8540万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8540万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8540万円の住宅ローン｜期間・年数別
8540万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥168,733 | ¥101,239,670 | ¥15,839,670 |
| 50 | 0.80% | ¥172,740 | ¥103,643,729 | ¥18,243,729 |
| 50 | 0.90% | ¥176,805 | ¥106,082,771 | ¥20,682,771 |
| 50 | 1.00% | ¥180,928 | ¥108,556,644 | ¥23,156,644 |
| 50 | 1.10% | ¥185,109 | ¥111,065,180 | ¥25,665,180 |
| 50 | 1.20% | ¥189,347 | ¥113,608,194 | ¥28,208,194 |
| 50 | 1.30% | ¥193,642 | ¥116,185,486 | ¥30,785,486 |
| 50 | 1.40% | ¥197,995 | ¥118,796,840 | ¥33,396,840 |
| 50 | 1.50% | ¥202,403 | ¥121,442,024 | ¥36,042,024 |
| 50 | 1.60% | ¥206,868 | ¥124,120,794 | ¥38,720,794 |
| 50 | 1.70% | ¥211,388 | ¥126,832,889 | ¥41,432,889 |
| 50 | 1.80% | ¥215,963 | ¥129,578,035 | ¥44,178,035 |
| 50 | 1.90% | ¥220,593 | ¥132,355,945 | ¥46,955,945 |
| 50 | 2.00% | ¥225,277 | ¥135,166,318 | ¥49,766,318 |
| 50 | 2.10% | ¥230,015 | ¥138,008,843 | ¥52,608,843 |
| 50 | 2.20% | ¥234,805 | ¥140,883,194 | ¥55,483,194 |
| 50 | 2.30% | ¥239,648 | ¥143,789,036 | ¥58,389,036 |
| 50 | 2.40% | ¥244,543 | ¥146,726,021 | ¥61,326,021 |
| 50 | 2.50% | ¥249,490 | ¥149,693,792 | ¥64,293,792 |
| 50 | 2.60% | ¥254,487 | ¥152,691,982 | ¥67,291,982 |
| 50 | 2.70% | ¥259,534 | ¥155,720,214 | ¥70,320,214 |
| 50 | 2.80% | ¥264,630 | ¥158,778,103 | ¥73,378,103 |
| 50 | 2.90% | ¥269,775 | ¥161,865,255 | ¥76,465,255 |
| 50 | 3.00% | ¥274,969 | ¥164,981,270 | ¥79,581,270 |
8540万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥184,408 | ¥99,580,187 | ¥14,180,187 |
| 45 | 0.80% | ¥188,371 | ¥101,720,492 | ¥16,320,492 |
| 45 | 0.90% | ¥192,387 | ¥103,889,220 | ¥18,489,220 |
| 45 | 1.00% | ¥196,456 | ¥106,086,269 | ¥20,686,269 |
| 45 | 1.10% | ¥200,577 | ¥108,311,528 | ¥22,911,528 |
| 45 | 1.20% | ¥204,750 | ¥110,564,875 | ¥25,164,875 |
| 45 | 1.30% | ¥208,974 | ¥112,846,176 | ¥27,446,176 |
| 45 | 1.40% | ¥213,251 | ¥115,155,288 | ¥29,755,288 |
| 45 | 1.50% | ¥217,578 | ¥117,492,057 | ¥32,092,057 |
| 45 | 1.60% | ¥221,956 | ¥119,856,319 | ¥34,456,319 |
| 45 | 1.70% | ¥226,385 | ¥122,247,901 | ¥36,847,901 |
| 45 | 1.80% | ¥230,864 | ¥124,666,619 | ¥39,266,619 |
| 45 | 1.90% | ¥235,393 | ¥127,112,281 | ¥41,712,281 |
| 45 | 2.00% | ¥239,972 | ¥129,584,687 | ¥44,184,687 |
| 45 | 2.10% | ¥244,599 | ¥132,083,625 | ¥46,683,625 |
| 45 | 2.20% | ¥249,276 | ¥134,608,877 | ¥49,208,877 |
| 45 | 2.30% | ¥254,000 | ¥137,160,217 | ¥51,760,217 |
| 45 | 2.40% | ¥258,773 | ¥139,737,409 | ¥54,337,409 |
| 45 | 2.50% | ¥263,593 | ¥142,340,211 | ¥56,940,211 |
| 45 | 2.60% | ¥268,460 | ¥144,968,374 | ¥59,568,374 |
| 45 | 2.70% | ¥273,373 | ¥147,621,640 | ¥62,221,640 |
| 45 | 2.80% | ¥278,333 | ¥150,299,748 | ¥64,899,748 |
| 45 | 2.90% | ¥283,338 | ¥153,002,427 | ¥67,602,427 |
| 45 | 3.00% | ¥288,388 | ¥155,729,401 | ¥70,329,401 |
8540万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥204,037 | ¥97,937,963 | ¥12,537,963 |
| 40 | 0.80% | ¥207,958 | ¥99,819,728 | ¥14,419,728 |
| 40 | 0.90% | ¥211,925 | ¥101,724,011 | ¥16,324,011 |
| 40 | 1.00% | ¥215,939 | ¥103,650,750 | ¥18,250,750 |
| 40 | 1.10% | ¥220,000 | ¥105,599,872 | ¥20,199,872 |
| 40 | 1.20% | ¥224,107 | ¥107,571,301 | ¥22,171,301 |
| 40 | 1.30% | ¥228,260 | ¥109,564,952 | ¥24,164,952 |
| 40 | 1.40% | ¥232,460 | ¥111,580,735 | ¥26,180,735 |
| 40 | 1.50% | ¥236,705 | ¥113,618,551 | ¥28,218,551 |
| 40 | 1.60% | ¥240,996 | ¥115,678,297 | ¥30,278,297 |
| 40 | 1.70% | ¥245,333 | ¥117,759,863 | ¥32,359,863 |
| 40 | 1.80% | ¥249,715 | ¥119,863,133 | ¥34,463,133 |
| 40 | 1.90% | ¥254,142 | ¥121,987,983 | ¥36,587,983 |
| 40 | 2.00% | ¥258,613 | ¥124,134,286 | ¥38,734,286 |
| 40 | 2.10% | ¥263,129 | ¥126,301,907 | ¥40,901,907 |
| 40 | 2.20% | ¥267,689 | ¥128,490,706 | ¥43,090,706 |
| 40 | 2.30% | ¥272,293 | ¥130,700,538 | ¥45,300,538 |
| 40 | 2.40% | ¥276,940 | ¥132,931,251 | ¥47,531,251 |
| 40 | 2.50% | ¥281,631 | ¥135,182,691 | ¥49,782,691 |
| 40 | 2.60% | ¥286,364 | ¥137,454,695 | ¥52,054,695 |
| 40 | 2.70% | ¥291,140 | ¥139,747,099 | ¥54,347,099 |
| 40 | 2.80% | ¥295,958 | ¥142,059,731 | ¥56,659,731 |
| 40 | 2.90% | ¥300,818 | ¥144,392,416 | ¥58,992,416 |
| 40 | 3.00% | ¥305,719 | ¥146,744,974 | ¥61,344,974 |
8540万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥229,317 | ¥96,313,033 | ¥10,913,033 |
| 35 | 0.80% | ¥233,194 | ¥97,941,497 | ¥12,541,497 |
| 35 | 0.90% | ¥237,112 | ¥99,587,244 | ¥14,187,244 |
| 35 | 1.00% | ¥241,072 | ¥101,250,234 | ¥15,850,234 |
| 35 | 1.10% | ¥245,072 | ¥102,930,427 | ¥17,530,427 |
| 35 | 1.20% | ¥249,114 | ¥104,627,776 | ¥19,227,776 |
| 35 | 1.30% | ¥253,196 | ¥106,342,230 | ¥20,942,230 |
| 35 | 1.40% | ¥257,318 | ¥108,073,736 | ¥22,673,736 |
| 35 | 1.50% | ¥261,482 | ¥109,822,235 | ¥24,422,235 |
| 35 | 1.60% | ¥265,685 | ¥111,587,665 | ¥26,187,665 |
| 35 | 1.70% | ¥269,928 | ¥113,369,962 | ¥27,969,962 |
| 35 | 1.80% | ¥274,212 | ¥115,169,054 | ¥29,769,054 |
| 35 | 1.90% | ¥278,535 | ¥116,984,869 | ¥31,584,869 |
| 35 | 2.00% | ¥282,898 | ¥118,817,330 | ¥33,417,330 |
| 35 | 2.10% | ¥287,301 | ¥120,666,357 | ¥35,266,357 |
| 35 | 2.20% | ¥291,743 | ¥122,531,864 | ¥37,131,864 |
| 35 | 2.30% | ¥296,223 | ¥124,413,766 | ¥39,013,766 |
| 35 | 2.40% | ¥300,743 | ¥126,311,970 | ¥40,911,970 |
| 35 | 2.50% | ¥305,301 | ¥128,226,384 | ¥42,826,384 |
| 35 | 2.60% | ¥309,897 | ¥130,156,909 | ¥44,756,909 |
| 35 | 2.70% | ¥314,532 | ¥132,103,444 | ¥46,703,444 |
| 35 | 2.80% | ¥319,204 | ¥134,065,887 | ¥48,665,887 |
| 35 | 2.90% | ¥323,915 | ¥136,044,131 | ¥50,644,131 |
| 35 | 3.00% | ¥328,662 | ¥138,038,066 | ¥52,638,066 |
8540万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥263,071 | ¥94,705,429 | ¥9,305,429 |
| 30 | 0.80% | ¥266,905 | ¥96,085,854 | ¥10,685,854 |
| 30 | 0.90% | ¥270,775 | ¥97,479,003 | ¥12,079,003 |
| 30 | 1.00% | ¥274,680 | ¥98,884,854 | ¥13,484,854 |
| 30 | 1.10% | ¥278,621 | ¥100,303,385 | ¥14,903,385 |
| 30 | 1.20% | ¥282,596 | ¥101,734,569 | ¥16,334,569 |
| 30 | 1.30% | ¥286,607 | ¥103,178,379 | ¥17,778,379 |
| 30 | 1.40% | ¥290,652 | ¥104,634,786 | ¥19,234,786 |
| 30 | 1.50% | ¥294,733 | ¥106,103,758 | ¥20,703,758 |
| 30 | 1.60% | ¥298,848 | ¥107,585,259 | ¥22,185,259 |
| 30 | 1.70% | ¥302,998 | ¥109,079,254 | ¥23,679,254 |
| 30 | 1.80% | ¥307,183 | ¥110,585,705 | ¥25,185,705 |
| 30 | 1.90% | ¥311,402 | ¥112,104,572 | ¥26,704,572 |
| 30 | 2.00% | ¥315,655 | ¥113,635,811 | ¥28,235,811 |
| 30 | 2.10% | ¥319,943 | ¥115,179,378 | ¥29,779,378 |
| 30 | 2.20% | ¥324,265 | ¥116,735,227 | ¥31,335,227 |
| 30 | 2.30% | ¥328,620 | ¥118,303,309 | ¥32,903,309 |
| 30 | 2.40% | ¥333,010 | ¥119,883,574 | ¥34,483,574 |
| 30 | 2.50% | ¥337,433 | ¥121,475,969 | ¥36,075,969 |
| 30 | 2.60% | ¥341,890 | ¥123,080,441 | ¥37,680,441 |
| 30 | 2.70% | ¥346,380 | ¥124,696,933 | ¥39,296,933 |
| 30 | 2.80% | ¥350,904 | ¥126,325,388 | ¥40,925,388 |
| 30 | 2.90% | ¥355,460 | ¥127,965,745 | ¥42,565,745 |
| 30 | 3.00% | ¥360,050 | ¥129,617,944 | ¥44,217,944 |
8540万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥310,384 | ¥93,115,179 | ¥7,715,179 |
| 25 | 0.80% | ¥314,176 | ¥94,252,846 | ¥8,852,846 |
| 25 | 0.90% | ¥317,998 | ¥95,399,364 | ¥9,999,364 |
| 25 | 1.00% | ¥321,849 | ¥96,554,723 | ¥11,154,723 |
| 25 | 1.10% | ¥325,730 | ¥97,718,911 | ¥12,318,911 |
| 25 | 1.20% | ¥329,640 | ¥98,891,916 | ¥13,491,916 |
| 25 | 1.30% | ¥333,579 | ¥100,073,723 | ¥14,673,723 |
| 25 | 1.40% | ¥337,548 | ¥101,264,319 | ¥15,864,319 |
| 25 | 1.50% | ¥341,546 | ¥102,463,687 | ¥17,063,687 |
| 25 | 1.60% | ¥345,573 | ¥103,671,810 | ¥18,271,810 |
| 25 | 1.70% | ¥349,629 | ¥104,888,671 | ¥19,488,671 |
| 25 | 1.80% | ¥353,714 | ¥106,114,250 | ¥20,714,250 |
| 25 | 1.90% | ¥357,828 | ¥107,348,527 | ¥21,948,527 |
| 25 | 2.00% | ¥361,972 | ¥108,591,482 | ¥23,191,482 |
| 25 | 2.10% | ¥366,144 | ¥109,843,091 | ¥24,443,091 |
| 25 | 2.20% | ¥370,344 | ¥111,103,333 | ¥25,703,333 |
| 25 | 2.30% | ¥374,574 | ¥112,372,184 | ¥26,972,184 |
| 25 | 2.40% | ¥378,832 | ¥113,649,617 | ¥28,249,617 |
| 25 | 2.50% | ¥383,119 | ¥114,935,607 | ¥29,535,607 |
| 25 | 2.60% | ¥387,434 | ¥116,230,128 | ¥30,830,128 |
| 25 | 2.70% | ¥391,777 | ¥117,533,150 | ¥32,133,150 |
| 25 | 2.80% | ¥396,149 | ¥118,844,646 | ¥33,444,646 |
| 25 | 2.90% | ¥400,549 | ¥120,164,586 | ¥34,764,586 |
| 25 | 3.00% | ¥404,976 | ¥121,492,939 | ¥36,092,939 |
8540万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥381,426 | ¥91,542,306 | ¥6,142,306 |
| 20 | 0.80% | ¥385,177 | ¥92,442,512 | ¥7,042,512 |
| 20 | 0.90% | ¥388,952 | ¥93,348,390 | ¥7,948,390 |
| 20 | 1.00% | ¥392,750 | ¥94,259,937 | ¥8,859,937 |
| 20 | 1.10% | ¥396,571 | ¥95,177,147 | ¥9,777,147 |
| 20 | 1.20% | ¥400,417 | ¥96,100,016 | ¥10,700,016 |
| 20 | 1.30% | ¥404,286 | ¥97,028,536 | ¥11,628,536 |
| 20 | 1.40% | ¥408,178 | ¥97,962,702 | ¥12,562,702 |
| 20 | 1.50% | ¥412,094 | ¥98,902,507 | ¥13,502,507 |
| 20 | 1.60% | ¥416,033 | ¥99,847,944 | ¥14,447,944 |
| 20 | 1.70% | ¥419,996 | ¥100,799,005 | ¥15,399,005 |
| 20 | 1.80% | ¥423,982 | ¥101,755,681 | ¥16,355,681 |
| 20 | 1.90% | ¥427,992 | ¥102,717,966 | ¥17,317,966 |
| 20 | 2.00% | ¥432,024 | ¥103,685,848 | ¥18,285,848 |
| 20 | 2.10% | ¥436,081 | ¥104,659,320 | ¥19,259,320 |
| 20 | 2.20% | ¥440,160 | ¥105,638,372 | ¥20,238,372 |
| 20 | 2.30% | ¥444,262 | ¥106,622,992 | ¥21,222,992 |
| 20 | 2.40% | ¥448,388 | ¥107,613,171 | ¥22,213,171 |
| 20 | 2.50% | ¥452,537 | ¥108,608,897 | ¥23,208,897 |
| 20 | 2.60% | ¥456,709 | ¥109,610,159 | ¥24,210,159 |
| 20 | 2.70% | ¥460,904 | ¥110,616,945 | ¥25,216,945 |
| 20 | 2.80% | ¥465,122 | ¥111,629,243 | ¥26,229,243 |
| 20 | 2.90% | ¥469,363 | ¥112,647,041 | ¥27,247,041 |
| 20 | 3.00% | ¥473,626 | ¥113,670,324 | ¥28,270,324 |
8540万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥499,927 | ¥89,986,830 | ¥4,586,830 |
| 15 | 0.80% | ¥503,638 | ¥90,654,885 | ¥5,254,885 |
| 15 | 0.90% | ¥507,367 | ¥91,326,134 | ¥5,926,134 |
| 15 | 1.00% | ¥511,114 | ¥92,000,577 | ¥6,600,577 |
| 15 | 1.10% | ¥514,879 | ¥92,678,210 | ¥7,278,210 |
| 15 | 1.20% | ¥518,661 | ¥93,359,033 | ¥7,959,033 |
| 15 | 1.30% | ¥522,461 | ¥94,043,044 | ¥8,643,044 |
| 15 | 1.40% | ¥526,279 | ¥94,730,239 | ¥9,330,239 |
| 15 | 1.50% | ¥530,115 | ¥95,420,617 | ¥10,020,617 |
| 15 | 1.60% | ¥533,968 | ¥96,114,175 | ¥10,714,175 |
| 15 | 1.70% | ¥537,838 | ¥96,810,911 | ¥11,410,911 |
| 15 | 1.80% | ¥541,727 | ¥97,510,822 | ¥12,110,822 |
| 15 | 1.90% | ¥545,633 | ¥98,213,905 | ¥12,813,905 |
| 15 | 2.00% | ¥549,556 | ¥98,920,157 | ¥13,520,157 |
| 15 | 2.10% | ¥553,498 | ¥99,629,575 | ¥14,229,575 |
| 15 | 2.20% | ¥557,456 | ¥100,342,156 | ¥14,942,156 |
| 15 | 2.30% | ¥561,433 | ¥101,057,895 | ¥15,657,895 |
| 15 | 2.40% | ¥565,427 | ¥101,776,790 | ¥16,376,790 |
| 15 | 2.50% | ¥569,438 | ¥102,498,837 | ¥17,098,837 |
| 15 | 2.60% | ¥573,467 | ¥103,224,032 | ¥17,824,032 |
| 15 | 2.70% | ¥577,513 | ¥103,952,371 | ¥18,552,371 |
| 15 | 2.80% | ¥581,577 | ¥104,683,850 | ¥19,283,850 |
| 15 | 2.90% | ¥585,658 | ¥105,418,464 | ¥20,018,464 |
| 15 | 3.00% | ¥589,757 | ¥106,156,210 | ¥20,756,210 |
8540万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥737,073 | ¥88,448,765 | ¥3,048,765 |
| 10 | 0.80% | ¥740,750 | ¥88,889,990 | ¥3,489,990 |
| 10 | 0.90% | ¥744,439 | ¥89,332,637 | ¥3,932,637 |
| 10 | 1.00% | ¥748,139 | ¥89,776,704 | ¥4,376,704 |
| 10 | 1.10% | ¥751,852 | ¥90,222,191 | ¥4,822,191 |
| 10 | 1.20% | ¥755,576 | ¥90,669,097 | ¥5,269,097 |
| 10 | 1.30% | ¥759,312 | ¥91,117,423 | ¥5,717,423 |
| 10 | 1.40% | ¥763,060 | ¥91,567,167 | ¥6,167,167 |
| 10 | 1.50% | ¥766,819 | ¥92,018,329 | ¥6,618,329 |
| 10 | 1.60% | ¥770,591 | ¥92,470,908 | ¥7,070,908 |
| 10 | 1.70% | ¥774,374 | ¥92,924,905 | ¥7,524,905 |
| 10 | 1.80% | ¥778,169 | ¥93,380,317 | ¥7,980,317 |
| 10 | 1.90% | ¥781,976 | ¥93,837,145 | ¥8,437,145 |
| 10 | 2.00% | ¥785,795 | ¥94,295,387 | ¥8,895,387 |
| 10 | 2.10% | ¥789,625 | ¥94,755,044 | ¥9,355,044 |
| 10 | 2.20% | ¥793,468 | ¥95,216,114 | ¥9,816,114 |
| 10 | 2.30% | ¥797,322 | ¥95,678,596 | ¥10,278,596 |
| 10 | 2.40% | ¥801,187 | ¥96,142,490 | ¥10,742,490 |
| 10 | 2.50% | ¥805,065 | ¥96,607,795 | ¥11,207,795 |
| 10 | 2.60% | ¥808,954 | ¥97,074,510 | ¥11,674,510 |
| 10 | 2.70% | ¥812,855 | ¥97,542,634 | ¥12,142,634 |
| 10 | 2.80% | ¥816,768 | ¥98,012,166 | ¥12,612,166 |
| 10 | 2.90% | ¥820,693 | ¥98,483,106 | ¥13,083,106 |
| 10 | 3.00% | ¥824,629 | ¥98,955,451 | ¥13,555,451 |
