8460万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8460万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8460万円の住宅ローン|期間・年数別
8460万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥167,152 |
¥100,291,289 |
¥15,691,289 |
| 50 |
0.80% |
¥171,121 |
¥102,672,827 |
¥18,072,827 |
| 50 |
0.90% |
¥175,148 |
¥105,089,021 |
¥20,489,021 |
| 50 |
1.00% |
¥179,233 |
¥107,539,720 |
¥22,939,720 |
| 50 |
1.10% |
¥183,375 |
¥110,024,757 |
¥25,424,757 |
| 50 |
1.20% |
¥187,573 |
¥112,543,949 |
¥27,943,949 |
| 50 |
1.30% |
¥191,828 |
¥115,097,097 |
¥30,497,097 |
| 50 |
1.40% |
¥196,140 |
¥117,683,989 |
¥33,083,989 |
| 50 |
1.50% |
¥200,507 |
¥120,304,394 |
¥35,704,394 |
| 50 |
1.60% |
¥204,930 |
¥122,958,070 |
¥38,358,070 |
| 50 |
1.70% |
¥209,408 |
¥125,644,758 |
¥41,044,758 |
| 50 |
1.80% |
¥213,940 |
¥128,364,189 |
¥43,764,189 |
| 50 |
1.90% |
¥218,527 |
¥131,116,076 |
¥46,516,076 |
| 50 |
2.00% |
¥223,167 |
¥133,900,123 |
¥49,300,123 |
| 50 |
2.10% |
¥227,860 |
¥136,716,020 |
¥52,116,020 |
| 50 |
2.20% |
¥232,606 |
¥139,563,446 |
¥54,963,446 |
| 50 |
2.30% |
¥237,403 |
¥142,442,066 |
¥57,842,066 |
| 50 |
2.40% |
¥242,253 |
¥145,351,538 |
¥60,751,538 |
| 50 |
2.50% |
¥247,153 |
¥148,291,508 |
¥63,691,508 |
| 50 |
2.60% |
¥252,103 |
¥151,261,612 |
¥66,661,612 |
| 50 |
2.70% |
¥257,102 |
¥154,261,476 |
¥69,661,476 |
| 50 |
2.80% |
¥262,151 |
¥157,290,720 |
¥72,690,720 |
| 50 |
2.90% |
¥267,248 |
¥160,348,953 |
¥75,748,953 |
| 50 |
3.00% |
¥272,393 |
¥163,435,778 |
¥78,835,778 |
8460万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥182,680 |
¥98,647,352 |
¥14,047,352 |
| 45 |
0.80% |
¥186,607 |
¥100,767,607 |
¥16,167,607 |
| 45 |
0.90% |
¥190,585 |
¥102,916,018 |
¥18,316,018 |
| 45 |
1.00% |
¥194,616 |
¥105,092,486 |
¥20,492,486 |
| 45 |
1.10% |
¥198,698 |
¥107,296,900 |
¥22,696,900 |
| 45 |
1.20% |
¥202,832 |
¥109,529,138 |
¥24,929,138 |
| 45 |
1.30% |
¥207,017 |
¥111,789,069 |
¥27,189,069 |
| 45 |
1.40% |
¥211,253 |
¥114,076,550 |
¥29,476,550 |
| 45 |
1.50% |
¥215,540 |
¥116,391,428 |
¥31,791,428 |
| 45 |
1.60% |
¥219,877 |
¥118,733,543 |
¥34,133,543 |
| 45 |
1.70% |
¥224,264 |
¥121,102,721 |
¥36,502,721 |
| 45 |
1.80% |
¥228,701 |
¥123,498,782 |
¥38,898,782 |
| 45 |
1.90% |
¥233,188 |
¥125,921,534 |
¥41,321,534 |
| 45 |
2.00% |
¥237,724 |
¥128,370,779 |
¥43,770,779 |
| 45 |
2.10% |
¥242,308 |
¥130,846,308 |
¥46,246,308 |
| 45 |
2.20% |
¥246,941 |
¥133,347,904 |
¥48,747,904 |
| 45 |
2.30% |
¥251,621 |
¥135,875,343 |
¥51,275,343 |
| 45 |
2.40% |
¥256,349 |
¥138,428,393 |
¥53,828,393 |
| 45 |
2.50% |
¥261,124 |
¥141,006,813 |
¥56,406,813 |
| 45 |
2.60% |
¥265,945 |
¥143,610,356 |
¥59,010,356 |
| 45 |
2.70% |
¥270,813 |
¥146,238,768 |
¥61,638,768 |
| 45 |
2.80% |
¥275,726 |
¥148,891,788 |
¥64,291,788 |
| 45 |
2.90% |
¥280,684 |
¥151,569,149 |
¥66,969,149 |
| 45 |
3.00% |
¥285,686 |
¥154,270,578 |
¥69,670,578 |
8460万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥202,126 |
¥97,020,511 |
¥12,420,511 |
| 40 |
0.80% |
¥206,010 |
¥98,884,648 |
¥14,284,648 |
| 40 |
0.90% |
¥209,940 |
¥100,771,093 |
¥16,171,093 |
| 40 |
1.00% |
¥213,916 |
¥102,679,783 |
¥18,079,783 |
| 40 |
1.10% |
¥217,939 |
¥104,610,646 |
¥20,010,646 |
| 40 |
1.20% |
¥222,008 |
¥106,563,607 |
¥21,963,607 |
| 40 |
1.30% |
¥226,122 |
¥108,538,582 |
¥23,938,582 |
| 40 |
1.40% |
¥230,282 |
¥110,535,482 |
¥25,935,482 |
| 40 |
1.50% |
¥234,488 |
¥112,554,209 |
¥27,954,209 |
| 40 |
1.60% |
¥238,739 |
¥114,594,660 |
¥29,994,660 |
| 40 |
1.70% |
¥243,035 |
¥116,656,727 |
¥32,056,727 |
| 40 |
1.80% |
¥247,376 |
¥118,740,293 |
¥34,140,293 |
| 40 |
1.90% |
¥251,761 |
¥120,845,239 |
¥36,245,239 |
| 40 |
2.00% |
¥256,190 |
¥122,971,436 |
¥38,371,436 |
| 40 |
2.10% |
¥260,664 |
¥125,118,751 |
¥40,518,751 |
| 40 |
2.20% |
¥265,181 |
¥127,287,046 |
¥42,687,046 |
| 40 |
2.30% |
¥269,742 |
¥129,476,177 |
¥44,876,177 |
| 40 |
2.40% |
¥274,346 |
¥131,685,994 |
¥47,085,994 |
| 40 |
2.50% |
¥278,992 |
¥133,916,343 |
¥49,316,343 |
| 40 |
2.60% |
¥283,681 |
¥136,167,064 |
¥51,567,064 |
| 40 |
2.70% |
¥288,412 |
¥138,437,993 |
¥53,837,993 |
| 40 |
2.80% |
¥293,185 |
¥140,728,960 |
¥56,128,960 |
| 40 |
2.90% |
¥298,000 |
¥143,039,794 |
¥58,439,794 |
| 40 |
3.00% |
¥302,855 |
¥145,370,314 |
¥60,770,314 |
8460万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥227,169 |
¥95,410,803 |
¥10,810,803 |
| 35 |
0.80% |
¥231,010 |
¥97,024,013 |
¥12,424,013 |
| 35 |
0.90% |
¥234,891 |
¥98,654,342 |
¥14,054,342 |
| 35 |
1.00% |
¥238,814 |
¥100,301,755 |
¥15,701,755 |
| 35 |
1.10% |
¥242,777 |
¥101,966,208 |
¥17,366,208 |
| 35 |
1.20% |
¥246,780 |
¥103,647,656 |
¥19,047,656 |
| 35 |
1.30% |
¥250,824 |
¥105,346,050 |
¥20,746,050 |
| 35 |
1.40% |
¥254,908 |
¥107,061,335 |
¥22,461,335 |
| 35 |
1.50% |
¥259,032 |
¥108,793,455 |
¥24,193,455 |
| 35 |
1.60% |
¥263,196 |
¥110,542,348 |
¥25,942,348 |
| 35 |
1.70% |
¥267,400 |
¥112,307,948 |
¥27,707,948 |
| 35 |
1.80% |
¥271,643 |
¥114,090,187 |
¥29,490,187 |
| 35 |
1.90% |
¥275,926 |
¥115,888,992 |
¥31,288,992 |
| 35 |
2.00% |
¥280,248 |
¥117,704,287 |
¥33,104,287 |
| 35 |
2.10% |
¥284,610 |
¥119,535,993 |
¥34,935,993 |
| 35 |
2.20% |
¥289,010 |
¥121,384,025 |
¥36,784,025 |
| 35 |
2.30% |
¥293,448 |
¥123,248,297 |
¥38,648,297 |
| 35 |
2.40% |
¥297,926 |
¥125,128,720 |
¥40,528,720 |
| 35 |
2.50% |
¥302,441 |
¥127,025,200 |
¥42,425,200 |
| 35 |
2.60% |
¥306,994 |
¥128,937,640 |
¥44,337,640 |
| 35 |
2.70% |
¥311,586 |
¥130,865,941 |
¥46,265,941 |
| 35 |
2.80% |
¥316,214 |
¥132,810,001 |
¥48,210,001 |
| 35 |
2.90% |
¥320,880 |
¥134,769,713 |
¥50,169,713 |
| 35 |
3.00% |
¥325,583 |
¥136,744,969 |
¥52,144,969 |
8460万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥260,606 |
¥93,818,259 |
¥9,218,259 |
| 30 |
0.80% |
¥264,405 |
¥95,185,753 |
¥10,585,753 |
| 30 |
0.90% |
¥268,238 |
¥96,565,851 |
¥11,965,851 |
| 30 |
1.00% |
¥272,107 |
¥97,958,532 |
¥13,358,532 |
| 30 |
1.10% |
¥276,010 |
¥99,363,774 |
¥14,763,774 |
| 30 |
1.20% |
¥279,949 |
¥100,781,552 |
¥16,181,552 |
| 30 |
1.30% |
¥283,922 |
¥102,211,837 |
¥17,611,837 |
| 30 |
1.40% |
¥287,929 |
¥103,654,601 |
¥19,054,601 |
| 30 |
1.50% |
¥291,972 |
¥105,109,811 |
¥20,509,811 |
| 30 |
1.60% |
¥296,048 |
¥106,577,435 |
¥21,977,435 |
| 30 |
1.70% |
¥300,160 |
¥108,057,435 |
¥23,457,435 |
| 30 |
1.80% |
¥304,305 |
¥109,549,774 |
¥24,949,774 |
| 30 |
1.90% |
¥308,484 |
¥111,054,412 |
¥26,454,412 |
| 30 |
2.00% |
¥312,698 |
¥112,571,307 |
¥27,971,307 |
| 30 |
2.10% |
¥316,946 |
¥114,100,414 |
¥29,500,414 |
| 30 |
2.20% |
¥321,227 |
¥115,641,688 |
¥31,041,688 |
| 30 |
2.30% |
¥325,542 |
¥117,195,081 |
¥32,595,081 |
| 30 |
2.40% |
¥329,890 |
¥118,760,543 |
¥34,160,543 |
| 30 |
2.50% |
¥334,272 |
¥120,338,021 |
¥35,738,021 |
| 30 |
2.60% |
¥338,687 |
¥121,927,463 |
¥37,327,463 |
| 30 |
2.70% |
¥343,136 |
¥123,528,812 |
¥38,928,812 |
| 30 |
2.80% |
¥347,617 |
¥125,142,012 |
¥40,542,012 |
| 30 |
2.90% |
¥352,131 |
¥126,767,003 |
¥42,167,003 |
| 30 |
3.00% |
¥356,677 |
¥128,403,725 |
¥43,803,725 |
8460万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥307,476 |
¥92,242,906 |
¥7,642,906 |
| 25 |
0.80% |
¥311,233 |
¥93,369,915 |
¥8,769,915 |
| 25 |
0.90% |
¥315,019 |
¥94,505,693 |
¥9,905,693 |
| 25 |
1.00% |
¥318,834 |
¥95,650,229 |
¥11,050,229 |
| 25 |
1.10% |
¥322,678 |
¥96,803,511 |
¥12,203,511 |
| 25 |
1.20% |
¥326,552 |
¥97,965,528 |
¥13,365,528 |
| 25 |
1.30% |
¥330,454 |
¥99,136,264 |
¥14,536,264 |
| 25 |
1.40% |
¥334,386 |
¥100,315,707 |
¥15,715,707 |
| 25 |
1.50% |
¥338,346 |
¥101,503,840 |
¥16,903,840 |
| 25 |
1.60% |
¥342,335 |
¥102,700,646 |
¥18,100,646 |
| 25 |
1.70% |
¥346,354 |
¥103,906,107 |
¥19,306,107 |
| 25 |
1.80% |
¥350,401 |
¥105,120,205 |
¥20,520,205 |
| 25 |
1.90% |
¥354,476 |
¥106,342,920 |
¥21,742,920 |
| 25 |
2.00% |
¥358,581 |
¥107,574,231 |
¥22,974,231 |
| 25 |
2.10% |
¥362,714 |
¥108,814,116 |
¥24,214,116 |
| 25 |
2.20% |
¥366,875 |
¥110,062,553 |
¥25,462,553 |
| 25 |
2.30% |
¥371,065 |
¥111,319,517 |
¥26,719,517 |
| 25 |
2.40% |
¥375,283 |
¥112,584,984 |
¥27,984,984 |
| 25 |
2.50% |
¥379,530 |
¥113,858,927 |
¥29,258,927 |
| 25 |
2.60% |
¥383,804 |
¥115,141,321 |
¥30,541,321 |
| 25 |
2.70% |
¥388,107 |
¥116,432,137 |
¥31,832,137 |
| 25 |
2.80% |
¥392,438 |
¥117,731,348 |
¥33,131,348 |
| 25 |
2.90% |
¥396,796 |
¥119,038,923 |
¥34,438,923 |
| 25 |
3.00% |
¥401,183 |
¥120,354,831 |
¥35,754,831 |
8460万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥377,853 |
¥90,684,767 |
¥6,084,767 |
| 20 |
0.80% |
¥381,569 |
¥91,576,540 |
¥6,976,540 |
| 20 |
0.90% |
¥385,308 |
¥92,473,932 |
¥7,873,932 |
| 20 |
1.00% |
¥389,071 |
¥93,376,940 |
¥8,776,940 |
| 20 |
1.10% |
¥392,856 |
¥94,285,558 |
¥9,685,558 |
| 20 |
1.20% |
¥396,666 |
¥95,199,781 |
¥10,599,781 |
| 20 |
1.30% |
¥400,498 |
¥96,119,604 |
¥11,519,604 |
| 20 |
1.40% |
¥404,354 |
¥97,045,019 |
¥12,445,019 |
| 20 |
1.50% |
¥408,233 |
¥97,976,020 |
¥13,376,020 |
| 20 |
1.60% |
¥412,136 |
¥98,912,600 |
¥14,312,600 |
| 20 |
1.70% |
¥416,061 |
¥99,854,752 |
¥15,254,752 |
| 20 |
1.80% |
¥420,010 |
¥100,802,467 |
¥16,202,467 |
| 20 |
1.90% |
¥423,982 |
¥101,755,736 |
¥17,155,736 |
| 20 |
2.00% |
¥427,977 |
¥102,714,552 |
¥18,114,552 |
| 20 |
2.10% |
¥431,995 |
¥103,678,905 |
¥19,078,905 |
| 20 |
2.20% |
¥436,037 |
¥104,648,785 |
¥20,048,785 |
| 20 |
2.30% |
¥440,101 |
¥105,624,182 |
¥21,024,182 |
| 20 |
2.40% |
¥444,188 |
¥106,605,085 |
¥22,005,085 |
| 20 |
2.50% |
¥448,298 |
¥107,591,483 |
¥22,991,483 |
| 20 |
2.60% |
¥452,431 |
¥108,583,366 |
¥23,983,366 |
| 20 |
2.70% |
¥456,586 |
¥109,580,721 |
¥24,980,721 |
| 20 |
2.80% |
¥460,765 |
¥110,583,536 |
¥25,983,536 |
| 20 |
2.90% |
¥464,966 |
¥111,591,799 |
¥26,991,799 |
| 20 |
3.00% |
¥469,190 |
¥112,605,496 |
¥28,005,496 |
8460万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥495,244 |
¥89,143,862 |
¥4,543,862 |
| 15 |
0.80% |
¥498,920 |
¥89,805,659 |
¥5,205,659 |
| 15 |
0.90% |
¥502,615 |
¥90,470,620 |
¥5,870,620 |
| 15 |
1.00% |
¥506,326 |
¥91,138,745 |
¥6,538,745 |
| 15 |
1.10% |
¥510,056 |
¥91,810,030 |
¥7,210,030 |
| 15 |
1.20% |
¥513,803 |
¥92,484,476 |
¥7,884,476 |
| 15 |
1.30% |
¥517,567 |
¥93,162,078 |
¥8,562,078 |
| 15 |
1.40% |
¥521,349 |
¥93,842,836 |
¥9,242,836 |
| 15 |
1.50% |
¥525,149 |
¥94,526,747 |
¥9,926,747 |
| 15 |
1.60% |
¥528,966 |
¥95,213,808 |
¥10,613,808 |
| 15 |
1.70% |
¥532,800 |
¥95,904,018 |
¥11,304,018 |
| 15 |
1.80% |
¥536,652 |
¥96,597,372 |
¥11,997,372 |
| 15 |
1.90% |
¥540,521 |
¥97,293,869 |
¥12,693,869 |
| 15 |
2.00% |
¥544,408 |
¥97,993,505 |
¥13,393,505 |
| 15 |
2.10% |
¥548,313 |
¥98,696,277 |
¥14,096,277 |
| 15 |
2.20% |
¥552,234 |
¥99,402,182 |
¥14,802,182 |
| 15 |
2.30% |
¥556,173 |
¥100,111,217 |
¥15,511,217 |
| 15 |
2.40% |
¥560,130 |
¥100,823,378 |
¥16,223,378 |
| 15 |
2.50% |
¥564,104 |
¥101,538,661 |
¥16,938,661 |
| 15 |
2.60% |
¥568,095 |
¥102,257,062 |
¥17,657,062 |
| 15 |
2.70% |
¥572,103 |
¥102,978,578 |
¥18,378,578 |
| 15 |
2.80% |
¥576,129 |
¥103,703,205 |
¥19,103,205 |
| 15 |
2.90% |
¥580,172 |
¥104,430,938 |
¥19,830,938 |
| 15 |
3.00% |
¥584,232 |
¥105,161,772 |
¥20,561,772 |
8460万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥730,168 |
¥87,620,205 |
¥3,020,205 |
| 10 |
0.80% |
¥733,811 |
¥88,057,297 |
¥3,457,297 |
| 10 |
0.90% |
¥737,465 |
¥88,495,797 |
¥3,895,797 |
| 10 |
1.00% |
¥741,131 |
¥88,935,704 |
¥4,335,704 |
| 10 |
1.10% |
¥744,808 |
¥89,377,018 |
¥4,777,018 |
| 10 |
1.20% |
¥748,498 |
¥89,819,738 |
¥5,219,738 |
| 10 |
1.30% |
¥752,199 |
¥90,263,864 |
¥5,663,864 |
| 10 |
1.40% |
¥755,912 |
¥90,709,395 |
¥6,109,395 |
| 10 |
1.50% |
¥759,636 |
¥91,156,331 |
¥6,556,331 |
| 10 |
1.60% |
¥763,372 |
¥91,604,670 |
¥7,004,670 |
| 10 |
1.70% |
¥767,120 |
¥92,054,414 |
¥7,454,414 |
| 10 |
1.80% |
¥770,880 |
¥92,505,560 |
¥7,905,560 |
| 10 |
1.90% |
¥774,651 |
¥92,958,108 |
¥8,358,108 |
| 10 |
2.00% |
¥778,434 |
¥93,412,058 |
¥8,812,058 |
| 10 |
2.10% |
¥782,228 |
¥93,867,409 |
¥9,267,409 |
| 10 |
2.20% |
¥786,035 |
¥94,324,160 |
¥9,724,160 |
| 10 |
2.30% |
¥789,853 |
¥94,782,310 |
¥10,182,310 |
| 10 |
2.40% |
¥793,682 |
¥95,241,858 |
¥10,641,858 |
| 10 |
2.50% |
¥797,523 |
¥95,702,804 |
¥11,102,804 |
| 10 |
2.60% |
¥801,376 |
¥96,165,147 |
¥11,565,147 |
| 10 |
2.70% |
¥805,241 |
¥96,628,886 |
¥12,028,886 |
| 10 |
2.80% |
¥809,117 |
¥97,094,019 |
¥12,494,019 |
| 10 |
2.90% |
¥813,005 |
¥97,560,547 |
¥12,960,547 |
| 10 |
3.00% |
¥816,904 |
¥98,028,468 |
¥13,428,468 |