8200万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8200万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8200万円の住宅ローン|期間・年数別
8200万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥162,015 |
¥97,209,051 |
¥15,209,051 |
| 50 |
0.80% |
¥165,862 |
¥99,517,398 |
¥17,517,398 |
| 50 |
0.90% |
¥169,766 |
¥101,859,335 |
¥19,859,335 |
| 50 |
1.00% |
¥173,725 |
¥104,234,717 |
¥22,234,717 |
| 50 |
1.10% |
¥177,739 |
¥106,643,381 |
¥24,643,381 |
| 50 |
1.20% |
¥181,809 |
¥109,085,151 |
¥27,085,151 |
| 50 |
1.30% |
¥185,933 |
¥111,559,834 |
¥29,559,834 |
| 50 |
1.40% |
¥190,112 |
¥114,067,223 |
¥32,067,223 |
| 50 |
1.50% |
¥194,345 |
¥116,607,096 |
¥34,607,096 |
| 50 |
1.60% |
¥198,632 |
¥119,179,216 |
¥37,179,216 |
| 50 |
1.70% |
¥202,972 |
¥121,783,336 |
¥39,783,336 |
| 50 |
1.80% |
¥207,365 |
¥124,419,190 |
¥42,419,190 |
| 50 |
1.90% |
¥211,811 |
¥127,086,504 |
¥45,086,504 |
| 50 |
2.00% |
¥216,308 |
¥129,784,989 |
¥47,784,989 |
| 50 |
2.10% |
¥220,857 |
¥132,514,346 |
¥50,514,346 |
| 50 |
2.20% |
¥225,457 |
¥135,274,262 |
¥53,274,262 |
| 50 |
2.30% |
¥230,107 |
¥138,064,414 |
¥56,064,414 |
| 50 |
2.40% |
¥234,807 |
¥140,884,470 |
¥58,884,470 |
| 50 |
2.50% |
¥239,557 |
¥143,734,086 |
¥61,734,086 |
| 50 |
2.60% |
¥244,355 |
¥146,612,910 |
¥64,612,910 |
| 50 |
2.70% |
¥249,201 |
¥149,520,580 |
¥67,520,580 |
| 50 |
2.80% |
¥254,095 |
¥152,456,726 |
¥70,456,726 |
| 50 |
2.90% |
¥259,035 |
¥155,420,971 |
¥73,420,971 |
| 50 |
3.00% |
¥264,022 |
¥158,412,929 |
¥76,412,929 |
8200万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥177,066 |
¥95,615,636 |
¥13,615,636 |
| 45 |
0.80% |
¥180,872 |
¥97,670,730 |
¥15,670,730 |
| 45 |
0.90% |
¥184,728 |
¥99,753,115 |
¥17,753,115 |
| 45 |
1.00% |
¥188,635 |
¥101,862,694 |
¥19,862,694 |
| 45 |
1.10% |
¥192,591 |
¥103,999,360 |
¥21,999,360 |
| 45 |
1.20% |
¥196,598 |
¥106,162,995 |
¥24,162,995 |
| 45 |
1.30% |
¥200,655 |
¥108,353,471 |
¥26,353,471 |
| 45 |
1.40% |
¥204,760 |
¥110,570,651 |
¥28,570,651 |
| 45 |
1.50% |
¥208,916 |
¥112,814,387 |
¥30,814,387 |
| 45 |
1.60% |
¥213,119 |
¥115,084,522 |
¥33,084,522 |
| 45 |
1.70% |
¥217,372 |
¥117,380,888 |
¥35,380,888 |
| 45 |
1.80% |
¥221,673 |
¥119,703,311 |
¥37,703,311 |
| 45 |
1.90% |
¥226,021 |
¥122,051,605 |
¥40,051,605 |
| 45 |
2.00% |
¥230,418 |
¥124,425,578 |
¥42,425,578 |
| 45 |
2.10% |
¥234,861 |
¥126,825,026 |
¥44,825,026 |
| 45 |
2.20% |
¥239,351 |
¥129,249,742 |
¥47,249,742 |
| 45 |
2.30% |
¥243,888 |
¥131,699,505 |
¥49,699,505 |
| 45 |
2.40% |
¥248,471 |
¥134,174,093 |
¥52,174,093 |
| 45 |
2.50% |
¥253,099 |
¥136,673,270 |
¥54,673,270 |
| 45 |
2.60% |
¥257,772 |
¥139,196,799 |
¥57,196,799 |
| 45 |
2.70% |
¥262,490 |
¥141,744,432 |
¥59,744,432 |
| 45 |
2.80% |
¥267,252 |
¥144,315,917 |
¥62,315,917 |
| 45 |
2.90% |
¥272,057 |
¥146,910,995 |
¥64,910,995 |
| 45 |
3.00% |
¥276,906 |
¥149,529,402 |
¥67,529,402 |
8200万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥195,914 |
¥94,038,793 |
¥12,038,793 |
| 40 |
0.80% |
¥199,678 |
¥95,845,640 |
¥13,845,640 |
| 40 |
0.90% |
¥203,488 |
¥97,674,109 |
¥15,674,109 |
| 40 |
1.00% |
¥207,342 |
¥99,524,139 |
¥17,524,139 |
| 40 |
1.10% |
¥211,241 |
¥101,395,662 |
¥19,395,662 |
| 40 |
1.20% |
¥215,185 |
¥103,288,603 |
¥21,288,603 |
| 40 |
1.30% |
¥219,173 |
¥105,202,881 |
¥23,202,881 |
| 40 |
1.40% |
¥223,205 |
¥107,138,410 |
¥25,138,410 |
| 40 |
1.50% |
¥227,281 |
¥109,095,096 |
¥27,095,096 |
| 40 |
1.60% |
¥231,402 |
¥111,072,838 |
¥29,072,838 |
| 40 |
1.70% |
¥235,566 |
¥113,071,532 |
¥31,071,532 |
| 40 |
1.80% |
¥239,773 |
¥115,091,064 |
¥33,091,064 |
| 40 |
1.90% |
¥244,024 |
¥117,131,319 |
¥35,131,319 |
| 40 |
2.00% |
¥248,317 |
¥119,192,172 |
¥37,192,172 |
| 40 |
2.10% |
¥252,653 |
¥121,273,494 |
¥39,273,494 |
| 40 |
2.20% |
¥257,032 |
¥123,375,151 |
¥41,375,151 |
| 40 |
2.30% |
¥261,452 |
¥125,497,003 |
¥43,497,003 |
| 40 |
2.40% |
¥265,914 |
¥127,638,906 |
¥45,638,906 |
| 40 |
2.50% |
¥270,418 |
¥129,800,710 |
¥47,800,710 |
| 40 |
2.60% |
¥274,963 |
¥131,982,260 |
¥49,982,260 |
| 40 |
2.70% |
¥279,549 |
¥134,183,397 |
¥52,183,397 |
| 40 |
2.80% |
¥284,175 |
¥136,403,957 |
¥54,403,957 |
| 40 |
2.90% |
¥288,841 |
¥138,643,772 |
¥56,643,772 |
| 40 |
3.00% |
¥293,547 |
¥140,902,669 |
¥58,902,669 |
8200万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥220,187 |
¥92,478,556 |
¥10,478,556 |
| 35 |
0.80% |
¥223,910 |
¥94,042,187 |
¥12,042,187 |
| 35 |
0.90% |
¥227,672 |
¥95,622,412 |
¥13,622,412 |
| 35 |
1.00% |
¥231,474 |
¥97,219,195 |
¥15,219,195 |
| 35 |
1.10% |
¥235,315 |
¥98,832,494 |
¥16,832,494 |
| 35 |
1.20% |
¥239,196 |
¥100,462,267 |
¥18,462,267 |
| 35 |
1.30% |
¥243,115 |
¥102,108,464 |
¥20,108,464 |
| 35 |
1.40% |
¥247,074 |
¥103,771,034 |
¥21,771,034 |
| 35 |
1.50% |
¥251,071 |
¥105,449,921 |
¥23,449,921 |
| 35 |
1.60% |
¥255,107 |
¥107,145,065 |
¥25,145,065 |
| 35 |
1.70% |
¥259,182 |
¥108,856,404 |
¥26,856,404 |
| 35 |
1.80% |
¥263,295 |
¥110,583,869 |
¥28,583,869 |
| 35 |
1.90% |
¥267,446 |
¥112,327,392 |
¥30,327,392 |
| 35 |
2.00% |
¥271,635 |
¥114,086,898 |
¥32,086,898 |
| 35 |
2.10% |
¥275,863 |
¥115,862,310 |
¥33,862,310 |
| 35 |
2.20% |
¥280,127 |
¥117,653,547 |
¥35,653,547 |
| 35 |
2.30% |
¥284,430 |
¥119,460,525 |
¥37,460,525 |
| 35 |
2.40% |
¥288,769 |
¥121,283,157 |
¥39,283,157 |
| 35 |
2.50% |
¥293,146 |
¥123,121,352 |
¥41,121,352 |
| 35 |
2.60% |
¥297,560 |
¥124,975,018 |
¥42,975,018 |
| 35 |
2.70% |
¥302,010 |
¥126,844,057 |
¥44,844,057 |
| 35 |
2.80% |
¥306,496 |
¥128,728,370 |
¥46,728,370 |
| 35 |
2.90% |
¥311,019 |
¥130,627,854 |
¥48,627,854 |
| 35 |
3.00% |
¥315,577 |
¥132,542,405 |
¥50,542,405 |
8200万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥252,597 |
¥90,934,955 |
¥8,934,955 |
| 30 |
0.80% |
¥256,279 |
¥92,260,422 |
¥10,260,422 |
| 30 |
0.90% |
¥259,995 |
¥93,598,106 |
¥11,598,106 |
| 30 |
1.00% |
¥263,744 |
¥94,947,986 |
¥12,947,986 |
| 30 |
1.10% |
¥267,528 |
¥96,310,041 |
¥14,310,041 |
| 30 |
1.20% |
¥271,345 |
¥97,684,247 |
¥15,684,247 |
| 30 |
1.30% |
¥275,196 |
¥99,070,575 |
¥17,070,575 |
| 30 |
1.40% |
¥279,081 |
¥100,468,999 |
¥18,468,999 |
| 30 |
1.50% |
¥282,999 |
¥101,879,486 |
¥19,879,486 |
| 30 |
1.60% |
¥286,950 |
¥103,302,005 |
¥21,302,005 |
| 30 |
1.70% |
¥290,935 |
¥104,736,521 |
¥22,736,521 |
| 30 |
1.80% |
¥294,953 |
¥106,182,996 |
¥24,182,996 |
| 30 |
1.90% |
¥299,004 |
¥107,641,392 |
¥25,641,392 |
| 30 |
2.00% |
¥303,088 |
¥109,111,668 |
¥27,111,668 |
| 30 |
2.10% |
¥307,205 |
¥110,593,782 |
¥28,593,782 |
| 30 |
2.20% |
¥311,355 |
¥112,087,688 |
¥30,087,688 |
| 30 |
2.30% |
¥315,537 |
¥113,593,341 |
¥31,593,341 |
| 30 |
2.40% |
¥319,752 |
¥115,110,691 |
¥33,110,691 |
| 30 |
2.50% |
¥323,999 |
¥116,639,689 |
¥34,639,689 |
| 30 |
2.60% |
¥328,279 |
¥118,180,283 |
¥36,180,283 |
| 30 |
2.70% |
¥332,590 |
¥119,732,418 |
¥37,732,418 |
| 30 |
2.80% |
¥336,933 |
¥121,296,040 |
¥39,296,040 |
| 30 |
2.90% |
¥341,309 |
¥122,871,090 |
¥40,871,090 |
| 30 |
3.00% |
¥345,715 |
¥124,457,511 |
¥42,457,511 |
8200万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥298,027 |
¥89,408,018 |
¥7,408,018 |
| 25 |
0.80% |
¥301,668 |
¥90,500,391 |
¥8,500,391 |
| 25 |
0.90% |
¥305,338 |
¥91,601,263 |
¥9,601,263 |
| 25 |
1.00% |
¥309,035 |
¥92,710,624 |
¥10,710,624 |
| 25 |
1.10% |
¥312,762 |
¥93,828,462 |
¥11,828,462 |
| 25 |
1.20% |
¥316,516 |
¥94,954,767 |
¥12,954,767 |
| 25 |
1.30% |
¥320,298 |
¥96,089,523 |
¥14,089,523 |
| 25 |
1.40% |
¥324,109 |
¥97,232,718 |
¥15,232,718 |
| 25 |
1.50% |
¥327,948 |
¥98,384,336 |
¥16,384,336 |
| 25 |
1.60% |
¥331,815 |
¥99,544,361 |
¥17,544,361 |
| 25 |
1.70% |
¥335,709 |
¥100,712,775 |
¥18,712,775 |
| 25 |
1.80% |
¥339,632 |
¥101,889,561 |
¥19,889,561 |
| 25 |
1.90% |
¥343,582 |
¥103,074,698 |
¥21,074,698 |
| 25 |
2.00% |
¥347,561 |
¥104,268,167 |
¥22,268,167 |
| 25 |
2.10% |
¥351,566 |
¥105,469,947 |
¥23,469,947 |
| 25 |
2.20% |
¥355,600 |
¥106,680,016 |
¥24,680,016 |
| 25 |
2.30% |
¥359,661 |
¥107,898,350 |
¥25,898,350 |
| 25 |
2.40% |
¥363,750 |
¥109,124,925 |
¥27,124,925 |
| 25 |
2.50% |
¥367,866 |
¥110,359,717 |
¥28,359,717 |
| 25 |
2.60% |
¥372,009 |
¥111,602,699 |
¥29,602,699 |
| 25 |
2.70% |
¥376,179 |
¥112,853,845 |
¥30,853,845 |
| 25 |
2.80% |
¥380,377 |
¥114,113,127 |
¥32,113,127 |
| 25 |
2.90% |
¥384,602 |
¥115,380,516 |
¥33,380,516 |
| 25 |
3.00% |
¥388,853 |
¥116,655,983 |
¥34,655,983 |
8200万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥366,241 |
¥87,897,765 |
¥5,897,765 |
| 20 |
0.80% |
¥369,842 |
¥88,762,131 |
¥6,762,131 |
| 20 |
0.90% |
¥373,466 |
¥89,631,944 |
¥7,631,944 |
| 20 |
1.00% |
¥377,113 |
¥90,507,200 |
¥8,507,200 |
| 20 |
1.10% |
¥380,783 |
¥91,387,893 |
¥9,387,893 |
| 20 |
1.20% |
¥384,475 |
¥92,274,020 |
¥10,274,020 |
| 20 |
1.30% |
¥388,190 |
¥93,165,573 |
¥11,165,573 |
| 20 |
1.40% |
¥391,927 |
¥94,062,548 |
¥12,062,548 |
| 20 |
1.50% |
¥395,687 |
¥94,964,936 |
¥12,964,936 |
| 20 |
1.60% |
¥399,470 |
¥95,872,733 |
¥13,872,733 |
| 20 |
1.70% |
¥403,275 |
¥96,785,929 |
¥14,785,929 |
| 20 |
1.80% |
¥407,102 |
¥97,704,518 |
¥15,704,518 |
| 20 |
1.90% |
¥410,952 |
¥98,628,492 |
¥16,628,492 |
| 20 |
2.00% |
¥414,824 |
¥99,557,840 |
¥17,557,840 |
| 20 |
2.10% |
¥418,719 |
¥100,492,556 |
¥18,492,556 |
| 20 |
2.20% |
¥422,636 |
¥101,432,628 |
¥19,432,628 |
| 20 |
2.30% |
¥426,575 |
¥102,378,048 |
¥20,378,048 |
| 20 |
2.40% |
¥430,537 |
¥103,328,806 |
¥21,328,806 |
| 20 |
2.50% |
¥434,520 |
¥104,284,889 |
¥22,284,889 |
| 20 |
2.60% |
¥438,526 |
¥105,246,289 |
¥23,246,289 |
| 20 |
2.70% |
¥442,554 |
¥106,212,992 |
¥24,212,992 |
| 20 |
2.80% |
¥446,604 |
¥107,184,988 |
¥25,184,988 |
| 20 |
2.90% |
¥450,676 |
¥108,162,264 |
¥26,162,264 |
| 20 |
3.00% |
¥454,770 |
¥109,144,807 |
¥27,144,807 |
8200万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥480,023 |
¥86,404,216 |
¥4,404,216 |
| 15 |
0.80% |
¥483,587 |
¥87,045,674 |
¥5,045,674 |
| 15 |
0.90% |
¥487,168 |
¥87,690,199 |
¥5,690,199 |
| 15 |
1.00% |
¥490,766 |
¥88,337,790 |
¥6,337,790 |
| 15 |
1.10% |
¥494,380 |
¥88,988,446 |
¥6,988,446 |
| 15 |
1.20% |
¥498,012 |
¥89,642,163 |
¥7,642,163 |
| 15 |
1.30% |
¥501,661 |
¥90,298,941 |
¥8,298,941 |
| 15 |
1.40% |
¥505,327 |
¥90,958,778 |
¥8,958,778 |
| 15 |
1.50% |
¥509,009 |
¥91,621,670 |
¥9,621,670 |
| 15 |
1.60% |
¥512,709 |
¥92,287,616 |
¥10,287,616 |
| 15 |
1.70% |
¥516,426 |
¥92,956,613 |
¥10,956,613 |
| 15 |
1.80% |
¥520,159 |
¥93,628,659 |
¥11,628,659 |
| 15 |
1.90% |
¥523,910 |
¥94,303,750 |
¥12,303,750 |
| 15 |
2.00% |
¥527,677 |
¥94,981,884 |
¥12,981,884 |
| 15 |
2.10% |
¥531,461 |
¥95,663,058 |
¥13,663,058 |
| 15 |
2.20% |
¥535,263 |
¥96,347,269 |
¥14,347,269 |
| 15 |
2.30% |
¥539,081 |
¥97,034,513 |
¥15,034,513 |
| 15 |
2.40% |
¥542,915 |
¥97,724,787 |
¥15,724,787 |
| 15 |
2.50% |
¥546,767 |
¥98,418,087 |
¥16,418,087 |
| 15 |
2.60% |
¥550,636 |
¥99,114,410 |
¥17,114,410 |
| 15 |
2.70% |
¥554,521 |
¥99,813,752 |
¥17,813,752 |
| 15 |
2.80% |
¥558,423 |
¥100,516,109 |
¥18,516,109 |
| 15 |
2.90% |
¥562,342 |
¥101,221,476 |
¥19,221,476 |
| 15 |
3.00% |
¥566,277 |
¥101,929,850 |
¥19,929,850 |
8200万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥707,728 |
¥84,927,385 |
¥2,927,385 |
| 10 |
0.80% |
¥711,259 |
¥85,351,044 |
¥3,351,044 |
| 10 |
0.90% |
¥714,801 |
¥85,776,068 |
¥3,776,068 |
| 10 |
1.00% |
¥718,354 |
¥86,202,455 |
¥4,202,455 |
| 10 |
1.10% |
¥721,918 |
¥86,630,206 |
¥4,630,206 |
| 10 |
1.20% |
¥725,494 |
¥87,059,320 |
¥5,059,320 |
| 10 |
1.30% |
¥729,082 |
¥87,489,797 |
¥5,489,797 |
| 10 |
1.40% |
¥732,680 |
¥87,921,636 |
¥5,921,636 |
| 10 |
1.50% |
¥736,290 |
¥88,354,836 |
¥6,354,836 |
| 10 |
1.60% |
¥739,912 |
¥88,789,397 |
¥6,789,397 |
| 10 |
1.70% |
¥743,544 |
¥89,225,318 |
¥7,225,318 |
| 10 |
1.80% |
¥747,188 |
¥89,662,600 |
¥7,662,600 |
| 10 |
1.90% |
¥750,844 |
¥90,101,240 |
¥8,101,240 |
| 10 |
2.00% |
¥754,510 |
¥90,541,239 |
¥8,541,239 |
| 10 |
2.10% |
¥758,188 |
¥90,982,595 |
¥8,982,595 |
| 10 |
2.20% |
¥761,878 |
¥91,425,308 |
¥9,425,308 |
| 10 |
2.30% |
¥765,578 |
¥91,869,378 |
¥9,869,378 |
| 10 |
2.40% |
¥769,290 |
¥92,314,803 |
¥10,314,803 |
| 10 |
2.50% |
¥773,013 |
¥92,761,583 |
¥10,761,583 |
| 10 |
2.60% |
¥776,748 |
¥93,209,717 |
¥11,209,717 |
| 10 |
2.70% |
¥780,493 |
¥93,659,204 |
¥11,659,204 |
| 10 |
2.80% |
¥784,250 |
¥94,110,043 |
¥12,110,043 |
| 10 |
2.90% |
¥788,019 |
¥94,562,233 |
¥12,562,233 |
| 10 |
3.00% |
¥791,798 |
¥95,015,773 |
¥13,015,773 |