8690万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8690万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8690万円の住宅ローン｜期間・年数別
8690万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥171,696 |
¥103,017,885 |
¥16,117,885 |
| 50 |
0.80% |
¥175,774 |
¥105,464,169 |
¥18,564,169 |
| 50 |
0.90% |
¥179,910 |
¥107,946,051 |
¥21,046,051 |
| 50 |
1.00% |
¥184,106 |
¥110,463,377 |
¥23,563,377 |
| 50 |
1.10% |
¥188,360 |
¥113,015,973 |
¥26,115,973 |
| 50 |
1.20% |
¥192,673 |
¥115,603,654 |
¥28,703,654 |
| 50 |
1.30% |
¥197,044 |
¥118,226,215 |
¥31,326,215 |
| 50 |
1.40% |
¥201,472 |
¥120,883,435 |
¥33,983,435 |
| 50 |
1.50% |
¥205,958 |
¥123,575,081 |
¥36,675,081 |
| 50 |
1.60% |
¥210,502 |
¥126,300,901 |
¥39,400,901 |
| 50 |
1.70% |
¥215,101 |
¥129,060,632 |
¥42,160,632 |
| 50 |
1.80% |
¥219,757 |
¥131,853,995 |
¥44,953,995 |
| 50 |
1.90% |
¥224,468 |
¥134,680,698 |
¥47,780,698 |
| 50 |
2.00% |
¥229,234 |
¥137,540,434 |
¥50,640,434 |
| 50 |
2.10% |
¥234,055 |
¥140,432,886 |
¥53,532,886 |
| 50 |
2.20% |
¥238,930 |
¥143,357,724 |
¥56,457,724 |
| 50 |
2.30% |
¥243,858 |
¥146,314,605 |
¥59,414,605 |
| 50 |
2.40% |
¥248,839 |
¥149,303,176 |
¥62,403,176 |
| 50 |
2.50% |
¥253,872 |
¥152,323,074 |
¥65,423,074 |
| 50 |
2.60% |
¥258,957 |
¥155,373,925 |
¥68,473,925 |
| 50 |
2.70% |
¥264,092 |
¥158,455,346 |
¥71,555,346 |
| 50 |
2.80% |
¥269,278 |
¥161,566,945 |
¥74,666,945 |
| 50 |
2.90% |
¥274,514 |
¥164,708,322 |
¥77,808,322 |
| 50 |
3.00% |
¥279,798 |
¥167,879,067 |
¥80,979,067 |
8690万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥187,647 |
¥101,329,254 |
¥14,429,254 |
| 45 |
0.80% |
¥191,680 |
¥103,507,152 |
¥16,607,152 |
| 45 |
0.90% |
¥195,767 |
¥105,713,972 |
¥18,813,972 |
| 45 |
1.00% |
¥199,907 |
¥107,949,611 |
¥21,049,611 |
| 45 |
1.10% |
¥204,100 |
¥110,213,955 |
¥23,313,955 |
| 45 |
1.20% |
¥208,346 |
¥112,506,881 |
¥25,606,881 |
| 45 |
1.30% |
¥212,645 |
¥114,828,252 |
¥27,928,252 |
| 45 |
1.40% |
¥216,996 |
¥117,177,922 |
¥30,277,922 |
| 45 |
1.50% |
¥221,400 |
¥119,555,734 |
¥32,655,734 |
| 45 |
1.60% |
¥225,855 |
¥121,961,523 |
¥35,061,523 |
| 45 |
1.70% |
¥230,361 |
¥124,395,112 |
¥37,495,112 |
| 45 |
1.80% |
¥234,919 |
¥126,856,314 |
¥39,956,314 |
| 45 |
1.90% |
¥239,528 |
¥129,344,933 |
¥42,444,933 |
| 45 |
2.00% |
¥244,187 |
¥131,860,765 |
¥44,960,765 |
| 45 |
2.10% |
¥248,896 |
¥134,403,595 |
¥47,503,595 |
| 45 |
2.20% |
¥253,654 |
¥136,973,202 |
¥50,073,202 |
| 45 |
2.30% |
¥258,462 |
¥139,569,354 |
¥52,669,354 |
| 45 |
2.40% |
¥263,318 |
¥142,191,813 |
¥55,291,813 |
| 45 |
2.50% |
¥268,223 |
¥144,840,332 |
¥57,940,332 |
| 45 |
2.60% |
¥273,175 |
¥147,514,657 |
¥60,614,657 |
| 45 |
2.70% |
¥278,175 |
¥150,214,526 |
¥63,314,526 |
| 45 |
2.80% |
¥283,222 |
¥152,939,673 |
¥66,039,673 |
| 45 |
2.90% |
¥288,314 |
¥155,689,823 |
¥68,789,823 |
| 45 |
3.00% |
¥293,453 |
¥158,464,695 |
¥71,564,695 |
8690万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥207,621 |
¥99,658,185 |
¥12,758,185 |
| 40 |
0.80% |
¥211,610 |
¥101,573,002 |
¥14,673,002 |
| 40 |
0.90% |
¥215,647 |
¥103,510,733 |
¥16,610,733 |
| 40 |
1.00% |
¥219,732 |
¥105,471,313 |
¥18,571,313 |
| 40 |
1.10% |
¥223,864 |
¥107,454,671 |
¥20,554,671 |
| 40 |
1.20% |
¥228,043 |
¥109,460,727 |
¥22,560,727 |
| 40 |
1.30% |
¥232,270 |
¥111,489,395 |
¥24,589,395 |
| 40 |
1.40% |
¥236,543 |
¥113,540,584 |
¥26,640,584 |
| 40 |
1.50% |
¥240,863 |
¥115,614,193 |
¥28,714,193 |
| 40 |
1.60% |
¥245,229 |
¥117,710,118 |
¥30,810,118 |
| 40 |
1.70% |
¥249,642 |
¥119,828,245 |
¥32,928,245 |
| 40 |
1.80% |
¥254,101 |
¥121,968,457 |
¥35,068,457 |
| 40 |
1.90% |
¥258,605 |
¥124,130,629 |
¥37,230,629 |
| 40 |
2.00% |
¥263,155 |
¥126,314,631 |
¥39,414,631 |
| 40 |
2.10% |
¥267,751 |
¥128,520,324 |
¥41,620,324 |
| 40 |
2.20% |
¥272,391 |
¥130,747,568 |
¥43,847,568 |
| 40 |
2.30% |
¥277,075 |
¥132,996,214 |
¥46,096,214 |
| 40 |
2.40% |
¥281,804 |
¥135,266,109 |
¥48,366,109 |
| 40 |
2.50% |
¥286,577 |
¥137,557,094 |
¥50,657,094 |
| 40 |
2.60% |
¥291,394 |
¥139,869,005 |
¥52,969,005 |
| 40 |
2.70% |
¥296,253 |
¥142,201,673 |
¥55,301,673 |
| 40 |
2.80% |
¥301,156 |
¥144,554,925 |
¥57,654,925 |
| 40 |
2.90% |
¥306,101 |
¥146,928,582 |
¥60,028,582 |
| 40 |
3.00% |
¥311,088 |
¥149,322,462 |
¥62,422,462 |
8690万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥233,345 |
¥98,004,714 |
¥11,104,714 |
| 35 |
0.80% |
¥237,290 |
¥99,661,781 |
¥12,761,781 |
| 35 |
0.90% |
¥241,277 |
¥101,336,434 |
¥14,436,434 |
| 35 |
1.00% |
¥245,306 |
¥103,028,634 |
¥16,128,634 |
| 35 |
1.10% |
¥249,377 |
¥104,738,339 |
¥17,838,339 |
| 35 |
1.20% |
¥253,489 |
¥106,465,500 |
¥19,565,500 |
| 35 |
1.30% |
¥257,643 |
¥108,210,068 |
¥21,310,068 |
| 35 |
1.40% |
¥261,838 |
¥109,971,986 |
¥23,071,986 |
| 35 |
1.50% |
¥266,074 |
¥111,751,197 |
¥24,851,197 |
| 35 |
1.60% |
¥270,352 |
¥113,547,636 |
¥26,647,636 |
| 35 |
1.70% |
¥274,670 |
¥115,361,237 |
¥28,461,237 |
| 35 |
1.80% |
¥279,028 |
¥117,191,930 |
¥30,291,930 |
| 35 |
1.90% |
¥283,428 |
¥119,039,639 |
¥32,139,639 |
| 35 |
2.00% |
¥287,867 |
¥120,904,286 |
¥34,004,286 |
| 35 |
2.10% |
¥292,347 |
¥122,785,789 |
¥35,885,789 |
| 35 |
2.20% |
¥296,867 |
¥124,684,063 |
¥37,784,063 |
| 35 |
2.30% |
¥301,426 |
¥126,599,019 |
¥39,699,019 |
| 35 |
2.40% |
¥306,025 |
¥128,530,565 |
¥41,630,565 |
| 35 |
2.50% |
¥310,663 |
¥130,478,604 |
¥43,578,604 |
| 35 |
2.60% |
¥315,341 |
¥132,443,037 |
¥45,543,037 |
| 35 |
2.70% |
¥320,057 |
¥134,423,763 |
¥47,523,763 |
| 35 |
2.80% |
¥324,811 |
¥136,420,675 |
¥49,520,675 |
| 35 |
2.90% |
¥329,604 |
¥138,433,665 |
¥51,533,665 |
| 35 |
3.00% |
¥334,435 |
¥140,462,622 |
¥53,562,622 |
8690万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥267,691 |
¥96,368,873 |
¥9,468,873 |
| 30 |
0.80% |
¥271,593 |
¥97,773,545 |
¥10,873,545 |
| 30 |
0.90% |
¥275,531 |
¥99,191,163 |
¥12,291,163 |
| 30 |
1.00% |
¥279,505 |
¥100,621,708 |
¥13,721,708 |
| 30 |
1.10% |
¥283,514 |
¥102,065,154 |
¥15,165,154 |
| 30 |
1.20% |
¥287,560 |
¥103,521,476 |
¥16,621,476 |
| 30 |
1.30% |
¥291,641 |
¥104,990,646 |
¥18,090,646 |
| 30 |
1.40% |
¥295,757 |
¥106,472,634 |
¥19,572,634 |
| 30 |
1.50% |
¥299,909 |
¥107,967,407 |
¥21,067,407 |
| 30 |
1.60% |
¥304,097 |
¥109,474,930 |
¥22,574,930 |
| 30 |
1.70% |
¥308,320 |
¥110,995,166 |
¥24,095,166 |
| 30 |
1.80% |
¥312,578 |
¥112,528,077 |
¥25,628,077 |
| 30 |
1.90% |
¥316,871 |
¥114,073,622 |
¥27,173,622 |
| 30 |
2.00% |
¥321,199 |
¥115,631,756 |
¥28,731,756 |
| 30 |
2.10% |
¥325,562 |
¥117,202,435 |
¥30,302,435 |
| 30 |
2.20% |
¥329,960 |
¥118,785,611 |
¥31,885,611 |
| 30 |
2.30% |
¥334,392 |
¥120,381,236 |
¥33,481,236 |
| 30 |
2.40% |
¥338,859 |
¥121,989,257 |
¥35,089,257 |
| 30 |
2.50% |
¥343,360 |
¥123,609,622 |
¥36,709,622 |
| 30 |
2.60% |
¥347,895 |
¥125,242,275 |
¥38,342,275 |
| 30 |
2.70% |
¥352,464 |
¥126,887,160 |
¥39,987,160 |
| 30 |
2.80% |
¥357,067 |
¥128,544,218 |
¥41,644,218 |
| 30 |
2.90% |
¥361,704 |
¥130,213,387 |
¥43,313,387 |
| 30 |
3.00% |
¥366,374 |
¥131,894,606 |
¥44,994,606 |
8690万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥315,836 |
¥94,750,692 |
¥7,850,692 |
| 25 |
0.80% |
¥319,694 |
¥95,908,341 |
¥9,008,341 |
| 25 |
0.90% |
¥323,583 |
¥97,074,997 |
¥10,174,997 |
| 25 |
1.00% |
¥327,502 |
¥98,250,649 |
¥11,350,649 |
| 25 |
1.10% |
¥331,451 |
¥99,435,285 |
¥12,535,285 |
| 25 |
1.20% |
¥335,430 |
¥100,628,893 |
¥13,728,893 |
| 25 |
1.30% |
¥339,438 |
¥101,831,458 |
¥14,931,458 |
| 25 |
1.40% |
¥343,477 |
¥103,042,966 |
¥16,142,966 |
| 25 |
1.50% |
¥347,545 |
¥104,263,400 |
¥17,363,400 |
| 25 |
1.60% |
¥351,642 |
¥105,492,743 |
¥18,592,743 |
| 25 |
1.70% |
¥355,770 |
¥106,730,977 |
¥19,830,977 |
| 25 |
1.80% |
¥359,927 |
¥107,978,083 |
¥21,078,083 |
| 25 |
1.90% |
¥364,113 |
¥109,234,040 |
¥22,334,040 |
| 25 |
2.00% |
¥368,329 |
¥110,498,826 |
¥23,598,826 |
| 25 |
2.10% |
¥372,575 |
¥111,772,420 |
¥24,872,420 |
| 25 |
2.20% |
¥376,849 |
¥113,054,797 |
¥26,154,797 |
| 25 |
2.30% |
¥381,153 |
¥114,345,934 |
¥27,445,934 |
| 25 |
2.40% |
¥385,486 |
¥115,645,805 |
¥28,745,805 |
| 25 |
2.50% |
¥389,848 |
¥116,954,383 |
¥30,054,383 |
| 25 |
2.60% |
¥394,239 |
¥118,271,641 |
¥31,371,641 |
| 25 |
2.70% |
¥398,659 |
¥119,597,550 |
¥32,697,550 |
| 25 |
2.80% |
¥403,107 |
¥120,932,082 |
¥34,032,082 |
| 25 |
2.90% |
¥407,584 |
¥122,275,205 |
¥35,375,205 |
| 25 |
3.00% |
¥412,090 |
¥123,626,890 |
¥36,726,890 |
8690万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥388,126 |
¥93,150,192 |
¥6,250,192 |
| 20 |
0.80% |
¥391,943 |
¥94,066,209 |
¥7,166,209 |
| 20 |
0.90% |
¥395,783 |
¥94,987,999 |
¥8,087,999 |
| 20 |
1.00% |
¥399,648 |
¥95,915,557 |
¥9,015,557 |
| 20 |
1.10% |
¥403,537 |
¥96,848,877 |
¥9,948,877 |
| 20 |
1.20% |
¥407,450 |
¥97,787,955 |
¥10,887,955 |
| 20 |
1.30% |
¥411,387 |
¥98,732,784 |
¥11,832,784 |
| 20 |
1.40% |
¥415,347 |
¥99,683,358 |
¥12,783,358 |
| 20 |
1.50% |
¥419,332 |
¥100,639,670 |
¥13,739,670 |
| 20 |
1.60% |
¥423,340 |
¥101,601,713 |
¥14,701,713 |
| 20 |
1.70% |
¥427,373 |
¥102,569,479 |
¥15,669,479 |
| 20 |
1.80% |
¥431,429 |
¥103,542,959 |
¥16,642,959 |
| 20 |
1.90% |
¥435,509 |
¥104,522,145 |
¥17,622,145 |
| 20 |
2.00% |
¥439,613 |
¥105,507,028 |
¥18,607,028 |
| 20 |
2.10% |
¥443,740 |
¥106,497,599 |
¥19,597,599 |
| 20 |
2.20% |
¥447,891 |
¥107,493,846 |
¥20,593,846 |
| 20 |
2.30% |
¥452,066 |
¥108,495,761 |
¥21,595,761 |
| 20 |
2.40% |
¥456,264 |
¥109,503,332 |
¥22,603,332 |
| 20 |
2.50% |
¥460,486 |
¥110,516,547 |
¥23,616,547 |
| 20 |
2.60% |
¥464,731 |
¥111,535,396 |
¥24,635,396 |
| 20 |
2.70% |
¥468,999 |
¥112,559,866 |
¥25,659,866 |
| 20 |
2.80% |
¥473,291 |
¥113,589,944 |
¥26,689,944 |
| 20 |
2.90% |
¥477,607 |
¥114,625,619 |
¥27,725,619 |
| 20 |
3.00% |
¥481,945 |
¥115,666,875 |
¥28,766,875 |
8690万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥508,708 |
¥91,567,395 |
¥4,667,395 |
| 15 |
0.80% |
¥512,484 |
¥92,247,184 |
¥5,347,184 |
| 15 |
0.90% |
¥516,279 |
¥92,930,223 |
¥6,030,223 |
| 15 |
1.00% |
¥520,092 |
¥93,616,512 |
¥6,716,512 |
| 15 |
1.10% |
¥523,922 |
¥94,306,048 |
¥7,406,048 |
| 15 |
1.20% |
¥527,771 |
¥94,998,829 |
¥8,098,829 |
| 15 |
1.30% |
¥531,638 |
¥95,694,854 |
¥8,794,854 |
| 15 |
1.40% |
¥535,523 |
¥96,394,119 |
¥9,494,119 |
| 15 |
1.50% |
¥539,426 |
¥97,096,623 |
¥10,196,623 |
| 15 |
1.60% |
¥543,346 |
¥97,802,364 |
¥10,902,364 |
| 15 |
1.70% |
¥547,285 |
¥98,511,337 |
¥11,611,337 |
| 15 |
1.80% |
¥551,242 |
¥99,223,542 |
¥12,323,542 |
| 15 |
1.90% |
¥555,217 |
¥99,938,974 |
¥13,038,974 |
| 15 |
2.00% |
¥559,209 |
¥100,657,631 |
¥13,757,631 |
| 15 |
2.10% |
¥563,219 |
¥101,379,509 |
¥14,479,509 |
| 15 |
2.20% |
¥567,248 |
¥102,104,606 |
¥15,204,606 |
| 15 |
2.30% |
¥571,294 |
¥102,832,917 |
¥15,932,917 |
| 15 |
2.40% |
¥575,358 |
¥103,564,439 |
¥16,664,439 |
| 15 |
2.50% |
¥579,440 |
¥104,299,168 |
¥17,399,168 |
| 15 |
2.60% |
¥583,539 |
¥105,037,101 |
¥18,137,101 |
| 15 |
2.70% |
¥587,657 |
¥105,778,232 |
¥18,878,232 |
| 15 |
2.80% |
¥591,792 |
¥106,522,559 |
¥19,622,559 |
| 15 |
2.90% |
¥595,945 |
¥107,270,076 |
¥20,370,076 |
| 15 |
3.00% |
¥600,115 |
¥108,020,780 |
¥21,120,780 |
8690万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥750,019 |
¥90,002,314 |
¥3,102,314 |
| 10 |
0.80% |
¥753,761 |
¥90,451,290 |
¥3,551,290 |
| 10 |
0.90% |
¥757,514 |
¥90,901,711 |
¥4,001,711 |
| 10 |
1.00% |
¥761,280 |
¥91,353,578 |
¥4,453,578 |
| 10 |
1.10% |
¥765,057 |
¥91,806,889 |
¥4,906,889 |
| 10 |
1.20% |
¥768,847 |
¥92,261,646 |
¥5,361,646 |
| 10 |
1.30% |
¥772,649 |
¥92,717,846 |
¥5,817,846 |
| 10 |
1.40% |
¥776,462 |
¥93,175,489 |
¥6,275,489 |
| 10 |
1.50% |
¥780,288 |
¥93,634,576 |
¥6,734,576 |
| 10 |
1.60% |
¥784,126 |
¥94,095,105 |
¥7,195,105 |
| 10 |
1.70% |
¥787,976 |
¥94,557,075 |
¥7,657,075 |
| 10 |
1.80% |
¥791,837 |
¥95,020,487 |
¥8,120,487 |
| 10 |
1.90% |
¥795,711 |
¥95,485,338 |
¥8,585,338 |
| 10 |
2.00% |
¥799,597 |
¥95,951,630 |
¥9,051,630 |
| 10 |
2.10% |
¥803,495 |
¥96,419,360 |
¥9,519,360 |
| 10 |
2.20% |
¥807,404 |
¥96,888,528 |
¥9,988,528 |
| 10 |
2.30% |
¥811,326 |
¥97,359,134 |
¥10,459,134 |
| 10 |
2.40% |
¥815,260 |
¥97,831,176 |
¥10,931,176 |
| 10 |
2.50% |
¥819,205 |
¥98,304,653 |
¥11,404,653 |
| 10 |
2.60% |
¥823,163 |
¥98,779,566 |
¥11,879,566 |
| 10 |
2.70% |
¥827,133 |
¥99,255,912 |
¥12,355,912 |
| 10 |
2.80% |
¥831,114 |
¥99,733,691 |
¥12,833,691 |
| 10 |
2.90% |
¥835,108 |
¥100,212,903 |
¥13,312,903 |
| 10 |
3.00% |
¥839,113 |
¥100,693,545 |
¥13,793,545 |
