8580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8580万円の住宅ローン｜期間・年数別
8580万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥169,523 |
¥101,713,861 |
¥15,913,861 |
| 50 |
0.80% |
¥173,549 |
¥104,129,180 |
¥18,329,180 |
| 50 |
0.90% |
¥177,633 |
¥106,579,646 |
¥20,779,646 |
| 50 |
1.00% |
¥181,775 |
¥109,065,106 |
¥23,265,106 |
| 50 |
1.10% |
¥185,976 |
¥111,585,392 |
¥25,785,392 |
| 50 |
1.20% |
¥190,234 |
¥114,140,317 |
¥28,340,317 |
| 50 |
1.30% |
¥194,549 |
¥116,729,680 |
¥30,929,680 |
| 50 |
1.40% |
¥198,922 |
¥119,353,265 |
¥33,553,265 |
| 50 |
1.50% |
¥203,351 |
¥122,010,839 |
¥36,210,839 |
| 50 |
1.60% |
¥207,837 |
¥124,702,156 |
¥38,902,156 |
| 50 |
1.70% |
¥212,378 |
¥127,426,954 |
¥41,626,954 |
| 50 |
1.80% |
¥216,975 |
¥130,184,957 |
¥44,384,957 |
| 50 |
1.90% |
¥221,626 |
¥132,975,879 |
¥47,175,879 |
| 50 |
2.00% |
¥226,332 |
¥135,799,416 |
¥49,999,416 |
| 50 |
2.10% |
¥231,092 |
¥138,655,255 |
¥52,855,255 |
| 50 |
2.20% |
¥235,905 |
¥141,543,069 |
¥55,743,069 |
| 50 |
2.30% |
¥240,771 |
¥144,462,521 |
¥58,662,521 |
| 50 |
2.40% |
¥245,689 |
¥147,413,262 |
¥61,613,262 |
| 50 |
2.50% |
¥250,658 |
¥150,394,934 |
¥64,594,934 |
| 50 |
2.60% |
¥255,679 |
¥153,407,167 |
¥67,607,167 |
| 50 |
2.70% |
¥260,749 |
¥156,449,582 |
¥70,649,582 |
| 50 |
2.80% |
¥265,870 |
¥159,521,794 |
¥73,721,794 |
| 50 |
2.90% |
¥271,039 |
¥162,623,406 |
¥76,823,406 |
| 50 |
3.00% |
¥276,257 |
¥165,754,016 |
¥79,954,016 |
8580万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥185,271 |
¥100,046,605 |
¥14,246,605 |
| 45 |
0.80% |
¥189,254 |
¥102,196,935 |
¥16,396,935 |
| 45 |
0.90% |
¥193,289 |
¥104,375,820 |
¥18,575,820 |
| 45 |
1.00% |
¥197,376 |
¥106,583,160 |
¥20,783,160 |
| 45 |
1.10% |
¥201,516 |
¥108,818,842 |
¥23,018,842 |
| 45 |
1.20% |
¥205,709 |
¥111,082,743 |
¥25,282,743 |
| 45 |
1.30% |
¥209,953 |
¥113,374,729 |
¥27,574,729 |
| 45 |
1.40% |
¥214,249 |
¥115,694,657 |
¥29,894,657 |
| 45 |
1.50% |
¥218,597 |
¥118,042,371 |
¥32,242,371 |
| 45 |
1.60% |
¥222,996 |
¥120,417,707 |
¥34,617,707 |
| 45 |
1.70% |
¥227,445 |
¥122,820,490 |
¥37,020,490 |
| 45 |
1.80% |
¥231,945 |
¥125,250,537 |
¥39,450,537 |
| 45 |
1.90% |
¥236,496 |
¥127,707,655 |
¥41,907,655 |
| 45 |
2.00% |
¥241,096 |
¥130,191,641 |
¥44,391,641 |
| 45 |
2.10% |
¥245,745 |
¥132,702,284 |
¥46,902,284 |
| 45 |
2.20% |
¥250,443 |
¥135,239,364 |
¥49,439,364 |
| 45 |
2.30% |
¥255,190 |
¥137,802,653 |
¥52,002,653 |
| 45 |
2.40% |
¥259,985 |
¥140,391,916 |
¥54,591,916 |
| 45 |
2.50% |
¥264,828 |
¥143,006,910 |
¥57,206,910 |
| 45 |
2.60% |
¥269,717 |
¥145,647,382 |
¥59,847,382 |
| 45 |
2.70% |
¥274,654 |
¥148,313,077 |
¥62,513,077 |
| 45 |
2.80% |
¥279,637 |
¥151,003,728 |
¥65,203,728 |
| 45 |
2.90% |
¥284,665 |
¥153,719,066 |
¥67,919,066 |
| 45 |
3.00% |
¥289,739 |
¥156,458,813 |
¥70,658,813 |
8580万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥204,993 |
¥98,396,689 |
¥12,596,689 |
| 40 |
0.80% |
¥208,932 |
¥100,287,268 |
¥14,487,268 |
| 40 |
0.90% |
¥212,918 |
¥102,200,471 |
¥16,400,471 |
| 40 |
1.00% |
¥216,950 |
¥104,136,233 |
¥18,336,233 |
| 40 |
1.10% |
¥221,030 |
¥106,094,485 |
¥20,294,485 |
| 40 |
1.20% |
¥225,157 |
¥108,075,148 |
¥22,275,148 |
| 40 |
1.30% |
¥229,329 |
¥110,078,137 |
¥24,278,137 |
| 40 |
1.40% |
¥233,549 |
¥112,103,361 |
¥26,303,361 |
| 40 |
1.50% |
¥237,814 |
¥114,150,722 |
¥28,350,722 |
| 40 |
1.60% |
¥242,125 |
¥116,220,116 |
¥30,420,116 |
| 40 |
1.70% |
¥246,482 |
¥118,311,432 |
¥32,511,432 |
| 40 |
1.80% |
¥250,884 |
¥120,424,553 |
¥34,624,553 |
| 40 |
1.90% |
¥255,332 |
¥122,559,356 |
¥36,759,356 |
| 40 |
2.00% |
¥259,824 |
¥124,715,711 |
¥38,915,711 |
| 40 |
2.10% |
¥264,361 |
¥126,893,485 |
¥41,093,485 |
| 40 |
2.20% |
¥268,943 |
¥129,092,536 |
¥43,292,536 |
| 40 |
2.30% |
¥273,568 |
¥131,312,718 |
¥45,512,718 |
| 40 |
2.40% |
¥278,237 |
¥133,553,880 |
¥47,753,880 |
| 40 |
2.50% |
¥282,950 |
¥135,815,865 |
¥50,015,865 |
| 40 |
2.60% |
¥287,705 |
¥138,098,511 |
¥52,298,511 |
| 40 |
2.70% |
¥292,503 |
¥140,401,652 |
¥54,601,652 |
| 40 |
2.80% |
¥297,344 |
¥142,725,116 |
¥56,925,116 |
| 40 |
2.90% |
¥302,227 |
¥145,068,727 |
¥59,268,727 |
| 40 |
3.00% |
¥307,151 |
¥147,432,304 |
¥61,632,304 |
8580万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥230,391 |
¥96,764,148 |
¥10,964,148 |
| 35 |
0.80% |
¥234,286 |
¥98,400,240 |
¥12,600,240 |
| 35 |
0.90% |
¥238,223 |
¥100,053,695 |
¥14,253,695 |
| 35 |
1.00% |
¥242,201 |
¥101,724,474 |
¥15,924,474 |
| 35 |
1.10% |
¥246,220 |
¥103,412,537 |
¥17,612,537 |
| 35 |
1.20% |
¥250,281 |
¥105,117,836 |
¥19,317,836 |
| 35 |
1.30% |
¥254,382 |
¥106,840,320 |
¥21,040,320 |
| 35 |
1.40% |
¥258,524 |
¥108,579,936 |
¥22,779,936 |
| 35 |
1.50% |
¥262,706 |
¥110,336,625 |
¥24,536,625 |
| 35 |
1.60% |
¥266,929 |
¥112,110,324 |
¥26,310,324 |
| 35 |
1.70% |
¥271,193 |
¥113,900,969 |
¥28,100,969 |
| 35 |
1.80% |
¥275,496 |
¥115,708,488 |
¥29,908,488 |
| 35 |
1.90% |
¥279,840 |
¥117,532,808 |
¥31,732,808 |
| 35 |
2.00% |
¥284,223 |
¥119,373,852 |
¥33,573,852 |
| 35 |
2.10% |
¥288,647 |
¥121,231,539 |
¥35,431,539 |
| 35 |
2.20% |
¥293,109 |
¥123,105,784 |
¥37,305,784 |
| 35 |
2.30% |
¥297,611 |
¥124,996,500 |
¥39,196,500 |
| 35 |
2.40% |
¥302,151 |
¥126,903,596 |
¥41,103,596 |
| 35 |
2.50% |
¥306,731 |
¥128,826,976 |
¥43,026,976 |
| 35 |
2.60% |
¥311,349 |
¥130,766,543 |
¥44,966,543 |
| 35 |
2.70% |
¥316,005 |
¥132,722,196 |
¥46,922,196 |
| 35 |
2.80% |
¥320,700 |
¥134,693,831 |
¥48,893,831 |
| 35 |
2.90% |
¥325,432 |
¥136,681,340 |
¥50,881,340 |
| 35 |
3.00% |
¥330,201 |
¥138,684,614 |
¥52,884,614 |
8580万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥264,303 |
¥95,149,014 |
¥9,349,014 |
| 30 |
0.80% |
¥268,155 |
¥96,535,905 |
¥10,735,905 |
| 30 |
0.90% |
¥272,043 |
¥97,935,579 |
¥12,135,579 |
| 30 |
1.00% |
¥275,967 |
¥99,348,015 |
¥13,548,015 |
| 30 |
1.10% |
¥279,926 |
¥100,773,190 |
¥14,973,190 |
| 30 |
1.20% |
¥283,920 |
¥102,211,077 |
¥16,411,077 |
| 30 |
1.30% |
¥287,949 |
¥103,661,651 |
¥17,861,651 |
| 30 |
1.40% |
¥292,014 |
¥105,124,879 |
¥19,324,879 |
| 30 |
1.50% |
¥296,113 |
¥106,600,731 |
¥20,800,731 |
| 30 |
1.60% |
¥300,248 |
¥108,089,171 |
¥22,289,171 |
| 30 |
1.70% |
¥304,417 |
¥109,590,164 |
¥23,790,164 |
| 30 |
1.80% |
¥308,621 |
¥111,103,671 |
¥25,303,671 |
| 30 |
1.90% |
¥312,860 |
¥112,629,652 |
¥26,829,652 |
| 30 |
2.00% |
¥317,134 |
¥114,168,063 |
¥28,368,063 |
| 30 |
2.10% |
¥321,441 |
¥115,718,860 |
¥29,918,860 |
| 30 |
2.20% |
¥325,783 |
¥117,281,996 |
¥31,481,996 |
| 30 |
2.30% |
¥330,160 |
¥118,857,423 |
¥33,057,423 |
| 30 |
2.40% |
¥334,570 |
¥120,445,089 |
¥34,645,089 |
| 30 |
2.50% |
¥339,014 |
¥122,044,943 |
¥36,244,943 |
| 30 |
2.60% |
¥343,491 |
¥123,656,930 |
¥37,856,930 |
| 30 |
2.70% |
¥348,003 |
¥125,280,994 |
¥39,480,994 |
| 30 |
2.80% |
¥352,547 |
¥126,917,076 |
¥41,117,076 |
| 30 |
2.90% |
¥357,125 |
¥128,565,116 |
¥42,765,116 |
| 30 |
3.00% |
¥361,736 |
¥130,225,054 |
¥44,425,054 |
8580万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥311,838 |
¥93,551,316 |
¥7,751,316 |
| 25 |
0.80% |
¥315,648 |
¥94,694,311 |
¥8,894,311 |
| 25 |
0.90% |
¥319,487 |
¥95,846,199 |
¥10,046,199 |
| 25 |
1.00% |
¥323,357 |
¥97,006,970 |
¥11,206,970 |
| 25 |
1.10% |
¥327,255 |
¥98,176,611 |
¥12,376,611 |
| 25 |
1.20% |
¥331,184 |
¥99,355,110 |
¥13,555,110 |
| 25 |
1.30% |
¥335,142 |
¥100,542,453 |
¥14,742,453 |
| 25 |
1.40% |
¥339,129 |
¥101,738,625 |
¥15,938,625 |
| 25 |
1.50% |
¥343,145 |
¥102,943,610 |
¥17,143,610 |
| 25 |
1.60% |
¥347,191 |
¥104,157,392 |
¥18,357,392 |
| 25 |
1.70% |
¥351,267 |
¥105,379,952 |
¥19,579,952 |
| 25 |
1.80% |
¥355,371 |
¥106,611,272 |
¥20,811,272 |
| 25 |
1.90% |
¥359,504 |
¥107,851,330 |
¥22,051,330 |
| 25 |
2.00% |
¥363,667 |
¥109,100,107 |
¥23,300,107 |
| 25 |
2.10% |
¥367,859 |
¥110,357,579 |
¥24,557,579 |
| 25 |
2.20% |
¥372,079 |
¥111,623,724 |
¥25,823,724 |
| 25 |
2.30% |
¥376,328 |
¥112,898,517 |
¥27,098,517 |
| 25 |
2.40% |
¥380,606 |
¥114,181,934 |
¥28,381,934 |
| 25 |
2.50% |
¥384,913 |
¥115,473,947 |
¥29,673,947 |
| 25 |
2.60% |
¥389,248 |
¥116,774,531 |
¥30,974,531 |
| 25 |
2.70% |
¥393,612 |
¥118,083,657 |
¥32,283,657 |
| 25 |
2.80% |
¥398,004 |
¥119,401,296 |
¥33,601,296 |
| 25 |
2.90% |
¥402,425 |
¥120,727,418 |
¥34,927,418 |
| 25 |
3.00% |
¥406,873 |
¥122,061,992 |
¥36,261,992 |
8580万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥383,213 |
¥91,971,076 |
¥6,171,076 |
| 20 |
0.80% |
¥386,981 |
¥92,875,498 |
¥7,075,498 |
| 20 |
0.90% |
¥390,773 |
¥93,785,619 |
¥7,985,619 |
| 20 |
1.00% |
¥394,589 |
¥94,701,436 |
¥8,901,436 |
| 20 |
1.10% |
¥398,429 |
¥95,622,942 |
¥9,822,942 |
| 20 |
1.20% |
¥402,292 |
¥96,550,133 |
¥10,750,133 |
| 20 |
1.30% |
¥406,179 |
¥97,483,002 |
¥11,683,002 |
| 20 |
1.40% |
¥410,090 |
¥98,421,544 |
¥12,621,544 |
| 20 |
1.50% |
¥414,024 |
¥99,365,751 |
¥13,565,751 |
| 20 |
1.60% |
¥417,982 |
¥100,315,616 |
¥14,515,616 |
| 20 |
1.70% |
¥421,963 |
¥101,271,131 |
¥15,471,131 |
| 20 |
1.80% |
¥425,968 |
¥102,232,289 |
¥16,432,289 |
| 20 |
1.90% |
¥429,996 |
¥103,199,080 |
¥17,399,080 |
| 20 |
2.00% |
¥434,048 |
¥104,171,496 |
¥18,371,496 |
| 20 |
2.10% |
¥438,123 |
¥105,149,528 |
¥19,349,528 |
| 20 |
2.20% |
¥442,222 |
¥106,133,165 |
¥20,333,165 |
| 20 |
2.30% |
¥446,343 |
¥107,122,397 |
¥21,322,397 |
| 20 |
2.40% |
¥450,488 |
¥108,117,214 |
¥22,317,214 |
| 20 |
2.50% |
¥454,657 |
¥109,117,604 |
¥23,317,604 |
| 20 |
2.60% |
¥458,848 |
¥110,123,556 |
¥24,323,556 |
| 20 |
2.70% |
¥463,063 |
¥111,135,058 |
¥25,335,058 |
| 20 |
2.80% |
¥467,300 |
¥112,152,097 |
¥26,352,097 |
| 20 |
2.90% |
¥471,561 |
¥113,174,661 |
¥27,374,661 |
| 20 |
3.00% |
¥475,845 |
¥114,202,737 |
¥28,402,737 |
8580万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥502,268 |
¥90,408,314 |
¥4,608,314 |
| 15 |
0.80% |
¥505,997 |
¥91,079,498 |
¥5,279,498 |
| 15 |
0.90% |
¥509,744 |
¥91,753,891 |
¥5,953,891 |
| 15 |
1.00% |
¥513,508 |
¥92,431,493 |
¥6,631,493 |
| 15 |
1.10% |
¥517,291 |
¥93,112,300 |
¥7,312,300 |
| 15 |
1.20% |
¥521,091 |
¥93,796,312 |
¥7,996,312 |
| 15 |
1.30% |
¥524,908 |
¥94,483,526 |
¥8,683,526 |
| 15 |
1.40% |
¥528,744 |
¥95,173,940 |
¥9,373,940 |
| 15 |
1.50% |
¥532,598 |
¥95,867,552 |
¥10,067,552 |
| 15 |
1.60% |
¥536,469 |
¥96,564,359 |
¥10,764,359 |
| 15 |
1.70% |
¥540,358 |
¥97,264,358 |
¥11,464,358 |
| 15 |
1.80% |
¥544,264 |
¥97,967,548 |
¥12,167,548 |
| 15 |
1.90% |
¥548,188 |
¥98,673,924 |
¥12,873,924 |
| 15 |
2.00% |
¥552,130 |
¥99,383,484 |
¥13,583,484 |
| 15 |
2.10% |
¥556,090 |
¥100,096,224 |
¥14,296,224 |
| 15 |
2.20% |
¥560,067 |
¥100,812,142 |
¥15,012,142 |
| 15 |
2.30% |
¥564,062 |
¥101,531,234 |
¥15,731,234 |
| 15 |
2.40% |
¥568,075 |
¥102,253,497 |
¥16,453,497 |
| 15 |
2.50% |
¥572,105 |
¥102,978,925 |
¥17,178,925 |
| 15 |
2.60% |
¥576,153 |
¥103,707,517 |
¥17,907,517 |
| 15 |
2.70% |
¥580,218 |
¥104,439,267 |
¥18,639,267 |
| 15 |
2.80% |
¥584,301 |
¥105,174,172 |
¥19,374,172 |
| 15 |
2.90% |
¥588,401 |
¥105,912,227 |
¥20,112,227 |
| 15 |
3.00% |
¥592,519 |
¥106,653,429 |
¥20,853,429 |
8580万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥740,525 |
¥88,863,044 |
¥3,063,044 |
| 10 |
0.80% |
¥744,219 |
¥89,306,337 |
¥3,506,337 |
| 10 |
0.90% |
¥747,925 |
¥89,751,056 |
¥3,951,056 |
| 10 |
1.00% |
¥751,643 |
¥90,197,203 |
¥4,397,203 |
| 10 |
1.10% |
¥755,373 |
¥90,644,777 |
¥4,844,777 |
| 10 |
1.20% |
¥759,115 |
¥91,093,777 |
¥5,293,777 |
| 10 |
1.30% |
¥762,868 |
¥91,544,202 |
¥5,744,202 |
| 10 |
1.40% |
¥766,634 |
¥91,996,053 |
¥6,196,053 |
| 10 |
1.50% |
¥770,411 |
¥92,449,328 |
¥6,649,328 |
| 10 |
1.60% |
¥774,200 |
¥92,904,027 |
¥7,104,027 |
| 10 |
1.70% |
¥778,001 |
¥93,360,150 |
¥7,560,150 |
| 10 |
1.80% |
¥781,814 |
¥93,817,696 |
¥8,017,696 |
| 10 |
1.90% |
¥785,639 |
¥94,276,663 |
¥8,476,663 |
| 10 |
2.00% |
¥789,475 |
¥94,737,052 |
¥8,937,052 |
| 10 |
2.10% |
¥793,324 |
¥95,198,862 |
¥9,398,862 |
| 10 |
2.20% |
¥797,184 |
¥95,662,091 |
¥9,862,091 |
| 10 |
2.30% |
¥801,056 |
¥96,126,740 |
¥10,326,740 |
| 10 |
2.40% |
¥804,940 |
¥96,592,806 |
¥10,792,806 |
| 10 |
2.50% |
¥808,836 |
¥97,060,291 |
¥11,260,291 |
| 10 |
2.60% |
¥812,743 |
¥97,529,192 |
¥11,729,192 |
| 10 |
2.70% |
¥816,663 |
¥97,999,508 |
¥12,199,508 |
| 10 |
2.80% |
¥820,594 |
¥98,471,240 |
¥12,671,240 |
| 10 |
2.90% |
¥824,537 |
¥98,944,385 |
¥13,144,385 |
| 10 |
3.00% |
¥828,491 |
¥99,418,943 |
¥13,618,943 |
