8950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8950万円の住宅ローン｜期間・年数別
8950万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥176,834 |
¥106,100,123 |
¥16,600,123 |
| 50 |
0.80% |
¥181,033 |
¥108,619,599 |
¥19,119,599 |
| 50 |
0.90% |
¥185,293 |
¥111,175,738 |
¥21,675,738 |
| 50 |
1.00% |
¥189,614 |
¥113,768,380 |
¥24,268,380 |
| 50 |
1.10% |
¥193,996 |
¥116,397,349 |
¥26,897,349 |
| 50 |
1.20% |
¥198,437 |
¥119,062,452 |
¥29,562,452 |
| 50 |
1.30% |
¥202,939 |
¥121,763,478 |
¥32,263,478 |
| 50 |
1.40% |
¥207,500 |
¥124,500,201 |
¥35,000,201 |
| 50 |
1.50% |
¥212,121 |
¥127,272,379 |
¥37,772,379 |
| 50 |
1.60% |
¥216,800 |
¥130,079,755 |
¥40,579,755 |
| 50 |
1.70% |
¥221,537 |
¥132,922,055 |
¥43,422,055 |
| 50 |
1.80% |
¥226,332 |
¥135,798,994 |
¥46,298,994 |
| 50 |
1.90% |
¥231,184 |
¥138,710,270 |
¥49,210,270 |
| 50 |
2.00% |
¥236,093 |
¥141,655,568 |
¥52,155,568 |
| 50 |
2.10% |
¥241,058 |
¥144,634,560 |
¥55,134,560 |
| 50 |
2.20% |
¥246,078 |
¥147,646,907 |
¥58,146,907 |
| 50 |
2.30% |
¥251,154 |
¥150,692,257 |
¥61,192,257 |
| 50 |
2.40% |
¥256,284 |
¥153,770,245 |
¥64,270,245 |
| 50 |
2.50% |
¥261,467 |
¥156,880,496 |
¥67,380,496 |
| 50 |
2.60% |
¥266,704 |
¥160,022,627 |
¥70,522,627 |
| 50 |
2.70% |
¥271,994 |
¥163,196,243 |
¥73,696,243 |
| 50 |
2.80% |
¥277,335 |
¥166,400,939 |
¥76,900,939 |
| 50 |
2.90% |
¥282,727 |
¥169,636,304 |
¥80,136,304 |
| 50 |
3.00% |
¥288,170 |
¥172,901,916 |
¥83,401,916 |
8950万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥193,261 |
¥104,360,969 |
¥14,860,969 |
| 45 |
0.80% |
¥197,415 |
¥106,604,029 |
¥17,104,029 |
| 45 |
0.90% |
¥201,624 |
¥108,876,875 |
¥19,376,875 |
| 45 |
1.00% |
¥205,888 |
¥111,179,404 |
¥21,679,404 |
| 45 |
1.10% |
¥210,206 |
¥113,511,496 |
¥24,011,496 |
| 45 |
1.20% |
¥214,580 |
¥115,873,025 |
¥26,373,025 |
| 45 |
1.30% |
¥219,007 |
¥118,263,849 |
¥28,763,849 |
| 45 |
1.40% |
¥223,489 |
¥120,683,820 |
¥31,183,820 |
| 45 |
1.50% |
¥228,024 |
¥123,132,776 |
¥33,632,776 |
| 45 |
1.60% |
¥232,612 |
¥125,610,545 |
¥36,110,545 |
| 45 |
1.70% |
¥237,254 |
¥128,116,945 |
¥38,616,945 |
| 45 |
1.80% |
¥241,948 |
¥130,651,784 |
¥41,151,784 |
| 45 |
1.90% |
¥246,694 |
¥133,214,862 |
¥43,714,862 |
| 45 |
2.00% |
¥251,493 |
¥135,805,966 |
¥46,305,966 |
| 45 |
2.10% |
¥256,342 |
¥138,424,876 |
¥48,924,876 |
| 45 |
2.20% |
¥261,243 |
¥141,071,364 |
¥51,571,364 |
| 45 |
2.30% |
¥266,195 |
¥143,745,192 |
¥54,245,192 |
| 45 |
2.40% |
¥271,197 |
¥146,446,113 |
¥56,946,113 |
| 45 |
2.50% |
¥276,248 |
¥149,173,874 |
¥59,673,874 |
| 45 |
2.60% |
¥281,349 |
¥151,928,214 |
¥62,428,214 |
| 45 |
2.70% |
¥286,498 |
¥154,708,862 |
¥65,208,862 |
| 45 |
2.80% |
¥291,695 |
¥157,515,544 |
¥68,015,544 |
| 45 |
2.90% |
¥296,941 |
¥160,347,977 |
¥70,847,977 |
| 45 |
3.00% |
¥302,233 |
¥163,205,871 |
¥73,705,871 |
8950万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥213,833 |
¥102,639,903 |
¥13,139,903 |
| 40 |
0.80% |
¥217,942 |
¥104,612,010 |
¥15,112,010 |
| 40 |
0.90% |
¥222,099 |
¥106,607,717 |
¥17,107,717 |
| 40 |
1.00% |
¥226,306 |
¥108,626,957 |
¥19,126,957 |
| 40 |
1.10% |
¥230,562 |
¥110,669,655 |
¥21,169,655 |
| 40 |
1.20% |
¥234,866 |
¥112,735,731 |
¥23,235,731 |
| 40 |
1.30% |
¥239,219 |
¥114,825,096 |
¥25,325,096 |
| 40 |
1.40% |
¥243,620 |
¥116,937,655 |
¥27,437,655 |
| 40 |
1.50% |
¥248,069 |
¥119,073,306 |
¥29,573,306 |
| 40 |
1.60% |
¥252,567 |
¥121,231,939 |
¥31,731,939 |
| 40 |
1.70% |
¥257,111 |
¥123,413,440 |
¥33,913,440 |
| 40 |
1.80% |
¥261,704 |
¥125,617,686 |
¥36,117,686 |
| 40 |
1.90% |
¥266,343 |
¥127,844,549 |
¥38,344,549 |
| 40 |
2.00% |
¥271,029 |
¥130,093,895 |
¥40,593,895 |
| 40 |
2.10% |
¥275,762 |
¥132,365,581 |
¥42,865,581 |
| 40 |
2.20% |
¥280,541 |
¥134,659,463 |
¥45,159,463 |
| 40 |
2.30% |
¥285,365 |
¥136,975,388 |
¥47,475,388 |
| 40 |
2.40% |
¥290,236 |
¥139,313,197 |
¥49,813,197 |
| 40 |
2.50% |
¥295,152 |
¥141,672,726 |
¥52,172,726 |
| 40 |
2.60% |
¥300,112 |
¥144,053,808 |
¥54,553,808 |
| 40 |
2.70% |
¥305,117 |
¥146,456,269 |
¥56,956,269 |
| 40 |
2.80% |
¥310,167 |
¥148,879,929 |
¥59,379,929 |
| 40 |
2.90% |
¥315,260 |
¥151,324,604 |
¥61,824,604 |
| 40 |
3.00% |
¥320,396 |
¥153,790,108 |
¥64,290,108 |
8950万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥240,326 |
¥100,936,961 |
¥11,436,961 |
| 35 |
0.80% |
¥244,390 |
¥102,643,607 |
¥13,143,607 |
| 35 |
0.90% |
¥248,496 |
¥104,368,364 |
¥14,868,364 |
| 35 |
1.00% |
¥252,646 |
¥106,111,194 |
¥16,611,194 |
| 35 |
1.10% |
¥256,838 |
¥107,872,052 |
¥18,372,052 |
| 35 |
1.20% |
¥261,074 |
¥109,650,889 |
¥20,150,889 |
| 35 |
1.30% |
¥265,352 |
¥111,447,653 |
¥21,947,653 |
| 35 |
1.40% |
¥269,672 |
¥113,262,287 |
¥23,762,287 |
| 35 |
1.50% |
¥274,035 |
¥115,094,731 |
¥25,594,731 |
| 35 |
1.60% |
¥278,440 |
¥116,944,919 |
¥27,444,919 |
| 35 |
1.70% |
¥282,888 |
¥118,812,782 |
¥29,312,782 |
| 35 |
1.80% |
¥287,377 |
¥120,698,248 |
¥31,198,248 |
| 35 |
1.90% |
¥291,908 |
¥122,601,239 |
¥33,101,239 |
| 35 |
2.00% |
¥296,480 |
¥124,521,675 |
¥35,021,675 |
| 35 |
2.10% |
¥301,094 |
¥126,459,472 |
¥36,959,472 |
| 35 |
2.20% |
¥305,749 |
¥128,414,542 |
¥38,914,542 |
| 35 |
2.30% |
¥310,445 |
¥130,386,792 |
¥40,886,792 |
| 35 |
2.40% |
¥315,181 |
¥132,376,128 |
¥42,876,128 |
| 35 |
2.50% |
¥319,958 |
¥134,382,451 |
¥44,882,451 |
| 35 |
2.60% |
¥324,775 |
¥136,405,660 |
¥46,905,660 |
| 35 |
2.70% |
¥329,632 |
¥138,445,647 |
¥48,945,647 |
| 35 |
2.80% |
¥334,529 |
¥140,502,306 |
¥51,002,306 |
| 35 |
2.90% |
¥339,466 |
¥142,575,524 |
¥53,075,524 |
| 35 |
3.00% |
¥344,441 |
¥144,665,186 |
¥55,165,186 |
8950万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥275,700 |
¥99,252,177 |
¥9,752,177 |
| 30 |
0.80% |
¥279,719 |
¥100,698,875 |
¥11,198,875 |
| 30 |
0.90% |
¥283,775 |
¥102,158,908 |
¥12,658,908 |
| 30 |
1.00% |
¥287,867 |
¥103,632,253 |
¥14,132,253 |
| 30 |
1.10% |
¥291,997 |
¥105,118,887 |
¥15,618,887 |
| 30 |
1.20% |
¥296,163 |
¥106,618,781 |
¥17,118,781 |
| 30 |
1.30% |
¥300,366 |
¥108,131,908 |
¥18,631,908 |
| 30 |
1.40% |
¥304,606 |
¥109,658,236 |
¥20,158,236 |
| 30 |
1.50% |
¥308,883 |
¥111,197,732 |
¥21,697,732 |
| 30 |
1.60% |
¥313,195 |
¥112,750,359 |
¥23,250,359 |
| 30 |
1.70% |
¥317,545 |
¥114,316,080 |
¥24,816,080 |
| 30 |
1.80% |
¥321,930 |
¥115,894,855 |
¥26,394,855 |
| 30 |
1.90% |
¥326,352 |
¥117,486,641 |
¥27,986,641 |
| 30 |
2.00% |
¥330,809 |
¥119,091,394 |
¥29,591,394 |
| 30 |
2.10% |
¥335,303 |
¥120,709,067 |
¥31,209,067 |
| 30 |
2.20% |
¥339,832 |
¥122,339,611 |
¥32,839,611 |
| 30 |
2.30% |
¥344,397 |
¥123,982,976 |
¥34,482,976 |
| 30 |
2.40% |
¥348,998 |
¥125,639,108 |
¥36,139,108 |
| 30 |
2.50% |
¥353,633 |
¥127,307,954 |
¥37,807,954 |
| 30 |
2.60% |
¥358,304 |
¥128,989,455 |
¥39,489,455 |
| 30 |
2.70% |
¥363,010 |
¥130,683,554 |
¥41,183,554 |
| 30 |
2.80% |
¥367,751 |
¥132,390,190 |
¥42,890,190 |
| 30 |
2.90% |
¥372,526 |
¥134,109,300 |
¥44,609,300 |
| 30 |
3.00% |
¥377,336 |
¥135,840,820 |
¥46,340,820 |
8950万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥325,285 |
¥97,585,580 |
¥8,085,580 |
| 25 |
0.80% |
¥329,260 |
¥98,777,865 |
¥9,277,865 |
| 25 |
0.90% |
¥333,265 |
¥99,979,427 |
¥10,479,427 |
| 25 |
1.00% |
¥337,301 |
¥101,190,254 |
¥11,690,254 |
| 25 |
1.10% |
¥341,368 |
¥102,410,334 |
¥12,910,334 |
| 25 |
1.20% |
¥345,466 |
¥103,639,654 |
¥14,139,654 |
| 25 |
1.30% |
¥349,594 |
¥104,878,199 |
¥15,378,199 |
| 25 |
1.40% |
¥353,753 |
¥106,125,955 |
¥16,625,955 |
| 25 |
1.50% |
¥357,943 |
¥107,382,904 |
¥17,882,904 |
| 25 |
1.60% |
¥362,163 |
¥108,649,028 |
¥19,149,028 |
| 25 |
1.70% |
¥366,414 |
¥109,924,309 |
¥20,424,309 |
| 25 |
1.80% |
¥370,696 |
¥111,208,728 |
¥21,708,728 |
| 25 |
1.90% |
¥375,008 |
¥112,502,262 |
¥23,002,262 |
| 25 |
2.00% |
¥379,350 |
¥113,804,890 |
¥24,304,890 |
| 25 |
2.10% |
¥383,722 |
¥115,116,589 |
¥25,616,589 |
| 25 |
2.20% |
¥388,124 |
¥116,437,334 |
¥26,937,334 |
| 25 |
2.30% |
¥392,557 |
¥117,767,101 |
¥28,267,101 |
| 25 |
2.40% |
¥397,020 |
¥119,105,863 |
¥29,605,863 |
| 25 |
2.50% |
¥401,512 |
¥120,453,593 |
¥30,953,593 |
| 25 |
2.60% |
¥406,034 |
¥121,810,263 |
¥32,310,263 |
| 25 |
2.70% |
¥410,586 |
¥123,175,843 |
¥33,675,843 |
| 25 |
2.80% |
¥415,168 |
¥124,550,303 |
¥35,050,303 |
| 25 |
2.90% |
¥419,779 |
¥125,933,612 |
¥36,433,612 |
| 25 |
3.00% |
¥424,419 |
¥127,325,738 |
¥37,825,738 |
8950万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥399,738 |
¥95,937,195 |
¥6,437,195 |
| 20 |
0.80% |
¥403,669 |
¥96,880,618 |
¥7,380,618 |
| 20 |
0.90% |
¥407,625 |
¥97,829,987 |
¥8,329,987 |
| 20 |
1.00% |
¥411,605 |
¥98,785,297 |
¥9,285,297 |
| 20 |
1.10% |
¥415,611 |
¥99,746,542 |
¥10,246,542 |
| 20 |
1.20% |
¥419,640 |
¥100,713,717 |
¥11,213,717 |
| 20 |
1.30% |
¥423,695 |
¥101,686,815 |
¥12,186,815 |
| 20 |
1.40% |
¥427,774 |
¥102,665,829 |
¥13,165,829 |
| 20 |
1.50% |
¥431,878 |
¥103,650,754 |
¥14,150,754 |
| 20 |
1.60% |
¥436,007 |
¥104,641,580 |
¥15,141,580 |
| 20 |
1.70% |
¥440,160 |
¥105,638,301 |
¥16,138,301 |
| 20 |
1.80% |
¥444,337 |
¥106,640,907 |
¥17,140,907 |
| 20 |
1.90% |
¥448,539 |
¥107,649,390 |
¥18,149,390 |
| 20 |
2.00% |
¥452,766 |
¥108,663,740 |
¥19,163,740 |
| 20 |
2.10% |
¥457,016 |
¥109,683,948 |
¥20,183,948 |
| 20 |
2.20% |
¥461,292 |
¥110,710,003 |
¥21,210,003 |
| 20 |
2.30% |
¥465,591 |
¥111,741,894 |
¥22,241,894 |
| 20 |
2.40% |
¥469,915 |
¥112,779,611 |
¥23,279,611 |
| 20 |
2.50% |
¥474,263 |
¥113,823,141 |
¥24,323,141 |
| 20 |
2.60% |
¥478,635 |
¥114,872,474 |
¥25,372,474 |
| 20 |
2.70% |
¥483,032 |
¥115,927,595 |
¥26,427,595 |
| 20 |
2.80% |
¥487,452 |
¥116,988,493 |
¥27,488,493 |
| 20 |
2.90% |
¥491,896 |
¥118,055,154 |
¥28,555,154 |
| 20 |
3.00% |
¥496,365 |
¥119,127,564 |
¥29,627,564 |
8950万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥523,928 |
¥94,307,041 |
¥4,807,041 |
| 15 |
0.80% |
¥527,818 |
¥95,007,168 |
¥5,507,168 |
| 15 |
0.90% |
¥531,726 |
¥95,710,644 |
¥6,210,644 |
| 15 |
1.00% |
¥535,653 |
¥96,417,466 |
¥6,917,466 |
| 15 |
1.10% |
¥539,598 |
¥97,127,633 |
¥7,627,633 |
| 15 |
1.20% |
¥543,562 |
¥97,841,142 |
¥8,341,142 |
| 15 |
1.30% |
¥547,544 |
¥98,557,991 |
¥9,057,991 |
| 15 |
1.40% |
¥551,545 |
¥99,278,178 |
¥9,778,178 |
| 15 |
1.50% |
¥555,565 |
¥100,001,701 |
¥10,501,701 |
| 15 |
1.60% |
¥559,603 |
¥100,728,556 |
¥11,228,556 |
| 15 |
1.70% |
¥563,660 |
¥101,458,742 |
¥11,958,742 |
| 15 |
1.80% |
¥567,735 |
¥102,192,255 |
¥12,692,255 |
| 15 |
1.90% |
¥571,828 |
¥102,929,093 |
¥13,429,093 |
| 15 |
2.00% |
¥575,940 |
¥103,669,252 |
¥14,169,252 |
| 15 |
2.10% |
¥580,071 |
¥104,412,728 |
¥14,912,728 |
| 15 |
2.20% |
¥584,220 |
¥105,159,519 |
¥15,659,519 |
| 15 |
2.30% |
¥588,387 |
¥105,909,621 |
¥16,409,621 |
| 15 |
2.40% |
¥592,572 |
¥106,663,030 |
¥17,163,030 |
| 15 |
2.50% |
¥596,776 |
¥107,419,742 |
¥17,919,742 |
| 15 |
2.60% |
¥600,999 |
¥108,179,753 |
¥18,679,753 |
| 15 |
2.70% |
¥605,239 |
¥108,943,059 |
¥19,443,059 |
| 15 |
2.80% |
¥609,498 |
¥109,709,655 |
¥20,209,655 |
| 15 |
2.90% |
¥613,775 |
¥110,479,538 |
¥20,979,538 |
| 15 |
3.00% |
¥618,071 |
¥111,252,702 |
¥21,752,702 |
8950万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥772,459 |
¥92,695,134 |
¥3,195,134 |
| 10 |
0.80% |
¥776,313 |
¥93,157,542 |
¥3,657,542 |
| 10 |
0.90% |
¥780,179 |
¥93,621,440 |
¥4,121,440 |
| 10 |
1.00% |
¥784,057 |
¥94,086,826 |
¥4,586,826 |
| 10 |
1.10% |
¥787,948 |
¥94,553,701 |
¥5,053,701 |
| 10 |
1.20% |
¥791,851 |
¥95,022,063 |
¥5,522,063 |
| 10 |
1.30% |
¥795,766 |
¥95,491,913 |
¥5,991,913 |
| 10 |
1.40% |
¥799,694 |
¥95,963,249 |
¥6,463,249 |
| 10 |
1.50% |
¥803,634 |
¥96,436,071 |
¥6,936,071 |
| 10 |
1.60% |
¥807,586 |
¥96,910,378 |
¥7,410,378 |
| 10 |
1.70% |
¥811,551 |
¥97,386,171 |
¥7,886,171 |
| 10 |
1.80% |
¥815,529 |
¥97,863,447 |
¥8,363,447 |
| 10 |
1.90% |
¥819,518 |
¥98,342,207 |
¥8,842,207 |
| 10 |
2.00% |
¥823,520 |
¥98,822,449 |
¥9,322,449 |
| 10 |
2.10% |
¥827,535 |
¥99,304,174 |
¥9,804,174 |
| 10 |
2.20% |
¥831,561 |
¥99,787,379 |
¥10,287,379 |
| 10 |
2.30% |
¥835,601 |
¥100,272,065 |
¥10,772,065 |
| 10 |
2.40% |
¥839,652 |
¥100,758,231 |
¥11,258,231 |
| 10 |
2.50% |
¥843,716 |
¥101,245,874 |
¥11,745,874 |
| 10 |
2.60% |
¥847,792 |
¥101,734,996 |
¥12,234,996 |
| 10 |
2.70% |
¥851,880 |
¥102,225,594 |
¥12,725,594 |
| 10 |
2.80% |
¥855,981 |
¥102,717,668 |
¥13,217,668 |
| 10 |
2.90% |
¥860,093 |
¥103,211,217 |
¥13,711,217 |
| 10 |
3.00% |
¥864,219 |
¥103,706,240 |
¥14,206,240 |
