8500万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8500万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8500万円の住宅ローン｜期間・年数別
8500万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥167,942 |
¥100,765,480 |
¥15,765,480 |
| 50 |
0.80% |
¥171,930 |
¥103,158,278 |
¥18,158,278 |
| 50 |
0.90% |
¥175,976 |
¥105,585,896 |
¥20,585,896 |
| 50 |
1.00% |
¥180,080 |
¥108,048,182 |
¥23,048,182 |
| 50 |
1.10% |
¥184,242 |
¥110,544,968 |
¥25,544,968 |
| 50 |
1.20% |
¥188,460 |
¥113,076,071 |
¥28,076,071 |
| 50 |
1.30% |
¥192,735 |
¥115,641,292 |
¥30,641,292 |
| 50 |
1.40% |
¥197,067 |
¥118,240,414 |
¥33,240,414 |
| 50 |
1.50% |
¥201,455 |
¥120,873,209 |
¥35,873,209 |
| 50 |
1.60% |
¥205,899 |
¥123,539,432 |
¥38,539,432 |
| 50 |
1.70% |
¥210,398 |
¥126,238,823 |
¥41,238,823 |
| 50 |
1.80% |
¥214,952 |
¥128,971,112 |
¥43,971,112 |
| 50 |
1.90% |
¥219,560 |
¥131,736,010 |
¥46,736,010 |
| 50 |
2.00% |
¥224,222 |
¥134,533,221 |
¥49,533,221 |
| 50 |
2.10% |
¥228,937 |
¥137,362,432 |
¥52,362,432 |
| 50 |
2.20% |
¥233,706 |
¥140,223,320 |
¥55,223,320 |
| 50 |
2.30% |
¥238,526 |
¥143,115,551 |
¥58,115,551 |
| 50 |
2.40% |
¥243,398 |
¥146,038,780 |
¥61,038,780 |
| 50 |
2.50% |
¥248,321 |
¥148,992,650 |
¥63,992,650 |
| 50 |
2.60% |
¥253,295 |
¥151,976,797 |
¥66,976,797 |
| 50 |
2.70% |
¥258,318 |
¥154,990,845 |
¥69,990,845 |
| 50 |
2.80% |
¥263,391 |
¥158,034,411 |
¥73,034,411 |
| 50 |
2.90% |
¥268,512 |
¥161,107,104 |
¥76,107,104 |
| 50 |
3.00% |
¥273,681 |
¥164,208,524 |
¥79,208,524 |
8500万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥183,544 |
¥99,113,770 |
¥14,113,770 |
| 45 |
0.80% |
¥187,489 |
¥101,244,050 |
¥16,244,050 |
| 45 |
0.90% |
¥191,486 |
¥103,402,619 |
¥18,402,619 |
| 45 |
1.00% |
¥195,536 |
¥105,589,378 |
¥20,589,378 |
| 45 |
1.10% |
¥199,637 |
¥107,804,214 |
¥22,804,214 |
| 45 |
1.20% |
¥203,791 |
¥110,047,007 |
¥25,047,007 |
| 45 |
1.30% |
¥207,996 |
¥112,317,622 |
¥27,317,622 |
| 45 |
1.40% |
¥212,252 |
¥114,615,919 |
¥29,615,919 |
| 45 |
1.50% |
¥216,559 |
¥116,941,743 |
¥31,941,743 |
| 45 |
1.60% |
¥220,917 |
¥119,294,931 |
¥34,294,931 |
| 45 |
1.70% |
¥225,325 |
¥121,675,311 |
¥36,675,311 |
| 45 |
1.80% |
¥229,783 |
¥124,082,700 |
¥39,082,700 |
| 45 |
1.90% |
¥234,291 |
¥126,516,908 |
¥41,516,908 |
| 45 |
2.00% |
¥238,848 |
¥128,977,733 |
¥43,977,733 |
| 45 |
2.10% |
¥243,454 |
¥131,464,966 |
¥46,464,966 |
| 45 |
2.20% |
¥248,108 |
¥133,978,391 |
¥48,978,391 |
| 45 |
2.30% |
¥252,811 |
¥136,517,780 |
¥51,517,780 |
| 45 |
2.40% |
¥257,561 |
¥139,082,901 |
¥54,082,901 |
| 45 |
2.50% |
¥262,358 |
¥141,673,512 |
¥56,673,512 |
| 45 |
2.60% |
¥267,203 |
¥144,289,365 |
¥59,289,365 |
| 45 |
2.70% |
¥272,093 |
¥146,930,204 |
¥61,930,204 |
| 45 |
2.80% |
¥277,029 |
¥149,595,768 |
¥64,595,768 |
| 45 |
2.90% |
¥282,011 |
¥152,285,788 |
¥67,285,788 |
| 45 |
3.00% |
¥287,037 |
¥154,999,989 |
¥69,999,989 |
8500万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥203,082 |
¥97,479,237 |
¥12,479,237 |
| 40 |
0.80% |
¥206,984 |
¥99,352,188 |
¥14,352,188 |
| 40 |
0.90% |
¥210,932 |
¥101,247,552 |
¥16,247,552 |
| 40 |
1.00% |
¥214,928 |
¥103,165,266 |
¥18,165,266 |
| 40 |
1.10% |
¥218,969 |
¥105,105,259 |
¥20,105,259 |
| 40 |
1.20% |
¥223,057 |
¥107,067,454 |
¥22,067,454 |
| 40 |
1.30% |
¥227,191 |
¥109,051,767 |
¥24,051,767 |
| 40 |
1.40% |
¥231,371 |
¥111,058,108 |
¥26,058,108 |
| 40 |
1.50% |
¥235,597 |
¥113,086,380 |
¥28,086,380 |
| 40 |
1.60% |
¥239,868 |
¥115,136,479 |
¥30,136,479 |
| 40 |
1.70% |
¥244,184 |
¥117,208,295 |
¥32,208,295 |
| 40 |
1.80% |
¥248,545 |
¥119,301,713 |
¥34,301,713 |
| 40 |
1.90% |
¥252,951 |
¥121,416,611 |
¥36,416,611 |
| 40 |
2.00% |
¥257,402 |
¥123,552,861 |
¥38,552,861 |
| 40 |
2.10% |
¥261,897 |
¥125,710,329 |
¥40,710,329 |
| 40 |
2.20% |
¥266,435 |
¥127,888,876 |
¥42,888,876 |
| 40 |
2.30% |
¥271,017 |
¥130,088,357 |
¥45,088,357 |
| 40 |
2.40% |
¥275,643 |
¥132,308,622 |
¥47,308,622 |
| 40 |
2.50% |
¥280,311 |
¥134,549,517 |
¥49,549,517 |
| 40 |
2.60% |
¥285,023 |
¥136,810,880 |
¥51,810,880 |
| 40 |
2.70% |
¥289,776 |
¥139,092,546 |
¥54,092,546 |
| 40 |
2.80% |
¥294,572 |
¥141,394,346 |
¥56,394,346 |
| 40 |
2.90% |
¥299,409 |
¥143,716,105 |
¥58,716,105 |
| 40 |
3.00% |
¥304,287 |
¥146,057,644 |
¥61,057,644 |
8500万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥228,243 |
¥95,861,918 |
¥10,861,918 |
| 35 |
0.80% |
¥232,102 |
¥97,482,755 |
¥12,482,755 |
| 35 |
0.90% |
¥236,002 |
¥99,120,793 |
¥14,120,793 |
| 35 |
1.00% |
¥239,943 |
¥100,775,995 |
¥15,775,995 |
| 35 |
1.10% |
¥243,925 |
¥102,448,317 |
¥17,448,317 |
| 35 |
1.20% |
¥247,947 |
¥104,137,716 |
¥19,137,716 |
| 35 |
1.30% |
¥252,010 |
¥105,844,140 |
¥20,844,140 |
| 35 |
1.40% |
¥256,113 |
¥107,567,536 |
¥22,567,536 |
| 35 |
1.50% |
¥260,257 |
¥109,307,845 |
¥24,307,845 |
| 35 |
1.60% |
¥264,440 |
¥111,065,007 |
¥26,065,007 |
| 35 |
1.70% |
¥268,664 |
¥112,838,955 |
¥27,838,955 |
| 35 |
1.80% |
¥272,928 |
¥114,629,621 |
¥29,629,621 |
| 35 |
1.90% |
¥277,231 |
¥116,436,931 |
¥31,436,931 |
| 35 |
2.00% |
¥281,573 |
¥118,260,809 |
¥33,260,809 |
| 35 |
2.10% |
¥285,955 |
¥120,101,175 |
¥35,101,175 |
| 35 |
2.20% |
¥290,376 |
¥121,957,945 |
¥36,957,945 |
| 35 |
2.30% |
¥294,836 |
¥123,831,032 |
¥38,831,032 |
| 35 |
2.40% |
¥299,334 |
¥125,720,345 |
¥40,720,345 |
| 35 |
2.50% |
¥303,871 |
¥127,625,792 |
¥42,625,792 |
| 35 |
2.60% |
¥308,446 |
¥129,547,274 |
¥44,547,274 |
| 35 |
2.70% |
¥313,059 |
¥131,484,693 |
¥46,484,693 |
| 35 |
2.80% |
¥317,709 |
¥133,437,944 |
¥48,437,944 |
| 35 |
2.90% |
¥322,397 |
¥135,406,922 |
¥50,406,922 |
| 35 |
3.00% |
¥327,123 |
¥137,391,518 |
¥52,391,518 |
8500万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥261,838 |
¥94,261,844 |
¥9,261,844 |
| 30 |
0.80% |
¥265,655 |
¥95,635,803 |
¥10,635,803 |
| 30 |
0.90% |
¥269,507 |
¥97,022,427 |
¥12,022,427 |
| 30 |
1.00% |
¥273,394 |
¥98,421,693 |
¥13,421,693 |
| 30 |
1.10% |
¥277,315 |
¥99,833,580 |
¥14,833,580 |
| 30 |
1.20% |
¥281,272 |
¥101,258,060 |
¥16,258,060 |
| 30 |
1.30% |
¥285,264 |
¥102,695,108 |
¥17,695,108 |
| 30 |
1.40% |
¥289,291 |
¥104,144,694 |
¥19,144,694 |
| 30 |
1.50% |
¥293,352 |
¥105,606,784 |
¥20,606,784 |
| 30 |
1.60% |
¥297,448 |
¥107,081,347 |
¥22,081,347 |
| 30 |
1.70% |
¥301,579 |
¥108,568,345 |
¥23,568,345 |
| 30 |
1.80% |
¥305,744 |
¥110,067,740 |
¥25,067,740 |
| 30 |
1.90% |
¥309,943 |
¥111,579,492 |
¥26,579,492 |
| 30 |
2.00% |
¥314,177 |
¥113,103,559 |
¥28,103,559 |
| 30 |
2.10% |
¥318,444 |
¥114,639,896 |
¥29,639,896 |
| 30 |
2.20% |
¥322,746 |
¥116,188,457 |
¥31,188,457 |
| 30 |
2.30% |
¥327,081 |
¥117,749,195 |
¥32,749,195 |
| 30 |
2.40% |
¥331,450 |
¥119,322,058 |
¥34,322,058 |
| 30 |
2.50% |
¥335,853 |
¥120,906,995 |
¥35,906,995 |
| 30 |
2.60% |
¥340,289 |
¥122,503,952 |
¥37,503,952 |
| 30 |
2.70% |
¥344,758 |
¥124,112,872 |
¥39,112,872 |
| 30 |
2.80% |
¥349,260 |
¥125,733,700 |
¥40,733,700 |
| 30 |
2.90% |
¥353,795 |
¥127,366,374 |
¥42,366,374 |
| 30 |
3.00% |
¥358,363 |
¥129,010,834 |
¥44,010,834 |
8500万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥308,930 |
¥92,679,043 |
¥7,679,043 |
| 25 |
0.80% |
¥312,705 |
¥93,811,381 |
¥8,811,381 |
| 25 |
0.90% |
¥316,508 |
¥94,952,529 |
¥9,952,529 |
| 25 |
1.00% |
¥320,342 |
¥96,102,476 |
¥11,102,476 |
| 25 |
1.10% |
¥324,204 |
¥97,261,211 |
¥12,261,211 |
| 25 |
1.20% |
¥328,096 |
¥98,428,722 |
¥13,428,722 |
| 25 |
1.30% |
¥332,017 |
¥99,604,994 |
¥14,604,994 |
| 25 |
1.40% |
¥335,967 |
¥100,790,013 |
¥15,790,013 |
| 25 |
1.50% |
¥339,946 |
¥101,983,763 |
¥16,983,763 |
| 25 |
1.60% |
¥343,954 |
¥103,186,228 |
¥18,186,228 |
| 25 |
1.70% |
¥347,991 |
¥104,397,389 |
¥19,397,389 |
| 25 |
1.80% |
¥352,057 |
¥105,617,227 |
¥20,617,227 |
| 25 |
1.90% |
¥356,152 |
¥106,845,724 |
¥21,845,724 |
| 25 |
2.00% |
¥360,276 |
¥108,082,856 |
¥23,082,856 |
| 25 |
2.10% |
¥364,429 |
¥109,328,604 |
¥24,328,604 |
| 25 |
2.20% |
¥368,610 |
¥110,582,943 |
¥25,582,943 |
| 25 |
2.30% |
¥372,820 |
¥111,845,850 |
¥26,845,850 |
| 25 |
2.40% |
¥377,058 |
¥113,117,300 |
¥28,117,300 |
| 25 |
2.50% |
¥381,324 |
¥114,397,267 |
¥29,397,267 |
| 25 |
2.60% |
¥385,619 |
¥115,685,724 |
¥30,685,724 |
| 25 |
2.70% |
¥389,942 |
¥116,982,644 |
¥31,982,644 |
| 25 |
2.80% |
¥394,293 |
¥118,287,997 |
¥33,287,997 |
| 25 |
2.90% |
¥398,673 |
¥119,601,754 |
¥34,601,754 |
| 25 |
3.00% |
¥403,080 |
¥120,923,885 |
¥35,923,885 |
8500万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥379,640 |
¥91,113,537 |
¥6,113,537 |
| 20 |
0.80% |
¥383,373 |
¥92,009,526 |
¥7,009,526 |
| 20 |
0.90% |
¥387,130 |
¥92,911,161 |
¥7,911,161 |
| 20 |
1.00% |
¥390,910 |
¥93,818,439 |
¥8,818,439 |
| 20 |
1.10% |
¥394,714 |
¥94,731,353 |
¥9,731,353 |
| 20 |
1.20% |
¥398,541 |
¥95,649,898 |
¥10,649,898 |
| 20 |
1.30% |
¥402,392 |
¥96,574,070 |
¥11,574,070 |
| 20 |
1.40% |
¥406,266 |
¥97,503,860 |
¥12,503,860 |
| 20 |
1.50% |
¥410,164 |
¥98,439,263 |
¥13,439,263 |
| 20 |
1.60% |
¥414,084 |
¥99,380,272 |
¥14,380,272 |
| 20 |
1.70% |
¥418,029 |
¥100,326,878 |
¥15,326,878 |
| 20 |
1.80% |
¥421,996 |
¥101,279,074 |
¥16,279,074 |
| 20 |
1.90% |
¥425,987 |
¥102,236,851 |
¥17,236,851 |
| 20 |
2.00% |
¥430,001 |
¥103,200,200 |
¥18,200,200 |
| 20 |
2.10% |
¥434,038 |
¥104,169,113 |
¥19,169,113 |
| 20 |
2.20% |
¥438,098 |
¥105,143,578 |
¥20,143,578 |
| 20 |
2.30% |
¥442,182 |
¥106,123,587 |
¥21,123,587 |
| 20 |
2.40% |
¥446,288 |
¥107,109,128 |
¥22,109,128 |
| 20 |
2.50% |
¥450,417 |
¥108,100,190 |
¥23,100,190 |
| 20 |
2.60% |
¥454,570 |
¥109,096,763 |
¥24,096,763 |
| 20 |
2.70% |
¥458,745 |
¥110,098,833 |
¥25,098,833 |
| 20 |
2.80% |
¥462,943 |
¥111,106,390 |
¥26,106,390 |
| 20 |
2.90% |
¥467,164 |
¥112,119,420 |
¥27,119,420 |
| 20 |
3.00% |
¥471,408 |
¥113,137,910 |
¥28,137,910 |
8500万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥497,585 |
¥89,565,346 |
¥4,565,346 |
| 15 |
0.80% |
¥501,279 |
¥90,230,272 |
¥5,230,272 |
| 15 |
0.90% |
¥504,991 |
¥90,898,377 |
¥5,898,377 |
| 15 |
1.00% |
¥508,720 |
¥91,569,661 |
¥6,569,661 |
| 15 |
1.10% |
¥512,467 |
¥92,244,120 |
¥7,244,120 |
| 15 |
1.20% |
¥516,232 |
¥92,921,755 |
¥7,921,755 |
| 15 |
1.30% |
¥520,014 |
¥93,602,561 |
¥8,602,561 |
| 15 |
1.40% |
¥523,814 |
¥94,286,538 |
¥9,286,538 |
| 15 |
1.50% |
¥527,632 |
¥94,973,682 |
¥9,973,682 |
| 15 |
1.60% |
¥531,467 |
¥95,663,992 |
¥10,663,992 |
| 15 |
1.70% |
¥535,319 |
¥96,357,465 |
¥11,357,465 |
| 15 |
1.80% |
¥539,189 |
¥97,054,097 |
¥12,054,097 |
| 15 |
1.90% |
¥543,077 |
¥97,753,887 |
¥12,753,887 |
| 15 |
2.00% |
¥546,982 |
¥98,456,831 |
¥13,456,831 |
| 15 |
2.10% |
¥550,905 |
¥99,162,926 |
¥14,162,926 |
| 15 |
2.20% |
¥554,845 |
¥99,872,169 |
¥14,872,169 |
| 15 |
2.30% |
¥558,803 |
¥100,584,556 |
¥15,584,556 |
| 15 |
2.40% |
¥562,778 |
¥101,300,084 |
¥16,300,084 |
| 15 |
2.50% |
¥566,771 |
¥102,018,749 |
¥17,018,749 |
| 15 |
2.60% |
¥570,781 |
¥102,740,547 |
¥17,740,547 |
| 15 |
2.70% |
¥574,808 |
¥103,465,475 |
¥18,465,475 |
| 15 |
2.80% |
¥578,853 |
¥104,193,527 |
¥19,193,527 |
| 15 |
2.90% |
¥582,915 |
¥104,924,701 |
¥19,924,701 |
| 15 |
3.00% |
¥586,994 |
¥105,658,991 |
¥20,658,991 |
8500万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥733,621 |
¥88,034,485 |
¥3,034,485 |
| 10 |
0.80% |
¥737,280 |
¥88,473,644 |
¥3,473,644 |
| 10 |
0.90% |
¥740,952 |
¥88,914,217 |
¥3,914,217 |
| 10 |
1.00% |
¥744,635 |
¥89,356,204 |
¥4,356,204 |
| 10 |
1.10% |
¥748,330 |
¥89,799,604 |
¥4,799,604 |
| 10 |
1.20% |
¥752,037 |
¥90,244,418 |
¥5,244,418 |
| 10 |
1.30% |
¥755,755 |
¥90,690,643 |
¥5,690,643 |
| 10 |
1.40% |
¥759,486 |
¥91,138,281 |
¥6,138,281 |
| 10 |
1.50% |
¥763,228 |
¥91,587,330 |
¥6,587,330 |
| 10 |
1.60% |
¥766,982 |
¥92,037,789 |
¥7,037,789 |
| 10 |
1.70% |
¥770,747 |
¥92,489,659 |
¥7,489,659 |
| 10 |
1.80% |
¥774,524 |
¥92,942,939 |
¥7,942,939 |
| 10 |
1.90% |
¥778,314 |
¥93,397,627 |
¥8,397,627 |
| 10 |
2.00% |
¥782,114 |
¥93,853,723 |
¥8,853,723 |
| 10 |
2.10% |
¥785,927 |
¥94,311,227 |
¥9,311,227 |
| 10 |
2.20% |
¥789,751 |
¥94,770,137 |
¥9,770,137 |
| 10 |
2.30% |
¥793,587 |
¥95,230,453 |
¥10,230,453 |
| 10 |
2.40% |
¥797,435 |
¥95,692,174 |
¥10,692,174 |
| 10 |
2.50% |
¥801,294 |
¥96,155,300 |
¥11,155,300 |
| 10 |
2.60% |
¥805,165 |
¥96,619,829 |
¥11,619,829 |
| 10 |
2.70% |
¥809,048 |
¥97,085,760 |
¥12,085,760 |
| 10 |
2.80% |
¥812,942 |
¥97,553,093 |
¥12,553,093 |
| 10 |
2.90% |
¥816,849 |
¥98,021,826 |
¥13,021,826 |
| 10 |
3.00% |
¥820,766 |
¥98,491,960 |
¥13,491,960 |
