8900万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8900万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8900万円の住宅ローン|期間・年数別
8900万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥175,846 |
¥105,507,385 |
¥16,507,385 |
| 50 |
0.80% |
¥180,021 |
¥108,012,785 |
¥19,012,785 |
| 50 |
0.90% |
¥184,258 |
¥110,554,644 |
¥21,554,644 |
| 50 |
1.00% |
¥188,555 |
¥113,132,802 |
¥24,132,802 |
| 50 |
1.10% |
¥192,912 |
¥115,747,084 |
¥26,747,084 |
| 50 |
1.20% |
¥197,329 |
¥118,397,298 |
¥29,397,298 |
| 50 |
1.30% |
¥201,805 |
¥121,083,235 |
¥32,083,235 |
| 50 |
1.40% |
¥206,341 |
¥123,804,669 |
¥34,804,669 |
| 50 |
1.50% |
¥210,936 |
¥126,561,360 |
¥37,561,360 |
| 50 |
1.60% |
¥215,588 |
¥129,353,052 |
¥40,353,052 |
| 50 |
1.70% |
¥220,299 |
¥132,179,474 |
¥43,179,474 |
| 50 |
1.80% |
¥225,067 |
¥135,040,340 |
¥46,040,340 |
| 50 |
1.90% |
¥229,892 |
¥137,935,352 |
¥48,935,352 |
| 50 |
2.00% |
¥234,774 |
¥140,864,196 |
¥51,864,196 |
| 50 |
2.10% |
¥239,711 |
¥143,826,546 |
¥54,826,546 |
| 50 |
2.20% |
¥244,703 |
¥146,822,064 |
¥57,822,064 |
| 50 |
2.30% |
¥249,751 |
¥149,850,401 |
¥60,850,401 |
| 50 |
2.40% |
¥254,852 |
¥152,911,193 |
¥63,911,193 |
| 50 |
2.50% |
¥260,007 |
¥156,004,069 |
¥67,004,069 |
| 50 |
2.60% |
¥265,214 |
¥159,128,646 |
¥70,128,646 |
| 50 |
2.70% |
¥270,474 |
¥162,284,532 |
¥73,284,532 |
| 50 |
2.80% |
¥275,786 |
¥165,471,325 |
¥76,471,325 |
| 50 |
2.90% |
¥281,148 |
¥168,688,615 |
¥79,688,615 |
| 50 |
3.00% |
¥286,560 |
¥171,935,984 |
¥82,935,984 |
8900万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥192,181 |
¥103,777,947 |
¥14,777,947 |
| 45 |
0.80% |
¥196,312 |
¥106,008,475 |
¥17,008,475 |
| 45 |
0.90% |
¥200,497 |
¥108,268,625 |
¥19,268,625 |
| 45 |
1.00% |
¥204,738 |
¥110,558,290 |
¥21,558,290 |
| 45 |
1.10% |
¥209,032 |
¥112,877,354 |
¥23,877,354 |
| 45 |
1.20% |
¥213,381 |
¥115,225,689 |
¥26,225,689 |
| 45 |
1.30% |
¥217,784 |
¥117,603,158 |
¥28,603,158 |
| 45 |
1.40% |
¥222,240 |
¥120,009,609 |
¥31,009,609 |
| 45 |
1.50% |
¥226,750 |
¥122,444,883 |
¥33,444,883 |
| 45 |
1.60% |
¥231,313 |
¥124,908,810 |
¥35,908,810 |
| 45 |
1.70% |
¥235,928 |
¥127,401,208 |
¥38,401,208 |
| 45 |
1.80% |
¥240,596 |
¥129,921,886 |
¥40,921,886 |
| 45 |
1.90% |
¥245,316 |
¥132,470,645 |
¥43,470,645 |
| 45 |
2.00% |
¥250,088 |
¥135,047,273 |
¥46,047,273 |
| 45 |
2.10% |
¥254,910 |
¥137,651,553 |
¥48,651,553 |
| 45 |
2.20% |
¥259,784 |
¥140,283,256 |
¥51,283,256 |
| 45 |
2.30% |
¥264,708 |
¥142,942,146 |
¥53,942,146 |
| 45 |
2.40% |
¥269,681 |
¥145,627,979 |
¥56,627,979 |
| 45 |
2.50% |
¥274,705 |
¥148,340,501 |
¥59,340,501 |
| 45 |
2.60% |
¥279,777 |
¥151,079,453 |
¥62,079,453 |
| 45 |
2.70% |
¥284,897 |
¥153,844,567 |
¥64,844,567 |
| 45 |
2.80% |
¥290,066 |
¥156,635,569 |
¥67,635,569 |
| 45 |
2.90% |
¥295,282 |
¥159,452,178 |
¥70,452,178 |
| 45 |
3.00% |
¥300,545 |
¥162,294,107 |
¥73,294,107 |
8900万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥212,639 |
¥102,066,495 |
¥13,066,495 |
| 40 |
0.80% |
¥216,724 |
¥104,027,585 |
¥15,027,585 |
| 40 |
0.90% |
¥220,859 |
¥106,012,143 |
¥17,012,143 |
| 40 |
1.00% |
¥225,042 |
¥108,020,102 |
¥19,020,102 |
| 40 |
1.10% |
¥229,274 |
¥110,051,389 |
¥21,051,389 |
| 40 |
1.20% |
¥233,554 |
¥112,105,922 |
¥23,105,922 |
| 40 |
1.30% |
¥237,883 |
¥114,183,615 |
¥25,183,615 |
| 40 |
1.40% |
¥242,259 |
¥116,284,372 |
¥27,284,372 |
| 40 |
1.50% |
¥246,684 |
¥118,408,092 |
¥29,408,092 |
| 40 |
1.60% |
¥251,156 |
¥120,554,666 |
¥31,554,666 |
| 40 |
1.70% |
¥255,675 |
¥122,723,980 |
¥33,723,980 |
| 40 |
1.80% |
¥260,241 |
¥124,915,911 |
¥35,915,911 |
| 40 |
1.90% |
¥264,855 |
¥127,130,334 |
¥38,130,334 |
| 40 |
2.00% |
¥269,515 |
¥129,367,113 |
¥40,367,113 |
| 40 |
2.10% |
¥274,221 |
¥131,626,109 |
¥42,626,109 |
| 40 |
2.20% |
¥278,973 |
¥133,907,176 |
¥44,907,176 |
| 40 |
2.30% |
¥283,771 |
¥136,210,162 |
¥47,210,162 |
| 40 |
2.40% |
¥288,614 |
¥138,534,911 |
¥49,534,911 |
| 40 |
2.50% |
¥293,503 |
¥140,881,259 |
¥51,881,259 |
| 40 |
2.60% |
¥298,435 |
¥143,249,039 |
¥54,249,039 |
| 40 |
2.70% |
¥303,413 |
¥145,638,077 |
¥56,638,077 |
| 40 |
2.80% |
¥308,434 |
¥148,048,197 |
¥59,048,197 |
| 40 |
2.90% |
¥313,498 |
¥150,479,215 |
¥61,479,215 |
| 40 |
3.00% |
¥318,606 |
¥152,930,945 |
¥63,930,945 |
8900万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥238,983 |
¥100,373,067 |
¥11,373,067 |
| 35 |
0.80% |
¥243,024 |
¥102,070,179 |
¥13,070,179 |
| 35 |
0.90% |
¥247,108 |
¥103,785,301 |
¥14,785,301 |
| 35 |
1.00% |
¥251,234 |
¥105,518,394 |
¥16,518,394 |
| 35 |
1.10% |
¥255,403 |
¥107,269,415 |
¥18,269,415 |
| 35 |
1.20% |
¥259,615 |
¥109,038,314 |
¥20,038,314 |
| 35 |
1.30% |
¥263,869 |
¥110,825,041 |
¥21,825,041 |
| 35 |
1.40% |
¥268,166 |
¥112,629,537 |
¥23,629,537 |
| 35 |
1.50% |
¥272,504 |
¥114,451,744 |
¥25,451,744 |
| 35 |
1.60% |
¥276,885 |
¥116,291,595 |
¥27,291,595 |
| 35 |
1.70% |
¥281,307 |
¥118,149,023 |
¥29,149,023 |
| 35 |
1.80% |
¥285,771 |
¥120,023,956 |
¥31,023,956 |
| 35 |
1.90% |
¥290,277 |
¥121,916,316 |
¥32,916,316 |
| 35 |
2.00% |
¥294,824 |
¥123,826,023 |
¥34,826,023 |
| 35 |
2.10% |
¥299,412 |
¥125,752,995 |
¥36,752,995 |
| 35 |
2.20% |
¥304,041 |
¥127,697,142 |
¥38,697,142 |
| 35 |
2.30% |
¥308,710 |
¥129,658,374 |
¥40,658,374 |
| 35 |
2.40% |
¥313,420 |
¥131,636,597 |
¥42,636,597 |
| 35 |
2.50% |
¥318,171 |
¥133,631,712 |
¥44,631,712 |
| 35 |
2.60% |
¥322,961 |
¥135,643,617 |
¥46,643,617 |
| 35 |
2.70% |
¥327,791 |
¥137,672,208 |
¥48,672,208 |
| 35 |
2.80% |
¥332,660 |
¥139,717,377 |
¥50,717,377 |
| 35 |
2.90% |
¥337,569 |
¥141,779,013 |
¥52,779,013 |
| 35 |
3.00% |
¥342,517 |
¥143,857,001 |
¥54,857,001 |
8900万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥274,160 |
¥98,697,696 |
¥9,697,696 |
| 30 |
0.80% |
¥278,156 |
¥100,136,312 |
¥11,136,312 |
| 30 |
0.90% |
¥282,189 |
¥101,588,188 |
¥12,588,188 |
| 30 |
1.00% |
¥286,259 |
¥103,053,302 |
¥14,053,302 |
| 30 |
1.10% |
¥290,366 |
¥104,531,630 |
¥15,531,630 |
| 30 |
1.20% |
¥294,509 |
¥106,023,146 |
¥17,023,146 |
| 30 |
1.30% |
¥298,688 |
¥107,527,819 |
¥18,527,819 |
| 30 |
1.40% |
¥302,905 |
¥109,045,620 |
¥20,045,620 |
| 30 |
1.50% |
¥307,157 |
¥110,576,515 |
¥21,576,515 |
| 30 |
1.60% |
¥311,446 |
¥112,120,469 |
¥23,120,469 |
| 30 |
1.70% |
¥315,771 |
¥113,677,443 |
¥24,677,443 |
| 30 |
1.80% |
¥320,132 |
¥115,247,398 |
¥26,247,398 |
| 30 |
1.90% |
¥324,529 |
¥116,830,291 |
¥27,830,291 |
| 30 |
2.00% |
¥328,961 |
¥118,426,079 |
¥29,426,079 |
| 30 |
2.10% |
¥333,430 |
¥120,034,715 |
¥31,034,715 |
| 30 |
2.20% |
¥337,934 |
¥121,656,150 |
¥32,656,150 |
| 30 |
2.30% |
¥342,473 |
¥123,290,334 |
¥34,290,334 |
| 30 |
2.40% |
¥347,048 |
¥124,937,214 |
¥35,937,214 |
| 30 |
2.50% |
¥351,658 |
¥126,596,736 |
¥37,596,736 |
| 30 |
2.60% |
¥356,302 |
¥128,268,844 |
¥39,268,844 |
| 30 |
2.70% |
¥360,982 |
¥129,953,478 |
¥40,953,478 |
| 30 |
2.80% |
¥365,696 |
¥131,650,580 |
¥42,650,580 |
| 30 |
2.90% |
¥370,445 |
¥133,360,086 |
¥44,360,086 |
| 30 |
3.00% |
¥375,228 |
¥135,081,932 |
¥46,081,932 |
8900万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥323,468 |
¥97,040,409 |
¥8,040,409 |
| 25 |
0.80% |
¥327,420 |
¥98,226,034 |
¥9,226,034 |
| 25 |
0.90% |
¥331,403 |
¥99,420,883 |
¥10,420,883 |
| 25 |
1.00% |
¥335,416 |
¥100,624,945 |
¥11,624,945 |
| 25 |
1.10% |
¥339,461 |
¥101,838,209 |
¥12,838,209 |
| 25 |
1.20% |
¥343,536 |
¥103,060,661 |
¥14,060,661 |
| 25 |
1.30% |
¥347,641 |
¥104,292,288 |
¥15,292,288 |
| 25 |
1.40% |
¥351,777 |
¥105,533,072 |
¥16,533,072 |
| 25 |
1.50% |
¥355,943 |
¥106,782,999 |
¥17,782,999 |
| 25 |
1.60% |
¥360,140 |
¥108,042,050 |
¥19,042,050 |
| 25 |
1.70% |
¥364,367 |
¥109,310,207 |
¥20,310,207 |
| 25 |
1.80% |
¥368,625 |
¥110,587,450 |
¥21,587,450 |
| 25 |
1.90% |
¥372,913 |
¥111,873,758 |
¥22,873,758 |
| 25 |
2.00% |
¥377,230 |
¥113,169,108 |
¥24,169,108 |
| 25 |
2.10% |
¥381,578 |
¥114,473,479 |
¥25,473,479 |
| 25 |
2.20% |
¥385,956 |
¥115,786,846 |
¥26,786,846 |
| 25 |
2.30% |
¥390,364 |
¥117,109,184 |
¥28,109,184 |
| 25 |
2.40% |
¥394,802 |
¥118,440,467 |
¥29,440,467 |
| 25 |
2.50% |
¥399,269 |
¥119,780,668 |
¥30,780,668 |
| 25 |
2.60% |
¥403,766 |
¥121,129,758 |
¥32,129,758 |
| 25 |
2.70% |
¥408,292 |
¥122,487,709 |
¥33,487,709 |
| 25 |
2.80% |
¥412,848 |
¥123,854,491 |
¥34,854,491 |
| 25 |
2.90% |
¥417,434 |
¥125,230,072 |
¥36,230,072 |
| 25 |
3.00% |
¥422,048 |
¥126,614,421 |
¥37,614,421 |
8900万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥397,505 |
¥95,401,233 |
¥6,401,233 |
| 20 |
0.80% |
¥401,414 |
¥96,339,386 |
¥7,339,386 |
| 20 |
0.90% |
¥405,348 |
¥97,283,451 |
¥8,283,451 |
| 20 |
1.00% |
¥409,306 |
¥98,233,424 |
¥9,233,424 |
| 20 |
1.10% |
¥413,289 |
¥99,189,299 |
¥10,189,299 |
| 20 |
1.20% |
¥417,296 |
¥100,151,070 |
¥11,151,070 |
| 20 |
1.30% |
¥421,328 |
¥101,118,732 |
¥12,118,732 |
| 20 |
1.40% |
¥425,384 |
¥102,092,277 |
¥13,092,277 |
| 20 |
1.50% |
¥429,465 |
¥103,071,699 |
¥14,071,699 |
| 20 |
1.60% |
¥433,571 |
¥104,056,991 |
¥15,056,991 |
| 20 |
1.70% |
¥437,701 |
¥105,048,143 |
¥16,048,143 |
| 20 |
1.80% |
¥441,855 |
¥106,045,148 |
¥17,045,148 |
| 20 |
1.90% |
¥446,033 |
¥107,047,997 |
¥18,047,997 |
| 20 |
2.00% |
¥450,236 |
¥108,056,680 |
¥19,056,680 |
| 20 |
2.10% |
¥454,463 |
¥109,071,189 |
¥20,071,189 |
| 20 |
2.20% |
¥458,715 |
¥110,091,511 |
¥21,091,511 |
| 20 |
2.30% |
¥462,990 |
¥111,117,638 |
¥22,117,638 |
| 20 |
2.40% |
¥467,290 |
¥112,149,557 |
¥23,149,557 |
| 20 |
2.50% |
¥471,614 |
¥113,187,258 |
¥24,187,258 |
| 20 |
2.60% |
¥475,961 |
¥114,230,728 |
¥25,230,728 |
| 20 |
2.70% |
¥480,333 |
¥115,279,955 |
¥26,279,955 |
| 20 |
2.80% |
¥484,729 |
¥116,334,926 |
¥27,334,926 |
| 20 |
2.90% |
¥489,148 |
¥117,395,628 |
¥28,395,628 |
| 20 |
3.00% |
¥493,592 |
¥118,462,047 |
¥29,462,047 |
8900万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥521,001 |
¥93,780,186 |
¥4,780,186 |
| 15 |
0.80% |
¥524,869 |
¥94,476,402 |
¥5,476,402 |
| 15 |
0.90% |
¥528,755 |
¥95,175,948 |
¥6,175,948 |
| 15 |
1.00% |
¥532,660 |
¥95,878,821 |
¥6,878,821 |
| 15 |
1.10% |
¥536,583 |
¥96,585,020 |
¥7,585,020 |
| 15 |
1.20% |
¥540,525 |
¥97,294,543 |
¥8,294,543 |
| 15 |
1.30% |
¥544,485 |
¥98,007,387 |
¥9,007,387 |
| 15 |
1.40% |
¥548,464 |
¥98,723,551 |
¥9,723,551 |
| 15 |
1.50% |
¥552,461 |
¥99,443,032 |
¥10,443,032 |
| 15 |
1.60% |
¥556,477 |
¥100,165,827 |
¥11,165,827 |
| 15 |
1.70% |
¥560,511 |
¥100,891,934 |
¥11,891,934 |
| 15 |
1.80% |
¥564,563 |
¥101,621,349 |
¥12,621,349 |
| 15 |
1.90% |
¥568,634 |
¥102,354,070 |
¥13,354,070 |
| 15 |
2.00% |
¥572,723 |
¥103,090,094 |
¥14,090,094 |
| 15 |
2.10% |
¥576,830 |
¥103,829,417 |
¥14,829,417 |
| 15 |
2.20% |
¥580,956 |
¥104,572,036 |
¥15,572,036 |
| 15 |
2.30% |
¥585,100 |
¥105,317,947 |
¥16,317,947 |
| 15 |
2.40% |
¥589,262 |
¥106,067,147 |
¥17,067,147 |
| 15 |
2.50% |
¥593,442 |
¥106,819,631 |
¥17,819,631 |
| 15 |
2.60% |
¥597,641 |
¥107,575,396 |
¥18,575,396 |
| 15 |
2.70% |
¥601,858 |
¥108,334,438 |
¥19,334,438 |
| 15 |
2.80% |
¥606,093 |
¥109,096,752 |
¥20,096,752 |
| 15 |
2.90% |
¥610,346 |
¥109,862,334 |
¥20,862,334 |
| 15 |
3.00% |
¥614,618 |
¥110,631,179 |
¥21,631,179 |
8900万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥768,144 |
¥92,177,284 |
¥3,177,284 |
| 10 |
0.80% |
¥771,976 |
¥92,637,109 |
¥3,637,109 |
| 10 |
0.90% |
¥775,820 |
¥93,098,415 |
¥4,098,415 |
| 10 |
1.00% |
¥779,677 |
¥93,561,202 |
¥4,561,202 |
| 10 |
1.10% |
¥783,546 |
¥94,025,468 |
¥5,025,468 |
| 10 |
1.20% |
¥787,427 |
¥94,491,214 |
¥5,491,214 |
| 10 |
1.30% |
¥791,320 |
¥94,958,438 |
¥5,958,438 |
| 10 |
1.40% |
¥795,226 |
¥95,427,141 |
¥6,427,141 |
| 10 |
1.50% |
¥799,144 |
¥95,897,322 |
¥6,897,322 |
| 10 |
1.60% |
¥803,075 |
¥96,368,980 |
¥7,368,980 |
| 10 |
1.70% |
¥807,018 |
¥96,842,114 |
¥7,842,114 |
| 10 |
1.80% |
¥810,973 |
¥97,316,724 |
¥8,316,724 |
| 10 |
1.90% |
¥814,940 |
¥97,792,809 |
¥8,792,809 |
| 10 |
2.00% |
¥818,920 |
¥98,270,369 |
¥9,270,369 |
| 10 |
2.10% |
¥822,912 |
¥98,749,402 |
¥9,749,402 |
| 10 |
2.20% |
¥826,916 |
¥99,229,908 |
¥10,229,908 |
| 10 |
2.30% |
¥830,932 |
¥99,711,886 |
¥10,711,886 |
| 10 |
2.40% |
¥834,961 |
¥100,195,335 |
¥11,195,335 |
| 10 |
2.50% |
¥839,002 |
¥100,680,255 |
¥11,680,255 |
| 10 |
2.60% |
¥843,055 |
¥101,166,644 |
¥12,166,644 |
| 10 |
2.70% |
¥847,121 |
¥101,654,502 |
¥12,654,502 |
| 10 |
2.80% |
¥851,199 |
¥102,143,827 |
¥13,143,827 |
| 10 |
2.90% |
¥855,288 |
¥102,634,618 |
¥13,634,618 |
| 10 |
3.00% |
¥859,391 |
¥103,126,875 |
¥14,126,875 |