8240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8240万円の住宅ローン｜期間・年数別
8240万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥162,805 | ¥97,683,242 | ¥15,283,242 |
| 50 | 0.80% | ¥166,671 | ¥100,002,848 | ¥17,602,848 |
| 50 | 0.90% | ¥170,594 | ¥102,356,210 | ¥19,956,210 |
| 50 | 1.00% | ¥174,572 | ¥104,743,179 | ¥22,343,179 |
| 50 | 1.10% | ¥178,606 | ¥107,163,593 | ¥24,763,593 |
| 50 | 1.20% | ¥182,695 | ¥109,617,274 | ¥27,217,274 |
| 50 | 1.30% | ¥186,840 | ¥112,104,029 | ¥29,704,029 |
| 50 | 1.40% | ¥191,039 | ¥114,623,648 | ¥32,223,648 |
| 50 | 1.50% | ¥195,293 | ¥117,175,911 | ¥34,775,911 |
| 50 | 1.60% | ¥199,601 | ¥119,760,579 | ¥37,360,579 |
| 50 | 1.70% | ¥203,962 | ¥122,377,401 | ¥39,977,401 |
| 50 | 1.80% | ¥208,377 | ¥125,026,113 | ¥42,626,113 |
| 50 | 1.90% | ¥212,844 | ¥127,706,438 | ¥45,306,438 |
| 50 | 2.00% | ¥217,363 | ¥130,418,087 | ¥48,018,087 |
| 50 | 2.10% | ¥221,935 | ¥133,160,757 | ¥50,760,757 |
| 50 | 2.20% | ¥226,557 | ¥135,934,136 | ¥53,534,136 |
| 50 | 2.30% | ¥231,230 | ¥138,737,899 | ¥56,337,899 |
| 50 | 2.40% | ¥235,953 | ¥141,571,711 | ¥59,171,711 |
| 50 | 2.50% | ¥240,725 | ¥144,435,228 | ¥62,035,228 |
| 50 | 2.60% | ¥245,547 | ¥147,328,095 | ¥64,928,095 |
| 50 | 2.70% | ¥250,417 | ¥150,249,949 | ¥67,849,949 |
| 50 | 2.80% | ¥255,334 | ¥153,200,418 | ¥70,800,418 |
| 50 | 2.90% | ¥260,299 | ¥156,179,122 | ¥73,779,122 |
| 50 | 3.00% | ¥265,309 | ¥159,185,675 | ¥76,785,675 |
8240万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥177,930 | ¥96,082,054 | ¥13,682,054 |
| 45 | 0.80% | ¥181,754 | ¥98,147,173 | ¥15,747,173 |
| 45 | 0.90% | ¥185,629 | ¥100,239,715 | ¥17,839,715 |
| 45 | 1.00% | ¥189,555 | ¥102,359,585 | ¥19,959,585 |
| 45 | 1.10% | ¥193,531 | ¥104,506,673 | ¥22,106,673 |
| 45 | 1.20% | ¥197,557 | ¥106,680,863 | ¥24,280,863 |
| 45 | 1.30% | ¥201,633 | ¥108,882,025 | ¥26,482,025 |
| 45 | 1.40% | ¥205,759 | ¥111,110,020 | ¥28,710,020 |
| 45 | 1.50% | ¥209,935 | ¥113,364,701 | ¥30,964,701 |
| 45 | 1.60% | ¥214,159 | ¥115,645,909 | ¥33,245,909 |
| 45 | 1.70% | ¥218,432 | ¥117,953,478 | ¥35,553,478 |
| 45 | 1.80% | ¥222,754 | ¥120,287,229 | ¥37,887,229 |
| 45 | 1.90% | ¥227,124 | ¥122,646,979 | ¥40,246,979 |
| 45 | 2.00% | ¥231,542 | ¥125,032,532 | ¥42,632,532 |
| 45 | 2.10% | ¥236,007 | ¥127,443,685 | ¥45,043,685 |
| 45 | 2.20% | ¥240,519 | ¥129,880,228 | ¥47,480,228 |
| 45 | 2.30% | ¥245,078 | ¥132,341,942 | ¥49,941,942 |
| 45 | 2.40% | ¥249,683 | ¥134,828,600 | ¥52,428,600 |
| 45 | 2.50% | ¥254,333 | ¥137,339,969 | ¥54,939,969 |
| 45 | 2.60% | ¥259,029 | ¥139,875,808 | ¥57,475,808 |
| 45 | 2.70% | ¥263,770 | ¥142,435,869 | ¥60,035,869 |
| 45 | 2.80% | ¥268,555 | ¥145,019,897 | ¥62,619,897 |
| 45 | 2.90% | ¥273,385 | ¥147,627,634 | ¥65,227,634 |
| 45 | 3.00% | ¥278,257 | ¥150,258,813 | ¥67,858,813 |
8240万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥196,870 | ¥94,497,519 | ¥12,097,519 |
| 40 | 0.80% | ¥200,652 | ¥96,313,180 | ¥13,913,180 |
| 40 | 0.90% | ¥204,480 | ¥98,150,568 | ¥15,750,568 |
| 40 | 1.00% | ¥208,353 | ¥100,009,623 | ¥17,609,623 |
| 40 | 1.10% | ¥212,271 | ¥101,890,275 | ¥19,490,275 |
| 40 | 1.20% | ¥216,234 | ¥103,792,450 | ¥21,392,450 |
| 40 | 1.30% | ¥220,242 | ¥105,716,066 | ¥23,316,066 |
| 40 | 1.40% | ¥224,294 | ¥107,661,037 | ¥25,261,037 |
| 40 | 1.50% | ¥228,390 | ¥109,627,267 | ¥27,227,267 |
| 40 | 1.60% | ¥232,531 | ¥111,614,657 | ¥29,214,657 |
| 40 | 1.70% | ¥236,715 | ¥113,623,100 | ¥31,223,100 |
| 40 | 1.80% | ¥240,943 | ¥115,652,484 | ¥33,252,484 |
| 40 | 1.90% | ¥245,214 | ¥117,702,691 | ¥35,302,691 |
| 40 | 2.00% | ¥249,528 | ¥119,773,597 | ¥37,373,597 |
| 40 | 2.10% | ¥253,886 | ¥121,865,072 | ¥39,465,072 |
| 40 | 2.20% | ¥258,285 | ¥123,976,981 | ¥41,576,981 |
| 40 | 2.30% | ¥262,727 | ¥126,109,184 | ¥43,709,184 |
| 40 | 2.40% | ¥267,212 | ¥128,261,535 | ¥45,861,535 |
| 40 | 2.50% | ¥271,737 | ¥130,433,884 | ¥48,033,884 |
| 40 | 2.60% | ¥276,304 | ¥132,626,076 | ¥50,226,076 |
| 40 | 2.70% | ¥280,912 | ¥134,837,950 | ¥52,437,950 |
| 40 | 2.80% | ¥285,561 | ¥137,069,342 | ¥54,669,342 |
| 40 | 2.90% | ¥290,250 | ¥139,320,083 | ¥56,920,083 |
| 40 | 3.00% | ¥294,979 | ¥141,589,999 | ¥59,189,999 |
8240万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥221,261 | ¥92,929,671 | ¥10,529,671 |
| 35 | 0.80% | ¥225,002 | ¥94,500,929 | ¥12,100,929 |
| 35 | 0.90% | ¥228,783 | ¥96,088,863 | ¥13,688,863 |
| 35 | 1.00% | ¥232,603 | ¥97,693,435 | ¥15,293,435 |
| 35 | 1.10% | ¥236,463 | ¥99,314,604 | ¥16,914,604 |
| 35 | 1.20% | ¥240,363 | ¥100,952,327 | ¥18,552,327 |
| 35 | 1.30% | ¥244,301 | ¥102,606,554 | ¥20,206,554 |
| 35 | 1.40% | ¥248,279 | ¥104,277,234 | ¥21,877,234 |
| 35 | 1.50% | ¥252,296 | ¥105,964,311 | ¥23,564,311 |
| 35 | 1.60% | ¥256,352 | ¥107,667,724 | ¥25,267,724 |
| 35 | 1.70% | ¥260,446 | ¥109,387,410 | ¥26,987,410 |
| 35 | 1.80% | ¥264,579 | ¥111,123,303 | ¥28,723,303 |
| 35 | 1.90% | ¥268,751 | ¥112,875,330 | ¥30,475,330 |
| 35 | 2.00% | ¥272,961 | ¥114,643,419 | ¥32,243,419 |
| 35 | 2.10% | ¥277,208 | ¥116,427,492 | ¥34,027,492 |
| 35 | 2.20% | ¥281,494 | ¥118,227,466 | ¥35,827,466 |
| 35 | 2.30% | ¥285,817 | ¥120,043,259 | ¥37,643,259 |
| 35 | 2.40% | ¥290,178 | ¥121,874,782 | ¥39,474,782 |
| 35 | 2.50% | ¥294,576 | ¥123,721,944 | ¥41,321,944 |
| 35 | 2.60% | ¥299,011 | ¥125,584,652 | ¥43,184,652 |
| 35 | 2.70% | ¥303,483 | ¥127,462,808 | ¥45,062,808 |
| 35 | 2.80% | ¥307,991 | ¥129,356,313 | ¥46,956,313 |
| 35 | 2.90% | ¥312,536 | ¥131,265,063 | ¥48,865,063 |
| 35 | 3.00% | ¥317,117 | ¥133,188,954 | ¥50,788,954 |
8240万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥253,829 | ¥91,378,541 | ¥8,978,541 |
| 30 | 0.80% | ¥257,529 | ¥92,710,473 | ¥10,310,473 |
| 30 | 0.90% | ¥261,263 | ¥94,054,682 | ¥11,654,682 |
| 30 | 1.00% | ¥265,031 | ¥95,411,147 | ¥13,011,147 |
| 30 | 1.10% | ¥268,833 | ¥96,779,847 | ¥14,379,847 |
| 30 | 1.20% | ¥272,669 | ¥98,160,755 | ¥15,760,755 |
| 30 | 1.30% | ¥276,538 | ¥99,553,846 | ¥17,153,846 |
| 30 | 1.40% | ¥280,442 | ¥100,959,091 | ¥18,559,091 |
| 30 | 1.50% | ¥284,379 | ¥102,376,459 | ¥19,976,459 |
| 30 | 1.60% | ¥288,350 | ¥103,805,917 | ¥21,405,917 |
| 30 | 1.70% | ¥292,354 | ¥105,247,430 | ¥22,847,430 |
| 30 | 1.80% | ¥296,392 | ¥106,700,962 | ¥24,300,962 |
| 30 | 1.90% | ¥300,462 | ¥108,166,472 | ¥25,766,472 |
| 30 | 2.00% | ¥304,566 | ¥109,643,920 | ¥27,243,920 |
| 30 | 2.10% | ¥308,704 | ¥111,133,264 | ¥28,733,264 |
| 30 | 2.20% | ¥312,873 | ¥112,634,458 | ¥30,234,458 |
| 30 | 2.30% | ¥317,076 | ¥114,147,455 | ¥31,747,455 |
| 30 | 2.40% | ¥321,312 | ¥115,672,207 | ¥33,272,207 |
| 30 | 2.50% | ¥325,580 | ¥117,208,663 | ¥34,808,663 |
| 30 | 2.60% | ¥329,880 | ¥118,756,772 | ¥36,356,772 |
| 30 | 2.70% | ¥334,212 | ¥120,316,479 | ¥37,916,479 |
| 30 | 2.80% | ¥338,577 | ¥121,887,728 | ¥39,487,728 |
| 30 | 2.90% | ¥342,974 | ¥123,470,461 | ¥41,070,461 |
| 30 | 3.00% | ¥347,402 | ¥125,064,621 | ¥42,664,621 |
8240万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥299,481 | ¥89,844,154 | ¥7,444,154 |
| 25 | 0.80% | ¥303,140 | ¥90,941,856 | ¥8,541,856 |
| 25 | 0.90% | ¥306,827 | ¥92,048,098 | ¥9,648,098 |
| 25 | 1.00% | ¥310,543 | ¥93,162,871 | ¥10,762,871 |
| 25 | 1.10% | ¥314,287 | ¥94,286,162 | ¥11,886,162 |
| 25 | 1.20% | ¥318,060 | ¥95,417,961 | ¥13,017,961 |
| 25 | 1.30% | ¥321,861 | ¥96,558,253 | ¥14,158,253 |
| 25 | 1.40% | ¥325,690 | ¥97,707,024 | ¥15,307,024 |
| 25 | 1.50% | ¥329,548 | ¥98,864,260 | ¥16,464,260 |
| 25 | 1.60% | ¥333,433 | ¥100,029,943 | ¥17,629,943 |
| 25 | 1.70% | ¥337,347 | ¥101,204,057 | ¥18,804,057 |
| 25 | 1.80% | ¥341,289 | ¥102,386,583 | ¥19,986,583 |
| 25 | 1.90% | ¥345,258 | ¥103,577,501 | ¥21,177,501 |
| 25 | 2.00% | ¥349,256 | ¥104,776,793 | ¥22,376,793 |
| 25 | 2.10% | ¥353,281 | ¥105,984,435 | ¥23,584,435 |
| 25 | 2.20% | ¥357,335 | ¥107,200,406 | ¥24,800,406 |
| 25 | 2.30% | ¥361,416 | ¥108,424,683 | ¥26,024,683 |
| 25 | 2.40% | ¥365,524 | ¥109,657,242 | ¥27,257,242 |
| 25 | 2.50% | ¥369,660 | ¥110,898,057 | ¥28,498,057 |
| 25 | 2.60% | ¥373,824 | ¥112,147,102 | ¥29,747,102 |
| 25 | 2.70% | ¥378,015 | ¥113,404,351 | ¥31,004,351 |
| 25 | 2.80% | ¥382,233 | ¥114,669,776 | ¥32,269,776 |
| 25 | 2.90% | ¥386,478 | ¥115,943,348 | ¥33,543,348 |
| 25 | 3.00% | ¥390,750 | ¥117,225,037 | ¥34,825,037 |
8240万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥368,027 | ¥88,326,535 | ¥5,926,535 |
| 20 | 0.80% | ¥371,646 | ¥89,195,117 | ¥6,795,117 |
| 20 | 0.90% | ¥375,288 | ¥90,069,173 | ¥7,669,173 |
| 20 | 1.00% | ¥378,953 | ¥90,948,698 | ¥8,548,698 |
| 20 | 1.10% | ¥382,640 | ¥91,833,688 | ¥9,433,688 |
| 20 | 1.20% | ¥386,351 | ¥92,724,137 | ¥10,324,137 |
| 20 | 1.30% | ¥390,083 | ¥93,620,039 | ¥11,220,039 |
| 20 | 1.40% | ¥393,839 | ¥94,521,389 | ¥12,121,389 |
| 20 | 1.50% | ¥397,617 | ¥95,428,180 | ¥13,028,180 |
| 20 | 1.60% | ¥401,418 | ¥96,340,405 | ¥13,940,405 |
| 20 | 1.70% | ¥405,242 | ¥97,258,056 | ¥14,858,056 |
| 20 | 1.80% | ¥409,088 | ¥98,181,126 | ¥15,781,126 |
| 20 | 1.90% | ¥412,957 | ¥99,109,606 | ¥16,709,606 |
| 20 | 2.00% | ¥416,848 | ¥100,043,488 | ¥17,643,488 |
| 20 | 2.10% | ¥420,762 | ¥100,982,763 | ¥18,582,763 |
| 20 | 2.20% | ¥424,698 | ¥101,927,422 | ¥19,527,422 |
| 20 | 2.30% | ¥428,656 | ¥102,877,454 | ¥20,477,454 |
| 20 | 2.40% | ¥432,637 | ¥103,832,849 | ¥21,432,849 |
| 20 | 2.50% | ¥436,640 | ¥104,793,596 | ¥22,393,596 |
| 20 | 2.60% | ¥440,665 | ¥105,759,685 | ¥23,359,685 |
| 20 | 2.70% | ¥444,713 | ¥106,731,104 | ¥24,331,104 |
| 20 | 2.80% | ¥448,783 | ¥107,707,841 | ¥25,307,841 |
| 20 | 2.90% | ¥452,875 | ¥108,689,885 | ¥26,289,885 |
| 20 | 3.00% | ¥456,988 | ¥109,677,221 | ¥27,277,221 |
8240万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥482,365 | ¥86,825,700 | ¥4,425,700 |
| 15 | 0.80% | ¥485,946 | ¥87,470,287 | ¥5,070,287 |
| 15 | 0.90% | ¥489,544 | ¥88,117,956 | ¥5,717,956 |
| 15 | 1.00% | ¥493,159 | ¥88,768,706 | ¥6,368,706 |
| 15 | 1.10% | ¥496,792 | ¥89,422,536 | ¥7,022,536 |
| 15 | 1.20% | ¥500,441 | ¥90,079,442 | ¥7,679,442 |
| 15 | 1.30% | ¥504,108 | ¥90,739,424 | ¥8,339,424 |
| 15 | 1.40% | ¥507,792 | ¥91,402,479 | ¥9,002,479 |
| 15 | 1.50% | ¥511,492 | ¥92,068,605 | ¥9,668,605 |
| 15 | 1.60% | ¥515,210 | ¥92,737,799 | ¥10,337,799 |
| 15 | 1.70% | ¥518,945 | ¥93,410,060 | ¥11,010,060 |
| 15 | 1.80% | ¥522,697 | ¥94,085,384 | ¥11,685,384 |
| 15 | 1.90% | ¥526,465 | ¥94,763,768 | ¥12,363,768 |
| 15 | 2.00% | ¥530,251 | ¥95,445,210 | ¥13,045,210 |
| 15 | 2.10% | ¥534,054 | ¥96,129,707 | ¥13,729,707 |
| 15 | 2.20% | ¥537,874 | ¥96,817,256 | ¥14,417,256 |
| 15 | 2.30% | ¥541,710 | ¥97,507,852 | ¥15,107,852 |
| 15 | 2.40% | ¥545,564 | ¥98,201,493 | ¥15,801,493 |
| 15 | 2.50% | ¥549,434 | ¥98,898,175 | ¥16,498,175 |
| 15 | 2.60% | ¥553,322 | ¥99,597,895 | ¥17,197,895 |
| 15 | 2.70% | ¥557,226 | ¥100,300,648 | ¥17,900,648 |
| 15 | 2.80% | ¥561,147 | ¥101,006,431 | ¥18,606,431 |
| 15 | 2.90% | ¥565,085 | ¥101,715,239 | ¥19,315,239 |
| 15 | 3.00% | ¥569,039 | ¥102,427,069 | ¥20,027,069 |
8240万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥711,181 | ¥85,341,665 | ¥2,941,665 |
| 10 | 0.80% | ¥714,728 | ¥85,767,391 | ¥3,367,391 |
| 10 | 0.90% | ¥718,287 | ¥86,194,488 | ¥3,794,488 |
| 10 | 1.00% | ¥721,858 | ¥86,622,955 | ¥4,222,955 |
| 10 | 1.10% | ¥725,440 | ¥87,052,793 | ¥4,652,793 |
| 10 | 1.20% | ¥729,033 | ¥87,484,000 | ¥5,084,000 |
| 10 | 1.30% | ¥732,638 | ¥87,916,577 | ¥5,516,577 |
| 10 | 1.40% | ¥736,254 | ¥88,350,522 | ¥5,950,522 |
| 10 | 1.50% | ¥739,882 | ¥88,785,835 | ¥6,385,835 |
| 10 | 1.60% | ¥743,521 | ¥89,222,516 | ¥6,822,516 |
| 10 | 1.70% | ¥747,171 | ¥89,660,564 | ¥7,260,564 |
| 10 | 1.80% | ¥750,833 | ¥90,099,978 | ¥7,699,978 |
| 10 | 1.90% | ¥754,506 | ¥90,540,758 | ¥8,140,758 |
| 10 | 2.00% | ¥758,191 | ¥90,982,903 | ¥8,582,903 |
| 10 | 2.10% | ¥761,887 | ¥91,426,413 | ¥9,026,413 |
| 10 | 2.20% | ¥765,594 | ¥91,871,286 | ¥9,471,286 |
| 10 | 2.30% | ¥769,313 | ¥92,317,522 | ¥9,917,522 |
| 10 | 2.40% | ¥773,043 | ¥92,765,120 | ¥10,365,120 |
| 10 | 2.50% | ¥776,784 | ¥93,214,079 | ¥10,814,079 |
| 10 | 2.60% | ¥780,537 | ¥93,664,399 | ¥11,264,399 |
| 10 | 2.70% | ¥784,301 | ¥94,116,078 | ¥11,716,078 |
| 10 | 2.80% | ¥788,076 | ¥94,569,116 | ¥12,169,116 |
| 10 | 2.90% | ¥791,863 | ¥95,023,512 | ¥12,623,512 |
| 10 | 3.00% | ¥795,661 | ¥95,479,264 | ¥13,079,264 |
