8620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8620万円の住宅ローン｜期間・年数別
8620万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥170,313 | ¥102,188,051 | ¥15,988,051 |
| 50 | 0.80% | ¥174,358 | ¥104,614,630 | ¥18,414,630 |
| 50 | 0.90% | ¥178,461 | ¥107,076,520 | ¥20,876,520 |
| 50 | 1.00% | ¥182,623 | ¥109,573,568 | ¥23,373,568 |
| 50 | 1.10% | ¥186,843 | ¥112,105,603 | ¥25,905,603 |
| 50 | 1.20% | ¥191,121 | ¥114,672,439 | ¥28,472,439 |
| 50 | 1.30% | ¥195,456 | ¥117,273,875 | ¥31,073,875 |
| 50 | 1.40% | ¥199,849 | ¥119,909,691 | ¥33,709,691 |
| 50 | 1.50% | ¥204,299 | ¥122,579,654 | ¥36,379,654 |
| 50 | 1.60% | ¥208,806 | ¥125,283,518 | ¥39,083,518 |
| 50 | 1.70% | ¥213,368 | ¥128,021,019 | ¥41,821,019 |
| 50 | 1.80% | ¥217,986 | ¥130,791,880 | ¥44,591,880 |
| 50 | 1.90% | ¥222,660 | ¥133,595,813 | ¥47,395,813 |
| 50 | 2.00% | ¥227,388 | ¥136,432,513 | ¥50,232,513 |
| 50 | 2.10% | ¥232,169 | ¥139,301,666 | ¥53,101,666 |
| 50 | 2.20% | ¥237,005 | ¥142,202,943 | ¥56,002,943 |
| 50 | 2.30% | ¥241,893 | ¥145,136,006 | ¥58,936,006 |
| 50 | 2.40% | ¥246,834 | ¥148,100,504 | ¥61,900,504 |
| 50 | 2.50% | ¥251,827 | ¥151,096,076 | ¥64,896,076 |
| 50 | 2.60% | ¥256,871 | ¥154,122,352 | ¥67,922,352 |
| 50 | 2.70% | ¥261,965 | ¥157,178,951 | ¥70,978,951 |
| 50 | 2.80% | ¥267,109 | ¥160,265,485 | ¥74,065,485 |
| 50 | 2.90% | ¥272,303 | ¥163,381,557 | ¥77,181,557 |
| 50 | 3.00% | ¥277,545 | ¥166,526,762 | ¥80,326,762 |
8620万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥186,135 | ¥100,513,023 | ¥14,313,023 |
| 45 | 0.80% | ¥190,136 | ¥102,673,377 | ¥16,473,377 |
| 45 | 0.90% | ¥194,190 | ¥104,862,421 | ¥18,662,421 |
| 45 | 1.00% | ¥198,296 | ¥107,080,051 | ¥20,880,051 |
| 45 | 1.10% | ¥202,456 | ¥109,326,156 | ¥23,126,156 |
| 45 | 1.20% | ¥206,668 | ¥111,600,611 | ¥25,400,611 |
| 45 | 1.30% | ¥210,932 | ¥113,903,283 | ¥27,703,283 |
| 45 | 1.40% | ¥215,248 | ¥116,234,026 | ¥30,034,026 |
| 45 | 1.50% | ¥219,616 | ¥118,592,685 | ¥32,392,685 |
| 45 | 1.60% | ¥224,035 | ¥120,979,095 | ¥34,779,095 |
| 45 | 1.70% | ¥228,506 | ¥123,393,080 | ¥37,193,080 |
| 45 | 1.80% | ¥233,027 | ¥125,834,456 | ¥39,634,456 |
| 45 | 1.90% | ¥237,598 | ¥128,303,029 | ¥42,103,029 |
| 45 | 2.00% | ¥242,220 | ¥130,798,595 | ¥44,598,595 |
| 45 | 2.10% | ¥246,891 | ¥133,320,942 | ¥47,120,942 |
| 45 | 2.20% | ¥251,611 | ¥135,869,850 | ¥49,669,850 |
| 45 | 2.30% | ¥256,380 | ¥138,445,090 | ¥52,245,090 |
| 45 | 2.40% | ¥261,197 | ¥141,046,424 | ¥54,846,424 |
| 45 | 2.50% | ¥266,062 | ¥143,673,609 | ¥57,473,609 |
| 45 | 2.60% | ¥270,975 | ¥146,326,391 | ¥60,126,391 |
| 45 | 2.70% | ¥275,934 | ¥149,004,513 | ¥62,804,513 |
| 45 | 2.80% | ¥280,940 | ¥151,707,708 | ¥65,507,708 |
| 45 | 2.90% | ¥285,992 | ¥154,435,705 | ¥68,235,705 |
| 45 | 3.00% | ¥291,089 | ¥157,188,225 | ¥70,988,225 |
8620万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥205,949 | ¥98,855,414 | ¥12,655,414 |
| 40 | 0.80% | ¥209,906 | ¥100,754,807 | ¥14,554,807 |
| 40 | 0.90% | ¥213,910 | ¥102,676,930 | ¥16,476,930 |
| 40 | 1.00% | ¥217,962 | ¥104,621,717 | ¥18,421,717 |
| 40 | 1.10% | ¥222,061 | ¥106,589,098 | ¥20,389,098 |
| 40 | 1.20% | ¥226,206 | ¥108,578,995 | ¥22,378,995 |
| 40 | 1.30% | ¥230,399 | ¥110,591,322 | ¥24,391,322 |
| 40 | 1.40% | ¥234,637 | ¥112,625,987 | ¥26,425,987 |
| 40 | 1.50% | ¥238,923 | ¥114,682,893 | ¥28,482,893 |
| 40 | 1.60% | ¥243,254 | ¥116,761,935 | ¥30,561,935 |
| 40 | 1.70% | ¥247,631 | ¥118,863,000 | ¥32,663,000 |
| 40 | 1.80% | ¥252,054 | ¥120,985,973 | ¥34,785,973 |
| 40 | 1.90% | ¥256,522 | ¥123,130,728 | ¥36,930,728 |
| 40 | 2.00% | ¥261,036 | ¥125,297,136 | ¥39,097,136 |
| 40 | 2.10% | ¥265,594 | ¥127,485,063 | ¥41,285,063 |
| 40 | 2.20% | ¥270,197 | ¥129,694,366 | ¥43,494,366 |
| 40 | 2.30% | ¥274,844 | ¥131,924,899 | ¥45,724,899 |
| 40 | 2.40% | ¥279,534 | ¥134,176,509 | ¥47,976,509 |
| 40 | 2.50% | ¥284,269 | ¥136,449,039 | ¥50,249,039 |
| 40 | 2.60% | ¥289,047 | ¥138,742,327 | ¥52,542,327 |
| 40 | 2.70% | ¥293,867 | ¥141,056,205 | ¥54,856,205 |
| 40 | 2.80% | ¥298,730 | ¥143,390,501 | ¥57,190,501 |
| 40 | 2.90% | ¥303,635 | ¥145,745,038 | ¥59,545,038 |
| 40 | 3.00% | ¥308,583 | ¥148,119,634 | ¥61,919,634 |
8620万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥231,465 | ¥97,215,263 | ¥11,015,263 |
| 35 | 0.80% | ¥235,379 | ¥98,858,982 | ¥12,658,982 |
| 35 | 0.90% | ¥239,334 | ¥100,520,145 | ¥14,320,145 |
| 35 | 1.00% | ¥243,330 | ¥102,198,714 | ¥15,998,714 |
| 35 | 1.10% | ¥247,368 | ¥103,894,647 | ¥17,694,647 |
| 35 | 1.20% | ¥251,447 | ¥105,607,895 | ¥19,407,895 |
| 35 | 1.30% | ¥255,568 | ¥107,338,410 | ¥21,138,410 |
| 35 | 1.40% | ¥259,729 | ¥109,086,136 | ¥22,886,136 |
| 35 | 1.50% | ¥263,931 | ¥110,851,015 | ¥24,651,015 |
| 35 | 1.60% | ¥268,174 | ¥112,632,983 | ¥26,432,983 |
| 35 | 1.70% | ¥272,457 | ¥114,431,975 | ¥28,231,975 |
| 35 | 1.80% | ¥276,781 | ¥116,247,921 | ¥30,047,921 |
| 35 | 1.90% | ¥281,145 | ¥118,080,746 | ¥31,880,746 |
| 35 | 2.00% | ¥285,549 | ¥119,930,373 | ¥33,730,373 |
| 35 | 2.10% | ¥289,992 | ¥121,796,721 | ¥35,596,721 |
| 35 | 2.20% | ¥294,475 | ¥123,679,704 | ¥37,479,704 |
| 35 | 2.30% | ¥298,998 | ¥125,579,234 | ¥39,379,234 |
| 35 | 2.40% | ¥303,560 | ¥127,495,221 | ¥41,295,221 |
| 35 | 2.50% | ¥308,161 | ¥129,427,568 | ¥43,227,568 |
| 35 | 2.60% | ¥312,800 | ¥131,376,177 | ¥45,176,177 |
| 35 | 2.70% | ¥317,478 | ¥133,340,947 | ¥47,140,947 |
| 35 | 2.80% | ¥322,195 | ¥135,321,774 | ¥49,121,774 |
| 35 | 2.90% | ¥326,949 | ¥137,318,549 | ¥51,118,549 |
| 35 | 3.00% | ¥331,741 | ¥139,331,163 | ¥53,131,163 |
8620万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥265,535 | ¥95,592,599 | ¥9,392,599 |
| 30 | 0.80% | ¥269,405 | ¥96,985,956 | ¥10,785,956 |
| 30 | 0.90% | ¥273,312 | ¥98,392,155 | ¥12,192,155 |
| 30 | 1.00% | ¥277,253 | ¥99,811,176 | ¥13,611,176 |
| 30 | 1.10% | ¥281,231 | ¥101,242,995 | ¥15,042,995 |
| 30 | 1.20% | ¥285,243 | ¥102,687,586 | ¥16,487,586 |
| 30 | 1.30% | ¥289,291 | ¥104,144,922 | ¥17,944,922 |
| 30 | 1.40% | ¥293,375 | ¥105,614,972 | ¥19,414,972 |
| 30 | 1.50% | ¥297,494 | ¥107,097,704 | ¥20,897,704 |
| 30 | 1.60% | ¥301,647 | ¥108,593,083 | ¥22,393,083 |
| 30 | 1.70% | ¥305,836 | ¥110,101,074 | ¥23,901,074 |
| 30 | 1.80% | ¥310,060 | ¥111,621,637 | ¥25,421,637 |
| 30 | 1.90% | ¥314,319 | ¥113,154,732 | ¥26,954,732 |
| 30 | 2.00% | ¥318,612 | ¥114,700,315 | ¥28,500,315 |
| 30 | 2.10% | ¥322,940 | ¥116,258,342 | ¥30,058,342 |
| 30 | 2.20% | ¥327,302 | ¥117,828,765 | ¥31,628,765 |
| 30 | 2.30% | ¥331,699 | ¥119,411,536 | ¥33,211,536 |
| 30 | 2.40% | ¥336,129 | ¥121,006,605 | ¥34,806,605 |
| 30 | 2.50% | ¥340,594 | ¥122,613,917 | ¥36,413,917 |
| 30 | 2.60% | ¥345,093 | ¥124,233,419 | ¥38,033,419 |
| 30 | 2.70% | ¥349,625 | ¥125,865,054 | ¥39,665,054 |
| 30 | 2.80% | ¥354,191 | ¥127,508,764 | ¥41,308,764 |
| 30 | 2.90% | ¥358,790 | ¥129,164,487 | ¥42,964,487 |
| 30 | 3.00% | ¥363,423 | ¥130,832,164 | ¥44,632,164 |
8620万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥313,292 | ¥93,987,453 | ¥7,787,453 |
| 25 | 0.80% | ¥317,119 | ¥95,135,777 | ¥8,935,777 |
| 25 | 0.90% | ¥320,977 | ¥96,293,035 | ¥10,093,035 |
| 25 | 1.00% | ¥324,864 | ¥97,459,217 | ¥11,259,217 |
| 25 | 1.10% | ¥328,781 | ¥98,634,311 | ¥12,434,311 |
| 25 | 1.20% | ¥332,728 | ¥99,818,304 | ¥13,618,304 |
| 25 | 1.30% | ¥336,704 | ¥101,011,182 | ¥14,811,182 |
| 25 | 1.40% | ¥340,710 | ¥102,212,931 | ¥16,012,931 |
| 25 | 1.50% | ¥344,745 | ¥103,423,534 | ¥17,223,534 |
| 25 | 1.60% | ¥348,810 | ¥104,642,975 | ¥18,442,975 |
| 25 | 1.70% | ¥352,904 | ¥105,871,234 | ¥19,671,234 |
| 25 | 1.80% | ¥357,028 | ¥107,108,294 | ¥20,908,294 |
| 25 | 1.90% | ¥361,180 | ¥108,354,134 | ¥22,154,134 |
| 25 | 2.00% | ¥365,362 | ¥109,608,732 | ¥23,408,732 |
| 25 | 2.10% | ¥369,574 | ¥110,872,067 | ¥24,672,067 |
| 25 | 2.20% | ¥373,814 | ¥112,144,114 | ¥25,944,114 |
| 25 | 2.30% | ¥378,083 | ¥113,424,850 | ¥27,224,850 |
| 25 | 2.40% | ¥382,381 | ¥114,714,250 | ¥28,514,250 |
| 25 | 2.50% | ¥386,708 | ¥116,012,287 | ¥29,812,287 |
| 25 | 2.60% | ¥391,063 | ¥117,318,935 | ¥31,118,935 |
| 25 | 2.70% | ¥395,447 | ¥118,634,164 | ¥32,434,164 |
| 25 | 2.80% | ¥399,860 | ¥119,957,945 | ¥33,757,945 |
| 25 | 2.90% | ¥404,301 | ¥121,290,250 | ¥35,090,250 |
| 25 | 3.00% | ¥408,770 | ¥122,631,046 | ¥36,431,046 |
8620万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥384,999 | ¥92,399,846 | ¥6,199,846 |
| 20 | 0.80% | ¥388,785 | ¥93,308,484 | ¥7,108,484 |
| 20 | 0.90% | ¥392,595 | ¥94,222,848 | ¥8,022,848 |
| 20 | 1.00% | ¥396,429 | ¥95,142,934 | ¥8,942,934 |
| 20 | 1.10% | ¥400,286 | ¥96,068,737 | ¥9,868,737 |
| 20 | 1.20% | ¥404,168 | ¥97,000,250 | ¥10,800,250 |
| 20 | 1.30% | ¥408,073 | ¥97,937,468 | ¥11,737,468 |
| 20 | 1.40% | ¥412,002 | ¥98,880,385 | ¥12,680,385 |
| 20 | 1.50% | ¥415,954 | ¥99,828,994 | ¥13,628,994 |
| 20 | 1.60% | ¥419,930 | ¥100,783,287 | ¥14,583,287 |
| 20 | 1.70% | ¥423,930 | ¥101,743,257 | ¥15,543,257 |
| 20 | 1.80% | ¥427,954 | ¥102,708,896 | ¥16,508,896 |
| 20 | 1.90% | ¥432,001 | ¥103,680,195 | ¥17,480,195 |
| 20 | 2.00% | ¥436,071 | ¥104,657,144 | ¥18,457,144 |
| 20 | 2.10% | ¥440,166 | ¥105,639,735 | ¥19,439,735 |
| 20 | 2.20% | ¥444,283 | ¥106,627,958 | ¥20,427,958 |
| 20 | 2.30% | ¥448,424 | ¥107,621,802 | ¥21,421,802 |
| 20 | 2.40% | ¥452,589 | ¥108,621,257 | ¥22,421,257 |
| 20 | 2.50% | ¥456,776 | ¥109,626,311 | ¥23,426,311 |
| 20 | 2.60% | ¥460,987 | ¥110,636,952 | ¥24,436,952 |
| 20 | 2.70% | ¥465,222 | ¥111,653,170 | ¥25,453,170 |
| 20 | 2.80% | ¥469,479 | ¥112,674,951 | ¥26,474,951 |
| 20 | 2.90% | ¥473,760 | ¥113,702,282 | ¥27,502,282 |
| 20 | 3.00% | ¥478,063 | ¥114,735,151 | ¥28,535,151 |
8620万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥504,610 | ¥90,829,798 | ¥4,629,798 |
| 15 | 0.80% | ¥508,356 | ¥91,504,111 | ¥5,304,111 |
| 15 | 0.90% | ¥512,120 | ¥92,181,648 | ¥5,981,648 |
| 15 | 1.00% | ¥515,902 | ¥92,862,409 | ¥6,662,409 |
| 15 | 1.10% | ¥519,702 | ¥93,546,390 | ¥7,346,390 |
| 15 | 1.20% | ¥523,520 | ¥94,233,591 | ¥8,033,591 |
| 15 | 1.30% | ¥527,356 | ¥94,924,009 | ¥8,724,009 |
| 15 | 1.40% | ¥531,209 | ¥95,617,642 | ¥9,417,642 |
| 15 | 1.50% | ¥535,080 | ¥96,314,487 | ¥10,114,487 |
| 15 | 1.60% | ¥538,970 | ¥97,014,542 | ¥10,814,542 |
| 15 | 1.70% | ¥542,877 | ¥97,717,805 | ¥11,517,805 |
| 15 | 1.80% | ¥546,802 | ¥98,424,273 | ¥12,224,273 |
| 15 | 1.90% | ¥550,744 | ¥99,133,942 | ¥12,933,942 |
| 15 | 2.00% | ¥554,704 | ¥99,846,810 | ¥13,646,810 |
| 15 | 2.10% | ¥558,683 | ¥100,562,873 | ¥14,362,873 |
| 15 | 2.20% | ¥562,678 | ¥101,282,129 | ¥15,082,129 |
| 15 | 2.30% | ¥566,692 | ¥102,004,573 | ¥15,804,573 |
| 15 | 2.40% | ¥570,723 | ¥102,730,203 | ¥16,530,203 |
| 15 | 2.50% | ¥574,772 | ¥103,459,014 | ¥17,259,014 |
| 15 | 2.60% | ¥578,839 | ¥104,191,002 | ¥17,991,002 |
| 15 | 2.70% | ¥582,923 | ¥104,926,164 | ¥18,726,164 |
| 15 | 2.80% | ¥587,025 | ¥105,664,495 | ¥19,464,495 |
| 15 | 2.90% | ¥591,144 | ¥106,405,991 | ¥20,205,991 |
| 15 | 3.00% | ¥595,281 | ¥107,150,647 | ¥20,950,647 |
8620万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥743,978 | ¥89,277,324 | ¥3,077,324 |
| 10 | 0.80% | ¥747,689 | ¥89,722,683 | ¥3,522,683 |
| 10 | 0.90% | ¥751,412 | ¥90,169,476 | ¥3,969,476 |
| 10 | 1.00% | ¥755,148 | ¥90,617,703 | ¥4,417,703 |
| 10 | 1.10% | ¥758,895 | ¥91,067,363 | ¥4,867,363 |
| 10 | 1.20% | ¥762,654 | ¥91,518,456 | ¥5,318,456 |
| 10 | 1.30% | ¥766,425 | ¥91,970,982 | ¥5,770,982 |
| 10 | 1.40% | ¥770,208 | ¥92,424,939 | ¥6,224,939 |
| 10 | 1.50% | ¥774,003 | ¥92,880,327 | ¥6,680,327 |
| 10 | 1.60% | ¥777,810 | ¥93,337,146 | ¥7,137,146 |
| 10 | 1.70% | ¥781,628 | ¥93,795,396 | ¥7,595,396 |
| 10 | 1.80% | ¥785,459 | ¥94,255,074 | ¥8,055,074 |
| 10 | 1.90% | ¥789,302 | ¥94,716,181 | ¥8,516,181 |
| 10 | 2.00% | ¥793,156 | ¥95,178,717 | ¥8,978,717 |
| 10 | 2.10% | ¥797,022 | ¥95,642,679 | ¥9,442,679 |
| 10 | 2.20% | ¥800,901 | ¥96,108,068 | ¥9,908,068 |
| 10 | 2.30% | ¥804,791 | ¥96,574,883 | ¥10,374,883 |
| 10 | 2.40% | ¥808,693 | ¥97,043,123 | ¥10,843,123 |
| 10 | 2.50% | ¥812,607 | ¥97,512,786 | ¥11,312,786 |
| 10 | 2.60% | ¥816,532 | ¥97,983,873 | ¥11,783,873 |
| 10 | 2.70% | ¥820,470 | ¥98,456,382 | ¥12,256,382 |
| 10 | 2.80% | ¥824,419 | ¥98,930,313 | ¥12,730,313 |
| 10 | 2.90% | ¥828,381 | ¥99,405,664 | ¥13,205,664 |
| 10 | 3.00% | ¥832,354 | ¥99,882,434 | ¥13,682,434 |
