8620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8620万円の住宅ローン|期間・年数別
8620万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥170,313 |
¥102,188,051 |
¥15,988,051 |
| 50 |
0.80% |
¥174,358 |
¥104,614,630 |
¥18,414,630 |
| 50 |
0.90% |
¥178,461 |
¥107,076,520 |
¥20,876,520 |
| 50 |
1.00% |
¥182,623 |
¥109,573,568 |
¥23,373,568 |
| 50 |
1.10% |
¥186,843 |
¥112,105,603 |
¥25,905,603 |
| 50 |
1.20% |
¥191,121 |
¥114,672,439 |
¥28,472,439 |
| 50 |
1.30% |
¥195,456 |
¥117,273,875 |
¥31,073,875 |
| 50 |
1.40% |
¥199,849 |
¥119,909,691 |
¥33,709,691 |
| 50 |
1.50% |
¥204,299 |
¥122,579,654 |
¥36,379,654 |
| 50 |
1.60% |
¥208,806 |
¥125,283,518 |
¥39,083,518 |
| 50 |
1.70% |
¥213,368 |
¥128,021,019 |
¥41,821,019 |
| 50 |
1.80% |
¥217,986 |
¥130,791,880 |
¥44,591,880 |
| 50 |
1.90% |
¥222,660 |
¥133,595,813 |
¥47,395,813 |
| 50 |
2.00% |
¥227,388 |
¥136,432,513 |
¥50,232,513 |
| 50 |
2.10% |
¥232,169 |
¥139,301,666 |
¥53,101,666 |
| 50 |
2.20% |
¥237,005 |
¥142,202,943 |
¥56,002,943 |
| 50 |
2.30% |
¥241,893 |
¥145,136,006 |
¥58,936,006 |
| 50 |
2.40% |
¥246,834 |
¥148,100,504 |
¥61,900,504 |
| 50 |
2.50% |
¥251,827 |
¥151,096,076 |
¥64,896,076 |
| 50 |
2.60% |
¥256,871 |
¥154,122,352 |
¥67,922,352 |
| 50 |
2.70% |
¥261,965 |
¥157,178,951 |
¥70,978,951 |
| 50 |
2.80% |
¥267,109 |
¥160,265,485 |
¥74,065,485 |
| 50 |
2.90% |
¥272,303 |
¥163,381,557 |
¥77,181,557 |
| 50 |
3.00% |
¥277,545 |
¥166,526,762 |
¥80,326,762 |
8620万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥186,135 |
¥100,513,023 |
¥14,313,023 |
| 45 |
0.80% |
¥190,136 |
¥102,673,377 |
¥16,473,377 |
| 45 |
0.90% |
¥194,190 |
¥104,862,421 |
¥18,662,421 |
| 45 |
1.00% |
¥198,296 |
¥107,080,051 |
¥20,880,051 |
| 45 |
1.10% |
¥202,456 |
¥109,326,156 |
¥23,126,156 |
| 45 |
1.20% |
¥206,668 |
¥111,600,611 |
¥25,400,611 |
| 45 |
1.30% |
¥210,932 |
¥113,903,283 |
¥27,703,283 |
| 45 |
1.40% |
¥215,248 |
¥116,234,026 |
¥30,034,026 |
| 45 |
1.50% |
¥219,616 |
¥118,592,685 |
¥32,392,685 |
| 45 |
1.60% |
¥224,035 |
¥120,979,095 |
¥34,779,095 |
| 45 |
1.70% |
¥228,506 |
¥123,393,080 |
¥37,193,080 |
| 45 |
1.80% |
¥233,027 |
¥125,834,456 |
¥39,634,456 |
| 45 |
1.90% |
¥237,598 |
¥128,303,029 |
¥42,103,029 |
| 45 |
2.00% |
¥242,220 |
¥130,798,595 |
¥44,598,595 |
| 45 |
2.10% |
¥246,891 |
¥133,320,942 |
¥47,120,942 |
| 45 |
2.20% |
¥251,611 |
¥135,869,850 |
¥49,669,850 |
| 45 |
2.30% |
¥256,380 |
¥138,445,090 |
¥52,245,090 |
| 45 |
2.40% |
¥261,197 |
¥141,046,424 |
¥54,846,424 |
| 45 |
2.50% |
¥266,062 |
¥143,673,609 |
¥57,473,609 |
| 45 |
2.60% |
¥270,975 |
¥146,326,391 |
¥60,126,391 |
| 45 |
2.70% |
¥275,934 |
¥149,004,513 |
¥62,804,513 |
| 45 |
2.80% |
¥280,940 |
¥151,707,708 |
¥65,507,708 |
| 45 |
2.90% |
¥285,992 |
¥154,435,705 |
¥68,235,705 |
| 45 |
3.00% |
¥291,089 |
¥157,188,225 |
¥70,988,225 |
8620万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥205,949 |
¥98,855,414 |
¥12,655,414 |
| 40 |
0.80% |
¥209,906 |
¥100,754,807 |
¥14,554,807 |
| 40 |
0.90% |
¥213,910 |
¥102,676,930 |
¥16,476,930 |
| 40 |
1.00% |
¥217,962 |
¥104,621,717 |
¥18,421,717 |
| 40 |
1.10% |
¥222,061 |
¥106,589,098 |
¥20,389,098 |
| 40 |
1.20% |
¥226,206 |
¥108,578,995 |
¥22,378,995 |
| 40 |
1.30% |
¥230,399 |
¥110,591,322 |
¥24,391,322 |
| 40 |
1.40% |
¥234,637 |
¥112,625,987 |
¥26,425,987 |
| 40 |
1.50% |
¥238,923 |
¥114,682,893 |
¥28,482,893 |
| 40 |
1.60% |
¥243,254 |
¥116,761,935 |
¥30,561,935 |
| 40 |
1.70% |
¥247,631 |
¥118,863,000 |
¥32,663,000 |
| 40 |
1.80% |
¥252,054 |
¥120,985,973 |
¥34,785,973 |
| 40 |
1.90% |
¥256,522 |
¥123,130,728 |
¥36,930,728 |
| 40 |
2.00% |
¥261,036 |
¥125,297,136 |
¥39,097,136 |
| 40 |
2.10% |
¥265,594 |
¥127,485,063 |
¥41,285,063 |
| 40 |
2.20% |
¥270,197 |
¥129,694,366 |
¥43,494,366 |
| 40 |
2.30% |
¥274,844 |
¥131,924,899 |
¥45,724,899 |
| 40 |
2.40% |
¥279,534 |
¥134,176,509 |
¥47,976,509 |
| 40 |
2.50% |
¥284,269 |
¥136,449,039 |
¥50,249,039 |
| 40 |
2.60% |
¥289,047 |
¥138,742,327 |
¥52,542,327 |
| 40 |
2.70% |
¥293,867 |
¥141,056,205 |
¥54,856,205 |
| 40 |
2.80% |
¥298,730 |
¥143,390,501 |
¥57,190,501 |
| 40 |
2.90% |
¥303,635 |
¥145,745,038 |
¥59,545,038 |
| 40 |
3.00% |
¥308,583 |
¥148,119,634 |
¥61,919,634 |
8620万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥231,465 |
¥97,215,263 |
¥11,015,263 |
| 35 |
0.80% |
¥235,379 |
¥98,858,982 |
¥12,658,982 |
| 35 |
0.90% |
¥239,334 |
¥100,520,145 |
¥14,320,145 |
| 35 |
1.00% |
¥243,330 |
¥102,198,714 |
¥15,998,714 |
| 35 |
1.10% |
¥247,368 |
¥103,894,647 |
¥17,694,647 |
| 35 |
1.20% |
¥251,447 |
¥105,607,895 |
¥19,407,895 |
| 35 |
1.30% |
¥255,568 |
¥107,338,410 |
¥21,138,410 |
| 35 |
1.40% |
¥259,729 |
¥109,086,136 |
¥22,886,136 |
| 35 |
1.50% |
¥263,931 |
¥110,851,015 |
¥24,651,015 |
| 35 |
1.60% |
¥268,174 |
¥112,632,983 |
¥26,432,983 |
| 35 |
1.70% |
¥272,457 |
¥114,431,975 |
¥28,231,975 |
| 35 |
1.80% |
¥276,781 |
¥116,247,921 |
¥30,047,921 |
| 35 |
1.90% |
¥281,145 |
¥118,080,746 |
¥31,880,746 |
| 35 |
2.00% |
¥285,549 |
¥119,930,373 |
¥33,730,373 |
| 35 |
2.10% |
¥289,992 |
¥121,796,721 |
¥35,596,721 |
| 35 |
2.20% |
¥294,475 |
¥123,679,704 |
¥37,479,704 |
| 35 |
2.30% |
¥298,998 |
¥125,579,234 |
¥39,379,234 |
| 35 |
2.40% |
¥303,560 |
¥127,495,221 |
¥41,295,221 |
| 35 |
2.50% |
¥308,161 |
¥129,427,568 |
¥43,227,568 |
| 35 |
2.60% |
¥312,800 |
¥131,376,177 |
¥45,176,177 |
| 35 |
2.70% |
¥317,478 |
¥133,340,947 |
¥47,140,947 |
| 35 |
2.80% |
¥322,195 |
¥135,321,774 |
¥49,121,774 |
| 35 |
2.90% |
¥326,949 |
¥137,318,549 |
¥51,118,549 |
| 35 |
3.00% |
¥331,741 |
¥139,331,163 |
¥53,131,163 |
8620万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥265,535 |
¥95,592,599 |
¥9,392,599 |
| 30 |
0.80% |
¥269,405 |
¥96,985,956 |
¥10,785,956 |
| 30 |
0.90% |
¥273,312 |
¥98,392,155 |
¥12,192,155 |
| 30 |
1.00% |
¥277,253 |
¥99,811,176 |
¥13,611,176 |
| 30 |
1.10% |
¥281,231 |
¥101,242,995 |
¥15,042,995 |
| 30 |
1.20% |
¥285,243 |
¥102,687,586 |
¥16,487,586 |
| 30 |
1.30% |
¥289,291 |
¥104,144,922 |
¥17,944,922 |
| 30 |
1.40% |
¥293,375 |
¥105,614,972 |
¥19,414,972 |
| 30 |
1.50% |
¥297,494 |
¥107,097,704 |
¥20,897,704 |
| 30 |
1.60% |
¥301,647 |
¥108,593,083 |
¥22,393,083 |
| 30 |
1.70% |
¥305,836 |
¥110,101,074 |
¥23,901,074 |
| 30 |
1.80% |
¥310,060 |
¥111,621,637 |
¥25,421,637 |
| 30 |
1.90% |
¥314,319 |
¥113,154,732 |
¥26,954,732 |
| 30 |
2.00% |
¥318,612 |
¥114,700,315 |
¥28,500,315 |
| 30 |
2.10% |
¥322,940 |
¥116,258,342 |
¥30,058,342 |
| 30 |
2.20% |
¥327,302 |
¥117,828,765 |
¥31,628,765 |
| 30 |
2.30% |
¥331,699 |
¥119,411,536 |
¥33,211,536 |
| 30 |
2.40% |
¥336,129 |
¥121,006,605 |
¥34,806,605 |
| 30 |
2.50% |
¥340,594 |
¥122,613,917 |
¥36,413,917 |
| 30 |
2.60% |
¥345,093 |
¥124,233,419 |
¥38,033,419 |
| 30 |
2.70% |
¥349,625 |
¥125,865,054 |
¥39,665,054 |
| 30 |
2.80% |
¥354,191 |
¥127,508,764 |
¥41,308,764 |
| 30 |
2.90% |
¥358,790 |
¥129,164,487 |
¥42,964,487 |
| 30 |
3.00% |
¥363,423 |
¥130,832,164 |
¥44,632,164 |
8620万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥313,292 |
¥93,987,453 |
¥7,787,453 |
| 25 |
0.80% |
¥317,119 |
¥95,135,777 |
¥8,935,777 |
| 25 |
0.90% |
¥320,977 |
¥96,293,035 |
¥10,093,035 |
| 25 |
1.00% |
¥324,864 |
¥97,459,217 |
¥11,259,217 |
| 25 |
1.10% |
¥328,781 |
¥98,634,311 |
¥12,434,311 |
| 25 |
1.20% |
¥332,728 |
¥99,818,304 |
¥13,618,304 |
| 25 |
1.30% |
¥336,704 |
¥101,011,182 |
¥14,811,182 |
| 25 |
1.40% |
¥340,710 |
¥102,212,931 |
¥16,012,931 |
| 25 |
1.50% |
¥344,745 |
¥103,423,534 |
¥17,223,534 |
| 25 |
1.60% |
¥348,810 |
¥104,642,975 |
¥18,442,975 |
| 25 |
1.70% |
¥352,904 |
¥105,871,234 |
¥19,671,234 |
| 25 |
1.80% |
¥357,028 |
¥107,108,294 |
¥20,908,294 |
| 25 |
1.90% |
¥361,180 |
¥108,354,134 |
¥22,154,134 |
| 25 |
2.00% |
¥365,362 |
¥109,608,732 |
¥23,408,732 |
| 25 |
2.10% |
¥369,574 |
¥110,872,067 |
¥24,672,067 |
| 25 |
2.20% |
¥373,814 |
¥112,144,114 |
¥25,944,114 |
| 25 |
2.30% |
¥378,083 |
¥113,424,850 |
¥27,224,850 |
| 25 |
2.40% |
¥382,381 |
¥114,714,250 |
¥28,514,250 |
| 25 |
2.50% |
¥386,708 |
¥116,012,287 |
¥29,812,287 |
| 25 |
2.60% |
¥391,063 |
¥117,318,935 |
¥31,118,935 |
| 25 |
2.70% |
¥395,447 |
¥118,634,164 |
¥32,434,164 |
| 25 |
2.80% |
¥399,860 |
¥119,957,945 |
¥33,757,945 |
| 25 |
2.90% |
¥404,301 |
¥121,290,250 |
¥35,090,250 |
| 25 |
3.00% |
¥408,770 |
¥122,631,046 |
¥36,431,046 |
8620万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥384,999 |
¥92,399,846 |
¥6,199,846 |
| 20 |
0.80% |
¥388,785 |
¥93,308,484 |
¥7,108,484 |
| 20 |
0.90% |
¥392,595 |
¥94,222,848 |
¥8,022,848 |
| 20 |
1.00% |
¥396,429 |
¥95,142,934 |
¥8,942,934 |
| 20 |
1.10% |
¥400,286 |
¥96,068,737 |
¥9,868,737 |
| 20 |
1.20% |
¥404,168 |
¥97,000,250 |
¥10,800,250 |
| 20 |
1.30% |
¥408,073 |
¥97,937,468 |
¥11,737,468 |
| 20 |
1.40% |
¥412,002 |
¥98,880,385 |
¥12,680,385 |
| 20 |
1.50% |
¥415,954 |
¥99,828,994 |
¥13,628,994 |
| 20 |
1.60% |
¥419,930 |
¥100,783,287 |
¥14,583,287 |
| 20 |
1.70% |
¥423,930 |
¥101,743,257 |
¥15,543,257 |
| 20 |
1.80% |
¥427,954 |
¥102,708,896 |
¥16,508,896 |
| 20 |
1.90% |
¥432,001 |
¥103,680,195 |
¥17,480,195 |
| 20 |
2.00% |
¥436,071 |
¥104,657,144 |
¥18,457,144 |
| 20 |
2.10% |
¥440,166 |
¥105,639,735 |
¥19,439,735 |
| 20 |
2.20% |
¥444,283 |
¥106,627,958 |
¥20,427,958 |
| 20 |
2.30% |
¥448,424 |
¥107,621,802 |
¥21,421,802 |
| 20 |
2.40% |
¥452,589 |
¥108,621,257 |
¥22,421,257 |
| 20 |
2.50% |
¥456,776 |
¥109,626,311 |
¥23,426,311 |
| 20 |
2.60% |
¥460,987 |
¥110,636,952 |
¥24,436,952 |
| 20 |
2.70% |
¥465,222 |
¥111,653,170 |
¥25,453,170 |
| 20 |
2.80% |
¥469,479 |
¥112,674,951 |
¥26,474,951 |
| 20 |
2.90% |
¥473,760 |
¥113,702,282 |
¥27,502,282 |
| 20 |
3.00% |
¥478,063 |
¥114,735,151 |
¥28,535,151 |
8620万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥504,610 |
¥90,829,798 |
¥4,629,798 |
| 15 |
0.80% |
¥508,356 |
¥91,504,111 |
¥5,304,111 |
| 15 |
0.90% |
¥512,120 |
¥92,181,648 |
¥5,981,648 |
| 15 |
1.00% |
¥515,902 |
¥92,862,409 |
¥6,662,409 |
| 15 |
1.10% |
¥519,702 |
¥93,546,390 |
¥7,346,390 |
| 15 |
1.20% |
¥523,520 |
¥94,233,591 |
¥8,033,591 |
| 15 |
1.30% |
¥527,356 |
¥94,924,009 |
¥8,724,009 |
| 15 |
1.40% |
¥531,209 |
¥95,617,642 |
¥9,417,642 |
| 15 |
1.50% |
¥535,080 |
¥96,314,487 |
¥10,114,487 |
| 15 |
1.60% |
¥538,970 |
¥97,014,542 |
¥10,814,542 |
| 15 |
1.70% |
¥542,877 |
¥97,717,805 |
¥11,517,805 |
| 15 |
1.80% |
¥546,802 |
¥98,424,273 |
¥12,224,273 |
| 15 |
1.90% |
¥550,744 |
¥99,133,942 |
¥12,933,942 |
| 15 |
2.00% |
¥554,704 |
¥99,846,810 |
¥13,646,810 |
| 15 |
2.10% |
¥558,683 |
¥100,562,873 |
¥14,362,873 |
| 15 |
2.20% |
¥562,678 |
¥101,282,129 |
¥15,082,129 |
| 15 |
2.30% |
¥566,692 |
¥102,004,573 |
¥15,804,573 |
| 15 |
2.40% |
¥570,723 |
¥102,730,203 |
¥16,530,203 |
| 15 |
2.50% |
¥574,772 |
¥103,459,014 |
¥17,259,014 |
| 15 |
2.60% |
¥578,839 |
¥104,191,002 |
¥17,991,002 |
| 15 |
2.70% |
¥582,923 |
¥104,926,164 |
¥18,726,164 |
| 15 |
2.80% |
¥587,025 |
¥105,664,495 |
¥19,464,495 |
| 15 |
2.90% |
¥591,144 |
¥106,405,991 |
¥20,205,991 |
| 15 |
3.00% |
¥595,281 |
¥107,150,647 |
¥20,950,647 |
8620万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥743,978 |
¥89,277,324 |
¥3,077,324 |
| 10 |
0.80% |
¥747,689 |
¥89,722,683 |
¥3,522,683 |
| 10 |
0.90% |
¥751,412 |
¥90,169,476 |
¥3,969,476 |
| 10 |
1.00% |
¥755,148 |
¥90,617,703 |
¥4,417,703 |
| 10 |
1.10% |
¥758,895 |
¥91,067,363 |
¥4,867,363 |
| 10 |
1.20% |
¥762,654 |
¥91,518,456 |
¥5,318,456 |
| 10 |
1.30% |
¥766,425 |
¥91,970,982 |
¥5,770,982 |
| 10 |
1.40% |
¥770,208 |
¥92,424,939 |
¥6,224,939 |
| 10 |
1.50% |
¥774,003 |
¥92,880,327 |
¥6,680,327 |
| 10 |
1.60% |
¥777,810 |
¥93,337,146 |
¥7,137,146 |
| 10 |
1.70% |
¥781,628 |
¥93,795,396 |
¥7,595,396 |
| 10 |
1.80% |
¥785,459 |
¥94,255,074 |
¥8,055,074 |
| 10 |
1.90% |
¥789,302 |
¥94,716,181 |
¥8,516,181 |
| 10 |
2.00% |
¥793,156 |
¥95,178,717 |
¥8,978,717 |
| 10 |
2.10% |
¥797,022 |
¥95,642,679 |
¥9,442,679 |
| 10 |
2.20% |
¥800,901 |
¥96,108,068 |
¥9,908,068 |
| 10 |
2.30% |
¥804,791 |
¥96,574,883 |
¥10,374,883 |
| 10 |
2.40% |
¥808,693 |
¥97,043,123 |
¥10,843,123 |
| 10 |
2.50% |
¥812,607 |
¥97,512,786 |
¥11,312,786 |
| 10 |
2.60% |
¥816,532 |
¥97,983,873 |
¥11,783,873 |
| 10 |
2.70% |
¥820,470 |
¥98,456,382 |
¥12,256,382 |
| 10 |
2.80% |
¥824,419 |
¥98,930,313 |
¥12,730,313 |
| 10 |
2.90% |
¥828,381 |
¥99,405,664 |
¥13,205,664 |
| 10 |
3.00% |
¥832,354 |
¥99,882,434 |
¥13,682,434 |