8200万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8200万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8200万円の住宅ローン｜期間・年数別
8200万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥162,015 | ¥97,209,051 | ¥15,209,051 |
| 50 | 0.80% | ¥165,862 | ¥99,517,398 | ¥17,517,398 |
| 50 | 0.90% | ¥169,766 | ¥101,859,335 | ¥19,859,335 |
| 50 | 1.00% | ¥173,725 | ¥104,234,717 | ¥22,234,717 |
| 50 | 1.10% | ¥177,739 | ¥106,643,381 | ¥24,643,381 |
| 50 | 1.20% | ¥181,809 | ¥109,085,151 | ¥27,085,151 |
| 50 | 1.30% | ¥185,933 | ¥111,559,834 | ¥29,559,834 |
| 50 | 1.40% | ¥190,112 | ¥114,067,223 | ¥32,067,223 |
| 50 | 1.50% | ¥194,345 | ¥116,607,096 | ¥34,607,096 |
| 50 | 1.60% | ¥198,632 | ¥119,179,216 | ¥37,179,216 |
| 50 | 1.70% | ¥202,972 | ¥121,783,336 | ¥39,783,336 |
| 50 | 1.80% | ¥207,365 | ¥124,419,190 | ¥42,419,190 |
| 50 | 1.90% | ¥211,811 | ¥127,086,504 | ¥45,086,504 |
| 50 | 2.00% | ¥216,308 | ¥129,784,989 | ¥47,784,989 |
| 50 | 2.10% | ¥220,857 | ¥132,514,346 | ¥50,514,346 |
| 50 | 2.20% | ¥225,457 | ¥135,274,262 | ¥53,274,262 |
| 50 | 2.30% | ¥230,107 | ¥138,064,414 | ¥56,064,414 |
| 50 | 2.40% | ¥234,807 | ¥140,884,470 | ¥58,884,470 |
| 50 | 2.50% | ¥239,557 | ¥143,734,086 | ¥61,734,086 |
| 50 | 2.60% | ¥244,355 | ¥146,612,910 | ¥64,612,910 |
| 50 | 2.70% | ¥249,201 | ¥149,520,580 | ¥67,520,580 |
| 50 | 2.80% | ¥254,095 | ¥152,456,726 | ¥70,456,726 |
| 50 | 2.90% | ¥259,035 | ¥155,420,971 | ¥73,420,971 |
| 50 | 3.00% | ¥264,022 | ¥158,412,929 | ¥76,412,929 |
8200万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥177,066 | ¥95,615,636 | ¥13,615,636 |
| 45 | 0.80% | ¥180,872 | ¥97,670,730 | ¥15,670,730 |
| 45 | 0.90% | ¥184,728 | ¥99,753,115 | ¥17,753,115 |
| 45 | 1.00% | ¥188,635 | ¥101,862,694 | ¥19,862,694 |
| 45 | 1.10% | ¥192,591 | ¥103,999,360 | ¥21,999,360 |
| 45 | 1.20% | ¥196,598 | ¥106,162,995 | ¥24,162,995 |
| 45 | 1.30% | ¥200,655 | ¥108,353,471 | ¥26,353,471 |
| 45 | 1.40% | ¥204,760 | ¥110,570,651 | ¥28,570,651 |
| 45 | 1.50% | ¥208,916 | ¥112,814,387 | ¥30,814,387 |
| 45 | 1.60% | ¥213,119 | ¥115,084,522 | ¥33,084,522 |
| 45 | 1.70% | ¥217,372 | ¥117,380,888 | ¥35,380,888 |
| 45 | 1.80% | ¥221,673 | ¥119,703,311 | ¥37,703,311 |
| 45 | 1.90% | ¥226,021 | ¥122,051,605 | ¥40,051,605 |
| 45 | 2.00% | ¥230,418 | ¥124,425,578 | ¥42,425,578 |
| 45 | 2.10% | ¥234,861 | ¥126,825,026 | ¥44,825,026 |
| 45 | 2.20% | ¥239,351 | ¥129,249,742 | ¥47,249,742 |
| 45 | 2.30% | ¥243,888 | ¥131,699,505 | ¥49,699,505 |
| 45 | 2.40% | ¥248,471 | ¥134,174,093 | ¥52,174,093 |
| 45 | 2.50% | ¥253,099 | ¥136,673,270 | ¥54,673,270 |
| 45 | 2.60% | ¥257,772 | ¥139,196,799 | ¥57,196,799 |
| 45 | 2.70% | ¥262,490 | ¥141,744,432 | ¥59,744,432 |
| 45 | 2.80% | ¥267,252 | ¥144,315,917 | ¥62,315,917 |
| 45 | 2.90% | ¥272,057 | ¥146,910,995 | ¥64,910,995 |
| 45 | 3.00% | ¥276,906 | ¥149,529,402 | ¥67,529,402 |
8200万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥195,914 | ¥94,038,793 | ¥12,038,793 |
| 40 | 0.80% | ¥199,678 | ¥95,845,640 | ¥13,845,640 |
| 40 | 0.90% | ¥203,488 | ¥97,674,109 | ¥15,674,109 |
| 40 | 1.00% | ¥207,342 | ¥99,524,139 | ¥17,524,139 |
| 40 | 1.10% | ¥211,241 | ¥101,395,662 | ¥19,395,662 |
| 40 | 1.20% | ¥215,185 | ¥103,288,603 | ¥21,288,603 |
| 40 | 1.30% | ¥219,173 | ¥105,202,881 | ¥23,202,881 |
| 40 | 1.40% | ¥223,205 | ¥107,138,410 | ¥25,138,410 |
| 40 | 1.50% | ¥227,281 | ¥109,095,096 | ¥27,095,096 |
| 40 | 1.60% | ¥231,402 | ¥111,072,838 | ¥29,072,838 |
| 40 | 1.70% | ¥235,566 | ¥113,071,532 | ¥31,071,532 |
| 40 | 1.80% | ¥239,773 | ¥115,091,064 | ¥33,091,064 |
| 40 | 1.90% | ¥244,024 | ¥117,131,319 | ¥35,131,319 |
| 40 | 2.00% | ¥248,317 | ¥119,192,172 | ¥37,192,172 |
| 40 | 2.10% | ¥252,653 | ¥121,273,494 | ¥39,273,494 |
| 40 | 2.20% | ¥257,032 | ¥123,375,151 | ¥41,375,151 |
| 40 | 2.30% | ¥261,452 | ¥125,497,003 | ¥43,497,003 |
| 40 | 2.40% | ¥265,914 | ¥127,638,906 | ¥45,638,906 |
| 40 | 2.50% | ¥270,418 | ¥129,800,710 | ¥47,800,710 |
| 40 | 2.60% | ¥274,963 | ¥131,982,260 | ¥49,982,260 |
| 40 | 2.70% | ¥279,549 | ¥134,183,397 | ¥52,183,397 |
| 40 | 2.80% | ¥284,175 | ¥136,403,957 | ¥54,403,957 |
| 40 | 2.90% | ¥288,841 | ¥138,643,772 | ¥56,643,772 |
| 40 | 3.00% | ¥293,547 | ¥140,902,669 | ¥58,902,669 |
8200万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥220,187 | ¥92,478,556 | ¥10,478,556 |
| 35 | 0.80% | ¥223,910 | ¥94,042,187 | ¥12,042,187 |
| 35 | 0.90% | ¥227,672 | ¥95,622,412 | ¥13,622,412 |
| 35 | 1.00% | ¥231,474 | ¥97,219,195 | ¥15,219,195 |
| 35 | 1.10% | ¥235,315 | ¥98,832,494 | ¥16,832,494 |
| 35 | 1.20% | ¥239,196 | ¥100,462,267 | ¥18,462,267 |
| 35 | 1.30% | ¥243,115 | ¥102,108,464 | ¥20,108,464 |
| 35 | 1.40% | ¥247,074 | ¥103,771,034 | ¥21,771,034 |
| 35 | 1.50% | ¥251,071 | ¥105,449,921 | ¥23,449,921 |
| 35 | 1.60% | ¥255,107 | ¥107,145,065 | ¥25,145,065 |
| 35 | 1.70% | ¥259,182 | ¥108,856,404 | ¥26,856,404 |
| 35 | 1.80% | ¥263,295 | ¥110,583,869 | ¥28,583,869 |
| 35 | 1.90% | ¥267,446 | ¥112,327,392 | ¥30,327,392 |
| 35 | 2.00% | ¥271,635 | ¥114,086,898 | ¥32,086,898 |
| 35 | 2.10% | ¥275,863 | ¥115,862,310 | ¥33,862,310 |
| 35 | 2.20% | ¥280,127 | ¥117,653,547 | ¥35,653,547 |
| 35 | 2.30% | ¥284,430 | ¥119,460,525 | ¥37,460,525 |
| 35 | 2.40% | ¥288,769 | ¥121,283,157 | ¥39,283,157 |
| 35 | 2.50% | ¥293,146 | ¥123,121,352 | ¥41,121,352 |
| 35 | 2.60% | ¥297,560 | ¥124,975,018 | ¥42,975,018 |
| 35 | 2.70% | ¥302,010 | ¥126,844,057 | ¥44,844,057 |
| 35 | 2.80% | ¥306,496 | ¥128,728,370 | ¥46,728,370 |
| 35 | 2.90% | ¥311,019 | ¥130,627,854 | ¥48,627,854 |
| 35 | 3.00% | ¥315,577 | ¥132,542,405 | ¥50,542,405 |
8200万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥252,597 | ¥90,934,955 | ¥8,934,955 |
| 30 | 0.80% | ¥256,279 | ¥92,260,422 | ¥10,260,422 |
| 30 | 0.90% | ¥259,995 | ¥93,598,106 | ¥11,598,106 |
| 30 | 1.00% | ¥263,744 | ¥94,947,986 | ¥12,947,986 |
| 30 | 1.10% | ¥267,528 | ¥96,310,041 | ¥14,310,041 |
| 30 | 1.20% | ¥271,345 | ¥97,684,247 | ¥15,684,247 |
| 30 | 1.30% | ¥275,196 | ¥99,070,575 | ¥17,070,575 |
| 30 | 1.40% | ¥279,081 | ¥100,468,999 | ¥18,468,999 |
| 30 | 1.50% | ¥282,999 | ¥101,879,486 | ¥19,879,486 |
| 30 | 1.60% | ¥286,950 | ¥103,302,005 | ¥21,302,005 |
| 30 | 1.70% | ¥290,935 | ¥104,736,521 | ¥22,736,521 |
| 30 | 1.80% | ¥294,953 | ¥106,182,996 | ¥24,182,996 |
| 30 | 1.90% | ¥299,004 | ¥107,641,392 | ¥25,641,392 |
| 30 | 2.00% | ¥303,088 | ¥109,111,668 | ¥27,111,668 |
| 30 | 2.10% | ¥307,205 | ¥110,593,782 | ¥28,593,782 |
| 30 | 2.20% | ¥311,355 | ¥112,087,688 | ¥30,087,688 |
| 30 | 2.30% | ¥315,537 | ¥113,593,341 | ¥31,593,341 |
| 30 | 2.40% | ¥319,752 | ¥115,110,691 | ¥33,110,691 |
| 30 | 2.50% | ¥323,999 | ¥116,639,689 | ¥34,639,689 |
| 30 | 2.60% | ¥328,279 | ¥118,180,283 | ¥36,180,283 |
| 30 | 2.70% | ¥332,590 | ¥119,732,418 | ¥37,732,418 |
| 30 | 2.80% | ¥336,933 | ¥121,296,040 | ¥39,296,040 |
| 30 | 2.90% | ¥341,309 | ¥122,871,090 | ¥40,871,090 |
| 30 | 3.00% | ¥345,715 | ¥124,457,511 | ¥42,457,511 |
8200万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥298,027 | ¥89,408,018 | ¥7,408,018 |
| 25 | 0.80% | ¥301,668 | ¥90,500,391 | ¥8,500,391 |
| 25 | 0.90% | ¥305,338 | ¥91,601,263 | ¥9,601,263 |
| 25 | 1.00% | ¥309,035 | ¥92,710,624 | ¥10,710,624 |
| 25 | 1.10% | ¥312,762 | ¥93,828,462 | ¥11,828,462 |
| 25 | 1.20% | ¥316,516 | ¥94,954,767 | ¥12,954,767 |
| 25 | 1.30% | ¥320,298 | ¥96,089,523 | ¥14,089,523 |
| 25 | 1.40% | ¥324,109 | ¥97,232,718 | ¥15,232,718 |
| 25 | 1.50% | ¥327,948 | ¥98,384,336 | ¥16,384,336 |
| 25 | 1.60% | ¥331,815 | ¥99,544,361 | ¥17,544,361 |
| 25 | 1.70% | ¥335,709 | ¥100,712,775 | ¥18,712,775 |
| 25 | 1.80% | ¥339,632 | ¥101,889,561 | ¥19,889,561 |
| 25 | 1.90% | ¥343,582 | ¥103,074,698 | ¥21,074,698 |
| 25 | 2.00% | ¥347,561 | ¥104,268,167 | ¥22,268,167 |
| 25 | 2.10% | ¥351,566 | ¥105,469,947 | ¥23,469,947 |
| 25 | 2.20% | ¥355,600 | ¥106,680,016 | ¥24,680,016 |
| 25 | 2.30% | ¥359,661 | ¥107,898,350 | ¥25,898,350 |
| 25 | 2.40% | ¥363,750 | ¥109,124,925 | ¥27,124,925 |
| 25 | 2.50% | ¥367,866 | ¥110,359,717 | ¥28,359,717 |
| 25 | 2.60% | ¥372,009 | ¥111,602,699 | ¥29,602,699 |
| 25 | 2.70% | ¥376,179 | ¥112,853,845 | ¥30,853,845 |
| 25 | 2.80% | ¥380,377 | ¥114,113,127 | ¥32,113,127 |
| 25 | 2.90% | ¥384,602 | ¥115,380,516 | ¥33,380,516 |
| 25 | 3.00% | ¥388,853 | ¥116,655,983 | ¥34,655,983 |
8200万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥366,241 | ¥87,897,765 | ¥5,897,765 |
| 20 | 0.80% | ¥369,842 | ¥88,762,131 | ¥6,762,131 |
| 20 | 0.90% | ¥373,466 | ¥89,631,944 | ¥7,631,944 |
| 20 | 1.00% | ¥377,113 | ¥90,507,200 | ¥8,507,200 |
| 20 | 1.10% | ¥380,783 | ¥91,387,893 | ¥9,387,893 |
| 20 | 1.20% | ¥384,475 | ¥92,274,020 | ¥10,274,020 |
| 20 | 1.30% | ¥388,190 | ¥93,165,573 | ¥11,165,573 |
| 20 | 1.40% | ¥391,927 | ¥94,062,548 | ¥12,062,548 |
| 20 | 1.50% | ¥395,687 | ¥94,964,936 | ¥12,964,936 |
| 20 | 1.60% | ¥399,470 | ¥95,872,733 | ¥13,872,733 |
| 20 | 1.70% | ¥403,275 | ¥96,785,929 | ¥14,785,929 |
| 20 | 1.80% | ¥407,102 | ¥97,704,518 | ¥15,704,518 |
| 20 | 1.90% | ¥410,952 | ¥98,628,492 | ¥16,628,492 |
| 20 | 2.00% | ¥414,824 | ¥99,557,840 | ¥17,557,840 |
| 20 | 2.10% | ¥418,719 | ¥100,492,556 | ¥18,492,556 |
| 20 | 2.20% | ¥422,636 | ¥101,432,628 | ¥19,432,628 |
| 20 | 2.30% | ¥426,575 | ¥102,378,048 | ¥20,378,048 |
| 20 | 2.40% | ¥430,537 | ¥103,328,806 | ¥21,328,806 |
| 20 | 2.50% | ¥434,520 | ¥104,284,889 | ¥22,284,889 |
| 20 | 2.60% | ¥438,526 | ¥105,246,289 | ¥23,246,289 |
| 20 | 2.70% | ¥442,554 | ¥106,212,992 | ¥24,212,992 |
| 20 | 2.80% | ¥446,604 | ¥107,184,988 | ¥25,184,988 |
| 20 | 2.90% | ¥450,676 | ¥108,162,264 | ¥26,162,264 |
| 20 | 3.00% | ¥454,770 | ¥109,144,807 | ¥27,144,807 |
8200万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥480,023 | ¥86,404,216 | ¥4,404,216 |
| 15 | 0.80% | ¥483,587 | ¥87,045,674 | ¥5,045,674 |
| 15 | 0.90% | ¥487,168 | ¥87,690,199 | ¥5,690,199 |
| 15 | 1.00% | ¥490,766 | ¥88,337,790 | ¥6,337,790 |
| 15 | 1.10% | ¥494,380 | ¥88,988,446 | ¥6,988,446 |
| 15 | 1.20% | ¥498,012 | ¥89,642,163 | ¥7,642,163 |
| 15 | 1.30% | ¥501,661 | ¥90,298,941 | ¥8,298,941 |
| 15 | 1.40% | ¥505,327 | ¥90,958,778 | ¥8,958,778 |
| 15 | 1.50% | ¥509,009 | ¥91,621,670 | ¥9,621,670 |
| 15 | 1.60% | ¥512,709 | ¥92,287,616 | ¥10,287,616 |
| 15 | 1.70% | ¥516,426 | ¥92,956,613 | ¥10,956,613 |
| 15 | 1.80% | ¥520,159 | ¥93,628,659 | ¥11,628,659 |
| 15 | 1.90% | ¥523,910 | ¥94,303,750 | ¥12,303,750 |
| 15 | 2.00% | ¥527,677 | ¥94,981,884 | ¥12,981,884 |
| 15 | 2.10% | ¥531,461 | ¥95,663,058 | ¥13,663,058 |
| 15 | 2.20% | ¥535,263 | ¥96,347,269 | ¥14,347,269 |
| 15 | 2.30% | ¥539,081 | ¥97,034,513 | ¥15,034,513 |
| 15 | 2.40% | ¥542,915 | ¥97,724,787 | ¥15,724,787 |
| 15 | 2.50% | ¥546,767 | ¥98,418,087 | ¥16,418,087 |
| 15 | 2.60% | ¥550,636 | ¥99,114,410 | ¥17,114,410 |
| 15 | 2.70% | ¥554,521 | ¥99,813,752 | ¥17,813,752 |
| 15 | 2.80% | ¥558,423 | ¥100,516,109 | ¥18,516,109 |
| 15 | 2.90% | ¥562,342 | ¥101,221,476 | ¥19,221,476 |
| 15 | 3.00% | ¥566,277 | ¥101,929,850 | ¥19,929,850 |
8200万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥707,728 | ¥84,927,385 | ¥2,927,385 |
| 10 | 0.80% | ¥711,259 | ¥85,351,044 | ¥3,351,044 |
| 10 | 0.90% | ¥714,801 | ¥85,776,068 | ¥3,776,068 |
| 10 | 1.00% | ¥718,354 | ¥86,202,455 | ¥4,202,455 |
| 10 | 1.10% | ¥721,918 | ¥86,630,206 | ¥4,630,206 |
| 10 | 1.20% | ¥725,494 | ¥87,059,320 | ¥5,059,320 |
| 10 | 1.30% | ¥729,082 | ¥87,489,797 | ¥5,489,797 |
| 10 | 1.40% | ¥732,680 | ¥87,921,636 | ¥5,921,636 |
| 10 | 1.50% | ¥736,290 | ¥88,354,836 | ¥6,354,836 |
| 10 | 1.60% | ¥739,912 | ¥88,789,397 | ¥6,789,397 |
| 10 | 1.70% | ¥743,544 | ¥89,225,318 | ¥7,225,318 |
| 10 | 1.80% | ¥747,188 | ¥89,662,600 | ¥7,662,600 |
| 10 | 1.90% | ¥750,844 | ¥90,101,240 | ¥8,101,240 |
| 10 | 2.00% | ¥754,510 | ¥90,541,239 | ¥8,541,239 |
| 10 | 2.10% | ¥758,188 | ¥90,982,595 | ¥8,982,595 |
| 10 | 2.20% | ¥761,878 | ¥91,425,308 | ¥9,425,308 |
| 10 | 2.30% | ¥765,578 | ¥91,869,378 | ¥9,869,378 |
| 10 | 2.40% | ¥769,290 | ¥92,314,803 | ¥10,314,803 |
| 10 | 2.50% | ¥773,013 | ¥92,761,583 | ¥10,761,583 |
| 10 | 2.60% | ¥776,748 | ¥93,209,717 | ¥11,209,717 |
| 10 | 2.70% | ¥780,493 | ¥93,659,204 | ¥11,659,204 |
| 10 | 2.80% | ¥784,250 | ¥94,110,043 | ¥12,110,043 |
| 10 | 2.90% | ¥788,019 | ¥94,562,233 | ¥12,562,233 |
| 10 | 3.00% | ¥791,798 | ¥95,015,773 | ¥13,015,773 |
