8160万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8160万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8160万円の住宅ローン|期間・年数別
8160万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥161,225 |
¥96,734,861 |
¥15,134,861 |
| 50 |
0.80% |
¥165,053 |
¥99,031,947 |
¥17,431,947 |
| 50 |
0.90% |
¥168,937 |
¥101,362,460 |
¥19,762,460 |
| 50 |
1.00% |
¥172,877 |
¥103,726,255 |
¥22,126,255 |
| 50 |
1.10% |
¥176,872 |
¥106,123,170 |
¥24,523,170 |
| 50 |
1.20% |
¥180,922 |
¥108,553,028 |
¥26,953,028 |
| 50 |
1.30% |
¥185,026 |
¥111,015,640 |
¥29,415,640 |
| 50 |
1.40% |
¥189,185 |
¥113,510,798 |
¥31,910,798 |
| 50 |
1.50% |
¥193,397 |
¥116,038,281 |
¥34,438,281 |
| 50 |
1.60% |
¥197,663 |
¥118,597,854 |
¥36,997,854 |
| 50 |
1.70% |
¥201,982 |
¥121,189,271 |
¥39,589,271 |
| 50 |
1.80% |
¥206,354 |
¥123,812,267 |
¥42,212,267 |
| 50 |
1.90% |
¥210,778 |
¥126,466,570 |
¥44,866,570 |
| 50 |
2.00% |
¥215,253 |
¥129,151,892 |
¥47,551,892 |
| 50 |
2.10% |
¥219,780 |
¥131,867,934 |
¥50,267,934 |
| 50 |
2.20% |
¥224,357 |
¥134,614,387 |
¥53,014,387 |
| 50 |
2.30% |
¥228,985 |
¥137,390,929 |
¥55,790,929 |
| 50 |
2.40% |
¥233,662 |
¥140,197,229 |
¥58,597,229 |
| 50 |
2.50% |
¥238,388 |
¥143,032,944 |
¥61,432,944 |
| 50 |
2.60% |
¥243,163 |
¥145,897,725 |
¥64,297,725 |
| 50 |
2.70% |
¥247,985 |
¥148,791,211 |
¥67,191,211 |
| 50 |
2.80% |
¥252,855 |
¥151,713,035 |
¥70,113,035 |
| 50 |
2.90% |
¥257,771 |
¥154,662,820 |
¥73,062,820 |
| 50 |
3.00% |
¥262,734 |
¥157,640,183 |
¥76,040,183 |
8160万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥176,202 |
¥95,149,219 |
¥13,549,219 |
| 45 |
0.80% |
¥179,989 |
¥97,194,288 |
¥15,594,288 |
| 45 |
0.90% |
¥183,827 |
¥99,266,514 |
¥17,666,514 |
| 45 |
1.00% |
¥187,714 |
¥101,365,803 |
¥19,765,803 |
| 45 |
1.10% |
¥191,652 |
¥103,492,046 |
¥21,892,046 |
| 45 |
1.20% |
¥195,639 |
¥105,645,126 |
¥24,045,126 |
| 45 |
1.30% |
¥199,676 |
¥107,824,918 |
¥26,224,918 |
| 45 |
1.40% |
¥203,762 |
¥110,031,282 |
¥28,431,282 |
| 45 |
1.50% |
¥207,896 |
¥112,264,073 |
¥30,664,073 |
| 45 |
1.60% |
¥212,080 |
¥114,523,134 |
¥32,923,134 |
| 45 |
1.70% |
¥216,312 |
¥116,808,298 |
¥35,208,298 |
| 45 |
1.80% |
¥220,591 |
¥119,119,392 |
¥37,519,392 |
| 45 |
1.90% |
¥224,919 |
¥121,456,231 |
¥39,856,231 |
| 45 |
2.00% |
¥229,294 |
¥123,818,624 |
¥42,218,624 |
| 45 |
2.10% |
¥233,715 |
¥126,206,368 |
¥44,606,368 |
| 45 |
2.20% |
¥238,184 |
¥128,619,255 |
¥47,019,255 |
| 45 |
2.30% |
¥242,698 |
¥131,057,069 |
¥49,457,069 |
| 45 |
2.40% |
¥247,258 |
¥133,519,585 |
¥51,919,585 |
| 45 |
2.50% |
¥251,864 |
¥136,006,571 |
¥54,406,571 |
| 45 |
2.60% |
¥256,514 |
¥138,517,790 |
¥56,917,790 |
| 45 |
2.70% |
¥261,209 |
¥141,052,996 |
¥59,452,996 |
| 45 |
2.80% |
¥265,948 |
¥143,611,937 |
¥62,011,937 |
| 45 |
2.90% |
¥270,730 |
¥146,194,356 |
¥64,594,356 |
| 45 |
3.00% |
¥275,556 |
¥148,799,990 |
¥67,199,990 |
8160万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥194,958 |
¥93,580,068 |
¥11,980,068 |
| 40 |
0.80% |
¥198,704 |
¥95,378,101 |
¥13,778,101 |
| 40 |
0.90% |
¥202,495 |
¥97,197,650 |
¥15,597,650 |
| 40 |
1.00% |
¥206,331 |
¥99,038,655 |
¥17,438,655 |
| 40 |
1.10% |
¥210,211 |
¥100,901,049 |
¥19,301,049 |
| 40 |
1.20% |
¥214,135 |
¥102,784,756 |
¥21,184,756 |
| 40 |
1.30% |
¥218,104 |
¥104,689,697 |
¥23,089,697 |
| 40 |
1.40% |
¥222,116 |
¥106,615,784 |
¥25,015,784 |
| 40 |
1.50% |
¥226,173 |
¥108,562,925 |
¥26,962,925 |
| 40 |
1.60% |
¥230,273 |
¥110,531,019 |
¥28,931,019 |
| 40 |
1.70% |
¥234,417 |
¥112,519,963 |
¥30,919,963 |
| 40 |
1.80% |
¥238,603 |
¥114,529,645 |
¥32,929,645 |
| 40 |
1.90% |
¥242,833 |
¥116,559,947 |
¥34,959,947 |
| 40 |
2.00% |
¥247,106 |
¥118,610,746 |
¥37,010,746 |
| 40 |
2.10% |
¥251,421 |
¥120,681,916 |
¥39,081,916 |
| 40 |
2.20% |
¥255,778 |
¥122,773,321 |
¥41,173,321 |
| 40 |
2.30% |
¥260,177 |
¥124,884,823 |
¥43,284,823 |
| 40 |
2.40% |
¥264,617 |
¥127,016,278 |
¥45,416,278 |
| 40 |
2.50% |
¥269,099 |
¥129,167,536 |
¥47,567,536 |
| 40 |
2.60% |
¥273,622 |
¥131,338,444 |
¥49,738,444 |
| 40 |
2.70% |
¥278,185 |
¥133,528,844 |
¥51,928,844 |
| 40 |
2.80% |
¥282,789 |
¥135,738,572 |
¥54,138,572 |
| 40 |
2.90% |
¥287,432 |
¥137,967,460 |
¥56,367,460 |
| 40 |
3.00% |
¥292,115 |
¥140,215,338 |
¥58,615,338 |
8160万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥219,113 |
¥92,027,441 |
¥10,427,441 |
| 35 |
0.80% |
¥222,818 |
¥93,583,445 |
¥11,983,445 |
| 35 |
0.90% |
¥226,562 |
¥95,155,961 |
¥13,555,961 |
| 35 |
1.00% |
¥230,345 |
¥96,744,955 |
¥15,144,955 |
| 35 |
1.10% |
¥234,168 |
¥98,350,385 |
¥16,750,385 |
| 35 |
1.20% |
¥238,029 |
¥99,972,207 |
¥18,372,207 |
| 35 |
1.30% |
¥241,929 |
¥101,610,374 |
¥20,010,374 |
| 35 |
1.40% |
¥245,869 |
¥103,264,834 |
¥21,664,834 |
| 35 |
1.50% |
¥249,847 |
¥104,935,531 |
¥23,335,531 |
| 35 |
1.60% |
¥253,863 |
¥106,622,406 |
¥25,022,406 |
| 35 |
1.70% |
¥257,918 |
¥108,325,397 |
¥26,725,397 |
| 35 |
1.80% |
¥262,011 |
¥110,044,436 |
¥28,444,436 |
| 35 |
1.90% |
¥266,142 |
¥111,779,453 |
¥30,179,453 |
| 35 |
2.00% |
¥270,310 |
¥113,530,376 |
¥31,930,376 |
| 35 |
2.10% |
¥274,517 |
¥115,297,128 |
¥33,697,128 |
| 35 |
2.20% |
¥278,761 |
¥117,079,627 |
¥35,479,627 |
| 35 |
2.30% |
¥283,042 |
¥118,877,790 |
¥37,277,790 |
| 35 |
2.40% |
¥287,361 |
¥120,691,532 |
¥39,091,532 |
| 35 |
2.50% |
¥291,716 |
¥122,520,760 |
¥40,920,760 |
| 35 |
2.60% |
¥296,108 |
¥124,365,383 |
¥42,765,383 |
| 35 |
2.70% |
¥300,536 |
¥126,225,305 |
¥44,625,305 |
| 35 |
2.80% |
¥305,001 |
¥128,100,426 |
¥46,500,426 |
| 35 |
2.90% |
¥309,502 |
¥129,990,645 |
¥48,390,645 |
| 35 |
3.00% |
¥314,038 |
¥131,895,857 |
¥50,295,857 |
8160万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥251,365 |
¥90,491,370 |
¥8,891,370 |
| 30 |
0.80% |
¥255,029 |
¥91,810,371 |
¥10,210,371 |
| 30 |
0.90% |
¥258,726 |
¥93,141,530 |
¥11,541,530 |
| 30 |
1.00% |
¥262,458 |
¥94,484,826 |
¥12,884,826 |
| 30 |
1.10% |
¥266,223 |
¥95,840,236 |
¥14,240,236 |
| 30 |
1.20% |
¥270,021 |
¥97,207,738 |
¥15,607,738 |
| 30 |
1.30% |
¥273,854 |
¥98,587,304 |
¥16,987,304 |
| 30 |
1.40% |
¥277,719 |
¥99,978,906 |
¥18,378,906 |
| 30 |
1.50% |
¥281,618 |
¥101,382,513 |
¥19,782,513 |
| 30 |
1.60% |
¥285,550 |
¥102,798,093 |
¥21,198,093 |
| 30 |
1.70% |
¥289,516 |
¥104,225,611 |
¥22,625,611 |
| 30 |
1.80% |
¥293,514 |
¥105,665,030 |
¥24,065,030 |
| 30 |
1.90% |
¥297,545 |
¥107,116,312 |
¥25,516,312 |
| 30 |
2.00% |
¥301,609 |
¥108,579,416 |
¥26,979,416 |
| 30 |
2.10% |
¥305,706 |
¥110,054,300 |
¥28,454,300 |
| 30 |
2.20% |
¥309,836 |
¥111,540,919 |
¥29,940,919 |
| 30 |
2.30% |
¥313,998 |
¥113,039,227 |
¥31,439,227 |
| 30 |
2.40% |
¥318,192 |
¥114,549,176 |
¥32,949,176 |
| 30 |
2.50% |
¥322,419 |
¥116,070,715 |
¥34,470,715 |
| 30 |
2.60% |
¥326,677 |
¥117,603,794 |
¥36,003,794 |
| 30 |
2.70% |
¥330,968 |
¥119,148,358 |
¥37,548,358 |
| 30 |
2.80% |
¥335,290 |
¥120,704,352 |
¥39,104,352 |
| 30 |
2.90% |
¥339,644 |
¥122,271,719 |
¥40,671,719 |
| 30 |
3.00% |
¥344,029 |
¥123,850,401 |
¥42,250,401 |
8160万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥296,573 |
¥88,971,881 |
¥7,371,881 |
| 25 |
0.80% |
¥300,196 |
¥90,058,925 |
¥8,458,925 |
| 25 |
0.90% |
¥303,848 |
¥91,154,427 |
¥9,554,427 |
| 25 |
1.00% |
¥307,528 |
¥92,258,377 |
¥10,658,377 |
| 25 |
1.10% |
¥311,236 |
¥93,370,763 |
¥11,770,763 |
| 25 |
1.20% |
¥314,972 |
¥94,491,573 |
¥12,891,573 |
| 25 |
1.30% |
¥318,736 |
¥95,620,794 |
¥14,020,794 |
| 25 |
1.40% |
¥322,528 |
¥96,758,412 |
¥15,158,412 |
| 25 |
1.50% |
¥326,348 |
¥97,904,413 |
¥16,304,413 |
| 25 |
1.60% |
¥330,196 |
¥99,058,779 |
¥17,458,779 |
| 25 |
1.70% |
¥334,072 |
¥100,221,493 |
¥18,621,493 |
| 25 |
1.80% |
¥337,975 |
¥101,392,538 |
¥19,792,538 |
| 25 |
1.90% |
¥341,906 |
¥102,571,895 |
¥20,971,895 |
| 25 |
2.00% |
¥345,865 |
¥103,759,542 |
¥22,159,542 |
| 25 |
2.10% |
¥349,852 |
¥104,955,460 |
¥23,355,460 |
| 25 |
2.20% |
¥353,865 |
¥106,159,625 |
¥24,559,625 |
| 25 |
2.30% |
¥357,907 |
¥107,372,016 |
¥25,772,016 |
| 25 |
2.40% |
¥361,975 |
¥108,592,608 |
¥26,992,608 |
| 25 |
2.50% |
¥366,071 |
¥109,821,377 |
¥28,221,377 |
| 25 |
2.60% |
¥370,194 |
¥111,058,295 |
¥29,458,295 |
| 25 |
2.70% |
¥374,344 |
¥112,303,338 |
¥30,703,338 |
| 25 |
2.80% |
¥378,522 |
¥113,556,477 |
¥31,956,477 |
| 25 |
2.90% |
¥382,726 |
¥114,817,684 |
¥33,217,684 |
| 25 |
3.00% |
¥386,956 |
¥116,086,930 |
¥34,486,930 |
8160万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥364,454 |
¥87,468,995 |
¥5,868,995 |
| 20 |
0.80% |
¥368,038 |
¥88,329,145 |
¥6,729,145 |
| 20 |
0.90% |
¥371,645 |
¥89,194,715 |
¥7,594,715 |
| 20 |
1.00% |
¥375,274 |
¥90,065,701 |
¥8,465,701 |
| 20 |
1.10% |
¥378,925 |
¥90,942,099 |
¥9,342,099 |
| 20 |
1.20% |
¥382,600 |
¥91,823,903 |
¥10,223,903 |
| 20 |
1.30% |
¥386,296 |
¥92,711,107 |
¥11,111,107 |
| 20 |
1.40% |
¥390,015 |
¥93,603,706 |
¥12,003,706 |
| 20 |
1.50% |
¥393,757 |
¥94,501,693 |
¥12,901,693 |
| 20 |
1.60% |
¥397,521 |
¥95,405,061 |
¥13,805,061 |
| 20 |
1.70% |
¥401,308 |
¥96,313,803 |
¥14,713,803 |
| 20 |
1.80% |
¥405,116 |
¥97,227,911 |
¥15,627,911 |
| 20 |
1.90% |
¥408,947 |
¥98,147,377 |
¥16,547,377 |
| 20 |
2.00% |
¥412,801 |
¥99,072,192 |
¥17,472,192 |
| 20 |
2.10% |
¥416,676 |
¥100,002,348 |
¥18,402,348 |
| 20 |
2.20% |
¥420,574 |
¥100,937,835 |
¥19,337,835 |
| 20 |
2.30% |
¥424,494 |
¥101,878,643 |
¥20,278,643 |
| 20 |
2.40% |
¥428,437 |
¥102,824,763 |
¥21,224,763 |
| 20 |
2.50% |
¥432,401 |
¥103,776,183 |
¥22,176,183 |
| 20 |
2.60% |
¥436,387 |
¥104,732,892 |
¥23,132,892 |
| 20 |
2.70% |
¥440,395 |
¥105,694,880 |
¥24,094,880 |
| 20 |
2.80% |
¥444,426 |
¥106,662,134 |
¥25,062,134 |
| 20 |
2.90% |
¥448,478 |
¥107,634,643 |
¥26,034,643 |
| 20 |
3.00% |
¥452,552 |
¥108,612,394 |
¥27,012,394 |
8160万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥477,682 |
¥85,982,732 |
¥4,382,732 |
| 15 |
0.80% |
¥481,228 |
¥86,621,061 |
¥5,021,061 |
| 15 |
0.90% |
¥484,791 |
¥87,262,442 |
¥5,662,442 |
| 15 |
1.00% |
¥488,372 |
¥87,906,874 |
¥6,306,874 |
| 15 |
1.10% |
¥491,969 |
¥88,554,356 |
¥6,954,356 |
| 15 |
1.20% |
¥495,583 |
¥89,204,884 |
¥7,604,884 |
| 15 |
1.30% |
¥499,214 |
¥89,858,459 |
¥8,258,459 |
| 15 |
1.40% |
¥502,862 |
¥90,515,076 |
¥8,915,076 |
| 15 |
1.50% |
¥506,526 |
¥91,174,735 |
¥9,574,735 |
| 15 |
1.60% |
¥510,208 |
¥91,837,432 |
¥10,237,432 |
| 15 |
1.70% |
¥513,906 |
¥92,503,166 |
¥10,903,166 |
| 15 |
1.80% |
¥517,622 |
¥93,171,933 |
¥11,571,933 |
| 15 |
1.90% |
¥521,354 |
¥93,843,732 |
¥12,243,732 |
| 15 |
2.00% |
¥525,103 |
¥94,518,558 |
¥12,918,558 |
| 15 |
2.10% |
¥528,869 |
¥95,196,409 |
¥13,596,409 |
| 15 |
2.20% |
¥532,652 |
¥95,877,282 |
¥14,277,282 |
| 15 |
2.30% |
¥536,451 |
¥96,561,174 |
¥14,961,174 |
| 15 |
2.40% |
¥540,267 |
¥97,248,081 |
¥15,648,081 |
| 15 |
2.50% |
¥544,100 |
¥97,937,999 |
¥16,337,999 |
| 15 |
2.60% |
¥547,950 |
¥98,630,925 |
¥17,030,925 |
| 15 |
2.70% |
¥551,816 |
¥99,326,856 |
¥17,726,856 |
| 15 |
2.80% |
¥555,699 |
¥100,025,786 |
¥18,425,786 |
| 15 |
2.90% |
¥559,598 |
¥100,727,713 |
¥19,127,713 |
| 15 |
3.00% |
¥563,515 |
¥101,432,631 |
¥19,832,631 |
8160万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥704,276 |
¥84,513,105 |
¥2,913,105 |
| 10 |
0.80% |
¥707,789 |
¥84,934,698 |
¥3,334,698 |
| 10 |
0.90% |
¥711,314 |
¥85,357,648 |
¥3,757,648 |
| 10 |
1.00% |
¥714,850 |
¥85,781,956 |
¥4,181,956 |
| 10 |
1.10% |
¥718,397 |
¥86,207,620 |
¥4,607,620 |
| 10 |
1.20% |
¥721,955 |
¥86,634,641 |
¥5,034,641 |
| 10 |
1.30% |
¥725,525 |
¥87,063,018 |
¥5,463,018 |
| 10 |
1.40% |
¥729,106 |
¥87,492,750 |
¥5,892,750 |
| 10 |
1.50% |
¥732,699 |
¥87,923,837 |
¥6,323,837 |
| 10 |
1.60% |
¥736,302 |
¥88,356,278 |
¥6,756,278 |
| 10 |
1.70% |
¥739,917 |
¥88,790,073 |
¥7,190,073 |
| 10 |
1.80% |
¥743,544 |
¥89,225,221 |
¥7,625,221 |
| 10 |
1.90% |
¥747,181 |
¥89,661,722 |
¥8,061,722 |
| 10 |
2.00% |
¥750,830 |
¥90,099,574 |
¥8,499,574 |
| 10 |
2.10% |
¥754,490 |
¥90,538,777 |
¥8,938,777 |
| 10 |
2.20% |
¥758,161 |
¥90,979,331 |
¥9,379,331 |
| 10 |
2.30% |
¥761,844 |
¥91,421,235 |
¥9,821,235 |
| 10 |
2.40% |
¥765,537 |
¥91,864,487 |
¥10,264,487 |
| 10 |
2.50% |
¥769,242 |
¥92,309,088 |
¥10,709,088 |
| 10 |
2.60% |
¥772,959 |
¥92,755,035 |
¥11,155,035 |
| 10 |
2.70% |
¥776,686 |
¥93,202,330 |
¥11,602,330 |
| 10 |
2.80% |
¥780,425 |
¥93,650,969 |
¥12,050,969 |
| 10 |
2.90% |
¥784,175 |
¥94,100,953 |
¥12,500,953 |
| 10 |
3.00% |
¥787,936 |
¥94,552,281 |
¥12,952,281 |