8490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8490万円の住宅ローン｜期間・年数別
8490万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥167,745 |
¥100,646,932 |
¥15,746,932 |
| 50 |
0.80% |
¥171,728 |
¥103,036,915 |
¥18,136,915 |
| 50 |
0.90% |
¥175,769 |
¥105,461,677 |
¥20,561,677 |
| 50 |
1.00% |
¥179,868 |
¥107,921,066 |
¥23,021,066 |
| 50 |
1.10% |
¥184,025 |
¥110,414,915 |
¥25,514,915 |
| 50 |
1.20% |
¥188,238 |
¥112,943,041 |
¥28,043,041 |
| 50 |
1.30% |
¥192,509 |
¥115,505,243 |
¥30,605,243 |
| 50 |
1.40% |
¥196,836 |
¥118,101,308 |
¥33,201,308 |
| 50 |
1.50% |
¥201,218 |
¥120,731,005 |
¥35,831,005 |
| 50 |
1.60% |
¥205,657 |
¥123,394,091 |
¥38,494,091 |
| 50 |
1.70% |
¥210,151 |
¥126,090,307 |
¥41,190,307 |
| 50 |
1.80% |
¥214,699 |
¥128,819,381 |
¥43,919,381 |
| 50 |
1.90% |
¥219,302 |
¥131,581,027 |
¥46,681,027 |
| 50 |
2.00% |
¥223,958 |
¥134,374,946 |
¥49,474,946 |
| 50 |
2.10% |
¥228,668 |
¥137,200,829 |
¥52,300,829 |
| 50 |
2.20% |
¥233,431 |
¥140,058,351 |
¥55,158,351 |
| 50 |
2.30% |
¥238,245 |
¥142,947,180 |
¥58,047,180 |
| 50 |
2.40% |
¥243,112 |
¥145,866,969 |
¥60,966,969 |
| 50 |
2.50% |
¥248,029 |
¥148,817,365 |
¥63,917,365 |
| 50 |
2.60% |
¥252,997 |
¥151,798,001 |
¥66,898,001 |
| 50 |
2.70% |
¥258,014 |
¥154,808,503 |
¥69,908,503 |
| 50 |
2.80% |
¥263,081 |
¥157,848,489 |
¥72,948,489 |
| 50 |
2.90% |
¥268,196 |
¥160,917,566 |
¥76,017,566 |
| 50 |
3.00% |
¥273,359 |
¥164,015,337 |
¥79,115,337 |
8490万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥183,328 |
¥98,997,165 |
¥14,097,165 |
| 45 |
0.80% |
¥187,268 |
¥101,124,939 |
¥16,224,939 |
| 45 |
0.90% |
¥191,261 |
¥103,280,969 |
¥18,380,969 |
| 45 |
1.00% |
¥195,306 |
¥105,465,155 |
¥20,565,155 |
| 45 |
1.10% |
¥199,403 |
¥107,677,386 |
¥22,777,386 |
| 45 |
1.20% |
¥203,551 |
¥109,917,540 |
¥25,017,540 |
| 45 |
1.30% |
¥207,751 |
¥112,185,484 |
¥27,285,484 |
| 45 |
1.40% |
¥212,002 |
¥114,481,077 |
¥29,581,077 |
| 45 |
1.50% |
¥216,304 |
¥116,804,164 |
¥31,904,164 |
| 45 |
1.60% |
¥220,657 |
¥119,154,584 |
¥34,254,584 |
| 45 |
1.70% |
¥225,060 |
¥121,532,163 |
¥36,632,163 |
| 45 |
1.80% |
¥229,512 |
¥123,936,721 |
¥39,036,721 |
| 45 |
1.90% |
¥234,015 |
¥126,368,064 |
¥41,468,064 |
| 45 |
2.00% |
¥238,567 |
¥128,825,994 |
¥43,925,994 |
| 45 |
2.10% |
¥243,167 |
¥131,310,302 |
¥46,410,302 |
| 45 |
2.20% |
¥247,816 |
¥133,820,769 |
¥48,920,769 |
| 45 |
2.30% |
¥252,513 |
¥136,357,171 |
¥51,457,171 |
| 45 |
2.40% |
¥257,258 |
¥138,919,274 |
¥54,019,274 |
| 45 |
2.50% |
¥262,050 |
¥141,506,837 |
¥56,606,837 |
| 45 |
2.60% |
¥266,888 |
¥144,119,613 |
¥59,219,613 |
| 45 |
2.70% |
¥271,773 |
¥146,757,345 |
¥61,857,345 |
| 45 |
2.80% |
¥276,703 |
¥149,419,773 |
¥64,519,773 |
| 45 |
2.90% |
¥281,679 |
¥152,106,628 |
¥67,206,628 |
| 45 |
3.00% |
¥286,699 |
¥154,817,637 |
¥69,917,637 |
8490万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥202,843 |
¥97,364,556 |
¥12,464,556 |
| 40 |
0.80% |
¥206,740 |
¥99,235,303 |
¥14,335,303 |
| 40 |
0.90% |
¥210,684 |
¥101,128,438 |
¥16,228,438 |
| 40 |
1.00% |
¥214,675 |
¥103,043,895 |
¥18,143,895 |
| 40 |
1.10% |
¥218,712 |
¥104,981,606 |
¥20,081,606 |
| 40 |
1.20% |
¥222,795 |
¥106,941,492 |
¥22,041,492 |
| 40 |
1.30% |
¥226,924 |
¥108,923,471 |
¥24,023,471 |
| 40 |
1.40% |
¥231,099 |
¥110,927,452 |
¥26,027,452 |
| 40 |
1.50% |
¥235,319 |
¥112,953,337 |
¥28,053,337 |
| 40 |
1.60% |
¥239,585 |
¥115,001,024 |
¥30,101,024 |
| 40 |
1.70% |
¥243,897 |
¥117,070,403 |
¥32,170,403 |
| 40 |
1.80% |
¥248,253 |
¥119,161,358 |
¥34,261,358 |
| 40 |
1.90% |
¥252,654 |
¥121,273,768 |
¥36,373,768 |
| 40 |
2.00% |
¥257,099 |
¥123,407,504 |
¥38,507,504 |
| 40 |
2.10% |
¥261,588 |
¥125,562,434 |
¥40,662,434 |
| 40 |
2.20% |
¥266,122 |
¥127,738,418 |
¥42,838,418 |
| 40 |
2.30% |
¥270,699 |
¥129,935,312 |
¥45,035,312 |
| 40 |
2.40% |
¥275,319 |
¥132,152,965 |
¥47,252,965 |
| 40 |
2.50% |
¥279,982 |
¥134,391,223 |
¥49,491,223 |
| 40 |
2.60% |
¥284,687 |
¥136,649,926 |
¥51,749,926 |
| 40 |
2.70% |
¥289,435 |
¥138,928,908 |
¥54,028,908 |
| 40 |
2.80% |
¥294,225 |
¥141,227,999 |
¥56,327,999 |
| 40 |
2.90% |
¥299,056 |
¥143,547,027 |
¥58,647,027 |
| 40 |
3.00% |
¥303,929 |
¥145,885,812 |
¥60,985,812 |
8490万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥227,974 |
¥95,749,139 |
¥10,849,139 |
| 35 |
0.80% |
¥231,829 |
¥97,368,069 |
¥12,468,069 |
| 35 |
0.90% |
¥235,724 |
¥99,004,180 |
¥14,104,180 |
| 35 |
1.00% |
¥239,661 |
¥100,657,435 |
¥15,757,435 |
| 35 |
1.10% |
¥243,638 |
¥102,327,790 |
¥17,427,790 |
| 35 |
1.20% |
¥247,655 |
¥104,015,201 |
¥19,115,201 |
| 35 |
1.30% |
¥251,713 |
¥105,719,617 |
¥20,819,617 |
| 35 |
1.40% |
¥255,812 |
¥107,440,985 |
¥22,540,985 |
| 35 |
1.50% |
¥259,951 |
¥109,179,248 |
¥24,279,248 |
| 35 |
1.60% |
¥264,129 |
¥110,934,342 |
¥26,034,342 |
| 35 |
1.70% |
¥268,348 |
¥112,706,203 |
¥27,806,203 |
| 35 |
1.80% |
¥272,607 |
¥114,494,762 |
¥29,594,762 |
| 35 |
1.90% |
¥276,905 |
¥116,299,946 |
¥31,399,946 |
| 35 |
2.00% |
¥281,242 |
¥118,121,678 |
¥33,221,678 |
| 35 |
2.10% |
¥285,619 |
¥119,959,879 |
¥35,059,879 |
| 35 |
2.20% |
¥290,034 |
¥121,814,465 |
¥36,914,465 |
| 35 |
2.30% |
¥294,489 |
¥123,685,348 |
¥38,785,348 |
| 35 |
2.40% |
¥298,982 |
¥125,572,439 |
¥40,672,439 |
| 35 |
2.50% |
¥303,513 |
¥127,475,644 |
¥42,575,644 |
| 35 |
2.60% |
¥308,083 |
¥129,394,866 |
¥44,494,866 |
| 35 |
2.70% |
¥312,690 |
¥131,330,005 |
¥46,430,005 |
| 35 |
2.80% |
¥317,336 |
¥133,280,958 |
¥48,380,958 |
| 35 |
2.90% |
¥322,018 |
¥135,247,620 |
¥50,347,620 |
| 35 |
3.00% |
¥326,738 |
¥137,229,881 |
¥52,329,881 |
8490万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥261,530 |
¥94,150,948 |
¥9,250,948 |
| 30 |
0.80% |
¥265,342 |
¥95,523,291 |
¥10,623,291 |
| 30 |
0.90% |
¥269,190 |
¥96,908,283 |
¥12,008,283 |
| 30 |
1.00% |
¥273,072 |
¥98,305,903 |
¥13,405,903 |
| 30 |
1.10% |
¥276,989 |
¥99,716,128 |
¥14,816,128 |
| 30 |
1.20% |
¥280,941 |
¥101,138,933 |
¥16,238,933 |
| 30 |
1.30% |
¥284,929 |
¥102,574,291 |
¥17,674,291 |
| 30 |
1.40% |
¥288,950 |
¥104,022,170 |
¥19,122,170 |
| 30 |
1.50% |
¥293,007 |
¥105,482,541 |
¥20,582,541 |
| 30 |
1.60% |
¥297,098 |
¥106,955,369 |
¥22,055,369 |
| 30 |
1.70% |
¥301,224 |
¥108,440,617 |
¥23,540,617 |
| 30 |
1.80% |
¥305,384 |
¥109,938,248 |
¥25,038,248 |
| 30 |
1.90% |
¥309,578 |
¥111,448,222 |
¥26,548,222 |
| 30 |
2.00% |
¥313,807 |
¥112,970,496 |
¥28,070,496 |
| 30 |
2.10% |
¥318,070 |
¥114,505,026 |
¥29,605,026 |
| 30 |
2.20% |
¥322,366 |
¥116,051,765 |
¥31,151,765 |
| 30 |
2.30% |
¥326,696 |
¥117,610,666 |
¥32,710,666 |
| 30 |
2.40% |
¥331,060 |
¥119,181,679 |
¥34,281,679 |
| 30 |
2.50% |
¥335,458 |
¥120,764,752 |
¥35,864,752 |
| 30 |
2.60% |
¥339,888 |
¥122,359,829 |
¥37,459,829 |
| 30 |
2.70% |
¥344,352 |
¥123,966,857 |
¥39,066,857 |
| 30 |
2.80% |
¥348,849 |
¥125,585,778 |
¥40,685,778 |
| 30 |
2.90% |
¥353,379 |
¥127,216,531 |
¥42,316,531 |
| 30 |
3.00% |
¥357,942 |
¥128,859,057 |
¥43,959,057 |
8490万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥308,567 |
¥92,570,008 |
¥7,670,008 |
| 25 |
0.80% |
¥312,337 |
¥93,701,014 |
¥8,801,014 |
| 25 |
0.90% |
¥316,136 |
¥94,840,820 |
¥9,940,820 |
| 25 |
1.00% |
¥319,965 |
¥95,989,414 |
¥11,089,414 |
| 25 |
1.10% |
¥323,823 |
¥97,146,786 |
¥12,246,786 |
| 25 |
1.20% |
¥327,710 |
¥98,312,923 |
¥13,412,923 |
| 25 |
1.30% |
¥331,626 |
¥99,487,811 |
¥14,587,811 |
| 25 |
1.40% |
¥335,571 |
¥100,671,436 |
¥15,771,436 |
| 25 |
1.50% |
¥339,546 |
¥101,863,782 |
¥16,963,782 |
| 25 |
1.60% |
¥343,549 |
¥103,064,832 |
¥18,164,832 |
| 25 |
1.70% |
¥347,582 |
¥104,274,568 |
¥19,374,568 |
| 25 |
1.80% |
¥351,643 |
¥105,492,972 |
¥20,592,972 |
| 25 |
1.90% |
¥355,733 |
¥106,720,023 |
¥21,820,023 |
| 25 |
2.00% |
¥359,852 |
¥107,955,700 |
¥23,055,700 |
| 25 |
2.10% |
¥364,000 |
¥109,199,982 |
¥24,299,982 |
| 25 |
2.20% |
¥368,176 |
¥110,452,846 |
¥25,552,846 |
| 25 |
2.30% |
¥372,381 |
¥111,714,267 |
¥26,814,267 |
| 25 |
2.40% |
¥376,614 |
¥112,984,221 |
¥28,084,221 |
| 25 |
2.50% |
¥380,876 |
¥114,262,682 |
¥29,362,682 |
| 25 |
2.60% |
¥385,165 |
¥115,549,623 |
¥30,649,623 |
| 25 |
2.70% |
¥389,483 |
¥116,845,017 |
¥31,945,017 |
| 25 |
2.80% |
¥393,829 |
¥118,148,835 |
¥33,248,835 |
| 25 |
2.90% |
¥398,203 |
¥119,461,046 |
¥34,561,046 |
| 25 |
3.00% |
¥402,605 |
¥120,781,622 |
¥35,881,622 |
8490万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥379,193 |
¥91,006,344 |
¥6,106,344 |
| 20 |
0.80% |
¥382,922 |
¥91,901,279 |
¥7,001,279 |
| 20 |
0.90% |
¥386,674 |
¥92,801,854 |
¥7,901,854 |
| 20 |
1.00% |
¥390,450 |
¥93,708,064 |
¥8,808,064 |
| 20 |
1.10% |
¥394,250 |
¥94,619,904 |
¥9,719,904 |
| 20 |
1.20% |
¥398,072 |
¥95,537,369 |
¥10,637,369 |
| 20 |
1.30% |
¥401,919 |
¥96,460,453 |
¥11,560,453 |
| 20 |
1.40% |
¥405,788 |
¥97,389,150 |
¥12,489,150 |
| 20 |
1.50% |
¥409,681 |
¥98,323,453 |
¥13,423,453 |
| 20 |
1.60% |
¥413,597 |
¥99,263,354 |
¥14,363,354 |
| 20 |
1.70% |
¥417,537 |
¥100,208,846 |
¥15,308,846 |
| 20 |
1.80% |
¥421,500 |
¥101,159,922 |
¥16,259,922 |
| 20 |
1.90% |
¥425,486 |
¥102,116,572 |
¥17,216,572 |
| 20 |
2.00% |
¥429,495 |
¥103,078,788 |
¥18,178,788 |
| 20 |
2.10% |
¥433,527 |
¥104,046,561 |
¥19,146,561 |
| 20 |
2.20% |
¥437,583 |
¥105,019,880 |
¥20,119,880 |
| 20 |
2.30% |
¥441,661 |
¥105,998,735 |
¥21,098,735 |
| 20 |
2.40% |
¥445,763 |
¥106,983,117 |
¥22,083,117 |
| 20 |
2.50% |
¥449,888 |
¥107,973,013 |
¥23,073,013 |
| 20 |
2.60% |
¥454,035 |
¥108,968,413 |
¥24,068,413 |
| 20 |
2.70% |
¥458,205 |
¥109,969,305 |
¥25,069,305 |
| 20 |
2.80% |
¥462,399 |
¥110,975,676 |
¥26,075,676 |
| 20 |
2.90% |
¥466,615 |
¥111,987,515 |
¥27,087,515 |
| 20 |
3.00% |
¥470,853 |
¥113,004,807 |
¥28,104,807 |
8490万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥497,000 |
¥89,459,975 |
¥4,559,975 |
| 15 |
0.80% |
¥500,690 |
¥90,124,118 |
¥5,224,118 |
| 15 |
0.90% |
¥504,397 |
¥90,791,438 |
¥5,891,438 |
| 15 |
1.00% |
¥508,122 |
¥91,461,932 |
¥6,561,932 |
| 15 |
1.10% |
¥511,864 |
¥92,135,598 |
¥7,235,598 |
| 15 |
1.20% |
¥515,625 |
¥92,812,435 |
¥7,912,435 |
| 15 |
1.30% |
¥519,402 |
¥93,492,440 |
¥8,592,440 |
| 15 |
1.40% |
¥523,198 |
¥94,175,612 |
¥9,275,612 |
| 15 |
1.50% |
¥527,011 |
¥94,861,948 |
¥9,961,948 |
| 15 |
1.60% |
¥530,841 |
¥95,551,446 |
¥10,651,446 |
| 15 |
1.70% |
¥534,689 |
¥96,244,103 |
¥11,344,103 |
| 15 |
1.80% |
¥538,555 |
¥96,939,916 |
¥12,039,916 |
| 15 |
1.90% |
¥542,438 |
¥97,638,883 |
¥12,738,883 |
| 15 |
2.00% |
¥546,339 |
¥98,341,000 |
¥13,441,000 |
| 15 |
2.10% |
¥550,257 |
¥99,046,264 |
¥14,146,264 |
| 15 |
2.20% |
¥554,193 |
¥99,754,672 |
¥14,854,672 |
| 15 |
2.30% |
¥558,146 |
¥100,466,221 |
¥15,566,221 |
| 15 |
2.40% |
¥562,116 |
¥101,180,907 |
¥16,280,907 |
| 15 |
2.50% |
¥566,104 |
¥101,898,727 |
¥16,998,727 |
| 15 |
2.60% |
¥570,109 |
¥102,619,676 |
¥17,719,676 |
| 15 |
2.70% |
¥574,132 |
¥103,343,751 |
¥18,443,751 |
| 15 |
2.80% |
¥578,172 |
¥104,070,947 |
¥19,170,947 |
| 15 |
2.90% |
¥582,229 |
¥104,801,260 |
¥19,901,260 |
| 15 |
3.00% |
¥586,304 |
¥105,534,686 |
¥20,634,686 |
8490万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥732,758 |
¥87,930,915 |
¥3,030,915 |
| 10 |
0.80% |
¥736,413 |
¥88,369,557 |
¥3,469,557 |
| 10 |
0.90% |
¥740,080 |
¥88,809,612 |
¥3,909,612 |
| 10 |
1.00% |
¥743,759 |
¥89,251,079 |
¥4,351,079 |
| 10 |
1.10% |
¥747,450 |
¥89,693,958 |
¥4,793,958 |
| 10 |
1.20% |
¥751,152 |
¥90,138,248 |
¥5,238,248 |
| 10 |
1.30% |
¥754,866 |
¥90,583,948 |
¥5,683,948 |
| 10 |
1.40% |
¥758,592 |
¥91,031,059 |
¥6,131,059 |
| 10 |
1.50% |
¥762,330 |
¥91,479,580 |
¥6,579,580 |
| 10 |
1.60% |
¥766,079 |
¥91,929,510 |
¥7,029,510 |
| 10 |
1.70% |
¥769,840 |
¥92,380,848 |
¥7,480,848 |
| 10 |
1.80% |
¥773,613 |
¥92,833,594 |
¥7,933,594 |
| 10 |
1.90% |
¥777,398 |
¥93,287,747 |
¥8,387,747 |
| 10 |
2.00% |
¥781,194 |
¥93,743,307 |
¥8,843,307 |
| 10 |
2.10% |
¥785,002 |
¥94,200,272 |
¥9,300,272 |
| 10 |
2.20% |
¥788,822 |
¥94,658,643 |
¥9,758,643 |
| 10 |
2.30% |
¥792,653 |
¥95,118,417 |
¥10,218,417 |
| 10 |
2.40% |
¥796,497 |
¥95,579,595 |
¥10,679,595 |
| 10 |
2.50% |
¥800,351 |
¥96,042,176 |
¥11,142,176 |
| 10 |
2.60% |
¥804,218 |
¥96,506,158 |
¥11,606,158 |
| 10 |
2.70% |
¥808,096 |
¥96,971,541 |
¥12,071,541 |
| 10 |
2.80% |
¥811,986 |
¥97,438,324 |
¥12,538,324 |
| 10 |
2.90% |
¥815,888 |
¥97,906,507 |
¥13,006,507 |
| 10 |
3.00% |
¥819,801 |
¥98,376,087 |
¥13,476,087 |
