8230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8230万円の住宅ローン|期間・年数別
8230万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥162,608 |
¥97,564,694 |
¥15,264,694 |
| 50 |
0.80% |
¥166,469 |
¥99,881,486 |
¥17,581,486 |
| 50 |
0.90% |
¥170,387 |
¥102,231,991 |
¥19,931,991 |
| 50 |
1.00% |
¥174,360 |
¥104,616,063 |
¥22,316,063 |
| 50 |
1.10% |
¥178,389 |
¥107,033,540 |
¥24,733,540 |
| 50 |
1.20% |
¥182,474 |
¥109,484,243 |
¥27,184,243 |
| 50 |
1.30% |
¥186,613 |
¥111,967,980 |
¥29,667,980 |
| 50 |
1.40% |
¥190,808 |
¥114,484,542 |
¥32,184,542 |
| 50 |
1.50% |
¥195,056 |
¥117,033,707 |
¥34,733,707 |
| 50 |
1.60% |
¥199,359 |
¥119,615,238 |
¥37,315,238 |
| 50 |
1.70% |
¥203,715 |
¥122,228,884 |
¥39,928,884 |
| 50 |
1.80% |
¥208,124 |
¥124,874,382 |
¥42,574,382 |
| 50 |
1.90% |
¥212,586 |
¥127,551,455 |
¥45,251,455 |
| 50 |
2.00% |
¥217,100 |
¥130,259,813 |
¥47,959,813 |
| 50 |
2.10% |
¥221,665 |
¥132,999,154 |
¥50,699,154 |
| 50 |
2.20% |
¥226,282 |
¥135,769,167 |
¥53,469,167 |
| 50 |
2.30% |
¥230,949 |
¥138,569,528 |
¥56,269,528 |
| 50 |
2.40% |
¥235,667 |
¥141,399,901 |
¥59,099,901 |
| 50 |
2.50% |
¥240,433 |
¥144,259,942 |
¥61,959,942 |
| 50 |
2.60% |
¥245,249 |
¥147,149,299 |
¥64,849,299 |
| 50 |
2.70% |
¥250,113 |
¥150,067,606 |
¥67,767,606 |
| 50 |
2.80% |
¥255,024 |
¥153,014,495 |
¥70,714,495 |
| 50 |
2.90% |
¥259,983 |
¥155,989,584 |
¥73,689,584 |
| 50 |
3.00% |
¥264,987 |
¥158,992,488 |
¥76,692,488 |
8230万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥177,714 |
¥95,965,450 |
¥13,665,450 |
| 45 |
0.80% |
¥181,533 |
¥98,028,062 |
¥15,728,062 |
| 45 |
0.90% |
¥185,404 |
¥100,118,065 |
¥17,818,065 |
| 45 |
1.00% |
¥189,325 |
¥102,235,362 |
¥19,935,362 |
| 45 |
1.10% |
¥193,296 |
¥104,379,845 |
¥22,079,845 |
| 45 |
1.20% |
¥197,317 |
¥106,551,396 |
¥24,251,396 |
| 45 |
1.30% |
¥201,389 |
¥108,749,886 |
¥26,449,886 |
| 45 |
1.40% |
¥205,510 |
¥110,975,178 |
¥28,675,178 |
| 45 |
1.50% |
¥209,680 |
¥113,227,123 |
¥30,927,123 |
| 45 |
1.60% |
¥213,899 |
¥115,505,562 |
¥33,205,562 |
| 45 |
1.70% |
¥218,167 |
¥117,810,330 |
¥35,510,330 |
| 45 |
1.80% |
¥222,484 |
¥120,141,250 |
¥37,841,250 |
| 45 |
1.90% |
¥226,848 |
¥122,498,135 |
¥40,198,135 |
| 45 |
2.00% |
¥231,261 |
¥124,880,793 |
¥42,580,793 |
| 45 |
2.10% |
¥235,720 |
¥127,289,020 |
¥44,989,020 |
| 45 |
2.20% |
¥240,227 |
¥129,722,607 |
¥47,422,607 |
| 45 |
2.30% |
¥244,780 |
¥132,181,333 |
¥49,881,333 |
| 45 |
2.40% |
¥249,380 |
¥134,664,973 |
¥52,364,973 |
| 45 |
2.50% |
¥254,025 |
¥137,173,295 |
¥54,873,295 |
| 45 |
2.60% |
¥258,715 |
¥139,706,056 |
¥57,406,056 |
| 45 |
2.70% |
¥263,450 |
¥142,263,009 |
¥59,963,009 |
| 45 |
2.80% |
¥268,229 |
¥144,843,902 |
¥62,543,902 |
| 45 |
2.90% |
¥273,053 |
¥147,448,475 |
¥65,148,475 |
| 45 |
3.00% |
¥277,919 |
¥150,076,460 |
¥67,776,460 |
8230万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥196,631 |
¥94,382,838 |
¥12,082,838 |
| 40 |
0.80% |
¥200,409 |
¥96,196,295 |
¥13,896,295 |
| 40 |
0.90% |
¥204,232 |
¥98,031,454 |
¥15,731,454 |
| 40 |
1.00% |
¥208,101 |
¥99,888,252 |
¥17,588,252 |
| 40 |
1.10% |
¥212,014 |
¥101,766,621 |
¥19,466,621 |
| 40 |
1.20% |
¥215,972 |
¥103,666,488 |
¥21,366,488 |
| 40 |
1.30% |
¥219,975 |
¥105,587,770 |
¥23,287,770 |
| 40 |
1.40% |
¥224,022 |
¥107,530,380 |
¥25,230,380 |
| 40 |
1.50% |
¥228,113 |
¥109,494,224 |
¥27,194,224 |
| 40 |
1.60% |
¥232,248 |
¥111,479,202 |
¥29,179,202 |
| 40 |
1.70% |
¥236,428 |
¥113,485,208 |
¥31,185,208 |
| 40 |
1.80% |
¥240,650 |
¥115,512,129 |
¥33,212,129 |
| 40 |
1.90% |
¥244,916 |
¥117,559,848 |
¥35,259,848 |
| 40 |
2.00% |
¥249,226 |
¥119,628,240 |
¥37,328,240 |
| 40 |
2.10% |
¥253,577 |
¥121,717,177 |
¥39,417,177 |
| 40 |
2.20% |
¥257,972 |
¥123,826,523 |
¥41,526,523 |
| 40 |
2.30% |
¥262,409 |
¥125,956,139 |
¥43,656,139 |
| 40 |
2.40% |
¥266,887 |
¥128,105,878 |
¥45,805,878 |
| 40 |
2.50% |
¥271,407 |
¥130,275,591 |
¥47,975,591 |
| 40 |
2.60% |
¥275,969 |
¥132,465,122 |
¥50,165,122 |
| 40 |
2.70% |
¥280,571 |
¥134,674,312 |
¥52,374,312 |
| 40 |
2.80% |
¥285,215 |
¥136,902,996 |
¥54,602,996 |
| 40 |
2.90% |
¥289,898 |
¥139,151,005 |
¥56,851,005 |
| 40 |
3.00% |
¥294,621 |
¥141,418,166 |
¥59,118,166 |
8230万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥220,993 |
¥92,816,892 |
¥10,516,892 |
| 35 |
0.80% |
¥224,729 |
¥94,386,244 |
¥12,086,244 |
| 35 |
0.90% |
¥228,505 |
¥95,972,250 |
¥13,672,250 |
| 35 |
1.00% |
¥232,321 |
¥97,574,875 |
¥15,274,875 |
| 35 |
1.10% |
¥236,176 |
¥99,194,077 |
¥16,894,077 |
| 35 |
1.20% |
¥240,071 |
¥100,829,812 |
¥18,529,812 |
| 35 |
1.30% |
¥244,005 |
¥102,482,032 |
¥20,182,032 |
| 35 |
1.40% |
¥247,978 |
¥104,150,684 |
¥21,850,684 |
| 35 |
1.50% |
¥251,990 |
¥105,835,713 |
¥23,535,713 |
| 35 |
1.60% |
¥256,041 |
¥107,537,059 |
¥25,237,059 |
| 35 |
1.70% |
¥260,130 |
¥109,254,659 |
¥26,954,659 |
| 35 |
1.80% |
¥264,258 |
¥110,988,444 |
¥28,688,444 |
| 35 |
1.90% |
¥268,425 |
¥112,738,346 |
¥30,438,346 |
| 35 |
2.00% |
¥272,629 |
¥114,504,289 |
¥32,204,289 |
| 35 |
2.10% |
¥276,872 |
¥116,286,196 |
¥33,986,196 |
| 35 |
2.20% |
¥281,152 |
¥118,083,986 |
¥35,783,986 |
| 35 |
2.30% |
¥285,470 |
¥119,897,575 |
¥37,597,575 |
| 35 |
2.40% |
¥289,826 |
¥121,726,876 |
¥39,426,876 |
| 35 |
2.50% |
¥294,219 |
¥123,571,796 |
¥41,271,796 |
| 35 |
2.60% |
¥298,648 |
¥125,432,243 |
¥43,132,243 |
| 35 |
2.70% |
¥303,115 |
¥127,308,120 |
¥45,008,120 |
| 35 |
2.80% |
¥307,617 |
¥129,199,327 |
¥46,899,327 |
| 35 |
2.90% |
¥312,157 |
¥131,105,761 |
¥48,805,761 |
| 35 |
3.00% |
¥316,732 |
¥133,027,317 |
¥50,727,317 |
8230万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥253,521 |
¥91,267,644 |
¥8,967,644 |
| 30 |
0.80% |
¥257,217 |
¥92,597,960 |
¥10,297,960 |
| 30 |
0.90% |
¥260,946 |
¥93,940,538 |
¥11,640,538 |
| 30 |
1.00% |
¥264,709 |
¥95,295,357 |
¥12,995,357 |
| 30 |
1.10% |
¥268,507 |
¥96,662,395 |
¥14,362,395 |
| 30 |
1.20% |
¥272,338 |
¥98,041,628 |
¥15,741,628 |
| 30 |
1.30% |
¥276,203 |
¥99,433,028 |
¥17,133,028 |
| 30 |
1.40% |
¥280,102 |
¥100,836,568 |
¥18,536,568 |
| 30 |
1.50% |
¥284,034 |
¥102,252,216 |
¥19,952,216 |
| 30 |
1.60% |
¥288,000 |
¥103,679,939 |
¥21,379,939 |
| 30 |
1.70% |
¥291,999 |
¥105,119,703 |
¥22,819,703 |
| 30 |
1.80% |
¥296,032 |
¥106,571,470 |
¥24,271,470 |
| 30 |
1.90% |
¥300,098 |
¥108,035,202 |
¥25,735,202 |
| 30 |
2.00% |
¥304,197 |
¥109,510,857 |
¥27,210,857 |
| 30 |
2.10% |
¥308,329 |
¥110,998,393 |
¥28,698,393 |
| 30 |
2.20% |
¥312,494 |
¥112,497,765 |
¥30,197,765 |
| 30 |
2.30% |
¥316,691 |
¥114,008,926 |
¥31,708,926 |
| 30 |
2.40% |
¥320,922 |
¥115,531,828 |
¥33,231,828 |
| 30 |
2.50% |
¥325,184 |
¥117,066,420 |
¥34,766,420 |
| 30 |
2.60% |
¥329,480 |
¥118,612,650 |
¥36,312,650 |
| 30 |
2.70% |
¥333,807 |
¥120,170,464 |
¥37,870,464 |
| 30 |
2.80% |
¥338,166 |
¥121,739,806 |
¥39,439,806 |
| 30 |
2.90% |
¥342,557 |
¥123,320,619 |
¥41,020,619 |
| 30 |
3.00% |
¥346,980 |
¥124,912,843 |
¥42,612,843 |
8230万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥299,117 |
¥89,735,120 |
¥7,435,120 |
| 25 |
0.80% |
¥302,772 |
¥90,831,490 |
¥8,531,490 |
| 25 |
0.90% |
¥306,455 |
¥91,936,389 |
¥9,636,389 |
| 25 |
1.00% |
¥310,166 |
¥93,049,809 |
¥10,749,809 |
| 25 |
1.10% |
¥313,906 |
¥94,171,737 |
¥11,871,737 |
| 25 |
1.20% |
¥317,674 |
¥95,302,162 |
¥13,002,162 |
| 25 |
1.30% |
¥321,470 |
¥96,441,070 |
¥14,141,070 |
| 25 |
1.40% |
¥325,295 |
¥97,588,448 |
¥15,288,448 |
| 25 |
1.50% |
¥329,148 |
¥98,744,279 |
¥16,444,279 |
| 25 |
1.60% |
¥333,028 |
¥99,908,548 |
¥17,608,548 |
| 25 |
1.70% |
¥336,937 |
¥101,081,236 |
¥18,781,236 |
| 25 |
1.80% |
¥340,874 |
¥102,262,327 |
¥19,962,327 |
| 25 |
1.90% |
¥344,839 |
¥103,451,801 |
¥21,151,801 |
| 25 |
2.00% |
¥348,832 |
¥104,649,636 |
¥22,349,636 |
| 25 |
2.10% |
¥352,853 |
¥105,855,813 |
¥23,555,813 |
| 25 |
2.20% |
¥356,901 |
¥107,070,308 |
¥24,770,308 |
| 25 |
2.30% |
¥360,977 |
¥108,293,100 |
¥25,993,100 |
| 25 |
2.40% |
¥365,081 |
¥109,524,162 |
¥27,224,162 |
| 25 |
2.50% |
¥369,212 |
¥110,763,472 |
¥28,463,472 |
| 25 |
2.60% |
¥373,370 |
¥112,011,001 |
¥29,711,001 |
| 25 |
2.70% |
¥377,556 |
¥113,266,725 |
¥30,966,725 |
| 25 |
2.80% |
¥381,769 |
¥114,530,614 |
¥32,230,614 |
| 25 |
2.90% |
¥386,009 |
¥115,802,640 |
¥33,502,640 |
| 25 |
3.00% |
¥390,276 |
¥117,082,773 |
¥34,782,773 |
8230万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥367,581 |
¥88,219,342 |
¥5,919,342 |
| 20 |
0.80% |
¥371,195 |
¥89,086,870 |
¥6,786,870 |
| 20 |
0.90% |
¥374,833 |
¥89,959,866 |
¥7,659,866 |
| 20 |
1.00% |
¥378,493 |
¥90,838,324 |
¥8,538,324 |
| 20 |
1.10% |
¥382,176 |
¥91,722,239 |
¥9,422,239 |
| 20 |
1.20% |
¥385,882 |
¥92,611,608 |
¥10,311,608 |
| 20 |
1.30% |
¥389,610 |
¥93,506,423 |
¥11,206,423 |
| 20 |
1.40% |
¥393,361 |
¥94,406,679 |
¥12,106,679 |
| 20 |
1.50% |
¥397,135 |
¥95,312,369 |
¥13,012,369 |
| 20 |
1.60% |
¥400,931 |
¥96,223,487 |
¥13,923,487 |
| 20 |
1.70% |
¥404,750 |
¥97,140,024 |
¥14,840,024 |
| 20 |
1.80% |
¥408,592 |
¥98,061,974 |
¥15,761,974 |
| 20 |
1.90% |
¥412,456 |
¥98,989,327 |
¥16,689,327 |
| 20 |
2.00% |
¥416,342 |
¥99,922,076 |
¥17,622,076 |
| 20 |
2.10% |
¥420,251 |
¥100,860,211 |
¥18,560,211 |
| 20 |
2.20% |
¥424,182 |
¥101,803,723 |
¥19,503,723 |
| 20 |
2.30% |
¥428,136 |
¥102,752,602 |
¥20,452,602 |
| 20 |
2.40% |
¥432,112 |
¥103,706,838 |
¥21,406,838 |
| 20 |
2.50% |
¥436,110 |
¥104,666,419 |
¥22,366,419 |
| 20 |
2.60% |
¥440,131 |
¥105,631,336 |
¥23,331,336 |
| 20 |
2.70% |
¥444,173 |
¥106,601,576 |
¥24,301,576 |
| 20 |
2.80% |
¥448,238 |
¥107,577,128 |
¥25,277,128 |
| 20 |
2.90% |
¥452,325 |
¥108,557,979 |
¥26,257,979 |
| 20 |
3.00% |
¥456,434 |
¥109,544,118 |
¥27,244,118 |
8230万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥481,780 |
¥86,720,329 |
¥4,420,329 |
| 15 |
0.80% |
¥485,356 |
¥87,364,134 |
¥5,064,134 |
| 15 |
0.90% |
¥488,950 |
¥88,011,017 |
¥5,711,017 |
| 15 |
1.00% |
¥492,561 |
¥88,660,977 |
¥6,360,977 |
| 15 |
1.10% |
¥496,189 |
¥89,314,013 |
¥7,014,013 |
| 15 |
1.20% |
¥499,834 |
¥89,970,122 |
¥7,670,122 |
| 15 |
1.30% |
¥503,496 |
¥90,629,303 |
¥8,329,303 |
| 15 |
1.40% |
¥507,175 |
¥91,291,554 |
¥8,991,554 |
| 15 |
1.50% |
¥510,872 |
¥91,956,871 |
¥9,656,871 |
| 15 |
1.60% |
¥514,585 |
¥92,625,253 |
¥10,325,253 |
| 15 |
1.70% |
¥518,315 |
¥93,296,698 |
¥10,996,698 |
| 15 |
1.80% |
¥522,062 |
¥93,971,202 |
¥11,671,202 |
| 15 |
1.90% |
¥525,826 |
¥94,648,764 |
¥12,348,764 |
| 15 |
2.00% |
¥529,608 |
¥95,329,379 |
¥13,029,379 |
| 15 |
2.10% |
¥533,406 |
¥96,013,045 |
¥13,713,045 |
| 15 |
2.20% |
¥537,221 |
¥96,699,759 |
¥14,399,759 |
| 15 |
2.30% |
¥541,053 |
¥97,389,517 |
¥15,089,517 |
| 15 |
2.40% |
¥544,902 |
¥98,082,317 |
¥15,782,317 |
| 15 |
2.50% |
¥548,768 |
¥98,778,153 |
¥16,478,153 |
| 15 |
2.60% |
¥552,650 |
¥99,477,024 |
¥17,177,024 |
| 15 |
2.70% |
¥556,550 |
¥100,178,924 |
¥17,878,924 |
| 15 |
2.80% |
¥560,466 |
¥100,883,850 |
¥18,583,850 |
| 15 |
2.90% |
¥564,399 |
¥101,591,799 |
¥19,291,799 |
| 15 |
3.00% |
¥568,349 |
¥102,302,764 |
¥20,002,764 |
8230万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥710,317 |
¥85,238,095 |
¥2,938,095 |
| 10 |
0.80% |
¥713,861 |
¥85,663,304 |
¥3,363,304 |
| 10 |
0.90% |
¥717,416 |
¥86,089,883 |
¥3,789,883 |
| 10 |
1.00% |
¥720,982 |
¥86,517,830 |
¥4,217,830 |
| 10 |
1.10% |
¥724,560 |
¥86,947,146 |
¥4,647,146 |
| 10 |
1.20% |
¥728,149 |
¥87,377,830 |
¥5,077,830 |
| 10 |
1.30% |
¥731,749 |
¥87,809,882 |
¥5,509,882 |
| 10 |
1.40% |
¥735,361 |
¥88,243,300 |
¥5,943,300 |
| 10 |
1.50% |
¥738,984 |
¥88,678,085 |
¥6,378,085 |
| 10 |
1.60% |
¥742,619 |
¥89,114,236 |
¥6,814,236 |
| 10 |
1.70% |
¥746,265 |
¥89,551,752 |
¥7,251,752 |
| 10 |
1.80% |
¥749,922 |
¥89,990,633 |
¥7,690,633 |
| 10 |
1.90% |
¥753,591 |
¥90,430,879 |
¥8,130,879 |
| 10 |
2.00% |
¥757,271 |
¥90,872,487 |
¥8,572,487 |
| 10 |
2.10% |
¥760,962 |
¥91,315,458 |
¥9,015,458 |
| 10 |
2.20% |
¥764,665 |
¥91,759,791 |
¥9,459,791 |
| 10 |
2.30% |
¥768,379 |
¥92,205,486 |
¥9,905,486 |
| 10 |
2.40% |
¥772,105 |
¥92,652,540 |
¥10,352,540 |
| 10 |
2.50% |
¥775,841 |
¥93,100,955 |
¥10,800,955 |
| 10 |
2.60% |
¥779,589 |
¥93,550,728 |
¥11,250,728 |
| 10 |
2.70% |
¥783,349 |
¥94,001,859 |
¥11,701,859 |
| 10 |
2.80% |
¥787,120 |
¥94,454,348 |
¥12,154,348 |
| 10 |
2.90% |
¥790,902 |
¥94,908,192 |
¥12,608,192 |
| 10 |
3.00% |
¥794,695 |
¥95,363,391 |
¥13,063,391 |