8610万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8610万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8610万円の住宅ローン｜期間・年数別
8610万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥170,116 | ¥102,069,504 | ¥15,969,504 |
| 50 | 0.80% | ¥174,155 | ¥104,493,268 | ¥18,393,268 |
| 50 | 0.90% | ¥178,254 | ¥106,952,302 | ¥20,852,302 |
| 50 | 1.00% | ¥182,411 | ¥109,446,453 | ¥23,346,453 |
| 50 | 1.10% | ¥186,626 | ¥111,975,550 | ¥25,875,550 |
| 50 | 1.20% | ¥190,899 | ¥114,539,409 | ¥28,439,409 |
| 50 | 1.30% | ¥195,230 | ¥117,137,826 | ¥31,037,826 |
| 50 | 1.40% | ¥199,618 | ¥119,770,584 | ¥33,670,584 |
| 50 | 1.50% | ¥204,062 | ¥122,437,451 | ¥36,337,451 |
| 50 | 1.60% | ¥208,564 | ¥125,138,177 | ¥39,038,177 |
| 50 | 1.70% | ¥213,121 | ¥127,872,502 | ¥41,772,502 |
| 50 | 1.80% | ¥217,734 | ¥130,640,150 | ¥44,540,150 |
| 50 | 1.90% | ¥222,401 | ¥133,440,829 | ¥47,340,829 |
| 50 | 2.00% | ¥227,124 | ¥136,274,239 | ¥50,174,239 |
| 50 | 2.10% | ¥231,900 | ¥139,140,063 | ¥53,040,063 |
| 50 | 2.20% | ¥236,730 | ¥142,037,975 | ¥55,937,975 |
| 50 | 2.30% | ¥241,613 | ¥144,967,635 | ¥58,867,635 |
| 50 | 2.40% | ¥246,548 | ¥147,928,693 | ¥61,828,693 |
| 50 | 2.50% | ¥251,535 | ¥150,920,790 | ¥64,820,790 |
| 50 | 2.60% | ¥256,573 | ¥153,943,555 | ¥67,843,555 |
| 50 | 2.70% | ¥261,661 | ¥156,996,609 | ¥70,896,609 |
| 50 | 2.80% | ¥266,799 | ¥160,079,563 | ¥73,979,563 |
| 50 | 2.90% | ¥271,987 | ¥163,192,020 | ¥77,092,020 |
| 50 | 3.00% | ¥277,223 | ¥166,333,575 | ¥80,233,575 |
8610万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥185,919 | ¥100,396,418 | ¥14,296,418 |
| 45 | 0.80% | ¥189,915 | ¥102,554,267 | ¥16,454,267 |
| 45 | 0.90% | ¥193,964 | ¥104,740,771 | ¥18,640,771 |
| 45 | 1.00% | ¥198,066 | ¥106,955,828 | ¥20,855,828 |
| 45 | 1.10% | ¥202,221 | ¥109,199,328 | ¥23,099,328 |
| 45 | 1.20% | ¥206,428 | ¥111,471,144 | ¥25,371,144 |
| 45 | 1.30% | ¥210,687 | ¥113,771,145 | ¥27,671,145 |
| 45 | 1.40% | ¥214,998 | ¥116,099,184 | ¥29,999,184 |
| 45 | 1.50% | ¥219,361 | ¥118,455,106 | ¥32,355,106 |
| 45 | 1.60% | ¥223,775 | ¥120,838,748 | ¥34,738,748 |
| 45 | 1.70% | ¥228,241 | ¥123,249,932 | ¥37,149,932 |
| 45 | 1.80% | ¥232,756 | ¥125,688,476 | ¥39,588,476 |
| 45 | 1.90% | ¥237,323 | ¥128,154,185 | ¥42,054,185 |
| 45 | 2.00% | ¥241,939 | ¥130,646,856 | ¥44,546,856 |
| 45 | 2.10% | ¥246,604 | ¥133,166,278 | ¥47,066,278 |
| 45 | 2.20% | ¥251,319 | ¥135,712,229 | ¥49,612,229 |
| 45 | 2.30% | ¥256,082 | ¥138,284,481 | ¥52,184,481 |
| 45 | 2.40% | ¥260,894 | ¥140,882,797 | ¥54,782,797 |
| 45 | 2.50% | ¥265,754 | ¥143,506,934 | ¥57,406,934 |
| 45 | 2.60% | ¥270,660 | ¥146,156,639 | ¥60,056,639 |
| 45 | 2.70% | ¥275,614 | ¥148,831,654 | ¥62,731,654 |
| 45 | 2.80% | ¥280,614 | ¥151,531,713 | ¥65,431,713 |
| 45 | 2.90% | ¥285,660 | ¥154,256,545 | ¥68,156,545 |
| 45 | 3.00% | ¥290,752 | ¥157,005,872 | ¥70,905,872 |
8610万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥205,710 | ¥98,740,733 | ¥12,640,733 |
| 40 | 0.80% | ¥209,662 | ¥100,637,922 | ¥14,537,922 |
| 40 | 0.90% | ¥213,662 | ¥102,557,815 | ¥16,457,815 |
| 40 | 1.00% | ¥217,709 | ¥104,500,346 | ¥18,400,346 |
| 40 | 1.10% | ¥221,803 | ¥106,465,445 | ¥20,365,445 |
| 40 | 1.20% | ¥225,944 | ¥108,453,033 | ¥22,353,033 |
| 40 | 1.30% | ¥230,131 | ¥110,463,025 | ¥24,363,025 |
| 40 | 1.40% | ¥234,365 | ¥112,495,331 | ¥26,395,331 |
| 40 | 1.50% | ¥238,646 | ¥114,549,851 | ¥28,449,851 |
| 40 | 1.60% | ¥242,972 | ¥116,626,480 | ¥30,526,480 |
| 40 | 1.70% | ¥247,344 | ¥118,725,108 | ¥32,625,108 |
| 40 | 1.80% | ¥251,762 | ¥120,845,618 | ¥34,745,618 |
| 40 | 1.90% | ¥256,225 | ¥122,987,885 | ¥36,887,885 |
| 40 | 2.00% | ¥260,733 | ¥125,151,780 | ¥39,051,780 |
| 40 | 2.10% | ¥265,286 | ¥127,337,168 | ¥41,237,168 |
| 40 | 2.20% | ¥269,883 | ¥129,543,908 | ¥43,443,908 |
| 40 | 2.30% | ¥274,525 | ¥131,771,853 | ¥45,671,853 |
| 40 | 2.40% | ¥279,210 | ¥134,020,852 | ¥47,920,852 |
| 40 | 2.50% | ¥283,939 | ¥136,290,746 | ¥50,190,746 |
| 40 | 2.60% | ¥288,711 | ¥138,581,373 | ¥52,481,373 |
| 40 | 2.70% | ¥293,526 | ¥140,892,567 | ¥54,792,567 |
| 40 | 2.80% | ¥298,384 | ¥143,224,155 | ¥57,124,155 |
| 40 | 2.90% | ¥303,283 | ¥145,575,960 | ¥59,475,960 |
| 40 | 3.00% | ¥308,225 | ¥147,947,802 | ¥61,847,802 |
8610万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥231,196 | ¥97,102,484 | ¥11,002,484 |
| 35 | 0.80% | ¥235,105 | ¥98,744,296 | ¥12,644,296 |
| 35 | 0.90% | ¥239,056 | ¥100,403,533 | ¥14,303,533 |
| 35 | 1.00% | ¥243,048 | ¥102,080,154 | ¥15,980,154 |
| 35 | 1.10% | ¥247,081 | ¥103,774,119 | ¥17,674,119 |
| 35 | 1.20% | ¥251,156 | ¥105,485,380 | ¥19,385,380 |
| 35 | 1.30% | ¥255,271 | ¥107,213,888 | ¥21,113,888 |
| 35 | 1.40% | ¥259,428 | ¥108,959,586 | ¥22,859,586 |
| 35 | 1.50% | ¥263,625 | ¥110,722,417 | ¥24,622,417 |
| 35 | 1.60% | ¥267,863 | ¥112,502,318 | ¥26,402,318 |
| 35 | 1.70% | ¥272,141 | ¥114,299,224 | ¥28,199,224 |
| 35 | 1.80% | ¥276,460 | ¥116,113,063 | ¥30,013,063 |
| 35 | 1.90% | ¥280,818 | ¥117,943,762 | ¥31,843,762 |
| 35 | 2.00% | ¥285,217 | ¥119,791,243 | ¥33,691,243 |
| 35 | 2.10% | ¥289,656 | ¥121,655,425 | ¥35,555,425 |
| 35 | 2.20% | ¥294,134 | ¥123,536,224 | ¥37,436,224 |
| 35 | 2.30% | ¥298,651 | ¥125,433,551 | ¥39,333,551 |
| 35 | 2.40% | ¥303,208 | ¥127,347,314 | ¥41,247,314 |
| 35 | 2.50% | ¥307,803 | ¥129,277,420 | ¥43,177,420 |
| 35 | 2.60% | ¥312,438 | ¥131,223,769 | ¥45,123,769 |
| 35 | 2.70% | ¥317,110 | ¥133,186,260 | ¥47,086,260 |
| 35 | 2.80% | ¥321,821 | ¥135,164,788 | ¥49,064,788 |
| 35 | 2.90% | ¥326,570 | ¥137,159,247 | ¥51,059,247 |
| 35 | 3.00% | ¥331,356 | ¥139,169,526 | ¥53,069,526 |
8610万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥265,227 | ¥95,481,703 | ¥9,381,703 |
| 30 | 0.80% | ¥269,093 | ¥96,873,443 | ¥10,773,443 |
| 30 | 0.90% | ¥272,994 | ¥98,278,011 | ¥12,178,011 |
| 30 | 1.00% | ¥276,932 | ¥99,695,386 | ¥13,595,386 |
| 30 | 1.10% | ¥280,904 | ¥101,125,544 | ¥15,025,544 |
| 30 | 1.20% | ¥284,912 | ¥102,568,459 | ¥16,468,459 |
| 30 | 1.30% | ¥288,956 | ¥104,024,104 | ¥17,924,104 |
| 30 | 1.40% | ¥293,035 | ¥105,492,448 | ¥19,392,448 |
| 30 | 1.50% | ¥297,149 | ¥106,973,460 | ¥20,873,460 |
| 30 | 1.60% | ¥301,298 | ¥108,467,105 | ¥22,367,105 |
| 30 | 1.70% | ¥305,482 | ¥109,973,347 | ¥23,873,347 |
| 30 | 1.80% | ¥309,700 | ¥111,492,146 | ¥25,392,146 |
| 30 | 1.90% | ¥313,954 | ¥113,023,462 | ¥26,923,462 |
| 30 | 2.00% | ¥318,242 | ¥114,567,252 | ¥28,467,252 |
| 30 | 2.10% | ¥322,565 | ¥116,123,471 | ¥30,023,471 |
| 30 | 2.20% | ¥326,922 | ¥117,692,073 | ¥31,592,073 |
| 30 | 2.30% | ¥331,314 | ¥119,273,008 | ¥33,173,008 |
| 30 | 2.40% | ¥335,740 | ¥120,866,226 | ¥34,766,226 |
| 30 | 2.50% | ¥340,199 | ¥122,471,674 | ¥36,371,674 |
| 30 | 2.60% | ¥344,692 | ¥124,089,297 | ¥37,989,297 |
| 30 | 2.70% | ¥349,220 | ¥125,719,039 | ¥39,619,039 |
| 30 | 2.80% | ¥353,780 | ¥127,360,842 | ¥41,260,842 |
| 30 | 2.90% | ¥358,374 | ¥129,014,645 | ¥42,914,645 |
| 30 | 3.00% | ¥363,001 | ¥130,680,386 | ¥44,580,386 |
8610万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥312,928 | ¥93,878,418 | ¥7,778,418 |
| 25 | 0.80% | ¥316,751 | ¥95,025,410 | ¥8,925,410 |
| 25 | 0.90% | ¥320,604 | ¥96,181,326 | ¥10,081,326 |
| 25 | 1.00% | ¥324,487 | ¥97,346,155 | ¥11,246,155 |
| 25 | 1.10% | ¥328,400 | ¥98,519,886 | ¥12,419,886 |
| 25 | 1.20% | ¥332,342 | ¥99,702,505 | ¥13,602,505 |
| 25 | 1.30% | ¥336,313 | ¥100,894,000 | ¥14,794,000 |
| 25 | 1.40% | ¥340,315 | ¥102,094,354 | ¥15,994,354 |
| 25 | 1.50% | ¥344,345 | ¥103,303,553 | ¥17,203,553 |
| 25 | 1.60% | ¥348,405 | ¥104,521,579 | ¥18,421,579 |
| 25 | 1.70% | ¥352,495 | ¥105,748,414 | ¥19,648,414 |
| 25 | 1.80% | ¥356,613 | ¥106,984,039 | ¥20,884,039 |
| 25 | 1.90% | ¥360,761 | ¥108,228,433 | ¥22,128,433 |
| 25 | 2.00% | ¥364,939 | ¥109,481,576 | ¥23,381,576 |
| 25 | 2.10% | ¥369,145 | ¥110,743,445 | ¥24,643,445 |
| 25 | 2.20% | ¥373,380 | ¥112,014,017 | ¥25,914,017 |
| 25 | 2.30% | ¥377,644 | ¥113,293,267 | ¥27,193,267 |
| 25 | 2.40% | ¥381,937 | ¥114,581,171 | ¥28,481,171 |
| 25 | 2.50% | ¥386,259 | ¥115,877,702 | ¥29,777,702 |
| 25 | 2.60% | ¥390,609 | ¥117,182,834 | ¥31,082,834 |
| 25 | 2.70% | ¥394,988 | ¥118,496,537 | ¥32,396,537 |
| 25 | 2.80% | ¥399,396 | ¥119,818,783 | ¥33,718,783 |
| 25 | 2.90% | ¥403,832 | ¥121,149,542 | ¥35,049,542 |
| 25 | 3.00% | ¥408,296 | ¥122,488,782 | ¥36,388,782 |
8610万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥384,553 | ¥92,292,653 | ¥6,192,653 |
| 20 | 0.80% | ¥388,334 | ¥93,200,237 | ¥7,100,237 |
| 20 | 0.90% | ¥392,140 | ¥94,113,541 | ¥8,013,541 |
| 20 | 1.00% | ¥395,969 | ¥95,032,560 | ¥8,932,560 |
| 20 | 1.10% | ¥399,822 | ¥95,957,288 | ¥9,857,288 |
| 20 | 1.20% | ¥403,699 | ¥96,887,721 | ¥10,787,721 |
| 20 | 1.30% | ¥407,599 | ¥97,823,852 | ¥11,723,852 |
| 20 | 1.40% | ¥411,524 | ¥98,765,675 | ¥12,665,675 |
| 20 | 1.50% | ¥415,472 | ¥99,713,183 | ¥13,613,183 |
| 20 | 1.60% | ¥419,443 | ¥100,666,369 | ¥14,566,369 |
| 20 | 1.70% | ¥423,438 | ¥101,625,226 | ¥15,525,226 |
| 20 | 1.80% | ¥427,457 | ¥102,589,744 | ¥16,489,744 |
| 20 | 1.90% | ¥431,500 | ¥103,559,916 | ¥17,459,916 |
| 20 | 2.00% | ¥435,566 | ¥104,535,732 | ¥18,435,732 |
| 20 | 2.10% | ¥439,655 | ¥105,517,184 | ¥19,417,184 |
| 20 | 2.20% | ¥443,768 | ¥106,504,260 | ¥20,404,260 |
| 20 | 2.30% | ¥447,904 | ¥107,496,951 | ¥21,396,951 |
| 20 | 2.40% | ¥452,064 | ¥108,495,246 | ¥22,395,246 |
| 20 | 2.50% | ¥456,246 | ¥109,499,134 | ¥23,399,134 |
| 20 | 2.60% | ¥460,453 | ¥110,508,603 | ¥24,408,603 |
| 20 | 2.70% | ¥464,682 | ¥111,523,642 | ¥25,423,642 |
| 20 | 2.80% | ¥468,934 | ¥112,544,237 | ¥26,444,237 |
| 20 | 2.90% | ¥473,210 | ¥113,570,377 | ¥27,470,377 |
| 20 | 3.00% | ¥477,509 | ¥114,602,048 | ¥28,502,048 |
8610万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥504,025 | ¥90,724,427 | ¥4,624,427 |
| 15 | 0.80% | ¥507,766 | ¥91,397,958 | ¥5,297,958 |
| 15 | 0.90% | ¥511,526 | ¥92,074,709 | ¥5,974,709 |
| 15 | 1.00% | ¥515,304 | ¥92,754,680 | ¥6,654,680 |
| 15 | 1.10% | ¥519,099 | ¥93,437,868 | ¥7,337,868 |
| 15 | 1.20% | ¥522,913 | ¥94,124,271 | ¥8,024,271 |
| 15 | 1.30% | ¥526,744 | ¥94,813,888 | ¥8,713,888 |
| 15 | 1.40% | ¥530,593 | ¥95,506,716 | ¥9,406,716 |
| 15 | 1.50% | ¥534,460 | ¥96,202,753 | ¥10,102,753 |
| 15 | 1.60% | ¥538,344 | ¥96,901,997 | ¥10,801,997 |
| 15 | 1.70% | ¥542,247 | ¥97,604,444 | ¥11,504,444 |
| 15 | 1.80% | ¥546,167 | ¥98,310,091 | ¥12,210,091 |
| 15 | 1.90% | ¥550,105 | ¥99,018,937 | ¥12,918,937 |
| 15 | 2.00% | ¥554,061 | ¥99,730,978 | ¥13,630,978 |
| 15 | 2.10% | ¥558,035 | ¥100,446,211 | ¥14,346,211 |
| 15 | 2.20% | ¥562,026 | ¥101,164,632 | ¥15,064,632 |
| 15 | 2.30% | ¥566,035 | ¥101,886,239 | ¥15,786,239 |
| 15 | 2.40% | ¥570,061 | ¥102,611,026 | ¥16,511,026 |
| 15 | 2.50% | ¥574,106 | ¥103,338,992 | ¥17,238,992 |
| 15 | 2.60% | ¥578,167 | ¥104,070,131 | ¥17,970,131 |
| 15 | 2.70% | ¥582,247 | ¥104,804,440 | ¥18,704,440 |
| 15 | 2.80% | ¥586,344 | ¥105,541,914 | ¥19,441,914 |
| 15 | 2.90% | ¥590,459 | ¥106,282,550 | ¥20,182,550 |
| 15 | 3.00% | ¥594,591 | ¥107,026,343 | ¥20,926,343 |
8610万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥743,115 | ¥89,173,754 | ¥3,073,754 |
| 10 | 0.80% | ¥746,822 | ¥89,618,597 | ¥3,518,597 |
| 10 | 0.90% | ¥750,541 | ¥90,064,871 | ¥3,964,871 |
| 10 | 1.00% | ¥754,271 | ¥90,512,578 | ¥4,412,578 |
| 10 | 1.10% | ¥758,014 | ¥90,961,717 | ¥4,861,717 |
| 10 | 1.20% | ¥761,769 | ¥91,412,286 | ¥5,312,286 |
| 10 | 1.30% | ¥765,536 | ¥91,864,287 | ¥5,764,287 |
| 10 | 1.40% | ¥769,314 | ¥92,317,717 | ¥6,217,717 |
| 10 | 1.50% | ¥773,105 | ¥92,772,578 | ¥6,672,578 |
| 10 | 1.60% | ¥776,907 | ¥93,228,867 | ¥7,128,867 |
| 10 | 1.70% | ¥780,722 | ¥93,686,584 | ¥7,586,584 |
| 10 | 1.80% | ¥784,548 | ¥94,145,730 | ¥8,045,730 |
| 10 | 1.90% | ¥788,386 | ¥94,606,302 | ¥8,506,302 |
| 10 | 2.00% | ¥792,236 | ¥95,068,301 | ¥8,968,301 |
| 10 | 2.10% | ¥796,098 | ¥95,531,725 | ¥9,431,725 |
| 10 | 2.20% | ¥799,971 | ¥95,996,574 | ¥9,896,574 |
| 10 | 2.30% | ¥803,857 | ¥96,462,847 | ¥10,362,847 |
| 10 | 2.40% | ¥807,755 | ¥96,930,544 | ¥10,830,544 |
| 10 | 2.50% | ¥811,664 | ¥97,399,662 | ¥11,299,662 |
| 10 | 2.60% | ¥815,585 | ¥97,870,203 | ¥11,770,203 |
| 10 | 2.70% | ¥819,518 | ¥98,342,164 | ¥12,242,164 |
| 10 | 2.80% | ¥823,463 | ¥98,815,545 | ¥12,715,545 |
| 10 | 2.90% | ¥827,420 | ¥99,290,344 | ¥13,190,344 |
| 10 | 3.00% | ¥831,388 | ¥99,766,561 | ¥13,666,561 |
