8640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8640万円の住宅ローン｜期間・年数別
8640万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥170,709 |
¥102,425,146 |
¥16,025,146 |
| 50 |
0.80% |
¥174,762 |
¥104,857,356 |
¥18,457,356 |
| 50 |
0.90% |
¥178,875 |
¥107,324,958 |
¥20,924,958 |
| 50 |
1.00% |
¥183,046 |
¥109,827,799 |
¥23,427,799 |
| 50 |
1.10% |
¥187,276 |
¥112,365,709 |
¥25,965,709 |
| 50 |
1.20% |
¥191,564 |
¥114,938,501 |
¥28,538,501 |
| 50 |
1.30% |
¥195,910 |
¥117,545,972 |
¥31,145,972 |
| 50 |
1.40% |
¥200,313 |
¥120,187,903 |
¥33,787,903 |
| 50 |
1.50% |
¥204,773 |
¥122,864,062 |
¥36,464,062 |
| 50 |
1.60% |
¥209,290 |
¥125,574,199 |
¥39,174,199 |
| 50 |
1.70% |
¥213,863 |
¥128,318,051 |
¥41,918,051 |
| 50 |
1.80% |
¥218,492 |
¥131,095,342 |
¥44,695,342 |
| 50 |
1.90% |
¥223,176 |
¥133,905,780 |
¥47,505,780 |
| 50 |
2.00% |
¥227,915 |
¥136,749,062 |
¥50,349,062 |
| 50 |
2.10% |
¥232,708 |
¥139,624,872 |
¥53,224,872 |
| 50 |
2.20% |
¥237,555 |
¥142,532,881 |
¥56,132,881 |
| 50 |
2.30% |
¥242,455 |
¥145,472,748 |
¥59,072,748 |
| 50 |
2.40% |
¥247,407 |
¥148,444,124 |
¥62,044,124 |
| 50 |
2.50% |
¥252,411 |
¥151,446,647 |
¥65,046,647 |
| 50 |
2.60% |
¥257,467 |
¥154,479,944 |
¥68,079,944 |
| 50 |
2.70% |
¥262,573 |
¥157,543,635 |
¥71,143,635 |
| 50 |
2.80% |
¥267,729 |
¥160,637,331 |
¥74,237,331 |
| 50 |
2.90% |
¥272,934 |
¥163,760,633 |
¥77,360,633 |
| 50 |
3.00% |
¥278,189 |
¥166,913,135 |
¥80,513,135 |
8640万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥186,567 |
¥100,746,232 |
¥14,346,232 |
| 45 |
0.80% |
¥190,577 |
¥102,911,599 |
¥16,511,599 |
| 45 |
0.90% |
¥194,640 |
¥105,105,721 |
¥18,705,721 |
| 45 |
1.00% |
¥198,756 |
¥107,328,497 |
¥20,928,497 |
| 45 |
1.10% |
¥202,926 |
¥109,579,813 |
¥23,179,813 |
| 45 |
1.20% |
¥207,147 |
¥111,859,546 |
¥25,459,546 |
| 45 |
1.30% |
¥211,421 |
¥114,167,560 |
¥27,767,560 |
| 45 |
1.40% |
¥215,748 |
¥116,503,710 |
¥30,103,710 |
| 45 |
1.50% |
¥220,126 |
¥118,867,842 |
¥32,467,842 |
| 45 |
1.60% |
¥224,555 |
¥121,259,789 |
¥34,859,789 |
| 45 |
1.70% |
¥229,036 |
¥123,679,375 |
¥37,279,375 |
| 45 |
1.80% |
¥233,567 |
¥126,126,415 |
¥39,726,415 |
| 45 |
1.90% |
¥238,149 |
¥128,600,716 |
¥42,200,716 |
| 45 |
2.00% |
¥242,782 |
¥131,102,072 |
¥44,702,072 |
| 45 |
2.10% |
¥247,463 |
¥133,630,272 |
¥47,230,272 |
| 45 |
2.20% |
¥252,195 |
¥136,185,094 |
¥49,785,094 |
| 45 |
2.30% |
¥256,975 |
¥138,766,308 |
¥52,366,308 |
| 45 |
2.40% |
¥261,803 |
¥141,373,678 |
¥54,973,678 |
| 45 |
2.50% |
¥266,680 |
¥144,006,958 |
¥57,606,958 |
| 45 |
2.60% |
¥271,604 |
¥146,665,896 |
¥60,265,896 |
| 45 |
2.70% |
¥276,575 |
¥149,350,231 |
¥62,950,231 |
| 45 |
2.80% |
¥281,592 |
¥152,059,698 |
¥65,659,698 |
| 45 |
2.90% |
¥286,656 |
¥154,794,024 |
¥68,394,024 |
| 45 |
3.00% |
¥291,765 |
¥157,552,930 |
¥71,152,930 |
8640万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥206,427 |
¥99,084,777 |
¥12,684,777 |
| 40 |
0.80% |
¥210,393 |
¥100,988,577 |
¥14,588,577 |
| 40 |
0.90% |
¥214,407 |
¥102,915,159 |
¥16,515,159 |
| 40 |
1.00% |
¥218,468 |
¥104,864,459 |
¥18,464,459 |
| 40 |
1.10% |
¥222,576 |
¥106,836,405 |
¥20,436,405 |
| 40 |
1.20% |
¥226,731 |
¥108,830,918 |
¥22,430,918 |
| 40 |
1.30% |
¥230,933 |
¥110,847,914 |
¥24,447,914 |
| 40 |
1.40% |
¥235,182 |
¥112,887,301 |
¥26,487,301 |
| 40 |
1.50% |
¥239,477 |
¥114,948,979 |
¥28,548,979 |
| 40 |
1.60% |
¥243,818 |
¥117,032,844 |
¥30,632,844 |
| 40 |
1.70% |
¥248,206 |
¥119,138,785 |
¥32,738,785 |
| 40 |
1.80% |
¥252,639 |
¥121,266,683 |
¥34,866,683 |
| 40 |
1.90% |
¥257,118 |
¥123,416,414 |
¥37,016,414 |
| 40 |
2.00% |
¥261,641 |
¥125,587,849 |
¥39,187,849 |
| 40 |
2.10% |
¥266,210 |
¥127,780,852 |
¥41,380,852 |
| 40 |
2.20% |
¥270,824 |
¥129,995,281 |
¥43,595,281 |
| 40 |
2.30% |
¥275,481 |
¥132,230,989 |
¥45,830,989 |
| 40 |
2.40% |
¥280,183 |
¥134,487,823 |
¥48,087,823 |
| 40 |
2.50% |
¥284,928 |
¥136,765,626 |
¥50,365,626 |
| 40 |
2.60% |
¥289,717 |
¥139,064,235 |
¥52,664,235 |
| 40 |
2.70% |
¥294,549 |
¥141,383,482 |
¥54,983,482 |
| 40 |
2.80% |
¥299,423 |
¥143,723,194 |
¥57,323,194 |
| 40 |
2.90% |
¥304,340 |
¥146,083,193 |
¥59,683,193 |
| 40 |
3.00% |
¥309,299 |
¥148,463,300 |
¥62,063,300 |
8640万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥232,002 |
¥97,440,820 |
¥11,040,820 |
| 35 |
0.80% |
¥235,925 |
¥99,088,353 |
¥12,688,353 |
| 35 |
0.90% |
¥239,889 |
¥100,753,371 |
¥14,353,371 |
| 35 |
1.00% |
¥243,895 |
¥102,435,834 |
¥16,035,834 |
| 35 |
1.10% |
¥247,942 |
¥104,135,702 |
¥17,735,702 |
| 35 |
1.20% |
¥252,031 |
¥105,852,925 |
¥19,452,925 |
| 35 |
1.30% |
¥256,161 |
¥107,587,455 |
¥21,187,455 |
| 35 |
1.40% |
¥260,332 |
¥109,339,236 |
¥22,939,236 |
| 35 |
1.50% |
¥264,543 |
¥111,108,209 |
¥24,708,209 |
| 35 |
1.60% |
¥268,796 |
¥112,894,313 |
¥26,494,313 |
| 35 |
1.70% |
¥273,089 |
¥114,697,479 |
¥28,297,479 |
| 35 |
1.80% |
¥277,423 |
¥116,517,638 |
¥30,117,638 |
| 35 |
1.90% |
¥281,797 |
¥118,354,715 |
¥31,954,715 |
| 35 |
2.00% |
¥286,211 |
¥120,208,634 |
¥33,808,634 |
| 35 |
2.10% |
¥290,665 |
¥122,079,312 |
¥35,679,312 |
| 35 |
2.20% |
¥295,159 |
¥123,966,664 |
¥37,566,664 |
| 35 |
2.30% |
¥299,692 |
¥125,870,602 |
¥39,470,602 |
| 35 |
2.40% |
¥304,264 |
¥127,791,033 |
¥41,391,033 |
| 35 |
2.50% |
¥308,876 |
¥129,727,864 |
¥43,327,864 |
| 35 |
2.60% |
¥313,526 |
¥131,680,994 |
¥45,280,994 |
| 35 |
2.70% |
¥318,215 |
¥133,650,323 |
¥47,250,323 |
| 35 |
2.80% |
¥322,942 |
¥135,635,746 |
¥49,235,746 |
| 35 |
2.90% |
¥327,708 |
¥137,637,154 |
¥51,237,154 |
| 35 |
3.00% |
¥332,511 |
¥139,654,437 |
¥53,254,437 |
8640万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥266,151 |
¥95,814,392 |
¥9,414,392 |
| 30 |
0.80% |
¥270,031 |
¥97,210,981 |
¥10,810,981 |
| 30 |
0.90% |
¥273,946 |
¥98,620,443 |
¥12,220,443 |
| 30 |
1.00% |
¥277,897 |
¥100,042,756 |
¥13,642,756 |
| 30 |
1.10% |
¥281,883 |
¥101,477,897 |
¥15,077,897 |
| 30 |
1.20% |
¥285,905 |
¥102,925,840 |
¥16,525,840 |
| 30 |
1.30% |
¥289,963 |
¥104,386,557 |
¥17,986,557 |
| 30 |
1.40% |
¥294,056 |
¥105,860,018 |
¥19,460,018 |
| 30 |
1.50% |
¥298,184 |
¥107,346,190 |
¥20,946,190 |
| 30 |
1.60% |
¥302,347 |
¥108,845,040 |
¥22,445,040 |
| 30 |
1.70% |
¥306,546 |
¥110,356,529 |
¥23,956,529 |
| 30 |
1.80% |
¥310,780 |
¥111,880,620 |
¥25,480,620 |
| 30 |
1.90% |
¥315,048 |
¥113,417,272 |
¥27,017,272 |
| 30 |
2.00% |
¥319,351 |
¥114,966,441 |
¥28,566,441 |
| 30 |
2.10% |
¥323,689 |
¥116,528,082 |
¥30,128,082 |
| 30 |
2.20% |
¥328,062 |
¥118,102,150 |
¥31,702,150 |
| 30 |
2.30% |
¥332,468 |
¥119,688,593 |
¥33,288,593 |
| 30 |
2.40% |
¥336,909 |
¥121,287,363 |
¥34,887,363 |
| 30 |
2.50% |
¥341,384 |
¥122,898,404 |
¥36,498,404 |
| 30 |
2.60% |
¥345,894 |
¥124,521,664 |
¥38,121,664 |
| 30 |
2.70% |
¥350,436 |
¥126,157,084 |
¥39,757,084 |
| 30 |
2.80% |
¥355,013 |
¥127,804,608 |
¥41,404,608 |
| 30 |
2.90% |
¥359,623 |
¥129,464,173 |
¥43,064,173 |
| 30 |
3.00% |
¥364,266 |
¥131,135,719 |
¥44,735,719 |
8640万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥314,018 |
¥94,205,521 |
¥7,805,521 |
| 25 |
0.80% |
¥317,855 |
¥95,356,509 |
¥8,956,509 |
| 25 |
0.90% |
¥321,722 |
¥96,516,453 |
¥10,116,453 |
| 25 |
1.00% |
¥325,618 |
¥97,685,340 |
¥11,285,340 |
| 25 |
1.10% |
¥329,544 |
¥98,863,160 |
¥12,463,160 |
| 25 |
1.20% |
¥333,500 |
¥100,049,901 |
¥13,649,901 |
| 25 |
1.30% |
¥337,485 |
¥101,245,547 |
¥14,845,547 |
| 25 |
1.40% |
¥341,500 |
¥102,450,084 |
¥16,050,084 |
| 25 |
1.50% |
¥345,545 |
¥103,663,496 |
¥17,263,496 |
| 25 |
1.60% |
¥349,619 |
¥104,885,766 |
¥18,485,766 |
| 25 |
1.70% |
¥353,723 |
¥106,116,875 |
¥19,716,875 |
| 25 |
1.80% |
¥357,856 |
¥107,356,805 |
¥20,956,805 |
| 25 |
1.90% |
¥362,018 |
¥108,605,535 |
¥22,205,535 |
| 25 |
2.00% |
¥366,210 |
¥109,863,045 |
¥23,463,045 |
| 25 |
2.10% |
¥370,431 |
¥111,129,310 |
¥24,729,310 |
| 25 |
2.20% |
¥374,681 |
¥112,404,309 |
¥26,004,309 |
| 25 |
2.30% |
¥378,960 |
¥113,688,017 |
¥27,288,017 |
| 25 |
2.40% |
¥383,268 |
¥114,980,409 |
¥28,580,409 |
| 25 |
2.50% |
¥387,605 |
¥116,281,457 |
¥29,881,457 |
| 25 |
2.60% |
¥391,970 |
¥117,591,136 |
¥31,191,136 |
| 25 |
2.70% |
¥396,365 |
¥118,909,417 |
¥32,509,417 |
| 25 |
2.80% |
¥400,788 |
¥120,236,270 |
¥33,836,270 |
| 25 |
2.90% |
¥405,239 |
¥121,571,666 |
¥35,171,666 |
| 25 |
3.00% |
¥409,719 |
¥122,915,573 |
¥36,515,573 |
8640万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥385,893 |
¥92,614,230 |
¥6,214,230 |
| 20 |
0.80% |
¥389,687 |
¥93,524,977 |
¥7,124,977 |
| 20 |
0.90% |
¥393,506 |
¥94,441,463 |
¥8,041,463 |
| 20 |
1.00% |
¥397,349 |
¥95,363,683 |
¥8,963,683 |
| 20 |
1.10% |
¥401,215 |
¥96,291,634 |
¥9,891,634 |
| 20 |
1.20% |
¥405,105 |
¥97,225,309 |
¥10,825,309 |
| 20 |
1.30% |
¥409,020 |
¥98,164,702 |
¥11,764,702 |
| 20 |
1.40% |
¥412,958 |
¥99,109,806 |
¥12,709,806 |
| 20 |
1.50% |
¥416,919 |
¥100,060,616 |
¥13,660,616 |
| 20 |
1.60% |
¥420,905 |
¥101,017,123 |
¥14,617,123 |
| 20 |
1.70% |
¥424,914 |
¥101,979,321 |
¥15,579,321 |
| 20 |
1.80% |
¥428,947 |
¥102,947,200 |
¥16,547,200 |
| 20 |
1.90% |
¥433,003 |
¥103,920,752 |
¥17,520,752 |
| 20 |
2.00% |
¥437,083 |
¥104,899,968 |
¥18,499,968 |
| 20 |
2.10% |
¥441,187 |
¥105,884,839 |
¥19,484,839 |
| 20 |
2.20% |
¥445,314 |
¥106,875,355 |
¥20,475,355 |
| 20 |
2.30% |
¥449,465 |
¥107,871,505 |
¥21,471,505 |
| 20 |
2.40% |
¥453,639 |
¥108,873,278 |
¥22,473,278 |
| 20 |
2.50% |
¥457,836 |
¥109,880,664 |
¥23,480,664 |
| 20 |
2.60% |
¥462,057 |
¥110,893,650 |
¥24,493,650 |
| 20 |
2.70% |
¥466,301 |
¥111,912,226 |
¥25,512,226 |
| 20 |
2.80% |
¥470,568 |
¥112,936,377 |
¥26,536,377 |
| 20 |
2.90% |
¥474,859 |
¥113,966,093 |
¥27,566,093 |
| 20 |
3.00% |
¥479,172 |
¥115,001,358 |
¥28,601,358 |
8640万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥505,781 |
¥91,040,540 |
¥4,640,540 |
| 15 |
0.80% |
¥509,536 |
¥91,716,417 |
¥5,316,417 |
| 15 |
0.90% |
¥513,308 |
¥92,395,527 |
¥5,995,527 |
| 15 |
1.00% |
¥517,099 |
¥93,077,867 |
¥6,677,867 |
| 15 |
1.10% |
¥520,908 |
¥93,763,435 |
¥7,363,435 |
| 15 |
1.20% |
¥524,735 |
¥94,452,231 |
¥8,052,231 |
| 15 |
1.30% |
¥528,579 |
¥95,144,250 |
¥8,744,250 |
| 15 |
1.40% |
¥532,442 |
¥95,839,492 |
¥9,439,492 |
| 15 |
1.50% |
¥536,322 |
¥96,537,955 |
¥10,137,955 |
| 15 |
1.60% |
¥540,220 |
¥97,239,634 |
¥10,839,634 |
| 15 |
1.70% |
¥544,136 |
¥97,944,529 |
¥11,544,529 |
| 15 |
1.80% |
¥548,070 |
¥98,652,635 |
¥12,252,635 |
| 15 |
1.90% |
¥552,022 |
¥99,363,951 |
¥12,963,951 |
| 15 |
2.00% |
¥555,992 |
¥100,078,473 |
¥13,678,473 |
| 15 |
2.10% |
¥559,979 |
¥100,796,198 |
¥14,396,198 |
| 15 |
2.20% |
¥563,984 |
¥101,517,122 |
¥15,117,122 |
| 15 |
2.30% |
¥568,007 |
¥102,241,243 |
¥15,841,243 |
| 15 |
2.40% |
¥572,048 |
¥102,968,556 |
¥16,568,556 |
| 15 |
2.50% |
¥576,106 |
¥103,699,058 |
¥17,299,058 |
| 15 |
2.60% |
¥580,182 |
¥104,432,744 |
¥18,032,744 |
| 15 |
2.70% |
¥584,276 |
¥105,169,612 |
¥18,769,612 |
| 15 |
2.80% |
¥588,387 |
¥105,909,656 |
¥19,509,656 |
| 15 |
2.90% |
¥592,516 |
¥106,652,872 |
¥20,252,872 |
| 15 |
3.00% |
¥596,663 |
¥107,399,257 |
¥20,999,257 |
8640万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥745,704 |
¥89,484,464 |
¥3,084,464 |
| 10 |
0.80% |
¥749,424 |
¥89,930,857 |
¥3,530,857 |
| 10 |
0.90% |
¥753,156 |
¥90,378,686 |
¥3,978,686 |
| 10 |
1.00% |
¥756,900 |
¥90,827,953 |
¥4,427,953 |
| 10 |
1.10% |
¥760,655 |
¥91,278,657 |
¥4,878,657 |
| 10 |
1.20% |
¥764,423 |
¥91,730,796 |
¥5,330,796 |
| 10 |
1.30% |
¥768,203 |
¥92,184,371 |
¥5,784,371 |
| 10 |
1.40% |
¥771,995 |
¥92,639,382 |
¥6,239,382 |
| 10 |
1.50% |
¥775,799 |
¥93,095,827 |
¥6,695,827 |
| 10 |
1.60% |
¥779,614 |
¥93,553,706 |
¥7,153,706 |
| 10 |
1.70% |
¥783,442 |
¥94,013,018 |
¥7,613,018 |
| 10 |
1.80% |
¥787,281 |
¥94,473,763 |
¥8,073,763 |
| 10 |
1.90% |
¥791,133 |
¥94,935,941 |
¥8,535,941 |
| 10 |
2.00% |
¥794,996 |
¥95,399,549 |
¥8,999,549 |
| 10 |
2.10% |
¥798,872 |
¥95,864,588 |
¥9,464,588 |
| 10 |
2.20% |
¥802,759 |
¥96,331,057 |
¥9,931,057 |
| 10 |
2.30% |
¥806,658 |
¥96,798,955 |
¥10,398,955 |
| 10 |
2.40% |
¥810,569 |
¥97,268,281 |
¥10,868,281 |
| 10 |
2.50% |
¥814,492 |
¥97,739,034 |
¥11,339,034 |
| 10 |
2.60% |
¥818,427 |
¥98,211,214 |
¥11,811,214 |
| 10 |
2.70% |
¥822,373 |
¥98,684,820 |
¥12,284,820 |
| 10 |
2.80% |
¥826,332 |
¥99,159,850 |
¥12,759,850 |
| 10 |
2.90% |
¥830,303 |
¥99,636,304 |
¥13,236,304 |
| 10 |
3.00% |
¥834,285 |
¥100,114,180 |
¥13,714,180 |
