8820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8820万円の住宅ローン|期間・年数別
8820万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥174,265 |
¥104,559,004 |
¥16,359,004 |
| 50 |
0.80% |
¥178,403 |
¥107,041,884 |
¥18,841,884 |
| 50 |
0.90% |
¥182,601 |
¥109,560,894 |
¥21,360,894 |
| 50 |
1.00% |
¥186,860 |
¥112,115,878 |
¥23,915,878 |
| 50 |
1.10% |
¥191,178 |
¥114,706,661 |
¥26,506,661 |
| 50 |
1.20% |
¥195,555 |
¥117,333,053 |
¥29,133,053 |
| 50 |
1.30% |
¥199,991 |
¥119,994,846 |
¥31,794,846 |
| 50 |
1.40% |
¥204,486 |
¥122,691,818 |
¥34,491,818 |
| 50 |
1.50% |
¥209,040 |
¥125,423,730 |
¥37,223,730 |
| 50 |
1.60% |
¥213,651 |
¥128,190,328 |
¥39,990,328 |
| 50 |
1.70% |
¥218,319 |
¥130,991,344 |
¥42,791,344 |
| 50 |
1.80% |
¥223,044 |
¥133,826,495 |
¥45,626,495 |
| 50 |
1.90% |
¥227,826 |
¥136,695,484 |
¥48,495,484 |
| 50 |
2.00% |
¥232,663 |
¥139,598,001 |
¥51,398,001 |
| 50 |
2.10% |
¥237,556 |
¥142,533,723 |
¥54,333,723 |
| 50 |
2.20% |
¥242,504 |
¥145,502,316 |
¥57,302,316 |
| 50 |
2.30% |
¥247,506 |
¥148,503,431 |
¥60,303,431 |
| 50 |
2.40% |
¥252,561 |
¥151,536,710 |
¥63,336,710 |
| 50 |
2.50% |
¥257,670 |
¥154,601,785 |
¥66,401,785 |
| 50 |
2.60% |
¥262,830 |
¥157,698,276 |
¥69,498,276 |
| 50 |
2.70% |
¥268,043 |
¥160,825,795 |
¥72,625,795 |
| 50 |
2.80% |
¥273,307 |
¥163,983,942 |
¥75,783,942 |
| 50 |
2.90% |
¥278,621 |
¥167,172,313 |
¥78,972,313 |
| 50 |
3.00% |
¥283,984 |
¥170,390,492 |
¥82,190,492 |
8820万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥190,454 |
¥102,845,111 |
¥14,645,111 |
| 45 |
0.80% |
¥194,547 |
¥105,055,590 |
¥16,855,590 |
| 45 |
0.90% |
¥198,695 |
¥107,295,423 |
¥19,095,423 |
| 45 |
1.00% |
¥202,897 |
¥109,564,507 |
¥21,364,507 |
| 45 |
1.10% |
¥207,153 |
¥111,862,726 |
¥23,662,726 |
| 45 |
1.20% |
¥211,463 |
¥114,189,953 |
¥25,989,953 |
| 45 |
1.30% |
¥215,826 |
¥116,546,051 |
¥28,346,051 |
| 45 |
1.40% |
¥220,242 |
¥118,930,871 |
¥30,730,871 |
| 45 |
1.50% |
¥224,712 |
¥121,344,255 |
¥33,144,255 |
| 45 |
1.60% |
¥229,233 |
¥123,786,034 |
¥35,586,034 |
| 45 |
1.70% |
¥233,807 |
¥126,256,028 |
¥38,056,028 |
| 45 |
1.80% |
¥238,433 |
¥128,754,049 |
¥40,554,049 |
| 45 |
1.90% |
¥243,111 |
¥131,279,897 |
¥43,079,897 |
| 45 |
2.00% |
¥247,840 |
¥133,833,365 |
¥45,633,365 |
| 45 |
2.10% |
¥252,619 |
¥136,414,236 |
¥48,214,236 |
| 45 |
2.20% |
¥257,449 |
¥139,022,283 |
¥50,822,283 |
| 45 |
2.30% |
¥262,328 |
¥141,657,273 |
¥53,457,273 |
| 45 |
2.40% |
¥267,257 |
¥144,318,963 |
¥56,118,963 |
| 45 |
2.50% |
¥272,235 |
¥147,007,103 |
¥58,807,103 |
| 45 |
2.60% |
¥277,262 |
¥149,721,435 |
¥61,521,435 |
| 45 |
2.70% |
¥282,336 |
¥152,461,694 |
¥64,261,694 |
| 45 |
2.80% |
¥287,459 |
¥155,227,609 |
¥67,027,609 |
| 45 |
2.90% |
¥292,628 |
¥158,018,900 |
¥69,818,900 |
| 45 |
3.00% |
¥297,843 |
¥160,835,283 |
¥72,635,283 |
8820万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥210,727 |
¥101,149,044 |
¥12,949,044 |
| 40 |
0.80% |
¥214,776 |
¥103,092,506 |
¥14,892,506 |
| 40 |
0.90% |
¥218,873 |
¥105,059,225 |
¥16,859,225 |
| 40 |
1.00% |
¥223,019 |
¥107,049,135 |
¥18,849,135 |
| 40 |
1.10% |
¥227,213 |
¥109,062,163 |
¥20,862,163 |
| 40 |
1.20% |
¥231,455 |
¥111,098,229 |
¥22,898,229 |
| 40 |
1.30% |
¥235,744 |
¥113,157,246 |
¥24,957,246 |
| 40 |
1.40% |
¥240,081 |
¥115,239,119 |
¥27,039,119 |
| 40 |
1.50% |
¥244,466 |
¥117,343,749 |
¥29,143,749 |
| 40 |
1.60% |
¥248,898 |
¥119,471,028 |
¥31,271,028 |
| 40 |
1.70% |
¥253,377 |
¥121,620,843 |
¥33,420,843 |
| 40 |
1.80% |
¥257,902 |
¥123,793,072 |
¥35,593,072 |
| 40 |
1.90% |
¥262,474 |
¥125,987,589 |
¥37,787,589 |
| 40 |
2.00% |
¥267,092 |
¥128,204,263 |
¥40,004,263 |
| 40 |
2.10% |
¥271,756 |
¥130,442,953 |
¥42,242,953 |
| 40 |
2.20% |
¥276,466 |
¥132,703,516 |
¥44,503,516 |
| 40 |
2.30% |
¥281,220 |
¥134,985,801 |
¥46,785,801 |
| 40 |
2.40% |
¥286,020 |
¥137,289,653 |
¥49,089,653 |
| 40 |
2.50% |
¥290,864 |
¥139,614,910 |
¥51,414,910 |
| 40 |
2.60% |
¥295,753 |
¥141,961,407 |
¥53,761,407 |
| 40 |
2.70% |
¥300,685 |
¥144,328,971 |
¥56,128,971 |
| 40 |
2.80% |
¥305,661 |
¥146,717,427 |
¥58,517,427 |
| 40 |
2.90% |
¥310,680 |
¥149,126,593 |
¥60,926,593 |
| 40 |
3.00% |
¥315,742 |
¥151,556,285 |
¥63,356,285 |
8820万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥236,835 |
¥99,470,837 |
¥11,270,837 |
| 35 |
0.80% |
¥240,840 |
¥101,152,694 |
¥12,952,694 |
| 35 |
0.90% |
¥244,887 |
¥102,852,399 |
¥14,652,399 |
| 35 |
1.00% |
¥248,976 |
¥104,569,914 |
¥16,369,914 |
| 35 |
1.10% |
¥253,108 |
¥106,305,195 |
¥18,105,195 |
| 35 |
1.20% |
¥257,281 |
¥108,058,195 |
¥19,858,195 |
| 35 |
1.30% |
¥261,497 |
¥109,828,860 |
¥21,628,860 |
| 35 |
1.40% |
¥265,755 |
¥111,617,137 |
¥23,417,137 |
| 35 |
1.50% |
¥270,055 |
¥113,422,964 |
¥25,222,964 |
| 35 |
1.60% |
¥274,396 |
¥115,246,277 |
¥27,046,277 |
| 35 |
1.70% |
¥278,779 |
¥117,087,010 |
¥28,887,010 |
| 35 |
1.80% |
¥283,203 |
¥118,945,089 |
¥30,745,089 |
| 35 |
1.90% |
¥287,668 |
¥120,820,439 |
¥32,620,439 |
| 35 |
2.00% |
¥292,174 |
¥122,712,980 |
¥34,512,980 |
| 35 |
2.10% |
¥296,721 |
¥124,622,631 |
¥36,422,631 |
| 35 |
2.20% |
¥301,308 |
¥126,549,303 |
¥38,349,303 |
| 35 |
2.30% |
¥305,935 |
¥128,492,906 |
¥40,292,906 |
| 35 |
2.40% |
¥310,603 |
¥130,453,347 |
¥42,253,347 |
| 35 |
2.50% |
¥315,311 |
¥132,430,528 |
¥44,230,528 |
| 35 |
2.60% |
¥320,058 |
¥134,424,348 |
¥46,224,348 |
| 35 |
2.70% |
¥324,845 |
¥136,434,705 |
¥48,234,705 |
| 35 |
2.80% |
¥329,670 |
¥138,461,490 |
¥50,261,490 |
| 35 |
2.90% |
¥334,535 |
¥140,504,594 |
¥52,304,594 |
| 35 |
3.00% |
¥339,438 |
¥142,563,904 |
¥54,363,904 |
8820万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥271,696 |
¥97,810,525 |
¥9,610,525 |
| 30 |
0.80% |
¥275,656 |
¥99,236,210 |
¥11,036,210 |
| 30 |
0.90% |
¥279,653 |
¥100,675,036 |
¥12,475,036 |
| 30 |
1.00% |
¥283,686 |
¥102,126,981 |
¥13,926,981 |
| 30 |
1.10% |
¥287,756 |
¥103,592,020 |
¥15,392,020 |
| 30 |
1.20% |
¥291,861 |
¥105,070,129 |
¥16,870,129 |
| 30 |
1.30% |
¥296,004 |
¥106,561,277 |
¥18,361,277 |
| 30 |
1.40% |
¥300,182 |
¥108,065,435 |
¥19,865,435 |
| 30 |
1.50% |
¥304,396 |
¥109,582,569 |
¥21,382,569 |
| 30 |
1.60% |
¥308,646 |
¥111,112,645 |
¥22,912,645 |
| 30 |
1.70% |
¥312,932 |
¥112,655,623 |
¥24,455,623 |
| 30 |
1.80% |
¥317,254 |
¥114,211,466 |
¥26,011,466 |
| 30 |
1.90% |
¥321,611 |
¥115,780,131 |
¥27,580,131 |
| 30 |
2.00% |
¥326,004 |
¥117,361,575 |
¥29,161,575 |
| 30 |
2.10% |
¥330,433 |
¥118,955,751 |
¥30,755,751 |
| 30 |
2.20% |
¥334,896 |
¥120,562,611 |
¥32,362,611 |
| 30 |
2.30% |
¥339,395 |
¥122,182,106 |
¥33,982,106 |
| 30 |
2.40% |
¥343,928 |
¥123,814,183 |
¥35,614,183 |
| 30 |
2.50% |
¥348,497 |
¥125,458,788 |
¥37,258,788 |
| 30 |
2.60% |
¥353,100 |
¥127,115,865 |
¥38,915,865 |
| 30 |
2.70% |
¥357,737 |
¥128,785,357 |
¥40,585,357 |
| 30 |
2.80% |
¥362,409 |
¥130,467,204 |
¥42,267,204 |
| 30 |
2.90% |
¥367,115 |
¥132,161,343 |
¥43,961,343 |
| 30 |
3.00% |
¥371,855 |
¥133,867,713 |
¥45,667,713 |
8820万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥320,560 |
¥96,168,136 |
¥7,968,136 |
| 25 |
0.80% |
¥324,477 |
¥97,343,103 |
¥9,143,103 |
| 25 |
0.90% |
¥328,424 |
¥98,527,212 |
¥10,327,212 |
| 25 |
1.00% |
¥332,402 |
¥99,720,451 |
¥11,520,451 |
| 25 |
1.10% |
¥336,409 |
¥100,922,810 |
¥12,722,810 |
| 25 |
1.20% |
¥340,448 |
¥102,134,273 |
¥13,934,273 |
| 25 |
1.30% |
¥344,516 |
¥103,354,829 |
¥15,154,829 |
| 25 |
1.40% |
¥348,615 |
¥104,584,460 |
¥16,384,460 |
| 25 |
1.50% |
¥352,744 |
¥105,823,152 |
¥17,623,152 |
| 25 |
1.60% |
¥356,903 |
¥107,070,886 |
¥18,870,886 |
| 25 |
1.70% |
¥361,092 |
¥108,327,643 |
¥20,127,643 |
| 25 |
1.80% |
¥365,311 |
¥109,593,405 |
¥21,393,405 |
| 25 |
1.90% |
¥369,561 |
¥110,868,151 |
¥22,668,151 |
| 25 |
2.00% |
¥373,840 |
¥112,151,858 |
¥23,951,858 |
| 25 |
2.10% |
¥378,148 |
¥113,444,504 |
¥25,244,504 |
| 25 |
2.20% |
¥382,487 |
¥114,746,066 |
¥26,546,066 |
| 25 |
2.30% |
¥386,855 |
¥116,056,518 |
¥27,856,518 |
| 25 |
2.40% |
¥391,253 |
¥117,375,834 |
¥29,175,834 |
| 25 |
2.50% |
¥395,680 |
¥118,703,988 |
¥30,503,988 |
| 25 |
2.60% |
¥400,137 |
¥120,040,952 |
¥31,840,952 |
| 25 |
2.70% |
¥404,622 |
¥121,386,696 |
¥33,186,696 |
| 25 |
2.80% |
¥409,137 |
¥122,741,192 |
¥34,541,192 |
| 25 |
2.90% |
¥413,681 |
¥124,104,409 |
¥35,904,409 |
| 25 |
3.00% |
¥418,254 |
¥125,476,314 |
¥37,276,314 |
8820万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥393,932 |
¥94,543,694 |
¥6,343,694 |
| 20 |
0.80% |
¥397,806 |
¥95,473,414 |
¥7,273,414 |
| 20 |
0.90% |
¥401,704 |
¥96,408,993 |
¥8,208,993 |
| 20 |
1.00% |
¥405,627 |
¥97,350,427 |
¥9,150,427 |
| 20 |
1.10% |
¥409,574 |
¥98,297,710 |
¥10,097,710 |
| 20 |
1.20% |
¥413,545 |
¥99,250,836 |
¥11,050,836 |
| 20 |
1.30% |
¥417,541 |
¥100,209,799 |
¥12,009,799 |
| 20 |
1.40% |
¥421,561 |
¥101,174,594 |
¥12,974,594 |
| 20 |
1.50% |
¥425,605 |
¥102,145,212 |
¥13,945,212 |
| 20 |
1.60% |
¥429,674 |
¥103,121,647 |
¥14,921,647 |
| 20 |
1.70% |
¥433,766 |
¥104,103,890 |
¥15,903,890 |
| 20 |
1.80% |
¥437,883 |
¥105,091,933 |
¥16,891,933 |
| 20 |
1.90% |
¥442,024 |
¥106,085,768 |
¥17,885,768 |
| 20 |
2.00% |
¥446,189 |
¥107,085,384 |
¥18,885,384 |
| 20 |
2.10% |
¥450,378 |
¥108,090,773 |
¥19,890,773 |
| 20 |
2.20% |
¥454,591 |
¥109,101,925 |
¥20,901,925 |
| 20 |
2.30% |
¥458,828 |
¥110,118,828 |
¥21,918,828 |
| 20 |
2.40% |
¥463,089 |
¥111,141,471 |
¥22,941,471 |
| 20 |
2.50% |
¥467,374 |
¥112,169,844 |
¥23,969,844 |
| 20 |
2.60% |
¥471,683 |
¥113,203,935 |
¥25,003,935 |
| 20 |
2.70% |
¥476,016 |
¥114,243,730 |
¥26,043,730 |
| 20 |
2.80% |
¥480,372 |
¥115,289,219 |
¥27,089,219 |
| 20 |
2.90% |
¥484,752 |
¥116,340,386 |
¥28,140,386 |
| 20 |
3.00% |
¥489,155 |
¥117,397,220 |
¥29,197,220 |
8820万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥516,318 |
¥92,937,218 |
¥4,737,218 |
| 15 |
0.80% |
¥520,151 |
¥93,627,176 |
¥5,427,176 |
| 15 |
0.90% |
¥524,002 |
¥94,320,434 |
¥6,120,434 |
| 15 |
1.00% |
¥527,872 |
¥95,016,989 |
¥6,816,989 |
| 15 |
1.10% |
¥531,760 |
¥95,716,840 |
¥7,516,840 |
| 15 |
1.20% |
¥535,667 |
¥96,419,985 |
¥8,219,985 |
| 15 |
1.30% |
¥539,591 |
¥97,126,422 |
¥8,926,422 |
| 15 |
1.40% |
¥543,534 |
¥97,836,148 |
¥9,636,148 |
| 15 |
1.50% |
¥547,495 |
¥98,549,162 |
¥10,349,162 |
| 15 |
1.60% |
¥551,475 |
¥99,265,460 |
¥11,065,460 |
| 15 |
1.70% |
¥555,472 |
¥99,985,040 |
¥11,785,040 |
| 15 |
1.80% |
¥559,488 |
¥100,707,899 |
¥12,507,899 |
| 15 |
1.90% |
¥563,522 |
¥101,434,033 |
¥13,234,033 |
| 15 |
2.00% |
¥567,575 |
¥102,163,441 |
¥13,963,441 |
| 15 |
2.10% |
¥571,645 |
¥102,896,119 |
¥14,696,119 |
| 15 |
2.20% |
¥575,734 |
¥103,632,062 |
¥15,432,062 |
| 15 |
2.30% |
¥579,840 |
¥104,371,269 |
¥16,171,269 |
| 15 |
2.40% |
¥583,965 |
¥105,113,734 |
¥16,913,734 |
| 15 |
2.50% |
¥588,108 |
¥105,859,455 |
¥17,659,455 |
| 15 |
2.60% |
¥592,269 |
¥106,608,427 |
¥18,408,427 |
| 15 |
2.70% |
¥596,448 |
¥107,360,645 |
¥19,160,645 |
| 15 |
2.80% |
¥600,645 |
¥108,116,107 |
¥19,916,107 |
| 15 |
2.90% |
¥604,860 |
¥108,874,807 |
¥20,674,807 |
| 15 |
3.00% |
¥609,093 |
¥109,636,741 |
¥21,436,741 |
8820万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥761,239 |
¥91,348,724 |
¥3,148,724 |
| 10 |
0.80% |
¥765,037 |
¥91,804,416 |
¥3,604,416 |
| 10 |
0.90% |
¥768,846 |
¥92,261,576 |
¥4,061,576 |
| 10 |
1.00% |
¥772,668 |
¥92,720,202 |
¥4,520,202 |
| 10 |
1.10% |
¥776,502 |
¥93,180,295 |
¥4,980,295 |
| 10 |
1.20% |
¥780,349 |
¥93,641,854 |
¥5,441,854 |
| 10 |
1.30% |
¥784,207 |
¥94,104,879 |
¥5,904,879 |
| 10 |
1.40% |
¥788,078 |
¥94,569,369 |
¥6,369,369 |
| 10 |
1.50% |
¥791,961 |
¥95,035,323 |
¥6,835,323 |
| 10 |
1.60% |
¥795,856 |
¥95,502,742 |
¥7,302,742 |
| 10 |
1.70% |
¥799,764 |
¥95,971,623 |
¥7,771,623 |
| 10 |
1.80% |
¥803,683 |
¥96,441,967 |
¥8,241,967 |
| 10 |
1.90% |
¥807,615 |
¥96,913,773 |
¥8,713,773 |
| 10 |
2.00% |
¥811,559 |
¥97,387,040 |
¥9,187,040 |
| 10 |
2.10% |
¥815,515 |
¥97,861,767 |
¥9,661,767 |
| 10 |
2.20% |
¥819,483 |
¥98,337,954 |
¥10,137,954 |
| 10 |
2.30% |
¥823,463 |
¥98,815,599 |
¥10,615,599 |
| 10 |
2.40% |
¥827,456 |
¥99,294,703 |
¥11,094,703 |
| 10 |
2.50% |
¥831,461 |
¥99,775,264 |
¥11,575,264 |
| 10 |
2.60% |
¥835,477 |
¥100,257,281 |
¥12,057,281 |
| 10 |
2.70% |
¥839,506 |
¥100,740,753 |
¥12,540,753 |
| 10 |
2.80% |
¥843,547 |
¥101,225,680 |
¥13,025,680 |
| 10 |
2.90% |
¥847,600 |
¥101,712,060 |
¥13,512,060 |
| 10 |
3.00% |
¥851,666 |
¥102,199,892 |
¥13,999,892 |