8700万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8700万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8700万円の住宅ローン｜期間・年数別
8700万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥171,894 | ¥103,136,432 | ¥16,136,432 |
| 50 | 0.80% | ¥175,976 | ¥105,585,532 | ¥18,585,532 |
| 50 | 0.90% | ¥180,117 | ¥108,070,270 | ¥21,070,270 |
| 50 | 1.00% | ¥184,317 | ¥110,590,492 | ¥23,590,492 |
| 50 | 1.10% | ¥188,577 | ¥113,146,026 | ¥26,146,026 |
| 50 | 1.20% | ¥192,894 | ¥115,736,685 | ¥28,736,685 |
| 50 | 1.30% | ¥197,270 | ¥118,362,263 | ¥31,362,263 |
| 50 | 1.40% | ¥201,704 | ¥121,022,541 | ¥34,022,541 |
| 50 | 1.50% | ¥206,195 | ¥123,717,285 | ¥36,717,285 |
| 50 | 1.60% | ¥210,744 | ¥126,446,242 | ¥39,446,242 |
| 50 | 1.70% | ¥215,349 | ¥129,209,149 | ¥42,209,149 |
| 50 | 1.80% | ¥220,010 | ¥132,005,726 | ¥45,005,726 |
| 50 | 1.90% | ¥224,726 | ¥134,835,681 | ¥47,835,681 |
| 50 | 2.00% | ¥229,498 | ¥137,698,708 | ¥50,698,708 |
| 50 | 2.10% | ¥234,324 | ¥140,594,489 | ¥53,594,489 |
| 50 | 2.20% | ¥239,204 | ¥143,522,692 | ¥56,522,692 |
| 50 | 2.30% | ¥244,138 | ¥146,482,976 | ¥59,482,976 |
| 50 | 2.40% | ¥249,125 | ¥149,474,986 | ¥62,474,986 |
| 50 | 2.50% | ¥254,164 | ¥152,498,360 | ¥65,498,360 |
| 50 | 2.60% | ¥259,255 | ¥155,552,722 | ¥68,552,722 |
| 50 | 2.70% | ¥264,396 | ¥158,637,689 | ¥71,637,689 |
| 50 | 2.80% | ¥269,588 | ¥161,752,868 | ¥74,752,868 |
| 50 | 2.90% | ¥274,830 | ¥164,897,859 | ¥77,897,859 |
| 50 | 3.00% | ¥280,120 | ¥168,072,254 | ¥81,072,254 |
8700万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥187,863 | ¥101,445,858 | ¥14,445,858 |
| 45 | 0.80% | ¥191,900 | ¥103,626,262 | ¥16,626,262 |
| 45 | 0.90% | ¥195,992 | ¥105,835,622 | ¥18,835,622 |
| 45 | 1.00% | ¥200,137 | ¥108,073,834 | ¥21,073,834 |
| 45 | 1.10% | ¥204,335 | ¥110,340,784 | ¥23,340,784 |
| 45 | 1.20% | ¥208,586 | ¥112,636,348 | ¥25,636,348 |
| 45 | 1.30% | ¥212,890 | ¥114,960,390 | ¥27,960,390 |
| 45 | 1.40% | ¥217,246 | ¥117,312,764 | ¥30,312,764 |
| 45 | 1.50% | ¥221,654 | ¥119,693,313 | ¥32,693,313 |
| 45 | 1.60% | ¥226,115 | ¥122,101,870 | ¥35,101,870 |
| 45 | 1.70% | ¥230,626 | ¥124,538,259 | ¥37,538,259 |
| 45 | 1.80% | ¥235,189 | ¥127,002,293 | ¥40,002,293 |
| 45 | 1.90% | ¥239,803 | ¥129,493,776 | ¥42,493,776 |
| 45 | 2.00% | ¥244,468 | ¥132,012,503 | ¥45,012,503 |
| 45 | 2.10% | ¥249,182 | ¥134,558,260 | ¥47,558,260 |
| 45 | 2.20% | ¥253,946 | ¥137,130,823 | ¥50,130,823 |
| 45 | 2.30% | ¥258,759 | ¥139,729,963 | ¥52,729,963 |
| 45 | 2.40% | ¥263,621 | ¥142,355,440 | ¥55,355,440 |
| 45 | 2.50% | ¥268,531 | ¥145,007,006 | ¥58,007,006 |
| 45 | 2.60% | ¥273,490 | ¥147,684,409 | ¥60,684,409 |
| 45 | 2.70% | ¥278,495 | ¥150,387,385 | ¥63,387,385 |
| 45 | 2.80% | ¥283,548 | ¥153,115,668 | ¥66,115,668 |
| 45 | 2.90% | ¥288,646 | ¥155,868,983 | ¥68,868,983 |
| 45 | 3.00% | ¥293,791 | ¥158,647,048 | ¥71,647,048 |
8700万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥207,860 | ¥99,772,866 | ¥12,772,866 |
| 40 | 0.80% | ¥211,854 | ¥101,689,887 | ¥14,689,887 |
| 40 | 0.90% | ¥215,896 | ¥103,629,848 | ¥16,629,848 |
| 40 | 1.00% | ¥219,985 | ¥105,592,684 | ¥18,592,684 |
| 40 | 1.10% | ¥224,122 | ¥107,578,324 | ¥20,578,324 |
| 40 | 1.20% | ¥228,306 | ¥109,586,688 | ¥22,586,688 |
| 40 | 1.30% | ¥232,537 | ¥111,617,691 | ¥24,617,691 |
| 40 | 1.40% | ¥236,815 | ¥113,671,240 | ¥26,671,240 |
| 40 | 1.50% | ¥241,140 | ¥115,747,236 | ¥28,747,236 |
| 40 | 1.60% | ¥245,512 | ¥117,845,572 | ¥30,845,572 |
| 40 | 1.70% | ¥249,929 | ¥119,966,137 | ¥32,966,137 |
| 40 | 1.80% | ¥254,393 | ¥122,108,812 | ¥35,108,812 |
| 40 | 1.90% | ¥258,903 | ¥124,273,472 | ¥37,273,472 |
| 40 | 2.00% | ¥263,458 | ¥126,459,987 | ¥39,459,987 |
| 40 | 2.10% | ¥268,059 | ¥128,668,219 | ¥41,668,219 |
| 40 | 2.20% | ¥272,704 | ¥130,898,026 | ¥43,898,026 |
| 40 | 2.30% | ¥277,394 | ¥133,149,260 | ¥46,149,260 |
| 40 | 2.40% | ¥282,129 | ¥135,421,767 | ¥48,421,767 |
| 40 | 2.50% | ¥286,907 | ¥137,715,388 | ¥50,715,388 |
| 40 | 2.60% | ¥291,729 | ¥140,029,959 | ¥53,029,959 |
| 40 | 2.70% | ¥296,594 | ¥142,365,312 | ¥55,365,312 |
| 40 | 2.80% | ¥301,503 | ¥144,721,271 | ¥57,721,271 |
| 40 | 2.90% | ¥306,453 | ¥147,097,660 | ¥60,097,660 |
| 40 | 3.00% | ¥311,446 | ¥149,494,295 | ¥62,494,295 |
8700万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥233,613 | ¥98,117,493 | ¥11,117,493 |
| 35 | 0.80% | ¥237,563 | ¥99,776,467 | ¥12,776,467 |
| 35 | 0.90% | ¥241,555 | ¥101,453,047 | ¥14,453,047 |
| 35 | 1.00% | ¥245,589 | ¥103,147,194 | ¥16,147,194 |
| 35 | 1.10% | ¥249,664 | ¥104,858,866 | ¥17,858,866 |
| 35 | 1.20% | ¥253,781 | ¥106,588,015 | ¥19,588,015 |
| 35 | 1.30% | ¥257,940 | ¥108,334,590 | ¥21,334,590 |
| 35 | 1.40% | ¥262,139 | ¥110,098,536 | ¥23,098,536 |
| 35 | 1.50% | ¥266,380 | ¥111,879,794 | ¥24,879,794 |
| 35 | 1.60% | ¥270,663 | ¥113,678,301 | ¥26,678,301 |
| 35 | 1.70% | ¥274,986 | ¥115,493,989 | ¥28,493,989 |
| 35 | 1.80% | ¥279,349 | ¥117,326,788 | ¥30,326,788 |
| 35 | 1.90% | ¥283,754 | ¥119,176,623 | ¥32,176,623 |
| 35 | 2.00% | ¥288,199 | ¥121,043,416 | ¥34,043,416 |
| 35 | 2.10% | ¥292,684 | ¥122,927,085 | ¥35,927,085 |
| 35 | 2.20% | ¥297,208 | ¥124,827,543 | ¥37,827,543 |
| 35 | 2.30% | ¥301,773 | ¥126,744,703 | ¥39,744,703 |
| 35 | 2.40% | ¥306,377 | ¥128,678,471 | ¥41,678,471 |
| 35 | 2.50% | ¥311,021 | ¥130,628,752 | ¥43,628,752 |
| 35 | 2.60% | ¥315,703 | ¥132,595,446 | ¥45,595,446 |
| 35 | 2.70% | ¥320,425 | ¥134,578,450 | ¥47,578,450 |
| 35 | 2.80% | ¥325,185 | ¥136,577,660 | ¥49,577,660 |
| 35 | 2.90% | ¥329,983 | ¥138,592,967 | ¥51,592,967 |
| 35 | 3.00% | ¥334,820 | ¥140,624,259 | ¥53,624,259 |
8700万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥267,999 | ¥96,479,770 | ¥9,479,770 |
| 30 | 0.80% | ¥271,906 | ¥97,886,058 | ¥10,886,058 |
| 30 | 0.90% | ¥275,848 | ¥99,305,307 | ¥12,305,307 |
| 30 | 1.00% | ¥279,826 | ¥100,737,498 | ¥13,737,498 |
| 30 | 1.10% | ¥283,841 | ¥102,182,605 | ¥15,182,605 |
| 30 | 1.20% | ¥287,891 | ¥103,640,603 | ¥16,640,603 |
| 30 | 1.30% | ¥291,976 | ¥105,111,464 | ¥18,111,464 |
| 30 | 1.40% | ¥296,098 | ¥106,595,157 | ¥19,595,157 |
| 30 | 1.50% | ¥300,255 | ¥108,091,650 | ¥21,091,650 |
| 30 | 1.60% | ¥304,447 | ¥109,600,908 | ¥22,600,908 |
| 30 | 1.70% | ¥308,675 | ¥111,122,894 | ¥24,122,894 |
| 30 | 1.80% | ¥312,938 | ¥112,657,569 | ¥25,657,569 |
| 30 | 1.90% | ¥317,236 | ¥114,204,892 | ¥27,204,892 |
| 30 | 2.00% | ¥321,569 | ¥115,764,819 | ¥28,764,819 |
| 30 | 2.10% | ¥325,937 | ¥117,337,305 | ¥30,337,305 |
| 30 | 2.20% | ¥330,340 | ¥118,922,304 | ¥31,922,304 |
| 30 | 2.30% | ¥334,777 | ¥120,519,764 | ¥33,519,764 |
| 30 | 2.40% | ¥339,249 | ¥122,129,636 | ¥35,129,636 |
| 30 | 2.50% | ¥343,755 | ¥123,751,866 | ¥36,751,866 |
| 30 | 2.60% | ¥348,296 | ¥125,386,398 | ¥38,386,398 |
| 30 | 2.70% | ¥352,870 | ¥127,033,175 | ¥40,033,175 |
| 30 | 2.80% | ¥357,478 | ¥128,692,140 | ¥41,692,140 |
| 30 | 2.90% | ¥362,120 | ¥130,363,230 | ¥43,363,230 |
| 30 | 3.00% | ¥366,796 | ¥132,046,383 | ¥45,046,383 |
8700万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥316,199 | ¥94,859,726 | ¥7,859,726 |
| 25 | 0.80% | ¥320,062 | ¥96,018,707 | ¥9,018,707 |
| 25 | 0.90% | ¥323,956 | ¥97,186,706 | ¥10,186,706 |
| 25 | 1.00% | ¥327,879 | ¥98,363,711 | ¥11,363,711 |
| 25 | 1.10% | ¥331,832 | ¥99,549,710 | ¥12,549,710 |
| 25 | 1.20% | ¥335,816 | ¥100,744,692 | ¥13,744,692 |
| 25 | 1.30% | ¥339,829 | ¥101,948,641 | ¥14,948,641 |
| 25 | 1.40% | ¥343,872 | ¥103,161,543 | ¥16,161,543 |
| 25 | 1.50% | ¥347,945 | ¥104,383,381 | ¥17,383,381 |
| 25 | 1.60% | ¥352,047 | ¥105,614,139 | ¥18,614,139 |
| 25 | 1.70% | ¥356,179 | ¥106,853,798 | ¥19,853,798 |
| 25 | 1.80% | ¥360,341 | ¥108,102,339 | ¥21,102,339 |
| 25 | 1.90% | ¥364,532 | ¥109,359,741 | ¥22,359,741 |
| 25 | 2.00% | ¥368,753 | ¥110,625,982 | ¥23,625,982 |
| 25 | 2.10% | ¥373,003 | ¥111,901,042 | ¥24,901,042 |
| 25 | 2.20% | ¥377,283 | ¥113,184,895 | ¥26,184,895 |
| 25 | 2.30% | ¥381,592 | ¥114,477,517 | ¥27,477,517 |
| 25 | 2.40% | ¥385,930 | ¥115,778,884 | ¥28,778,884 |
| 25 | 2.50% | ¥390,297 | ¥117,088,968 | ¥30,088,968 |
| 25 | 2.60% | ¥394,692 | ¥118,407,741 | ¥31,407,741 |
| 25 | 2.70% | ¥399,117 | ¥119,735,177 | ¥32,735,177 |
| 25 | 2.80% | ¥403,571 | ¥121,071,244 | ¥34,071,244 |
| 25 | 2.90% | ¥408,053 | ¥122,415,913 | ¥35,415,913 |
| 25 | 3.00% | ¥412,564 | ¥123,769,153 | ¥36,769,153 |
8700万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥388,572 | ¥93,257,385 | ¥6,257,385 |
| 20 | 0.80% | ¥392,394 | ¥94,174,456 | ¥7,174,456 |
| 20 | 0.90% | ¥396,239 | ¥95,097,306 | ¥8,097,306 |
| 20 | 1.00% | ¥400,108 | ¥96,025,931 | ¥9,025,931 |
| 20 | 1.10% | ¥404,001 | ¥96,960,326 | ¥9,960,326 |
| 20 | 1.20% | ¥407,919 | ¥97,900,484 | ¥10,900,484 |
| 20 | 1.30% | ¥411,860 | ¥98,846,401 | ¥11,846,401 |
| 20 | 1.40% | ¥415,825 | ¥99,798,069 | ¥12,798,069 |
| 20 | 1.50% | ¥419,815 | ¥100,755,481 | ¥13,755,481 |
| 20 | 1.60% | ¥423,828 | ¥101,718,631 | ¥14,718,631 |
| 20 | 1.70% | ¥427,865 | ¥102,687,510 | ¥15,687,510 |
| 20 | 1.80% | ¥431,925 | ¥103,662,111 | ¥16,662,111 |
| 20 | 1.90% | ¥436,010 | ¥104,642,424 | ¥17,642,424 |
| 20 | 2.00% | ¥440,119 | ¥105,628,440 | ¥18,628,440 |
| 20 | 2.10% | ¥444,251 | ¥106,620,151 | ¥19,620,151 |
| 20 | 2.20% | ¥448,406 | ¥107,617,545 | ¥20,617,545 |
| 20 | 2.30% | ¥452,586 | ¥108,620,612 | ¥21,620,612 |
| 20 | 2.40% | ¥456,789 | ¥109,629,343 | ¥22,629,343 |
| 20 | 2.50% | ¥461,016 | ¥110,643,724 | ¥23,643,724 |
| 20 | 2.60% | ¥465,266 | ¥111,663,745 | ¥24,663,745 |
| 20 | 2.70% | ¥469,539 | ¥112,689,394 | ¥25,689,394 |
| 20 | 2.80% | ¥473,836 | ¥113,720,658 | ¥26,720,658 |
| 20 | 2.90% | ¥478,156 | ¥114,757,524 | ¥27,757,524 |
| 20 | 3.00% | ¥482,500 | ¥115,799,978 | ¥28,799,978 |
8700万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥509,293 | ¥91,672,766 | ¥4,672,766 |
| 15 | 0.80% | ¥513,074 | ¥92,353,337 | ¥5,353,337 |
| 15 | 0.90% | ¥516,873 | ¥93,037,163 | ¥6,037,163 |
| 15 | 1.00% | ¥520,690 | ¥93,724,241 | ¥6,724,241 |
| 15 | 1.10% | ¥524,525 | ¥94,414,570 | ¥7,414,570 |
| 15 | 1.20% | ¥528,379 | ¥95,108,149 | ¥8,108,149 |
| 15 | 1.30% | ¥532,250 | ¥95,804,974 | ¥8,804,974 |
| 15 | 1.40% | ¥536,139 | ¥96,505,044 | ¥9,505,044 |
| 15 | 1.50% | ¥540,046 | ¥97,208,357 | ¥10,208,357 |
| 15 | 1.60% | ¥543,972 | ¥97,914,909 | ¥10,914,909 |
| 15 | 1.70% | ¥547,915 | ¥98,624,699 | ¥11,624,699 |
| 15 | 1.80% | ¥551,876 | ¥99,337,723 | ¥12,337,723 |
| 15 | 1.90% | ¥555,855 | ¥100,053,979 | ¥13,053,979 |
| 15 | 2.00% | ¥559,853 | ¥100,773,463 | ¥13,773,463 |
| 15 | 2.10% | ¥563,868 | ¥101,496,172 | ¥14,496,172 |
| 15 | 2.20% | ¥567,901 | ¥102,222,102 | ¥15,222,102 |
| 15 | 2.30% | ¥571,951 | ¥102,951,252 | ¥15,951,252 |
| 15 | 2.40% | ¥576,020 | ¥103,683,615 | ¥16,683,615 |
| 15 | 2.50% | ¥580,107 | ¥104,419,190 | ¥17,419,190 |
| 15 | 2.60% | ¥584,211 | ¥105,157,972 | ¥18,157,972 |
| 15 | 2.70% | ¥588,333 | ¥105,899,956 | ¥18,899,956 |
| 15 | 2.80% | ¥592,473 | ¥106,645,140 | ¥19,645,140 |
| 15 | 2.90% | ¥596,631 | ¥107,393,517 | ¥20,393,517 |
| 15 | 3.00% | ¥600,806 | ¥108,145,085 | ¥21,145,085 |
8700万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥750,882 | ¥90,105,884 | ¥3,105,884 |
| 10 | 0.80% | ¥754,628 | ¥90,555,376 | ¥3,555,376 |
| 10 | 0.90% | ¥758,386 | ¥91,006,316 | ¥4,006,316 |
| 10 | 1.00% | ¥762,156 | ¥91,458,703 | ¥4,458,703 |
| 10 | 1.10% | ¥765,938 | ¥91,912,536 | ¥4,912,536 |
| 10 | 1.20% | ¥769,732 | ¥92,367,816 | ¥5,367,816 |
| 10 | 1.30% | ¥773,538 | ¥92,824,541 | ¥5,824,541 |
| 10 | 1.40% | ¥777,356 | ¥93,282,711 | ¥6,282,711 |
| 10 | 1.50% | ¥781,186 | ¥93,742,326 | ¥6,742,326 |
| 10 | 1.60% | ¥785,028 | ¥94,203,385 | ¥7,203,385 |
| 10 | 1.70% | ¥788,882 | ¥94,665,887 | ¥7,665,887 |
| 10 | 1.80% | ¥792,749 | ¥95,129,831 | ¥8,129,831 |
| 10 | 1.90% | ¥796,627 | ¥95,595,218 | ¥8,595,218 |
| 10 | 2.00% | ¥800,517 | ¥96,062,046 | ¥9,062,046 |
| 10 | 2.10% | ¥804,419 | ¥96,530,314 | ¥9,530,314 |
| 10 | 2.20% | ¥808,334 | ¥97,000,022 | ¥10,000,022 |
| 10 | 2.30% | ¥812,260 | ¥97,471,170 | ¥10,471,170 |
| 10 | 2.40% | ¥816,198 | ¥97,943,755 | ¥10,943,755 |
| 10 | 2.50% | ¥820,148 | ¥98,417,777 | ¥11,417,777 |
| 10 | 2.60% | ¥824,110 | ¥98,893,236 | ¥11,893,236 |
| 10 | 2.70% | ¥828,084 | ¥99,370,131 | ¥12,370,131 |
| 10 | 2.80% | ¥832,070 | ¥99,848,460 | ¥12,848,460 |
| 10 | 2.90% | ¥836,069 | ¥100,328,222 | ¥13,328,222 |
| 10 | 3.00% | ¥840,078 | ¥100,809,417 | ¥13,809,417 |
