8530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8530万円の住宅ローン|期間・年数別
8530万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥168,535 |
¥101,121,123 |
¥15,821,123 |
| 50 |
0.80% |
¥172,537 |
¥103,522,366 |
¥18,222,366 |
| 50 |
0.90% |
¥176,598 |
¥105,958,552 |
¥20,658,552 |
| 50 |
1.00% |
¥180,716 |
¥108,429,528 |
¥23,129,528 |
| 50 |
1.10% |
¥184,892 |
¥110,935,127 |
¥25,635,127 |
| 50 |
1.20% |
¥189,125 |
¥113,475,163 |
¥28,175,163 |
| 50 |
1.30% |
¥193,416 |
¥116,049,437 |
¥30,749,437 |
| 50 |
1.40% |
¥197,763 |
¥118,657,733 |
¥33,357,733 |
| 50 |
1.50% |
¥202,166 |
¥121,299,820 |
¥35,999,820 |
| 50 |
1.60% |
¥206,626 |
¥123,975,453 |
¥38,675,453 |
| 50 |
1.70% |
¥211,141 |
¥126,684,372 |
¥41,384,372 |
| 50 |
1.80% |
¥215,711 |
¥129,426,304 |
¥44,126,304 |
| 50 |
1.90% |
¥220,335 |
¥132,200,961 |
¥46,900,961 |
| 50 |
2.00% |
¥225,013 |
¥135,008,044 |
¥49,708,044 |
| 50 |
2.10% |
¥229,745 |
¥137,847,240 |
¥52,547,240 |
| 50 |
2.20% |
¥234,530 |
¥140,718,226 |
¥55,418,226 |
| 50 |
2.30% |
¥239,368 |
¥143,620,665 |
¥58,320,665 |
| 50 |
2.40% |
¥244,257 |
¥146,554,211 |
¥61,254,211 |
| 50 |
2.50% |
¥249,198 |
¥149,518,507 |
¥64,218,507 |
| 50 |
2.60% |
¥254,189 |
¥152,513,186 |
¥67,213,186 |
| 50 |
2.70% |
¥259,230 |
¥155,537,872 |
¥70,237,872 |
| 50 |
2.80% |
¥264,320 |
¥158,592,180 |
¥73,292,180 |
| 50 |
2.90% |
¥269,460 |
¥161,675,717 |
¥76,375,717 |
| 50 |
3.00% |
¥274,647 |
¥164,788,083 |
¥79,488,083 |
8530万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥184,192 |
¥99,463,583 |
¥14,163,583 |
| 45 |
0.80% |
¥188,151 |
¥101,601,381 |
¥16,301,381 |
| 45 |
0.90% |
¥192,162 |
¥103,767,569 |
¥18,467,569 |
| 45 |
1.00% |
¥196,226 |
¥105,962,046 |
¥20,662,046 |
| 45 |
1.10% |
¥200,342 |
¥108,184,700 |
¥22,884,700 |
| 45 |
1.20% |
¥204,510 |
¥110,435,408 |
¥25,135,408 |
| 45 |
1.30% |
¥208,730 |
¥112,714,038 |
¥27,414,038 |
| 45 |
1.40% |
¥213,001 |
¥115,020,446 |
¥29,720,446 |
| 45 |
1.50% |
¥217,323 |
¥117,354,478 |
¥32,054,478 |
| 45 |
1.60% |
¥221,696 |
¥119,715,972 |
¥34,415,972 |
| 45 |
1.70% |
¥226,120 |
¥122,104,753 |
¥36,804,753 |
| 45 |
1.80% |
¥230,594 |
¥124,520,639 |
¥39,220,639 |
| 45 |
1.90% |
¥235,117 |
¥126,963,438 |
¥41,663,438 |
| 45 |
2.00% |
¥239,691 |
¥129,432,948 |
¥44,132,948 |
| 45 |
2.10% |
¥244,313 |
¥131,928,960 |
¥46,628,960 |
| 45 |
2.20% |
¥248,984 |
¥134,451,256 |
¥49,151,256 |
| 45 |
2.30% |
¥253,703 |
¥136,999,608 |
¥51,699,608 |
| 45 |
2.40% |
¥258,470 |
¥139,573,782 |
¥54,273,782 |
| 45 |
2.50% |
¥263,284 |
¥142,173,536 |
¥56,873,536 |
| 45 |
2.60% |
¥268,146 |
¥144,798,621 |
¥59,498,621 |
| 45 |
2.70% |
¥273,053 |
¥147,448,781 |
¥62,148,781 |
| 45 |
2.80% |
¥278,007 |
¥150,123,753 |
¥64,823,753 |
| 45 |
2.90% |
¥283,006 |
¥152,823,267 |
¥67,523,267 |
| 45 |
3.00% |
¥288,050 |
¥155,547,048 |
¥70,247,048 |
8530万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥203,799 |
¥97,823,281 |
¥12,523,281 |
| 40 |
0.80% |
¥207,714 |
¥99,702,843 |
¥14,402,843 |
| 40 |
0.90% |
¥211,677 |
¥101,604,897 |
¥16,304,897 |
| 40 |
1.00% |
¥215,686 |
¥103,529,379 |
¥18,229,379 |
| 40 |
1.10% |
¥219,742 |
¥105,476,219 |
¥20,176,219 |
| 40 |
1.20% |
¥223,844 |
¥107,445,339 |
¥22,145,339 |
| 40 |
1.30% |
¥227,993 |
¥109,436,656 |
¥24,136,656 |
| 40 |
1.40% |
¥232,188 |
¥111,450,078 |
¥26,150,078 |
| 40 |
1.50% |
¥236,428 |
¥113,485,508 |
¥28,185,508 |
| 40 |
1.60% |
¥240,714 |
¥115,542,843 |
¥30,242,843 |
| 40 |
1.70% |
¥245,046 |
¥117,621,971 |
¥32,321,971 |
| 40 |
1.80% |
¥249,422 |
¥119,722,778 |
¥34,422,778 |
| 40 |
1.90% |
¥253,844 |
¥121,845,140 |
¥36,545,140 |
| 40 |
2.00% |
¥258,310 |
¥123,988,930 |
¥38,688,930 |
| 40 |
2.10% |
¥262,821 |
¥126,154,012 |
¥40,854,012 |
| 40 |
2.20% |
¥267,376 |
¥128,340,248 |
¥43,040,248 |
| 40 |
2.30% |
¥271,974 |
¥130,547,492 |
¥45,247,492 |
| 40 |
2.40% |
¥276,616 |
¥132,775,594 |
¥47,475,594 |
| 40 |
2.50% |
¥281,301 |
¥135,024,397 |
¥49,724,397 |
| 40 |
2.60% |
¥286,029 |
¥137,293,741 |
¥51,993,741 |
| 40 |
2.70% |
¥290,799 |
¥139,583,461 |
¥54,283,461 |
| 40 |
2.80% |
¥295,611 |
¥141,893,385 |
¥56,593,385 |
| 40 |
2.90% |
¥300,465 |
¥144,223,338 |
¥58,923,338 |
| 40 |
3.00% |
¥305,361 |
¥146,573,142 |
¥61,273,142 |
8530万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥229,048 |
¥96,200,254 |
¥10,900,254 |
| 35 |
0.80% |
¥232,921 |
¥97,826,812 |
¥12,526,812 |
| 35 |
0.90% |
¥236,835 |
¥99,470,631 |
¥14,170,631 |
| 35 |
1.00% |
¥240,790 |
¥101,131,675 |
¥15,831,675 |
| 35 |
1.10% |
¥244,785 |
¥102,809,900 |
¥17,509,900 |
| 35 |
1.20% |
¥248,822 |
¥104,505,261 |
¥19,205,261 |
| 35 |
1.30% |
¥252,899 |
¥106,217,707 |
¥20,917,707 |
| 35 |
1.40% |
¥257,017 |
¥107,947,186 |
¥22,647,186 |
| 35 |
1.50% |
¥261,175 |
¥109,693,637 |
¥24,393,637 |
| 35 |
1.60% |
¥265,374 |
¥111,457,001 |
¥26,157,001 |
| 35 |
1.70% |
¥269,612 |
¥113,237,210 |
¥27,937,210 |
| 35 |
1.80% |
¥273,891 |
¥115,034,196 |
¥29,734,196 |
| 35 |
1.90% |
¥278,209 |
¥116,847,885 |
¥31,547,885 |
| 35 |
2.00% |
¥282,567 |
¥118,678,200 |
¥33,378,200 |
| 35 |
2.10% |
¥286,964 |
¥120,525,061 |
¥35,225,061 |
| 35 |
2.20% |
¥291,401 |
¥122,388,384 |
¥37,088,384 |
| 35 |
2.30% |
¥295,876 |
¥124,268,082 |
¥38,968,082 |
| 35 |
2.40% |
¥300,391 |
¥126,164,064 |
¥40,864,064 |
| 35 |
2.50% |
¥304,943 |
¥128,076,236 |
¥42,776,236 |
| 35 |
2.60% |
¥309,535 |
¥130,004,500 |
¥44,704,500 |
| 35 |
2.70% |
¥314,164 |
¥131,948,757 |
¥46,648,757 |
| 35 |
2.80% |
¥318,831 |
¥133,908,902 |
¥48,608,902 |
| 35 |
2.90% |
¥323,535 |
¥135,884,829 |
¥50,584,829 |
| 35 |
3.00% |
¥328,277 |
¥137,876,429 |
¥52,576,429 |
8530万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥262,763 |
¥94,594,533 |
¥9,294,533 |
| 30 |
0.80% |
¥266,593 |
¥95,973,342 |
¥10,673,342 |
| 30 |
0.90% |
¥270,458 |
¥97,364,859 |
¥12,064,859 |
| 30 |
1.00% |
¥274,359 |
¥98,769,064 |
¥13,469,064 |
| 30 |
1.10% |
¥278,294 |
¥100,185,933 |
¥14,885,933 |
| 30 |
1.20% |
¥282,265 |
¥101,615,442 |
¥16,315,442 |
| 30 |
1.30% |
¥286,271 |
¥103,057,562 |
¥17,757,562 |
| 30 |
1.40% |
¥290,312 |
¥104,512,263 |
¥19,212,263 |
| 30 |
1.50% |
¥294,388 |
¥105,979,514 |
¥20,679,514 |
| 30 |
1.60% |
¥298,498 |
¥107,459,281 |
¥22,159,281 |
| 30 |
1.70% |
¥302,643 |
¥108,951,527 |
¥23,651,527 |
| 30 |
1.80% |
¥306,823 |
¥110,456,214 |
¥25,156,214 |
| 30 |
1.90% |
¥311,037 |
¥111,973,302 |
¥26,673,302 |
| 30 |
2.00% |
¥315,285 |
¥113,502,748 |
¥28,202,748 |
| 30 |
2.10% |
¥319,568 |
¥115,044,507 |
¥29,744,507 |
| 30 |
2.20% |
¥323,885 |
¥116,598,534 |
¥31,298,534 |
| 30 |
2.30% |
¥328,236 |
¥118,164,780 |
¥32,864,780 |
| 30 |
2.40% |
¥332,620 |
¥119,743,195 |
¥34,443,195 |
| 30 |
2.50% |
¥337,038 |
¥121,333,726 |
¥36,033,726 |
| 30 |
2.60% |
¥341,490 |
¥122,936,319 |
¥37,636,319 |
| 30 |
2.70% |
¥345,975 |
¥124,550,918 |
¥39,250,918 |
| 30 |
2.80% |
¥350,493 |
¥126,177,466 |
¥40,877,466 |
| 30 |
2.90% |
¥355,044 |
¥127,815,902 |
¥42,515,902 |
| 30 |
3.00% |
¥359,628 |
¥129,466,167 |
¥44,166,167 |
8530万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥310,020 |
¥93,006,145 |
¥7,706,145 |
| 25 |
0.80% |
¥313,808 |
¥94,142,480 |
¥8,842,480 |
| 25 |
0.90% |
¥317,626 |
¥95,287,655 |
¥9,987,655 |
| 25 |
1.00% |
¥321,472 |
¥96,441,661 |
¥11,141,661 |
| 25 |
1.10% |
¥325,348 |
¥97,604,486 |
¥12,304,486 |
| 25 |
1.20% |
¥329,254 |
¥98,776,117 |
¥13,476,117 |
| 25 |
1.30% |
¥333,188 |
¥99,956,541 |
¥14,656,541 |
| 25 |
1.40% |
¥337,152 |
¥101,145,742 |
¥15,845,742 |
| 25 |
1.50% |
¥341,146 |
¥102,343,706 |
¥17,043,706 |
| 25 |
1.60% |
¥345,168 |
¥103,550,414 |
¥18,250,414 |
| 25 |
1.70% |
¥349,220 |
¥104,765,850 |
¥19,465,850 |
| 25 |
1.80% |
¥353,300 |
¥105,989,994 |
¥20,689,994 |
| 25 |
1.90% |
¥357,409 |
¥107,222,826 |
¥21,922,826 |
| 25 |
2.00% |
¥361,548 |
¥108,464,325 |
¥23,164,325 |
| 25 |
2.10% |
¥365,715 |
¥109,714,470 |
¥24,414,470 |
| 25 |
2.20% |
¥369,911 |
¥110,973,236 |
¥25,673,236 |
| 25 |
2.30% |
¥374,135 |
¥112,240,600 |
¥26,940,600 |
| 25 |
2.40% |
¥378,388 |
¥113,516,538 |
¥28,216,538 |
| 25 |
2.50% |
¥382,670 |
¥114,801,022 |
¥29,501,022 |
| 25 |
2.60% |
¥386,980 |
¥116,094,027 |
¥30,794,027 |
| 25 |
2.70% |
¥391,318 |
¥117,395,524 |
¥32,095,524 |
| 25 |
2.80% |
¥395,685 |
¥118,705,484 |
¥33,405,484 |
| 25 |
2.90% |
¥400,080 |
¥120,023,878 |
¥34,723,878 |
| 25 |
3.00% |
¥404,502 |
¥121,350,675 |
¥36,050,675 |
8530万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥380,980 |
¥91,435,114 |
¥6,135,114 |
| 20 |
0.80% |
¥384,726 |
¥92,334,265 |
¥7,034,265 |
| 20 |
0.90% |
¥388,496 |
¥93,239,083 |
¥7,939,083 |
| 20 |
1.00% |
¥392,290 |
¥94,149,563 |
¥8,849,563 |
| 20 |
1.10% |
¥396,107 |
¥95,065,699 |
¥9,765,699 |
| 20 |
1.20% |
¥399,948 |
¥95,987,486 |
¥10,687,486 |
| 20 |
1.30% |
¥403,812 |
¥96,914,919 |
¥11,614,919 |
| 20 |
1.40% |
¥407,700 |
¥97,847,992 |
¥12,547,992 |
| 20 |
1.50% |
¥411,611 |
¥98,786,696 |
¥13,486,696 |
| 20 |
1.60% |
¥415,546 |
¥99,731,026 |
¥14,431,026 |
| 20 |
1.70% |
¥419,504 |
¥100,680,973 |
¥15,380,973 |
| 20 |
1.80% |
¥423,486 |
¥101,636,529 |
¥16,336,529 |
| 20 |
1.90% |
¥427,490 |
¥102,597,687 |
¥17,297,687 |
| 20 |
2.00% |
¥431,518 |
¥103,564,436 |
¥18,264,436 |
| 20 |
2.10% |
¥435,570 |
¥104,536,768 |
¥19,236,768 |
| 20 |
2.20% |
¥439,644 |
¥105,514,673 |
¥20,214,673 |
| 20 |
2.30% |
¥443,742 |
¥106,498,141 |
¥21,198,141 |
| 20 |
2.40% |
¥447,863 |
¥107,487,160 |
¥22,187,160 |
| 20 |
2.50% |
¥452,007 |
¥108,481,720 |
¥23,181,720 |
| 20 |
2.60% |
¥456,174 |
¥109,481,810 |
¥24,181,810 |
| 20 |
2.70% |
¥460,364 |
¥110,487,417 |
¥25,187,417 |
| 20 |
2.80% |
¥464,577 |
¥111,498,530 |
¥26,198,530 |
| 20 |
2.90% |
¥468,813 |
¥112,515,135 |
¥27,215,135 |
| 20 |
3.00% |
¥473,072 |
¥113,537,220 |
¥28,237,220 |
8530万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥499,341 |
¥89,881,459 |
¥4,581,459 |
| 15 |
0.80% |
¥503,049 |
¥90,548,732 |
¥5,248,732 |
| 15 |
0.90% |
¥506,773 |
¥91,219,195 |
¥5,919,195 |
| 15 |
1.00% |
¥510,516 |
¥91,892,848 |
¥6,592,848 |
| 15 |
1.10% |
¥514,276 |
¥92,569,688 |
¥7,269,688 |
| 15 |
1.20% |
¥518,054 |
¥93,249,714 |
¥7,949,714 |
| 15 |
1.30% |
¥521,850 |
¥93,932,923 |
¥8,632,923 |
| 15 |
1.40% |
¥525,663 |
¥94,619,314 |
¥9,319,314 |
| 15 |
1.50% |
¥529,494 |
¥95,308,883 |
¥10,008,883 |
| 15 |
1.60% |
¥533,342 |
¥96,001,630 |
¥10,701,630 |
| 15 |
1.70% |
¥537,209 |
¥96,697,550 |
¥11,397,550 |
| 15 |
1.80% |
¥541,092 |
¥97,396,641 |
¥12,096,641 |
| 15 |
1.90% |
¥544,994 |
¥98,098,901 |
¥12,798,901 |
| 15 |
2.00% |
¥548,913 |
¥98,804,326 |
¥13,504,326 |
| 15 |
2.10% |
¥552,850 |
¥99,512,913 |
¥14,212,913 |
| 15 |
2.20% |
¥556,804 |
¥100,224,659 |
¥14,924,659 |
| 15 |
2.30% |
¥560,775 |
¥100,939,560 |
¥15,639,560 |
| 15 |
2.40% |
¥564,765 |
¥101,657,614 |
¥16,357,614 |
| 15 |
2.50% |
¥568,771 |
¥102,378,815 |
¥17,078,815 |
| 15 |
2.60% |
¥572,795 |
¥103,103,161 |
¥17,803,161 |
| 15 |
2.70% |
¥576,837 |
¥103,830,647 |
¥18,530,647 |
| 15 |
2.80% |
¥580,896 |
¥104,561,269 |
¥19,261,269 |
| 15 |
2.90% |
¥584,972 |
¥105,295,023 |
¥19,995,023 |
| 15 |
3.00% |
¥589,066 |
¥106,031,905 |
¥20,731,905 |
8530万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥736,210 |
¥88,345,195 |
¥3,045,195 |
| 10 |
0.80% |
¥739,883 |
¥88,785,904 |
¥3,485,904 |
| 10 |
0.90% |
¥743,567 |
¥89,228,032 |
¥3,928,032 |
| 10 |
1.00% |
¥747,263 |
¥89,671,579 |
¥4,371,579 |
| 10 |
1.10% |
¥750,971 |
¥90,116,544 |
¥4,816,544 |
| 10 |
1.20% |
¥754,691 |
¥90,562,927 |
¥5,262,927 |
| 10 |
1.30% |
¥758,423 |
¥91,010,728 |
¥5,710,728 |
| 10 |
1.40% |
¥762,166 |
¥91,459,945 |
¥6,159,945 |
| 10 |
1.50% |
¥765,921 |
¥91,910,579 |
¥6,610,579 |
| 10 |
1.60% |
¥769,689 |
¥92,362,629 |
¥7,062,629 |
| 10 |
1.70% |
¥773,467 |
¥92,816,093 |
¥7,516,093 |
| 10 |
1.80% |
¥777,258 |
¥93,270,972 |
¥7,970,972 |
| 10 |
1.90% |
¥781,061 |
¥93,727,265 |
¥8,427,265 |
| 10 |
2.00% |
¥784,875 |
¥94,184,971 |
¥8,884,971 |
| 10 |
2.10% |
¥788,701 |
¥94,644,090 |
¥9,344,090 |
| 10 |
2.20% |
¥792,538 |
¥95,104,620 |
¥9,804,620 |
| 10 |
2.30% |
¥796,388 |
¥95,566,561 |
¥10,266,561 |
| 10 |
2.40% |
¥800,249 |
¥96,029,911 |
¥10,729,911 |
| 10 |
2.50% |
¥804,122 |
¥96,494,671 |
¥11,194,671 |
| 10 |
2.60% |
¥808,007 |
¥96,960,840 |
¥11,660,840 |
| 10 |
2.70% |
¥811,903 |
¥97,428,416 |
¥12,128,416 |
| 10 |
2.80% |
¥815,812 |
¥97,897,398 |
¥12,597,398 |
| 10 |
2.90% |
¥819,732 |
¥98,367,786 |
¥13,067,786 |
| 10 |
3.00% |
¥823,663 |
¥98,839,578 |
¥13,539,578 |