8630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8630万円の住宅ローン｜期間・年数別
8630万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥170,511 |
¥102,306,599 |
¥16,006,599 |
| 50 |
0.80% |
¥174,560 |
¥104,735,993 |
¥18,435,993 |
| 50 |
0.90% |
¥178,668 |
¥107,200,739 |
¥20,900,739 |
| 50 |
1.00% |
¥182,834 |
¥109,700,684 |
¥23,400,684 |
| 50 |
1.10% |
¥187,059 |
¥112,235,656 |
¥25,935,656 |
| 50 |
1.20% |
¥191,342 |
¥114,805,470 |
¥28,505,470 |
| 50 |
1.30% |
¥195,683 |
¥117,409,923 |
¥31,109,923 |
| 50 |
1.40% |
¥200,081 |
¥120,048,797 |
¥33,748,797 |
| 50 |
1.50% |
¥204,536 |
¥122,721,858 |
¥36,421,858 |
| 50 |
1.60% |
¥209,048 |
¥125,428,858 |
¥39,128,858 |
| 50 |
1.70% |
¥213,616 |
¥128,169,535 |
¥41,869,535 |
| 50 |
1.80% |
¥218,239 |
¥130,943,611 |
¥44,643,611 |
| 50 |
1.90% |
¥222,918 |
¥133,750,796 |
¥47,450,796 |
| 50 |
2.00% |
¥227,651 |
¥136,590,788 |
¥50,290,788 |
| 50 |
2.10% |
¥232,439 |
¥139,463,269 |
¥53,163,269 |
| 50 |
2.20% |
¥237,280 |
¥142,367,912 |
¥56,067,912 |
| 50 |
2.30% |
¥242,174 |
¥145,304,377 |
¥59,004,377 |
| 50 |
2.40% |
¥247,121 |
¥148,272,314 |
¥61,972,314 |
| 50 |
2.50% |
¥252,119 |
¥151,271,361 |
¥64,971,361 |
| 50 |
2.60% |
¥257,169 |
¥154,301,148 |
¥68,001,148 |
| 50 |
2.70% |
¥262,269 |
¥157,361,293 |
¥71,061,293 |
| 50 |
2.80% |
¥267,419 |
¥160,451,408 |
¥74,151,408 |
| 50 |
2.90% |
¥272,618 |
¥163,571,095 |
¥77,271,095 |
| 50 |
3.00% |
¥277,867 |
¥166,719,948 |
¥80,419,948 |
8630万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥186,351 |
¥100,629,627 |
¥14,329,627 |
| 45 |
0.80% |
¥190,356 |
¥102,792,488 |
¥16,492,488 |
| 45 |
0.90% |
¥194,415 |
¥104,984,071 |
¥18,684,071 |
| 45 |
1.00% |
¥198,526 |
¥107,204,274 |
¥20,904,274 |
| 45 |
1.10% |
¥202,691 |
¥109,452,984 |
¥23,152,984 |
| 45 |
1.20% |
¥206,908 |
¥111,730,078 |
¥25,430,078 |
| 45 |
1.30% |
¥211,177 |
¥114,035,421 |
¥27,735,421 |
| 45 |
1.40% |
¥215,498 |
¥116,368,868 |
¥30,068,868 |
| 45 |
1.50% |
¥219,871 |
¥118,730,263 |
¥32,430,263 |
| 45 |
1.60% |
¥224,295 |
¥121,119,442 |
¥34,819,442 |
| 45 |
1.70% |
¥228,771 |
¥123,536,227 |
¥37,236,227 |
| 45 |
1.80% |
¥233,297 |
¥125,980,436 |
¥39,680,436 |
| 45 |
1.90% |
¥237,874 |
¥128,451,872 |
¥42,151,872 |
| 45 |
2.00% |
¥242,501 |
¥130,950,333 |
¥44,650,333 |
| 45 |
2.10% |
¥247,177 |
¥133,475,607 |
¥47,175,607 |
| 45 |
2.20% |
¥251,903 |
¥136,027,472 |
¥49,727,472 |
| 45 |
2.30% |
¥256,677 |
¥138,605,699 |
¥52,305,699 |
| 45 |
2.40% |
¥261,500 |
¥141,210,051 |
¥54,910,051 |
| 45 |
2.50% |
¥266,371 |
¥143,840,283 |
¥57,540,283 |
| 45 |
2.60% |
¥271,289 |
¥146,496,143 |
¥60,196,143 |
| 45 |
2.70% |
¥276,254 |
¥149,177,372 |
¥62,877,372 |
| 45 |
2.80% |
¥281,266 |
¥151,883,703 |
¥65,583,703 |
| 45 |
2.90% |
¥286,324 |
¥154,614,865 |
¥68,314,865 |
| 45 |
3.00% |
¥291,427 |
¥157,370,578 |
¥71,070,578 |
8630万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥206,188 |
¥98,970,096 |
¥12,670,096 |
| 40 |
0.80% |
¥210,149 |
¥100,871,692 |
¥14,571,692 |
| 40 |
0.90% |
¥214,158 |
¥102,796,044 |
¥16,496,044 |
| 40 |
1.00% |
¥218,215 |
¥104,743,088 |
¥18,443,088 |
| 40 |
1.10% |
¥222,318 |
¥106,712,751 |
¥20,412,751 |
| 40 |
1.20% |
¥226,469 |
¥108,704,956 |
¥22,404,956 |
| 40 |
1.30% |
¥230,666 |
¥110,719,618 |
¥24,419,618 |
| 40 |
1.40% |
¥234,910 |
¥112,756,644 |
¥26,456,644 |
| 40 |
1.50% |
¥239,200 |
¥114,815,936 |
¥28,515,936 |
| 40 |
1.60% |
¥243,536 |
¥116,897,389 |
¥30,597,389 |
| 40 |
1.70% |
¥247,919 |
¥119,000,892 |
¥32,700,892 |
| 40 |
1.80% |
¥252,347 |
¥121,126,328 |
¥34,826,328 |
| 40 |
1.90% |
¥256,820 |
¥123,273,571 |
¥36,973,571 |
| 40 |
2.00% |
¥261,339 |
¥125,442,493 |
¥39,142,493 |
| 40 |
2.10% |
¥265,902 |
¥127,632,957 |
¥41,332,957 |
| 40 |
2.20% |
¥270,510 |
¥129,844,823 |
¥43,544,823 |
| 40 |
2.30% |
¥275,162 |
¥132,077,944 |
¥45,777,944 |
| 40 |
2.40% |
¥279,859 |
¥134,332,166 |
¥48,032,166 |
| 40 |
2.50% |
¥284,599 |
¥136,607,333 |
¥50,307,333 |
| 40 |
2.60% |
¥289,382 |
¥138,903,281 |
¥52,603,281 |
| 40 |
2.70% |
¥294,208 |
¥141,219,844 |
¥54,919,844 |
| 40 |
2.80% |
¥299,077 |
¥143,556,847 |
¥57,256,847 |
| 40 |
2.90% |
¥303,988 |
¥145,914,116 |
¥59,614,116 |
| 40 |
3.00% |
¥308,941 |
¥148,291,467 |
¥61,991,467 |
8630万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥231,733 |
¥97,328,041 |
¥11,028,041 |
| 35 |
0.80% |
¥235,652 |
¥98,973,668 |
¥12,673,668 |
| 35 |
0.90% |
¥239,611 |
¥100,636,758 |
¥14,336,758 |
| 35 |
1.00% |
¥243,613 |
¥102,317,274 |
¥16,017,274 |
| 35 |
1.10% |
¥247,655 |
¥104,015,174 |
¥17,715,174 |
| 35 |
1.20% |
¥251,739 |
¥105,730,410 |
¥19,430,410 |
| 35 |
1.30% |
¥255,864 |
¥107,462,933 |
¥21,162,933 |
| 35 |
1.40% |
¥260,030 |
¥109,212,686 |
¥22,912,686 |
| 35 |
1.50% |
¥264,237 |
¥110,979,612 |
¥24,679,612 |
| 35 |
1.60% |
¥268,485 |
¥112,763,648 |
¥26,463,648 |
| 35 |
1.70% |
¥272,773 |
¥114,564,727 |
¥28,264,727 |
| 35 |
1.80% |
¥277,102 |
¥116,382,779 |
¥30,082,779 |
| 35 |
1.90% |
¥281,471 |
¥118,217,731 |
¥31,917,731 |
| 35 |
2.00% |
¥285,880 |
¥120,069,504 |
¥33,769,504 |
| 35 |
2.10% |
¥290,329 |
¥121,938,016 |
¥35,638,016 |
| 35 |
2.20% |
¥294,817 |
¥123,823,184 |
¥37,523,184 |
| 35 |
2.30% |
¥299,345 |
¥125,724,918 |
¥39,424,918 |
| 35 |
2.40% |
¥303,912 |
¥127,643,127 |
¥41,343,127 |
| 35 |
2.50% |
¥308,518 |
¥129,577,716 |
¥43,277,716 |
| 35 |
2.60% |
¥313,163 |
¥131,528,586 |
¥45,228,586 |
| 35 |
2.70% |
¥317,847 |
¥133,495,635 |
¥47,195,635 |
| 35 |
2.80% |
¥322,568 |
¥135,478,760 |
¥49,178,760 |
| 35 |
2.90% |
¥327,328 |
¥137,477,852 |
¥51,177,852 |
| 35 |
3.00% |
¥332,126 |
¥139,492,800 |
¥53,192,800 |
8630万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥265,843 |
¥95,703,496 |
¥9,403,496 |
| 30 |
0.80% |
¥269,718 |
¥97,098,469 |
¥10,798,469 |
| 30 |
0.90% |
¥273,629 |
¥98,506,299 |
¥12,206,299 |
| 30 |
1.00% |
¥277,575 |
¥99,926,966 |
¥13,626,966 |
| 30 |
1.10% |
¥281,557 |
¥101,360,446 |
¥15,060,446 |
| 30 |
1.20% |
¥285,574 |
¥102,806,713 |
¥16,506,713 |
| 30 |
1.30% |
¥289,627 |
¥104,265,739 |
¥17,965,739 |
| 30 |
1.40% |
¥293,715 |
¥105,737,495 |
¥19,437,495 |
| 30 |
1.50% |
¥297,839 |
¥107,221,947 |
¥20,921,947 |
| 30 |
1.60% |
¥301,997 |
¥108,719,061 |
¥22,419,061 |
| 30 |
1.70% |
¥306,191 |
¥110,228,802 |
¥23,928,802 |
| 30 |
1.80% |
¥310,420 |
¥111,751,129 |
¥25,451,129 |
| 30 |
1.90% |
¥314,683 |
¥113,286,002 |
¥26,986,002 |
| 30 |
2.00% |
¥318,982 |
¥114,833,378 |
¥28,533,378 |
| 30 |
2.10% |
¥323,314 |
¥116,393,212 |
¥30,093,212 |
| 30 |
2.20% |
¥327,682 |
¥117,965,457 |
¥31,665,457 |
| 30 |
2.30% |
¥332,084 |
¥119,550,065 |
¥33,250,065 |
| 30 |
2.40% |
¥336,519 |
¥121,146,984 |
¥34,846,984 |
| 30 |
2.50% |
¥340,989 |
¥122,756,161 |
¥36,456,161 |
| 30 |
2.60% |
¥345,493 |
¥124,377,542 |
¥38,077,542 |
| 30 |
2.70% |
¥350,031 |
¥126,011,069 |
¥39,711,069 |
| 30 |
2.80% |
¥354,602 |
¥127,656,686 |
¥41,356,686 |
| 30 |
2.90% |
¥359,206 |
¥129,314,330 |
¥43,014,330 |
| 30 |
3.00% |
¥363,844 |
¥130,983,941 |
¥44,683,941 |
8630万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥313,655 |
¥94,096,487 |
¥7,796,487 |
| 25 |
0.80% |
¥317,487 |
¥95,246,143 |
¥8,946,143 |
| 25 |
0.90% |
¥321,349 |
¥96,404,744 |
¥10,104,744 |
| 25 |
1.00% |
¥325,241 |
¥97,572,278 |
¥11,272,278 |
| 25 |
1.10% |
¥329,162 |
¥98,748,735 |
¥12,448,735 |
| 25 |
1.20% |
¥333,114 |
¥99,934,102 |
¥13,634,102 |
| 25 |
1.30% |
¥337,095 |
¥101,128,364 |
¥14,828,364 |
| 25 |
1.40% |
¥341,105 |
¥102,331,507 |
¥16,031,507 |
| 25 |
1.50% |
¥345,145 |
¥103,543,515 |
¥17,243,515 |
| 25 |
1.60% |
¥349,215 |
¥104,764,370 |
¥18,464,370 |
| 25 |
1.70% |
¥353,314 |
¥105,994,055 |
¥19,694,055 |
| 25 |
1.80% |
¥357,442 |
¥107,232,550 |
¥20,932,550 |
| 25 |
1.90% |
¥361,599 |
¥108,479,835 |
¥22,179,835 |
| 25 |
2.00% |
¥365,786 |
¥109,735,888 |
¥23,435,888 |
| 25 |
2.10% |
¥370,002 |
¥111,000,688 |
¥24,700,688 |
| 25 |
2.20% |
¥374,247 |
¥112,274,212 |
¥25,974,212 |
| 25 |
2.30% |
¥378,521 |
¥113,556,434 |
¥27,256,434 |
| 25 |
2.40% |
¥382,824 |
¥114,847,330 |
¥28,547,330 |
| 25 |
2.50% |
¥387,156 |
¥116,146,872 |
¥29,846,872 |
| 25 |
2.60% |
¥391,517 |
¥117,455,035 |
¥31,155,035 |
| 25 |
2.70% |
¥395,906 |
¥118,771,790 |
¥32,471,790 |
| 25 |
2.80% |
¥400,324 |
¥120,097,108 |
¥33,797,108 |
| 25 |
2.90% |
¥404,770 |
¥121,430,958 |
¥35,130,958 |
| 25 |
3.00% |
¥409,244 |
¥122,773,309 |
¥36,473,309 |
8630万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥385,446 |
¥92,507,038 |
¥6,207,038 |
| 20 |
0.80% |
¥389,236 |
¥93,416,730 |
¥7,116,730 |
| 20 |
0.90% |
¥393,051 |
¥94,332,156 |
¥8,032,156 |
| 20 |
1.00% |
¥396,889 |
¥95,253,309 |
¥8,953,309 |
| 20 |
1.10% |
¥400,751 |
¥96,180,185 |
¥9,880,185 |
| 20 |
1.20% |
¥404,637 |
¥97,112,779 |
¥10,812,779 |
| 20 |
1.30% |
¥408,546 |
¥98,051,085 |
¥11,751,085 |
| 20 |
1.40% |
¥412,480 |
¥98,995,096 |
¥12,695,096 |
| 20 |
1.50% |
¥416,437 |
¥99,944,805 |
¥13,644,805 |
| 20 |
1.60% |
¥420,418 |
¥100,900,205 |
¥14,600,205 |
| 20 |
1.70% |
¥424,422 |
¥101,861,289 |
¥15,561,289 |
| 20 |
1.80% |
¥428,450 |
¥102,828,048 |
¥16,528,048 |
| 20 |
1.90% |
¥432,502 |
¥103,800,473 |
¥17,500,473 |
| 20 |
2.00% |
¥436,577 |
¥104,778,556 |
¥18,478,556 |
| 20 |
2.10% |
¥440,676 |
¥105,762,287 |
¥19,462,287 |
| 20 |
2.20% |
¥444,799 |
¥106,751,656 |
¥20,451,656 |
| 20 |
2.30% |
¥448,944 |
¥107,746,653 |
¥21,446,653 |
| 20 |
2.40% |
¥453,114 |
¥108,747,267 |
¥22,447,267 |
| 20 |
2.50% |
¥457,306 |
¥109,753,487 |
¥23,453,487 |
| 20 |
2.60% |
¥461,522 |
¥110,765,301 |
¥24,465,301 |
| 20 |
2.70% |
¥465,761 |
¥111,782,698 |
¥25,482,698 |
| 20 |
2.80% |
¥470,024 |
¥112,805,664 |
¥26,505,664 |
| 20 |
2.90% |
¥474,309 |
¥113,834,187 |
¥27,534,187 |
| 20 |
3.00% |
¥478,618 |
¥114,868,254 |
¥28,568,254 |
8630万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥505,195 |
¥90,935,169 |
¥4,635,169 |
| 15 |
0.80% |
¥508,946 |
¥91,610,264 |
¥5,310,264 |
| 15 |
0.90% |
¥512,714 |
¥92,288,588 |
¥5,988,588 |
| 15 |
1.00% |
¥516,501 |
¥92,970,138 |
¥6,670,138 |
| 15 |
1.10% |
¥520,305 |
¥93,654,913 |
¥7,354,913 |
| 15 |
1.20% |
¥524,127 |
¥94,342,911 |
¥8,042,911 |
| 15 |
1.30% |
¥527,967 |
¥95,034,130 |
¥8,734,130 |
| 15 |
1.40% |
¥531,825 |
¥95,728,567 |
¥9,428,567 |
| 15 |
1.50% |
¥535,701 |
¥96,426,221 |
¥10,126,221 |
| 15 |
1.60% |
¥539,595 |
¥97,127,088 |
¥10,827,088 |
| 15 |
1.70% |
¥543,506 |
¥97,831,167 |
¥11,531,167 |
| 15 |
1.80% |
¥547,436 |
¥98,538,454 |
¥12,238,454 |
| 15 |
1.90% |
¥551,383 |
¥99,248,947 |
¥12,948,947 |
| 15 |
2.00% |
¥555,348 |
¥99,962,642 |
¥13,662,642 |
| 15 |
2.10% |
¥559,331 |
¥100,679,536 |
¥14,379,536 |
| 15 |
2.20% |
¥563,331 |
¥101,399,626 |
¥15,099,626 |
| 15 |
2.30% |
¥567,349 |
¥102,122,908 |
¥15,822,908 |
| 15 |
2.40% |
¥571,385 |
¥102,849,379 |
¥16,549,379 |
| 15 |
2.50% |
¥575,439 |
¥103,579,036 |
¥17,279,036 |
| 15 |
2.60% |
¥579,510 |
¥104,311,873 |
¥18,011,873 |
| 15 |
2.70% |
¥583,599 |
¥105,047,888 |
¥18,747,888 |
| 15 |
2.80% |
¥587,706 |
¥105,787,075 |
¥19,487,075 |
| 15 |
2.90% |
¥591,830 |
¥106,529,432 |
¥20,229,432 |
| 15 |
3.00% |
¥595,972 |
¥107,274,952 |
¥20,974,952 |
8630万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥744,841 |
¥89,380,894 |
¥3,080,894 |
| 10 |
0.80% |
¥748,556 |
¥89,826,770 |
¥3,526,770 |
| 10 |
0.90% |
¥752,284 |
¥90,274,081 |
¥3,974,081 |
| 10 |
1.00% |
¥756,024 |
¥90,722,828 |
¥4,422,828 |
| 10 |
1.10% |
¥759,775 |
¥91,173,010 |
¥4,873,010 |
| 10 |
1.20% |
¥763,539 |
¥91,624,626 |
¥5,324,626 |
| 10 |
1.30% |
¥767,314 |
¥92,077,677 |
¥5,777,677 |
| 10 |
1.40% |
¥771,101 |
¥92,532,160 |
¥6,232,160 |
| 10 |
1.50% |
¥774,901 |
¥92,988,077 |
¥6,688,077 |
| 10 |
1.60% |
¥778,712 |
¥93,445,426 |
¥7,145,426 |
| 10 |
1.70% |
¥782,535 |
¥93,904,207 |
¥7,604,207 |
| 10 |
1.80% |
¥786,370 |
¥94,364,419 |
¥8,064,419 |
| 10 |
1.90% |
¥790,217 |
¥94,826,061 |
¥8,526,061 |
| 10 |
2.00% |
¥794,076 |
¥95,289,133 |
¥8,989,133 |
| 10 |
2.10% |
¥797,947 |
¥95,753,634 |
¥9,453,634 |
| 10 |
2.20% |
¥801,830 |
¥96,219,562 |
¥9,919,562 |
| 10 |
2.30% |
¥805,724 |
¥96,686,919 |
¥10,386,919 |
| 10 |
2.40% |
¥809,631 |
¥97,155,702 |
¥10,855,702 |
| 10 |
2.50% |
¥813,549 |
¥97,625,910 |
¥11,325,910 |
| 10 |
2.60% |
¥817,480 |
¥98,097,544 |
¥11,797,544 |
| 10 |
2.70% |
¥821,422 |
¥98,570,601 |
¥12,270,601 |
| 10 |
2.80% |
¥825,376 |
¥99,045,081 |
¥12,745,081 |
| 10 |
2.90% |
¥829,342 |
¥99,520,984 |
¥13,220,984 |
| 10 |
3.00% |
¥833,319 |
¥99,998,307 |
¥13,698,307 |
