8290万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8290万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8290万円の住宅ローン|期間・年数別
8290万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥163,793 |
¥98,275,980 |
¥15,375,980 |
| 50 |
0.80% |
¥167,683 |
¥100,609,662 |
¥17,709,662 |
| 50 |
0.90% |
¥171,629 |
¥102,977,303 |
¥20,077,303 |
| 50 |
1.00% |
¥175,631 |
¥105,378,756 |
¥22,478,756 |
| 50 |
1.10% |
¥179,690 |
¥107,813,857 |
¥24,913,857 |
| 50 |
1.20% |
¥183,804 |
¥110,282,427 |
¥27,382,427 |
| 50 |
1.30% |
¥187,974 |
¥112,784,271 |
¥29,884,271 |
| 50 |
1.40% |
¥192,199 |
¥115,319,180 |
¥32,419,180 |
| 50 |
1.50% |
¥196,478 |
¥117,886,930 |
¥34,986,930 |
| 50 |
1.60% |
¥200,812 |
¥120,487,281 |
¥37,587,281 |
| 50 |
1.70% |
¥205,200 |
¥123,119,982 |
¥40,219,982 |
| 50 |
1.80% |
¥209,641 |
¥125,784,767 |
¥42,884,767 |
| 50 |
1.90% |
¥214,136 |
¥128,481,356 |
¥45,581,356 |
| 50 |
2.00% |
¥218,682 |
¥131,209,459 |
¥48,309,459 |
| 50 |
2.10% |
¥223,281 |
¥133,968,772 |
¥51,068,772 |
| 50 |
2.20% |
¥227,932 |
¥136,758,979 |
¥53,858,979 |
| 50 |
2.30% |
¥232,633 |
¥139,579,755 |
¥56,679,755 |
| 50 |
2.40% |
¥237,385 |
¥142,430,763 |
¥59,530,763 |
| 50 |
2.50% |
¥242,186 |
¥145,311,655 |
¥62,411,655 |
| 50 |
2.60% |
¥247,037 |
¥148,222,076 |
¥65,322,076 |
| 50 |
2.70% |
¥251,936 |
¥151,161,660 |
¥68,261,660 |
| 50 |
2.80% |
¥256,883 |
¥154,130,032 |
¥71,230,032 |
| 50 |
2.90% |
¥261,878 |
¥157,126,811 |
¥74,226,811 |
| 50 |
3.00% |
¥266,919 |
¥160,151,607 |
¥77,251,607 |
8290万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥179,009 |
¥96,665,076 |
¥13,765,076 |
| 45 |
0.80% |
¥182,857 |
¥98,742,726 |
¥15,842,726 |
| 45 |
0.90% |
¥186,755 |
¥100,847,966 |
¥17,947,966 |
| 45 |
1.00% |
¥190,705 |
¥102,980,699 |
¥20,080,699 |
| 45 |
1.10% |
¥194,705 |
¥105,140,816 |
¥22,240,816 |
| 45 |
1.20% |
¥198,756 |
¥107,328,198 |
¥24,428,198 |
| 45 |
1.30% |
¥202,857 |
¥109,542,716 |
¥26,642,716 |
| 45 |
1.40% |
¥207,008 |
¥111,784,231 |
¥28,884,231 |
| 45 |
1.50% |
¥211,209 |
¥114,052,594 |
¥31,152,594 |
| 45 |
1.60% |
¥215,459 |
¥116,347,644 |
¥33,447,644 |
| 45 |
1.70% |
¥219,758 |
¥118,669,215 |
¥35,769,215 |
| 45 |
1.80% |
¥224,106 |
¥121,017,128 |
¥38,117,128 |
| 45 |
1.90% |
¥228,502 |
¥123,391,196 |
¥40,491,196 |
| 45 |
2.00% |
¥232,947 |
¥125,791,224 |
¥42,891,224 |
| 45 |
2.10% |
¥237,439 |
¥128,217,008 |
¥45,317,008 |
| 45 |
2.20% |
¥241,978 |
¥130,668,336 |
¥47,768,336 |
| 45 |
2.30% |
¥246,565 |
¥133,144,988 |
¥50,244,988 |
| 45 |
2.40% |
¥251,198 |
¥135,646,735 |
¥52,746,735 |
| 45 |
2.50% |
¥255,877 |
¥138,173,343 |
¥55,273,343 |
| 45 |
2.60% |
¥260,601 |
¥140,724,569 |
¥57,824,569 |
| 45 |
2.70% |
¥265,371 |
¥143,300,164 |
¥60,400,164 |
| 45 |
2.80% |
¥270,185 |
¥145,899,873 |
¥62,999,873 |
| 45 |
2.90% |
¥275,043 |
¥148,523,433 |
¥65,623,433 |
| 45 |
3.00% |
¥279,946 |
¥151,170,578 |
¥68,270,578 |
8290万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥198,064 |
¥95,070,926 |
¥12,170,926 |
| 40 |
0.80% |
¥201,870 |
¥96,897,605 |
¥13,997,605 |
| 40 |
0.90% |
¥205,721 |
¥98,746,142 |
¥15,846,142 |
| 40 |
1.00% |
¥209,618 |
¥100,616,477 |
¥17,716,477 |
| 40 |
1.10% |
¥213,559 |
¥102,508,541 |
¥19,608,541 |
| 40 |
1.20% |
¥217,546 |
¥104,422,258 |
¥21,522,258 |
| 40 |
1.30% |
¥221,578 |
¥106,357,547 |
¥23,457,547 |
| 40 |
1.40% |
¥225,655 |
¥108,314,320 |
¥25,414,320 |
| 40 |
1.50% |
¥229,776 |
¥110,292,481 |
¥27,392,481 |
| 40 |
1.60% |
¥233,942 |
¥112,291,930 |
¥29,391,930 |
| 40 |
1.70% |
¥238,151 |
¥114,312,561 |
¥31,412,561 |
| 40 |
1.80% |
¥242,405 |
¥116,354,259 |
¥33,454,259 |
| 40 |
1.90% |
¥246,702 |
¥118,416,907 |
¥35,516,907 |
| 40 |
2.00% |
¥251,042 |
¥120,500,378 |
¥37,600,378 |
| 40 |
2.10% |
¥255,426 |
¥122,604,544 |
¥39,704,544 |
| 40 |
2.20% |
¥259,853 |
¥124,729,268 |
¥41,829,268 |
| 40 |
2.30% |
¥264,322 |
¥126,874,409 |
¥43,974,409 |
| 40 |
2.40% |
¥268,833 |
¥129,039,821 |
¥46,139,821 |
| 40 |
2.50% |
¥273,386 |
¥131,225,352 |
¥48,325,352 |
| 40 |
2.60% |
¥277,981 |
¥133,430,846 |
¥50,530,846 |
| 40 |
2.70% |
¥282,617 |
¥135,656,142 |
¥52,756,142 |
| 40 |
2.80% |
¥287,294 |
¥137,901,074 |
¥55,001,074 |
| 40 |
2.90% |
¥292,011 |
¥140,165,471 |
¥57,265,471 |
| 40 |
3.00% |
¥296,769 |
¥142,449,161 |
¥59,549,161 |
8290万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥222,604 |
¥93,493,565 |
¥10,593,565 |
| 35 |
0.80% |
¥226,368 |
¥95,074,357 |
¥12,174,357 |
| 35 |
0.90% |
¥230,171 |
¥96,671,926 |
¥13,771,926 |
| 35 |
1.00% |
¥234,015 |
¥98,286,235 |
¥15,386,235 |
| 35 |
1.10% |
¥237,898 |
¥99,917,241 |
¥17,017,241 |
| 35 |
1.20% |
¥241,821 |
¥101,564,902 |
¥18,664,902 |
| 35 |
1.30% |
¥245,784 |
¥103,229,167 |
¥20,329,167 |
| 35 |
1.40% |
¥249,786 |
¥104,909,985 |
¥22,009,985 |
| 35 |
1.50% |
¥253,827 |
¥106,607,298 |
¥23,707,298 |
| 35 |
1.60% |
¥257,907 |
¥108,321,048 |
¥25,421,048 |
| 35 |
1.70% |
¥262,027 |
¥110,051,169 |
¥27,151,169 |
| 35 |
1.80% |
¥266,185 |
¥111,797,595 |
¥28,897,595 |
| 35 |
1.90% |
¥270,382 |
¥113,560,254 |
¥30,660,254 |
| 35 |
2.00% |
¥274,617 |
¥115,339,071 |
¥32,439,071 |
| 35 |
2.10% |
¥278,890 |
¥117,133,969 |
¥34,233,969 |
| 35 |
2.20% |
¥283,202 |
¥118,944,866 |
¥36,044,866 |
| 35 |
2.30% |
¥287,552 |
¥120,771,677 |
¥37,871,677 |
| 35 |
2.40% |
¥291,939 |
¥122,614,313 |
¥39,714,313 |
| 35 |
2.50% |
¥296,364 |
¥124,472,684 |
¥41,572,684 |
| 35 |
2.60% |
¥300,825 |
¥126,346,695 |
¥43,446,695 |
| 35 |
2.70% |
¥305,324 |
¥128,236,248 |
¥45,336,248 |
| 35 |
2.80% |
¥309,860 |
¥130,141,242 |
¥47,241,242 |
| 35 |
2.90% |
¥314,432 |
¥132,061,575 |
¥49,161,575 |
| 35 |
3.00% |
¥319,041 |
¥133,997,139 |
¥51,097,139 |
8290万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥255,370 |
¥91,933,022 |
¥9,033,022 |
| 30 |
0.80% |
¥259,092 |
¥93,273,037 |
¥10,373,037 |
| 30 |
0.90% |
¥262,848 |
¥94,625,402 |
¥11,725,402 |
| 30 |
1.00% |
¥266,639 |
¥95,990,098 |
¥13,090,098 |
| 30 |
1.10% |
¥270,464 |
¥97,367,103 |
¥14,467,103 |
| 30 |
1.20% |
¥274,323 |
¥98,756,391 |
¥15,856,391 |
| 30 |
1.30% |
¥278,216 |
¥100,157,935 |
¥17,257,935 |
| 30 |
1.40% |
¥282,144 |
¥101,571,707 |
¥18,671,707 |
| 30 |
1.50% |
¥286,105 |
¥102,997,676 |
¥20,097,676 |
| 30 |
1.60% |
¥290,099 |
¥104,435,808 |
¥21,535,808 |
| 30 |
1.70% |
¥294,128 |
¥105,886,068 |
¥22,986,068 |
| 30 |
1.80% |
¥298,190 |
¥107,348,419 |
¥24,448,419 |
| 30 |
1.90% |
¥302,286 |
¥108,822,822 |
¥25,922,822 |
| 30 |
2.00% |
¥306,415 |
¥110,309,235 |
¥27,409,235 |
| 30 |
2.10% |
¥310,577 |
¥111,807,616 |
¥28,907,616 |
| 30 |
2.20% |
¥314,772 |
¥113,317,919 |
¥30,417,919 |
| 30 |
2.30% |
¥319,000 |
¥114,840,097 |
¥31,940,097 |
| 30 |
2.40% |
¥323,261 |
¥116,374,101 |
¥33,474,101 |
| 30 |
2.50% |
¥327,555 |
¥117,919,881 |
¥35,019,881 |
| 30 |
2.60% |
¥331,882 |
¥119,477,384 |
¥36,577,384 |
| 30 |
2.70% |
¥336,240 |
¥121,046,554 |
¥38,146,554 |
| 30 |
2.80% |
¥340,631 |
¥122,627,338 |
¥39,727,338 |
| 30 |
2.90% |
¥345,055 |
¥124,219,675 |
¥41,319,675 |
| 30 |
3.00% |
¥349,510 |
¥125,823,508 |
¥42,923,508 |
8290万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥301,298 |
¥90,389,325 |
¥7,489,325 |
| 25 |
0.80% |
¥304,979 |
¥91,493,688 |
¥8,593,688 |
| 25 |
0.90% |
¥308,689 |
¥92,606,643 |
¥9,706,643 |
| 25 |
1.00% |
¥312,427 |
¥93,728,179 |
¥10,828,179 |
| 25 |
1.10% |
¥316,194 |
¥94,858,287 |
¥11,958,287 |
| 25 |
1.20% |
¥319,990 |
¥95,996,953 |
¥13,096,953 |
| 25 |
1.30% |
¥323,814 |
¥97,144,165 |
¥14,244,165 |
| 25 |
1.40% |
¥327,666 |
¥98,299,907 |
¥15,399,907 |
| 25 |
1.50% |
¥331,547 |
¥99,464,164 |
¥16,564,164 |
| 25 |
1.60% |
¥335,456 |
¥100,636,921 |
¥17,736,921 |
| 25 |
1.70% |
¥339,394 |
¥101,818,159 |
¥18,918,159 |
| 25 |
1.80% |
¥343,360 |
¥103,007,861 |
¥20,107,861 |
| 25 |
1.90% |
¥347,353 |
¥104,206,006 |
¥21,306,006 |
| 25 |
2.00% |
¥351,375 |
¥105,412,574 |
¥22,512,574 |
| 25 |
2.10% |
¥355,425 |
¥106,627,544 |
¥23,727,544 |
| 25 |
2.20% |
¥359,503 |
¥107,850,894 |
¥24,950,894 |
| 25 |
2.30% |
¥363,609 |
¥109,082,600 |
¥26,182,600 |
| 25 |
2.40% |
¥367,742 |
¥110,322,637 |
¥27,422,637 |
| 25 |
2.50% |
¥371,903 |
¥111,570,982 |
¥28,670,982 |
| 25 |
2.60% |
¥376,092 |
¥112,827,606 |
¥29,927,606 |
| 25 |
2.70% |
¥380,308 |
¥114,092,484 |
¥31,192,484 |
| 25 |
2.80% |
¥384,552 |
¥115,365,588 |
¥32,465,588 |
| 25 |
2.90% |
¥388,823 |
¥116,646,887 |
¥33,746,887 |
| 25 |
3.00% |
¥393,121 |
¥117,936,354 |
¥35,036,354 |
8290万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥370,260 |
¥88,862,497 |
¥5,962,497 |
| 20 |
0.80% |
¥373,901 |
¥89,736,349 |
¥6,836,349 |
| 20 |
0.90% |
¥377,565 |
¥90,615,709 |
¥7,715,709 |
| 20 |
1.00% |
¥381,252 |
¥91,500,571 |
¥8,600,571 |
| 20 |
1.10% |
¥384,962 |
¥92,390,931 |
¥9,490,931 |
| 20 |
1.20% |
¥388,695 |
¥93,286,783 |
¥10,386,783 |
| 20 |
1.30% |
¥392,451 |
¥94,188,122 |
¥11,288,122 |
| 20 |
1.40% |
¥396,229 |
¥95,094,941 |
¥12,194,941 |
| 20 |
1.50% |
¥400,030 |
¥96,007,235 |
¥13,107,235 |
| 20 |
1.60% |
¥403,854 |
¥96,924,995 |
¥14,024,995 |
| 20 |
1.70% |
¥407,701 |
¥97,848,214 |
¥14,948,214 |
| 20 |
1.80% |
¥411,570 |
¥98,776,885 |
¥15,876,885 |
| 20 |
1.90% |
¥415,462 |
¥99,710,999 |
¥16,810,999 |
| 20 |
2.00% |
¥419,377 |
¥100,650,548 |
¥17,750,548 |
| 20 |
2.10% |
¥423,315 |
¥101,595,523 |
¥18,695,523 |
| 20 |
2.20% |
¥427,275 |
¥102,545,913 |
¥19,645,913 |
| 20 |
2.30% |
¥431,257 |
¥103,501,710 |
¥20,601,710 |
| 20 |
2.40% |
¥435,262 |
¥104,462,902 |
¥21,562,902 |
| 20 |
2.50% |
¥439,289 |
¥105,429,480 |
¥22,529,480 |
| 20 |
2.60% |
¥443,339 |
¥106,401,431 |
¥23,501,431 |
| 20 |
2.70% |
¥447,411 |
¥107,378,744 |
¥24,478,744 |
| 20 |
2.80% |
¥451,506 |
¥108,361,408 |
¥25,461,408 |
| 20 |
2.90% |
¥455,623 |
¥109,349,411 |
¥26,449,411 |
| 20 |
3.00% |
¥459,761 |
¥110,342,738 |
¥27,442,738 |
8290万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥485,292 |
¥87,352,555 |
¥4,452,555 |
| 15 |
0.80% |
¥488,895 |
¥88,001,053 |
¥5,101,053 |
| 15 |
0.90% |
¥492,515 |
¥88,652,653 |
¥5,752,653 |
| 15 |
1.00% |
¥496,152 |
¥89,307,351 |
¥6,407,351 |
| 15 |
1.10% |
¥499,806 |
¥89,965,148 |
¥7,065,148 |
| 15 |
1.20% |
¥503,478 |
¥90,626,041 |
¥7,726,041 |
| 15 |
1.30% |
¥507,167 |
¥91,290,027 |
¥8,390,027 |
| 15 |
1.40% |
¥510,873 |
¥91,957,106 |
¥9,057,106 |
| 15 |
1.50% |
¥514,596 |
¥92,627,274 |
¥9,727,274 |
| 15 |
1.60% |
¥518,336 |
¥93,300,529 |
¥10,400,529 |
| 15 |
1.70% |
¥522,094 |
¥93,976,868 |
¥11,076,868 |
| 15 |
1.80% |
¥525,868 |
¥94,656,290 |
¥11,756,290 |
| 15 |
1.90% |
¥529,660 |
¥95,338,791 |
¥12,438,791 |
| 15 |
2.00% |
¥533,469 |
¥96,024,368 |
¥13,124,368 |
| 15 |
2.10% |
¥537,295 |
¥96,713,019 |
¥13,813,019 |
| 15 |
2.20% |
¥541,137 |
¥97,404,739 |
¥14,504,739 |
| 15 |
2.30% |
¥544,997 |
¥98,099,526 |
¥15,199,526 |
| 15 |
2.40% |
¥548,874 |
¥98,797,376 |
¥15,897,376 |
| 15 |
2.50% |
¥552,768 |
¥99,498,286 |
¥16,598,286 |
| 15 |
2.60% |
¥556,679 |
¥100,202,251 |
¥17,302,251 |
| 15 |
2.70% |
¥560,607 |
¥100,909,269 |
¥18,009,269 |
| 15 |
2.80% |
¥564,552 |
¥101,619,334 |
¥18,719,334 |
| 15 |
2.90% |
¥568,514 |
¥102,332,443 |
¥19,432,443 |
| 15 |
3.00% |
¥572,492 |
¥103,048,592 |
¥20,148,592 |
8290万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥715,496 |
¥85,859,515 |
¥2,959,515 |
| 10 |
0.80% |
¥719,065 |
¥86,287,824 |
¥3,387,824 |
| 10 |
0.90% |
¥722,646 |
¥86,717,513 |
¥3,817,513 |
| 10 |
1.00% |
¥726,238 |
¥87,148,580 |
¥4,248,580 |
| 10 |
1.10% |
¥729,842 |
¥87,581,026 |
¥4,681,026 |
| 10 |
1.20% |
¥733,457 |
¥88,014,850 |
¥5,114,850 |
| 10 |
1.30% |
¥737,084 |
¥88,450,051 |
¥5,550,051 |
| 10 |
1.40% |
¥740,722 |
¥88,886,629 |
¥5,986,629 |
| 10 |
1.50% |
¥744,372 |
¥89,324,584 |
¥6,424,584 |
| 10 |
1.60% |
¥748,033 |
¥89,763,915 |
¥6,863,915 |
| 10 |
1.70% |
¥751,705 |
¥90,204,621 |
¥7,304,621 |
| 10 |
1.80% |
¥755,389 |
¥90,646,701 |
¥7,746,701 |
| 10 |
1.90% |
¥759,085 |
¥91,090,156 |
¥8,190,156 |
| 10 |
2.00% |
¥762,792 |
¥91,534,984 |
¥8,634,984 |
| 10 |
2.10% |
¥766,510 |
¥91,981,184 |
¥9,081,184 |
| 10 |
2.20% |
¥770,240 |
¥92,428,757 |
¥9,528,757 |
| 10 |
2.30% |
¥773,981 |
¥92,877,701 |
¥9,977,701 |
| 10 |
2.40% |
¥777,733 |
¥93,328,015 |
¥10,428,015 |
| 10 |
2.50% |
¥781,497 |
¥93,779,698 |
¥10,879,698 |
| 10 |
2.60% |
¥785,273 |
¥94,232,750 |
¥11,332,750 |
| 10 |
2.70% |
¥789,060 |
¥94,687,171 |
¥11,787,171 |
| 10 |
2.80% |
¥792,858 |
¥95,142,958 |
¥12,242,958 |
| 10 |
2.90% |
¥796,668 |
¥95,600,111 |
¥12,700,111 |
| 10 |
3.00% |
¥800,489 |
¥96,058,629 |
¥13,158,629 |