8640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8640万円の住宅ローン｜期間・年数別
8640万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥170,709 | ¥102,425,146 | ¥16,025,146 |
| 50 | 0.80% | ¥174,762 | ¥104,857,356 | ¥18,457,356 |
| 50 | 0.90% | ¥178,875 | ¥107,324,958 | ¥20,924,958 |
| 50 | 1.00% | ¥183,046 | ¥109,827,799 | ¥23,427,799 |
| 50 | 1.10% | ¥187,276 | ¥112,365,709 | ¥25,965,709 |
| 50 | 1.20% | ¥191,564 | ¥114,938,501 | ¥28,538,501 |
| 50 | 1.30% | ¥195,910 | ¥117,545,972 | ¥31,145,972 |
| 50 | 1.40% | ¥200,313 | ¥120,187,903 | ¥33,787,903 |
| 50 | 1.50% | ¥204,773 | ¥122,864,062 | ¥36,464,062 |
| 50 | 1.60% | ¥209,290 | ¥125,574,199 | ¥39,174,199 |
| 50 | 1.70% | ¥213,863 | ¥128,318,051 | ¥41,918,051 |
| 50 | 1.80% | ¥218,492 | ¥131,095,342 | ¥44,695,342 |
| 50 | 1.90% | ¥223,176 | ¥133,905,780 | ¥47,505,780 |
| 50 | 2.00% | ¥227,915 | ¥136,749,062 | ¥50,349,062 |
| 50 | 2.10% | ¥232,708 | ¥139,624,872 | ¥53,224,872 |
| 50 | 2.20% | ¥237,555 | ¥142,532,881 | ¥56,132,881 |
| 50 | 2.30% | ¥242,455 | ¥145,472,748 | ¥59,072,748 |
| 50 | 2.40% | ¥247,407 | ¥148,444,124 | ¥62,044,124 |
| 50 | 2.50% | ¥252,411 | ¥151,446,647 | ¥65,046,647 |
| 50 | 2.60% | ¥257,467 | ¥154,479,944 | ¥68,079,944 |
| 50 | 2.70% | ¥262,573 | ¥157,543,635 | ¥71,143,635 |
| 50 | 2.80% | ¥267,729 | ¥160,637,331 | ¥74,237,331 |
| 50 | 2.90% | ¥272,934 | ¥163,760,633 | ¥77,360,633 |
| 50 | 3.00% | ¥278,189 | ¥166,913,135 | ¥80,513,135 |
8640万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥186,567 | ¥100,746,232 | ¥14,346,232 |
| 45 | 0.80% | ¥190,577 | ¥102,911,599 | ¥16,511,599 |
| 45 | 0.90% | ¥194,640 | ¥105,105,721 | ¥18,705,721 |
| 45 | 1.00% | ¥198,756 | ¥107,328,497 | ¥20,928,497 |
| 45 | 1.10% | ¥202,926 | ¥109,579,813 | ¥23,179,813 |
| 45 | 1.20% | ¥207,147 | ¥111,859,546 | ¥25,459,546 |
| 45 | 1.30% | ¥211,421 | ¥114,167,560 | ¥27,767,560 |
| 45 | 1.40% | ¥215,748 | ¥116,503,710 | ¥30,103,710 |
| 45 | 1.50% | ¥220,126 | ¥118,867,842 | ¥32,467,842 |
| 45 | 1.60% | ¥224,555 | ¥121,259,789 | ¥34,859,789 |
| 45 | 1.70% | ¥229,036 | ¥123,679,375 | ¥37,279,375 |
| 45 | 1.80% | ¥233,567 | ¥126,126,415 | ¥39,726,415 |
| 45 | 1.90% | ¥238,149 | ¥128,600,716 | ¥42,200,716 |
| 45 | 2.00% | ¥242,782 | ¥131,102,072 | ¥44,702,072 |
| 45 | 2.10% | ¥247,463 | ¥133,630,272 | ¥47,230,272 |
| 45 | 2.20% | ¥252,195 | ¥136,185,094 | ¥49,785,094 |
| 45 | 2.30% | ¥256,975 | ¥138,766,308 | ¥52,366,308 |
| 45 | 2.40% | ¥261,803 | ¥141,373,678 | ¥54,973,678 |
| 45 | 2.50% | ¥266,680 | ¥144,006,958 | ¥57,606,958 |
| 45 | 2.60% | ¥271,604 | ¥146,665,896 | ¥60,265,896 |
| 45 | 2.70% | ¥276,575 | ¥149,350,231 | ¥62,950,231 |
| 45 | 2.80% | ¥281,592 | ¥152,059,698 | ¥65,659,698 |
| 45 | 2.90% | ¥286,656 | ¥154,794,024 | ¥68,394,024 |
| 45 | 3.00% | ¥291,765 | ¥157,552,930 | ¥71,152,930 |
8640万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥206,427 | ¥99,084,777 | ¥12,684,777 |
| 40 | 0.80% | ¥210,393 | ¥100,988,577 | ¥14,588,577 |
| 40 | 0.90% | ¥214,407 | ¥102,915,159 | ¥16,515,159 |
| 40 | 1.00% | ¥218,468 | ¥104,864,459 | ¥18,464,459 |
| 40 | 1.10% | ¥222,576 | ¥106,836,405 | ¥20,436,405 |
| 40 | 1.20% | ¥226,731 | ¥108,830,918 | ¥22,430,918 |
| 40 | 1.30% | ¥230,933 | ¥110,847,914 | ¥24,447,914 |
| 40 | 1.40% | ¥235,182 | ¥112,887,301 | ¥26,487,301 |
| 40 | 1.50% | ¥239,477 | ¥114,948,979 | ¥28,548,979 |
| 40 | 1.60% | ¥243,818 | ¥117,032,844 | ¥30,632,844 |
| 40 | 1.70% | ¥248,206 | ¥119,138,785 | ¥32,738,785 |
| 40 | 1.80% | ¥252,639 | ¥121,266,683 | ¥34,866,683 |
| 40 | 1.90% | ¥257,118 | ¥123,416,414 | ¥37,016,414 |
| 40 | 2.00% | ¥261,641 | ¥125,587,849 | ¥39,187,849 |
| 40 | 2.10% | ¥266,210 | ¥127,780,852 | ¥41,380,852 |
| 40 | 2.20% | ¥270,824 | ¥129,995,281 | ¥43,595,281 |
| 40 | 2.30% | ¥275,481 | ¥132,230,989 | ¥45,830,989 |
| 40 | 2.40% | ¥280,183 | ¥134,487,823 | ¥48,087,823 |
| 40 | 2.50% | ¥284,928 | ¥136,765,626 | ¥50,365,626 |
| 40 | 2.60% | ¥289,717 | ¥139,064,235 | ¥52,664,235 |
| 40 | 2.70% | ¥294,549 | ¥141,383,482 | ¥54,983,482 |
| 40 | 2.80% | ¥299,423 | ¥143,723,194 | ¥57,323,194 |
| 40 | 2.90% | ¥304,340 | ¥146,083,193 | ¥59,683,193 |
| 40 | 3.00% | ¥309,299 | ¥148,463,300 | ¥62,063,300 |
8640万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥232,002 | ¥97,440,820 | ¥11,040,820 |
| 35 | 0.80% | ¥235,925 | ¥99,088,353 | ¥12,688,353 |
| 35 | 0.90% | ¥239,889 | ¥100,753,371 | ¥14,353,371 |
| 35 | 1.00% | ¥243,895 | ¥102,435,834 | ¥16,035,834 |
| 35 | 1.10% | ¥247,942 | ¥104,135,702 | ¥17,735,702 |
| 35 | 1.20% | ¥252,031 | ¥105,852,925 | ¥19,452,925 |
| 35 | 1.30% | ¥256,161 | ¥107,587,455 | ¥21,187,455 |
| 35 | 1.40% | ¥260,332 | ¥109,339,236 | ¥22,939,236 |
| 35 | 1.50% | ¥264,543 | ¥111,108,209 | ¥24,708,209 |
| 35 | 1.60% | ¥268,796 | ¥112,894,313 | ¥26,494,313 |
| 35 | 1.70% | ¥273,089 | ¥114,697,479 | ¥28,297,479 |
| 35 | 1.80% | ¥277,423 | ¥116,517,638 | ¥30,117,638 |
| 35 | 1.90% | ¥281,797 | ¥118,354,715 | ¥31,954,715 |
| 35 | 2.00% | ¥286,211 | ¥120,208,634 | ¥33,808,634 |
| 35 | 2.10% | ¥290,665 | ¥122,079,312 | ¥35,679,312 |
| 35 | 2.20% | ¥295,159 | ¥123,966,664 | ¥37,566,664 |
| 35 | 2.30% | ¥299,692 | ¥125,870,602 | ¥39,470,602 |
| 35 | 2.40% | ¥304,264 | ¥127,791,033 | ¥41,391,033 |
| 35 | 2.50% | ¥308,876 | ¥129,727,864 | ¥43,327,864 |
| 35 | 2.60% | ¥313,526 | ¥131,680,994 | ¥45,280,994 |
| 35 | 2.70% | ¥318,215 | ¥133,650,323 | ¥47,250,323 |
| 35 | 2.80% | ¥322,942 | ¥135,635,746 | ¥49,235,746 |
| 35 | 2.90% | ¥327,708 | ¥137,637,154 | ¥51,237,154 |
| 35 | 3.00% | ¥332,511 | ¥139,654,437 | ¥53,254,437 |
8640万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥266,151 | ¥95,814,392 | ¥9,414,392 |
| 30 | 0.80% | ¥270,031 | ¥97,210,981 | ¥10,810,981 |
| 30 | 0.90% | ¥273,946 | ¥98,620,443 | ¥12,220,443 |
| 30 | 1.00% | ¥277,897 | ¥100,042,756 | ¥13,642,756 |
| 30 | 1.10% | ¥281,883 | ¥101,477,897 | ¥15,077,897 |
| 30 | 1.20% | ¥285,905 | ¥102,925,840 | ¥16,525,840 |
| 30 | 1.30% | ¥289,963 | ¥104,386,557 | ¥17,986,557 |
| 30 | 1.40% | ¥294,056 | ¥105,860,018 | ¥19,460,018 |
| 30 | 1.50% | ¥298,184 | ¥107,346,190 | ¥20,946,190 |
| 30 | 1.60% | ¥302,347 | ¥108,845,040 | ¥22,445,040 |
| 30 | 1.70% | ¥306,546 | ¥110,356,529 | ¥23,956,529 |
| 30 | 1.80% | ¥310,780 | ¥111,880,620 | ¥25,480,620 |
| 30 | 1.90% | ¥315,048 | ¥113,417,272 | ¥27,017,272 |
| 30 | 2.00% | ¥319,351 | ¥114,966,441 | ¥28,566,441 |
| 30 | 2.10% | ¥323,689 | ¥116,528,082 | ¥30,128,082 |
| 30 | 2.20% | ¥328,062 | ¥118,102,150 | ¥31,702,150 |
| 30 | 2.30% | ¥332,468 | ¥119,688,593 | ¥33,288,593 |
| 30 | 2.40% | ¥336,909 | ¥121,287,363 | ¥34,887,363 |
| 30 | 2.50% | ¥341,384 | ¥122,898,404 | ¥36,498,404 |
| 30 | 2.60% | ¥345,894 | ¥124,521,664 | ¥38,121,664 |
| 30 | 2.70% | ¥350,436 | ¥126,157,084 | ¥39,757,084 |
| 30 | 2.80% | ¥355,013 | ¥127,804,608 | ¥41,404,608 |
| 30 | 2.90% | ¥359,623 | ¥129,464,173 | ¥43,064,173 |
| 30 | 3.00% | ¥364,266 | ¥131,135,719 | ¥44,735,719 |
8640万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥314,018 | ¥94,205,521 | ¥7,805,521 |
| 25 | 0.80% | ¥317,855 | ¥95,356,509 | ¥8,956,509 |
| 25 | 0.90% | ¥321,722 | ¥96,516,453 | ¥10,116,453 |
| 25 | 1.00% | ¥325,618 | ¥97,685,340 | ¥11,285,340 |
| 25 | 1.10% | ¥329,544 | ¥98,863,160 | ¥12,463,160 |
| 25 | 1.20% | ¥333,500 | ¥100,049,901 | ¥13,649,901 |
| 25 | 1.30% | ¥337,485 | ¥101,245,547 | ¥14,845,547 |
| 25 | 1.40% | ¥341,500 | ¥102,450,084 | ¥16,050,084 |
| 25 | 1.50% | ¥345,545 | ¥103,663,496 | ¥17,263,496 |
| 25 | 1.60% | ¥349,619 | ¥104,885,766 | ¥18,485,766 |
| 25 | 1.70% | ¥353,723 | ¥106,116,875 | ¥19,716,875 |
| 25 | 1.80% | ¥357,856 | ¥107,356,805 | ¥20,956,805 |
| 25 | 1.90% | ¥362,018 | ¥108,605,535 | ¥22,205,535 |
| 25 | 2.00% | ¥366,210 | ¥109,863,045 | ¥23,463,045 |
| 25 | 2.10% | ¥370,431 | ¥111,129,310 | ¥24,729,310 |
| 25 | 2.20% | ¥374,681 | ¥112,404,309 | ¥26,004,309 |
| 25 | 2.30% | ¥378,960 | ¥113,688,017 | ¥27,288,017 |
| 25 | 2.40% | ¥383,268 | ¥114,980,409 | ¥28,580,409 |
| 25 | 2.50% | ¥387,605 | ¥116,281,457 | ¥29,881,457 |
| 25 | 2.60% | ¥391,970 | ¥117,591,136 | ¥31,191,136 |
| 25 | 2.70% | ¥396,365 | ¥118,909,417 | ¥32,509,417 |
| 25 | 2.80% | ¥400,788 | ¥120,236,270 | ¥33,836,270 |
| 25 | 2.90% | ¥405,239 | ¥121,571,666 | ¥35,171,666 |
| 25 | 3.00% | ¥409,719 | ¥122,915,573 | ¥36,515,573 |
8640万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥385,893 | ¥92,614,230 | ¥6,214,230 |
| 20 | 0.80% | ¥389,687 | ¥93,524,977 | ¥7,124,977 |
| 20 | 0.90% | ¥393,506 | ¥94,441,463 | ¥8,041,463 |
| 20 | 1.00% | ¥397,349 | ¥95,363,683 | ¥8,963,683 |
| 20 | 1.10% | ¥401,215 | ¥96,291,634 | ¥9,891,634 |
| 20 | 1.20% | ¥405,105 | ¥97,225,309 | ¥10,825,309 |
| 20 | 1.30% | ¥409,020 | ¥98,164,702 | ¥11,764,702 |
| 20 | 1.40% | ¥412,958 | ¥99,109,806 | ¥12,709,806 |
| 20 | 1.50% | ¥416,919 | ¥100,060,616 | ¥13,660,616 |
| 20 | 1.60% | ¥420,905 | ¥101,017,123 | ¥14,617,123 |
| 20 | 1.70% | ¥424,914 | ¥101,979,321 | ¥15,579,321 |
| 20 | 1.80% | ¥428,947 | ¥102,947,200 | ¥16,547,200 |
| 20 | 1.90% | ¥433,003 | ¥103,920,752 | ¥17,520,752 |
| 20 | 2.00% | ¥437,083 | ¥104,899,968 | ¥18,499,968 |
| 20 | 2.10% | ¥441,187 | ¥105,884,839 | ¥19,484,839 |
| 20 | 2.20% | ¥445,314 | ¥106,875,355 | ¥20,475,355 |
| 20 | 2.30% | ¥449,465 | ¥107,871,505 | ¥21,471,505 |
| 20 | 2.40% | ¥453,639 | ¥108,873,278 | ¥22,473,278 |
| 20 | 2.50% | ¥457,836 | ¥109,880,664 | ¥23,480,664 |
| 20 | 2.60% | ¥462,057 | ¥110,893,650 | ¥24,493,650 |
| 20 | 2.70% | ¥466,301 | ¥111,912,226 | ¥25,512,226 |
| 20 | 2.80% | ¥470,568 | ¥112,936,377 | ¥26,536,377 |
| 20 | 2.90% | ¥474,859 | ¥113,966,093 | ¥27,566,093 |
| 20 | 3.00% | ¥479,172 | ¥115,001,358 | ¥28,601,358 |
8640万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥505,781 | ¥91,040,540 | ¥4,640,540 |
| 15 | 0.80% | ¥509,536 | ¥91,716,417 | ¥5,316,417 |
| 15 | 0.90% | ¥513,308 | ¥92,395,527 | ¥5,995,527 |
| 15 | 1.00% | ¥517,099 | ¥93,077,867 | ¥6,677,867 |
| 15 | 1.10% | ¥520,908 | ¥93,763,435 | ¥7,363,435 |
| 15 | 1.20% | ¥524,735 | ¥94,452,231 | ¥8,052,231 |
| 15 | 1.30% | ¥528,579 | ¥95,144,250 | ¥8,744,250 |
| 15 | 1.40% | ¥532,442 | ¥95,839,492 | ¥9,439,492 |
| 15 | 1.50% | ¥536,322 | ¥96,537,955 | ¥10,137,955 |
| 15 | 1.60% | ¥540,220 | ¥97,239,634 | ¥10,839,634 |
| 15 | 1.70% | ¥544,136 | ¥97,944,529 | ¥11,544,529 |
| 15 | 1.80% | ¥548,070 | ¥98,652,635 | ¥12,252,635 |
| 15 | 1.90% | ¥552,022 | ¥99,363,951 | ¥12,963,951 |
| 15 | 2.00% | ¥555,992 | ¥100,078,473 | ¥13,678,473 |
| 15 | 2.10% | ¥559,979 | ¥100,796,198 | ¥14,396,198 |
| 15 | 2.20% | ¥563,984 | ¥101,517,122 | ¥15,117,122 |
| 15 | 2.30% | ¥568,007 | ¥102,241,243 | ¥15,841,243 |
| 15 | 2.40% | ¥572,048 | ¥102,968,556 | ¥16,568,556 |
| 15 | 2.50% | ¥576,106 | ¥103,699,058 | ¥17,299,058 |
| 15 | 2.60% | ¥580,182 | ¥104,432,744 | ¥18,032,744 |
| 15 | 2.70% | ¥584,276 | ¥105,169,612 | ¥18,769,612 |
| 15 | 2.80% | ¥588,387 | ¥105,909,656 | ¥19,509,656 |
| 15 | 2.90% | ¥592,516 | ¥106,652,872 | ¥20,252,872 |
| 15 | 3.00% | ¥596,663 | ¥107,399,257 | ¥20,999,257 |
8640万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥745,704 | ¥89,484,464 | ¥3,084,464 |
| 10 | 0.80% | ¥749,424 | ¥89,930,857 | ¥3,530,857 |
| 10 | 0.90% | ¥753,156 | ¥90,378,686 | ¥3,978,686 |
| 10 | 1.00% | ¥756,900 | ¥90,827,953 | ¥4,427,953 |
| 10 | 1.10% | ¥760,655 | ¥91,278,657 | ¥4,878,657 |
| 10 | 1.20% | ¥764,423 | ¥91,730,796 | ¥5,330,796 |
| 10 | 1.30% | ¥768,203 | ¥92,184,371 | ¥5,784,371 |
| 10 | 1.40% | ¥771,995 | ¥92,639,382 | ¥6,239,382 |
| 10 | 1.50% | ¥775,799 | ¥93,095,827 | ¥6,695,827 |
| 10 | 1.60% | ¥779,614 | ¥93,553,706 | ¥7,153,706 |
| 10 | 1.70% | ¥783,442 | ¥94,013,018 | ¥7,613,018 |
| 10 | 1.80% | ¥787,281 | ¥94,473,763 | ¥8,073,763 |
| 10 | 1.90% | ¥791,133 | ¥94,935,941 | ¥8,535,941 |
| 10 | 2.00% | ¥794,996 | ¥95,399,549 | ¥8,999,549 |
| 10 | 2.10% | ¥798,872 | ¥95,864,588 | ¥9,464,588 |
| 10 | 2.20% | ¥802,759 | ¥96,331,057 | ¥9,931,057 |
| 10 | 2.30% | ¥806,658 | ¥96,798,955 | ¥10,398,955 |
| 10 | 2.40% | ¥810,569 | ¥97,268,281 | ¥10,868,281 |
| 10 | 2.50% | ¥814,492 | ¥97,739,034 | ¥11,339,034 |
| 10 | 2.60% | ¥818,427 | ¥98,211,214 | ¥11,811,214 |
| 10 | 2.70% | ¥822,373 | ¥98,684,820 | ¥12,284,820 |
| 10 | 2.80% | ¥826,332 | ¥99,159,850 | ¥12,759,850 |
| 10 | 2.90% | ¥830,303 | ¥99,636,304 | ¥13,236,304 |
| 10 | 3.00% | ¥834,285 | ¥100,114,180 | ¥13,714,180 |
