8980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8980万円の住宅ローン｜期間・年数別
8980万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥177,426 | ¥106,455,766 | ¥16,655,766 |
| 50 | 0.80% | ¥181,639 | ¥108,983,687 | ¥19,183,687 |
| 50 | 0.90% | ¥185,914 | ¥111,548,394 | ¥21,748,394 |
| 50 | 1.00% | ¥190,250 | ¥114,149,726 | ¥24,349,726 |
| 50 | 1.10% | ¥194,646 | ¥116,787,508 | ¥26,987,508 |
| 50 | 1.20% | ¥199,103 | ¥119,461,544 | ¥29,661,544 |
| 50 | 1.30% | ¥203,619 | ¥122,171,623 | ¥32,371,623 |
| 50 | 1.40% | ¥208,196 | ¥124,917,520 | ¥35,117,520 |
| 50 | 1.50% | ¥212,832 | ¥127,698,990 | ¥37,898,990 |
| 50 | 1.60% | ¥217,526 | ¥130,515,776 | ¥40,715,776 |
| 50 | 1.70% | ¥222,279 | ¥133,367,604 | ¥43,567,604 |
| 50 | 1.80% | ¥227,090 | ¥136,254,186 | ¥46,454,186 |
| 50 | 1.90% | ¥231,959 | ¥139,175,220 | ¥49,375,220 |
| 50 | 2.00% | ¥236,884 | ¥142,130,391 | ¥52,330,391 |
| 50 | 2.10% | ¥241,866 | ¥145,119,369 | ¥55,319,369 |
| 50 | 2.20% | ¥246,903 | ¥148,141,813 | ¥58,341,813 |
| 50 | 2.30% | ¥251,996 | ¥151,197,370 | ¥61,397,370 |
| 50 | 2.40% | ¥257,143 | ¥154,285,676 | ¥64,485,676 |
| 50 | 2.50% | ¥262,344 | ¥157,406,353 | ¥67,606,353 |
| 50 | 2.60% | ¥267,598 | ¥160,559,016 | ¥70,759,016 |
| 50 | 2.70% | ¥272,905 | ¥163,743,269 | ¥73,943,269 |
| 50 | 2.80% | ¥278,265 | ¥166,958,708 | ¥77,158,708 |
| 50 | 2.90% | ¥283,675 | ¥170,204,917 | ¥80,404,917 |
| 50 | 3.00% | ¥289,136 | ¥173,481,476 | ¥83,681,476 |
8980万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥193,909 | ¥104,710,782 | ¥14,910,782 |
| 45 | 0.80% | ¥198,077 | ¥106,961,361 | ¥17,161,361 |
| 45 | 0.90% | ¥202,300 | ¥109,241,826 | ¥19,441,826 |
| 45 | 1.00% | ¥206,578 | ¥111,552,072 | ¥21,752,072 |
| 45 | 1.10% | ¥210,911 | ¥113,891,982 | ¥24,091,982 |
| 45 | 1.20% | ¥215,299 | ¥116,261,426 | ¥26,461,426 |
| 45 | 1.30% | ¥219,741 | ¥118,660,265 | ¥28,860,265 |
| 45 | 1.40% | ¥224,238 | ¥121,088,347 | ¥31,288,347 |
| 45 | 1.50% | ¥228,788 | ¥123,545,512 | ¥33,745,512 |
| 45 | 1.60% | ¥233,392 | ¥126,031,586 | ¥36,231,586 |
| 45 | 1.70% | ¥238,049 | ¥128,546,387 | ¥38,746,387 |
| 45 | 1.80% | ¥242,759 | ¥131,089,723 | ¥41,289,723 |
| 45 | 1.90% | ¥247,521 | ¥133,661,392 | ¥43,861,392 |
| 45 | 2.00% | ¥252,336 | ¥136,261,181 | ¥46,461,181 |
| 45 | 2.10% | ¥257,202 | ¥138,888,870 | ¥49,088,870 |
| 45 | 2.20% | ¥262,119 | ¥141,544,229 | ¥51,744,229 |
| 45 | 2.30% | ¥267,087 | ¥144,227,019 | ¥54,427,019 |
| 45 | 2.40% | ¥272,106 | ¥146,936,994 | ¥57,136,994 |
| 45 | 2.50% | ¥277,174 | ¥149,673,899 | ¥59,873,899 |
| 45 | 2.60% | ¥282,292 | ¥152,437,470 | ¥62,637,470 |
| 45 | 2.70% | ¥287,458 | ¥155,227,439 | ¥65,427,439 |
| 45 | 2.80% | ¥292,673 | ¥158,043,529 | ¥68,243,529 |
| 45 | 2.90% | ¥297,936 | ¥160,885,456 | ¥71,085,456 |
| 45 | 3.00% | ¥303,246 | ¥163,752,930 | ¥73,952,930 |
8980万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥214,550 | ¥102,983,947 | ¥13,183,947 |
| 40 | 0.80% | ¥218,672 | ¥104,962,665 | ¥15,162,665 |
| 40 | 0.90% | ¥222,844 | ¥106,965,061 | ¥17,165,061 |
| 40 | 1.00% | ¥227,065 | ¥108,991,069 | ¥19,191,069 |
| 40 | 1.10% | ¥231,335 | ¥111,040,615 | ¥21,240,615 |
| 40 | 1.20% | ¥235,653 | ¥113,113,616 | ¥23,313,616 |
| 40 | 1.30% | ¥240,021 | ¥115,209,985 | ¥25,409,985 |
| 40 | 1.40% | ¥244,437 | ¥117,329,625 | ¥27,529,625 |
| 40 | 1.50% | ¥248,901 | ¥119,472,434 | ¥29,672,434 |
| 40 | 1.60% | ¥253,413 | ¥121,638,303 | ¥31,838,303 |
| 40 | 1.70% | ¥257,973 | ¥123,827,116 | ¥34,027,116 |
| 40 | 1.80% | ¥262,581 | ¥126,038,751 | ¥36,238,751 |
| 40 | 1.90% | ¥267,236 | ¥128,273,078 | ¥38,473,078 |
| 40 | 2.00% | ¥271,937 | ¥130,529,963 | ¥40,729,963 |
| 40 | 2.10% | ¥276,686 | ¥132,809,265 | ¥43,009,265 |
| 40 | 2.20% | ¥281,481 | ¥135,110,836 | ¥45,310,836 |
| 40 | 2.30% | ¥286,322 | ¥137,434,523 | ¥47,634,523 |
| 40 | 2.40% | ¥291,209 | ¥139,780,168 | ¥49,980,168 |
| 40 | 2.50% | ¥296,141 | ¥142,147,607 | ¥52,347,607 |
| 40 | 2.60% | ¥301,118 | ¥144,536,670 | ¥54,736,670 |
| 40 | 2.70% | ¥306,140 | ¥146,947,184 | ¥57,147,184 |
| 40 | 2.80% | ¥311,206 | ¥149,378,968 | ¥59,578,968 |
| 40 | 2.90% | ¥316,316 | ¥151,831,838 | ¥62,031,838 |
| 40 | 3.00% | ¥321,470 | ¥154,305,605 | ¥64,505,605 |
8980万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥241,132 | ¥101,275,297 | ¥11,475,297 |
| 35 | 0.80% | ¥245,209 | ¥102,987,663 | ¥13,187,663 |
| 35 | 0.90% | ¥249,329 | ¥104,718,203 | ¥14,918,203 |
| 35 | 1.00% | ¥253,493 | ¥106,466,874 | ¥16,666,874 |
| 35 | 1.10% | ¥257,699 | ¥108,233,634 | ¥18,433,634 |
| 35 | 1.20% | ¥261,949 | ¥110,018,434 | ¥20,218,434 |
| 35 | 1.30% | ¥266,241 | ¥111,821,221 | ¥22,021,221 |
| 35 | 1.40% | ¥270,576 | ¥113,641,938 | ¥23,841,938 |
| 35 | 1.50% | ¥274,954 | ¥115,480,523 | ¥25,680,523 |
| 35 | 1.60% | ¥279,374 | ¥117,336,913 | ¥27,536,913 |
| 35 | 1.70% | ¥283,836 | ¥119,211,037 | ¥29,411,037 |
| 35 | 1.80% | ¥288,340 | ¥121,102,823 | ¥31,302,823 |
| 35 | 1.90% | ¥292,886 | ¥123,012,193 | ¥33,212,193 |
| 35 | 2.00% | ¥297,474 | ¥124,939,066 | ¥35,139,066 |
| 35 | 2.10% | ¥302,103 | ¥126,883,359 | ¥37,083,359 |
| 35 | 2.20% | ¥306,774 | ¥128,844,981 | ¥39,044,981 |
| 35 | 2.30% | ¥311,485 | ¥130,823,843 | ¥41,023,843 |
| 35 | 2.40% | ¥316,238 | ¥132,819,847 | ¥43,019,847 |
| 35 | 2.50% | ¥321,031 | ¥134,832,895 | ¥45,032,895 |
| 35 | 2.60% | ¥325,864 | ¥136,862,885 | ¥47,062,885 |
| 35 | 2.70% | ¥330,737 | ¥138,909,711 | ¥49,109,711 |
| 35 | 2.80% | ¥335,651 | ¥140,973,263 | ¥51,173,263 |
| 35 | 2.90% | ¥340,603 | ¥143,053,431 | ¥53,253,431 |
| 35 | 3.00% | ¥345,595 | ¥145,150,098 | ¥55,350,098 |
8980万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥276,625 | ¥99,584,866 | ¥9,784,866 |
| 30 | 0.80% | ¥280,657 | ¥101,036,414 | ¥11,236,414 |
| 30 | 0.90% | ¥284,726 | ¥102,501,340 | ¥12,701,340 |
| 30 | 1.00% | ¥288,832 | ¥103,979,624 | ¥14,179,624 |
| 30 | 1.10% | ¥292,976 | ¥105,471,241 | ¥15,671,241 |
| 30 | 1.20% | ¥297,156 | ¥106,976,163 | ¥17,176,163 |
| 30 | 1.30% | ¥301,373 | ¥108,494,361 | ¥18,694,361 |
| 30 | 1.40% | ¥305,627 | ¥110,025,806 | ¥20,225,806 |
| 30 | 1.50% | ¥309,918 | ¥111,570,462 | ¥21,770,462 |
| 30 | 1.60% | ¥314,245 | ¥113,128,293 | ¥23,328,293 |
| 30 | 1.70% | ¥318,609 | ¥114,699,263 | ¥24,899,263 |
| 30 | 1.80% | ¥323,009 | ¥116,283,330 | ¥26,483,330 |
| 30 | 1.90% | ¥327,446 | ¥117,880,451 | ¥28,080,451 |
| 30 | 2.00% | ¥331,918 | ¥119,490,583 | ¥29,690,583 |
| 30 | 2.10% | ¥336,427 | ¥121,113,678 | ¥31,313,678 |
| 30 | 2.20% | ¥340,971 | ¥122,749,688 | ¥32,949,688 |
| 30 | 2.30% | ¥345,552 | ¥124,398,561 | ¥34,598,561 |
| 30 | 2.40% | ¥350,167 | ¥126,060,245 | ¥36,260,245 |
| 30 | 2.50% | ¥354,819 | ¥127,734,684 | ¥37,934,684 |
| 30 | 2.60% | ¥359,505 | ¥129,421,822 | ¥39,621,822 |
| 30 | 2.70% | ¥364,227 | ¥131,121,599 | ¥41,321,599 |
| 30 | 2.80% | ¥368,983 | ¥132,833,956 | ¥43,033,956 |
| 30 | 2.90% | ¥373,775 | ¥134,558,828 | ¥44,758,828 |
| 30 | 3.00% | ¥378,600 | ¥136,296,152 | ¥46,496,152 |
8980万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥326,376 | ¥97,912,683 | ¥8,112,683 |
| 25 | 0.80% | ¥330,363 | ¥99,108,964 | ¥9,308,964 |
| 25 | 0.90% | ¥334,382 | ¥100,314,554 | ¥10,514,554 |
| 25 | 1.00% | ¥338,431 | ¥101,529,439 | ¥11,729,439 |
| 25 | 1.10% | ¥342,512 | ¥102,753,609 | ¥12,953,609 |
| 25 | 1.20% | ¥346,623 | ¥103,987,049 | ¥14,187,049 |
| 25 | 1.30% | ¥350,766 | ¥105,229,746 | ¥15,429,746 |
| 25 | 1.40% | ¥354,939 | ¥106,481,684 | ¥16,681,684 |
| 25 | 1.50% | ¥359,143 | ¥107,742,846 | ¥17,942,846 |
| 25 | 1.60% | ¥363,377 | ¥109,013,215 | ¥19,213,215 |
| 25 | 1.70% | ¥367,643 | ¥110,292,771 | ¥20,492,771 |
| 25 | 1.80% | ¥371,938 | ¥111,581,494 | ¥21,781,494 |
| 25 | 1.90% | ¥376,265 | ¥112,879,364 | ¥23,079,364 |
| 25 | 2.00% | ¥380,621 | ¥114,186,359 | ¥24,386,359 |
| 25 | 2.10% | ¥385,008 | ¥115,502,454 | ¥25,702,454 |
| 25 | 2.20% | ¥389,425 | ¥116,827,627 | ¥27,027,627 |
| 25 | 2.30% | ¥393,873 | ¥118,161,851 | ¥28,361,851 |
| 25 | 2.40% | ¥398,350 | ¥119,505,101 | ¥29,705,101 |
| 25 | 2.50% | ¥402,858 | ¥120,857,348 | ¥31,057,348 |
| 25 | 2.60% | ¥407,395 | ¥122,218,565 | ¥32,418,565 |
| 25 | 2.70% | ¥411,962 | ¥123,588,723 | ¥33,788,723 |
| 25 | 2.80% | ¥416,559 | ¥124,967,790 | ¥35,167,790 |
| 25 | 2.90% | ¥421,186 | ¥126,355,736 | ¥36,555,736 |
| 25 | 3.00% | ¥425,842 | ¥127,752,528 | ¥37,952,528 |
8980万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥401,078 | ¥96,258,772 | ¥6,458,772 |
| 20 | 0.80% | ¥405,022 | ¥97,205,358 | ¥7,405,358 |
| 20 | 0.90% | ¥408,991 | ¥98,157,909 | ¥8,357,909 |
| 20 | 1.00% | ¥412,985 | ¥99,116,421 | ¥9,316,421 |
| 20 | 1.10% | ¥417,004 | ¥100,080,888 | ¥10,280,888 |
| 20 | 1.20% | ¥421,047 | ¥101,051,305 | ¥11,251,305 |
| 20 | 1.30% | ¥425,115 | ¥102,027,664 | ¥12,227,664 |
| 20 | 1.40% | ¥429,208 | ¥103,009,961 | ¥13,209,961 |
| 20 | 1.50% | ¥433,326 | ¥103,998,187 | ¥14,198,187 |
| 20 | 1.60% | ¥437,468 | ¥104,992,334 | ¥15,192,334 |
| 20 | 1.70% | ¥441,635 | ¥105,992,396 | ¥16,192,396 |
| 20 | 1.80% | ¥445,827 | ¥106,998,363 | ¥17,198,363 |
| 20 | 1.90% | ¥450,043 | ¥108,010,226 | ¥18,210,226 |
| 20 | 2.00% | ¥454,283 | ¥109,027,976 | ¥19,227,976 |
| 20 | 2.10% | ¥458,548 | ¥110,051,604 | ¥20,251,604 |
| 20 | 2.20% | ¥462,838 | ¥111,081,098 | ¥21,281,098 |
| 20 | 2.30% | ¥467,152 | ¥112,116,448 | ¥22,316,448 |
| 20 | 2.40% | ¥471,490 | ¥113,157,643 | ¥23,357,643 |
| 20 | 2.50% | ¥475,853 | ¥114,204,672 | ¥24,404,672 |
| 20 | 2.60% | ¥480,240 | ¥115,257,521 | ¥25,457,521 |
| 20 | 2.70% | ¥484,651 | ¥116,316,179 | ¥26,516,179 |
| 20 | 2.80% | ¥489,086 | ¥117,380,633 | ¥27,580,633 |
| 20 | 2.90% | ¥493,545 | ¥118,450,869 | ¥28,650,869 |
| 20 | 3.00% | ¥498,029 | ¥119,526,874 | ¥29,726,874 |
8980万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥525,684 | ¥94,623,154 | ¥4,823,154 |
| 15 | 0.80% | ¥529,587 | ¥95,325,628 | ¥5,525,628 |
| 15 | 0.90% | ¥533,508 | ¥96,031,462 | ¥6,231,462 |
| 15 | 1.00% | ¥537,448 | ¥96,740,653 | ¥6,940,653 |
| 15 | 1.10% | ¥541,407 | ¥97,453,200 | ¥7,653,200 |
| 15 | 1.20% | ¥545,384 | ¥98,169,101 | ¥8,369,101 |
| 15 | 1.30% | ¥549,380 | ¥98,888,353 | ¥9,088,353 |
| 15 | 1.40% | ¥553,394 | ¥99,610,954 | ¥9,810,954 |
| 15 | 1.50% | ¥557,427 | ¥100,336,902 | ¥10,536,902 |
| 15 | 1.60% | ¥561,479 | ¥101,066,194 | ¥11,266,194 |
| 15 | 1.70% | ¥565,549 | ¥101,798,827 | ¥11,998,827 |
| 15 | 1.80% | ¥569,638 | ¥102,534,799 | ¥12,734,799 |
| 15 | 1.90% | ¥573,745 | ¥103,274,107 | ¥13,474,107 |
| 15 | 2.00% | ¥577,871 | ¥104,016,746 | ¥14,216,746 |
| 15 | 2.10% | ¥582,015 | ¥104,762,715 | ¥14,962,715 |
| 15 | 2.20% | ¥586,178 | ¥105,512,009 | ¥15,712,009 |
| 15 | 2.30% | ¥590,359 | ¥106,264,625 | ¥16,464,625 |
| 15 | 2.40% | ¥594,559 | ¥107,020,559 | ¥17,220,559 |
| 15 | 2.50% | ¥598,777 | ¥107,779,808 | ¥17,979,808 |
| 15 | 2.60% | ¥603,013 | ¥108,542,366 | ¥18,742,366 |
| 15 | 2.70% | ¥607,268 | ¥109,308,231 | ¥19,508,231 |
| 15 | 2.80% | ¥611,541 | ¥110,077,397 | ¥20,277,397 |
| 15 | 2.90% | ¥615,833 | ¥110,849,860 | ¥21,049,860 |
| 15 | 3.00% | ¥620,142 | ¥111,625,616 | ¥21,825,616 |
8980万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥775,049 | ¥93,005,844 | ¥3,205,844 |
| 10 | 0.80% | ¥778,915 | ¥93,469,802 | ¥3,669,802 |
| 10 | 0.90% | ¥782,794 | ¥93,935,255 | ¥4,135,255 |
| 10 | 1.00% | ¥786,685 | ¥94,402,201 | ¥4,602,201 |
| 10 | 1.10% | ¥790,589 | ¥94,870,641 | ¥5,070,641 |
| 10 | 1.20% | ¥794,505 | ¥95,340,573 | ¥5,540,573 |
| 10 | 1.30% | ¥798,433 | ¥95,811,997 | ¥6,011,997 |
| 10 | 1.40% | ¥802,374 | ¥96,284,913 | ¥6,484,913 |
| 10 | 1.50% | ¥806,328 | ¥96,759,320 | ¥6,959,320 |
| 10 | 1.60% | ¥810,293 | ¥97,235,218 | ¥7,435,218 |
| 10 | 1.70% | ¥814,272 | ¥97,712,605 | ¥7,912,605 |
| 10 | 1.80% | ¥818,262 | ¥98,191,481 | ¥8,391,481 |
| 10 | 1.90% | ¥822,265 | ¥98,671,846 | ¥8,871,846 |
| 10 | 2.00% | ¥826,281 | ¥99,153,698 | ¥9,353,698 |
| 10 | 2.10% | ¥830,309 | ¥99,637,037 | ¥9,837,037 |
| 10 | 2.20% | ¥834,349 | ¥100,121,862 | ¥10,321,862 |
| 10 | 2.30% | ¥838,401 | ¥100,608,173 | ¥10,808,173 |
| 10 | 2.40% | ¥842,466 | ¥101,095,968 | ¥11,295,968 |
| 10 | 2.50% | ¥846,544 | ¥101,585,246 | ¥11,785,246 |
| 10 | 2.60% | ¥850,633 | ¥102,076,007 | ¥12,276,007 |
| 10 | 2.70% | ¥854,735 | ¥102,568,250 | ¥12,768,250 |
| 10 | 2.80% | ¥858,850 | ¥103,061,973 | ¥13,261,973 |
| 10 | 2.90% | ¥862,976 | ¥103,557,177 | ¥13,757,177 |
| 10 | 3.00% | ¥867,115 | ¥104,053,858 | ¥14,253,858 |
