8970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8970万円の住宅ローン|期間・年数別
8970万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥177,229 |
¥106,337,218 |
¥16,637,218 |
| 50 |
0.80% |
¥181,437 |
¥108,862,324 |
¥19,162,324 |
| 50 |
0.90% |
¥185,707 |
¥111,424,175 |
¥21,724,175 |
| 50 |
1.00% |
¥190,038 |
¥114,022,611 |
¥24,322,611 |
| 50 |
1.10% |
¥194,429 |
¥116,657,455 |
¥26,957,455 |
| 50 |
1.20% |
¥198,881 |
¥119,328,513 |
¥29,628,513 |
| 50 |
1.30% |
¥203,393 |
¥122,035,575 |
¥32,335,575 |
| 50 |
1.40% |
¥207,964 |
¥124,778,413 |
¥35,078,413 |
| 50 |
1.50% |
¥212,595 |
¥127,556,786 |
¥37,856,786 |
| 50 |
1.60% |
¥217,284 |
¥130,370,436 |
¥40,670,436 |
| 50 |
1.70% |
¥222,032 |
¥133,219,088 |
¥43,519,088 |
| 50 |
1.80% |
¥226,837 |
¥136,102,456 |
¥46,402,456 |
| 50 |
1.90% |
¥231,700 |
¥139,020,237 |
¥49,320,237 |
| 50 |
2.00% |
¥236,620 |
¥141,972,117 |
¥52,272,117 |
| 50 |
2.10% |
¥241,596 |
¥144,957,766 |
¥55,257,766 |
| 50 |
2.20% |
¥246,628 |
¥147,976,845 |
¥58,276,845 |
| 50 |
2.30% |
¥251,715 |
¥151,028,999 |
¥61,328,999 |
| 50 |
2.40% |
¥256,856 |
¥154,113,865 |
¥64,413,865 |
| 50 |
2.50% |
¥262,052 |
¥157,231,067 |
¥67,531,067 |
| 50 |
2.60% |
¥267,300 |
¥160,380,220 |
¥70,680,220 |
| 50 |
2.70% |
¥272,602 |
¥163,560,927 |
¥73,860,927 |
| 50 |
2.80% |
¥277,955 |
¥166,772,785 |
¥77,072,785 |
| 50 |
2.90% |
¥283,359 |
¥170,015,379 |
¥80,315,379 |
| 50 |
3.00% |
¥288,814 |
¥173,288,289 |
¥83,588,289 |
8970万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥193,693 |
¥104,594,178 |
¥14,894,178 |
| 45 |
0.80% |
¥197,856 |
¥106,842,250 |
¥17,142,250 |
| 45 |
0.90% |
¥202,074 |
¥109,120,176 |
¥19,420,176 |
| 45 |
1.00% |
¥206,348 |
¥111,427,849 |
¥21,727,849 |
| 45 |
1.10% |
¥210,676 |
¥113,765,153 |
¥24,065,153 |
| 45 |
1.20% |
¥215,059 |
¥116,131,959 |
¥26,431,959 |
| 45 |
1.30% |
¥219,497 |
¥118,528,126 |
¥28,828,126 |
| 45 |
1.40% |
¥223,988 |
¥120,953,505 |
¥31,253,505 |
| 45 |
1.50% |
¥228,533 |
¥123,407,933 |
¥33,707,933 |
| 45 |
1.60% |
¥233,132 |
¥125,891,239 |
¥36,191,239 |
| 45 |
1.70% |
¥237,784 |
¥128,403,240 |
¥38,703,240 |
| 45 |
1.80% |
¥242,488 |
¥130,943,744 |
¥41,243,744 |
| 45 |
1.90% |
¥247,245 |
¥133,512,549 |
¥43,812,549 |
| 45 |
2.00% |
¥252,055 |
¥136,109,443 |
¥46,409,443 |
| 45 |
2.10% |
¥256,915 |
¥138,734,206 |
¥49,034,206 |
| 45 |
2.20% |
¥261,827 |
¥141,386,608 |
¥51,686,608 |
| 45 |
2.30% |
¥266,790 |
¥144,066,410 |
¥54,366,410 |
| 45 |
2.40% |
¥271,803 |
¥146,773,367 |
¥57,073,367 |
| 45 |
2.50% |
¥276,865 |
¥149,507,224 |
¥59,807,224 |
| 45 |
2.60% |
¥281,977 |
¥152,267,718 |
¥62,567,718 |
| 45 |
2.70% |
¥287,138 |
¥155,054,580 |
¥65,354,580 |
| 45 |
2.80% |
¥292,347 |
¥157,867,534 |
¥68,167,534 |
| 45 |
2.90% |
¥297,604 |
¥160,706,296 |
¥71,006,296 |
| 45 |
3.00% |
¥302,908 |
¥163,570,577 |
¥73,870,577 |
8970万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥214,311 |
¥102,869,265 |
¥13,169,265 |
| 40 |
0.80% |
¥218,429 |
¥104,845,780 |
¥15,145,780 |
| 40 |
0.90% |
¥222,596 |
¥106,845,946 |
¥17,145,946 |
| 40 |
1.00% |
¥226,812 |
¥108,869,698 |
¥19,169,698 |
| 40 |
1.10% |
¥231,077 |
¥110,916,962 |
¥21,216,962 |
| 40 |
1.20% |
¥235,391 |
¥112,987,654 |
¥23,287,654 |
| 40 |
1.30% |
¥239,754 |
¥115,081,689 |
¥25,381,689 |
| 40 |
1.40% |
¥244,165 |
¥117,198,968 |
¥27,498,968 |
| 40 |
1.50% |
¥248,624 |
¥119,339,391 |
¥29,639,391 |
| 40 |
1.60% |
¥253,131 |
¥121,502,849 |
¥31,802,849 |
| 40 |
1.70% |
¥257,686 |
¥123,689,224 |
¥33,989,224 |
| 40 |
1.80% |
¥262,288 |
¥125,898,396 |
¥36,198,396 |
| 40 |
1.90% |
¥266,938 |
¥128,130,235 |
¥38,430,235 |
| 40 |
2.00% |
¥271,635 |
¥130,384,607 |
¥40,684,607 |
| 40 |
2.10% |
¥276,378 |
¥132,661,371 |
¥42,961,371 |
| 40 |
2.20% |
¥281,167 |
¥134,960,378 |
¥45,260,378 |
| 40 |
2.30% |
¥286,003 |
¥137,281,478 |
¥47,581,478 |
| 40 |
2.40% |
¥290,884 |
¥139,624,511 |
¥49,924,511 |
| 40 |
2.50% |
¥295,811 |
¥141,989,314 |
¥52,289,314 |
| 40 |
2.60% |
¥300,783 |
¥144,375,716 |
¥54,675,716 |
| 40 |
2.70% |
¥305,799 |
¥146,783,545 |
¥57,083,545 |
| 40 |
2.80% |
¥310,860 |
¥149,212,621 |
¥59,512,621 |
| 40 |
2.90% |
¥315,964 |
¥151,662,760 |
¥61,962,760 |
| 40 |
3.00% |
¥321,112 |
¥154,133,773 |
¥64,433,773 |
8970万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥240,863 |
¥101,162,518 |
¥11,462,518 |
| 35 |
0.80% |
¥244,936 |
¥102,872,978 |
¥13,172,978 |
| 35 |
0.90% |
¥249,051 |
¥104,601,590 |
¥14,901,590 |
| 35 |
1.00% |
¥253,210 |
¥106,348,314 |
¥16,648,314 |
| 35 |
1.10% |
¥257,412 |
¥108,113,107 |
¥18,413,107 |
| 35 |
1.20% |
¥261,657 |
¥109,895,919 |
¥20,195,919 |
| 35 |
1.30% |
¥265,945 |
¥111,696,698 |
¥21,996,698 |
| 35 |
1.40% |
¥270,275 |
¥113,515,387 |
¥23,815,387 |
| 35 |
1.50% |
¥274,647 |
¥115,351,926 |
¥25,651,926 |
| 35 |
1.60% |
¥279,062 |
¥117,206,248 |
¥27,506,248 |
| 35 |
1.70% |
¥283,520 |
¥119,078,285 |
¥29,378,285 |
| 35 |
1.80% |
¥288,019 |
¥120,967,964 |
¥31,267,964 |
| 35 |
1.90% |
¥292,560 |
¥122,875,208 |
¥33,175,208 |
| 35 |
2.00% |
¥297,143 |
¥124,799,936 |
¥35,099,936 |
| 35 |
2.10% |
¥301,767 |
¥126,742,063 |
¥37,042,063 |
| 35 |
2.20% |
¥306,432 |
¥128,701,502 |
¥39,001,502 |
| 35 |
2.30% |
¥311,138 |
¥130,678,159 |
¥40,978,159 |
| 35 |
2.40% |
¥315,886 |
¥132,671,941 |
¥42,971,941 |
| 35 |
2.50% |
¥320,673 |
¥134,682,747 |
¥44,982,747 |
| 35 |
2.60% |
¥325,501 |
¥136,710,477 |
¥47,010,477 |
| 35 |
2.70% |
¥330,369 |
¥138,755,023 |
¥49,055,023 |
| 35 |
2.80% |
¥335,277 |
¥140,816,278 |
¥51,116,278 |
| 35 |
2.90% |
¥340,224 |
¥142,894,128 |
¥53,194,128 |
| 35 |
3.00% |
¥345,211 |
¥144,988,461 |
¥55,288,461 |
8970万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥276,317 |
¥99,473,970 |
¥9,773,970 |
| 30 |
0.80% |
¥280,344 |
¥100,923,901 |
¥11,223,901 |
| 30 |
0.90% |
¥284,409 |
¥102,387,196 |
¥12,687,196 |
| 30 |
1.00% |
¥288,511 |
¥103,863,834 |
¥14,163,834 |
| 30 |
1.10% |
¥292,649 |
¥105,353,789 |
¥15,653,789 |
| 30 |
1.20% |
¥296,825 |
¥106,857,036 |
¥17,157,036 |
| 30 |
1.30% |
¥301,038 |
¥108,373,544 |
¥18,673,544 |
| 30 |
1.40% |
¥305,287 |
¥109,903,283 |
¥20,203,283 |
| 30 |
1.50% |
¥309,573 |
¥111,446,218 |
¥21,746,218 |
| 30 |
1.60% |
¥313,895 |
¥113,002,315 |
¥23,302,315 |
| 30 |
1.70% |
¥318,254 |
¥114,571,535 |
¥24,871,535 |
| 30 |
1.80% |
¥322,650 |
¥116,153,838 |
¥26,453,838 |
| 30 |
1.90% |
¥327,081 |
¥117,749,181 |
¥28,049,181 |
| 30 |
2.00% |
¥331,549 |
¥119,357,520 |
¥29,657,520 |
| 30 |
2.10% |
¥336,052 |
¥120,978,808 |
¥31,278,808 |
| 30 |
2.20% |
¥340,592 |
¥122,612,996 |
¥32,912,996 |
| 30 |
2.30% |
¥345,167 |
¥124,260,033 |
¥34,560,033 |
| 30 |
2.40% |
¥349,777 |
¥125,919,866 |
¥36,219,866 |
| 30 |
2.50% |
¥354,423 |
¥127,592,441 |
¥37,892,441 |
| 30 |
2.60% |
¥359,105 |
¥129,277,700 |
¥39,577,700 |
| 30 |
2.70% |
¥363,821 |
¥130,975,584 |
¥41,275,584 |
| 30 |
2.80% |
¥368,572 |
¥132,686,034 |
¥42,986,034 |
| 30 |
2.90% |
¥373,358 |
¥134,408,985 |
¥44,708,985 |
| 30 |
3.00% |
¥378,179 |
¥136,144,375 |
¥46,444,375 |
8970万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥326,012 |
¥97,803,648 |
¥8,103,648 |
| 25 |
0.80% |
¥329,995 |
¥98,998,598 |
¥9,298,598 |
| 25 |
0.90% |
¥334,009 |
¥100,202,845 |
¥10,502,845 |
| 25 |
1.00% |
¥338,055 |
¥101,416,377 |
¥11,716,377 |
| 25 |
1.10% |
¥342,131 |
¥102,639,184 |
¥12,939,184 |
| 25 |
1.20% |
¥346,238 |
¥103,871,251 |
¥14,171,251 |
| 25 |
1.30% |
¥350,375 |
¥105,112,564 |
¥15,412,564 |
| 25 |
1.40% |
¥354,544 |
¥106,363,108 |
¥16,663,108 |
| 25 |
1.50% |
¥358,743 |
¥107,622,865 |
¥17,922,865 |
| 25 |
1.60% |
¥362,973 |
¥108,891,819 |
¥19,191,819 |
| 25 |
1.70% |
¥367,233 |
¥110,169,950 |
¥20,469,950 |
| 25 |
1.80% |
¥371,524 |
¥111,457,239 |
¥21,757,239 |
| 25 |
1.90% |
¥375,846 |
¥112,753,664 |
¥23,053,664 |
| 25 |
2.00% |
¥380,197 |
¥114,059,203 |
¥24,359,203 |
| 25 |
2.10% |
¥384,579 |
¥115,373,833 |
¥25,673,833 |
| 25 |
2.20% |
¥388,992 |
¥116,697,529 |
¥26,997,529 |
| 25 |
2.30% |
¥393,434 |
¥118,030,268 |
¥28,330,268 |
| 25 |
2.40% |
¥397,907 |
¥119,372,022 |
¥29,672,022 |
| 25 |
2.50% |
¥402,409 |
¥120,722,763 |
¥31,022,763 |
| 25 |
2.60% |
¥406,942 |
¥122,082,464 |
¥32,382,464 |
| 25 |
2.70% |
¥411,504 |
¥123,451,096 |
¥33,751,096 |
| 25 |
2.80% |
¥416,095 |
¥124,828,627 |
¥35,128,627 |
| 25 |
2.90% |
¥420,717 |
¥126,215,028 |
¥36,515,028 |
| 25 |
3.00% |
¥425,368 |
¥127,610,265 |
¥37,910,265 |
8970万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥400,632 |
¥96,151,579 |
¥6,451,579 |
| 20 |
0.80% |
¥404,571 |
¥97,097,111 |
¥7,397,111 |
| 20 |
0.90% |
¥408,536 |
¥98,048,602 |
¥8,348,602 |
| 20 |
1.00% |
¥412,525 |
¥99,006,046 |
¥9,306,046 |
| 20 |
1.10% |
¥416,539 |
¥99,969,439 |
¥10,269,439 |
| 20 |
1.20% |
¥420,578 |
¥100,938,775 |
¥11,238,775 |
| 20 |
1.30% |
¥424,642 |
¥101,914,048 |
¥12,214,048 |
| 20 |
1.40% |
¥428,730 |
¥102,895,250 |
¥13,195,250 |
| 20 |
1.50% |
¥432,843 |
¥103,882,376 |
¥14,182,376 |
| 20 |
1.60% |
¥436,981 |
¥104,875,416 |
¥15,175,416 |
| 20 |
1.70% |
¥441,143 |
¥105,874,364 |
¥16,174,364 |
| 20 |
1.80% |
¥445,330 |
¥106,879,211 |
¥17,179,211 |
| 20 |
1.90% |
¥449,541 |
¥107,889,947 |
¥18,189,947 |
| 20 |
2.00% |
¥453,777 |
¥108,906,564 |
¥19,206,564 |
| 20 |
2.10% |
¥458,038 |
¥109,929,052 |
¥20,229,052 |
| 20 |
2.20% |
¥462,322 |
¥110,957,400 |
¥21,257,400 |
| 20 |
2.30% |
¥466,632 |
¥111,991,597 |
¥22,291,597 |
| 20 |
2.40% |
¥470,965 |
¥113,031,632 |
¥23,331,632 |
| 20 |
2.50% |
¥475,323 |
¥114,077,495 |
¥24,377,495 |
| 20 |
2.60% |
¥479,705 |
¥115,129,172 |
¥25,429,172 |
| 20 |
2.70% |
¥484,111 |
¥116,186,651 |
¥26,486,651 |
| 20 |
2.80% |
¥488,541 |
¥117,249,920 |
¥27,549,920 |
| 20 |
2.90% |
¥492,996 |
¥118,318,964 |
¥28,618,964 |
| 20 |
3.00% |
¥497,474 |
¥119,393,771 |
¥29,693,771 |
8970万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥525,099 |
¥94,517,783 |
¥4,817,783 |
| 15 |
0.80% |
¥528,997 |
¥95,219,475 |
¥5,519,475 |
| 15 |
0.90% |
¥532,914 |
¥95,924,523 |
¥6,224,523 |
| 15 |
1.00% |
¥536,850 |
¥96,632,924 |
¥6,932,924 |
| 15 |
1.10% |
¥540,804 |
¥97,344,678 |
¥7,644,678 |
| 15 |
1.20% |
¥544,777 |
¥98,059,781 |
¥8,359,781 |
| 15 |
1.30% |
¥548,768 |
¥98,778,232 |
¥9,078,232 |
| 15 |
1.40% |
¥552,778 |
¥99,500,029 |
¥9,800,029 |
| 15 |
1.50% |
¥556,806 |
¥100,225,168 |
¥10,525,168 |
| 15 |
1.60% |
¥560,854 |
¥100,953,648 |
¥11,253,648 |
| 15 |
1.70% |
¥564,919 |
¥101,685,466 |
¥11,985,466 |
| 15 |
1.80% |
¥569,003 |
¥102,420,618 |
¥12,720,618 |
| 15 |
1.90% |
¥573,106 |
¥103,159,102 |
¥13,459,102 |
| 15 |
2.00% |
¥577,227 |
¥103,900,915 |
¥14,200,915 |
| 15 |
2.10% |
¥581,367 |
¥104,646,053 |
¥14,946,053 |
| 15 |
2.20% |
¥585,525 |
¥105,394,513 |
¥15,694,513 |
| 15 |
2.30% |
¥589,702 |
¥106,146,290 |
¥16,446,290 |
| 15 |
2.40% |
¥593,897 |
¥106,901,383 |
¥17,201,383 |
| 15 |
2.50% |
¥598,110 |
¥107,659,786 |
¥17,959,786 |
| 15 |
2.60% |
¥602,342 |
¥108,421,495 |
¥18,721,495 |
| 15 |
2.70% |
¥606,592 |
¥109,186,507 |
¥19,486,507 |
| 15 |
2.80% |
¥610,860 |
¥109,954,816 |
¥20,254,816 |
| 15 |
2.90% |
¥615,147 |
¥110,726,420 |
¥21,026,420 |
| 15 |
3.00% |
¥619,452 |
¥111,501,312 |
¥21,801,312 |
8970万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥774,186 |
¥92,902,274 |
¥3,202,274 |
| 10 |
0.80% |
¥778,048 |
¥93,365,716 |
¥3,665,716 |
| 10 |
0.90% |
¥781,922 |
¥93,830,650 |
¥4,130,650 |
| 10 |
1.00% |
¥785,809 |
¥94,297,076 |
¥4,597,076 |
| 10 |
1.10% |
¥789,708 |
¥94,764,994 |
¥5,064,994 |
| 10 |
1.20% |
¥793,620 |
¥95,234,403 |
¥5,534,403 |
| 10 |
1.30% |
¥797,544 |
¥95,705,302 |
¥6,005,302 |
| 10 |
1.40% |
¥801,481 |
¥96,177,692 |
¥6,477,692 |
| 10 |
1.50% |
¥805,430 |
¥96,651,570 |
¥6,951,570 |
| 10 |
1.60% |
¥809,391 |
¥97,126,938 |
¥7,426,938 |
| 10 |
1.70% |
¥813,365 |
¥97,603,793 |
¥7,903,793 |
| 10 |
1.80% |
¥817,351 |
¥98,082,136 |
¥8,382,136 |
| 10 |
1.90% |
¥821,350 |
¥98,561,966 |
¥8,861,966 |
| 10 |
2.00% |
¥825,361 |
¥99,043,282 |
¥9,343,282 |
| 10 |
2.10% |
¥829,384 |
¥99,526,083 |
¥9,826,083 |
| 10 |
2.20% |
¥833,420 |
¥100,010,368 |
¥10,310,368 |
| 10 |
2.30% |
¥837,468 |
¥100,496,137 |
¥10,796,137 |
| 10 |
2.40% |
¥841,528 |
¥100,983,389 |
¥11,283,389 |
| 10 |
2.50% |
¥845,601 |
¥101,472,122 |
¥11,772,122 |
| 10 |
2.60% |
¥849,686 |
¥101,962,337 |
¥12,262,337 |
| 10 |
2.70% |
¥853,784 |
¥102,454,031 |
¥12,754,031 |
| 10 |
2.80% |
¥857,893 |
¥102,947,205 |
¥13,247,205 |
| 10 |
2.90% |
¥862,015 |
¥103,441,857 |
¥13,741,857 |
| 10 |
3.00% |
¥866,150 |
¥103,937,986 |
¥14,237,986 |