8550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8550万円の住宅ローン｜期間・年数別
8550万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥168,930 |
¥101,358,218 |
¥15,858,218 |
| 50 |
0.80% |
¥172,942 |
¥103,765,092 |
¥18,265,092 |
| 50 |
0.90% |
¥177,012 |
¥106,206,990 |
¥20,706,990 |
| 50 |
1.00% |
¥181,140 |
¥108,683,759 |
¥23,183,759 |
| 50 |
1.10% |
¥185,325 |
¥111,195,233 |
¥25,695,233 |
| 50 |
1.20% |
¥189,569 |
¥113,741,225 |
¥28,241,225 |
| 50 |
1.30% |
¥193,869 |
¥116,321,534 |
¥30,821,534 |
| 50 |
1.40% |
¥198,227 |
¥118,935,946 |
¥33,435,946 |
| 50 |
1.50% |
¥202,640 |
¥121,584,228 |
¥36,084,228 |
| 50 |
1.60% |
¥207,110 |
¥124,266,134 |
¥38,766,134 |
| 50 |
1.70% |
¥211,636 |
¥126,981,405 |
¥41,481,405 |
| 50 |
1.80% |
¥216,216 |
¥129,729,765 |
¥44,229,765 |
| 50 |
1.90% |
¥220,852 |
¥132,510,928 |
¥47,010,928 |
| 50 |
2.00% |
¥225,541 |
¥135,324,593 |
¥49,824,593 |
| 50 |
2.10% |
¥230,284 |
¥138,170,446 |
¥52,670,446 |
| 50 |
2.20% |
¥235,080 |
¥141,048,163 |
¥55,548,163 |
| 50 |
2.30% |
¥239,929 |
¥143,957,407 |
¥58,457,407 |
| 50 |
2.40% |
¥244,830 |
¥146,897,831 |
¥61,397,831 |
| 50 |
2.50% |
¥249,782 |
¥149,869,078 |
¥64,369,078 |
| 50 |
2.60% |
¥254,785 |
¥152,870,778 |
¥67,370,778 |
| 50 |
2.70% |
¥259,838 |
¥155,902,556 |
¥70,402,556 |
| 50 |
2.80% |
¥264,940 |
¥158,964,026 |
¥73,464,026 |
| 50 |
2.90% |
¥270,091 |
¥162,054,793 |
¥76,554,793 |
| 50 |
3.00% |
¥275,291 |
¥165,174,456 |
¥79,674,456 |
8550万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥184,624 |
¥99,696,792 |
¥14,196,792 |
| 45 |
0.80% |
¥188,592 |
¥101,839,603 |
¥16,339,603 |
| 45 |
0.90% |
¥192,613 |
¥104,010,870 |
¥18,510,870 |
| 45 |
1.00% |
¥196,686 |
¥106,210,492 |
¥20,710,492 |
| 45 |
1.10% |
¥200,812 |
¥108,438,357 |
¥22,938,357 |
| 45 |
1.20% |
¥204,990 |
¥110,694,342 |
¥25,194,342 |
| 45 |
1.30% |
¥209,219 |
¥112,978,314 |
¥27,478,314 |
| 45 |
1.40% |
¥213,500 |
¥115,290,130 |
¥29,790,130 |
| 45 |
1.50% |
¥217,833 |
¥117,629,635 |
¥32,129,635 |
| 45 |
1.60% |
¥222,216 |
¥119,996,666 |
¥34,496,666 |
| 45 |
1.70% |
¥226,650 |
¥122,391,048 |
¥36,891,048 |
| 45 |
1.80% |
¥231,134 |
¥124,812,599 |
¥39,312,599 |
| 45 |
1.90% |
¥235,669 |
¥127,261,125 |
¥41,761,125 |
| 45 |
2.00% |
¥240,253 |
¥129,736,425 |
¥44,236,425 |
| 45 |
2.10% |
¥244,886 |
¥132,238,290 |
¥46,738,290 |
| 45 |
2.20% |
¥249,568 |
¥134,766,499 |
¥49,266,499 |
| 45 |
2.30% |
¥254,298 |
¥137,320,826 |
¥51,820,826 |
| 45 |
2.40% |
¥259,076 |
¥139,901,036 |
¥54,401,036 |
| 45 |
2.50% |
¥263,902 |
¥142,506,886 |
¥57,006,886 |
| 45 |
2.60% |
¥268,774 |
¥145,138,126 |
¥59,638,126 |
| 45 |
2.70% |
¥273,694 |
¥147,794,500 |
¥62,294,500 |
| 45 |
2.80% |
¥278,659 |
¥150,475,743 |
¥64,975,743 |
| 45 |
2.90% |
¥283,670 |
¥153,181,587 |
¥67,681,587 |
| 45 |
3.00% |
¥288,725 |
¥155,911,754 |
¥70,411,754 |
8550万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥204,276 |
¥98,052,644 |
¥12,552,644 |
| 40 |
0.80% |
¥208,201 |
¥99,936,613 |
¥14,436,613 |
| 40 |
0.90% |
¥212,173 |
¥101,843,126 |
¥16,343,126 |
| 40 |
1.00% |
¥216,192 |
¥103,772,121 |
¥18,272,121 |
| 40 |
1.10% |
¥220,257 |
¥105,723,525 |
¥20,223,525 |
| 40 |
1.20% |
¥224,369 |
¥107,697,263 |
¥22,197,263 |
| 40 |
1.30% |
¥228,528 |
¥109,693,248 |
¥24,193,248 |
| 40 |
1.40% |
¥232,732 |
¥111,711,391 |
¥26,211,391 |
| 40 |
1.50% |
¥236,982 |
¥113,751,594 |
¥28,251,594 |
| 40 |
1.60% |
¥241,279 |
¥115,813,752 |
¥30,313,752 |
| 40 |
1.70% |
¥245,620 |
¥117,897,756 |
¥32,397,756 |
| 40 |
1.80% |
¥250,007 |
¥120,003,488 |
¥34,503,488 |
| 40 |
1.90% |
¥254,439 |
¥122,130,826 |
¥36,630,826 |
| 40 |
2.00% |
¥258,916 |
¥124,279,642 |
¥38,779,642 |
| 40 |
2.10% |
¥263,437 |
¥126,449,801 |
¥40,949,801 |
| 40 |
2.20% |
¥268,002 |
¥128,641,163 |
¥43,141,163 |
| 40 |
2.30% |
¥272,612 |
¥130,853,583 |
¥45,353,583 |
| 40 |
2.40% |
¥277,264 |
¥133,086,908 |
¥47,586,908 |
| 40 |
2.50% |
¥281,960 |
¥135,340,984 |
¥49,840,984 |
| 40 |
2.60% |
¥286,699 |
¥137,615,649 |
¥52,115,649 |
| 40 |
2.70% |
¥291,481 |
¥139,910,737 |
¥54,410,737 |
| 40 |
2.80% |
¥296,304 |
¥142,226,077 |
¥56,726,077 |
| 40 |
2.90% |
¥301,170 |
¥144,561,494 |
¥59,061,494 |
| 40 |
3.00% |
¥306,077 |
¥146,916,807 |
¥61,416,807 |
8550万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥229,585 |
¥96,425,812 |
¥10,925,812 |
| 35 |
0.80% |
¥233,467 |
¥98,056,183 |
¥12,556,183 |
| 35 |
0.90% |
¥237,390 |
¥99,703,857 |
¥14,203,857 |
| 35 |
1.00% |
¥241,354 |
¥101,368,794 |
¥15,868,794 |
| 35 |
1.10% |
¥245,359 |
¥103,050,955 |
¥17,550,955 |
| 35 |
1.20% |
¥249,405 |
¥104,750,291 |
¥19,250,291 |
| 35 |
1.30% |
¥253,492 |
¥106,466,752 |
¥20,966,752 |
| 35 |
1.40% |
¥257,620 |
¥108,200,286 |
¥22,700,286 |
| 35 |
1.50% |
¥261,788 |
¥109,950,832 |
¥24,450,832 |
| 35 |
1.60% |
¥265,996 |
¥111,718,330 |
¥26,218,330 |
| 35 |
1.70% |
¥270,245 |
¥113,502,713 |
¥28,002,713 |
| 35 |
1.80% |
¥274,533 |
¥115,303,912 |
¥29,803,912 |
| 35 |
1.90% |
¥278,862 |
¥117,121,854 |
¥31,621,854 |
| 35 |
2.00% |
¥283,230 |
¥118,956,461 |
¥33,456,461 |
| 35 |
2.10% |
¥287,637 |
¥120,807,652 |
¥35,307,652 |
| 35 |
2.20% |
¥292,084 |
¥122,675,344 |
¥37,175,344 |
| 35 |
2.30% |
¥296,570 |
¥124,559,449 |
¥39,059,449 |
| 35 |
2.40% |
¥301,095 |
¥126,459,877 |
¥40,959,877 |
| 35 |
2.50% |
¥305,658 |
¥128,376,532 |
¥42,876,532 |
| 35 |
2.60% |
¥310,260 |
¥130,309,317 |
¥44,809,317 |
| 35 |
2.70% |
¥314,900 |
¥132,258,132 |
¥46,758,132 |
| 35 |
2.80% |
¥319,578 |
¥134,222,873 |
¥48,722,873 |
| 35 |
2.90% |
¥324,294 |
¥136,203,433 |
¥50,703,433 |
| 35 |
3.00% |
¥329,047 |
¥138,199,703 |
¥52,699,703 |
8550万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥263,379 |
¥94,816,325 |
¥9,316,325 |
| 30 |
0.80% |
¥267,218 |
¥96,198,367 |
¥10,698,367 |
| 30 |
0.90% |
¥271,092 |
¥97,593,147 |
¥12,093,147 |
| 30 |
1.00% |
¥275,002 |
¥99,000,644 |
¥13,500,644 |
| 30 |
1.10% |
¥278,947 |
¥100,420,836 |
¥14,920,836 |
| 30 |
1.20% |
¥282,927 |
¥101,853,696 |
¥16,353,696 |
| 30 |
1.30% |
¥286,942 |
¥103,299,197 |
¥17,799,197 |
| 30 |
1.40% |
¥290,993 |
¥104,757,309 |
¥19,257,309 |
| 30 |
1.50% |
¥295,078 |
¥106,228,001 |
¥20,728,001 |
| 30 |
1.60% |
¥299,198 |
¥107,711,237 |
¥22,211,237 |
| 30 |
1.70% |
¥303,353 |
¥109,206,982 |
¥23,706,982 |
| 30 |
1.80% |
¥307,542 |
¥110,715,197 |
¥25,215,197 |
| 30 |
1.90% |
¥311,766 |
¥112,235,842 |
¥26,735,842 |
| 30 |
2.00% |
¥316,025 |
¥113,768,874 |
¥28,268,874 |
| 30 |
2.10% |
¥320,317 |
¥115,314,248 |
¥29,814,248 |
| 30 |
2.20% |
¥324,644 |
¥116,871,919 |
¥31,371,919 |
| 30 |
2.30% |
¥329,005 |
¥118,441,837 |
¥32,941,837 |
| 30 |
2.40% |
¥333,400 |
¥120,023,953 |
¥34,523,953 |
| 30 |
2.50% |
¥337,828 |
¥121,618,213 |
¥36,118,213 |
| 30 |
2.60% |
¥342,290 |
¥123,224,563 |
¥37,724,563 |
| 30 |
2.70% |
¥346,786 |
¥124,842,948 |
¥39,342,948 |
| 30 |
2.80% |
¥351,315 |
¥126,473,310 |
¥40,973,310 |
| 30 |
2.90% |
¥355,877 |
¥128,115,588 |
¥42,615,588 |
| 30 |
3.00% |
¥360,471 |
¥129,769,722 |
¥44,269,722 |
8550万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥310,747 |
¥93,224,213 |
¥7,724,213 |
| 25 |
0.80% |
¥314,544 |
¥94,363,212 |
¥8,863,212 |
| 25 |
0.90% |
¥318,370 |
¥95,511,073 |
¥10,011,073 |
| 25 |
1.00% |
¥322,226 |
¥96,667,785 |
¥11,167,785 |
| 25 |
1.10% |
¥326,111 |
¥97,833,336 |
¥12,333,336 |
| 25 |
1.20% |
¥330,026 |
¥99,007,714 |
¥13,507,714 |
| 25 |
1.30% |
¥333,970 |
¥100,190,906 |
¥14,690,906 |
| 25 |
1.40% |
¥337,943 |
¥101,382,895 |
¥15,882,895 |
| 25 |
1.50% |
¥341,946 |
¥102,583,668 |
¥17,083,668 |
| 25 |
1.60% |
¥345,977 |
¥103,793,206 |
¥18,293,206 |
| 25 |
1.70% |
¥350,038 |
¥105,011,491 |
¥19,511,491 |
| 25 |
1.80% |
¥354,128 |
¥106,238,505 |
¥20,738,505 |
| 25 |
1.90% |
¥358,247 |
¥107,474,228 |
¥21,974,228 |
| 25 |
2.00% |
¥362,395 |
¥108,718,638 |
¥23,218,638 |
| 25 |
2.10% |
¥366,572 |
¥109,971,713 |
¥24,471,713 |
| 25 |
2.20% |
¥370,778 |
¥111,233,431 |
¥25,733,431 |
| 25 |
2.30% |
¥375,013 |
¥112,503,767 |
¥27,003,767 |
| 25 |
2.40% |
¥379,276 |
¥113,782,696 |
¥28,282,696 |
| 25 |
2.50% |
¥383,567 |
¥115,070,192 |
¥29,570,192 |
| 25 |
2.60% |
¥387,887 |
¥116,366,229 |
¥30,866,229 |
| 25 |
2.70% |
¥392,236 |
¥117,670,777 |
¥32,170,777 |
| 25 |
2.80% |
¥396,613 |
¥118,983,809 |
¥33,483,809 |
| 25 |
2.90% |
¥401,018 |
¥120,305,294 |
¥34,805,294 |
| 25 |
3.00% |
¥405,451 |
¥121,635,202 |
¥36,135,202 |
8550万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥381,873 |
¥91,649,499 |
¥6,149,499 |
| 20 |
0.80% |
¥385,628 |
¥92,550,758 |
¥7,050,758 |
| 20 |
0.90% |
¥389,407 |
¥93,457,698 |
¥7,957,698 |
| 20 |
1.00% |
¥393,210 |
¥94,370,312 |
¥8,870,312 |
| 20 |
1.10% |
¥397,036 |
¥95,288,596 |
¥9,788,596 |
| 20 |
1.20% |
¥400,886 |
¥96,212,545 |
¥10,712,545 |
| 20 |
1.30% |
¥404,759 |
¥97,142,153 |
¥11,642,153 |
| 20 |
1.40% |
¥408,656 |
¥98,077,412 |
¥12,577,412 |
| 20 |
1.50% |
¥412,576 |
¥99,018,318 |
¥13,518,318 |
| 20 |
1.60% |
¥416,520 |
¥99,964,862 |
¥14,464,862 |
| 20 |
1.70% |
¥420,488 |
¥100,917,036 |
¥15,417,036 |
| 20 |
1.80% |
¥424,478 |
¥101,874,833 |
¥16,374,833 |
| 20 |
1.90% |
¥428,493 |
¥102,838,244 |
¥17,338,244 |
| 20 |
2.00% |
¥432,530 |
¥103,807,260 |
¥18,307,260 |
| 20 |
2.10% |
¥436,591 |
¥104,781,872 |
¥19,281,872 |
| 20 |
2.20% |
¥440,675 |
¥105,762,070 |
¥20,262,070 |
| 20 |
2.30% |
¥444,783 |
¥106,747,843 |
¥21,247,843 |
| 20 |
2.40% |
¥448,913 |
¥107,739,181 |
¥22,239,181 |
| 20 |
2.50% |
¥453,067 |
¥108,736,074 |
¥23,236,074 |
| 20 |
2.60% |
¥457,244 |
¥109,738,508 |
¥24,238,508 |
| 20 |
2.70% |
¥461,444 |
¥110,746,473 |
¥25,246,473 |
| 20 |
2.80% |
¥465,666 |
¥111,759,957 |
¥26,259,957 |
| 20 |
2.90% |
¥469,912 |
¥112,778,946 |
¥27,278,946 |
| 20 |
3.00% |
¥474,181 |
¥113,803,427 |
¥28,303,427 |
8550万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥500,512 |
¥90,092,201 |
¥4,592,201 |
| 15 |
0.80% |
¥504,228 |
¥90,761,038 |
¥5,261,038 |
| 15 |
0.90% |
¥507,962 |
¥91,433,074 |
¥5,933,074 |
| 15 |
1.00% |
¥511,713 |
¥92,108,306 |
¥6,608,306 |
| 15 |
1.10% |
¥515,482 |
¥92,786,733 |
¥7,286,733 |
| 15 |
1.20% |
¥519,269 |
¥93,468,353 |
¥7,968,353 |
| 15 |
1.30% |
¥523,073 |
¥94,153,164 |
¥8,653,164 |
| 15 |
1.40% |
¥526,895 |
¥94,841,164 |
¥9,341,164 |
| 15 |
1.50% |
¥530,735 |
¥95,532,351 |
¥10,032,351 |
| 15 |
1.60% |
¥534,593 |
¥96,226,721 |
¥10,726,721 |
| 15 |
1.70% |
¥538,468 |
¥96,924,273 |
¥11,424,273 |
| 15 |
1.80% |
¥542,361 |
¥97,625,004 |
¥12,125,004 |
| 15 |
1.90% |
¥546,272 |
¥98,328,910 |
¥12,828,910 |
| 15 |
2.00% |
¥550,200 |
¥99,035,989 |
¥13,535,989 |
| 15 |
2.10% |
¥554,146 |
¥99,746,238 |
¥14,246,238 |
| 15 |
2.20% |
¥558,109 |
¥100,459,652 |
¥14,959,652 |
| 15 |
2.30% |
¥562,090 |
¥101,176,230 |
¥15,676,230 |
| 15 |
2.40% |
¥566,089 |
¥101,895,967 |
¥16,395,967 |
| 15 |
2.50% |
¥570,105 |
¥102,618,859 |
¥17,118,859 |
| 15 |
2.60% |
¥574,138 |
¥103,344,903 |
¥17,844,903 |
| 15 |
2.70% |
¥578,189 |
¥104,074,095 |
¥18,574,095 |
| 15 |
2.80% |
¥582,258 |
¥104,806,430 |
¥19,306,430 |
| 15 |
2.90% |
¥586,344 |
¥105,541,905 |
¥20,041,905 |
| 15 |
3.00% |
¥590,447 |
¥106,280,514 |
¥20,780,514 |
8550万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥737,936 |
¥88,552,335 |
¥3,052,335 |
| 10 |
0.80% |
¥741,617 |
¥88,994,077 |
¥3,494,077 |
| 10 |
0.90% |
¥745,310 |
¥89,437,242 |
¥3,937,242 |
| 10 |
1.00% |
¥749,015 |
¥89,881,829 |
¥4,381,829 |
| 10 |
1.10% |
¥752,732 |
¥90,327,837 |
¥4,827,837 |
| 10 |
1.20% |
¥756,461 |
¥90,775,267 |
¥5,275,267 |
| 10 |
1.30% |
¥760,201 |
¥91,224,118 |
¥5,724,118 |
| 10 |
1.40% |
¥763,953 |
¥91,674,388 |
¥6,174,388 |
| 10 |
1.50% |
¥767,717 |
¥92,126,079 |
¥6,626,079 |
| 10 |
1.60% |
¥771,493 |
¥92,579,188 |
¥7,079,188 |
| 10 |
1.70% |
¥775,281 |
¥93,033,716 |
¥7,533,716 |
| 10 |
1.80% |
¥779,081 |
¥93,489,662 |
¥7,989,662 |
| 10 |
1.90% |
¥782,892 |
¥93,947,024 |
¥8,447,024 |
| 10 |
2.00% |
¥786,715 |
¥94,405,804 |
¥8,905,804 |
| 10 |
2.10% |
¥790,550 |
¥94,865,998 |
¥9,365,998 |
| 10 |
2.20% |
¥794,397 |
¥95,327,608 |
¥9,827,608 |
| 10 |
2.30% |
¥798,255 |
¥95,790,632 |
¥10,290,632 |
| 10 |
2.40% |
¥802,126 |
¥96,255,069 |
¥10,755,069 |
| 10 |
2.50% |
¥806,008 |
¥96,720,919 |
¥11,220,919 |
| 10 |
2.60% |
¥809,902 |
¥97,188,181 |
¥11,688,181 |
| 10 |
2.70% |
¥813,807 |
¥97,656,853 |
¥12,156,853 |
| 10 |
2.80% |
¥817,724 |
¥98,126,935 |
¥12,626,935 |
| 10 |
2.90% |
¥821,654 |
¥98,598,425 |
¥13,098,425 |
| 10 |
3.00% |
¥825,594 |
¥99,071,324 |
¥13,571,324 |
