8600万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8600万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8600万円の住宅ローン｜期間・年数別
8600万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥169,918 |
¥101,950,956 |
¥15,950,956 |
| 50 |
0.80% |
¥173,953 |
¥104,371,905 |
¥18,371,905 |
| 50 |
0.90% |
¥178,047 |
¥106,828,083 |
¥20,828,083 |
| 50 |
1.00% |
¥182,199 |
¥109,319,337 |
¥23,319,337 |
| 50 |
1.10% |
¥186,409 |
¥111,845,497 |
¥25,845,497 |
| 50 |
1.20% |
¥190,677 |
¥114,406,378 |
¥28,406,378 |
| 50 |
1.30% |
¥195,003 |
¥117,001,777 |
¥31,001,777 |
| 50 |
1.40% |
¥199,386 |
¥119,631,478 |
¥33,631,478 |
| 50 |
1.50% |
¥203,825 |
¥122,295,247 |
¥36,295,247 |
| 50 |
1.60% |
¥208,321 |
¥124,992,837 |
¥38,992,837 |
| 50 |
1.70% |
¥212,873 |
¥127,723,986 |
¥41,723,986 |
| 50 |
1.80% |
¥217,481 |
¥130,488,419 |
¥44,488,419 |
| 50 |
1.90% |
¥222,143 |
¥133,285,846 |
¥47,285,846 |
| 50 |
2.00% |
¥226,860 |
¥136,115,965 |
¥50,115,965 |
| 50 |
2.10% |
¥231,631 |
¥138,978,460 |
¥52,978,460 |
| 50 |
2.20% |
¥236,455 |
¥141,873,006 |
¥55,873,006 |
| 50 |
2.30% |
¥241,332 |
¥144,799,263 |
¥58,799,263 |
| 50 |
2.40% |
¥246,261 |
¥147,756,883 |
¥61,756,883 |
| 50 |
2.50% |
¥251,243 |
¥150,745,505 |
¥64,745,505 |
| 50 |
2.60% |
¥256,275 |
¥153,764,759 |
¥67,764,759 |
| 50 |
2.70% |
¥261,357 |
¥156,814,267 |
¥70,814,267 |
| 50 |
2.80% |
¥266,489 |
¥159,893,640 |
¥73,893,640 |
| 50 |
2.90% |
¥271,671 |
¥163,002,482 |
¥77,002,482 |
| 50 |
3.00% |
¥276,901 |
¥166,140,389 |
¥80,140,389 |
8600万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥185,703 |
¥100,279,814 |
¥14,279,814 |
| 45 |
0.80% |
¥189,695 |
¥102,435,156 |
¥16,435,156 |
| 45 |
0.90% |
¥193,739 |
¥104,619,120 |
¥18,619,120 |
| 45 |
1.00% |
¥197,836 |
¥106,831,606 |
¥20,831,606 |
| 45 |
1.10% |
¥201,986 |
¥109,072,499 |
¥23,072,499 |
| 45 |
1.20% |
¥206,188 |
¥111,341,677 |
¥25,341,677 |
| 45 |
1.30% |
¥210,443 |
¥113,639,006 |
¥27,639,006 |
| 45 |
1.40% |
¥214,749 |
¥115,964,341 |
¥29,964,341 |
| 45 |
1.50% |
¥219,107 |
¥118,317,528 |
¥32,317,528 |
| 45 |
1.60% |
¥223,516 |
¥120,698,401 |
¥34,698,401 |
| 45 |
1.70% |
¥227,976 |
¥123,106,785 |
¥37,106,785 |
| 45 |
1.80% |
¥232,486 |
¥125,542,497 |
¥39,542,497 |
| 45 |
1.90% |
¥237,047 |
¥128,005,342 |
¥42,005,342 |
| 45 |
2.00% |
¥241,658 |
¥130,495,118 |
¥44,495,118 |
| 45 |
2.10% |
¥246,318 |
¥133,011,613 |
¥47,011,613 |
| 45 |
2.20% |
¥251,027 |
¥135,554,607 |
¥49,554,607 |
| 45 |
2.30% |
¥255,785 |
¥138,123,872 |
¥52,123,872 |
| 45 |
2.40% |
¥260,591 |
¥140,719,170 |
¥54,719,170 |
| 45 |
2.50% |
¥265,445 |
¥143,340,259 |
¥57,340,259 |
| 45 |
2.60% |
¥270,346 |
¥145,986,887 |
¥59,986,887 |
| 45 |
2.70% |
¥275,294 |
¥148,658,795 |
¥62,658,795 |
| 45 |
2.80% |
¥280,288 |
¥151,355,718 |
¥65,355,718 |
| 45 |
2.90% |
¥285,328 |
¥154,077,385 |
¥68,077,385 |
| 45 |
3.00% |
¥290,414 |
¥156,823,519 |
¥70,823,519 |
8600万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥205,471 |
¥98,626,052 |
¥12,626,052 |
| 40 |
0.80% |
¥209,419 |
¥100,521,037 |
¥14,521,037 |
| 40 |
0.90% |
¥213,414 |
¥102,438,700 |
¥16,438,700 |
| 40 |
1.00% |
¥217,456 |
¥104,378,975 |
¥18,378,975 |
| 40 |
1.10% |
¥221,545 |
¥106,341,792 |
¥20,341,792 |
| 40 |
1.20% |
¥225,681 |
¥108,327,071 |
¥22,327,071 |
| 40 |
1.30% |
¥229,864 |
¥110,334,729 |
¥24,334,729 |
| 40 |
1.40% |
¥234,093 |
¥112,364,674 |
¥26,364,674 |
| 40 |
1.50% |
¥238,368 |
¥114,416,808 |
¥28,416,808 |
| 40 |
1.60% |
¥242,690 |
¥116,491,025 |
¥30,491,025 |
| 40 |
1.70% |
¥247,057 |
¥118,587,216 |
¥32,587,216 |
| 40 |
1.80% |
¥251,469 |
¥120,705,263 |
¥34,705,263 |
| 40 |
1.90% |
¥255,927 |
¥122,845,042 |
¥36,845,042 |
| 40 |
2.00% |
¥260,430 |
¥125,006,424 |
¥39,006,424 |
| 40 |
2.10% |
¥264,978 |
¥127,189,274 |
¥41,189,274 |
| 40 |
2.20% |
¥269,570 |
¥129,393,451 |
¥43,393,451 |
| 40 |
2.30% |
¥274,206 |
¥131,618,808 |
¥45,618,808 |
| 40 |
2.40% |
¥278,886 |
¥133,865,194 |
¥47,865,194 |
| 40 |
2.50% |
¥283,609 |
¥136,132,452 |
¥50,132,452 |
| 40 |
2.60% |
¥288,376 |
¥138,420,419 |
¥52,420,419 |
| 40 |
2.70% |
¥293,185 |
¥140,728,929 |
¥54,728,929 |
| 40 |
2.80% |
¥298,037 |
¥143,057,809 |
¥57,057,809 |
| 40 |
2.90% |
¥302,931 |
¥145,406,882 |
¥59,406,882 |
| 40 |
3.00% |
¥307,867 |
¥147,775,969 |
¥61,775,969 |
8600万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥230,928 |
¥96,989,705 |
¥10,989,705 |
| 35 |
0.80% |
¥234,832 |
¥98,629,611 |
¥12,629,611 |
| 35 |
0.90% |
¥238,778 |
¥100,286,920 |
¥14,286,920 |
| 35 |
1.00% |
¥242,766 |
¥101,961,594 |
¥15,961,594 |
| 35 |
1.10% |
¥246,794 |
¥103,653,592 |
¥17,653,592 |
| 35 |
1.20% |
¥250,864 |
¥105,362,865 |
¥19,362,865 |
| 35 |
1.30% |
¥254,975 |
¥107,089,365 |
¥21,089,365 |
| 35 |
1.40% |
¥259,126 |
¥108,833,036 |
¥22,833,036 |
| 35 |
1.50% |
¥263,319 |
¥110,593,820 |
¥24,593,820 |
| 35 |
1.60% |
¥267,552 |
¥112,371,654 |
¥26,371,654 |
| 35 |
1.70% |
¥271,825 |
¥114,166,472 |
¥28,166,472 |
| 35 |
1.80% |
¥276,139 |
¥115,978,204 |
¥29,978,204 |
| 35 |
1.90% |
¥280,492 |
¥117,806,777 |
¥31,806,777 |
| 35 |
2.00% |
¥284,886 |
¥119,652,112 |
¥33,652,112 |
| 35 |
2.10% |
¥289,319 |
¥121,514,130 |
¥35,514,130 |
| 35 |
2.20% |
¥293,792 |
¥123,392,744 |
¥37,392,744 |
| 35 |
2.30% |
¥298,304 |
¥125,287,867 |
¥39,287,867 |
| 35 |
2.40% |
¥302,856 |
¥127,199,408 |
¥41,199,408 |
| 35 |
2.50% |
¥307,446 |
¥129,127,272 |
¥43,127,272 |
| 35 |
2.60% |
¥312,075 |
¥131,071,360 |
¥45,071,360 |
| 35 |
2.70% |
¥316,742 |
¥133,031,572 |
¥47,031,572 |
| 35 |
2.80% |
¥321,447 |
¥135,007,802 |
¥49,007,802 |
| 35 |
2.90% |
¥326,190 |
¥136,999,945 |
¥50,999,945 |
| 35 |
3.00% |
¥330,971 |
¥139,007,889 |
¥53,007,889 |
8600万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥264,919 |
¥95,370,807 |
¥9,370,807 |
| 30 |
0.80% |
¥268,780 |
¥96,760,931 |
¥10,760,931 |
| 30 |
0.90% |
¥272,677 |
¥98,163,867 |
¥12,163,867 |
| 30 |
1.00% |
¥276,610 |
¥99,579,596 |
¥13,579,596 |
| 30 |
1.10% |
¥280,578 |
¥101,008,092 |
¥15,008,092 |
| 30 |
1.20% |
¥284,581 |
¥102,449,332 |
¥16,449,332 |
| 30 |
1.30% |
¥288,620 |
¥103,903,286 |
¥17,903,286 |
| 30 |
1.40% |
¥292,694 |
¥105,369,925 |
¥19,369,925 |
| 30 |
1.50% |
¥296,803 |
¥106,849,217 |
¥20,849,217 |
| 30 |
1.60% |
¥300,948 |
¥108,341,127 |
¥22,341,127 |
| 30 |
1.70% |
¥305,127 |
¥109,845,619 |
¥23,845,619 |
| 30 |
1.80% |
¥309,341 |
¥111,362,654 |
¥25,362,654 |
| 30 |
1.90% |
¥313,589 |
¥112,892,192 |
¥26,892,192 |
| 30 |
2.00% |
¥317,873 |
¥114,434,189 |
¥28,434,189 |
| 30 |
2.10% |
¥322,191 |
¥115,988,601 |
¥29,988,601 |
| 30 |
2.20% |
¥326,543 |
¥117,555,381 |
¥31,555,381 |
| 30 |
2.30% |
¥330,929 |
¥119,134,480 |
¥33,134,480 |
| 30 |
2.40% |
¥335,350 |
¥120,725,847 |
¥34,725,847 |
| 30 |
2.50% |
¥339,804 |
¥122,329,430 |
¥36,329,430 |
| 30 |
2.60% |
¥344,292 |
¥123,945,175 |
¥37,945,175 |
| 30 |
2.70% |
¥348,814 |
¥125,573,024 |
¥39,573,024 |
| 30 |
2.80% |
¥353,369 |
¥127,212,920 |
¥41,212,920 |
| 30 |
2.90% |
¥357,958 |
¥128,864,802 |
¥42,864,802 |
| 30 |
3.00% |
¥362,579 |
¥130,528,609 |
¥44,528,609 |
8600万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥312,565 |
¥93,769,384 |
¥7,769,384 |
| 25 |
0.80% |
¥316,383 |
¥94,915,044 |
¥8,915,044 |
| 25 |
0.90% |
¥320,232 |
¥96,069,617 |
¥10,069,617 |
| 25 |
1.00% |
¥324,110 |
¥97,233,093 |
¥11,233,093 |
| 25 |
1.10% |
¥328,018 |
¥98,405,461 |
¥12,405,461 |
| 25 |
1.20% |
¥331,956 |
¥99,586,707 |
¥13,586,707 |
| 25 |
1.30% |
¥335,923 |
¥100,776,817 |
¥14,776,817 |
| 25 |
1.40% |
¥339,919 |
¥101,975,778 |
¥15,975,778 |
| 25 |
1.50% |
¥343,945 |
¥103,183,572 |
¥17,183,572 |
| 25 |
1.60% |
¥348,001 |
¥104,400,183 |
¥18,400,183 |
| 25 |
1.70% |
¥352,085 |
¥105,625,593 |
¥19,625,593 |
| 25 |
1.80% |
¥356,199 |
¥106,859,783 |
¥20,859,783 |
| 25 |
1.90% |
¥360,342 |
¥108,102,732 |
¥22,102,732 |
| 25 |
2.00% |
¥364,515 |
¥109,354,419 |
¥23,354,419 |
| 25 |
2.10% |
¥368,716 |
¥110,614,823 |
¥24,614,823 |
| 25 |
2.20% |
¥372,946 |
¥111,883,919 |
¥25,883,919 |
| 25 |
2.30% |
¥377,206 |
¥113,161,684 |
¥27,161,684 |
| 25 |
2.40% |
¥381,494 |
¥114,448,092 |
¥28,448,092 |
| 25 |
2.50% |
¥385,810 |
¥115,743,117 |
¥29,743,117 |
| 25 |
2.60% |
¥390,156 |
¥117,046,733 |
¥31,046,733 |
| 25 |
2.70% |
¥394,530 |
¥118,358,910 |
¥32,358,910 |
| 25 |
2.80% |
¥398,932 |
¥119,679,621 |
¥33,679,621 |
| 25 |
2.90% |
¥403,363 |
¥121,008,834 |
¥35,008,834 |
| 25 |
3.00% |
¥407,822 |
¥122,346,519 |
¥36,346,519 |
8600万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥384,106 |
¥92,185,461 |
¥6,185,461 |
| 20 |
0.80% |
¥387,883 |
¥93,091,991 |
¥7,091,991 |
| 20 |
0.90% |
¥391,684 |
¥94,004,234 |
¥8,004,234 |
| 20 |
1.00% |
¥395,509 |
¥94,922,185 |
¥8,922,185 |
| 20 |
1.10% |
¥399,358 |
¥95,845,839 |
¥9,845,839 |
| 20 |
1.20% |
¥403,230 |
¥96,775,191 |
¥10,775,191 |
| 20 |
1.30% |
¥407,126 |
¥97,710,235 |
¥11,710,235 |
| 20 |
1.40% |
¥411,046 |
¥98,650,965 |
¥12,650,965 |
| 20 |
1.50% |
¥414,989 |
¥99,597,372 |
¥13,597,372 |
| 20 |
1.60% |
¥418,956 |
¥100,549,452 |
¥14,549,452 |
| 20 |
1.70% |
¥422,947 |
¥101,507,194 |
¥15,507,194 |
| 20 |
1.80% |
¥426,961 |
¥102,470,592 |
¥16,470,592 |
| 20 |
1.90% |
¥430,998 |
¥103,439,637 |
¥17,439,637 |
| 20 |
2.00% |
¥435,060 |
¥104,414,320 |
¥18,414,320 |
| 20 |
2.10% |
¥439,144 |
¥105,394,632 |
¥19,394,632 |
| 20 |
2.20% |
¥443,252 |
¥106,380,561 |
¥20,380,561 |
| 20 |
2.30% |
¥447,384 |
¥107,372,100 |
¥21,372,100 |
| 20 |
2.40% |
¥451,538 |
¥108,369,235 |
¥22,369,235 |
| 20 |
2.50% |
¥455,716 |
¥109,371,957 |
¥23,371,957 |
| 20 |
2.60% |
¥459,918 |
¥110,380,254 |
¥24,380,254 |
| 20 |
2.70% |
¥464,142 |
¥111,394,114 |
¥25,394,114 |
| 20 |
2.80% |
¥468,390 |
¥112,413,524 |
¥26,413,524 |
| 20 |
2.90% |
¥472,660 |
¥113,438,472 |
¥27,438,472 |
| 20 |
3.00% |
¥476,954 |
¥114,468,944 |
¥28,468,944 |
8600万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥503,439 |
¥90,619,056 |
¥4,619,056 |
| 15 |
0.80% |
¥507,177 |
¥91,291,804 |
¥5,291,804 |
| 15 |
0.90% |
¥510,932 |
¥91,967,770 |
¥5,967,770 |
| 15 |
1.00% |
¥514,705 |
¥92,646,951 |
¥6,646,951 |
| 15 |
1.10% |
¥518,496 |
¥93,329,345 |
¥7,329,345 |
| 15 |
1.20% |
¥522,305 |
¥94,014,952 |
¥8,014,952 |
| 15 |
1.30% |
¥526,132 |
¥94,703,768 |
¥8,703,768 |
| 15 |
1.40% |
¥529,977 |
¥95,395,791 |
¥9,395,791 |
| 15 |
1.50% |
¥533,839 |
¥96,091,020 |
¥10,091,020 |
| 15 |
1.60% |
¥537,719 |
¥96,789,451 |
¥10,789,451 |
| 15 |
1.70% |
¥541,617 |
¥97,491,082 |
¥11,491,082 |
| 15 |
1.80% |
¥545,533 |
¥98,195,910 |
¥12,195,910 |
| 15 |
1.90% |
¥549,466 |
¥98,903,933 |
¥12,903,933 |
| 15 |
2.00% |
¥553,417 |
¥99,615,147 |
¥13,615,147 |
| 15 |
2.10% |
¥557,386 |
¥100,329,549 |
¥14,329,549 |
| 15 |
2.20% |
¥561,373 |
¥101,047,136 |
¥15,047,136 |
| 15 |
2.30% |
¥565,377 |
¥101,767,904 |
¥15,767,904 |
| 15 |
2.40% |
¥569,399 |
¥102,491,850 |
¥16,491,850 |
| 15 |
2.50% |
¥573,439 |
¥103,218,970 |
¥17,218,970 |
| 15 |
2.60% |
¥577,496 |
¥103,949,259 |
¥17,949,259 |
| 15 |
2.70% |
¥581,571 |
¥104,682,715 |
¥18,682,715 |
| 15 |
2.80% |
¥585,663 |
¥105,419,333 |
¥19,419,333 |
| 15 |
2.90% |
¥589,773 |
¥106,159,109 |
¥20,159,109 |
| 15 |
3.00% |
¥593,900 |
¥106,902,038 |
¥20,902,038 |
8600万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥742,252 |
¥89,070,184 |
¥3,070,184 |
| 10 |
0.80% |
¥745,954 |
¥89,514,510 |
¥3,514,510 |
| 10 |
0.90% |
¥749,669 |
¥89,960,266 |
¥3,960,266 |
| 10 |
1.00% |
¥753,395 |
¥90,407,453 |
¥4,407,453 |
| 10 |
1.10% |
¥757,134 |
¥90,856,070 |
¥4,856,070 |
| 10 |
1.20% |
¥760,884 |
¥91,306,117 |
¥5,306,117 |
| 10 |
1.30% |
¥764,647 |
¥91,757,592 |
¥5,757,592 |
| 10 |
1.40% |
¥768,421 |
¥92,210,496 |
¥6,210,496 |
| 10 |
1.50% |
¥772,207 |
¥92,664,828 |
¥6,664,828 |
| 10 |
1.60% |
¥776,005 |
¥93,120,587 |
¥7,120,587 |
| 10 |
1.70% |
¥779,815 |
¥93,577,773 |
¥7,577,773 |
| 10 |
1.80% |
¥783,637 |
¥94,036,385 |
¥8,036,385 |
| 10 |
1.90% |
¥787,470 |
¥94,496,422 |
¥8,496,422 |
| 10 |
2.00% |
¥791,316 |
¥94,957,884 |
¥8,957,884 |
| 10 |
2.10% |
¥795,173 |
¥95,420,770 |
¥9,420,770 |
| 10 |
2.20% |
¥799,042 |
¥95,885,080 |
¥9,885,080 |
| 10 |
2.30% |
¥802,923 |
¥96,350,811 |
¥10,350,811 |
| 10 |
2.40% |
¥806,816 |
¥96,817,965 |
¥10,817,965 |
| 10 |
2.50% |
¥810,721 |
¥97,286,539 |
¥11,286,539 |
| 10 |
2.60% |
¥814,638 |
¥97,756,532 |
¥11,756,532 |
| 10 |
2.70% |
¥818,566 |
¥98,227,945 |
¥12,227,945 |
| 10 |
2.80% |
¥822,506 |
¥98,700,776 |
¥12,700,776 |
| 10 |
2.90% |
¥826,459 |
¥99,175,024 |
¥13,175,024 |
| 10 |
3.00% |
¥830,422 |
¥99,650,689 |
¥13,650,689 |
