8650万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8650万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8650万円の住宅ローン｜期間・年数別
8650万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥170,906 | ¥102,543,694 | ¥16,043,694 |
| 50 | 0.80% | ¥174,965 | ¥104,978,718 | ¥18,478,718 |
| 50 | 0.90% | ¥179,082 | ¥107,449,177 | ¥20,949,177 |
| 50 | 1.00% | ¥183,258 | ¥109,954,915 | ¥23,454,915 |
| 50 | 1.10% | ¥187,493 | ¥112,495,762 | ¥25,995,762 |
| 50 | 1.20% | ¥191,786 | ¥115,071,531 | ¥28,571,531 |
| 50 | 1.30% | ¥196,137 | ¥117,682,020 | ¥31,182,020 |
| 50 | 1.40% | ¥200,545 | ¥120,327,010 | ¥33,827,010 |
| 50 | 1.50% | ¥205,010 | ¥123,006,266 | ¥36,506,266 |
| 50 | 1.60% | ¥209,533 | ¥125,719,539 | ¥39,219,539 |
| 50 | 1.70% | ¥214,111 | ¥128,466,567 | ¥41,966,567 |
| 50 | 1.80% | ¥218,745 | ¥131,247,072 | ¥44,747,072 |
| 50 | 1.90% | ¥223,435 | ¥134,060,764 | ¥47,560,764 |
| 50 | 2.00% | ¥228,179 | ¥136,907,336 | ¥50,407,336 |
| 50 | 2.10% | ¥232,977 | ¥139,786,475 | ¥53,286,475 |
| 50 | 2.20% | ¥237,830 | ¥142,697,849 | ¥56,197,849 |
| 50 | 2.30% | ¥242,735 | ¥145,641,120 | ¥59,141,120 |
| 50 | 2.40% | ¥247,693 | ¥148,615,935 | ¥62,115,935 |
| 50 | 2.50% | ¥252,703 | ¥151,621,932 | ¥65,121,932 |
| 50 | 2.60% | ¥257,765 | ¥154,658,740 | ¥68,158,740 |
| 50 | 2.70% | ¥262,877 | ¥157,725,978 | ¥71,225,978 |
| 50 | 2.80% | ¥268,039 | ¥160,823,254 | ¥74,323,254 |
| 50 | 2.90% | ¥273,250 | ¥163,950,171 | ¥77,450,171 |
| 50 | 3.00% | ¥278,511 | ¥167,106,321 | ¥80,606,321 |
8650万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥186,783 | ¥100,862,836 | ¥14,362,836 |
| 45 | 0.80% | ¥190,798 | ¥103,030,709 | ¥16,530,709 |
| 45 | 0.90% | ¥194,866 | ¥105,227,371 | ¥18,727,371 |
| 45 | 1.00% | ¥198,987 | ¥107,452,720 | ¥20,952,720 |
| 45 | 1.10% | ¥203,160 | ¥109,706,641 | ¥23,206,641 |
| 45 | 1.20% | ¥207,387 | ¥111,989,013 | ¥25,489,013 |
| 45 | 1.30% | ¥211,666 | ¥114,299,698 | ¥27,799,698 |
| 45 | 1.40% | ¥215,997 | ¥116,638,553 | ¥30,138,553 |
| 45 | 1.50% | ¥220,380 | ¥119,005,420 | ¥32,505,420 |
| 45 | 1.60% | ¥224,815 | ¥121,400,135 | ¥34,900,135 |
| 45 | 1.70% | ¥229,301 | ¥123,822,522 | ¥37,322,522 |
| 45 | 1.80% | ¥233,838 | ¥126,272,395 | ¥39,772,395 |
| 45 | 1.90% | ¥238,425 | ¥128,749,559 | ¥42,249,559 |
| 45 | 2.00% | ¥243,063 | ¥131,253,811 | ¥44,753,811 |
| 45 | 2.10% | ¥247,750 | ¥133,784,936 | ¥47,284,936 |
| 45 | 2.20% | ¥252,487 | ¥136,342,715 | ¥49,842,715 |
| 45 | 2.30% | ¥257,272 | ¥138,926,917 | ¥52,426,917 |
| 45 | 2.40% | ¥262,106 | ¥141,537,305 | ¥55,037,305 |
| 45 | 2.50% | ¥266,988 | ¥144,173,633 | ¥57,673,633 |
| 45 | 2.60% | ¥271,918 | ¥146,835,648 | ¥60,335,648 |
| 45 | 2.70% | ¥276,895 | ¥149,523,090 | ¥63,023,090 |
| 45 | 2.80% | ¥281,918 | ¥152,235,693 | ¥65,735,693 |
| 45 | 2.90% | ¥286,987 | ¥154,973,184 | ¥68,473,184 |
| 45 | 3.00% | ¥292,102 | ¥157,735,283 | ¥71,235,283 |
8650万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥206,666 | ¥99,199,459 | ¥12,699,459 |
| 40 | 0.80% | ¥210,636 | ¥101,105,462 | ¥14,605,462 |
| 40 | 0.90% | ¥214,655 | ¥103,034,274 | ¥16,534,274 |
| 40 | 1.00% | ¥218,720 | ¥104,985,830 | ¥18,485,830 |
| 40 | 1.10% | ¥222,833 | ¥106,960,058 | ¥20,460,058 |
| 40 | 1.20% | ¥226,993 | ¥108,956,880 | ¥22,456,880 |
| 40 | 1.30% | ¥231,200 | ¥110,976,210 | ¥24,476,210 |
| 40 | 1.40% | ¥235,454 | ¥113,017,957 | ¥26,517,957 |
| 40 | 1.50% | ¥239,754 | ¥115,082,022 | ¥28,582,022 |
| 40 | 1.60% | ¥244,101 | ¥117,168,299 | ¥30,668,299 |
| 40 | 1.70% | ¥248,493 | ¥119,276,677 | ¥32,776,677 |
| 40 | 1.80% | ¥252,931 | ¥121,407,037 | ¥34,907,037 |
| 40 | 1.90% | ¥257,415 | ¥123,559,257 | ¥37,059,257 |
| 40 | 2.00% | ¥261,944 | ¥125,733,205 | ¥39,233,205 |
| 40 | 2.10% | ¥266,518 | ¥127,928,746 | ¥41,428,746 |
| 40 | 2.20% | ¥271,137 | ¥130,145,738 | ¥43,645,738 |
| 40 | 2.30% | ¥275,800 | ¥132,384,034 | ¥45,884,034 |
| 40 | 2.40% | ¥280,507 | ¥134,643,481 | ¥48,143,481 |
| 40 | 2.50% | ¥285,258 | ¥136,923,920 | ¥50,423,920 |
| 40 | 2.60% | ¥290,052 | ¥139,225,189 | ¥52,725,189 |
| 40 | 2.70% | ¥294,890 | ¥141,547,120 | ¥55,047,120 |
| 40 | 2.80% | ¥299,770 | ¥143,889,540 | ¥57,389,540 |
| 40 | 2.90% | ¥304,692 | ¥146,252,271 | ¥59,752,271 |
| 40 | 3.00% | ¥309,657 | ¥148,635,132 | ¥62,135,132 |
8650万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥232,270 | ¥97,553,599 | ¥11,053,599 |
| 35 | 0.80% | ¥236,198 | ¥99,203,039 | ¥12,703,039 |
| 35 | 0.90% | ¥240,167 | ¥100,869,984 | ¥14,369,984 |
| 35 | 1.00% | ¥244,177 | ¥102,554,394 | ¥16,054,394 |
| 35 | 1.10% | ¥248,229 | ¥104,256,229 | ¥17,756,229 |
| 35 | 1.20% | ¥252,322 | ¥105,975,440 | ¥19,475,440 |
| 35 | 1.30% | ¥256,457 | ¥107,711,978 | ¥21,211,978 |
| 35 | 1.40% | ¥260,633 | ¥109,465,786 | ¥22,965,786 |
| 35 | 1.50% | ¥264,850 | ¥111,236,807 | ¥24,736,807 |
| 35 | 1.60% | ¥269,107 | ¥113,024,977 | ¥26,524,977 |
| 35 | 1.70% | ¥273,405 | ¥114,830,231 | ¥28,330,231 |
| 35 | 1.80% | ¥277,744 | ¥116,652,496 | ¥30,152,496 |
| 35 | 1.90% | ¥282,123 | ¥118,491,700 | ¥31,991,700 |
| 35 | 2.00% | ¥286,542 | ¥120,347,764 | ¥33,847,764 |
| 35 | 2.10% | ¥291,001 | ¥122,220,607 | ¥35,720,607 |
| 35 | 2.20% | ¥295,500 | ¥124,110,144 | ¥37,610,144 |
| 35 | 2.30% | ¥300,039 | ¥126,016,285 | ¥39,516,285 |
| 35 | 2.40% | ¥304,617 | ¥127,938,940 | ¥41,438,940 |
| 35 | 2.50% | ¥309,233 | ¥129,878,012 | ¥43,378,012 |
| 35 | 2.60% | ¥313,889 | ¥131,833,403 | ¥45,333,403 |
| 35 | 2.70% | ¥318,583 | ¥133,805,011 | ¥47,305,011 |
| 35 | 2.80% | ¥323,316 | ¥135,792,731 | ¥49,292,731 |
| 35 | 2.90% | ¥328,087 | ¥137,796,456 | ¥51,296,456 |
| 35 | 3.00% | ¥332,895 | ¥139,816,074 | ¥53,316,074 |
8650万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥266,459 | ¥95,925,288 | ¥9,425,288 |
| 30 | 0.80% | ¥270,343 | ¥97,323,494 | ¥10,823,494 |
| 30 | 0.90% | ¥274,263 | ¥98,734,587 | ¥12,234,587 |
| 30 | 1.00% | ¥278,218 | ¥100,158,547 | ¥13,658,547 |
| 30 | 1.10% | ¥282,209 | ¥101,595,349 | ¥15,095,349 |
| 30 | 1.20% | ¥286,236 | ¥103,044,967 | ¥16,544,967 |
| 30 | 1.30% | ¥290,298 | ¥104,507,375 | ¥18,007,375 |
| 30 | 1.40% | ¥294,396 | ¥105,982,541 | ¥19,482,541 |
| 30 | 1.50% | ¥298,529 | ¥107,470,434 | ¥20,970,434 |
| 30 | 1.60% | ¥302,697 | ¥108,971,018 | ¥22,471,018 |
| 30 | 1.70% | ¥306,901 | ¥110,484,257 | ¥23,984,257 |
| 30 | 1.80% | ¥311,139 | ¥112,010,112 | ¥25,510,112 |
| 30 | 1.90% | ¥315,413 | ¥113,548,542 | ¥27,048,542 |
| 30 | 2.00% | ¥319,721 | ¥115,099,504 | ¥28,599,504 |
| 30 | 2.10% | ¥324,064 | ¥116,662,953 | ¥30,162,953 |
| 30 | 2.20% | ¥328,441 | ¥118,238,842 | ¥31,738,842 |
| 30 | 2.30% | ¥332,853 | ¥119,827,122 | ¥33,327,122 |
| 30 | 2.40% | ¥337,299 | ¥121,427,742 | ¥34,927,742 |
| 30 | 2.50% | ¥341,780 | ¥123,040,648 | ¥36,540,648 |
| 30 | 2.60% | ¥346,294 | ¥124,665,786 | ¥38,165,786 |
| 30 | 2.70% | ¥350,842 | ¥126,303,100 | ¥39,803,100 |
| 30 | 2.80% | ¥355,424 | ¥127,952,530 | ¥41,452,530 |
| 30 | 2.90% | ¥360,039 | ¥129,614,016 | ¥43,114,016 |
| 30 | 3.00% | ¥364,687 | ¥131,287,496 | ¥44,787,496 |
8650万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥314,382 | ¥94,314,555 | ¥7,814,555 |
| 25 | 0.80% | ¥318,223 | ¥95,466,876 | ¥8,966,876 |
| 25 | 0.90% | ¥322,094 | ¥96,628,161 | ¥10,128,161 |
| 25 | 1.00% | ¥325,995 | ¥97,798,402 | ¥11,298,402 |
| 25 | 1.10% | ¥329,925 | ¥98,977,585 | ¥12,477,585 |
| 25 | 1.20% | ¥333,886 | ¥100,165,699 | ¥13,665,699 |
| 25 | 1.30% | ¥337,876 | ¥101,362,729 | ¥14,862,729 |
| 25 | 1.40% | ¥341,896 | ¥102,568,660 | ¥16,068,660 |
| 25 | 1.50% | ¥345,945 | ¥103,783,477 | ¥17,283,477 |
| 25 | 1.60% | ¥350,024 | ¥105,007,161 | ¥18,507,161 |
| 25 | 1.70% | ¥354,132 | ¥106,239,696 | ¥19,739,696 |
| 25 | 1.80% | ¥358,270 | ¥107,481,061 | ¥20,981,061 |
| 25 | 1.90% | ¥362,437 | ¥108,731,236 | ¥22,231,236 |
| 25 | 2.00% | ¥366,634 | ¥109,990,201 | ¥23,490,201 |
| 25 | 2.10% | ¥370,860 | ¥111,257,932 | ¥24,757,932 |
| 25 | 2.20% | ¥375,115 | ¥112,534,407 | ¥26,034,407 |
| 25 | 2.30% | ¥379,399 | ¥113,819,601 | ¥27,319,601 |
| 25 | 2.40% | ¥383,712 | ¥115,113,488 | ¥28,613,488 |
| 25 | 2.50% | ¥388,053 | ¥116,416,042 | ¥29,916,042 |
| 25 | 2.60% | ¥392,424 | ¥117,727,237 | ¥31,227,237 |
| 25 | 2.70% | ¥396,823 | ¥119,047,043 | ¥32,547,043 |
| 25 | 2.80% | ¥401,251 | ¥120,375,432 | ¥33,875,432 |
| 25 | 2.90% | ¥405,708 | ¥121,712,373 | ¥35,212,373 |
| 25 | 3.00% | ¥410,193 | ¥123,057,836 | ¥36,557,836 |
8650万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥386,339 | ¥92,721,423 | ¥6,221,423 |
| 20 | 0.80% | ¥390,138 | ¥93,633,223 | ¥7,133,223 |
| 20 | 0.90% | ¥393,962 | ¥94,550,770 | ¥8,050,770 |
| 20 | 1.00% | ¥397,809 | ¥95,474,058 | ¥8,974,058 |
| 20 | 1.10% | ¥401,680 | ¥96,403,083 | ¥9,903,083 |
| 20 | 1.20% | ¥405,574 | ¥97,337,838 | ¥10,837,838 |
| 20 | 1.30% | ¥409,493 | ¥98,278,318 | ¥11,778,318 |
| 20 | 1.40% | ¥413,435 | ¥99,224,517 | ¥12,724,517 |
| 20 | 1.50% | ¥417,402 | ¥100,176,427 | ¥13,676,427 |
| 20 | 1.60% | ¥421,392 | ¥101,134,041 | ¥14,634,041 |
| 20 | 1.70% | ¥425,406 | ¥102,097,352 | ¥15,597,352 |
| 20 | 1.80% | ¥429,443 | ¥103,066,352 | ¥16,566,352 |
| 20 | 1.90% | ¥433,504 | ¥104,041,031 | ¥17,541,031 |
| 20 | 2.00% | ¥437,589 | ¥105,021,380 | ¥18,521,380 |
| 20 | 2.10% | ¥441,697 | ¥106,007,391 | ¥19,507,391 |
| 20 | 2.20% | ¥445,829 | ¥106,999,053 | ¥20,499,053 |
| 20 | 2.30% | ¥449,985 | ¥107,996,356 | ¥21,496,356 |
| 20 | 2.40% | ¥454,164 | ¥108,999,289 | ¥22,499,289 |
| 20 | 2.50% | ¥458,366 | ¥110,007,841 | ¥23,507,841 |
| 20 | 2.60% | ¥462,592 | ¥111,022,000 | ¥24,522,000 |
| 20 | 2.70% | ¥466,841 | ¥112,041,754 | ¥25,541,754 |
| 20 | 2.80% | ¥471,113 | ¥113,067,091 | ¥26,567,091 |
| 20 | 2.90% | ¥475,408 | ¥114,097,998 | ¥27,597,998 |
| 20 | 3.00% | ¥479,727 | ¥115,134,461 | ¥28,634,461 |
8650万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥506,366 | ¥91,145,911 | ¥4,645,911 |
| 15 | 0.80% | ¥510,125 | ¥91,822,571 | ¥5,322,571 |
| 15 | 0.90% | ¥513,903 | ¥92,502,466 | ¥6,002,466 |
| 15 | 1.00% | ¥517,698 | ¥93,185,596 | ¥6,685,596 |
| 15 | 1.10% | ¥521,511 | ¥93,871,958 | ¥7,371,958 |
| 15 | 1.20% | ¥525,342 | ¥94,561,550 | ¥8,061,550 |
| 15 | 1.30% | ¥529,191 | ¥95,254,371 | ¥8,754,371 |
| 15 | 1.40% | ¥533,058 | ¥95,950,418 | ¥9,450,418 |
| 15 | 1.50% | ¥536,943 | ¥96,649,688 | ¥10,149,688 |
| 15 | 1.60% | ¥540,845 | ¥97,352,180 | ¥10,852,180 |
| 15 | 1.70% | ¥544,766 | ¥98,057,890 | ¥11,557,890 |
| 15 | 1.80% | ¥548,705 | ¥98,766,817 | ¥12,266,817 |
| 15 | 1.90% | ¥552,661 | ¥99,478,956 | ¥12,978,956 |
| 15 | 2.00% | ¥556,635 | ¥100,194,305 | ¥13,694,305 |
| 15 | 2.10% | ¥560,627 | ¥100,912,860 | ¥14,412,860 |
| 15 | 2.20% | ¥564,637 | ¥101,634,619 | ¥15,134,619 |
| 15 | 2.30% | ¥568,664 | ¥102,359,578 | ¥15,859,578 |
| 15 | 2.40% | ¥572,710 | ¥103,087,733 | ¥16,587,733 |
| 15 | 2.50% | ¥576,773 | ¥103,819,080 | ¥17,319,080 |
| 15 | 2.60% | ¥580,853 | ¥104,553,616 | ¥18,053,616 |
| 15 | 2.70% | ¥584,952 | ¥105,291,336 | ¥18,791,336 |
| 15 | 2.80% | ¥589,068 | ¥106,032,237 | ¥19,532,237 |
| 15 | 2.90% | ¥593,202 | ¥106,776,313 | ¥20,276,313 |
| 15 | 3.00% | ¥597,353 | ¥107,523,561 | ¥21,023,561 |
8650万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥746,567 | ¥89,588,034 | ¥3,088,034 |
| 10 | 0.80% | ¥750,291 | ¥90,034,943 | ¥3,534,943 |
| 10 | 0.90% | ¥754,027 | ¥90,483,291 | ¥3,983,291 |
| 10 | 1.00% | ¥757,776 | ¥90,933,078 | ¥4,433,078 |
| 10 | 1.10% | ¥761,536 | ¥91,384,303 | ¥4,884,303 |
| 10 | 1.20% | ¥765,308 | ¥91,836,966 | ¥5,336,966 |
| 10 | 1.30% | ¥769,092 | ¥92,291,066 | ¥5,791,066 |
| 10 | 1.40% | ¥772,888 | ¥92,746,603 | ¥6,246,603 |
| 10 | 1.50% | ¥776,696 | ¥93,203,577 | ¥6,703,577 |
| 10 | 1.60% | ¥780,517 | ¥93,661,986 | ¥7,161,986 |
| 10 | 1.70% | ¥784,349 | ¥94,121,830 | ¥7,621,830 |
| 10 | 1.80% | ¥788,193 | ¥94,583,108 | ¥8,083,108 |
| 10 | 1.90% | ¥792,049 | ¥95,045,820 | ¥8,545,820 |
| 10 | 2.00% | ¥795,916 | ¥95,509,965 | ¥9,009,965 |
| 10 | 2.10% | ¥799,796 | ¥95,975,542 | ¥9,475,542 |
| 10 | 2.20% | ¥803,688 | ¥96,442,551 | ¥9,942,551 |
| 10 | 2.30% | ¥807,592 | ¥96,910,990 | ¥10,410,990 |
| 10 | 2.40% | ¥811,507 | ¥97,380,860 | ¥10,880,860 |
| 10 | 2.50% | ¥815,435 | ¥97,852,158 | ¥11,352,158 |
| 10 | 2.60% | ¥819,374 | ¥98,324,884 | ¥11,824,884 |
| 10 | 2.70% | ¥823,325 | ¥98,799,038 | ¥12,299,038 |
| 10 | 2.80% | ¥827,288 | ¥99,274,618 | ¥12,774,618 |
| 10 | 2.90% | ¥831,264 | ¥99,751,623 | ¥13,251,623 |
| 10 | 3.00% | ¥835,250 | ¥100,230,053 | ¥13,730,053 |
