8900万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8900万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8900万円の住宅ローン｜期間・年数別
8900万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥175,846 | ¥105,507,385 | ¥16,507,385 |
| 50 | 0.80% | ¥180,021 | ¥108,012,785 | ¥19,012,785 |
| 50 | 0.90% | ¥184,258 | ¥110,554,644 | ¥21,554,644 |
| 50 | 1.00% | ¥188,555 | ¥113,132,802 | ¥24,132,802 |
| 50 | 1.10% | ¥192,912 | ¥115,747,084 | ¥26,747,084 |
| 50 | 1.20% | ¥197,329 | ¥118,397,298 | ¥29,397,298 |
| 50 | 1.30% | ¥201,805 | ¥121,083,235 | ¥32,083,235 |
| 50 | 1.40% | ¥206,341 | ¥123,804,669 | ¥34,804,669 |
| 50 | 1.50% | ¥210,936 | ¥126,561,360 | ¥37,561,360 |
| 50 | 1.60% | ¥215,588 | ¥129,353,052 | ¥40,353,052 |
| 50 | 1.70% | ¥220,299 | ¥132,179,474 | ¥43,179,474 |
| 50 | 1.80% | ¥225,067 | ¥135,040,340 | ¥46,040,340 |
| 50 | 1.90% | ¥229,892 | ¥137,935,352 | ¥48,935,352 |
| 50 | 2.00% | ¥234,774 | ¥140,864,196 | ¥51,864,196 |
| 50 | 2.10% | ¥239,711 | ¥143,826,546 | ¥54,826,546 |
| 50 | 2.20% | ¥244,703 | ¥146,822,064 | ¥57,822,064 |
| 50 | 2.30% | ¥249,751 | ¥149,850,401 | ¥60,850,401 |
| 50 | 2.40% | ¥254,852 | ¥152,911,193 | ¥63,911,193 |
| 50 | 2.50% | ¥260,007 | ¥156,004,069 | ¥67,004,069 |
| 50 | 2.60% | ¥265,214 | ¥159,128,646 | ¥70,128,646 |
| 50 | 2.70% | ¥270,474 | ¥162,284,532 | ¥73,284,532 |
| 50 | 2.80% | ¥275,786 | ¥165,471,325 | ¥76,471,325 |
| 50 | 2.90% | ¥281,148 | ¥168,688,615 | ¥79,688,615 |
| 50 | 3.00% | ¥286,560 | ¥171,935,984 | ¥82,935,984 |
8900万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥192,181 | ¥103,777,947 | ¥14,777,947 |
| 45 | 0.80% | ¥196,312 | ¥106,008,475 | ¥17,008,475 |
| 45 | 0.90% | ¥200,497 | ¥108,268,625 | ¥19,268,625 |
| 45 | 1.00% | ¥204,738 | ¥110,558,290 | ¥21,558,290 |
| 45 | 1.10% | ¥209,032 | ¥112,877,354 | ¥23,877,354 |
| 45 | 1.20% | ¥213,381 | ¥115,225,689 | ¥26,225,689 |
| 45 | 1.30% | ¥217,784 | ¥117,603,158 | ¥28,603,158 |
| 45 | 1.40% | ¥222,240 | ¥120,009,609 | ¥31,009,609 |
| 45 | 1.50% | ¥226,750 | ¥122,444,883 | ¥33,444,883 |
| 45 | 1.60% | ¥231,313 | ¥124,908,810 | ¥35,908,810 |
| 45 | 1.70% | ¥235,928 | ¥127,401,208 | ¥38,401,208 |
| 45 | 1.80% | ¥240,596 | ¥129,921,886 | ¥40,921,886 |
| 45 | 1.90% | ¥245,316 | ¥132,470,645 | ¥43,470,645 |
| 45 | 2.00% | ¥250,088 | ¥135,047,273 | ¥46,047,273 |
| 45 | 2.10% | ¥254,910 | ¥137,651,553 | ¥48,651,553 |
| 45 | 2.20% | ¥259,784 | ¥140,283,256 | ¥51,283,256 |
| 45 | 2.30% | ¥264,708 | ¥142,942,146 | ¥53,942,146 |
| 45 | 2.40% | ¥269,681 | ¥145,627,979 | ¥56,627,979 |
| 45 | 2.50% | ¥274,705 | ¥148,340,501 | ¥59,340,501 |
| 45 | 2.60% | ¥279,777 | ¥151,079,453 | ¥62,079,453 |
| 45 | 2.70% | ¥284,897 | ¥153,844,567 | ¥64,844,567 |
| 45 | 2.80% | ¥290,066 | ¥156,635,569 | ¥67,635,569 |
| 45 | 2.90% | ¥295,282 | ¥159,452,178 | ¥70,452,178 |
| 45 | 3.00% | ¥300,545 | ¥162,294,107 | ¥73,294,107 |
8900万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥212,639 | ¥102,066,495 | ¥13,066,495 |
| 40 | 0.80% | ¥216,724 | ¥104,027,585 | ¥15,027,585 |
| 40 | 0.90% | ¥220,859 | ¥106,012,143 | ¥17,012,143 |
| 40 | 1.00% | ¥225,042 | ¥108,020,102 | ¥19,020,102 |
| 40 | 1.10% | ¥229,274 | ¥110,051,389 | ¥21,051,389 |
| 40 | 1.20% | ¥233,554 | ¥112,105,922 | ¥23,105,922 |
| 40 | 1.30% | ¥237,883 | ¥114,183,615 | ¥25,183,615 |
| 40 | 1.40% | ¥242,259 | ¥116,284,372 | ¥27,284,372 |
| 40 | 1.50% | ¥246,684 | ¥118,408,092 | ¥29,408,092 |
| 40 | 1.60% | ¥251,156 | ¥120,554,666 | ¥31,554,666 |
| 40 | 1.70% | ¥255,675 | ¥122,723,980 | ¥33,723,980 |
| 40 | 1.80% | ¥260,241 | ¥124,915,911 | ¥35,915,911 |
| 40 | 1.90% | ¥264,855 | ¥127,130,334 | ¥38,130,334 |
| 40 | 2.00% | ¥269,515 | ¥129,367,113 | ¥40,367,113 |
| 40 | 2.10% | ¥274,221 | ¥131,626,109 | ¥42,626,109 |
| 40 | 2.20% | ¥278,973 | ¥133,907,176 | ¥44,907,176 |
| 40 | 2.30% | ¥283,771 | ¥136,210,162 | ¥47,210,162 |
| 40 | 2.40% | ¥288,614 | ¥138,534,911 | ¥49,534,911 |
| 40 | 2.50% | ¥293,503 | ¥140,881,259 | ¥51,881,259 |
| 40 | 2.60% | ¥298,435 | ¥143,249,039 | ¥54,249,039 |
| 40 | 2.70% | ¥303,413 | ¥145,638,077 | ¥56,638,077 |
| 40 | 2.80% | ¥308,434 | ¥148,048,197 | ¥59,048,197 |
| 40 | 2.90% | ¥313,498 | ¥150,479,215 | ¥61,479,215 |
| 40 | 3.00% | ¥318,606 | ¥152,930,945 | ¥63,930,945 |
8900万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥238,983 | ¥100,373,067 | ¥11,373,067 |
| 35 | 0.80% | ¥243,024 | ¥102,070,179 | ¥13,070,179 |
| 35 | 0.90% | ¥247,108 | ¥103,785,301 | ¥14,785,301 |
| 35 | 1.00% | ¥251,234 | ¥105,518,394 | ¥16,518,394 |
| 35 | 1.10% | ¥255,403 | ¥107,269,415 | ¥18,269,415 |
| 35 | 1.20% | ¥259,615 | ¥109,038,314 | ¥20,038,314 |
| 35 | 1.30% | ¥263,869 | ¥110,825,041 | ¥21,825,041 |
| 35 | 1.40% | ¥268,166 | ¥112,629,537 | ¥23,629,537 |
| 35 | 1.50% | ¥272,504 | ¥114,451,744 | ¥25,451,744 |
| 35 | 1.60% | ¥276,885 | ¥116,291,595 | ¥27,291,595 |
| 35 | 1.70% | ¥281,307 | ¥118,149,023 | ¥29,149,023 |
| 35 | 1.80% | ¥285,771 | ¥120,023,956 | ¥31,023,956 |
| 35 | 1.90% | ¥290,277 | ¥121,916,316 | ¥32,916,316 |
| 35 | 2.00% | ¥294,824 | ¥123,826,023 | ¥34,826,023 |
| 35 | 2.10% | ¥299,412 | ¥125,752,995 | ¥36,752,995 |
| 35 | 2.20% | ¥304,041 | ¥127,697,142 | ¥38,697,142 |
| 35 | 2.30% | ¥308,710 | ¥129,658,374 | ¥40,658,374 |
| 35 | 2.40% | ¥313,420 | ¥131,636,597 | ¥42,636,597 |
| 35 | 2.50% | ¥318,171 | ¥133,631,712 | ¥44,631,712 |
| 35 | 2.60% | ¥322,961 | ¥135,643,617 | ¥46,643,617 |
| 35 | 2.70% | ¥327,791 | ¥137,672,208 | ¥48,672,208 |
| 35 | 2.80% | ¥332,660 | ¥139,717,377 | ¥50,717,377 |
| 35 | 2.90% | ¥337,569 | ¥141,779,013 | ¥52,779,013 |
| 35 | 3.00% | ¥342,517 | ¥143,857,001 | ¥54,857,001 |
8900万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥274,160 | ¥98,697,696 | ¥9,697,696 |
| 30 | 0.80% | ¥278,156 | ¥100,136,312 | ¥11,136,312 |
| 30 | 0.90% | ¥282,189 | ¥101,588,188 | ¥12,588,188 |
| 30 | 1.00% | ¥286,259 | ¥103,053,302 | ¥14,053,302 |
| 30 | 1.10% | ¥290,366 | ¥104,531,630 | ¥15,531,630 |
| 30 | 1.20% | ¥294,509 | ¥106,023,146 | ¥17,023,146 |
| 30 | 1.30% | ¥298,688 | ¥107,527,819 | ¥18,527,819 |
| 30 | 1.40% | ¥302,905 | ¥109,045,620 | ¥20,045,620 |
| 30 | 1.50% | ¥307,157 | ¥110,576,515 | ¥21,576,515 |
| 30 | 1.60% | ¥311,446 | ¥112,120,469 | ¥23,120,469 |
| 30 | 1.70% | ¥315,771 | ¥113,677,443 | ¥24,677,443 |
| 30 | 1.80% | ¥320,132 | ¥115,247,398 | ¥26,247,398 |
| 30 | 1.90% | ¥324,529 | ¥116,830,291 | ¥27,830,291 |
| 30 | 2.00% | ¥328,961 | ¥118,426,079 | ¥29,426,079 |
| 30 | 2.10% | ¥333,430 | ¥120,034,715 | ¥31,034,715 |
| 30 | 2.20% | ¥337,934 | ¥121,656,150 | ¥32,656,150 |
| 30 | 2.30% | ¥342,473 | ¥123,290,334 | ¥34,290,334 |
| 30 | 2.40% | ¥347,048 | ¥124,937,214 | ¥35,937,214 |
| 30 | 2.50% | ¥351,658 | ¥126,596,736 | ¥37,596,736 |
| 30 | 2.60% | ¥356,302 | ¥128,268,844 | ¥39,268,844 |
| 30 | 2.70% | ¥360,982 | ¥129,953,478 | ¥40,953,478 |
| 30 | 2.80% | ¥365,696 | ¥131,650,580 | ¥42,650,580 |
| 30 | 2.90% | ¥370,445 | ¥133,360,086 | ¥44,360,086 |
| 30 | 3.00% | ¥375,228 | ¥135,081,932 | ¥46,081,932 |
8900万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥323,468 | ¥97,040,409 | ¥8,040,409 |
| 25 | 0.80% | ¥327,420 | ¥98,226,034 | ¥9,226,034 |
| 25 | 0.90% | ¥331,403 | ¥99,420,883 | ¥10,420,883 |
| 25 | 1.00% | ¥335,416 | ¥100,624,945 | ¥11,624,945 |
| 25 | 1.10% | ¥339,461 | ¥101,838,209 | ¥12,838,209 |
| 25 | 1.20% | ¥343,536 | ¥103,060,661 | ¥14,060,661 |
| 25 | 1.30% | ¥347,641 | ¥104,292,288 | ¥15,292,288 |
| 25 | 1.40% | ¥351,777 | ¥105,533,072 | ¥16,533,072 |
| 25 | 1.50% | ¥355,943 | ¥106,782,999 | ¥17,782,999 |
| 25 | 1.60% | ¥360,140 | ¥108,042,050 | ¥19,042,050 |
| 25 | 1.70% | ¥364,367 | ¥109,310,207 | ¥20,310,207 |
| 25 | 1.80% | ¥368,625 | ¥110,587,450 | ¥21,587,450 |
| 25 | 1.90% | ¥372,913 | ¥111,873,758 | ¥22,873,758 |
| 25 | 2.00% | ¥377,230 | ¥113,169,108 | ¥24,169,108 |
| 25 | 2.10% | ¥381,578 | ¥114,473,479 | ¥25,473,479 |
| 25 | 2.20% | ¥385,956 | ¥115,786,846 | ¥26,786,846 |
| 25 | 2.30% | ¥390,364 | ¥117,109,184 | ¥28,109,184 |
| 25 | 2.40% | ¥394,802 | ¥118,440,467 | ¥29,440,467 |
| 25 | 2.50% | ¥399,269 | ¥119,780,668 | ¥30,780,668 |
| 25 | 2.60% | ¥403,766 | ¥121,129,758 | ¥32,129,758 |
| 25 | 2.70% | ¥408,292 | ¥122,487,709 | ¥33,487,709 |
| 25 | 2.80% | ¥412,848 | ¥123,854,491 | ¥34,854,491 |
| 25 | 2.90% | ¥417,434 | ¥125,230,072 | ¥36,230,072 |
| 25 | 3.00% | ¥422,048 | ¥126,614,421 | ¥37,614,421 |
8900万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥397,505 | ¥95,401,233 | ¥6,401,233 |
| 20 | 0.80% | ¥401,414 | ¥96,339,386 | ¥7,339,386 |
| 20 | 0.90% | ¥405,348 | ¥97,283,451 | ¥8,283,451 |
| 20 | 1.00% | ¥409,306 | ¥98,233,424 | ¥9,233,424 |
| 20 | 1.10% | ¥413,289 | ¥99,189,299 | ¥10,189,299 |
| 20 | 1.20% | ¥417,296 | ¥100,151,070 | ¥11,151,070 |
| 20 | 1.30% | ¥421,328 | ¥101,118,732 | ¥12,118,732 |
| 20 | 1.40% | ¥425,384 | ¥102,092,277 | ¥13,092,277 |
| 20 | 1.50% | ¥429,465 | ¥103,071,699 | ¥14,071,699 |
| 20 | 1.60% | ¥433,571 | ¥104,056,991 | ¥15,056,991 |
| 20 | 1.70% | ¥437,701 | ¥105,048,143 | ¥16,048,143 |
| 20 | 1.80% | ¥441,855 | ¥106,045,148 | ¥17,045,148 |
| 20 | 1.90% | ¥446,033 | ¥107,047,997 | ¥18,047,997 |
| 20 | 2.00% | ¥450,236 | ¥108,056,680 | ¥19,056,680 |
| 20 | 2.10% | ¥454,463 | ¥109,071,189 | ¥20,071,189 |
| 20 | 2.20% | ¥458,715 | ¥110,091,511 | ¥21,091,511 |
| 20 | 2.30% | ¥462,990 | ¥111,117,638 | ¥22,117,638 |
| 20 | 2.40% | ¥467,290 | ¥112,149,557 | ¥23,149,557 |
| 20 | 2.50% | ¥471,614 | ¥113,187,258 | ¥24,187,258 |
| 20 | 2.60% | ¥475,961 | ¥114,230,728 | ¥25,230,728 |
| 20 | 2.70% | ¥480,333 | ¥115,279,955 | ¥26,279,955 |
| 20 | 2.80% | ¥484,729 | ¥116,334,926 | ¥27,334,926 |
| 20 | 2.90% | ¥489,148 | ¥117,395,628 | ¥28,395,628 |
| 20 | 3.00% | ¥493,592 | ¥118,462,047 | ¥29,462,047 |
8900万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥521,001 | ¥93,780,186 | ¥4,780,186 |
| 15 | 0.80% | ¥524,869 | ¥94,476,402 | ¥5,476,402 |
| 15 | 0.90% | ¥528,755 | ¥95,175,948 | ¥6,175,948 |
| 15 | 1.00% | ¥532,660 | ¥95,878,821 | ¥6,878,821 |
| 15 | 1.10% | ¥536,583 | ¥96,585,020 | ¥7,585,020 |
| 15 | 1.20% | ¥540,525 | ¥97,294,543 | ¥8,294,543 |
| 15 | 1.30% | ¥544,485 | ¥98,007,387 | ¥9,007,387 |
| 15 | 1.40% | ¥548,464 | ¥98,723,551 | ¥9,723,551 |
| 15 | 1.50% | ¥552,461 | ¥99,443,032 | ¥10,443,032 |
| 15 | 1.60% | ¥556,477 | ¥100,165,827 | ¥11,165,827 |
| 15 | 1.70% | ¥560,511 | ¥100,891,934 | ¥11,891,934 |
| 15 | 1.80% | ¥564,563 | ¥101,621,349 | ¥12,621,349 |
| 15 | 1.90% | ¥568,634 | ¥102,354,070 | ¥13,354,070 |
| 15 | 2.00% | ¥572,723 | ¥103,090,094 | ¥14,090,094 |
| 15 | 2.10% | ¥576,830 | ¥103,829,417 | ¥14,829,417 |
| 15 | 2.20% | ¥580,956 | ¥104,572,036 | ¥15,572,036 |
| 15 | 2.30% | ¥585,100 | ¥105,317,947 | ¥16,317,947 |
| 15 | 2.40% | ¥589,262 | ¥106,067,147 | ¥17,067,147 |
| 15 | 2.50% | ¥593,442 | ¥106,819,631 | ¥17,819,631 |
| 15 | 2.60% | ¥597,641 | ¥107,575,396 | ¥18,575,396 |
| 15 | 2.70% | ¥601,858 | ¥108,334,438 | ¥19,334,438 |
| 15 | 2.80% | ¥606,093 | ¥109,096,752 | ¥20,096,752 |
| 15 | 2.90% | ¥610,346 | ¥109,862,334 | ¥20,862,334 |
| 15 | 3.00% | ¥614,618 | ¥110,631,179 | ¥21,631,179 |
8900万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥768,144 | ¥92,177,284 | ¥3,177,284 |
| 10 | 0.80% | ¥771,976 | ¥92,637,109 | ¥3,637,109 |
| 10 | 0.90% | ¥775,820 | ¥93,098,415 | ¥4,098,415 |
| 10 | 1.00% | ¥779,677 | ¥93,561,202 | ¥4,561,202 |
| 10 | 1.10% | ¥783,546 | ¥94,025,468 | ¥5,025,468 |
| 10 | 1.20% | ¥787,427 | ¥94,491,214 | ¥5,491,214 |
| 10 | 1.30% | ¥791,320 | ¥94,958,438 | ¥5,958,438 |
| 10 | 1.40% | ¥795,226 | ¥95,427,141 | ¥6,427,141 |
| 10 | 1.50% | ¥799,144 | ¥95,897,322 | ¥6,897,322 |
| 10 | 1.60% | ¥803,075 | ¥96,368,980 | ¥7,368,980 |
| 10 | 1.70% | ¥807,018 | ¥96,842,114 | ¥7,842,114 |
| 10 | 1.80% | ¥810,973 | ¥97,316,724 | ¥8,316,724 |
| 10 | 1.90% | ¥814,940 | ¥97,792,809 | ¥8,792,809 |
| 10 | 2.00% | ¥818,920 | ¥98,270,369 | ¥9,270,369 |
| 10 | 2.10% | ¥822,912 | ¥98,749,402 | ¥9,749,402 |
| 10 | 2.20% | ¥826,916 | ¥99,229,908 | ¥10,229,908 |
| 10 | 2.30% | ¥830,932 | ¥99,711,886 | ¥10,711,886 |
| 10 | 2.40% | ¥834,961 | ¥100,195,335 | ¥11,195,335 |
| 10 | 2.50% | ¥839,002 | ¥100,680,255 | ¥11,680,255 |
| 10 | 2.60% | ¥843,055 | ¥101,166,644 | ¥12,166,644 |
| 10 | 2.70% | ¥847,121 | ¥101,654,502 | ¥12,654,502 |
| 10 | 2.80% | ¥851,199 | ¥102,143,827 | ¥13,143,827 |
| 10 | 2.90% | ¥855,288 | ¥102,634,618 | ¥13,634,618 |
| 10 | 3.00% | ¥859,391 | ¥103,126,875 | ¥14,126,875 |
