8680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8680万円の住宅ローン｜期間・年数別
8680万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥171,499 | ¥102,899,337 | ¥16,099,337 |
| 50 | 0.80% | ¥175,571 | ¥105,342,806 | ¥18,542,806 |
| 50 | 0.90% | ¥179,703 | ¥107,821,833 | ¥21,021,833 |
| 50 | 1.00% | ¥183,894 | ¥110,336,261 | ¥23,536,261 |
| 50 | 1.10% | ¥188,143 | ¥112,885,921 | ¥26,085,921 |
| 50 | 1.20% | ¥192,451 | ¥115,470,623 | ¥28,670,623 |
| 50 | 1.30% | ¥196,817 | ¥118,090,166 | ¥31,290,166 |
| 50 | 1.40% | ¥201,241 | ¥120,744,329 | ¥33,944,329 |
| 50 | 1.50% | ¥205,721 | ¥123,432,877 | ¥36,632,877 |
| 50 | 1.60% | ¥210,259 | ¥126,155,561 | ¥39,355,561 |
| 50 | 1.70% | ¥214,854 | ¥128,912,116 | ¥42,112,116 |
| 50 | 1.80% | ¥219,504 | ¥131,702,265 | ¥44,902,265 |
| 50 | 1.90% | ¥224,210 | ¥134,525,714 | ¥47,725,714 |
| 50 | 2.00% | ¥228,970 | ¥137,382,160 | ¥50,582,160 |
| 50 | 2.10% | ¥233,785 | ¥140,271,283 | ¥53,471,283 |
| 50 | 2.20% | ¥238,655 | ¥143,192,755 | ¥56,392,755 |
| 50 | 2.30% | ¥243,577 | ¥146,146,233 | ¥59,346,233 |
| 50 | 2.40% | ¥248,552 | ¥149,131,366 | ¥62,331,366 |
| 50 | 2.50% | ¥253,580 | ¥152,147,789 | ¥65,347,789 |
| 50 | 2.60% | ¥258,659 | ¥155,195,129 | ¥68,395,129 |
| 50 | 2.70% | ¥263,788 | ¥158,273,004 | ¥71,473,004 |
| 50 | 2.80% | ¥268,968 | ¥161,381,022 | ¥74,581,022 |
| 50 | 2.90% | ¥274,198 | ¥164,518,784 | ¥77,718,784 |
| 50 | 3.00% | ¥279,476 | ¥167,685,881 | ¥80,885,881 |
8680万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥187,431 | ¥101,212,649 | ¥14,412,649 |
| 45 | 0.80% | ¥191,459 | ¥103,388,041 | ¥16,588,041 |
| 45 | 0.90% | ¥195,541 | ¥105,592,322 | ¥18,792,322 |
| 45 | 1.00% | ¥199,677 | ¥107,825,388 | ¥21,025,388 |
| 45 | 1.10% | ¥203,865 | ¥110,087,127 | ¥23,287,127 |
| 45 | 1.20% | ¥208,106 | ¥112,377,414 | ¥25,577,414 |
| 45 | 1.30% | ¥212,400 | ¥114,696,113 | ¥27,896,113 |
| 45 | 1.40% | ¥216,746 | ¥117,043,079 | ¥30,243,079 |
| 45 | 1.50% | ¥221,145 | ¥119,418,156 | ¥32,618,156 |
| 45 | 1.60% | ¥225,595 | ¥121,821,176 | ¥35,021,176 |
| 45 | 1.70% | ¥230,096 | ¥124,251,964 | ¥37,451,964 |
| 45 | 1.80% | ¥234,649 | ¥126,710,334 | ¥39,910,334 |
| 45 | 1.90% | ¥239,252 | ¥129,196,089 | ¥42,396,089 |
| 45 | 2.00% | ¥243,906 | ¥131,709,026 | ¥44,909,026 |
| 45 | 2.10% | ¥248,609 | ¥134,248,930 | ¥47,448,930 |
| 45 | 2.20% | ¥253,362 | ¥136,815,580 | ¥50,015,580 |
| 45 | 2.30% | ¥258,164 | ¥139,408,745 | ¥52,608,745 |
| 45 | 2.40% | ¥263,015 | ¥142,028,186 | ¥55,228,186 |
| 45 | 2.50% | ¥267,914 | ¥144,673,657 | ¥57,873,657 |
| 45 | 2.60% | ¥272,861 | ¥147,344,904 | ¥60,544,904 |
| 45 | 2.70% | ¥277,855 | ¥150,041,667 | ¥63,241,667 |
| 45 | 2.80% | ¥282,896 | ¥152,763,678 | ¥65,963,678 |
| 45 | 2.90% | ¥287,983 | ¥155,510,663 | ¥68,710,663 |
| 45 | 3.00% | ¥293,115 | ¥158,282,342 | ¥71,482,342 |
8680万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥207,382 | ¥99,543,503 | ¥12,743,503 |
| 40 | 0.80% | ¥211,367 | ¥101,456,117 | ¥14,656,117 |
| 40 | 0.90% | ¥215,399 | ¥103,391,618 | ¥16,591,618 |
| 40 | 1.00% | ¥219,479 | ¥105,349,942 | ¥18,549,942 |
| 40 | 1.10% | ¥223,606 | ¥107,331,017 | ¥20,531,017 |
| 40 | 1.20% | ¥227,781 | ¥109,334,765 | ¥22,534,765 |
| 40 | 1.30% | ¥232,002 | ¥111,361,099 | ¥24,561,099 |
| 40 | 1.40% | ¥236,271 | ¥113,409,927 | ¥26,609,927 |
| 40 | 1.50% | ¥240,586 | ¥115,481,150 | ¥28,681,150 |
| 40 | 1.60% | ¥244,947 | ¥117,574,663 | ¥30,774,663 |
| 40 | 1.70% | ¥249,355 | ¥119,690,353 | ¥32,890,353 |
| 40 | 1.80% | ¥253,809 | ¥121,828,102 | ¥35,028,102 |
| 40 | 1.90% | ¥258,308 | ¥123,987,786 | ¥37,187,786 |
| 40 | 2.00% | ¥262,853 | ¥126,169,274 | ¥39,369,274 |
| 40 | 2.10% | ¥267,443 | ¥128,372,430 | ¥41,572,430 |
| 40 | 2.20% | ¥272,077 | ¥130,597,111 | ¥43,797,111 |
| 40 | 2.30% | ¥276,757 | ¥132,843,169 | ¥46,043,169 |
| 40 | 2.40% | ¥281,480 | ¥135,110,452 | ¥48,310,452 |
| 40 | 2.50% | ¥286,248 | ¥137,398,801 | ¥50,598,801 |
| 40 | 2.60% | ¥291,058 | ¥139,708,051 | ¥52,908,051 |
| 40 | 2.70% | ¥295,913 | ¥142,038,035 | ¥55,238,035 |
| 40 | 2.80% | ¥300,810 | ¥144,388,579 | ¥57,588,579 |
| 40 | 2.90% | ¥305,749 | ¥146,759,505 | ¥59,959,505 |
| 40 | 3.00% | ¥310,730 | ¥149,150,630 | ¥62,350,630 |
8680万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥233,076 | ¥97,891,935 | ¥11,091,935 |
| 35 | 0.80% | ¥237,017 | ¥99,547,096 | ¥12,747,096 |
| 35 | 0.90% | ¥241,000 | ¥101,219,822 | ¥14,419,822 |
| 35 | 1.00% | ¥245,024 | ¥102,910,074 | ¥16,110,074 |
| 35 | 1.10% | ¥249,090 | ¥104,617,811 | ¥17,817,811 |
| 35 | 1.20% | ¥253,198 | ¥106,342,985 | ¥19,542,985 |
| 35 | 1.30% | ¥257,347 | ¥108,085,545 | ¥21,285,545 |
| 35 | 1.40% | ¥261,537 | ¥109,845,436 | ¥23,045,436 |
| 35 | 1.50% | ¥265,768 | ¥111,622,599 | ¥24,822,599 |
| 35 | 1.60% | ¥270,040 | ¥113,416,971 | ¥26,616,971 |
| 35 | 1.70% | ¥274,354 | ¥115,228,486 | ¥28,428,486 |
| 35 | 1.80% | ¥278,707 | ¥117,057,071 | ¥30,257,071 |
| 35 | 1.90% | ¥283,102 | ¥118,902,654 | ¥32,102,654 |
| 35 | 2.00% | ¥287,536 | ¥120,765,155 | ¥33,965,155 |
| 35 | 2.10% | ¥292,011 | ¥122,644,494 | ¥35,844,494 |
| 35 | 2.20% | ¥296,525 | ¥124,540,583 | ¥37,740,583 |
| 35 | 2.30% | ¥301,079 | ¥126,453,336 | ¥39,653,336 |
| 35 | 2.40% | ¥305,673 | ¥128,382,659 | ¥41,582,659 |
| 35 | 2.50% | ¥310,306 | ¥130,328,456 | ¥43,528,456 |
| 35 | 2.60% | ¥314,978 | ¥132,290,628 | ¥45,490,628 |
| 35 | 2.70% | ¥319,688 | ¥134,269,075 | ¥47,469,075 |
| 35 | 2.80% | ¥324,437 | ¥136,263,689 | ¥49,463,689 |
| 35 | 2.90% | ¥329,225 | ¥138,274,363 | ¥51,474,363 |
| 35 | 3.00% | ¥334,050 | ¥140,300,985 | ¥53,500,985 |
8680万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥267,383 | ¥96,257,977 | ¥9,457,977 |
| 30 | 0.80% | ¥271,281 | ¥97,661,032 | ¥10,861,032 |
| 30 | 0.90% | ¥275,214 | ¥99,077,019 | ¥12,277,019 |
| 30 | 1.00% | ¥279,183 | ¥100,505,917 | ¥13,705,917 |
| 30 | 1.10% | ¥283,188 | ¥101,947,702 | ¥15,147,702 |
| 30 | 1.20% | ¥287,229 | ¥103,402,349 | ¥16,602,349 |
| 30 | 1.30% | ¥291,305 | ¥104,869,828 | ¥18,069,828 |
| 30 | 1.40% | ¥295,417 | ¥106,350,111 | ¥19,550,111 |
| 30 | 1.50% | ¥299,564 | ¥107,843,163 | ¥21,043,163 |
| 30 | 1.60% | ¥303,747 | ¥109,348,952 | ¥22,548,952 |
| 30 | 1.70% | ¥307,965 | ¥110,867,439 | ¥24,067,439 |
| 30 | 1.80% | ¥312,218 | ¥112,398,586 | ¥25,598,586 |
| 30 | 1.90% | ¥316,507 | ¥113,942,352 | ¥27,142,352 |
| 30 | 2.00% | ¥320,830 | ¥115,498,693 | ¥28,698,693 |
| 30 | 2.10% | ¥325,188 | ¥117,067,564 | ¥30,267,564 |
| 30 | 2.20% | ¥329,580 | ¥118,648,919 | ¥31,848,919 |
| 30 | 2.30% | ¥334,008 | ¥120,242,707 | ¥33,442,707 |
| 30 | 2.40% | ¥338,469 | ¥121,848,878 | ¥35,048,878 |
| 30 | 2.50% | ¥342,965 | ¥123,467,378 | ¥36,667,378 |
| 30 | 2.60% | ¥347,495 | ¥125,098,153 | ¥38,298,153 |
| 30 | 2.70% | ¥352,059 | ¥126,741,145 | ¥39,941,145 |
| 30 | 2.80% | ¥356,656 | ¥128,396,296 | ¥41,596,296 |
| 30 | 2.90% | ¥361,288 | ¥130,063,544 | ¥43,263,544 |
| 30 | 3.00% | ¥365,952 | ¥131,742,828 | ¥44,942,828 |
8680万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥315,472 | ¥94,641,658 | ¥7,841,658 |
| 25 | 0.80% | ¥319,327 | ¥95,797,975 | ¥8,997,975 |
| 25 | 0.90% | ¥323,211 | ¥96,963,288 | ¥10,163,288 |
| 25 | 1.00% | ¥327,125 | ¥98,137,587 | ¥11,337,587 |
| 25 | 1.10% | ¥331,070 | ¥99,320,860 | ¥12,520,860 |
| 25 | 1.20% | ¥335,044 | ¥100,513,095 | ¥13,713,095 |
| 25 | 1.30% | ¥339,048 | ¥101,714,276 | ¥14,914,276 |
| 25 | 1.40% | ¥343,081 | ¥102,924,390 | ¥16,124,390 |
| 25 | 1.50% | ¥347,145 | ¥104,143,419 | ¥17,343,419 |
| 25 | 1.60% | ¥351,238 | ¥105,371,348 | ¥18,571,348 |
| 25 | 1.70% | ¥355,361 | ¥106,608,157 | ¥19,808,157 |
| 25 | 1.80% | ¥359,513 | ¥107,853,827 | ¥21,053,827 |
| 25 | 1.90% | ¥363,694 | ¥109,108,339 | ¥22,308,339 |
| 25 | 2.00% | ¥367,906 | ¥110,371,670 | ¥23,571,670 |
| 25 | 2.10% | ¥372,146 | ¥111,643,798 | ¥24,843,798 |
| 25 | 2.20% | ¥376,416 | ¥112,924,700 | ¥26,124,700 |
| 25 | 2.30% | ¥380,715 | ¥114,214,351 | ¥27,414,351 |
| 25 | 2.40% | ¥385,042 | ¥115,512,725 | ¥28,712,725 |
| 25 | 2.50% | ¥389,399 | ¥116,819,798 | ¥30,019,798 |
| 25 | 2.60% | ¥393,785 | ¥118,135,540 | ¥31,335,540 |
| 25 | 2.70% | ¥398,200 | ¥119,459,923 | ¥32,659,923 |
| 25 | 2.80% | ¥402,643 | ¥120,792,919 | ¥33,992,919 |
| 25 | 2.90% | ¥407,115 | ¥122,134,497 | ¥35,334,497 |
| 25 | 3.00% | ¥411,615 | ¥123,484,626 | ¥36,684,626 |
8680万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥387,679 | ¥93,043,000 | ¥6,243,000 |
| 20 | 0.80% | ¥391,492 | ¥93,957,963 | ¥7,157,963 |
| 20 | 0.90% | ¥395,328 | ¥94,878,692 | ¥8,078,692 |
| 20 | 1.00% | ¥399,188 | ¥95,805,182 | ¥9,005,182 |
| 20 | 1.10% | ¥403,073 | ¥96,737,429 | ¥9,937,429 |
| 20 | 1.20% | ¥406,981 | ¥97,675,426 | ¥10,875,426 |
| 20 | 1.30% | ¥410,913 | ¥98,619,168 | ¥11,819,168 |
| 20 | 1.40% | ¥414,869 | ¥99,568,648 | ¥12,768,648 |
| 20 | 1.50% | ¥418,849 | ¥100,523,860 | ¥13,723,860 |
| 20 | 1.60% | ¥422,853 | ¥101,484,795 | ¥14,684,795 |
| 20 | 1.70% | ¥426,881 | ¥102,451,447 | ¥15,651,447 |
| 20 | 1.80% | ¥430,933 | ¥103,423,807 | ¥16,623,807 |
| 20 | 1.90% | ¥435,008 | ¥104,401,867 | ¥17,601,867 |
| 20 | 2.00% | ¥439,107 | ¥105,385,616 | ¥18,585,616 |
| 20 | 2.10% | ¥443,229 | ¥106,375,047 | ¥19,575,047 |
| 20 | 2.20% | ¥447,376 | ¥107,370,148 | ¥20,570,148 |
| 20 | 2.30% | ¥451,545 | ¥108,370,910 | ¥21,570,910 |
| 20 | 2.40% | ¥455,739 | ¥109,377,321 | ¥22,577,321 |
| 20 | 2.50% | ¥459,956 | ¥110,389,371 | ¥23,589,371 |
| 20 | 2.60% | ¥464,196 | ¥111,407,047 | ¥24,607,047 |
| 20 | 2.70% | ¥468,460 | ¥112,430,338 | ¥25,630,338 |
| 20 | 2.80% | ¥472,747 | ¥113,459,231 | ¥26,659,231 |
| 20 | 2.90% | ¥477,057 | ¥114,493,713 | ¥27,693,713 |
| 20 | 3.00% | ¥481,391 | ¥115,533,772 | ¥28,733,772 |
8680万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥508,122 | ¥91,462,024 | ¥4,662,024 |
| 15 | 0.80% | ¥511,895 | ¥92,141,030 | ¥5,341,030 |
| 15 | 0.90% | ¥515,685 | ¥92,823,284 | ¥6,023,284 |
| 15 | 1.00% | ¥519,493 | ¥93,508,783 | ¥6,708,783 |
| 15 | 1.10% | ¥523,320 | ¥94,197,525 | ¥7,397,525 |
| 15 | 1.20% | ¥527,164 | ¥94,889,509 | ¥8,089,509 |
| 15 | 1.30% | ¥531,026 | ¥95,584,733 | ¥8,784,733 |
| 15 | 1.40% | ¥534,907 | ¥96,283,194 | ¥9,483,194 |
| 15 | 1.50% | ¥538,805 | ¥96,984,890 | ¥10,184,890 |
| 15 | 1.60% | ¥542,721 | ¥97,689,818 | ¥10,889,818 |
| 15 | 1.70% | ¥546,655 | ¥98,397,976 | ¥11,597,976 |
| 15 | 1.80% | ¥550,608 | ¥99,109,361 | ¥12,309,361 |
| 15 | 1.90% | ¥554,578 | ¥99,823,969 | ¥13,023,969 |
| 15 | 2.00% | ¥558,566 | ¥100,541,799 | ¥13,741,799 |
| 15 | 2.10% | ¥562,571 | ¥101,262,847 | ¥14,462,847 |
| 15 | 2.20% | ¥566,595 | ¥101,987,109 | ¥15,187,109 |
| 15 | 2.30% | ¥570,637 | ¥102,714,582 | ¥15,914,582 |
| 15 | 2.40% | ¥574,696 | ¥103,445,262 | ¥16,645,262 |
| 15 | 2.50% | ¥578,773 | ¥104,179,146 | ¥17,379,146 |
| 15 | 2.60% | ¥582,868 | ¥104,916,229 | ¥18,116,229 |
| 15 | 2.70% | ¥586,981 | ¥105,656,508 | ¥18,856,508 |
| 15 | 2.80% | ¥591,111 | ¥106,399,978 | ¥19,599,978 |
| 15 | 2.90% | ¥595,259 | ¥107,146,636 | ¥20,346,636 |
| 15 | 3.00% | ¥599,425 | ¥107,896,475 | ¥21,096,475 |
8680万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥749,156 | ¥89,898,744 | ¥3,098,744 |
| 10 | 0.80% | ¥752,893 | ¥90,347,203 | ¥3,547,203 |
| 10 | 0.90% | ¥756,643 | ¥90,797,106 | ¥3,997,106 |
| 10 | 1.00% | ¥760,404 | ¥91,248,453 | ¥4,448,453 |
| 10 | 1.10% | ¥764,177 | ¥91,701,243 | ¥4,901,243 |
| 10 | 1.20% | ¥767,962 | ¥92,155,476 | ¥5,355,476 |
| 10 | 1.30% | ¥771,760 | ¥92,611,151 | ¥5,811,151 |
| 10 | 1.40% | ¥775,569 | ¥93,068,268 | ¥6,268,268 |
| 10 | 1.50% | ¥779,390 | ¥93,526,826 | ¥6,726,826 |
| 10 | 1.60% | ¥783,224 | ¥93,986,825 | ¥7,186,825 |
| 10 | 1.70% | ¥787,069 | ¥94,448,264 | ¥7,648,264 |
| 10 | 1.80% | ¥790,926 | ¥94,911,142 | ¥8,111,142 |
| 10 | 1.90% | ¥794,795 | ¥95,375,459 | ¥8,575,459 |
| 10 | 2.00% | ¥798,677 | ¥95,841,214 | ¥9,041,214 |
| 10 | 2.10% | ¥802,570 | ¥96,308,405 | ¥9,508,405 |
| 10 | 2.20% | ¥806,475 | ¥96,777,034 | ¥9,977,034 |
| 10 | 2.30% | ¥810,392 | ¥97,247,098 | ¥10,447,098 |
| 10 | 2.40% | ¥814,322 | ¥97,718,597 | ¥10,918,597 |
| 10 | 2.50% | ¥818,263 | ¥98,191,530 | ¥11,391,530 |
| 10 | 2.60% | ¥822,216 | ¥98,665,896 | ¥11,865,896 |
| 10 | 2.70% | ¥826,181 | ¥99,141,694 | ¥12,341,694 |
| 10 | 2.80% | ¥830,158 | ¥99,618,923 | ¥12,818,923 |
| 10 | 2.90% | ¥834,147 | ¥100,097,583 | ¥13,297,583 |
| 10 | 3.00% | ¥838,147 | ¥100,577,672 | ¥13,777,672 |
