8680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8680万円の住宅ローン|期間・年数別
8680万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥171,499 |
¥102,899,337 |
¥16,099,337 |
| 50 |
0.80% |
¥175,571 |
¥105,342,806 |
¥18,542,806 |
| 50 |
0.90% |
¥179,703 |
¥107,821,833 |
¥21,021,833 |
| 50 |
1.00% |
¥183,894 |
¥110,336,261 |
¥23,536,261 |
| 50 |
1.10% |
¥188,143 |
¥112,885,921 |
¥26,085,921 |
| 50 |
1.20% |
¥192,451 |
¥115,470,623 |
¥28,670,623 |
| 50 |
1.30% |
¥196,817 |
¥118,090,166 |
¥31,290,166 |
| 50 |
1.40% |
¥201,241 |
¥120,744,329 |
¥33,944,329 |
| 50 |
1.50% |
¥205,721 |
¥123,432,877 |
¥36,632,877 |
| 50 |
1.60% |
¥210,259 |
¥126,155,561 |
¥39,355,561 |
| 50 |
1.70% |
¥214,854 |
¥128,912,116 |
¥42,112,116 |
| 50 |
1.80% |
¥219,504 |
¥131,702,265 |
¥44,902,265 |
| 50 |
1.90% |
¥224,210 |
¥134,525,714 |
¥47,725,714 |
| 50 |
2.00% |
¥228,970 |
¥137,382,160 |
¥50,582,160 |
| 50 |
2.10% |
¥233,785 |
¥140,271,283 |
¥53,471,283 |
| 50 |
2.20% |
¥238,655 |
¥143,192,755 |
¥56,392,755 |
| 50 |
2.30% |
¥243,577 |
¥146,146,233 |
¥59,346,233 |
| 50 |
2.40% |
¥248,552 |
¥149,131,366 |
¥62,331,366 |
| 50 |
2.50% |
¥253,580 |
¥152,147,789 |
¥65,347,789 |
| 50 |
2.60% |
¥258,659 |
¥155,195,129 |
¥68,395,129 |
| 50 |
2.70% |
¥263,788 |
¥158,273,004 |
¥71,473,004 |
| 50 |
2.80% |
¥268,968 |
¥161,381,022 |
¥74,581,022 |
| 50 |
2.90% |
¥274,198 |
¥164,518,784 |
¥77,718,784 |
| 50 |
3.00% |
¥279,476 |
¥167,685,881 |
¥80,885,881 |
8680万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥187,431 |
¥101,212,649 |
¥14,412,649 |
| 45 |
0.80% |
¥191,459 |
¥103,388,041 |
¥16,588,041 |
| 45 |
0.90% |
¥195,541 |
¥105,592,322 |
¥18,792,322 |
| 45 |
1.00% |
¥199,677 |
¥107,825,388 |
¥21,025,388 |
| 45 |
1.10% |
¥203,865 |
¥110,087,127 |
¥23,287,127 |
| 45 |
1.20% |
¥208,106 |
¥112,377,414 |
¥25,577,414 |
| 45 |
1.30% |
¥212,400 |
¥114,696,113 |
¥27,896,113 |
| 45 |
1.40% |
¥216,746 |
¥117,043,079 |
¥30,243,079 |
| 45 |
1.50% |
¥221,145 |
¥119,418,156 |
¥32,618,156 |
| 45 |
1.60% |
¥225,595 |
¥121,821,176 |
¥35,021,176 |
| 45 |
1.70% |
¥230,096 |
¥124,251,964 |
¥37,451,964 |
| 45 |
1.80% |
¥234,649 |
¥126,710,334 |
¥39,910,334 |
| 45 |
1.90% |
¥239,252 |
¥129,196,089 |
¥42,396,089 |
| 45 |
2.00% |
¥243,906 |
¥131,709,026 |
¥44,909,026 |
| 45 |
2.10% |
¥248,609 |
¥134,248,930 |
¥47,448,930 |
| 45 |
2.20% |
¥253,362 |
¥136,815,580 |
¥50,015,580 |
| 45 |
2.30% |
¥258,164 |
¥139,408,745 |
¥52,608,745 |
| 45 |
2.40% |
¥263,015 |
¥142,028,186 |
¥55,228,186 |
| 45 |
2.50% |
¥267,914 |
¥144,673,657 |
¥57,873,657 |
| 45 |
2.60% |
¥272,861 |
¥147,344,904 |
¥60,544,904 |
| 45 |
2.70% |
¥277,855 |
¥150,041,667 |
¥63,241,667 |
| 45 |
2.80% |
¥282,896 |
¥152,763,678 |
¥65,963,678 |
| 45 |
2.90% |
¥287,983 |
¥155,510,663 |
¥68,710,663 |
| 45 |
3.00% |
¥293,115 |
¥158,282,342 |
¥71,482,342 |
8680万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥207,382 |
¥99,543,503 |
¥12,743,503 |
| 40 |
0.80% |
¥211,367 |
¥101,456,117 |
¥14,656,117 |
| 40 |
0.90% |
¥215,399 |
¥103,391,618 |
¥16,591,618 |
| 40 |
1.00% |
¥219,479 |
¥105,349,942 |
¥18,549,942 |
| 40 |
1.10% |
¥223,606 |
¥107,331,017 |
¥20,531,017 |
| 40 |
1.20% |
¥227,781 |
¥109,334,765 |
¥22,534,765 |
| 40 |
1.30% |
¥232,002 |
¥111,361,099 |
¥24,561,099 |
| 40 |
1.40% |
¥236,271 |
¥113,409,927 |
¥26,609,927 |
| 40 |
1.50% |
¥240,586 |
¥115,481,150 |
¥28,681,150 |
| 40 |
1.60% |
¥244,947 |
¥117,574,663 |
¥30,774,663 |
| 40 |
1.70% |
¥249,355 |
¥119,690,353 |
¥32,890,353 |
| 40 |
1.80% |
¥253,809 |
¥121,828,102 |
¥35,028,102 |
| 40 |
1.90% |
¥258,308 |
¥123,987,786 |
¥37,187,786 |
| 40 |
2.00% |
¥262,853 |
¥126,169,274 |
¥39,369,274 |
| 40 |
2.10% |
¥267,443 |
¥128,372,430 |
¥41,572,430 |
| 40 |
2.20% |
¥272,077 |
¥130,597,111 |
¥43,797,111 |
| 40 |
2.30% |
¥276,757 |
¥132,843,169 |
¥46,043,169 |
| 40 |
2.40% |
¥281,480 |
¥135,110,452 |
¥48,310,452 |
| 40 |
2.50% |
¥286,248 |
¥137,398,801 |
¥50,598,801 |
| 40 |
2.60% |
¥291,058 |
¥139,708,051 |
¥52,908,051 |
| 40 |
2.70% |
¥295,913 |
¥142,038,035 |
¥55,238,035 |
| 40 |
2.80% |
¥300,810 |
¥144,388,579 |
¥57,588,579 |
| 40 |
2.90% |
¥305,749 |
¥146,759,505 |
¥59,959,505 |
| 40 |
3.00% |
¥310,730 |
¥149,150,630 |
¥62,350,630 |
8680万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥233,076 |
¥97,891,935 |
¥11,091,935 |
| 35 |
0.80% |
¥237,017 |
¥99,547,096 |
¥12,747,096 |
| 35 |
0.90% |
¥241,000 |
¥101,219,822 |
¥14,419,822 |
| 35 |
1.00% |
¥245,024 |
¥102,910,074 |
¥16,110,074 |
| 35 |
1.10% |
¥249,090 |
¥104,617,811 |
¥17,817,811 |
| 35 |
1.20% |
¥253,198 |
¥106,342,985 |
¥19,542,985 |
| 35 |
1.30% |
¥257,347 |
¥108,085,545 |
¥21,285,545 |
| 35 |
1.40% |
¥261,537 |
¥109,845,436 |
¥23,045,436 |
| 35 |
1.50% |
¥265,768 |
¥111,622,599 |
¥24,822,599 |
| 35 |
1.60% |
¥270,040 |
¥113,416,971 |
¥26,616,971 |
| 35 |
1.70% |
¥274,354 |
¥115,228,486 |
¥28,428,486 |
| 35 |
1.80% |
¥278,707 |
¥117,057,071 |
¥30,257,071 |
| 35 |
1.90% |
¥283,102 |
¥118,902,654 |
¥32,102,654 |
| 35 |
2.00% |
¥287,536 |
¥120,765,155 |
¥33,965,155 |
| 35 |
2.10% |
¥292,011 |
¥122,644,494 |
¥35,844,494 |
| 35 |
2.20% |
¥296,525 |
¥124,540,583 |
¥37,740,583 |
| 35 |
2.30% |
¥301,079 |
¥126,453,336 |
¥39,653,336 |
| 35 |
2.40% |
¥305,673 |
¥128,382,659 |
¥41,582,659 |
| 35 |
2.50% |
¥310,306 |
¥130,328,456 |
¥43,528,456 |
| 35 |
2.60% |
¥314,978 |
¥132,290,628 |
¥45,490,628 |
| 35 |
2.70% |
¥319,688 |
¥134,269,075 |
¥47,469,075 |
| 35 |
2.80% |
¥324,437 |
¥136,263,689 |
¥49,463,689 |
| 35 |
2.90% |
¥329,225 |
¥138,274,363 |
¥51,474,363 |
| 35 |
3.00% |
¥334,050 |
¥140,300,985 |
¥53,500,985 |
8680万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥267,383 |
¥96,257,977 |
¥9,457,977 |
| 30 |
0.80% |
¥271,281 |
¥97,661,032 |
¥10,861,032 |
| 30 |
0.90% |
¥275,214 |
¥99,077,019 |
¥12,277,019 |
| 30 |
1.00% |
¥279,183 |
¥100,505,917 |
¥13,705,917 |
| 30 |
1.10% |
¥283,188 |
¥101,947,702 |
¥15,147,702 |
| 30 |
1.20% |
¥287,229 |
¥103,402,349 |
¥16,602,349 |
| 30 |
1.30% |
¥291,305 |
¥104,869,828 |
¥18,069,828 |
| 30 |
1.40% |
¥295,417 |
¥106,350,111 |
¥19,550,111 |
| 30 |
1.50% |
¥299,564 |
¥107,843,163 |
¥21,043,163 |
| 30 |
1.60% |
¥303,747 |
¥109,348,952 |
¥22,548,952 |
| 30 |
1.70% |
¥307,965 |
¥110,867,439 |
¥24,067,439 |
| 30 |
1.80% |
¥312,218 |
¥112,398,586 |
¥25,598,586 |
| 30 |
1.90% |
¥316,507 |
¥113,942,352 |
¥27,142,352 |
| 30 |
2.00% |
¥320,830 |
¥115,498,693 |
¥28,698,693 |
| 30 |
2.10% |
¥325,188 |
¥117,067,564 |
¥30,267,564 |
| 30 |
2.20% |
¥329,580 |
¥118,648,919 |
¥31,848,919 |
| 30 |
2.30% |
¥334,008 |
¥120,242,707 |
¥33,442,707 |
| 30 |
2.40% |
¥338,469 |
¥121,848,878 |
¥35,048,878 |
| 30 |
2.50% |
¥342,965 |
¥123,467,378 |
¥36,667,378 |
| 30 |
2.60% |
¥347,495 |
¥125,098,153 |
¥38,298,153 |
| 30 |
2.70% |
¥352,059 |
¥126,741,145 |
¥39,941,145 |
| 30 |
2.80% |
¥356,656 |
¥128,396,296 |
¥41,596,296 |
| 30 |
2.90% |
¥361,288 |
¥130,063,544 |
¥43,263,544 |
| 30 |
3.00% |
¥365,952 |
¥131,742,828 |
¥44,942,828 |
8680万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥315,472 |
¥94,641,658 |
¥7,841,658 |
| 25 |
0.80% |
¥319,327 |
¥95,797,975 |
¥8,997,975 |
| 25 |
0.90% |
¥323,211 |
¥96,963,288 |
¥10,163,288 |
| 25 |
1.00% |
¥327,125 |
¥98,137,587 |
¥11,337,587 |
| 25 |
1.10% |
¥331,070 |
¥99,320,860 |
¥12,520,860 |
| 25 |
1.20% |
¥335,044 |
¥100,513,095 |
¥13,713,095 |
| 25 |
1.30% |
¥339,048 |
¥101,714,276 |
¥14,914,276 |
| 25 |
1.40% |
¥343,081 |
¥102,924,390 |
¥16,124,390 |
| 25 |
1.50% |
¥347,145 |
¥104,143,419 |
¥17,343,419 |
| 25 |
1.60% |
¥351,238 |
¥105,371,348 |
¥18,571,348 |
| 25 |
1.70% |
¥355,361 |
¥106,608,157 |
¥19,808,157 |
| 25 |
1.80% |
¥359,513 |
¥107,853,827 |
¥21,053,827 |
| 25 |
1.90% |
¥363,694 |
¥109,108,339 |
¥22,308,339 |
| 25 |
2.00% |
¥367,906 |
¥110,371,670 |
¥23,571,670 |
| 25 |
2.10% |
¥372,146 |
¥111,643,798 |
¥24,843,798 |
| 25 |
2.20% |
¥376,416 |
¥112,924,700 |
¥26,124,700 |
| 25 |
2.30% |
¥380,715 |
¥114,214,351 |
¥27,414,351 |
| 25 |
2.40% |
¥385,042 |
¥115,512,725 |
¥28,712,725 |
| 25 |
2.50% |
¥389,399 |
¥116,819,798 |
¥30,019,798 |
| 25 |
2.60% |
¥393,785 |
¥118,135,540 |
¥31,335,540 |
| 25 |
2.70% |
¥398,200 |
¥119,459,923 |
¥32,659,923 |
| 25 |
2.80% |
¥402,643 |
¥120,792,919 |
¥33,992,919 |
| 25 |
2.90% |
¥407,115 |
¥122,134,497 |
¥35,334,497 |
| 25 |
3.00% |
¥411,615 |
¥123,484,626 |
¥36,684,626 |
8680万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥387,679 |
¥93,043,000 |
¥6,243,000 |
| 20 |
0.80% |
¥391,492 |
¥93,957,963 |
¥7,157,963 |
| 20 |
0.90% |
¥395,328 |
¥94,878,692 |
¥8,078,692 |
| 20 |
1.00% |
¥399,188 |
¥95,805,182 |
¥9,005,182 |
| 20 |
1.10% |
¥403,073 |
¥96,737,429 |
¥9,937,429 |
| 20 |
1.20% |
¥406,981 |
¥97,675,426 |
¥10,875,426 |
| 20 |
1.30% |
¥410,913 |
¥98,619,168 |
¥11,819,168 |
| 20 |
1.40% |
¥414,869 |
¥99,568,648 |
¥12,768,648 |
| 20 |
1.50% |
¥418,849 |
¥100,523,860 |
¥13,723,860 |
| 20 |
1.60% |
¥422,853 |
¥101,484,795 |
¥14,684,795 |
| 20 |
1.70% |
¥426,881 |
¥102,451,447 |
¥15,651,447 |
| 20 |
1.80% |
¥430,933 |
¥103,423,807 |
¥16,623,807 |
| 20 |
1.90% |
¥435,008 |
¥104,401,867 |
¥17,601,867 |
| 20 |
2.00% |
¥439,107 |
¥105,385,616 |
¥18,585,616 |
| 20 |
2.10% |
¥443,229 |
¥106,375,047 |
¥19,575,047 |
| 20 |
2.20% |
¥447,376 |
¥107,370,148 |
¥20,570,148 |
| 20 |
2.30% |
¥451,545 |
¥108,370,910 |
¥21,570,910 |
| 20 |
2.40% |
¥455,739 |
¥109,377,321 |
¥22,577,321 |
| 20 |
2.50% |
¥459,956 |
¥110,389,371 |
¥23,589,371 |
| 20 |
2.60% |
¥464,196 |
¥111,407,047 |
¥24,607,047 |
| 20 |
2.70% |
¥468,460 |
¥112,430,338 |
¥25,630,338 |
| 20 |
2.80% |
¥472,747 |
¥113,459,231 |
¥26,659,231 |
| 20 |
2.90% |
¥477,057 |
¥114,493,713 |
¥27,693,713 |
| 20 |
3.00% |
¥481,391 |
¥115,533,772 |
¥28,733,772 |
8680万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥508,122 |
¥91,462,024 |
¥4,662,024 |
| 15 |
0.80% |
¥511,895 |
¥92,141,030 |
¥5,341,030 |
| 15 |
0.90% |
¥515,685 |
¥92,823,284 |
¥6,023,284 |
| 15 |
1.00% |
¥519,493 |
¥93,508,783 |
¥6,708,783 |
| 15 |
1.10% |
¥523,320 |
¥94,197,525 |
¥7,397,525 |
| 15 |
1.20% |
¥527,164 |
¥94,889,509 |
¥8,089,509 |
| 15 |
1.30% |
¥531,026 |
¥95,584,733 |
¥8,784,733 |
| 15 |
1.40% |
¥534,907 |
¥96,283,194 |
¥9,483,194 |
| 15 |
1.50% |
¥538,805 |
¥96,984,890 |
¥10,184,890 |
| 15 |
1.60% |
¥542,721 |
¥97,689,818 |
¥10,889,818 |
| 15 |
1.70% |
¥546,655 |
¥98,397,976 |
¥11,597,976 |
| 15 |
1.80% |
¥550,608 |
¥99,109,361 |
¥12,309,361 |
| 15 |
1.90% |
¥554,578 |
¥99,823,969 |
¥13,023,969 |
| 15 |
2.00% |
¥558,566 |
¥100,541,799 |
¥13,741,799 |
| 15 |
2.10% |
¥562,571 |
¥101,262,847 |
¥14,462,847 |
| 15 |
2.20% |
¥566,595 |
¥101,987,109 |
¥15,187,109 |
| 15 |
2.30% |
¥570,637 |
¥102,714,582 |
¥15,914,582 |
| 15 |
2.40% |
¥574,696 |
¥103,445,262 |
¥16,645,262 |
| 15 |
2.50% |
¥578,773 |
¥104,179,146 |
¥17,379,146 |
| 15 |
2.60% |
¥582,868 |
¥104,916,229 |
¥18,116,229 |
| 15 |
2.70% |
¥586,981 |
¥105,656,508 |
¥18,856,508 |
| 15 |
2.80% |
¥591,111 |
¥106,399,978 |
¥19,599,978 |
| 15 |
2.90% |
¥595,259 |
¥107,146,636 |
¥20,346,636 |
| 15 |
3.00% |
¥599,425 |
¥107,896,475 |
¥21,096,475 |
8680万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥749,156 |
¥89,898,744 |
¥3,098,744 |
| 10 |
0.80% |
¥752,893 |
¥90,347,203 |
¥3,547,203 |
| 10 |
0.90% |
¥756,643 |
¥90,797,106 |
¥3,997,106 |
| 10 |
1.00% |
¥760,404 |
¥91,248,453 |
¥4,448,453 |
| 10 |
1.10% |
¥764,177 |
¥91,701,243 |
¥4,901,243 |
| 10 |
1.20% |
¥767,962 |
¥92,155,476 |
¥5,355,476 |
| 10 |
1.30% |
¥771,760 |
¥92,611,151 |
¥5,811,151 |
| 10 |
1.40% |
¥775,569 |
¥93,068,268 |
¥6,268,268 |
| 10 |
1.50% |
¥779,390 |
¥93,526,826 |
¥6,726,826 |
| 10 |
1.60% |
¥783,224 |
¥93,986,825 |
¥7,186,825 |
| 10 |
1.70% |
¥787,069 |
¥94,448,264 |
¥7,648,264 |
| 10 |
1.80% |
¥790,926 |
¥94,911,142 |
¥8,111,142 |
| 10 |
1.90% |
¥794,795 |
¥95,375,459 |
¥8,575,459 |
| 10 |
2.00% |
¥798,677 |
¥95,841,214 |
¥9,041,214 |
| 10 |
2.10% |
¥802,570 |
¥96,308,405 |
¥9,508,405 |
| 10 |
2.20% |
¥806,475 |
¥96,777,034 |
¥9,977,034 |
| 10 |
2.30% |
¥810,392 |
¥97,247,098 |
¥10,447,098 |
| 10 |
2.40% |
¥814,322 |
¥97,718,597 |
¥10,918,597 |
| 10 |
2.50% |
¥818,263 |
¥98,191,530 |
¥11,391,530 |
| 10 |
2.60% |
¥822,216 |
¥98,665,896 |
¥11,865,896 |
| 10 |
2.70% |
¥826,181 |
¥99,141,694 |
¥12,341,694 |
| 10 |
2.80% |
¥830,158 |
¥99,618,923 |
¥12,818,923 |
| 10 |
2.90% |
¥834,147 |
¥100,097,583 |
¥13,297,583 |
| 10 |
3.00% |
¥838,147 |
¥100,577,672 |
¥13,777,672 |