8630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8630万円の住宅ローン｜期間・年数別
8630万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥170,511 | ¥102,306,599 | ¥16,006,599 |
| 50 | 0.80% | ¥174,560 | ¥104,735,993 | ¥18,435,993 |
| 50 | 0.90% | ¥178,668 | ¥107,200,739 | ¥20,900,739 |
| 50 | 1.00% | ¥182,834 | ¥109,700,684 | ¥23,400,684 |
| 50 | 1.10% | ¥187,059 | ¥112,235,656 | ¥25,935,656 |
| 50 | 1.20% | ¥191,342 | ¥114,805,470 | ¥28,505,470 |
| 50 | 1.30% | ¥195,683 | ¥117,409,923 | ¥31,109,923 |
| 50 | 1.40% | ¥200,081 | ¥120,048,797 | ¥33,748,797 |
| 50 | 1.50% | ¥204,536 | ¥122,721,858 | ¥36,421,858 |
| 50 | 1.60% | ¥209,048 | ¥125,428,858 | ¥39,128,858 |
| 50 | 1.70% | ¥213,616 | ¥128,169,535 | ¥41,869,535 |
| 50 | 1.80% | ¥218,239 | ¥130,943,611 | ¥44,643,611 |
| 50 | 1.90% | ¥222,918 | ¥133,750,796 | ¥47,450,796 |
| 50 | 2.00% | ¥227,651 | ¥136,590,788 | ¥50,290,788 |
| 50 | 2.10% | ¥232,439 | ¥139,463,269 | ¥53,163,269 |
| 50 | 2.20% | ¥237,280 | ¥142,367,912 | ¥56,067,912 |
| 50 | 2.30% | ¥242,174 | ¥145,304,377 | ¥59,004,377 |
| 50 | 2.40% | ¥247,121 | ¥148,272,314 | ¥61,972,314 |
| 50 | 2.50% | ¥252,119 | ¥151,271,361 | ¥64,971,361 |
| 50 | 2.60% | ¥257,169 | ¥154,301,148 | ¥68,001,148 |
| 50 | 2.70% | ¥262,269 | ¥157,361,293 | ¥71,061,293 |
| 50 | 2.80% | ¥267,419 | ¥160,451,408 | ¥74,151,408 |
| 50 | 2.90% | ¥272,618 | ¥163,571,095 | ¥77,271,095 |
| 50 | 3.00% | ¥277,867 | ¥166,719,948 | ¥80,419,948 |
8630万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥186,351 | ¥100,629,627 | ¥14,329,627 |
| 45 | 0.80% | ¥190,356 | ¥102,792,488 | ¥16,492,488 |
| 45 | 0.90% | ¥194,415 | ¥104,984,071 | ¥18,684,071 |
| 45 | 1.00% | ¥198,526 | ¥107,204,274 | ¥20,904,274 |
| 45 | 1.10% | ¥202,691 | ¥109,452,984 | ¥23,152,984 |
| 45 | 1.20% | ¥206,908 | ¥111,730,078 | ¥25,430,078 |
| 45 | 1.30% | ¥211,177 | ¥114,035,421 | ¥27,735,421 |
| 45 | 1.40% | ¥215,498 | ¥116,368,868 | ¥30,068,868 |
| 45 | 1.50% | ¥219,871 | ¥118,730,263 | ¥32,430,263 |
| 45 | 1.60% | ¥224,295 | ¥121,119,442 | ¥34,819,442 |
| 45 | 1.70% | ¥228,771 | ¥123,536,227 | ¥37,236,227 |
| 45 | 1.80% | ¥233,297 | ¥125,980,436 | ¥39,680,436 |
| 45 | 1.90% | ¥237,874 | ¥128,451,872 | ¥42,151,872 |
| 45 | 2.00% | ¥242,501 | ¥130,950,333 | ¥44,650,333 |
| 45 | 2.10% | ¥247,177 | ¥133,475,607 | ¥47,175,607 |
| 45 | 2.20% | ¥251,903 | ¥136,027,472 | ¥49,727,472 |
| 45 | 2.30% | ¥256,677 | ¥138,605,699 | ¥52,305,699 |
| 45 | 2.40% | ¥261,500 | ¥141,210,051 | ¥54,910,051 |
| 45 | 2.50% | ¥266,371 | ¥143,840,283 | ¥57,540,283 |
| 45 | 2.60% | ¥271,289 | ¥146,496,143 | ¥60,196,143 |
| 45 | 2.70% | ¥276,254 | ¥149,177,372 | ¥62,877,372 |
| 45 | 2.80% | ¥281,266 | ¥151,883,703 | ¥65,583,703 |
| 45 | 2.90% | ¥286,324 | ¥154,614,865 | ¥68,314,865 |
| 45 | 3.00% | ¥291,427 | ¥157,370,578 | ¥71,070,578 |
8630万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥206,188 | ¥98,970,096 | ¥12,670,096 |
| 40 | 0.80% | ¥210,149 | ¥100,871,692 | ¥14,571,692 |
| 40 | 0.90% | ¥214,158 | ¥102,796,044 | ¥16,496,044 |
| 40 | 1.00% | ¥218,215 | ¥104,743,088 | ¥18,443,088 |
| 40 | 1.10% | ¥222,318 | ¥106,712,751 | ¥20,412,751 |
| 40 | 1.20% | ¥226,469 | ¥108,704,956 | ¥22,404,956 |
| 40 | 1.30% | ¥230,666 | ¥110,719,618 | ¥24,419,618 |
| 40 | 1.40% | ¥234,910 | ¥112,756,644 | ¥26,456,644 |
| 40 | 1.50% | ¥239,200 | ¥114,815,936 | ¥28,515,936 |
| 40 | 1.60% | ¥243,536 | ¥116,897,389 | ¥30,597,389 |
| 40 | 1.70% | ¥247,919 | ¥119,000,892 | ¥32,700,892 |
| 40 | 1.80% | ¥252,347 | ¥121,126,328 | ¥34,826,328 |
| 40 | 1.90% | ¥256,820 | ¥123,273,571 | ¥36,973,571 |
| 40 | 2.00% | ¥261,339 | ¥125,442,493 | ¥39,142,493 |
| 40 | 2.10% | ¥265,902 | ¥127,632,957 | ¥41,332,957 |
| 40 | 2.20% | ¥270,510 | ¥129,844,823 | ¥43,544,823 |
| 40 | 2.30% | ¥275,162 | ¥132,077,944 | ¥45,777,944 |
| 40 | 2.40% | ¥279,859 | ¥134,332,166 | ¥48,032,166 |
| 40 | 2.50% | ¥284,599 | ¥136,607,333 | ¥50,307,333 |
| 40 | 2.60% | ¥289,382 | ¥138,903,281 | ¥52,603,281 |
| 40 | 2.70% | ¥294,208 | ¥141,219,844 | ¥54,919,844 |
| 40 | 2.80% | ¥299,077 | ¥143,556,847 | ¥57,256,847 |
| 40 | 2.90% | ¥303,988 | ¥145,914,116 | ¥59,614,116 |
| 40 | 3.00% | ¥308,941 | ¥148,291,467 | ¥61,991,467 |
8630万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥231,733 | ¥97,328,041 | ¥11,028,041 |
| 35 | 0.80% | ¥235,652 | ¥98,973,668 | ¥12,673,668 |
| 35 | 0.90% | ¥239,611 | ¥100,636,758 | ¥14,336,758 |
| 35 | 1.00% | ¥243,613 | ¥102,317,274 | ¥16,017,274 |
| 35 | 1.10% | ¥247,655 | ¥104,015,174 | ¥17,715,174 |
| 35 | 1.20% | ¥251,739 | ¥105,730,410 | ¥19,430,410 |
| 35 | 1.30% | ¥255,864 | ¥107,462,933 | ¥21,162,933 |
| 35 | 1.40% | ¥260,030 | ¥109,212,686 | ¥22,912,686 |
| 35 | 1.50% | ¥264,237 | ¥110,979,612 | ¥24,679,612 |
| 35 | 1.60% | ¥268,485 | ¥112,763,648 | ¥26,463,648 |
| 35 | 1.70% | ¥272,773 | ¥114,564,727 | ¥28,264,727 |
| 35 | 1.80% | ¥277,102 | ¥116,382,779 | ¥30,082,779 |
| 35 | 1.90% | ¥281,471 | ¥118,217,731 | ¥31,917,731 |
| 35 | 2.00% | ¥285,880 | ¥120,069,504 | ¥33,769,504 |
| 35 | 2.10% | ¥290,329 | ¥121,938,016 | ¥35,638,016 |
| 35 | 2.20% | ¥294,817 | ¥123,823,184 | ¥37,523,184 |
| 35 | 2.30% | ¥299,345 | ¥125,724,918 | ¥39,424,918 |
| 35 | 2.40% | ¥303,912 | ¥127,643,127 | ¥41,343,127 |
| 35 | 2.50% | ¥308,518 | ¥129,577,716 | ¥43,277,716 |
| 35 | 2.60% | ¥313,163 | ¥131,528,586 | ¥45,228,586 |
| 35 | 2.70% | ¥317,847 | ¥133,495,635 | ¥47,195,635 |
| 35 | 2.80% | ¥322,568 | ¥135,478,760 | ¥49,178,760 |
| 35 | 2.90% | ¥327,328 | ¥137,477,852 | ¥51,177,852 |
| 35 | 3.00% | ¥332,126 | ¥139,492,800 | ¥53,192,800 |
8630万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥265,843 | ¥95,703,496 | ¥9,403,496 |
| 30 | 0.80% | ¥269,718 | ¥97,098,469 | ¥10,798,469 |
| 30 | 0.90% | ¥273,629 | ¥98,506,299 | ¥12,206,299 |
| 30 | 1.00% | ¥277,575 | ¥99,926,966 | ¥13,626,966 |
| 30 | 1.10% | ¥281,557 | ¥101,360,446 | ¥15,060,446 |
| 30 | 1.20% | ¥285,574 | ¥102,806,713 | ¥16,506,713 |
| 30 | 1.30% | ¥289,627 | ¥104,265,739 | ¥17,965,739 |
| 30 | 1.40% | ¥293,715 | ¥105,737,495 | ¥19,437,495 |
| 30 | 1.50% | ¥297,839 | ¥107,221,947 | ¥20,921,947 |
| 30 | 1.60% | ¥301,997 | ¥108,719,061 | ¥22,419,061 |
| 30 | 1.70% | ¥306,191 | ¥110,228,802 | ¥23,928,802 |
| 30 | 1.80% | ¥310,420 | ¥111,751,129 | ¥25,451,129 |
| 30 | 1.90% | ¥314,683 | ¥113,286,002 | ¥26,986,002 |
| 30 | 2.00% | ¥318,982 | ¥114,833,378 | ¥28,533,378 |
| 30 | 2.10% | ¥323,314 | ¥116,393,212 | ¥30,093,212 |
| 30 | 2.20% | ¥327,682 | ¥117,965,457 | ¥31,665,457 |
| 30 | 2.30% | ¥332,084 | ¥119,550,065 | ¥33,250,065 |
| 30 | 2.40% | ¥336,519 | ¥121,146,984 | ¥34,846,984 |
| 30 | 2.50% | ¥340,989 | ¥122,756,161 | ¥36,456,161 |
| 30 | 2.60% | ¥345,493 | ¥124,377,542 | ¥38,077,542 |
| 30 | 2.70% | ¥350,031 | ¥126,011,069 | ¥39,711,069 |
| 30 | 2.80% | ¥354,602 | ¥127,656,686 | ¥41,356,686 |
| 30 | 2.90% | ¥359,206 | ¥129,314,330 | ¥43,014,330 |
| 30 | 3.00% | ¥363,844 | ¥130,983,941 | ¥44,683,941 |
8630万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥313,655 | ¥94,096,487 | ¥7,796,487 |
| 25 | 0.80% | ¥317,487 | ¥95,246,143 | ¥8,946,143 |
| 25 | 0.90% | ¥321,349 | ¥96,404,744 | ¥10,104,744 |
| 25 | 1.00% | ¥325,241 | ¥97,572,278 | ¥11,272,278 |
| 25 | 1.10% | ¥329,162 | ¥98,748,735 | ¥12,448,735 |
| 25 | 1.20% | ¥333,114 | ¥99,934,102 | ¥13,634,102 |
| 25 | 1.30% | ¥337,095 | ¥101,128,364 | ¥14,828,364 |
| 25 | 1.40% | ¥341,105 | ¥102,331,507 | ¥16,031,507 |
| 25 | 1.50% | ¥345,145 | ¥103,543,515 | ¥17,243,515 |
| 25 | 1.60% | ¥349,215 | ¥104,764,370 | ¥18,464,370 |
| 25 | 1.70% | ¥353,314 | ¥105,994,055 | ¥19,694,055 |
| 25 | 1.80% | ¥357,442 | ¥107,232,550 | ¥20,932,550 |
| 25 | 1.90% | ¥361,599 | ¥108,479,835 | ¥22,179,835 |
| 25 | 2.00% | ¥365,786 | ¥109,735,888 | ¥23,435,888 |
| 25 | 2.10% | ¥370,002 | ¥111,000,688 | ¥24,700,688 |
| 25 | 2.20% | ¥374,247 | ¥112,274,212 | ¥25,974,212 |
| 25 | 2.30% | ¥378,521 | ¥113,556,434 | ¥27,256,434 |
| 25 | 2.40% | ¥382,824 | ¥114,847,330 | ¥28,547,330 |
| 25 | 2.50% | ¥387,156 | ¥116,146,872 | ¥29,846,872 |
| 25 | 2.60% | ¥391,517 | ¥117,455,035 | ¥31,155,035 |
| 25 | 2.70% | ¥395,906 | ¥118,771,790 | ¥32,471,790 |
| 25 | 2.80% | ¥400,324 | ¥120,097,108 | ¥33,797,108 |
| 25 | 2.90% | ¥404,770 | ¥121,430,958 | ¥35,130,958 |
| 25 | 3.00% | ¥409,244 | ¥122,773,309 | ¥36,473,309 |
8630万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥385,446 | ¥92,507,038 | ¥6,207,038 |
| 20 | 0.80% | ¥389,236 | ¥93,416,730 | ¥7,116,730 |
| 20 | 0.90% | ¥393,051 | ¥94,332,156 | ¥8,032,156 |
| 20 | 1.00% | ¥396,889 | ¥95,253,309 | ¥8,953,309 |
| 20 | 1.10% | ¥400,751 | ¥96,180,185 | ¥9,880,185 |
| 20 | 1.20% | ¥404,637 | ¥97,112,779 | ¥10,812,779 |
| 20 | 1.30% | ¥408,546 | ¥98,051,085 | ¥11,751,085 |
| 20 | 1.40% | ¥412,480 | ¥98,995,096 | ¥12,695,096 |
| 20 | 1.50% | ¥416,437 | ¥99,944,805 | ¥13,644,805 |
| 20 | 1.60% | ¥420,418 | ¥100,900,205 | ¥14,600,205 |
| 20 | 1.70% | ¥424,422 | ¥101,861,289 | ¥15,561,289 |
| 20 | 1.80% | ¥428,450 | ¥102,828,048 | ¥16,528,048 |
| 20 | 1.90% | ¥432,502 | ¥103,800,473 | ¥17,500,473 |
| 20 | 2.00% | ¥436,577 | ¥104,778,556 | ¥18,478,556 |
| 20 | 2.10% | ¥440,676 | ¥105,762,287 | ¥19,462,287 |
| 20 | 2.20% | ¥444,799 | ¥106,751,656 | ¥20,451,656 |
| 20 | 2.30% | ¥448,944 | ¥107,746,653 | ¥21,446,653 |
| 20 | 2.40% | ¥453,114 | ¥108,747,267 | ¥22,447,267 |
| 20 | 2.50% | ¥457,306 | ¥109,753,487 | ¥23,453,487 |
| 20 | 2.60% | ¥461,522 | ¥110,765,301 | ¥24,465,301 |
| 20 | 2.70% | ¥465,761 | ¥111,782,698 | ¥25,482,698 |
| 20 | 2.80% | ¥470,024 | ¥112,805,664 | ¥26,505,664 |
| 20 | 2.90% | ¥474,309 | ¥113,834,187 | ¥27,534,187 |
| 20 | 3.00% | ¥478,618 | ¥114,868,254 | ¥28,568,254 |
8630万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥505,195 | ¥90,935,169 | ¥4,635,169 |
| 15 | 0.80% | ¥508,946 | ¥91,610,264 | ¥5,310,264 |
| 15 | 0.90% | ¥512,714 | ¥92,288,588 | ¥5,988,588 |
| 15 | 1.00% | ¥516,501 | ¥92,970,138 | ¥6,670,138 |
| 15 | 1.10% | ¥520,305 | ¥93,654,913 | ¥7,354,913 |
| 15 | 1.20% | ¥524,127 | ¥94,342,911 | ¥8,042,911 |
| 15 | 1.30% | ¥527,967 | ¥95,034,130 | ¥8,734,130 |
| 15 | 1.40% | ¥531,825 | ¥95,728,567 | ¥9,428,567 |
| 15 | 1.50% | ¥535,701 | ¥96,426,221 | ¥10,126,221 |
| 15 | 1.60% | ¥539,595 | ¥97,127,088 | ¥10,827,088 |
| 15 | 1.70% | ¥543,506 | ¥97,831,167 | ¥11,531,167 |
| 15 | 1.80% | ¥547,436 | ¥98,538,454 | ¥12,238,454 |
| 15 | 1.90% | ¥551,383 | ¥99,248,947 | ¥12,948,947 |
| 15 | 2.00% | ¥555,348 | ¥99,962,642 | ¥13,662,642 |
| 15 | 2.10% | ¥559,331 | ¥100,679,536 | ¥14,379,536 |
| 15 | 2.20% | ¥563,331 | ¥101,399,626 | ¥15,099,626 |
| 15 | 2.30% | ¥567,349 | ¥102,122,908 | ¥15,822,908 |
| 15 | 2.40% | ¥571,385 | ¥102,849,379 | ¥16,549,379 |
| 15 | 2.50% | ¥575,439 | ¥103,579,036 | ¥17,279,036 |
| 15 | 2.60% | ¥579,510 | ¥104,311,873 | ¥18,011,873 |
| 15 | 2.70% | ¥583,599 | ¥105,047,888 | ¥18,747,888 |
| 15 | 2.80% | ¥587,706 | ¥105,787,075 | ¥19,487,075 |
| 15 | 2.90% | ¥591,830 | ¥106,529,432 | ¥20,229,432 |
| 15 | 3.00% | ¥595,972 | ¥107,274,952 | ¥20,974,952 |
8630万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥744,841 | ¥89,380,894 | ¥3,080,894 |
| 10 | 0.80% | ¥748,556 | ¥89,826,770 | ¥3,526,770 |
| 10 | 0.90% | ¥752,284 | ¥90,274,081 | ¥3,974,081 |
| 10 | 1.00% | ¥756,024 | ¥90,722,828 | ¥4,422,828 |
| 10 | 1.10% | ¥759,775 | ¥91,173,010 | ¥4,873,010 |
| 10 | 1.20% | ¥763,539 | ¥91,624,626 | ¥5,324,626 |
| 10 | 1.30% | ¥767,314 | ¥92,077,677 | ¥5,777,677 |
| 10 | 1.40% | ¥771,101 | ¥92,532,160 | ¥6,232,160 |
| 10 | 1.50% | ¥774,901 | ¥92,988,077 | ¥6,688,077 |
| 10 | 1.60% | ¥778,712 | ¥93,445,426 | ¥7,145,426 |
| 10 | 1.70% | ¥782,535 | ¥93,904,207 | ¥7,604,207 |
| 10 | 1.80% | ¥786,370 | ¥94,364,419 | ¥8,064,419 |
| 10 | 1.90% | ¥790,217 | ¥94,826,061 | ¥8,526,061 |
| 10 | 2.00% | ¥794,076 | ¥95,289,133 | ¥8,989,133 |
| 10 | 2.10% | ¥797,947 | ¥95,753,634 | ¥9,453,634 |
| 10 | 2.20% | ¥801,830 | ¥96,219,562 | ¥9,919,562 |
| 10 | 2.30% | ¥805,724 | ¥96,686,919 | ¥10,386,919 |
| 10 | 2.40% | ¥809,631 | ¥97,155,702 | ¥10,855,702 |
| 10 | 2.50% | ¥813,549 | ¥97,625,910 | ¥11,325,910 |
| 10 | 2.60% | ¥817,480 | ¥98,097,544 | ¥11,797,544 |
| 10 | 2.70% | ¥821,422 | ¥98,570,601 | ¥12,270,601 |
| 10 | 2.80% | ¥825,376 | ¥99,045,081 | ¥12,745,081 |
| 10 | 2.90% | ¥829,342 | ¥99,520,984 | ¥13,220,984 |
| 10 | 3.00% | ¥833,319 | ¥99,998,307 | ¥13,698,307 |
