8720万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8720万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8720万円の住宅ローン|期間・年数別
8720万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥172,289 |
¥103,373,527 |
¥16,173,527 |
| 50 |
0.80% |
¥176,380 |
¥105,828,257 |
¥18,628,257 |
| 50 |
0.90% |
¥180,531 |
¥108,318,707 |
¥21,118,707 |
| 50 |
1.00% |
¥184,741 |
¥110,844,723 |
¥23,644,723 |
| 50 |
1.10% |
¥189,010 |
¥113,406,132 |
¥26,206,132 |
| 50 |
1.20% |
¥193,338 |
¥116,002,746 |
¥28,802,746 |
| 50 |
1.30% |
¥197,724 |
¥118,634,360 |
¥31,434,360 |
| 50 |
1.40% |
¥202,168 |
¥121,300,754 |
¥34,100,754 |
| 50 |
1.50% |
¥206,669 |
¥124,001,692 |
¥36,801,692 |
| 50 |
1.60% |
¥211,228 |
¥126,736,923 |
¥39,536,923 |
| 50 |
1.70% |
¥215,844 |
¥129,506,181 |
¥42,306,181 |
| 50 |
1.80% |
¥220,515 |
¥132,309,188 |
¥45,109,188 |
| 50 |
1.90% |
¥225,243 |
¥135,145,648 |
¥47,945,648 |
| 50 |
2.00% |
¥230,025 |
¥138,015,257 |
¥50,815,257 |
| 50 |
2.10% |
¥234,863 |
¥140,917,695 |
¥53,717,695 |
| 50 |
2.20% |
¥239,754 |
¥143,852,629 |
¥56,652,629 |
| 50 |
2.30% |
¥244,700 |
¥146,819,718 |
¥59,619,718 |
| 50 |
2.40% |
¥249,698 |
¥149,818,607 |
¥62,618,607 |
| 50 |
2.50% |
¥254,748 |
¥152,848,931 |
¥65,648,931 |
| 50 |
2.60% |
¥259,851 |
¥155,910,314 |
¥68,710,314 |
| 50 |
2.70% |
¥265,004 |
¥159,002,373 |
¥71,802,373 |
| 50 |
2.80% |
¥270,208 |
¥162,124,714 |
¥74,924,714 |
| 50 |
2.90% |
¥275,462 |
¥165,276,935 |
¥78,076,935 |
| 50 |
3.00% |
¥280,764 |
¥168,458,627 |
¥81,258,627 |
8720万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥188,295 |
¥101,679,067 |
¥14,479,067 |
| 45 |
0.80% |
¥192,342 |
¥103,864,484 |
¥16,664,484 |
| 45 |
0.90% |
¥196,442 |
¥106,078,922 |
¥18,878,922 |
| 45 |
1.00% |
¥200,597 |
¥108,322,279 |
¥21,122,279 |
| 45 |
1.10% |
¥204,805 |
¥110,594,441 |
¥23,394,441 |
| 45 |
1.20% |
¥209,065 |
¥112,895,282 |
¥25,695,282 |
| 45 |
1.30% |
¥213,379 |
¥115,224,667 |
¥28,024,667 |
| 45 |
1.40% |
¥217,745 |
¥117,582,448 |
¥30,382,448 |
| 45 |
1.50% |
¥222,164 |
¥119,968,470 |
¥32,768,470 |
| 45 |
1.60% |
¥226,634 |
¥122,382,564 |
¥35,182,564 |
| 45 |
1.70% |
¥231,157 |
¥124,824,554 |
¥37,624,554 |
| 45 |
1.80% |
¥235,730 |
¥127,294,253 |
¥40,094,253 |
| 45 |
1.90% |
¥240,355 |
¥129,791,463 |
¥42,591,463 |
| 45 |
2.00% |
¥245,030 |
¥132,315,980 |
¥45,115,980 |
| 45 |
2.10% |
¥249,755 |
¥134,867,589 |
¥47,667,589 |
| 45 |
2.20% |
¥254,530 |
¥137,446,067 |
¥50,246,067 |
| 45 |
2.30% |
¥259,354 |
¥140,051,181 |
¥52,851,181 |
| 45 |
2.40% |
¥264,227 |
¥142,682,694 |
¥55,482,694 |
| 45 |
2.50% |
¥269,149 |
¥145,340,356 |
¥58,140,356 |
| 45 |
2.60% |
¥274,118 |
¥148,023,913 |
¥60,823,913 |
| 45 |
2.70% |
¥279,135 |
¥150,733,104 |
¥63,533,104 |
| 45 |
2.80% |
¥284,199 |
¥153,467,658 |
¥66,267,658 |
| 45 |
2.90% |
¥289,310 |
¥156,227,302 |
¥69,027,302 |
| 45 |
3.00% |
¥294,466 |
¥159,011,754 |
¥71,811,754 |
8720万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥208,338 |
¥100,002,229 |
¥12,802,229 |
| 40 |
0.80% |
¥212,341 |
¥101,923,657 |
¥14,723,657 |
| 40 |
0.90% |
¥216,392 |
¥103,868,077 |
¥16,668,077 |
| 40 |
1.00% |
¥220,490 |
¥105,835,426 |
¥18,635,426 |
| 40 |
1.10% |
¥224,637 |
¥107,825,630 |
¥20,625,630 |
| 40 |
1.20% |
¥228,830 |
¥109,838,612 |
¥22,638,612 |
| 40 |
1.30% |
¥233,071 |
¥111,874,284 |
¥24,674,284 |
| 40 |
1.40% |
¥237,359 |
¥113,932,553 |
¥26,732,553 |
| 40 |
1.50% |
¥241,694 |
¥116,013,321 |
¥28,813,321 |
| 40 |
1.60% |
¥246,076 |
¥118,116,482 |
¥30,916,482 |
| 40 |
1.70% |
¥250,504 |
¥120,241,921 |
¥33,041,921 |
| 40 |
1.80% |
¥254,978 |
¥122,389,522 |
¥35,189,522 |
| 40 |
1.90% |
¥259,498 |
¥124,559,159 |
¥37,359,159 |
| 40 |
2.00% |
¥264,064 |
¥126,750,700 |
¥39,550,700 |
| 40 |
2.10% |
¥268,675 |
¥128,964,008 |
¥41,764,008 |
| 40 |
2.20% |
¥273,331 |
¥131,198,941 |
¥43,998,941 |
| 40 |
2.30% |
¥278,032 |
¥133,455,350 |
¥46,255,350 |
| 40 |
2.40% |
¥282,777 |
¥135,733,081 |
¥48,533,081 |
| 40 |
2.50% |
¥287,567 |
¥138,031,975 |
¥50,831,975 |
| 40 |
2.60% |
¥292,400 |
¥140,351,867 |
¥53,151,867 |
| 40 |
2.70% |
¥297,276 |
¥142,692,588 |
¥55,492,588 |
| 40 |
2.80% |
¥302,196 |
¥145,053,964 |
¥57,853,964 |
| 40 |
2.90% |
¥307,158 |
¥147,435,816 |
¥60,235,816 |
| 40 |
3.00% |
¥312,162 |
¥149,837,960 |
¥62,637,960 |
8720万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥234,150 |
¥98,343,050 |
¥11,143,050 |
| 35 |
0.80% |
¥238,109 |
¥100,005,838 |
¥12,805,838 |
| 35 |
0.90% |
¥242,110 |
¥101,686,272 |
¥14,486,272 |
| 35 |
1.00% |
¥246,153 |
¥103,384,314 |
¥16,184,314 |
| 35 |
1.10% |
¥250,238 |
¥105,099,921 |
¥17,899,921 |
| 35 |
1.20% |
¥254,364 |
¥106,833,045 |
¥19,633,045 |
| 35 |
1.30% |
¥258,532 |
¥108,583,635 |
¥21,383,635 |
| 35 |
1.40% |
¥262,742 |
¥110,351,636 |
¥23,151,636 |
| 35 |
1.50% |
¥266,993 |
¥112,136,989 |
¥24,936,989 |
| 35 |
1.60% |
¥271,285 |
¥113,939,630 |
¥26,739,630 |
| 35 |
1.70% |
¥275,618 |
¥115,759,493 |
¥28,559,493 |
| 35 |
1.80% |
¥279,992 |
¥117,596,505 |
¥30,396,505 |
| 35 |
1.90% |
¥284,406 |
¥119,450,592 |
¥32,250,592 |
| 35 |
2.00% |
¥288,861 |
¥121,321,677 |
¥34,121,677 |
| 35 |
2.10% |
¥293,356 |
¥123,209,676 |
¥36,009,676 |
| 35 |
2.20% |
¥297,892 |
¥125,114,503 |
¥37,914,503 |
| 35 |
2.30% |
¥302,467 |
¥127,036,070 |
¥39,836,070 |
| 35 |
2.40% |
¥307,082 |
¥128,974,284 |
¥41,774,284 |
| 35 |
2.50% |
¥311,736 |
¥130,929,048 |
¥43,729,048 |
| 35 |
2.60% |
¥316,429 |
¥132,900,263 |
¥45,700,263 |
| 35 |
2.70% |
¥321,161 |
¥134,887,826 |
¥47,687,826 |
| 35 |
2.80% |
¥325,932 |
¥136,891,632 |
¥49,691,632 |
| 35 |
2.90% |
¥330,742 |
¥138,911,572 |
¥51,711,572 |
| 35 |
3.00% |
¥335,589 |
¥140,947,534 |
¥53,747,534 |
8720万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥268,615 |
¥96,701,562 |
¥9,501,562 |
| 30 |
0.80% |
¥272,531 |
¥98,111,083 |
¥10,911,083 |
| 30 |
0.90% |
¥276,482 |
¥99,533,596 |
¥12,333,596 |
| 30 |
1.00% |
¥280,470 |
¥100,969,078 |
¥13,769,078 |
| 30 |
1.10% |
¥284,493 |
¥102,417,507 |
¥15,217,507 |
| 30 |
1.20% |
¥288,552 |
¥103,878,857 |
¥16,678,857 |
| 30 |
1.30% |
¥292,647 |
¥105,353,099 |
¥18,153,099 |
| 30 |
1.40% |
¥296,778 |
¥106,840,203 |
¥19,640,203 |
| 30 |
1.50% |
¥300,945 |
¥108,340,136 |
¥21,140,136 |
| 30 |
1.60% |
¥305,147 |
¥109,852,864 |
¥22,652,864 |
| 30 |
1.70% |
¥309,384 |
¥111,378,349 |
¥24,178,349 |
| 30 |
1.80% |
¥313,657 |
¥112,916,552 |
¥25,716,552 |
| 30 |
1.90% |
¥317,965 |
¥114,467,432 |
¥27,267,432 |
| 30 |
2.00% |
¥322,308 |
¥116,030,945 |
¥28,830,945 |
| 30 |
2.10% |
¥326,686 |
¥117,607,046 |
¥30,407,046 |
| 30 |
2.20% |
¥331,099 |
¥119,195,688 |
¥31,995,688 |
| 30 |
2.30% |
¥335,547 |
¥120,796,821 |
¥33,596,821 |
| 30 |
2.40% |
¥340,029 |
¥122,410,394 |
¥35,210,394 |
| 30 |
2.50% |
¥344,545 |
¥124,036,353 |
¥36,836,353 |
| 30 |
2.60% |
¥349,096 |
¥125,674,642 |
¥38,474,642 |
| 30 |
2.70% |
¥353,681 |
¥127,325,206 |
¥40,125,206 |
| 30 |
2.80% |
¥358,300 |
¥128,987,984 |
¥41,787,984 |
| 30 |
2.90% |
¥362,953 |
¥130,662,915 |
¥43,462,915 |
| 30 |
3.00% |
¥367,639 |
¥132,349,938 |
¥45,149,938 |
8720万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥316,926 |
¥95,077,794 |
¥7,877,794 |
| 25 |
0.80% |
¥320,798 |
¥96,239,440 |
¥9,039,440 |
| 25 |
0.90% |
¥324,700 |
¥97,410,123 |
¥10,210,123 |
| 25 |
1.00% |
¥328,633 |
¥98,589,834 |
¥11,389,834 |
| 25 |
1.10% |
¥332,595 |
¥99,778,560 |
¥12,578,560 |
| 25 |
1.20% |
¥336,588 |
¥100,976,289 |
¥13,776,289 |
| 25 |
1.30% |
¥340,610 |
¥102,183,005 |
¥14,983,005 |
| 25 |
1.40% |
¥344,662 |
¥103,398,696 |
¥16,198,696 |
| 25 |
1.50% |
¥348,744 |
¥104,623,343 |
¥17,423,343 |
| 25 |
1.60% |
¥352,856 |
¥105,856,930 |
¥18,656,930 |
| 25 |
1.70% |
¥356,998 |
¥107,099,439 |
¥19,899,439 |
| 25 |
1.80% |
¥361,169 |
¥108,350,850 |
¥21,150,850 |
| 25 |
1.90% |
¥365,370 |
¥109,611,142 |
¥22,411,142 |
| 25 |
2.00% |
¥369,601 |
¥110,880,295 |
¥23,680,295 |
| 25 |
2.10% |
¥373,861 |
¥112,158,285 |
¥24,958,285 |
| 25 |
2.20% |
¥378,150 |
¥113,445,090 |
¥26,245,090 |
| 25 |
2.30% |
¥382,469 |
¥114,740,684 |
¥27,540,684 |
| 25 |
2.40% |
¥386,817 |
¥116,045,042 |
¥28,845,042 |
| 25 |
2.50% |
¥391,194 |
¥117,358,138 |
¥30,158,138 |
| 25 |
2.60% |
¥395,600 |
¥118,679,943 |
¥31,479,943 |
| 25 |
2.70% |
¥400,035 |
¥120,010,430 |
¥32,810,430 |
| 25 |
2.80% |
¥404,499 |
¥121,349,569 |
¥34,149,569 |
| 25 |
2.90% |
¥408,991 |
¥122,697,329 |
¥35,497,329 |
| 25 |
3.00% |
¥413,512 |
¥124,053,680 |
¥36,853,680 |
8720万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥389,466 |
¥93,471,770 |
¥6,271,770 |
| 20 |
0.80% |
¥393,296 |
¥94,390,949 |
¥7,190,949 |
| 20 |
0.90% |
¥397,150 |
¥95,315,921 |
¥8,115,921 |
| 20 |
1.00% |
¥401,028 |
¥96,246,681 |
¥9,046,681 |
| 20 |
1.10% |
¥404,930 |
¥97,183,223 |
¥9,983,223 |
| 20 |
1.20% |
¥408,856 |
¥98,125,543 |
¥10,925,543 |
| 20 |
1.30% |
¥412,807 |
¥99,073,634 |
¥11,873,634 |
| 20 |
1.40% |
¥416,781 |
¥100,027,490 |
¥12,827,490 |
| 20 |
1.50% |
¥420,780 |
¥100,987,103 |
¥13,787,103 |
| 20 |
1.60% |
¥424,802 |
¥101,952,467 |
¥14,752,467 |
| 20 |
1.70% |
¥428,848 |
¥102,923,574 |
¥15,723,574 |
| 20 |
1.80% |
¥432,918 |
¥103,900,415 |
¥16,700,415 |
| 20 |
1.90% |
¥437,012 |
¥104,882,981 |
¥17,682,981 |
| 20 |
2.00% |
¥441,130 |
¥105,871,264 |
¥18,671,264 |
| 20 |
2.10% |
¥445,272 |
¥106,865,254 |
¥19,665,254 |
| 20 |
2.20% |
¥449,437 |
¥107,864,941 |
¥20,664,941 |
| 20 |
2.30% |
¥453,626 |
¥108,870,315 |
¥21,670,315 |
| 20 |
2.40% |
¥457,839 |
¥109,881,364 |
¥22,681,364 |
| 20 |
2.50% |
¥462,075 |
¥110,898,077 |
¥23,698,077 |
| 20 |
2.60% |
¥466,335 |
¥111,920,444 |
¥24,720,444 |
| 20 |
2.70% |
¥470,619 |
¥112,948,450 |
¥25,748,450 |
| 20 |
2.80% |
¥474,925 |
¥113,982,085 |
¥26,782,085 |
| 20 |
2.90% |
¥479,256 |
¥115,021,334 |
¥27,821,334 |
| 20 |
3.00% |
¥483,609 |
¥116,066,185 |
¥28,866,185 |
8720万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥510,464 |
¥91,883,508 |
¥4,683,508 |
| 15 |
0.80% |
¥514,254 |
¥92,565,643 |
¥5,365,643 |
| 15 |
0.90% |
¥518,061 |
¥93,251,041 |
¥6,051,041 |
| 15 |
1.00% |
¥521,887 |
¥93,939,699 |
¥6,739,699 |
| 15 |
1.10% |
¥525,731 |
¥94,631,615 |
¥7,431,615 |
| 15 |
1.20% |
¥529,593 |
¥95,326,788 |
¥8,126,788 |
| 15 |
1.30% |
¥533,473 |
¥96,025,216 |
¥8,825,216 |
| 15 |
1.40% |
¥537,372 |
¥96,726,895 |
¥9,526,895 |
| 15 |
1.50% |
¥541,288 |
¥97,431,824 |
¥10,231,824 |
| 15 |
1.60% |
¥545,222 |
¥98,140,001 |
¥10,940,001 |
| 15 |
1.70% |
¥549,175 |
¥98,851,422 |
¥11,651,422 |
| 15 |
1.80% |
¥553,145 |
¥99,566,086 |
¥12,366,086 |
| 15 |
1.90% |
¥557,133 |
¥100,283,988 |
¥13,083,988 |
| 15 |
2.00% |
¥561,140 |
¥101,005,126 |
¥13,805,126 |
| 15 |
2.10% |
¥565,164 |
¥101,729,496 |
¥14,529,496 |
| 15 |
2.20% |
¥569,206 |
¥102,457,096 |
¥15,257,096 |
| 15 |
2.30% |
¥573,266 |
¥103,187,921 |
¥15,987,921 |
| 15 |
2.40% |
¥577,344 |
¥103,921,969 |
¥16,721,969 |
| 15 |
2.50% |
¥581,440 |
¥104,659,234 |
¥17,459,234 |
| 15 |
2.60% |
¥585,554 |
¥105,399,714 |
¥18,199,714 |
| 15 |
2.70% |
¥589,686 |
¥106,143,405 |
¥18,943,405 |
| 15 |
2.80% |
¥593,835 |
¥106,890,301 |
¥19,690,301 |
| 15 |
2.90% |
¥598,002 |
¥107,640,399 |
¥20,440,399 |
| 15 |
3.00% |
¥602,187 |
¥108,393,694 |
¥21,193,694 |
8720万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥752,609 |
¥90,313,024 |
¥3,113,024 |
| 10 |
0.80% |
¥756,363 |
¥90,763,550 |
¥3,563,550 |
| 10 |
0.90% |
¥760,129 |
¥91,215,526 |
¥4,015,526 |
| 10 |
1.00% |
¥763,908 |
¥91,668,953 |
¥4,468,953 |
| 10 |
1.10% |
¥767,699 |
¥92,123,829 |
¥4,923,829 |
| 10 |
1.20% |
¥771,501 |
¥92,580,155 |
¥5,380,155 |
| 10 |
1.30% |
¥775,316 |
¥93,037,930 |
¥5,837,930 |
| 10 |
1.40% |
¥779,143 |
¥93,497,154 |
¥6,297,154 |
| 10 |
1.50% |
¥782,982 |
¥93,957,825 |
¥6,757,825 |
| 10 |
1.60% |
¥786,833 |
¥94,419,944 |
¥7,219,944 |
| 10 |
1.70% |
¥790,696 |
¥94,883,509 |
¥7,683,509 |
| 10 |
1.80% |
¥794,571 |
¥95,348,521 |
¥8,148,521 |
| 10 |
1.90% |
¥798,458 |
¥95,814,977 |
¥8,614,977 |
| 10 |
2.00% |
¥802,357 |
¥96,282,878 |
¥9,082,878 |
| 10 |
2.10% |
¥806,269 |
¥96,752,223 |
¥9,552,223 |
| 10 |
2.20% |
¥810,192 |
¥97,223,011 |
¥10,023,011 |
| 10 |
2.30% |
¥814,127 |
¥97,695,241 |
¥10,495,241 |
| 10 |
2.40% |
¥818,074 |
¥98,168,913 |
¥10,968,913 |
| 10 |
2.50% |
¥822,034 |
¥98,644,025 |
¥11,444,025 |
| 10 |
2.60% |
¥826,005 |
¥99,120,577 |
¥11,920,577 |
| 10 |
2.70% |
¥829,988 |
¥99,598,568 |
¥12,398,568 |
| 10 |
2.80% |
¥833,983 |
¥100,077,996 |
¥12,877,996 |
| 10 |
2.90% |
¥837,991 |
¥100,558,862 |
¥13,358,862 |
| 10 |
3.00% |
¥842,010 |
¥101,041,163 |
¥13,841,163 |