8600万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8600万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8600万円の住宅ローン｜期間・年数別
8600万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥169,918 | ¥101,950,956 | ¥15,950,956 |
| 50 | 0.80% | ¥173,953 | ¥104,371,905 | ¥18,371,905 |
| 50 | 0.90% | ¥178,047 | ¥106,828,083 | ¥20,828,083 |
| 50 | 1.00% | ¥182,199 | ¥109,319,337 | ¥23,319,337 |
| 50 | 1.10% | ¥186,409 | ¥111,845,497 | ¥25,845,497 |
| 50 | 1.20% | ¥190,677 | ¥114,406,378 | ¥28,406,378 |
| 50 | 1.30% | ¥195,003 | ¥117,001,777 | ¥31,001,777 |
| 50 | 1.40% | ¥199,386 | ¥119,631,478 | ¥33,631,478 |
| 50 | 1.50% | ¥203,825 | ¥122,295,247 | ¥36,295,247 |
| 50 | 1.60% | ¥208,321 | ¥124,992,837 | ¥38,992,837 |
| 50 | 1.70% | ¥212,873 | ¥127,723,986 | ¥41,723,986 |
| 50 | 1.80% | ¥217,481 | ¥130,488,419 | ¥44,488,419 |
| 50 | 1.90% | ¥222,143 | ¥133,285,846 | ¥47,285,846 |
| 50 | 2.00% | ¥226,860 | ¥136,115,965 | ¥50,115,965 |
| 50 | 2.10% | ¥231,631 | ¥138,978,460 | ¥52,978,460 |
| 50 | 2.20% | ¥236,455 | ¥141,873,006 | ¥55,873,006 |
| 50 | 2.30% | ¥241,332 | ¥144,799,263 | ¥58,799,263 |
| 50 | 2.40% | ¥246,261 | ¥147,756,883 | ¥61,756,883 |
| 50 | 2.50% | ¥251,243 | ¥150,745,505 | ¥64,745,505 |
| 50 | 2.60% | ¥256,275 | ¥153,764,759 | ¥67,764,759 |
| 50 | 2.70% | ¥261,357 | ¥156,814,267 | ¥70,814,267 |
| 50 | 2.80% | ¥266,489 | ¥159,893,640 | ¥73,893,640 |
| 50 | 2.90% | ¥271,671 | ¥163,002,482 | ¥77,002,482 |
| 50 | 3.00% | ¥276,901 | ¥166,140,389 | ¥80,140,389 |
8600万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥185,703 | ¥100,279,814 | ¥14,279,814 |
| 45 | 0.80% | ¥189,695 | ¥102,435,156 | ¥16,435,156 |
| 45 | 0.90% | ¥193,739 | ¥104,619,120 | ¥18,619,120 |
| 45 | 1.00% | ¥197,836 | ¥106,831,606 | ¥20,831,606 |
| 45 | 1.10% | ¥201,986 | ¥109,072,499 | ¥23,072,499 |
| 45 | 1.20% | ¥206,188 | ¥111,341,677 | ¥25,341,677 |
| 45 | 1.30% | ¥210,443 | ¥113,639,006 | ¥27,639,006 |
| 45 | 1.40% | ¥214,749 | ¥115,964,341 | ¥29,964,341 |
| 45 | 1.50% | ¥219,107 | ¥118,317,528 | ¥32,317,528 |
| 45 | 1.60% | ¥223,516 | ¥120,698,401 | ¥34,698,401 |
| 45 | 1.70% | ¥227,976 | ¥123,106,785 | ¥37,106,785 |
| 45 | 1.80% | ¥232,486 | ¥125,542,497 | ¥39,542,497 |
| 45 | 1.90% | ¥237,047 | ¥128,005,342 | ¥42,005,342 |
| 45 | 2.00% | ¥241,658 | ¥130,495,118 | ¥44,495,118 |
| 45 | 2.10% | ¥246,318 | ¥133,011,613 | ¥47,011,613 |
| 45 | 2.20% | ¥251,027 | ¥135,554,607 | ¥49,554,607 |
| 45 | 2.30% | ¥255,785 | ¥138,123,872 | ¥52,123,872 |
| 45 | 2.40% | ¥260,591 | ¥140,719,170 | ¥54,719,170 |
| 45 | 2.50% | ¥265,445 | ¥143,340,259 | ¥57,340,259 |
| 45 | 2.60% | ¥270,346 | ¥145,986,887 | ¥59,986,887 |
| 45 | 2.70% | ¥275,294 | ¥148,658,795 | ¥62,658,795 |
| 45 | 2.80% | ¥280,288 | ¥151,355,718 | ¥65,355,718 |
| 45 | 2.90% | ¥285,328 | ¥154,077,385 | ¥68,077,385 |
| 45 | 3.00% | ¥290,414 | ¥156,823,519 | ¥70,823,519 |
8600万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥205,471 | ¥98,626,052 | ¥12,626,052 |
| 40 | 0.80% | ¥209,419 | ¥100,521,037 | ¥14,521,037 |
| 40 | 0.90% | ¥213,414 | ¥102,438,700 | ¥16,438,700 |
| 40 | 1.00% | ¥217,456 | ¥104,378,975 | ¥18,378,975 |
| 40 | 1.10% | ¥221,545 | ¥106,341,792 | ¥20,341,792 |
| 40 | 1.20% | ¥225,681 | ¥108,327,071 | ¥22,327,071 |
| 40 | 1.30% | ¥229,864 | ¥110,334,729 | ¥24,334,729 |
| 40 | 1.40% | ¥234,093 | ¥112,364,674 | ¥26,364,674 |
| 40 | 1.50% | ¥238,368 | ¥114,416,808 | ¥28,416,808 |
| 40 | 1.60% | ¥242,690 | ¥116,491,025 | ¥30,491,025 |
| 40 | 1.70% | ¥247,057 | ¥118,587,216 | ¥32,587,216 |
| 40 | 1.80% | ¥251,469 | ¥120,705,263 | ¥34,705,263 |
| 40 | 1.90% | ¥255,927 | ¥122,845,042 | ¥36,845,042 |
| 40 | 2.00% | ¥260,430 | ¥125,006,424 | ¥39,006,424 |
| 40 | 2.10% | ¥264,978 | ¥127,189,274 | ¥41,189,274 |
| 40 | 2.20% | ¥269,570 | ¥129,393,451 | ¥43,393,451 |
| 40 | 2.30% | ¥274,206 | ¥131,618,808 | ¥45,618,808 |
| 40 | 2.40% | ¥278,886 | ¥133,865,194 | ¥47,865,194 |
| 40 | 2.50% | ¥283,609 | ¥136,132,452 | ¥50,132,452 |
| 40 | 2.60% | ¥288,376 | ¥138,420,419 | ¥52,420,419 |
| 40 | 2.70% | ¥293,185 | ¥140,728,929 | ¥54,728,929 |
| 40 | 2.80% | ¥298,037 | ¥143,057,809 | ¥57,057,809 |
| 40 | 2.90% | ¥302,931 | ¥145,406,882 | ¥59,406,882 |
| 40 | 3.00% | ¥307,867 | ¥147,775,969 | ¥61,775,969 |
8600万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥230,928 | ¥96,989,705 | ¥10,989,705 |
| 35 | 0.80% | ¥234,832 | ¥98,629,611 | ¥12,629,611 |
| 35 | 0.90% | ¥238,778 | ¥100,286,920 | ¥14,286,920 |
| 35 | 1.00% | ¥242,766 | ¥101,961,594 | ¥15,961,594 |
| 35 | 1.10% | ¥246,794 | ¥103,653,592 | ¥17,653,592 |
| 35 | 1.20% | ¥250,864 | ¥105,362,865 | ¥19,362,865 |
| 35 | 1.30% | ¥254,975 | ¥107,089,365 | ¥21,089,365 |
| 35 | 1.40% | ¥259,126 | ¥108,833,036 | ¥22,833,036 |
| 35 | 1.50% | ¥263,319 | ¥110,593,820 | ¥24,593,820 |
| 35 | 1.60% | ¥267,552 | ¥112,371,654 | ¥26,371,654 |
| 35 | 1.70% | ¥271,825 | ¥114,166,472 | ¥28,166,472 |
| 35 | 1.80% | ¥276,139 | ¥115,978,204 | ¥29,978,204 |
| 35 | 1.90% | ¥280,492 | ¥117,806,777 | ¥31,806,777 |
| 35 | 2.00% | ¥284,886 | ¥119,652,112 | ¥33,652,112 |
| 35 | 2.10% | ¥289,319 | ¥121,514,130 | ¥35,514,130 |
| 35 | 2.20% | ¥293,792 | ¥123,392,744 | ¥37,392,744 |
| 35 | 2.30% | ¥298,304 | ¥125,287,867 | ¥39,287,867 |
| 35 | 2.40% | ¥302,856 | ¥127,199,408 | ¥41,199,408 |
| 35 | 2.50% | ¥307,446 | ¥129,127,272 | ¥43,127,272 |
| 35 | 2.60% | ¥312,075 | ¥131,071,360 | ¥45,071,360 |
| 35 | 2.70% | ¥316,742 | ¥133,031,572 | ¥47,031,572 |
| 35 | 2.80% | ¥321,447 | ¥135,007,802 | ¥49,007,802 |
| 35 | 2.90% | ¥326,190 | ¥136,999,945 | ¥50,999,945 |
| 35 | 3.00% | ¥330,971 | ¥139,007,889 | ¥53,007,889 |
8600万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥264,919 | ¥95,370,807 | ¥9,370,807 |
| 30 | 0.80% | ¥268,780 | ¥96,760,931 | ¥10,760,931 |
| 30 | 0.90% | ¥272,677 | ¥98,163,867 | ¥12,163,867 |
| 30 | 1.00% | ¥276,610 | ¥99,579,596 | ¥13,579,596 |
| 30 | 1.10% | ¥280,578 | ¥101,008,092 | ¥15,008,092 |
| 30 | 1.20% | ¥284,581 | ¥102,449,332 | ¥16,449,332 |
| 30 | 1.30% | ¥288,620 | ¥103,903,286 | ¥17,903,286 |
| 30 | 1.40% | ¥292,694 | ¥105,369,925 | ¥19,369,925 |
| 30 | 1.50% | ¥296,803 | ¥106,849,217 | ¥20,849,217 |
| 30 | 1.60% | ¥300,948 | ¥108,341,127 | ¥22,341,127 |
| 30 | 1.70% | ¥305,127 | ¥109,845,619 | ¥23,845,619 |
| 30 | 1.80% | ¥309,341 | ¥111,362,654 | ¥25,362,654 |
| 30 | 1.90% | ¥313,589 | ¥112,892,192 | ¥26,892,192 |
| 30 | 2.00% | ¥317,873 | ¥114,434,189 | ¥28,434,189 |
| 30 | 2.10% | ¥322,191 | ¥115,988,601 | ¥29,988,601 |
| 30 | 2.20% | ¥326,543 | ¥117,555,381 | ¥31,555,381 |
| 30 | 2.30% | ¥330,929 | ¥119,134,480 | ¥33,134,480 |
| 30 | 2.40% | ¥335,350 | ¥120,725,847 | ¥34,725,847 |
| 30 | 2.50% | ¥339,804 | ¥122,329,430 | ¥36,329,430 |
| 30 | 2.60% | ¥344,292 | ¥123,945,175 | ¥37,945,175 |
| 30 | 2.70% | ¥348,814 | ¥125,573,024 | ¥39,573,024 |
| 30 | 2.80% | ¥353,369 | ¥127,212,920 | ¥41,212,920 |
| 30 | 2.90% | ¥357,958 | ¥128,864,802 | ¥42,864,802 |
| 30 | 3.00% | ¥362,579 | ¥130,528,609 | ¥44,528,609 |
8600万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥312,565 | ¥93,769,384 | ¥7,769,384 |
| 25 | 0.80% | ¥316,383 | ¥94,915,044 | ¥8,915,044 |
| 25 | 0.90% | ¥320,232 | ¥96,069,617 | ¥10,069,617 |
| 25 | 1.00% | ¥324,110 | ¥97,233,093 | ¥11,233,093 |
| 25 | 1.10% | ¥328,018 | ¥98,405,461 | ¥12,405,461 |
| 25 | 1.20% | ¥331,956 | ¥99,586,707 | ¥13,586,707 |
| 25 | 1.30% | ¥335,923 | ¥100,776,817 | ¥14,776,817 |
| 25 | 1.40% | ¥339,919 | ¥101,975,778 | ¥15,975,778 |
| 25 | 1.50% | ¥343,945 | ¥103,183,572 | ¥17,183,572 |
| 25 | 1.60% | ¥348,001 | ¥104,400,183 | ¥18,400,183 |
| 25 | 1.70% | ¥352,085 | ¥105,625,593 | ¥19,625,593 |
| 25 | 1.80% | ¥356,199 | ¥106,859,783 | ¥20,859,783 |
| 25 | 1.90% | ¥360,342 | ¥108,102,732 | ¥22,102,732 |
| 25 | 2.00% | ¥364,515 | ¥109,354,419 | ¥23,354,419 |
| 25 | 2.10% | ¥368,716 | ¥110,614,823 | ¥24,614,823 |
| 25 | 2.20% | ¥372,946 | ¥111,883,919 | ¥25,883,919 |
| 25 | 2.30% | ¥377,206 | ¥113,161,684 | ¥27,161,684 |
| 25 | 2.40% | ¥381,494 | ¥114,448,092 | ¥28,448,092 |
| 25 | 2.50% | ¥385,810 | ¥115,743,117 | ¥29,743,117 |
| 25 | 2.60% | ¥390,156 | ¥117,046,733 | ¥31,046,733 |
| 25 | 2.70% | ¥394,530 | ¥118,358,910 | ¥32,358,910 |
| 25 | 2.80% | ¥398,932 | ¥119,679,621 | ¥33,679,621 |
| 25 | 2.90% | ¥403,363 | ¥121,008,834 | ¥35,008,834 |
| 25 | 3.00% | ¥407,822 | ¥122,346,519 | ¥36,346,519 |
8600万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥384,106 | ¥92,185,461 | ¥6,185,461 |
| 20 | 0.80% | ¥387,883 | ¥93,091,991 | ¥7,091,991 |
| 20 | 0.90% | ¥391,684 | ¥94,004,234 | ¥8,004,234 |
| 20 | 1.00% | ¥395,509 | ¥94,922,185 | ¥8,922,185 |
| 20 | 1.10% | ¥399,358 | ¥95,845,839 | ¥9,845,839 |
| 20 | 1.20% | ¥403,230 | ¥96,775,191 | ¥10,775,191 |
| 20 | 1.30% | ¥407,126 | ¥97,710,235 | ¥11,710,235 |
| 20 | 1.40% | ¥411,046 | ¥98,650,965 | ¥12,650,965 |
| 20 | 1.50% | ¥414,989 | ¥99,597,372 | ¥13,597,372 |
| 20 | 1.60% | ¥418,956 | ¥100,549,452 | ¥14,549,452 |
| 20 | 1.70% | ¥422,947 | ¥101,507,194 | ¥15,507,194 |
| 20 | 1.80% | ¥426,961 | ¥102,470,592 | ¥16,470,592 |
| 20 | 1.90% | ¥430,998 | ¥103,439,637 | ¥17,439,637 |
| 20 | 2.00% | ¥435,060 | ¥104,414,320 | ¥18,414,320 |
| 20 | 2.10% | ¥439,144 | ¥105,394,632 | ¥19,394,632 |
| 20 | 2.20% | ¥443,252 | ¥106,380,561 | ¥20,380,561 |
| 20 | 2.30% | ¥447,384 | ¥107,372,100 | ¥21,372,100 |
| 20 | 2.40% | ¥451,538 | ¥108,369,235 | ¥22,369,235 |
| 20 | 2.50% | ¥455,716 | ¥109,371,957 | ¥23,371,957 |
| 20 | 2.60% | ¥459,918 | ¥110,380,254 | ¥24,380,254 |
| 20 | 2.70% | ¥464,142 | ¥111,394,114 | ¥25,394,114 |
| 20 | 2.80% | ¥468,390 | ¥112,413,524 | ¥26,413,524 |
| 20 | 2.90% | ¥472,660 | ¥113,438,472 | ¥27,438,472 |
| 20 | 3.00% | ¥476,954 | ¥114,468,944 | ¥28,468,944 |
8600万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥503,439 | ¥90,619,056 | ¥4,619,056 |
| 15 | 0.80% | ¥507,177 | ¥91,291,804 | ¥5,291,804 |
| 15 | 0.90% | ¥510,932 | ¥91,967,770 | ¥5,967,770 |
| 15 | 1.00% | ¥514,705 | ¥92,646,951 | ¥6,646,951 |
| 15 | 1.10% | ¥518,496 | ¥93,329,345 | ¥7,329,345 |
| 15 | 1.20% | ¥522,305 | ¥94,014,952 | ¥8,014,952 |
| 15 | 1.30% | ¥526,132 | ¥94,703,768 | ¥8,703,768 |
| 15 | 1.40% | ¥529,977 | ¥95,395,791 | ¥9,395,791 |
| 15 | 1.50% | ¥533,839 | ¥96,091,020 | ¥10,091,020 |
| 15 | 1.60% | ¥537,719 | ¥96,789,451 | ¥10,789,451 |
| 15 | 1.70% | ¥541,617 | ¥97,491,082 | ¥11,491,082 |
| 15 | 1.80% | ¥545,533 | ¥98,195,910 | ¥12,195,910 |
| 15 | 1.90% | ¥549,466 | ¥98,903,933 | ¥12,903,933 |
| 15 | 2.00% | ¥553,417 | ¥99,615,147 | ¥13,615,147 |
| 15 | 2.10% | ¥557,386 | ¥100,329,549 | ¥14,329,549 |
| 15 | 2.20% | ¥561,373 | ¥101,047,136 | ¥15,047,136 |
| 15 | 2.30% | ¥565,377 | ¥101,767,904 | ¥15,767,904 |
| 15 | 2.40% | ¥569,399 | ¥102,491,850 | ¥16,491,850 |
| 15 | 2.50% | ¥573,439 | ¥103,218,970 | ¥17,218,970 |
| 15 | 2.60% | ¥577,496 | ¥103,949,259 | ¥17,949,259 |
| 15 | 2.70% | ¥581,571 | ¥104,682,715 | ¥18,682,715 |
| 15 | 2.80% | ¥585,663 | ¥105,419,333 | ¥19,419,333 |
| 15 | 2.90% | ¥589,773 | ¥106,159,109 | ¥20,159,109 |
| 15 | 3.00% | ¥593,900 | ¥106,902,038 | ¥20,902,038 |
8600万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥742,252 | ¥89,070,184 | ¥3,070,184 |
| 10 | 0.80% | ¥745,954 | ¥89,514,510 | ¥3,514,510 |
| 10 | 0.90% | ¥749,669 | ¥89,960,266 | ¥3,960,266 |
| 10 | 1.00% | ¥753,395 | ¥90,407,453 | ¥4,407,453 |
| 10 | 1.10% | ¥757,134 | ¥90,856,070 | ¥4,856,070 |
| 10 | 1.20% | ¥760,884 | ¥91,306,117 | ¥5,306,117 |
| 10 | 1.30% | ¥764,647 | ¥91,757,592 | ¥5,757,592 |
| 10 | 1.40% | ¥768,421 | ¥92,210,496 | ¥6,210,496 |
| 10 | 1.50% | ¥772,207 | ¥92,664,828 | ¥6,664,828 |
| 10 | 1.60% | ¥776,005 | ¥93,120,587 | ¥7,120,587 |
| 10 | 1.70% | ¥779,815 | ¥93,577,773 | ¥7,577,773 |
| 10 | 1.80% | ¥783,637 | ¥94,036,385 | ¥8,036,385 |
| 10 | 1.90% | ¥787,470 | ¥94,496,422 | ¥8,496,422 |
| 10 | 2.00% | ¥791,316 | ¥94,957,884 | ¥8,957,884 |
| 10 | 2.10% | ¥795,173 | ¥95,420,770 | ¥9,420,770 |
| 10 | 2.20% | ¥799,042 | ¥95,885,080 | ¥9,885,080 |
| 10 | 2.30% | ¥802,923 | ¥96,350,811 | ¥10,350,811 |
| 10 | 2.40% | ¥806,816 | ¥96,817,965 | ¥10,817,965 |
| 10 | 2.50% | ¥810,721 | ¥97,286,539 | ¥11,286,539 |
| 10 | 2.60% | ¥814,638 | ¥97,756,532 | ¥11,756,532 |
| 10 | 2.70% | ¥818,566 | ¥98,227,945 | ¥12,227,945 |
| 10 | 2.80% | ¥822,506 | ¥98,700,776 | ¥12,700,776 |
| 10 | 2.90% | ¥826,459 | ¥99,175,024 | ¥13,175,024 |
| 10 | 3.00% | ¥830,422 | ¥99,650,689 | ¥13,650,689 |
