8160万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8160万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8160万円の住宅ローン｜期間・年数別
8160万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥161,225 | ¥96,734,861 | ¥15,134,861 |
| 50 | 0.80% | ¥165,053 | ¥99,031,947 | ¥17,431,947 |
| 50 | 0.90% | ¥168,937 | ¥101,362,460 | ¥19,762,460 |
| 50 | 1.00% | ¥172,877 | ¥103,726,255 | ¥22,126,255 |
| 50 | 1.10% | ¥176,872 | ¥106,123,170 | ¥24,523,170 |
| 50 | 1.20% | ¥180,922 | ¥108,553,028 | ¥26,953,028 |
| 50 | 1.30% | ¥185,026 | ¥111,015,640 | ¥29,415,640 |
| 50 | 1.40% | ¥189,185 | ¥113,510,798 | ¥31,910,798 |
| 50 | 1.50% | ¥193,397 | ¥116,038,281 | ¥34,438,281 |
| 50 | 1.60% | ¥197,663 | ¥118,597,854 | ¥36,997,854 |
| 50 | 1.70% | ¥201,982 | ¥121,189,271 | ¥39,589,271 |
| 50 | 1.80% | ¥206,354 | ¥123,812,267 | ¥42,212,267 |
| 50 | 1.90% | ¥210,778 | ¥126,466,570 | ¥44,866,570 |
| 50 | 2.00% | ¥215,253 | ¥129,151,892 | ¥47,551,892 |
| 50 | 2.10% | ¥219,780 | ¥131,867,934 | ¥50,267,934 |
| 50 | 2.20% | ¥224,357 | ¥134,614,387 | ¥53,014,387 |
| 50 | 2.30% | ¥228,985 | ¥137,390,929 | ¥55,790,929 |
| 50 | 2.40% | ¥233,662 | ¥140,197,229 | ¥58,597,229 |
| 50 | 2.50% | ¥238,388 | ¥143,032,944 | ¥61,432,944 |
| 50 | 2.60% | ¥243,163 | ¥145,897,725 | ¥64,297,725 |
| 50 | 2.70% | ¥247,985 | ¥148,791,211 | ¥67,191,211 |
| 50 | 2.80% | ¥252,855 | ¥151,713,035 | ¥70,113,035 |
| 50 | 2.90% | ¥257,771 | ¥154,662,820 | ¥73,062,820 |
| 50 | 3.00% | ¥262,734 | ¥157,640,183 | ¥76,040,183 |
8160万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥176,202 | ¥95,149,219 | ¥13,549,219 |
| 45 | 0.80% | ¥179,989 | ¥97,194,288 | ¥15,594,288 |
| 45 | 0.90% | ¥183,827 | ¥99,266,514 | ¥17,666,514 |
| 45 | 1.00% | ¥187,714 | ¥101,365,803 | ¥19,765,803 |
| 45 | 1.10% | ¥191,652 | ¥103,492,046 | ¥21,892,046 |
| 45 | 1.20% | ¥195,639 | ¥105,645,126 | ¥24,045,126 |
| 45 | 1.30% | ¥199,676 | ¥107,824,918 | ¥26,224,918 |
| 45 | 1.40% | ¥203,762 | ¥110,031,282 | ¥28,431,282 |
| 45 | 1.50% | ¥207,896 | ¥112,264,073 | ¥30,664,073 |
| 45 | 1.60% | ¥212,080 | ¥114,523,134 | ¥32,923,134 |
| 45 | 1.70% | ¥216,312 | ¥116,808,298 | ¥35,208,298 |
| 45 | 1.80% | ¥220,591 | ¥119,119,392 | ¥37,519,392 |
| 45 | 1.90% | ¥224,919 | ¥121,456,231 | ¥39,856,231 |
| 45 | 2.00% | ¥229,294 | ¥123,818,624 | ¥42,218,624 |
| 45 | 2.10% | ¥233,715 | ¥126,206,368 | ¥44,606,368 |
| 45 | 2.20% | ¥238,184 | ¥128,619,255 | ¥47,019,255 |
| 45 | 2.30% | ¥242,698 | ¥131,057,069 | ¥49,457,069 |
| 45 | 2.40% | ¥247,258 | ¥133,519,585 | ¥51,919,585 |
| 45 | 2.50% | ¥251,864 | ¥136,006,571 | ¥54,406,571 |
| 45 | 2.60% | ¥256,514 | ¥138,517,790 | ¥56,917,790 |
| 45 | 2.70% | ¥261,209 | ¥141,052,996 | ¥59,452,996 |
| 45 | 2.80% | ¥265,948 | ¥143,611,937 | ¥62,011,937 |
| 45 | 2.90% | ¥270,730 | ¥146,194,356 | ¥64,594,356 |
| 45 | 3.00% | ¥275,556 | ¥148,799,990 | ¥67,199,990 |
8160万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥194,958 | ¥93,580,068 | ¥11,980,068 |
| 40 | 0.80% | ¥198,704 | ¥95,378,101 | ¥13,778,101 |
| 40 | 0.90% | ¥202,495 | ¥97,197,650 | ¥15,597,650 |
| 40 | 1.00% | ¥206,331 | ¥99,038,655 | ¥17,438,655 |
| 40 | 1.10% | ¥210,211 | ¥100,901,049 | ¥19,301,049 |
| 40 | 1.20% | ¥214,135 | ¥102,784,756 | ¥21,184,756 |
| 40 | 1.30% | ¥218,104 | ¥104,689,697 | ¥23,089,697 |
| 40 | 1.40% | ¥222,116 | ¥106,615,784 | ¥25,015,784 |
| 40 | 1.50% | ¥226,173 | ¥108,562,925 | ¥26,962,925 |
| 40 | 1.60% | ¥230,273 | ¥110,531,019 | ¥28,931,019 |
| 40 | 1.70% | ¥234,417 | ¥112,519,963 | ¥30,919,963 |
| 40 | 1.80% | ¥238,603 | ¥114,529,645 | ¥32,929,645 |
| 40 | 1.90% | ¥242,833 | ¥116,559,947 | ¥34,959,947 |
| 40 | 2.00% | ¥247,106 | ¥118,610,746 | ¥37,010,746 |
| 40 | 2.10% | ¥251,421 | ¥120,681,916 | ¥39,081,916 |
| 40 | 2.20% | ¥255,778 | ¥122,773,321 | ¥41,173,321 |
| 40 | 2.30% | ¥260,177 | ¥124,884,823 | ¥43,284,823 |
| 40 | 2.40% | ¥264,617 | ¥127,016,278 | ¥45,416,278 |
| 40 | 2.50% | ¥269,099 | ¥129,167,536 | ¥47,567,536 |
| 40 | 2.60% | ¥273,622 | ¥131,338,444 | ¥49,738,444 |
| 40 | 2.70% | ¥278,185 | ¥133,528,844 | ¥51,928,844 |
| 40 | 2.80% | ¥282,789 | ¥135,738,572 | ¥54,138,572 |
| 40 | 2.90% | ¥287,432 | ¥137,967,460 | ¥56,367,460 |
| 40 | 3.00% | ¥292,115 | ¥140,215,338 | ¥58,615,338 |
8160万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥219,113 | ¥92,027,441 | ¥10,427,441 |
| 35 | 0.80% | ¥222,818 | ¥93,583,445 | ¥11,983,445 |
| 35 | 0.90% | ¥226,562 | ¥95,155,961 | ¥13,555,961 |
| 35 | 1.00% | ¥230,345 | ¥96,744,955 | ¥15,144,955 |
| 35 | 1.10% | ¥234,168 | ¥98,350,385 | ¥16,750,385 |
| 35 | 1.20% | ¥238,029 | ¥99,972,207 | ¥18,372,207 |
| 35 | 1.30% | ¥241,929 | ¥101,610,374 | ¥20,010,374 |
| 35 | 1.40% | ¥245,869 | ¥103,264,834 | ¥21,664,834 |
| 35 | 1.50% | ¥249,847 | ¥104,935,531 | ¥23,335,531 |
| 35 | 1.60% | ¥253,863 | ¥106,622,406 | ¥25,022,406 |
| 35 | 1.70% | ¥257,918 | ¥108,325,397 | ¥26,725,397 |
| 35 | 1.80% | ¥262,011 | ¥110,044,436 | ¥28,444,436 |
| 35 | 1.90% | ¥266,142 | ¥111,779,453 | ¥30,179,453 |
| 35 | 2.00% | ¥270,310 | ¥113,530,376 | ¥31,930,376 |
| 35 | 2.10% | ¥274,517 | ¥115,297,128 | ¥33,697,128 |
| 35 | 2.20% | ¥278,761 | ¥117,079,627 | ¥35,479,627 |
| 35 | 2.30% | ¥283,042 | ¥118,877,790 | ¥37,277,790 |
| 35 | 2.40% | ¥287,361 | ¥120,691,532 | ¥39,091,532 |
| 35 | 2.50% | ¥291,716 | ¥122,520,760 | ¥40,920,760 |
| 35 | 2.60% | ¥296,108 | ¥124,365,383 | ¥42,765,383 |
| 35 | 2.70% | ¥300,536 | ¥126,225,305 | ¥44,625,305 |
| 35 | 2.80% | ¥305,001 | ¥128,100,426 | ¥46,500,426 |
| 35 | 2.90% | ¥309,502 | ¥129,990,645 | ¥48,390,645 |
| 35 | 3.00% | ¥314,038 | ¥131,895,857 | ¥50,295,857 |
8160万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥251,365 | ¥90,491,370 | ¥8,891,370 |
| 30 | 0.80% | ¥255,029 | ¥91,810,371 | ¥10,210,371 |
| 30 | 0.90% | ¥258,726 | ¥93,141,530 | ¥11,541,530 |
| 30 | 1.00% | ¥262,458 | ¥94,484,826 | ¥12,884,826 |
| 30 | 1.10% | ¥266,223 | ¥95,840,236 | ¥14,240,236 |
| 30 | 1.20% | ¥270,021 | ¥97,207,738 | ¥15,607,738 |
| 30 | 1.30% | ¥273,854 | ¥98,587,304 | ¥16,987,304 |
| 30 | 1.40% | ¥277,719 | ¥99,978,906 | ¥18,378,906 |
| 30 | 1.50% | ¥281,618 | ¥101,382,513 | ¥19,782,513 |
| 30 | 1.60% | ¥285,550 | ¥102,798,093 | ¥21,198,093 |
| 30 | 1.70% | ¥289,516 | ¥104,225,611 | ¥22,625,611 |
| 30 | 1.80% | ¥293,514 | ¥105,665,030 | ¥24,065,030 |
| 30 | 1.90% | ¥297,545 | ¥107,116,312 | ¥25,516,312 |
| 30 | 2.00% | ¥301,609 | ¥108,579,416 | ¥26,979,416 |
| 30 | 2.10% | ¥305,706 | ¥110,054,300 | ¥28,454,300 |
| 30 | 2.20% | ¥309,836 | ¥111,540,919 | ¥29,940,919 |
| 30 | 2.30% | ¥313,998 | ¥113,039,227 | ¥31,439,227 |
| 30 | 2.40% | ¥318,192 | ¥114,549,176 | ¥32,949,176 |
| 30 | 2.50% | ¥322,419 | ¥116,070,715 | ¥34,470,715 |
| 30 | 2.60% | ¥326,677 | ¥117,603,794 | ¥36,003,794 |
| 30 | 2.70% | ¥330,968 | ¥119,148,358 | ¥37,548,358 |
| 30 | 2.80% | ¥335,290 | ¥120,704,352 | ¥39,104,352 |
| 30 | 2.90% | ¥339,644 | ¥122,271,719 | ¥40,671,719 |
| 30 | 3.00% | ¥344,029 | ¥123,850,401 | ¥42,250,401 |
8160万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥296,573 | ¥88,971,881 | ¥7,371,881 |
| 25 | 0.80% | ¥300,196 | ¥90,058,925 | ¥8,458,925 |
| 25 | 0.90% | ¥303,848 | ¥91,154,427 | ¥9,554,427 |
| 25 | 1.00% | ¥307,528 | ¥92,258,377 | ¥10,658,377 |
| 25 | 1.10% | ¥311,236 | ¥93,370,763 | ¥11,770,763 |
| 25 | 1.20% | ¥314,972 | ¥94,491,573 | ¥12,891,573 |
| 25 | 1.30% | ¥318,736 | ¥95,620,794 | ¥14,020,794 |
| 25 | 1.40% | ¥322,528 | ¥96,758,412 | ¥15,158,412 |
| 25 | 1.50% | ¥326,348 | ¥97,904,413 | ¥16,304,413 |
| 25 | 1.60% | ¥330,196 | ¥99,058,779 | ¥17,458,779 |
| 25 | 1.70% | ¥334,072 | ¥100,221,493 | ¥18,621,493 |
| 25 | 1.80% | ¥337,975 | ¥101,392,538 | ¥19,792,538 |
| 25 | 1.90% | ¥341,906 | ¥102,571,895 | ¥20,971,895 |
| 25 | 2.00% | ¥345,865 | ¥103,759,542 | ¥22,159,542 |
| 25 | 2.10% | ¥349,852 | ¥104,955,460 | ¥23,355,460 |
| 25 | 2.20% | ¥353,865 | ¥106,159,625 | ¥24,559,625 |
| 25 | 2.30% | ¥357,907 | ¥107,372,016 | ¥25,772,016 |
| 25 | 2.40% | ¥361,975 | ¥108,592,608 | ¥26,992,608 |
| 25 | 2.50% | ¥366,071 | ¥109,821,377 | ¥28,221,377 |
| 25 | 2.60% | ¥370,194 | ¥111,058,295 | ¥29,458,295 |
| 25 | 2.70% | ¥374,344 | ¥112,303,338 | ¥30,703,338 |
| 25 | 2.80% | ¥378,522 | ¥113,556,477 | ¥31,956,477 |
| 25 | 2.90% | ¥382,726 | ¥114,817,684 | ¥33,217,684 |
| 25 | 3.00% | ¥386,956 | ¥116,086,930 | ¥34,486,930 |
8160万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥364,454 | ¥87,468,995 | ¥5,868,995 |
| 20 | 0.80% | ¥368,038 | ¥88,329,145 | ¥6,729,145 |
| 20 | 0.90% | ¥371,645 | ¥89,194,715 | ¥7,594,715 |
| 20 | 1.00% | ¥375,274 | ¥90,065,701 | ¥8,465,701 |
| 20 | 1.10% | ¥378,925 | ¥90,942,099 | ¥9,342,099 |
| 20 | 1.20% | ¥382,600 | ¥91,823,903 | ¥10,223,903 |
| 20 | 1.30% | ¥386,296 | ¥92,711,107 | ¥11,111,107 |
| 20 | 1.40% | ¥390,015 | ¥93,603,706 | ¥12,003,706 |
| 20 | 1.50% | ¥393,757 | ¥94,501,693 | ¥12,901,693 |
| 20 | 1.60% | ¥397,521 | ¥95,405,061 | ¥13,805,061 |
| 20 | 1.70% | ¥401,308 | ¥96,313,803 | ¥14,713,803 |
| 20 | 1.80% | ¥405,116 | ¥97,227,911 | ¥15,627,911 |
| 20 | 1.90% | ¥408,947 | ¥98,147,377 | ¥16,547,377 |
| 20 | 2.00% | ¥412,801 | ¥99,072,192 | ¥17,472,192 |
| 20 | 2.10% | ¥416,676 | ¥100,002,348 | ¥18,402,348 |
| 20 | 2.20% | ¥420,574 | ¥100,937,835 | ¥19,337,835 |
| 20 | 2.30% | ¥424,494 | ¥101,878,643 | ¥20,278,643 |
| 20 | 2.40% | ¥428,437 | ¥102,824,763 | ¥21,224,763 |
| 20 | 2.50% | ¥432,401 | ¥103,776,183 | ¥22,176,183 |
| 20 | 2.60% | ¥436,387 | ¥104,732,892 | ¥23,132,892 |
| 20 | 2.70% | ¥440,395 | ¥105,694,880 | ¥24,094,880 |
| 20 | 2.80% | ¥444,426 | ¥106,662,134 | ¥25,062,134 |
| 20 | 2.90% | ¥448,478 | ¥107,634,643 | ¥26,034,643 |
| 20 | 3.00% | ¥452,552 | ¥108,612,394 | ¥27,012,394 |
8160万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥477,682 | ¥85,982,732 | ¥4,382,732 |
| 15 | 0.80% | ¥481,228 | ¥86,621,061 | ¥5,021,061 |
| 15 | 0.90% | ¥484,791 | ¥87,262,442 | ¥5,662,442 |
| 15 | 1.00% | ¥488,372 | ¥87,906,874 | ¥6,306,874 |
| 15 | 1.10% | ¥491,969 | ¥88,554,356 | ¥6,954,356 |
| 15 | 1.20% | ¥495,583 | ¥89,204,884 | ¥7,604,884 |
| 15 | 1.30% | ¥499,214 | ¥89,858,459 | ¥8,258,459 |
| 15 | 1.40% | ¥502,862 | ¥90,515,076 | ¥8,915,076 |
| 15 | 1.50% | ¥506,526 | ¥91,174,735 | ¥9,574,735 |
| 15 | 1.60% | ¥510,208 | ¥91,837,432 | ¥10,237,432 |
| 15 | 1.70% | ¥513,906 | ¥92,503,166 | ¥10,903,166 |
| 15 | 1.80% | ¥517,622 | ¥93,171,933 | ¥11,571,933 |
| 15 | 1.90% | ¥521,354 | ¥93,843,732 | ¥12,243,732 |
| 15 | 2.00% | ¥525,103 | ¥94,518,558 | ¥12,918,558 |
| 15 | 2.10% | ¥528,869 | ¥95,196,409 | ¥13,596,409 |
| 15 | 2.20% | ¥532,652 | ¥95,877,282 | ¥14,277,282 |
| 15 | 2.30% | ¥536,451 | ¥96,561,174 | ¥14,961,174 |
| 15 | 2.40% | ¥540,267 | ¥97,248,081 | ¥15,648,081 |
| 15 | 2.50% | ¥544,100 | ¥97,937,999 | ¥16,337,999 |
| 15 | 2.60% | ¥547,950 | ¥98,630,925 | ¥17,030,925 |
| 15 | 2.70% | ¥551,816 | ¥99,326,856 | ¥17,726,856 |
| 15 | 2.80% | ¥555,699 | ¥100,025,786 | ¥18,425,786 |
| 15 | 2.90% | ¥559,598 | ¥100,727,713 | ¥19,127,713 |
| 15 | 3.00% | ¥563,515 | ¥101,432,631 | ¥19,832,631 |
8160万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥704,276 | ¥84,513,105 | ¥2,913,105 |
| 10 | 0.80% | ¥707,789 | ¥84,934,698 | ¥3,334,698 |
| 10 | 0.90% | ¥711,314 | ¥85,357,648 | ¥3,757,648 |
| 10 | 1.00% | ¥714,850 | ¥85,781,956 | ¥4,181,956 |
| 10 | 1.10% | ¥718,397 | ¥86,207,620 | ¥4,607,620 |
| 10 | 1.20% | ¥721,955 | ¥86,634,641 | ¥5,034,641 |
| 10 | 1.30% | ¥725,525 | ¥87,063,018 | ¥5,463,018 |
| 10 | 1.40% | ¥729,106 | ¥87,492,750 | ¥5,892,750 |
| 10 | 1.50% | ¥732,699 | ¥87,923,837 | ¥6,323,837 |
| 10 | 1.60% | ¥736,302 | ¥88,356,278 | ¥6,756,278 |
| 10 | 1.70% | ¥739,917 | ¥88,790,073 | ¥7,190,073 |
| 10 | 1.80% | ¥743,544 | ¥89,225,221 | ¥7,625,221 |
| 10 | 1.90% | ¥747,181 | ¥89,661,722 | ¥8,061,722 |
| 10 | 2.00% | ¥750,830 | ¥90,099,574 | ¥8,499,574 |
| 10 | 2.10% | ¥754,490 | ¥90,538,777 | ¥8,938,777 |
| 10 | 2.20% | ¥758,161 | ¥90,979,331 | ¥9,379,331 |
| 10 | 2.30% | ¥761,844 | ¥91,421,235 | ¥9,821,235 |
| 10 | 2.40% | ¥765,537 | ¥91,864,487 | ¥10,264,487 |
| 10 | 2.50% | ¥769,242 | ¥92,309,088 | ¥10,709,088 |
| 10 | 2.60% | ¥772,959 | ¥92,755,035 | ¥11,155,035 |
| 10 | 2.70% | ¥776,686 | ¥93,202,330 | ¥11,602,330 |
| 10 | 2.80% | ¥780,425 | ¥93,650,969 | ¥12,050,969 |
| 10 | 2.90% | ¥784,175 | ¥94,100,953 | ¥12,500,953 |
| 10 | 3.00% | ¥787,936 | ¥94,552,281 | ¥12,952,281 |
