8580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8580万円の住宅ローン｜期間・年数別
8580万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥169,523 | ¥101,713,861 | ¥15,913,861 |
| 50 | 0.80% | ¥173,549 | ¥104,129,180 | ¥18,329,180 |
| 50 | 0.90% | ¥177,633 | ¥106,579,646 | ¥20,779,646 |
| 50 | 1.00% | ¥181,775 | ¥109,065,106 | ¥23,265,106 |
| 50 | 1.10% | ¥185,976 | ¥111,585,392 | ¥25,785,392 |
| 50 | 1.20% | ¥190,234 | ¥114,140,317 | ¥28,340,317 |
| 50 | 1.30% | ¥194,549 | ¥116,729,680 | ¥30,929,680 |
| 50 | 1.40% | ¥198,922 | ¥119,353,265 | ¥33,553,265 |
| 50 | 1.50% | ¥203,351 | ¥122,010,839 | ¥36,210,839 |
| 50 | 1.60% | ¥207,837 | ¥124,702,156 | ¥38,902,156 |
| 50 | 1.70% | ¥212,378 | ¥127,426,954 | ¥41,626,954 |
| 50 | 1.80% | ¥216,975 | ¥130,184,957 | ¥44,384,957 |
| 50 | 1.90% | ¥221,626 | ¥132,975,879 | ¥47,175,879 |
| 50 | 2.00% | ¥226,332 | ¥135,799,416 | ¥49,999,416 |
| 50 | 2.10% | ¥231,092 | ¥138,655,255 | ¥52,855,255 |
| 50 | 2.20% | ¥235,905 | ¥141,543,069 | ¥55,743,069 |
| 50 | 2.30% | ¥240,771 | ¥144,462,521 | ¥58,662,521 |
| 50 | 2.40% | ¥245,689 | ¥147,413,262 | ¥61,613,262 |
| 50 | 2.50% | ¥250,658 | ¥150,394,934 | ¥64,594,934 |
| 50 | 2.60% | ¥255,679 | ¥153,407,167 | ¥67,607,167 |
| 50 | 2.70% | ¥260,749 | ¥156,449,582 | ¥70,649,582 |
| 50 | 2.80% | ¥265,870 | ¥159,521,794 | ¥73,721,794 |
| 50 | 2.90% | ¥271,039 | ¥162,623,406 | ¥76,823,406 |
| 50 | 3.00% | ¥276,257 | ¥165,754,016 | ¥79,954,016 |
8580万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥185,271 | ¥100,046,605 | ¥14,246,605 |
| 45 | 0.80% | ¥189,254 | ¥102,196,935 | ¥16,396,935 |
| 45 | 0.90% | ¥193,289 | ¥104,375,820 | ¥18,575,820 |
| 45 | 1.00% | ¥197,376 | ¥106,583,160 | ¥20,783,160 |
| 45 | 1.10% | ¥201,516 | ¥108,818,842 | ¥23,018,842 |
| 45 | 1.20% | ¥205,709 | ¥111,082,743 | ¥25,282,743 |
| 45 | 1.30% | ¥209,953 | ¥113,374,729 | ¥27,574,729 |
| 45 | 1.40% | ¥214,249 | ¥115,694,657 | ¥29,894,657 |
| 45 | 1.50% | ¥218,597 | ¥118,042,371 | ¥32,242,371 |
| 45 | 1.60% | ¥222,996 | ¥120,417,707 | ¥34,617,707 |
| 45 | 1.70% | ¥227,445 | ¥122,820,490 | ¥37,020,490 |
| 45 | 1.80% | ¥231,945 | ¥125,250,537 | ¥39,450,537 |
| 45 | 1.90% | ¥236,496 | ¥127,707,655 | ¥41,907,655 |
| 45 | 2.00% | ¥241,096 | ¥130,191,641 | ¥44,391,641 |
| 45 | 2.10% | ¥245,745 | ¥132,702,284 | ¥46,902,284 |
| 45 | 2.20% | ¥250,443 | ¥135,239,364 | ¥49,439,364 |
| 45 | 2.30% | ¥255,190 | ¥137,802,653 | ¥52,002,653 |
| 45 | 2.40% | ¥259,985 | ¥140,391,916 | ¥54,591,916 |
| 45 | 2.50% | ¥264,828 | ¥143,006,910 | ¥57,206,910 |
| 45 | 2.60% | ¥269,717 | ¥145,647,382 | ¥59,847,382 |
| 45 | 2.70% | ¥274,654 | ¥148,313,077 | ¥62,513,077 |
| 45 | 2.80% | ¥279,637 | ¥151,003,728 | ¥65,203,728 |
| 45 | 2.90% | ¥284,665 | ¥153,719,066 | ¥67,919,066 |
| 45 | 3.00% | ¥289,739 | ¥156,458,813 | ¥70,658,813 |
8580万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥204,993 | ¥98,396,689 | ¥12,596,689 |
| 40 | 0.80% | ¥208,932 | ¥100,287,268 | ¥14,487,268 |
| 40 | 0.90% | ¥212,918 | ¥102,200,471 | ¥16,400,471 |
| 40 | 1.00% | ¥216,950 | ¥104,136,233 | ¥18,336,233 |
| 40 | 1.10% | ¥221,030 | ¥106,094,485 | ¥20,294,485 |
| 40 | 1.20% | ¥225,157 | ¥108,075,148 | ¥22,275,148 |
| 40 | 1.30% | ¥229,329 | ¥110,078,137 | ¥24,278,137 |
| 40 | 1.40% | ¥233,549 | ¥112,103,361 | ¥26,303,361 |
| 40 | 1.50% | ¥237,814 | ¥114,150,722 | ¥28,350,722 |
| 40 | 1.60% | ¥242,125 | ¥116,220,116 | ¥30,420,116 |
| 40 | 1.70% | ¥246,482 | ¥118,311,432 | ¥32,511,432 |
| 40 | 1.80% | ¥250,884 | ¥120,424,553 | ¥34,624,553 |
| 40 | 1.90% | ¥255,332 | ¥122,559,356 | ¥36,759,356 |
| 40 | 2.00% | ¥259,824 | ¥124,715,711 | ¥38,915,711 |
| 40 | 2.10% | ¥264,361 | ¥126,893,485 | ¥41,093,485 |
| 40 | 2.20% | ¥268,943 | ¥129,092,536 | ¥43,292,536 |
| 40 | 2.30% | ¥273,568 | ¥131,312,718 | ¥45,512,718 |
| 40 | 2.40% | ¥278,237 | ¥133,553,880 | ¥47,753,880 |
| 40 | 2.50% | ¥282,950 | ¥135,815,865 | ¥50,015,865 |
| 40 | 2.60% | ¥287,705 | ¥138,098,511 | ¥52,298,511 |
| 40 | 2.70% | ¥292,503 | ¥140,401,652 | ¥54,601,652 |
| 40 | 2.80% | ¥297,344 | ¥142,725,116 | ¥56,925,116 |
| 40 | 2.90% | ¥302,227 | ¥145,068,727 | ¥59,268,727 |
| 40 | 3.00% | ¥307,151 | ¥147,432,304 | ¥61,632,304 |
8580万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥230,391 | ¥96,764,148 | ¥10,964,148 |
| 35 | 0.80% | ¥234,286 | ¥98,400,240 | ¥12,600,240 |
| 35 | 0.90% | ¥238,223 | ¥100,053,695 | ¥14,253,695 |
| 35 | 1.00% | ¥242,201 | ¥101,724,474 | ¥15,924,474 |
| 35 | 1.10% | ¥246,220 | ¥103,412,537 | ¥17,612,537 |
| 35 | 1.20% | ¥250,281 | ¥105,117,836 | ¥19,317,836 |
| 35 | 1.30% | ¥254,382 | ¥106,840,320 | ¥21,040,320 |
| 35 | 1.40% | ¥258,524 | ¥108,579,936 | ¥22,779,936 |
| 35 | 1.50% | ¥262,706 | ¥110,336,625 | ¥24,536,625 |
| 35 | 1.60% | ¥266,929 | ¥112,110,324 | ¥26,310,324 |
| 35 | 1.70% | ¥271,193 | ¥113,900,969 | ¥28,100,969 |
| 35 | 1.80% | ¥275,496 | ¥115,708,488 | ¥29,908,488 |
| 35 | 1.90% | ¥279,840 | ¥117,532,808 | ¥31,732,808 |
| 35 | 2.00% | ¥284,223 | ¥119,373,852 | ¥33,573,852 |
| 35 | 2.10% | ¥288,647 | ¥121,231,539 | ¥35,431,539 |
| 35 | 2.20% | ¥293,109 | ¥123,105,784 | ¥37,305,784 |
| 35 | 2.30% | ¥297,611 | ¥124,996,500 | ¥39,196,500 |
| 35 | 2.40% | ¥302,151 | ¥126,903,596 | ¥41,103,596 |
| 35 | 2.50% | ¥306,731 | ¥128,826,976 | ¥43,026,976 |
| 35 | 2.60% | ¥311,349 | ¥130,766,543 | ¥44,966,543 |
| 35 | 2.70% | ¥316,005 | ¥132,722,196 | ¥46,922,196 |
| 35 | 2.80% | ¥320,700 | ¥134,693,831 | ¥48,893,831 |
| 35 | 2.90% | ¥325,432 | ¥136,681,340 | ¥50,881,340 |
| 35 | 3.00% | ¥330,201 | ¥138,684,614 | ¥52,884,614 |
8580万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥264,303 | ¥95,149,014 | ¥9,349,014 |
| 30 | 0.80% | ¥268,155 | ¥96,535,905 | ¥10,735,905 |
| 30 | 0.90% | ¥272,043 | ¥97,935,579 | ¥12,135,579 |
| 30 | 1.00% | ¥275,967 | ¥99,348,015 | ¥13,548,015 |
| 30 | 1.10% | ¥279,926 | ¥100,773,190 | ¥14,973,190 |
| 30 | 1.20% | ¥283,920 | ¥102,211,077 | ¥16,411,077 |
| 30 | 1.30% | ¥287,949 | ¥103,661,651 | ¥17,861,651 |
| 30 | 1.40% | ¥292,014 | ¥105,124,879 | ¥19,324,879 |
| 30 | 1.50% | ¥296,113 | ¥106,600,731 | ¥20,800,731 |
| 30 | 1.60% | ¥300,248 | ¥108,089,171 | ¥22,289,171 |
| 30 | 1.70% | ¥304,417 | ¥109,590,164 | ¥23,790,164 |
| 30 | 1.80% | ¥308,621 | ¥111,103,671 | ¥25,303,671 |
| 30 | 1.90% | ¥312,860 | ¥112,629,652 | ¥26,829,652 |
| 30 | 2.00% | ¥317,134 | ¥114,168,063 | ¥28,368,063 |
| 30 | 2.10% | ¥321,441 | ¥115,718,860 | ¥29,918,860 |
| 30 | 2.20% | ¥325,783 | ¥117,281,996 | ¥31,481,996 |
| 30 | 2.30% | ¥330,160 | ¥118,857,423 | ¥33,057,423 |
| 30 | 2.40% | ¥334,570 | ¥120,445,089 | ¥34,645,089 |
| 30 | 2.50% | ¥339,014 | ¥122,044,943 | ¥36,244,943 |
| 30 | 2.60% | ¥343,491 | ¥123,656,930 | ¥37,856,930 |
| 30 | 2.70% | ¥348,003 | ¥125,280,994 | ¥39,480,994 |
| 30 | 2.80% | ¥352,547 | ¥126,917,076 | ¥41,117,076 |
| 30 | 2.90% | ¥357,125 | ¥128,565,116 | ¥42,765,116 |
| 30 | 3.00% | ¥361,736 | ¥130,225,054 | ¥44,425,054 |
8580万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥311,838 | ¥93,551,316 | ¥7,751,316 |
| 25 | 0.80% | ¥315,648 | ¥94,694,311 | ¥8,894,311 |
| 25 | 0.90% | ¥319,487 | ¥95,846,199 | ¥10,046,199 |
| 25 | 1.00% | ¥323,357 | ¥97,006,970 | ¥11,206,970 |
| 25 | 1.10% | ¥327,255 | ¥98,176,611 | ¥12,376,611 |
| 25 | 1.20% | ¥331,184 | ¥99,355,110 | ¥13,555,110 |
| 25 | 1.30% | ¥335,142 | ¥100,542,453 | ¥14,742,453 |
| 25 | 1.40% | ¥339,129 | ¥101,738,625 | ¥15,938,625 |
| 25 | 1.50% | ¥343,145 | ¥102,943,610 | ¥17,143,610 |
| 25 | 1.60% | ¥347,191 | ¥104,157,392 | ¥18,357,392 |
| 25 | 1.70% | ¥351,267 | ¥105,379,952 | ¥19,579,952 |
| 25 | 1.80% | ¥355,371 | ¥106,611,272 | ¥20,811,272 |
| 25 | 1.90% | ¥359,504 | ¥107,851,330 | ¥22,051,330 |
| 25 | 2.00% | ¥363,667 | ¥109,100,107 | ¥23,300,107 |
| 25 | 2.10% | ¥367,859 | ¥110,357,579 | ¥24,557,579 |
| 25 | 2.20% | ¥372,079 | ¥111,623,724 | ¥25,823,724 |
| 25 | 2.30% | ¥376,328 | ¥112,898,517 | ¥27,098,517 |
| 25 | 2.40% | ¥380,606 | ¥114,181,934 | ¥28,381,934 |
| 25 | 2.50% | ¥384,913 | ¥115,473,947 | ¥29,673,947 |
| 25 | 2.60% | ¥389,248 | ¥116,774,531 | ¥30,974,531 |
| 25 | 2.70% | ¥393,612 | ¥118,083,657 | ¥32,283,657 |
| 25 | 2.80% | ¥398,004 | ¥119,401,296 | ¥33,601,296 |
| 25 | 2.90% | ¥402,425 | ¥120,727,418 | ¥34,927,418 |
| 25 | 3.00% | ¥406,873 | ¥122,061,992 | ¥36,261,992 |
8580万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥383,213 | ¥91,971,076 | ¥6,171,076 |
| 20 | 0.80% | ¥386,981 | ¥92,875,498 | ¥7,075,498 |
| 20 | 0.90% | ¥390,773 | ¥93,785,619 | ¥7,985,619 |
| 20 | 1.00% | ¥394,589 | ¥94,701,436 | ¥8,901,436 |
| 20 | 1.10% | ¥398,429 | ¥95,622,942 | ¥9,822,942 |
| 20 | 1.20% | ¥402,292 | ¥96,550,133 | ¥10,750,133 |
| 20 | 1.30% | ¥406,179 | ¥97,483,002 | ¥11,683,002 |
| 20 | 1.40% | ¥410,090 | ¥98,421,544 | ¥12,621,544 |
| 20 | 1.50% | ¥414,024 | ¥99,365,751 | ¥13,565,751 |
| 20 | 1.60% | ¥417,982 | ¥100,315,616 | ¥14,515,616 |
| 20 | 1.70% | ¥421,963 | ¥101,271,131 | ¥15,471,131 |
| 20 | 1.80% | ¥425,968 | ¥102,232,289 | ¥16,432,289 |
| 20 | 1.90% | ¥429,996 | ¥103,199,080 | ¥17,399,080 |
| 20 | 2.00% | ¥434,048 | ¥104,171,496 | ¥18,371,496 |
| 20 | 2.10% | ¥438,123 | ¥105,149,528 | ¥19,349,528 |
| 20 | 2.20% | ¥442,222 | ¥106,133,165 | ¥20,333,165 |
| 20 | 2.30% | ¥446,343 | ¥107,122,397 | ¥21,322,397 |
| 20 | 2.40% | ¥450,488 | ¥108,117,214 | ¥22,317,214 |
| 20 | 2.50% | ¥454,657 | ¥109,117,604 | ¥23,317,604 |
| 20 | 2.60% | ¥458,848 | ¥110,123,556 | ¥24,323,556 |
| 20 | 2.70% | ¥463,063 | ¥111,135,058 | ¥25,335,058 |
| 20 | 2.80% | ¥467,300 | ¥112,152,097 | ¥26,352,097 |
| 20 | 2.90% | ¥471,561 | ¥113,174,661 | ¥27,374,661 |
| 20 | 3.00% | ¥475,845 | ¥114,202,737 | ¥28,402,737 |
8580万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥502,268 | ¥90,408,314 | ¥4,608,314 |
| 15 | 0.80% | ¥505,997 | ¥91,079,498 | ¥5,279,498 |
| 15 | 0.90% | ¥509,744 | ¥91,753,891 | ¥5,953,891 |
| 15 | 1.00% | ¥513,508 | ¥92,431,493 | ¥6,631,493 |
| 15 | 1.10% | ¥517,291 | ¥93,112,300 | ¥7,312,300 |
| 15 | 1.20% | ¥521,091 | ¥93,796,312 | ¥7,996,312 |
| 15 | 1.30% | ¥524,908 | ¥94,483,526 | ¥8,683,526 |
| 15 | 1.40% | ¥528,744 | ¥95,173,940 | ¥9,373,940 |
| 15 | 1.50% | ¥532,598 | ¥95,867,552 | ¥10,067,552 |
| 15 | 1.60% | ¥536,469 | ¥96,564,359 | ¥10,764,359 |
| 15 | 1.70% | ¥540,358 | ¥97,264,358 | ¥11,464,358 |
| 15 | 1.80% | ¥544,264 | ¥97,967,548 | ¥12,167,548 |
| 15 | 1.90% | ¥548,188 | ¥98,673,924 | ¥12,873,924 |
| 15 | 2.00% | ¥552,130 | ¥99,383,484 | ¥13,583,484 |
| 15 | 2.10% | ¥556,090 | ¥100,096,224 | ¥14,296,224 |
| 15 | 2.20% | ¥560,067 | ¥100,812,142 | ¥15,012,142 |
| 15 | 2.30% | ¥564,062 | ¥101,531,234 | ¥15,731,234 |
| 15 | 2.40% | ¥568,075 | ¥102,253,497 | ¥16,453,497 |
| 15 | 2.50% | ¥572,105 | ¥102,978,925 | ¥17,178,925 |
| 15 | 2.60% | ¥576,153 | ¥103,707,517 | ¥17,907,517 |
| 15 | 2.70% | ¥580,218 | ¥104,439,267 | ¥18,639,267 |
| 15 | 2.80% | ¥584,301 | ¥105,174,172 | ¥19,374,172 |
| 15 | 2.90% | ¥588,401 | ¥105,912,227 | ¥20,112,227 |
| 15 | 3.00% | ¥592,519 | ¥106,653,429 | ¥20,853,429 |
8580万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥740,525 | ¥88,863,044 | ¥3,063,044 |
| 10 | 0.80% | ¥744,219 | ¥89,306,337 | ¥3,506,337 |
| 10 | 0.90% | ¥747,925 | ¥89,751,056 | ¥3,951,056 |
| 10 | 1.00% | ¥751,643 | ¥90,197,203 | ¥4,397,203 |
| 10 | 1.10% | ¥755,373 | ¥90,644,777 | ¥4,844,777 |
| 10 | 1.20% | ¥759,115 | ¥91,093,777 | ¥5,293,777 |
| 10 | 1.30% | ¥762,868 | ¥91,544,202 | ¥5,744,202 |
| 10 | 1.40% | ¥766,634 | ¥91,996,053 | ¥6,196,053 |
| 10 | 1.50% | ¥770,411 | ¥92,449,328 | ¥6,649,328 |
| 10 | 1.60% | ¥774,200 | ¥92,904,027 | ¥7,104,027 |
| 10 | 1.70% | ¥778,001 | ¥93,360,150 | ¥7,560,150 |
| 10 | 1.80% | ¥781,814 | ¥93,817,696 | ¥8,017,696 |
| 10 | 1.90% | ¥785,639 | ¥94,276,663 | ¥8,476,663 |
| 10 | 2.00% | ¥789,475 | ¥94,737,052 | ¥8,937,052 |
| 10 | 2.10% | ¥793,324 | ¥95,198,862 | ¥9,398,862 |
| 10 | 2.20% | ¥797,184 | ¥95,662,091 | ¥9,862,091 |
| 10 | 2.30% | ¥801,056 | ¥96,126,740 | ¥10,326,740 |
| 10 | 2.40% | ¥804,940 | ¥96,592,806 | ¥10,792,806 |
| 10 | 2.50% | ¥808,836 | ¥97,060,291 | ¥11,260,291 |
| 10 | 2.60% | ¥812,743 | ¥97,529,192 | ¥11,729,192 |
| 10 | 2.70% | ¥816,663 | ¥97,999,508 | ¥12,199,508 |
| 10 | 2.80% | ¥820,594 | ¥98,471,240 | ¥12,671,240 |
| 10 | 2.90% | ¥824,537 | ¥98,944,385 | ¥13,144,385 |
| 10 | 3.00% | ¥828,491 | ¥99,418,943 | ¥13,618,943 |
