8180万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8180万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8180万円の住宅ローン｜期間・年数別
8180万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥161,620 | ¥96,971,956 | ¥15,171,956 |
| 50 | 0.80% | ¥165,458 | ¥99,274,672 | ¥17,474,672 |
| 50 | 0.90% | ¥169,351 | ¥101,610,898 | ¥19,810,898 |
| 50 | 1.00% | ¥173,301 | ¥103,980,486 | ¥22,180,486 |
| 50 | 1.10% | ¥177,305 | ¥106,383,275 | ¥24,583,275 |
| 50 | 1.20% | ¥181,365 | ¥108,819,090 | ¥27,019,090 |
| 50 | 1.30% | ¥185,480 | ¥111,287,737 | ¥29,487,737 |
| 50 | 1.40% | ¥189,648 | ¥113,789,010 | ¥31,989,010 |
| 50 | 1.50% | ¥193,871 | ¥116,322,688 | ¥34,522,688 |
| 50 | 1.60% | ¥198,148 | ¥118,888,535 | ¥37,088,535 |
| 50 | 1.70% | ¥202,477 | ¥121,486,303 | ¥39,686,303 |
| 50 | 1.80% | ¥206,860 | ¥124,115,729 | ¥42,315,729 |
| 50 | 1.90% | ¥211,294 | ¥126,776,537 | ¥44,976,537 |
| 50 | 2.00% | ¥215,781 | ¥129,468,441 | ¥47,668,441 |
| 50 | 2.10% | ¥220,319 | ¥132,191,140 | ¥50,391,140 |
| 50 | 2.20% | ¥224,907 | ¥134,944,324 | ¥53,144,324 |
| 50 | 2.30% | ¥229,546 | ¥137,727,672 | ¥55,927,672 |
| 50 | 2.40% | ¥234,235 | ¥140,540,849 | ¥58,740,849 |
| 50 | 2.50% | ¥238,973 | ¥143,383,515 | ¥61,583,515 |
| 50 | 2.60% | ¥243,759 | ¥146,255,317 | ¥64,455,317 |
| 50 | 2.70% | ¥248,593 | ¥149,155,896 | ¥67,355,896 |
| 50 | 2.80% | ¥253,475 | ¥152,084,881 | ¥70,284,881 |
| 50 | 2.90% | ¥258,403 | ¥155,041,895 | ¥73,241,895 |
| 50 | 3.00% | ¥263,378 | ¥158,026,556 | ¥76,226,556 |
8180万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥176,634 | ¥95,382,428 | ¥13,582,428 |
| 45 | 0.80% | ¥180,431 | ¥97,432,509 | ¥15,632,509 |
| 45 | 0.90% | ¥184,277 | ¥99,509,815 | ¥17,709,815 |
| 45 | 1.00% | ¥188,175 | ¥101,614,248 | ¥19,814,248 |
| 45 | 1.10% | ¥192,122 | ¥103,745,703 | ¥21,945,703 |
| 45 | 1.20% | ¥196,119 | ¥105,904,060 | ¥24,104,060 |
| 45 | 1.30% | ¥200,165 | ¥108,089,194 | ¥26,289,194 |
| 45 | 1.40% | ¥204,261 | ¥110,300,967 | ¥28,500,967 |
| 45 | 1.50% | ¥208,406 | ¥112,539,230 | ¥30,739,230 |
| 45 | 1.60% | ¥212,600 | ¥114,803,828 | ¥33,003,828 |
| 45 | 1.70% | ¥216,842 | ¥117,094,593 | ¥35,294,593 |
| 45 | 1.80% | ¥221,132 | ¥119,411,352 | ¥37,611,352 |
| 45 | 1.90% | ¥225,470 | ¥121,753,918 | ¥39,953,918 |
| 45 | 2.00% | ¥229,856 | ¥124,122,101 | ¥42,322,101 |
| 45 | 2.10% | ¥234,288 | ¥126,515,697 | ¥44,715,697 |
| 45 | 2.20% | ¥238,768 | ¥128,934,498 | ¥47,134,498 |
| 45 | 2.30% | ¥243,293 | ¥131,378,287 | ¥49,578,287 |
| 45 | 2.40% | ¥247,865 | ¥133,846,839 | ¥52,046,839 |
| 45 | 2.50% | ¥252,481 | ¥136,339,921 | ¥54,539,921 |
| 45 | 2.60% | ¥257,143 | ¥138,857,295 | ¥57,057,295 |
| 45 | 2.70% | ¥261,849 | ¥141,398,714 | ¥59,598,714 |
| 45 | 2.80% | ¥266,600 | ¥143,963,927 | ¥62,163,927 |
| 45 | 2.90% | ¥271,394 | ¥146,552,676 | ¥64,752,676 |
| 45 | 3.00% | ¥276,231 | ¥149,164,696 | ¥67,364,696 |
8180万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥195,436 | ¥93,809,430 | ¥12,009,430 |
| 40 | 0.80% | ¥199,191 | ¥95,611,871 | ¥13,811,871 |
| 40 | 0.90% | ¥202,991 | ¥97,435,880 | ¥15,635,880 |
| 40 | 1.00% | ¥206,836 | ¥99,281,397 | ¥17,481,397 |
| 40 | 1.10% | ¥210,726 | ¥101,148,355 | ¥19,348,355 |
| 40 | 1.20% | ¥214,660 | ¥103,036,679 | ¥21,236,679 |
| 40 | 1.30% | ¥218,638 | ¥104,946,289 | ¥23,146,289 |
| 40 | 1.40% | ¥222,661 | ¥106,877,097 | ¥25,077,097 |
| 40 | 1.50% | ¥226,727 | ¥108,829,010 | ¥27,029,010 |
| 40 | 1.60% | ¥230,837 | ¥110,801,929 | ¥29,001,929 |
| 40 | 1.70% | ¥234,991 | ¥112,795,747 | ¥30,995,747 |
| 40 | 1.80% | ¥239,188 | ¥114,810,355 | ¥33,010,355 |
| 40 | 1.90% | ¥243,428 | ¥116,845,633 | ¥35,045,633 |
| 40 | 2.00% | ¥247,711 | ¥118,901,459 | ¥37,101,459 |
| 40 | 2.10% | ¥252,037 | ¥120,977,705 | ¥39,177,705 |
| 40 | 2.20% | ¥256,405 | ¥123,074,236 | ¥41,274,236 |
| 40 | 2.30% | ¥260,814 | ¥125,190,913 | ¥43,390,913 |
| 40 | 2.40% | ¥265,266 | ¥127,327,592 | ¥45,527,592 |
| 40 | 2.50% | ¥269,759 | ¥129,484,123 | ¥47,684,123 |
| 40 | 2.60% | ¥274,292 | ¥131,660,352 | ¥49,860,352 |
| 40 | 2.70% | ¥278,867 | ¥133,856,121 | ¥52,056,121 |
| 40 | 2.80% | ¥283,482 | ¥136,071,264 | ¥54,271,264 |
| 40 | 2.90% | ¥288,137 | ¥138,305,616 | ¥56,505,616 |
| 40 | 3.00% | ¥292,831 | ¥140,559,003 | ¥58,759,003 |
8180万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥219,650 | ¥92,252,999 | ¥10,452,999 |
| 35 | 0.80% | ¥223,364 | ¥93,812,816 | ¥12,012,816 |
| 35 | 0.90% | ¥227,117 | ¥95,389,187 | ¥13,589,187 |
| 35 | 1.00% | ¥230,910 | ¥96,982,075 | ¥15,182,075 |
| 35 | 1.10% | ¥234,742 | ¥98,591,440 | ¥16,791,440 |
| 35 | 1.20% | ¥238,612 | ¥100,217,237 | ¥18,417,237 |
| 35 | 1.30% | ¥242,522 | ¥101,859,419 | ¥20,059,419 |
| 35 | 1.40% | ¥246,471 | ¥103,517,934 | ¥21,717,934 |
| 35 | 1.50% | ¥250,459 | ¥105,192,726 | ¥23,392,726 |
| 35 | 1.60% | ¥254,485 | ¥106,883,736 | ¥25,083,736 |
| 35 | 1.70% | ¥258,550 | ¥108,590,900 | ¥26,790,900 |
| 35 | 1.80% | ¥262,653 | ¥110,314,152 | ¥28,514,152 |
| 35 | 1.90% | ¥266,794 | ¥112,053,423 | ¥30,253,423 |
| 35 | 2.00% | ¥270,973 | ¥113,808,637 | ¥32,008,637 |
| 35 | 2.10% | ¥275,190 | ¥115,579,719 | ¥33,779,719 |
| 35 | 2.20% | ¥279,444 | ¥117,366,587 | ¥35,566,587 |
| 35 | 2.30% | ¥283,736 | ¥119,169,158 | ¥37,369,158 |
| 35 | 2.40% | ¥288,065 | ¥120,987,344 | ¥39,187,344 |
| 35 | 2.50% | ¥292,431 | ¥122,821,056 | ¥41,021,056 |
| 35 | 2.60% | ¥296,834 | ¥124,670,201 | ¥42,870,201 |
| 35 | 2.70% | ¥301,273 | ¥126,534,681 | ¥44,734,681 |
| 35 | 2.80% | ¥305,749 | ¥128,414,398 | ¥46,614,398 |
| 35 | 2.90% | ¥310,260 | ¥130,309,250 | ¥48,509,250 |
| 35 | 3.00% | ¥314,807 | ¥132,219,131 | ¥50,419,131 |
8180万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥251,981 | ¥90,713,163 | ¥8,913,163 |
| 30 | 0.80% | ¥255,654 | ¥92,035,397 | ¥10,235,397 |
| 30 | 0.90% | ¥259,361 | ¥93,369,818 | ¥11,569,818 |
| 30 | 1.00% | ¥263,101 | ¥94,716,406 | ¥12,916,406 |
| 30 | 1.10% | ¥266,875 | ¥96,075,139 | ¥14,275,139 |
| 30 | 1.20% | ¥270,683 | ¥97,445,992 | ¥15,645,992 |
| 30 | 1.30% | ¥274,525 | ¥98,828,940 | ¥17,028,940 |
| 30 | 1.40% | ¥278,400 | ¥100,223,952 | ¥18,423,952 |
| 30 | 1.50% | ¥282,308 | ¥101,631,000 | ¥19,831,000 |
| 30 | 1.60% | ¥286,250 | ¥103,050,049 | ¥21,250,049 |
| 30 | 1.70% | ¥290,225 | ¥104,481,066 | ¥22,681,066 |
| 30 | 1.80% | ¥294,233 | ¥105,924,013 | ¥24,124,013 |
| 30 | 1.90% | ¥298,275 | ¥107,378,852 | ¥25,578,852 |
| 30 | 2.00% | ¥302,349 | ¥108,845,542 | ¥27,045,542 |
| 30 | 2.10% | ¥306,456 | ¥110,324,041 | ¥28,524,041 |
| 30 | 2.20% | ¥310,595 | ¥111,814,304 | ¥30,014,304 |
| 30 | 2.30% | ¥314,767 | ¥113,316,284 | ¥31,516,284 |
| 30 | 2.40% | ¥318,972 | ¥114,829,934 | ¥33,029,934 |
| 30 | 2.50% | ¥323,209 | ¥116,355,202 | ¥34,555,202 |
| 30 | 2.60% | ¥327,478 | ¥117,892,038 | ¥36,092,038 |
| 30 | 2.70% | ¥331,779 | ¥119,440,388 | ¥37,640,388 |
| 30 | 2.80% | ¥336,112 | ¥121,000,196 | ¥39,200,196 |
| 30 | 2.90% | ¥340,476 | ¥122,571,405 | ¥40,771,405 |
| 30 | 3.00% | ¥344,872 | ¥124,153,956 | ¥42,353,956 |
8180万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥297,300 | ¥89,189,949 | ¥7,389,949 |
| 25 | 0.80% | ¥300,932 | ¥90,279,658 | ¥8,479,658 |
| 25 | 0.90% | ¥304,593 | ¥91,377,845 | ¥9,577,845 |
| 25 | 1.00% | ¥308,282 | ¥92,484,500 | ¥10,684,500 |
| 25 | 1.10% | ¥311,999 | ¥93,599,613 | ¥11,799,613 |
| 25 | 1.20% | ¥315,744 | ¥94,723,170 | ¥12,923,170 |
| 25 | 1.30% | ¥319,517 | ¥95,855,159 | ¥14,055,159 |
| 25 | 1.40% | ¥323,319 | ¥96,995,565 | ¥15,195,565 |
| 25 | 1.50% | ¥327,148 | ¥98,144,374 | ¥16,344,374 |
| 25 | 1.60% | ¥331,005 | ¥99,301,570 | ¥17,501,570 |
| 25 | 1.70% | ¥334,890 | ¥100,467,134 | ¥18,667,134 |
| 25 | 1.80% | ¥338,803 | ¥101,641,049 | ¥19,841,049 |
| 25 | 1.90% | ¥342,744 | ¥102,823,296 | ¥21,023,296 |
| 25 | 2.00% | ¥346,713 | ¥104,013,855 | ¥22,213,855 |
| 25 | 2.10% | ¥350,709 | ¥105,212,703 | ¥23,412,703 |
| 25 | 2.20% | ¥354,733 | ¥106,419,821 | ¥24,619,821 |
| 25 | 2.30% | ¥358,784 | ¥107,635,183 | ¥25,835,183 |
| 25 | 2.40% | ¥362,863 | ¥108,858,767 | ¥27,058,767 |
| 25 | 2.50% | ¥366,968 | ¥110,090,547 | ¥28,290,547 |
| 25 | 2.60% | ¥371,102 | ¥111,330,497 | ¥29,530,497 |
| 25 | 2.70% | ¥375,262 | ¥112,578,591 | ¥30,778,591 |
| 25 | 2.80% | ¥379,449 | ¥113,834,802 | ¥32,034,802 |
| 25 | 2.90% | ¥383,664 | ¥115,099,100 | ¥33,299,100 |
| 25 | 3.00% | ¥387,905 | ¥116,371,456 | ¥34,571,456 |
8180万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥365,347 | ¥87,683,380 | ¥5,883,380 |
| 20 | 0.80% | ¥368,940 | ¥88,545,638 | ¥6,745,638 |
| 20 | 0.90% | ¥372,556 | ¥89,413,329 | ¥7,613,329 |
| 20 | 1.00% | ¥376,194 | ¥90,286,450 | ¥8,486,450 |
| 20 | 1.10% | ¥379,854 | ¥91,164,996 | ¥9,364,996 |
| 20 | 1.20% | ¥383,537 | ¥92,048,961 | ¥10,248,961 |
| 20 | 1.30% | ¥387,243 | ¥92,938,340 | ¥11,138,340 |
| 20 | 1.40% | ¥390,971 | ¥93,833,127 | ¥12,033,127 |
| 20 | 1.50% | ¥394,722 | ¥94,733,315 | ¥12,933,315 |
| 20 | 1.60% | ¥398,495 | ¥95,638,897 | ¥13,838,897 |
| 20 | 1.70% | ¥402,291 | ¥96,549,866 | ¥14,749,866 |
| 20 | 1.80% | ¥406,109 | ¥97,466,215 | ¥15,666,215 |
| 20 | 1.90% | ¥409,950 | ¥98,387,934 | ¥16,587,934 |
| 20 | 2.00% | ¥413,813 | ¥99,315,016 | ¥17,515,016 |
| 20 | 2.10% | ¥417,698 | ¥100,247,452 | ¥18,447,452 |
| 20 | 2.20% | ¥421,605 | ¥101,185,232 | ¥19,385,232 |
| 20 | 2.30% | ¥425,535 | ¥102,128,346 | ¥20,328,346 |
| 20 | 2.40% | ¥429,487 | ¥103,076,784 | ¥21,276,784 |
| 20 | 2.50% | ¥433,461 | ¥104,030,536 | ¥22,230,536 |
| 20 | 2.60% | ¥437,457 | ¥104,989,590 | ¥23,189,590 |
| 20 | 2.70% | ¥441,475 | ¥105,953,936 | ¥24,153,936 |
| 20 | 2.80% | ¥445,515 | ¥106,923,561 | ¥25,123,561 |
| 20 | 2.90% | ¥449,577 | ¥107,898,453 | ¥26,098,453 |
| 20 | 3.00% | ¥453,661 | ¥108,878,600 | ¥27,078,600 |
8180万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥478,853 | ¥86,193,474 | ¥4,393,474 |
| 15 | 0.80% | ¥482,408 | ¥86,833,367 | ¥5,033,367 |
| 15 | 0.90% | ¥485,980 | ¥87,476,321 | ¥5,676,321 |
| 15 | 1.00% | ¥489,569 | ¥88,122,332 | ¥6,322,332 |
| 15 | 1.10% | ¥493,174 | ¥88,771,401 | ¥6,971,401 |
| 15 | 1.20% | ¥496,797 | ¥89,423,524 | ¥7,623,524 |
| 15 | 1.30% | ¥500,437 | ¥90,078,700 | ¥8,278,700 |
| 15 | 1.40% | ¥504,094 | ¥90,736,927 | ¥8,936,927 |
| 15 | 1.50% | ¥507,768 | ¥91,398,202 | ¥9,598,202 |
| 15 | 1.60% | ¥511,458 | ¥92,062,524 | ¥10,262,524 |
| 15 | 1.70% | ¥515,166 | ¥92,729,889 | ¥10,929,889 |
| 15 | 1.80% | ¥518,891 | ¥93,400,296 | ¥11,600,296 |
| 15 | 1.90% | ¥522,632 | ¥94,073,741 | ¥12,273,741 |
| 15 | 2.00% | ¥526,390 | ¥94,750,221 | ¥12,950,221 |
| 15 | 2.10% | ¥530,165 | ¥95,429,734 | ¥13,629,734 |
| 15 | 2.20% | ¥533,957 | ¥96,112,276 | ¥14,312,276 |
| 15 | 2.30% | ¥537,766 | ¥96,797,843 | ¥14,997,843 |
| 15 | 2.40% | ¥541,591 | ¥97,486,434 | ¥15,686,434 |
| 15 | 2.50% | ¥545,434 | ¥98,178,043 | ¥16,378,043 |
| 15 | 2.60% | ¥549,293 | ¥98,872,668 | ¥17,072,668 |
| 15 | 2.70% | ¥553,168 | ¥99,570,304 | ¥17,770,304 |
| 15 | 2.80% | ¥557,061 | ¥100,270,947 | ¥18,470,947 |
| 15 | 2.90% | ¥560,970 | ¥100,974,594 | ¥19,174,594 |
| 15 | 3.00% | ¥564,896 | ¥101,681,241 | ¥19,881,241 |
8180万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥706,002 | ¥84,720,245 | ¥2,920,245 |
| 10 | 0.80% | ¥709,524 | ¥85,142,871 | ¥3,342,871 |
| 10 | 0.90% | ¥713,057 | ¥85,566,858 | ¥3,766,858 |
| 10 | 1.00% | ¥716,602 | ¥85,992,206 | ¥4,192,206 |
| 10 | 1.10% | ¥720,158 | ¥86,418,913 | ¥4,618,913 |
| 10 | 1.20% | ¥723,725 | ¥86,846,981 | ¥5,046,981 |
| 10 | 1.30% | ¥727,303 | ¥87,276,407 | ¥5,476,407 |
| 10 | 1.40% | ¥730,893 | ¥87,707,193 | ¥5,907,193 |
| 10 | 1.50% | ¥734,494 | ¥88,139,336 | ¥6,339,336 |
| 10 | 1.60% | ¥738,107 | ¥88,572,837 | ¥6,772,837 |
| 10 | 1.70% | ¥741,731 | ¥89,007,696 | ¥7,207,696 |
| 10 | 1.80% | ¥745,366 | ¥89,443,910 | ¥7,643,910 |
| 10 | 1.90% | ¥749,012 | ¥89,881,481 | ¥8,081,481 |
| 10 | 2.00% | ¥752,670 | ¥90,320,406 | ¥8,520,406 |
| 10 | 2.10% | ¥756,339 | ¥90,760,686 | ¥8,960,686 |
| 10 | 2.20% | ¥760,019 | ¥91,202,320 | ¥9,402,320 |
| 10 | 2.30% | ¥763,711 | ¥91,645,307 | ¥9,845,307 |
| 10 | 2.40% | ¥767,414 | ¥92,089,645 | ¥10,289,645 |
| 10 | 2.50% | ¥771,128 | ¥92,535,336 | ¥10,735,336 |
| 10 | 2.60% | ¥774,853 | ¥92,982,376 | ¥11,182,376 |
| 10 | 2.70% | ¥778,590 | ¥93,430,767 | ¥11,630,767 |
| 10 | 2.80% | ¥782,338 | ¥93,880,506 | ¥12,080,506 |
| 10 | 2.90% | ¥786,097 | ¥94,331,593 | ¥12,531,593 |
| 10 | 3.00% | ¥789,867 | ¥94,784,027 | ¥12,984,027 |
