8240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8240万円の住宅ローン|期間・年数別
8240万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥162,805 |
¥97,683,242 |
¥15,283,242 |
| 50 |
0.80% |
¥166,671 |
¥100,002,848 |
¥17,602,848 |
| 50 |
0.90% |
¥170,594 |
¥102,356,210 |
¥19,956,210 |
| 50 |
1.00% |
¥174,572 |
¥104,743,179 |
¥22,343,179 |
| 50 |
1.10% |
¥178,606 |
¥107,163,593 |
¥24,763,593 |
| 50 |
1.20% |
¥182,695 |
¥109,617,274 |
¥27,217,274 |
| 50 |
1.30% |
¥186,840 |
¥112,104,029 |
¥29,704,029 |
| 50 |
1.40% |
¥191,039 |
¥114,623,648 |
¥32,223,648 |
| 50 |
1.50% |
¥195,293 |
¥117,175,911 |
¥34,775,911 |
| 50 |
1.60% |
¥199,601 |
¥119,760,579 |
¥37,360,579 |
| 50 |
1.70% |
¥203,962 |
¥122,377,401 |
¥39,977,401 |
| 50 |
1.80% |
¥208,377 |
¥125,026,113 |
¥42,626,113 |
| 50 |
1.90% |
¥212,844 |
¥127,706,438 |
¥45,306,438 |
| 50 |
2.00% |
¥217,363 |
¥130,418,087 |
¥48,018,087 |
| 50 |
2.10% |
¥221,935 |
¥133,160,757 |
¥50,760,757 |
| 50 |
2.20% |
¥226,557 |
¥135,934,136 |
¥53,534,136 |
| 50 |
2.30% |
¥231,230 |
¥138,737,899 |
¥56,337,899 |
| 50 |
2.40% |
¥235,953 |
¥141,571,711 |
¥59,171,711 |
| 50 |
2.50% |
¥240,725 |
¥144,435,228 |
¥62,035,228 |
| 50 |
2.60% |
¥245,547 |
¥147,328,095 |
¥64,928,095 |
| 50 |
2.70% |
¥250,417 |
¥150,249,949 |
¥67,849,949 |
| 50 |
2.80% |
¥255,334 |
¥153,200,418 |
¥70,800,418 |
| 50 |
2.90% |
¥260,299 |
¥156,179,122 |
¥73,779,122 |
| 50 |
3.00% |
¥265,309 |
¥159,185,675 |
¥76,785,675 |
8240万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥177,930 |
¥96,082,054 |
¥13,682,054 |
| 45 |
0.80% |
¥181,754 |
¥98,147,173 |
¥15,747,173 |
| 45 |
0.90% |
¥185,629 |
¥100,239,715 |
¥17,839,715 |
| 45 |
1.00% |
¥189,555 |
¥102,359,585 |
¥19,959,585 |
| 45 |
1.10% |
¥193,531 |
¥104,506,673 |
¥22,106,673 |
| 45 |
1.20% |
¥197,557 |
¥106,680,863 |
¥24,280,863 |
| 45 |
1.30% |
¥201,633 |
¥108,882,025 |
¥26,482,025 |
| 45 |
1.40% |
¥205,759 |
¥111,110,020 |
¥28,710,020 |
| 45 |
1.50% |
¥209,935 |
¥113,364,701 |
¥30,964,701 |
| 45 |
1.60% |
¥214,159 |
¥115,645,909 |
¥33,245,909 |
| 45 |
1.70% |
¥218,432 |
¥117,953,478 |
¥35,553,478 |
| 45 |
1.80% |
¥222,754 |
¥120,287,229 |
¥37,887,229 |
| 45 |
1.90% |
¥227,124 |
¥122,646,979 |
¥40,246,979 |
| 45 |
2.00% |
¥231,542 |
¥125,032,532 |
¥42,632,532 |
| 45 |
2.10% |
¥236,007 |
¥127,443,685 |
¥45,043,685 |
| 45 |
2.20% |
¥240,519 |
¥129,880,228 |
¥47,480,228 |
| 45 |
2.30% |
¥245,078 |
¥132,341,942 |
¥49,941,942 |
| 45 |
2.40% |
¥249,683 |
¥134,828,600 |
¥52,428,600 |
| 45 |
2.50% |
¥254,333 |
¥137,339,969 |
¥54,939,969 |
| 45 |
2.60% |
¥259,029 |
¥139,875,808 |
¥57,475,808 |
| 45 |
2.70% |
¥263,770 |
¥142,435,869 |
¥60,035,869 |
| 45 |
2.80% |
¥268,555 |
¥145,019,897 |
¥62,619,897 |
| 45 |
2.90% |
¥273,385 |
¥147,627,634 |
¥65,227,634 |
| 45 |
3.00% |
¥278,257 |
¥150,258,813 |
¥67,858,813 |
8240万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥196,870 |
¥94,497,519 |
¥12,097,519 |
| 40 |
0.80% |
¥200,652 |
¥96,313,180 |
¥13,913,180 |
| 40 |
0.90% |
¥204,480 |
¥98,150,568 |
¥15,750,568 |
| 40 |
1.00% |
¥208,353 |
¥100,009,623 |
¥17,609,623 |
| 40 |
1.10% |
¥212,271 |
¥101,890,275 |
¥19,490,275 |
| 40 |
1.20% |
¥216,234 |
¥103,792,450 |
¥21,392,450 |
| 40 |
1.30% |
¥220,242 |
¥105,716,066 |
¥23,316,066 |
| 40 |
1.40% |
¥224,294 |
¥107,661,037 |
¥25,261,037 |
| 40 |
1.50% |
¥228,390 |
¥109,627,267 |
¥27,227,267 |
| 40 |
1.60% |
¥232,531 |
¥111,614,657 |
¥29,214,657 |
| 40 |
1.70% |
¥236,715 |
¥113,623,100 |
¥31,223,100 |
| 40 |
1.80% |
¥240,943 |
¥115,652,484 |
¥33,252,484 |
| 40 |
1.90% |
¥245,214 |
¥117,702,691 |
¥35,302,691 |
| 40 |
2.00% |
¥249,528 |
¥119,773,597 |
¥37,373,597 |
| 40 |
2.10% |
¥253,886 |
¥121,865,072 |
¥39,465,072 |
| 40 |
2.20% |
¥258,285 |
¥123,976,981 |
¥41,576,981 |
| 40 |
2.30% |
¥262,727 |
¥126,109,184 |
¥43,709,184 |
| 40 |
2.40% |
¥267,212 |
¥128,261,535 |
¥45,861,535 |
| 40 |
2.50% |
¥271,737 |
¥130,433,884 |
¥48,033,884 |
| 40 |
2.60% |
¥276,304 |
¥132,626,076 |
¥50,226,076 |
| 40 |
2.70% |
¥280,912 |
¥134,837,950 |
¥52,437,950 |
| 40 |
2.80% |
¥285,561 |
¥137,069,342 |
¥54,669,342 |
| 40 |
2.90% |
¥290,250 |
¥139,320,083 |
¥56,920,083 |
| 40 |
3.00% |
¥294,979 |
¥141,589,999 |
¥59,189,999 |
8240万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥221,261 |
¥92,929,671 |
¥10,529,671 |
| 35 |
0.80% |
¥225,002 |
¥94,500,929 |
¥12,100,929 |
| 35 |
0.90% |
¥228,783 |
¥96,088,863 |
¥13,688,863 |
| 35 |
1.00% |
¥232,603 |
¥97,693,435 |
¥15,293,435 |
| 35 |
1.10% |
¥236,463 |
¥99,314,604 |
¥16,914,604 |
| 35 |
1.20% |
¥240,363 |
¥100,952,327 |
¥18,552,327 |
| 35 |
1.30% |
¥244,301 |
¥102,606,554 |
¥20,206,554 |
| 35 |
1.40% |
¥248,279 |
¥104,277,234 |
¥21,877,234 |
| 35 |
1.50% |
¥252,296 |
¥105,964,311 |
¥23,564,311 |
| 35 |
1.60% |
¥256,352 |
¥107,667,724 |
¥25,267,724 |
| 35 |
1.70% |
¥260,446 |
¥109,387,410 |
¥26,987,410 |
| 35 |
1.80% |
¥264,579 |
¥111,123,303 |
¥28,723,303 |
| 35 |
1.90% |
¥268,751 |
¥112,875,330 |
¥30,475,330 |
| 35 |
2.00% |
¥272,961 |
¥114,643,419 |
¥32,243,419 |
| 35 |
2.10% |
¥277,208 |
¥116,427,492 |
¥34,027,492 |
| 35 |
2.20% |
¥281,494 |
¥118,227,466 |
¥35,827,466 |
| 35 |
2.30% |
¥285,817 |
¥120,043,259 |
¥37,643,259 |
| 35 |
2.40% |
¥290,178 |
¥121,874,782 |
¥39,474,782 |
| 35 |
2.50% |
¥294,576 |
¥123,721,944 |
¥41,321,944 |
| 35 |
2.60% |
¥299,011 |
¥125,584,652 |
¥43,184,652 |
| 35 |
2.70% |
¥303,483 |
¥127,462,808 |
¥45,062,808 |
| 35 |
2.80% |
¥307,991 |
¥129,356,313 |
¥46,956,313 |
| 35 |
2.90% |
¥312,536 |
¥131,265,063 |
¥48,865,063 |
| 35 |
3.00% |
¥317,117 |
¥133,188,954 |
¥50,788,954 |
8240万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥253,829 |
¥91,378,541 |
¥8,978,541 |
| 30 |
0.80% |
¥257,529 |
¥92,710,473 |
¥10,310,473 |
| 30 |
0.90% |
¥261,263 |
¥94,054,682 |
¥11,654,682 |
| 30 |
1.00% |
¥265,031 |
¥95,411,147 |
¥13,011,147 |
| 30 |
1.10% |
¥268,833 |
¥96,779,847 |
¥14,379,847 |
| 30 |
1.20% |
¥272,669 |
¥98,160,755 |
¥15,760,755 |
| 30 |
1.30% |
¥276,538 |
¥99,553,846 |
¥17,153,846 |
| 30 |
1.40% |
¥280,442 |
¥100,959,091 |
¥18,559,091 |
| 30 |
1.50% |
¥284,379 |
¥102,376,459 |
¥19,976,459 |
| 30 |
1.60% |
¥288,350 |
¥103,805,917 |
¥21,405,917 |
| 30 |
1.70% |
¥292,354 |
¥105,247,430 |
¥22,847,430 |
| 30 |
1.80% |
¥296,392 |
¥106,700,962 |
¥24,300,962 |
| 30 |
1.90% |
¥300,462 |
¥108,166,472 |
¥25,766,472 |
| 30 |
2.00% |
¥304,566 |
¥109,643,920 |
¥27,243,920 |
| 30 |
2.10% |
¥308,704 |
¥111,133,264 |
¥28,733,264 |
| 30 |
2.20% |
¥312,873 |
¥112,634,458 |
¥30,234,458 |
| 30 |
2.30% |
¥317,076 |
¥114,147,455 |
¥31,747,455 |
| 30 |
2.40% |
¥321,312 |
¥115,672,207 |
¥33,272,207 |
| 30 |
2.50% |
¥325,580 |
¥117,208,663 |
¥34,808,663 |
| 30 |
2.60% |
¥329,880 |
¥118,756,772 |
¥36,356,772 |
| 30 |
2.70% |
¥334,212 |
¥120,316,479 |
¥37,916,479 |
| 30 |
2.80% |
¥338,577 |
¥121,887,728 |
¥39,487,728 |
| 30 |
2.90% |
¥342,974 |
¥123,470,461 |
¥41,070,461 |
| 30 |
3.00% |
¥347,402 |
¥125,064,621 |
¥42,664,621 |
8240万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥299,481 |
¥89,844,154 |
¥7,444,154 |
| 25 |
0.80% |
¥303,140 |
¥90,941,856 |
¥8,541,856 |
| 25 |
0.90% |
¥306,827 |
¥92,048,098 |
¥9,648,098 |
| 25 |
1.00% |
¥310,543 |
¥93,162,871 |
¥10,762,871 |
| 25 |
1.10% |
¥314,287 |
¥94,286,162 |
¥11,886,162 |
| 25 |
1.20% |
¥318,060 |
¥95,417,961 |
¥13,017,961 |
| 25 |
1.30% |
¥321,861 |
¥96,558,253 |
¥14,158,253 |
| 25 |
1.40% |
¥325,690 |
¥97,707,024 |
¥15,307,024 |
| 25 |
1.50% |
¥329,548 |
¥98,864,260 |
¥16,464,260 |
| 25 |
1.60% |
¥333,433 |
¥100,029,943 |
¥17,629,943 |
| 25 |
1.70% |
¥337,347 |
¥101,204,057 |
¥18,804,057 |
| 25 |
1.80% |
¥341,289 |
¥102,386,583 |
¥19,986,583 |
| 25 |
1.90% |
¥345,258 |
¥103,577,501 |
¥21,177,501 |
| 25 |
2.00% |
¥349,256 |
¥104,776,793 |
¥22,376,793 |
| 25 |
2.10% |
¥353,281 |
¥105,984,435 |
¥23,584,435 |
| 25 |
2.20% |
¥357,335 |
¥107,200,406 |
¥24,800,406 |
| 25 |
2.30% |
¥361,416 |
¥108,424,683 |
¥26,024,683 |
| 25 |
2.40% |
¥365,524 |
¥109,657,242 |
¥27,257,242 |
| 25 |
2.50% |
¥369,660 |
¥110,898,057 |
¥28,498,057 |
| 25 |
2.60% |
¥373,824 |
¥112,147,102 |
¥29,747,102 |
| 25 |
2.70% |
¥378,015 |
¥113,404,351 |
¥31,004,351 |
| 25 |
2.80% |
¥382,233 |
¥114,669,776 |
¥32,269,776 |
| 25 |
2.90% |
¥386,478 |
¥115,943,348 |
¥33,543,348 |
| 25 |
3.00% |
¥390,750 |
¥117,225,037 |
¥34,825,037 |
8240万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥368,027 |
¥88,326,535 |
¥5,926,535 |
| 20 |
0.80% |
¥371,646 |
¥89,195,117 |
¥6,795,117 |
| 20 |
0.90% |
¥375,288 |
¥90,069,173 |
¥7,669,173 |
| 20 |
1.00% |
¥378,953 |
¥90,948,698 |
¥8,548,698 |
| 20 |
1.10% |
¥382,640 |
¥91,833,688 |
¥9,433,688 |
| 20 |
1.20% |
¥386,351 |
¥92,724,137 |
¥10,324,137 |
| 20 |
1.30% |
¥390,083 |
¥93,620,039 |
¥11,220,039 |
| 20 |
1.40% |
¥393,839 |
¥94,521,389 |
¥12,121,389 |
| 20 |
1.50% |
¥397,617 |
¥95,428,180 |
¥13,028,180 |
| 20 |
1.60% |
¥401,418 |
¥96,340,405 |
¥13,940,405 |
| 20 |
1.70% |
¥405,242 |
¥97,258,056 |
¥14,858,056 |
| 20 |
1.80% |
¥409,088 |
¥98,181,126 |
¥15,781,126 |
| 20 |
1.90% |
¥412,957 |
¥99,109,606 |
¥16,709,606 |
| 20 |
2.00% |
¥416,848 |
¥100,043,488 |
¥17,643,488 |
| 20 |
2.10% |
¥420,762 |
¥100,982,763 |
¥18,582,763 |
| 20 |
2.20% |
¥424,698 |
¥101,927,422 |
¥19,527,422 |
| 20 |
2.30% |
¥428,656 |
¥102,877,454 |
¥20,477,454 |
| 20 |
2.40% |
¥432,637 |
¥103,832,849 |
¥21,432,849 |
| 20 |
2.50% |
¥436,640 |
¥104,793,596 |
¥22,393,596 |
| 20 |
2.60% |
¥440,665 |
¥105,759,685 |
¥23,359,685 |
| 20 |
2.70% |
¥444,713 |
¥106,731,104 |
¥24,331,104 |
| 20 |
2.80% |
¥448,783 |
¥107,707,841 |
¥25,307,841 |
| 20 |
2.90% |
¥452,875 |
¥108,689,885 |
¥26,289,885 |
| 20 |
3.00% |
¥456,988 |
¥109,677,221 |
¥27,277,221 |
8240万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥482,365 |
¥86,825,700 |
¥4,425,700 |
| 15 |
0.80% |
¥485,946 |
¥87,470,287 |
¥5,070,287 |
| 15 |
0.90% |
¥489,544 |
¥88,117,956 |
¥5,717,956 |
| 15 |
1.00% |
¥493,159 |
¥88,768,706 |
¥6,368,706 |
| 15 |
1.10% |
¥496,792 |
¥89,422,536 |
¥7,022,536 |
| 15 |
1.20% |
¥500,441 |
¥90,079,442 |
¥7,679,442 |
| 15 |
1.30% |
¥504,108 |
¥90,739,424 |
¥8,339,424 |
| 15 |
1.40% |
¥507,792 |
¥91,402,479 |
¥9,002,479 |
| 15 |
1.50% |
¥511,492 |
¥92,068,605 |
¥9,668,605 |
| 15 |
1.60% |
¥515,210 |
¥92,737,799 |
¥10,337,799 |
| 15 |
1.70% |
¥518,945 |
¥93,410,060 |
¥11,010,060 |
| 15 |
1.80% |
¥522,697 |
¥94,085,384 |
¥11,685,384 |
| 15 |
1.90% |
¥526,465 |
¥94,763,768 |
¥12,363,768 |
| 15 |
2.00% |
¥530,251 |
¥95,445,210 |
¥13,045,210 |
| 15 |
2.10% |
¥534,054 |
¥96,129,707 |
¥13,729,707 |
| 15 |
2.20% |
¥537,874 |
¥96,817,256 |
¥14,417,256 |
| 15 |
2.30% |
¥541,710 |
¥97,507,852 |
¥15,107,852 |
| 15 |
2.40% |
¥545,564 |
¥98,201,493 |
¥15,801,493 |
| 15 |
2.50% |
¥549,434 |
¥98,898,175 |
¥16,498,175 |
| 15 |
2.60% |
¥553,322 |
¥99,597,895 |
¥17,197,895 |
| 15 |
2.70% |
¥557,226 |
¥100,300,648 |
¥17,900,648 |
| 15 |
2.80% |
¥561,147 |
¥101,006,431 |
¥18,606,431 |
| 15 |
2.90% |
¥565,085 |
¥101,715,239 |
¥19,315,239 |
| 15 |
3.00% |
¥569,039 |
¥102,427,069 |
¥20,027,069 |
8240万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥711,181 |
¥85,341,665 |
¥2,941,665 |
| 10 |
0.80% |
¥714,728 |
¥85,767,391 |
¥3,367,391 |
| 10 |
0.90% |
¥718,287 |
¥86,194,488 |
¥3,794,488 |
| 10 |
1.00% |
¥721,858 |
¥86,622,955 |
¥4,222,955 |
| 10 |
1.10% |
¥725,440 |
¥87,052,793 |
¥4,652,793 |
| 10 |
1.20% |
¥729,033 |
¥87,484,000 |
¥5,084,000 |
| 10 |
1.30% |
¥732,638 |
¥87,916,577 |
¥5,516,577 |
| 10 |
1.40% |
¥736,254 |
¥88,350,522 |
¥5,950,522 |
| 10 |
1.50% |
¥739,882 |
¥88,785,835 |
¥6,385,835 |
| 10 |
1.60% |
¥743,521 |
¥89,222,516 |
¥6,822,516 |
| 10 |
1.70% |
¥747,171 |
¥89,660,564 |
¥7,260,564 |
| 10 |
1.80% |
¥750,833 |
¥90,099,978 |
¥7,699,978 |
| 10 |
1.90% |
¥754,506 |
¥90,540,758 |
¥8,140,758 |
| 10 |
2.00% |
¥758,191 |
¥90,982,903 |
¥8,582,903 |
| 10 |
2.10% |
¥761,887 |
¥91,426,413 |
¥9,026,413 |
| 10 |
2.20% |
¥765,594 |
¥91,871,286 |
¥9,471,286 |
| 10 |
2.30% |
¥769,313 |
¥92,317,522 |
¥9,917,522 |
| 10 |
2.40% |
¥773,043 |
¥92,765,120 |
¥10,365,120 |
| 10 |
2.50% |
¥776,784 |
¥93,214,079 |
¥10,814,079 |
| 10 |
2.60% |
¥780,537 |
¥93,664,399 |
¥11,264,399 |
| 10 |
2.70% |
¥784,301 |
¥94,116,078 |
¥11,716,078 |
| 10 |
2.80% |
¥788,076 |
¥94,569,116 |
¥12,169,116 |
| 10 |
2.90% |
¥791,863 |
¥95,023,512 |
¥12,623,512 |
| 10 |
3.00% |
¥795,661 |
¥95,479,264 |
¥13,079,264 |