8470万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8470万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8470万円の住宅ローン｜期間・年数別
8470万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥167,350 |
¥100,409,837 |
¥15,709,837 |
| 50 |
0.80% |
¥171,324 |
¥102,794,190 |
¥18,094,190 |
| 50 |
0.90% |
¥175,355 |
¥105,213,240 |
¥20,513,240 |
| 50 |
1.00% |
¥179,445 |
¥107,666,835 |
¥22,966,835 |
| 50 |
1.10% |
¥183,591 |
¥110,154,810 |
¥25,454,810 |
| 50 |
1.20% |
¥187,795 |
¥112,676,979 |
¥27,976,979 |
| 50 |
1.30% |
¥192,055 |
¥115,233,146 |
¥30,533,146 |
| 50 |
1.40% |
¥196,372 |
¥117,823,095 |
¥33,123,095 |
| 50 |
1.50% |
¥200,744 |
¥120,446,598 |
¥35,746,598 |
| 50 |
1.60% |
¥205,172 |
¥123,103,410 |
¥38,403,410 |
| 50 |
1.70% |
¥209,655 |
¥125,793,275 |
¥41,093,275 |
| 50 |
1.80% |
¥214,193 |
¥128,515,920 |
¥43,815,920 |
| 50 |
1.90% |
¥218,785 |
¥131,271,060 |
¥46,571,060 |
| 50 |
2.00% |
¥223,431 |
¥134,058,398 |
¥49,358,398 |
| 50 |
2.10% |
¥228,129 |
¥136,877,623 |
¥52,177,623 |
| 50 |
2.20% |
¥232,881 |
¥139,728,414 |
¥55,028,414 |
| 50 |
2.30% |
¥237,684 |
¥142,610,437 |
¥57,910,437 |
| 50 |
2.40% |
¥242,539 |
¥145,523,349 |
¥60,823,349 |
| 50 |
2.50% |
¥247,445 |
¥148,466,794 |
¥63,766,794 |
| 50 |
2.60% |
¥252,401 |
¥151,440,408 |
¥66,740,408 |
| 50 |
2.70% |
¥257,406 |
¥154,443,819 |
¥69,743,819 |
| 50 |
2.80% |
¥262,461 |
¥157,476,643 |
¥72,776,643 |
| 50 |
2.90% |
¥267,564 |
¥160,538,491 |
¥75,838,491 |
| 50 |
3.00% |
¥272,715 |
¥163,628,964 |
¥78,928,964 |
8470万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥182,896 |
¥98,763,956 |
¥14,063,956 |
| 45 |
0.80% |
¥186,827 |
¥100,886,718 |
¥16,186,718 |
| 45 |
0.90% |
¥190,810 |
¥103,037,669 |
¥18,337,669 |
| 45 |
1.00% |
¥194,846 |
¥105,216,709 |
¥20,516,709 |
| 45 |
1.10% |
¥198,933 |
¥107,423,729 |
¥22,723,729 |
| 45 |
1.20% |
¥203,071 |
¥109,658,605 |
¥24,958,605 |
| 45 |
1.30% |
¥207,261 |
¥111,921,207 |
¥27,221,207 |
| 45 |
1.40% |
¥211,503 |
¥114,211,392 |
¥29,511,392 |
| 45 |
1.50% |
¥215,794 |
¥116,529,007 |
¥31,829,007 |
| 45 |
1.60% |
¥220,137 |
¥118,873,890 |
¥34,173,890 |
| 45 |
1.70% |
¥224,529 |
¥121,245,869 |
¥36,545,869 |
| 45 |
1.80% |
¥228,972 |
¥123,644,761 |
¥38,944,761 |
| 45 |
1.90% |
¥233,464 |
¥126,070,378 |
¥41,370,378 |
| 45 |
2.00% |
¥238,005 |
¥128,522,517 |
¥43,822,517 |
| 45 |
2.10% |
¥242,594 |
¥131,000,972 |
¥46,300,972 |
| 45 |
2.20% |
¥247,232 |
¥133,505,526 |
¥48,805,526 |
| 45 |
2.30% |
¥251,918 |
¥136,035,953 |
¥51,335,953 |
| 45 |
2.40% |
¥256,652 |
¥138,592,020 |
¥53,892,020 |
| 45 |
2.50% |
¥261,432 |
¥141,173,488 |
¥56,473,488 |
| 45 |
2.60% |
¥266,259 |
¥143,780,108 |
¥59,080,108 |
| 45 |
2.70% |
¥271,133 |
¥146,411,627 |
¥61,711,627 |
| 45 |
2.80% |
¥276,051 |
¥149,067,783 |
¥64,367,783 |
| 45 |
2.90% |
¥281,015 |
¥151,748,309 |
¥67,048,309 |
| 45 |
3.00% |
¥286,024 |
¥154,452,931 |
¥69,752,931 |
8470万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥202,365 |
¥97,135,193 |
¥12,435,193 |
| 40 |
0.80% |
¥206,253 |
¥99,001,533 |
¥14,301,533 |
| 40 |
0.90% |
¥210,188 |
¥100,890,208 |
¥16,190,208 |
| 40 |
1.00% |
¥214,169 |
¥102,801,153 |
¥18,101,153 |
| 40 |
1.10% |
¥218,196 |
¥104,734,299 |
¥20,034,299 |
| 40 |
1.20% |
¥222,270 |
¥106,689,569 |
¥21,989,569 |
| 40 |
1.30% |
¥226,389 |
¥108,666,879 |
¥23,966,879 |
| 40 |
1.40% |
¥230,554 |
¥110,666,138 |
¥25,966,138 |
| 40 |
1.50% |
¥234,765 |
¥112,687,251 |
¥27,987,251 |
| 40 |
1.60% |
¥239,021 |
¥114,730,115 |
¥30,030,115 |
| 40 |
1.70% |
¥243,322 |
¥116,794,619 |
¥32,094,619 |
| 40 |
1.80% |
¥247,668 |
¥118,880,648 |
¥34,180,648 |
| 40 |
1.90% |
¥252,059 |
¥120,988,082 |
¥36,288,082 |
| 40 |
2.00% |
¥256,493 |
¥123,116,792 |
¥38,416,792 |
| 40 |
2.10% |
¥260,972 |
¥125,266,645 |
¥40,566,645 |
| 40 |
2.20% |
¥265,495 |
¥127,437,503 |
¥42,737,503 |
| 40 |
2.30% |
¥270,061 |
¥129,629,222 |
¥44,929,222 |
| 40 |
2.40% |
¥274,670 |
¥131,841,651 |
¥47,141,651 |
| 40 |
2.50% |
¥279,322 |
¥134,074,636 |
¥49,374,636 |
| 40 |
2.60% |
¥284,017 |
¥136,328,018 |
¥51,628,018 |
| 40 |
2.70% |
¥288,753 |
¥138,601,631 |
¥53,901,631 |
| 40 |
2.80% |
¥293,532 |
¥140,895,307 |
¥56,195,307 |
| 40 |
2.90% |
¥298,352 |
¥143,208,871 |
¥58,508,871 |
| 40 |
3.00% |
¥303,213 |
¥145,542,147 |
¥60,842,147 |
8470万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥227,437 |
¥95,523,582 |
¥10,823,582 |
| 35 |
0.80% |
¥231,283 |
¥97,138,698 |
¥12,438,698 |
| 35 |
0.90% |
¥235,169 |
¥98,770,955 |
¥14,070,955 |
| 35 |
1.00% |
¥239,096 |
¥100,420,315 |
¥15,720,315 |
| 35 |
1.10% |
¥243,064 |
¥102,086,735 |
¥17,386,735 |
| 35 |
1.20% |
¥247,072 |
¥103,770,171 |
¥19,070,171 |
| 35 |
1.30% |
¥251,120 |
¥105,470,572 |
¥20,770,572 |
| 35 |
1.40% |
¥255,209 |
¥107,187,885 |
¥22,487,885 |
| 35 |
1.50% |
¥259,338 |
¥108,922,053 |
¥24,222,053 |
| 35 |
1.60% |
¥263,507 |
¥110,673,012 |
¥25,973,012 |
| 35 |
1.70% |
¥267,716 |
¥112,440,700 |
¥27,740,700 |
| 35 |
1.80% |
¥271,964 |
¥114,225,045 |
¥29,525,045 |
| 35 |
1.90% |
¥276,252 |
¥116,025,977 |
¥31,325,977 |
| 35 |
2.00% |
¥280,580 |
¥117,843,418 |
¥33,143,418 |
| 35 |
2.10% |
¥284,946 |
¥119,677,288 |
¥34,977,288 |
| 35 |
2.20% |
¥289,351 |
¥121,527,505 |
¥36,827,505 |
| 35 |
2.30% |
¥293,795 |
¥123,393,981 |
¥38,693,981 |
| 35 |
2.40% |
¥298,278 |
¥125,276,626 |
¥40,576,626 |
| 35 |
2.50% |
¥302,798 |
¥127,175,348 |
¥42,475,348 |
| 35 |
2.60% |
¥307,357 |
¥129,090,049 |
¥44,390,049 |
| 35 |
2.70% |
¥311,954 |
¥131,020,629 |
¥46,320,629 |
| 35 |
2.80% |
¥316,588 |
¥132,966,987 |
¥48,266,987 |
| 35 |
2.90% |
¥321,260 |
¥134,929,015 |
¥50,229,015 |
| 35 |
3.00% |
¥325,968 |
¥136,906,607 |
¥52,206,607 |
8470万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥260,914 |
¥93,929,155 |
¥9,229,155 |
| 30 |
0.80% |
¥264,717 |
¥95,298,265 |
¥10,598,265 |
| 30 |
0.90% |
¥268,556 |
¥96,679,995 |
¥11,979,995 |
| 30 |
1.00% |
¥272,429 |
¥98,074,323 |
¥13,374,323 |
| 30 |
1.10% |
¥276,337 |
¥99,481,226 |
¥14,781,226 |
| 30 |
1.20% |
¥280,280 |
¥100,900,679 |
¥16,200,679 |
| 30 |
1.30% |
¥284,257 |
¥102,332,655 |
¥17,632,655 |
| 30 |
1.40% |
¥288,270 |
¥103,777,124 |
¥19,077,124 |
| 30 |
1.50% |
¥292,317 |
¥105,234,055 |
¥20,534,055 |
| 30 |
1.60% |
¥296,398 |
¥106,703,413 |
¥22,003,413 |
| 30 |
1.70% |
¥300,514 |
¥108,185,162 |
¥23,485,162 |
| 30 |
1.80% |
¥304,665 |
¥109,679,265 |
¥24,979,265 |
| 30 |
1.90% |
¥308,849 |
¥111,185,682 |
¥26,485,682 |
| 30 |
2.00% |
¥313,068 |
¥112,704,370 |
¥28,004,370 |
| 30 |
2.10% |
¥317,320 |
¥114,235,285 |
¥29,535,285 |
| 30 |
2.20% |
¥321,607 |
¥115,778,381 |
¥31,078,381 |
| 30 |
2.30% |
¥325,927 |
¥117,333,610 |
¥32,633,610 |
| 30 |
2.40% |
¥330,280 |
¥118,900,921 |
¥34,200,921 |
| 30 |
2.50% |
¥334,667 |
¥120,480,264 |
¥35,780,264 |
| 30 |
2.60% |
¥339,088 |
¥122,071,585 |
¥37,371,585 |
| 30 |
2.70% |
¥343,541 |
¥123,674,827 |
¥38,974,827 |
| 30 |
2.80% |
¥348,028 |
¥125,289,934 |
¥40,589,934 |
| 30 |
2.90% |
¥352,547 |
¥126,916,846 |
¥42,216,846 |
| 30 |
3.00% |
¥357,099 |
¥128,555,502 |
¥43,855,502 |
8470万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥307,840 |
¥92,351,940 |
¥7,651,940 |
| 25 |
0.80% |
¥311,601 |
¥93,480,282 |
¥8,780,282 |
| 25 |
0.90% |
¥315,391 |
¥94,617,402 |
¥9,917,402 |
| 25 |
1.00% |
¥319,211 |
¥95,763,291 |
¥11,063,291 |
| 25 |
1.10% |
¥323,060 |
¥96,917,936 |
¥12,217,936 |
| 25 |
1.20% |
¥326,938 |
¥98,081,326 |
¥13,381,326 |
| 25 |
1.30% |
¥330,845 |
¥99,253,447 |
¥14,553,447 |
| 25 |
1.40% |
¥334,781 |
¥100,434,283 |
¥15,734,283 |
| 25 |
1.50% |
¥338,746 |
¥101,623,820 |
¥16,923,820 |
| 25 |
1.60% |
¥342,740 |
¥102,822,041 |
¥18,122,041 |
| 25 |
1.70% |
¥346,763 |
¥104,028,927 |
¥19,328,927 |
| 25 |
1.80% |
¥350,815 |
¥105,244,461 |
¥20,544,461 |
| 25 |
1.90% |
¥354,895 |
¥106,468,621 |
¥21,768,621 |
| 25 |
2.00% |
¥359,005 |
¥107,701,387 |
¥23,001,387 |
| 25 |
2.10% |
¥363,142 |
¥108,942,738 |
¥24,242,738 |
| 25 |
2.20% |
¥367,309 |
¥110,192,650 |
¥25,492,650 |
| 25 |
2.30% |
¥371,504 |
¥111,451,100 |
¥26,751,100 |
| 25 |
2.40% |
¥375,727 |
¥112,718,063 |
¥28,018,063 |
| 25 |
2.50% |
¥379,978 |
¥113,993,512 |
¥29,293,512 |
| 25 |
2.60% |
¥384,258 |
¥115,277,422 |
¥30,577,422 |
| 25 |
2.70% |
¥388,566 |
¥116,569,764 |
¥31,869,764 |
| 25 |
2.80% |
¥392,902 |
¥117,870,510 |
¥33,170,510 |
| 25 |
2.90% |
¥397,265 |
¥119,179,630 |
¥34,479,630 |
| 25 |
3.00% |
¥401,657 |
¥120,497,095 |
¥35,797,095 |
8470万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥378,300 |
¥90,791,960 |
¥6,091,960 |
| 20 |
0.80% |
¥382,020 |
¥91,684,786 |
¥6,984,786 |
| 20 |
0.90% |
¥385,763 |
¥92,583,240 |
¥7,883,240 |
| 20 |
1.00% |
¥389,530 |
¥93,487,315 |
¥8,787,315 |
| 20 |
1.10% |
¥393,321 |
¥94,397,007 |
¥9,697,007 |
| 20 |
1.20% |
¥397,135 |
¥95,312,311 |
¥10,612,311 |
| 20 |
1.30% |
¥400,972 |
¥96,233,220 |
¥11,533,220 |
| 20 |
1.40% |
¥404,832 |
¥97,159,729 |
¥12,459,729 |
| 20 |
1.50% |
¥408,716 |
¥98,091,831 |
¥13,391,831 |
| 20 |
1.60% |
¥412,623 |
¥99,029,518 |
¥14,329,518 |
| 20 |
1.70% |
¥416,553 |
¥99,972,783 |
¥15,272,783 |
| 20 |
1.80% |
¥420,507 |
¥100,921,618 |
¥16,221,618 |
| 20 |
1.90% |
¥424,483 |
¥101,876,015 |
¥17,176,015 |
| 20 |
2.00% |
¥428,483 |
¥102,835,964 |
¥18,135,964 |
| 20 |
2.10% |
¥432,506 |
¥103,801,457 |
¥19,101,457 |
| 20 |
2.20% |
¥436,552 |
¥104,772,483 |
¥20,072,483 |
| 20 |
2.30% |
¥440,621 |
¥105,749,033 |
¥21,049,033 |
| 20 |
2.40% |
¥444,713 |
¥106,731,096 |
¥22,031,096 |
| 20 |
2.50% |
¥448,828 |
¥107,718,660 |
¥23,018,660 |
| 20 |
2.60% |
¥452,965 |
¥108,711,715 |
¥24,011,715 |
| 20 |
2.70% |
¥457,126 |
¥109,710,249 |
¥25,010,249 |
| 20 |
2.80% |
¥461,309 |
¥110,714,250 |
¥26,014,250 |
| 20 |
2.90% |
¥465,515 |
¥111,723,704 |
¥27,023,704 |
| 20 |
3.00% |
¥469,744 |
¥112,738,600 |
¥28,038,600 |
8470万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥495,829 |
¥89,249,233 |
¥4,549,233 |
| 15 |
0.80% |
¥499,510 |
¥89,911,812 |
¥5,211,812 |
| 15 |
0.90% |
¥503,209 |
¥90,577,559 |
¥5,877,559 |
| 15 |
1.00% |
¥506,925 |
¥91,246,474 |
¥6,546,474 |
| 15 |
1.10% |
¥510,659 |
¥91,918,553 |
¥7,218,553 |
| 15 |
1.20% |
¥514,410 |
¥92,593,795 |
¥7,893,795 |
| 15 |
1.30% |
¥518,179 |
¥93,272,199 |
¥8,572,199 |
| 15 |
1.40% |
¥521,965 |
¥93,953,762 |
¥9,253,762 |
| 15 |
1.50% |
¥525,769 |
¥94,638,481 |
¥9,938,481 |
| 15 |
1.60% |
¥529,591 |
¥95,326,354 |
¥10,626,354 |
| 15 |
1.70% |
¥533,430 |
¥96,017,379 |
¥11,317,379 |
| 15 |
1.80% |
¥537,286 |
¥96,711,553 |
¥12,011,553 |
| 15 |
1.90% |
¥541,160 |
¥97,408,873 |
¥12,708,873 |
| 15 |
2.00% |
¥545,052 |
¥98,109,336 |
¥13,409,336 |
| 15 |
2.10% |
¥548,961 |
¥98,812,939 |
¥14,112,939 |
| 15 |
2.20% |
¥552,887 |
¥99,519,679 |
¥14,819,679 |
| 15 |
2.30% |
¥556,831 |
¥100,229,552 |
¥15,529,552 |
| 15 |
2.40% |
¥560,792 |
¥100,942,554 |
¥16,242,554 |
| 15 |
2.50% |
¥564,770 |
¥101,658,683 |
¥16,958,683 |
| 15 |
2.60% |
¥568,766 |
¥102,377,933 |
¥17,677,933 |
| 15 |
2.70% |
¥572,779 |
¥103,100,302 |
¥18,400,302 |
| 15 |
2.80% |
¥576,810 |
¥103,825,785 |
¥19,125,785 |
| 15 |
2.90% |
¥580,858 |
¥104,554,378 |
¥19,854,378 |
| 15 |
3.00% |
¥584,923 |
¥105,286,077 |
¥20,586,077 |
8470万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥731,031 |
¥87,723,775 |
¥3,023,775 |
| 10 |
0.80% |
¥734,678 |
¥88,161,384 |
¥3,461,384 |
| 10 |
0.90% |
¥738,337 |
¥88,600,402 |
¥3,900,402 |
| 10 |
1.00% |
¥742,007 |
¥89,040,829 |
¥4,340,829 |
| 10 |
1.10% |
¥745,689 |
¥89,482,664 |
¥4,782,664 |
| 10 |
1.20% |
¥749,383 |
¥89,925,908 |
¥5,225,908 |
| 10 |
1.30% |
¥753,088 |
¥90,370,559 |
¥5,670,559 |
| 10 |
1.40% |
¥756,805 |
¥90,816,616 |
¥6,116,616 |
| 10 |
1.50% |
¥760,534 |
¥91,264,080 |
¥6,564,080 |
| 10 |
1.60% |
¥764,275 |
¥91,712,950 |
¥7,012,950 |
| 10 |
1.70% |
¥768,027 |
¥92,163,225 |
¥7,463,225 |
| 10 |
1.80% |
¥771,791 |
¥92,614,905 |
¥7,914,905 |
| 10 |
1.90% |
¥775,567 |
¥93,067,988 |
¥8,367,988 |
| 10 |
2.00% |
¥779,354 |
¥93,522,474 |
¥8,822,474 |
| 10 |
2.10% |
¥783,153 |
¥93,978,363 |
¥9,278,363 |
| 10 |
2.20% |
¥786,964 |
¥94,435,654 |
¥9,735,654 |
| 10 |
2.30% |
¥790,786 |
¥94,894,346 |
¥10,194,346 |
| 10 |
2.40% |
¥794,620 |
¥95,354,437 |
¥10,654,437 |
| 10 |
2.50% |
¥798,466 |
¥95,815,928 |
¥11,115,928 |
| 10 |
2.60% |
¥802,323 |
¥96,278,817 |
¥11,578,817 |
| 10 |
2.70% |
¥806,193 |
¥96,743,104 |
¥12,043,104 |
| 10 |
2.80% |
¥810,073 |
¥97,208,788 |
¥12,508,788 |
| 10 |
2.90% |
¥813,966 |
¥97,675,867 |
¥12,975,867 |
| 10 |
3.00% |
¥817,870 |
¥98,144,341 |
¥13,444,341 |
