70% | ¥373,886 | ¥112,165,711 | ¥30,665,711 |
| 25 | 2.80% | ¥378,058 | ¥113,417,315 | ¥31,917,315 |
| 25 | 2.90% | ¥382,257 | ¥114,676,976 | ¥33,176,976 |
| 25 | 3.00% | ¥386,482 | ¥115,944,666 | ¥34,444,666 |
8150万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥364,008 | ¥87,361,803 | ¥5,861,803 |
| 20 | 0.80% | ¥367,587 | ¥88,220,898 | ¥6,720,898 |
| 20 | 0.90% | ¥371,189 | ¥89,085,408 | ¥7,585,408 |
| 20 | 1.00% | ¥374,814 | ¥89,955,326 | ¥8,455,326 |
| 20 | 1.10% | ¥378,461 | ¥90,830,650 | ¥9,330,650 |
| 20 | 1.20% | ¥382,131 | ¥91,711,373 | ¥10,211,373 |
| 20 | 1.30% | ¥385,823 | ¥92,597,490 | ¥11,097,490 |
| 20 | 1.40% | ¥389,537 | ¥93,488,995 | ¥11,988,995 |
| 20 | 1.50% | ¥393,275 | ¥94,385,882 | ¥12,885,882 |
| 20 | 1.60% | ¥397,034 | ¥95,288,143 | ¥13,788,143 |
| 20 | 1.70% | ¥400,816 | ¥96,195,771 | ¥14,695,771 |
| 20 | 1.80% | ¥404,620 | ¥97,108,759 | ¥15,608,759 |
| 20 | 1.90% | ¥408,446 | ¥98,027,098 | ¥16,527,098 |
| 20 | 2.00% | ¥412,295 | ¥98,950,780 | ¥17,450,780 |
| 20 | 2.10% | ¥416,166 | ¥99,879,796 | ¥18,379,796 |
| 20 | 2.20% | ¥420,059 | ¥100,814,137 | ¥19,314,137 |
| 20 | 2.30% | ¥423,974 | ¥101,753,792 | ¥20,253,792 |
| 20 | 2.40% | ¥427,911 | ¥102,698,752 | ¥21,198,752 |
| 20 | 2.50% | ¥431,871 | ¥103,649,006 | ¥22,149,006 |
| 20 | 2.60% | ¥435,852 | ¥104,604,543 | ¥23,104,543 |
| 20 | 2.70% | ¥439,856 | ¥105,565,352 | ¥24,065,352 |
| 20 | 2.80% | ¥443,881 | ¥106,531,421 | ¥25,031,421 |
| 20 | 2.90% | ¥447,928 | ¥107,502,738 | ¥26,002,738 |
| 20 | 3.00% | ¥451,997 | ¥108,479,290 | ¥26,979,290 |
8150万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥477,096 | ¥85,877,361 | ¥4,377,361 |
| 15 | 0.80% | ¥480,638 | ¥86,514,908 | ¥5,014,908 |
| 15 | 0.90% | ¥484,197 | ¥87,155,503 | ¥5,655,503 |
| 15 | 1.00% | ¥487,773 | ¥87,799,145 | ¥6,299,145 |
| 15 | 1.10% | ¥491,366 | ¥88,445,833 | ¥6,945,833 |
| 15 | 1.20% | ¥494,975 | ¥89,095,565 | ¥7,595,565 |
| 15 | 1.30% | ¥498,602 | ¥89,748,338 | ¥8,248,338 |
| 15 | 1.40% | ¥502,245 | ¥90,404,151 | ¥8,904,151 |
| 15 | 1.50% | ¥505,906 | ¥91,063,001 | ¥9,563,001 |
| 15 | 1.60% | ¥509,583 | ¥91,724,886 | ¥10,224,886 |
| 15 | 1.70% | ¥513,277 | ¥92,389,804 | ¥10,889,804 |
| 15 | 1.80% | ¥516,988 | ¥93,057,752 | ¥11,557,752 |
| 15 | 1.90% | ¥520,715 | ¥93,728,727 | ¥12,228,727 |
| 15 | 2.00% | ¥524,460 | ¥94,402,726 | ¥12,902,726 |
| 15 | 2.10% | ¥528,221 | ¥95,079,747 | ¥13,579,747 |
| 15 | 2.20% | ¥531,999 | ¥95,759,786 | ¥14,259,786 |
| 15 | 2.30% | ¥535,794 | ¥96,442,839 | ¥14,942,839 |
| 15 | 2.40% | ¥539,605 | ¥97,128,904 | ¥15,628,904 |
| 15 | 2.50% | ¥543,433 | ¥97,817,977 | ¥16,317,977 |
| 15 | 2.60% | ¥547,278 | ¥98,510,054 | ¥17,010,054 |
| 15 | 2.70% | ¥551,140 | ¥99,205,132 | ¥17,705,132 |
| 15 | 2.80% | ¥555,018 | ¥99,903,206 | ¥18,403,206 |
| 15 | 2.90% | ¥558,913 | ¥100,604,272 | ¥19,104,272 |
| 15 | 3.00% | ¥562,824 | ¥101,308,327 | ¥19,808,327 |
8150万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥703,413 | ¥84,409,535 | ¥2,909,535 |
| 10 | 0.80% | ¥706,922 | ¥84,830,611 | ¥3,330,611 |
| 10 | 0.90% | ¥710,442 | ¥85,253,043 | ¥3,753,043 |
| 10 | 1.00% | ¥713,974 | ¥85,676,831 | ¥4,176,831 |
| 10 | 1.10% | ¥717,516 | ¥86,101,973 | ¥4,601,973 |
| 10 | 1.20% | ¥721,071 | ¥86,528,471 | ¥5,028,471 |
| 10 | 1.30% | ¥724,636 | ¥86,956,323 | ¥5,456,323 |
| 10 | 1.40% | ¥728,213 | ¥87,385,528 | ¥5,885,528 |
| 10 | 1.50% | ¥731,801 | ¥87,816,087 | ¥6,316,087 |
| 10 | 1.60% | ¥735,400 | ¥88,247,998 | ¥6,747,998 |
| 10 | 1.70% | ¥739,011 | ¥88,681,262 | ¥7,181,262 |
| 10 | 1.80% | ¥742,632 | ¥89,115,876 | ¥7,615,876 |
| 10 | 1.90% | ¥746,265 | ¥89,551,842 | ¥8,051,842 |
| 10 | 2.00% | ¥749,910 | ¥89,989,158 | ¥8,489,158 |
| 10 | 2.10% | ¥753,565 | ¥90,427,823 | ¥8,927,823 |
| 10 | 2.20% | ¥757,232 | ¥90,867,837 | ¥9,367,837 |
| 10 | 2.30% | ¥760,910 | ¥91,309,199 | ¥9,809,199 |
| 10 | 2.40% | ¥764,599 | ¥91,751,908 | ¥10,251,908 |
| 10 | 2.50% | ¥768,300 | ¥92,195,964 | ¥10,695,964 |
| 10 | 2.60% | ¥772,011 | ¥92,641,365 | ¥11,141,365 |
| 10 | 2.70% | ¥775,734 | ¥93,088,111 | ¥11,588,111 |
| 10 | 2.80% | ¥779,468 | ¥93,536,201 | ¥12,036,201 |
| 10 | 2.90% | ¥783,214 | ¥93,985,634 | ¥12,485,634 |
| 10 | 3.00% | ¥786,970 | ¥94,436,408 | ¥12,936,408 |
