8990万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。8990万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
8990万円の住宅ローン｜期間・年数別
8990万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥177,624 | ¥106,574,313 | ¥16,674,313 |
| 50 | 0.80% | ¥181,842 | ¥109,105,049 | ¥19,205,049 |
| 50 | 0.90% | ¥186,121 | ¥111,672,612 | ¥21,772,612 |
| 50 | 1.00% | ¥190,461 | ¥114,276,842 | ¥24,376,842 |
| 50 | 1.10% | ¥194,863 | ¥116,917,561 | ¥27,017,561 |
| 50 | 1.20% | ¥199,324 | ¥119,594,574 | ¥29,694,574 |
| 50 | 1.30% | ¥203,846 | ¥122,307,672 | ¥32,407,672 |
| 50 | 1.40% | ¥208,428 | ¥125,056,626 | ¥35,156,626 |
| 50 | 1.50% | ¥213,069 | ¥127,841,194 | ¥37,941,194 |
| 50 | 1.60% | ¥217,769 | ¥130,661,117 | ¥40,761,117 |
| 50 | 1.70% | ¥222,527 | ¥133,516,120 | ¥43,616,120 |
| 50 | 1.80% | ¥227,343 | ¥136,405,917 | ¥46,505,917 |
| 50 | 1.90% | ¥232,217 | ¥139,330,204 | ¥49,430,204 |
| 50 | 2.00% | ¥237,148 | ¥142,288,665 | ¥52,388,665 |
| 50 | 2.10% | ¥242,135 | ¥145,280,972 | ¥55,380,972 |
| 50 | 2.20% | ¥247,178 | ¥148,306,782 | ¥58,406,782 |
| 50 | 2.30% | ¥252,276 | ¥151,365,742 | ¥61,465,742 |
| 50 | 2.40% | ¥257,429 | ¥154,457,486 | ¥64,557,486 |
| 50 | 2.50% | ¥262,636 | ¥157,581,638 | ¥67,681,638 |
| 50 | 2.60% | ¥267,896 | ¥160,737,812 | ¥70,837,812 |
| 50 | 2.70% | ¥273,209 | ¥163,925,611 | ¥74,025,611 |
| 50 | 2.80% | ¥278,574 | ¥167,144,630 | ¥77,244,630 |
| 50 | 2.90% | ¥283,991 | ¥170,394,455 | ¥80,494,455 |
| 50 | 3.00% | ¥289,458 | ¥173,674,662 | ¥83,774,662 |
8990万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥194,125 | ¥104,827,387 | ¥14,927,387 |
| 45 | 0.80% | ¥198,297 | ¥107,080,471 | ¥17,180,471 |
| 45 | 0.90% | ¥202,525 | ¥109,363,476 | ¥19,463,476 |
| 45 | 1.00% | ¥206,808 | ¥111,676,295 | ¥21,776,295 |
| 45 | 1.10% | ¥211,146 | ¥114,018,810 | ¥24,118,810 |
| 45 | 1.20% | ¥215,539 | ¥116,390,893 | ¥26,490,893 |
| 45 | 1.30% | ¥219,986 | ¥118,792,403 | ¥28,892,403 |
| 45 | 1.40% | ¥224,487 | ¥121,223,189 | ¥31,323,189 |
| 45 | 1.50% | ¥229,043 | ¥123,683,090 | ¥33,783,090 |
| 45 | 1.60% | ¥233,652 | ¥126,171,933 | ¥36,271,933 |
| 45 | 1.70% | ¥238,314 | ¥128,689,535 | ¥38,789,535 |
| 45 | 1.80% | ¥243,029 | ¥131,235,703 | ¥41,335,703 |
| 45 | 1.90% | ¥247,797 | ¥133,810,235 | ¥43,910,235 |
| 45 | 2.00% | ¥252,617 | ¥136,412,920 | ¥46,512,920 |
| 45 | 2.10% | ¥257,488 | ¥139,043,535 | ¥49,143,535 |
| 45 | 2.20% | ¥262,411 | ¥141,701,851 | ¥51,801,851 |
| 45 | 2.30% | ¥267,384 | ¥144,387,629 | ¥54,487,629 |
| 45 | 2.40% | ¥272,409 | ¥147,100,621 | ¥57,200,621 |
| 45 | 2.50% | ¥277,483 | ¥149,840,573 | ¥59,940,573 |
| 45 | 2.60% | ¥282,606 | ¥152,607,222 | ¥62,707,222 |
| 45 | 2.70% | ¥287,778 | ¥155,400,298 | ¥65,500,298 |
| 45 | 2.80% | ¥292,999 | ¥158,219,524 | ¥68,319,524 |
| 45 | 2.90% | ¥298,268 | ¥161,064,616 | ¥71,164,616 |
| 45 | 3.00% | ¥303,584 | ¥163,935,283 | ¥74,035,283 |
8990万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥214,789 | ¥103,098,628 | ¥13,198,628 |
| 40 | 0.80% | ¥218,916 | ¥105,079,550 | ¥15,179,550 |
| 40 | 0.90% | ¥223,092 | ¥107,084,176 | ¥17,184,176 |
| 40 | 1.00% | ¥227,318 | ¥109,112,440 | ¥19,212,440 |
| 40 | 1.10% | ¥231,592 | ¥111,164,268 | ¥21,264,268 |
| 40 | 1.20% | ¥235,916 | ¥113,239,578 | ¥23,339,578 |
| 40 | 1.30% | ¥240,288 | ¥115,338,281 | ¥25,438,281 |
| 40 | 1.40% | ¥244,709 | ¥117,460,281 | ¥27,560,281 |
| 40 | 1.50% | ¥249,178 | ¥119,605,477 | ¥29,705,477 |
| 40 | 1.60% | ¥253,695 | ¥121,773,758 | ¥31,873,758 |
| 40 | 1.70% | ¥258,260 | ¥123,965,009 | ¥34,065,009 |
| 40 | 1.80% | ¥262,873 | ¥126,179,106 | ¥36,279,106 |
| 40 | 1.90% | ¥267,533 | ¥128,415,922 | ¥38,515,922 |
| 40 | 2.00% | ¥272,240 | ¥130,675,320 | ¥40,775,320 |
| 40 | 2.10% | ¥276,994 | ¥132,957,160 | ¥43,057,160 |
| 40 | 2.20% | ¥281,794 | ¥135,261,293 | ¥45,361,293 |
| 40 | 2.30% | ¥286,641 | ¥137,587,568 | ¥47,687,568 |
| 40 | 2.40% | ¥291,533 | ¥139,935,825 | ¥50,035,825 |
| 40 | 2.50% | ¥296,471 | ¥142,305,901 | ¥52,405,901 |
| 40 | 2.60% | ¥301,453 | ¥144,697,624 | ¥54,797,624 |
| 40 | 2.70% | ¥306,481 | ¥147,110,822 | ¥57,210,822 |
| 40 | 2.80% | ¥311,553 | ¥149,545,314 | ¥59,645,314 |
| 40 | 2.90% | ¥316,669 | ¥152,000,915 | ¥62,100,915 |
| 40 | 3.00% | ¥321,828 | ¥154,477,438 | ¥64,577,438 |
8990万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥241,400 | ¥101,388,076 | ¥11,488,076 |
| 35 | 0.80% | ¥245,482 | ¥103,102,349 | ¥13,202,349 |
| 35 | 0.90% | ¥249,607 | ¥104,834,815 | ¥14,934,815 |
| 35 | 1.00% | ¥253,775 | ¥106,585,434 | ¥16,685,434 |
| 35 | 1.10% | ¥257,986 | ¥108,354,162 | ¥18,454,162 |
| 35 | 1.20% | ¥262,240 | ¥110,140,949 | ¥20,240,949 |
| 35 | 1.30% | ¥266,537 | ¥111,945,743 | ¥22,045,743 |
| 35 | 1.40% | ¥270,877 | ¥113,768,488 | ¥23,868,488 |
| 35 | 1.50% | ¥275,260 | ¥115,609,121 | ¥25,709,121 |
| 35 | 1.60% | ¥279,685 | ¥117,467,578 | ¥27,567,578 |
| 35 | 1.70% | ¥284,152 | ¥119,343,789 | ¥29,443,789 |
| 35 | 1.80% | ¥288,661 | ¥121,237,681 | ¥31,337,681 |
| 35 | 1.90% | ¥293,212 | ¥123,149,177 | ¥33,249,177 |
| 35 | 2.00% | ¥297,805 | ¥125,078,197 | ¥35,178,197 |
| 35 | 2.10% | ¥302,440 | ¥127,024,654 | ¥37,124,654 |
| 35 | 2.20% | ¥307,115 | ¥128,988,461 | ¥39,088,461 |
| 35 | 2.30% | ¥311,832 | ¥130,969,526 | ¥41,069,526 |
| 35 | 2.40% | ¥316,590 | ¥132,967,753 | ¥43,067,753 |
| 35 | 2.50% | ¥321,388 | ¥134,983,043 | ¥45,083,043 |
| 35 | 2.60% | ¥326,227 | ¥137,015,294 | ¥47,115,294 |
| 35 | 2.70% | ¥331,106 | ¥139,064,399 | ¥49,164,399 |
| 35 | 2.80% | ¥336,024 | ¥141,130,249 | ¥51,230,249 |
| 35 | 2.90% | ¥340,983 | ¥143,212,733 | ¥53,312,733 |
| 35 | 3.00% | ¥345,980 | ¥145,311,735 | ¥55,411,735 |
8990万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥276,933 | ¥99,695,762 | ¥9,795,762 |
| 30 | 0.80% | ¥280,969 | ¥101,148,926 | ¥11,248,926 |
| 30 | 0.90% | ¥285,043 | ¥102,615,484 | ¥12,715,484 |
| 30 | 1.00% | ¥289,154 | ¥104,095,414 | ¥14,195,414 |
| 30 | 1.10% | ¥293,302 | ¥105,588,692 | ¥15,688,692 |
| 30 | 1.20% | ¥297,487 | ¥107,095,290 | ¥17,195,290 |
| 30 | 1.30% | ¥301,709 | ¥108,615,179 | ¥18,715,179 |
| 30 | 1.40% | ¥305,968 | ¥110,148,329 | ¥20,248,329 |
| 30 | 1.50% | ¥310,263 | ¥111,694,705 | ¥21,794,705 |
| 30 | 1.60% | ¥314,595 | ¥113,254,271 | ¥23,354,271 |
| 30 | 1.70% | ¥318,964 | ¥114,826,990 | ¥24,926,990 |
| 30 | 1.80% | ¥323,369 | ¥116,412,821 | ¥26,512,821 |
| 30 | 1.90% | ¥327,810 | ¥118,011,721 | ¥28,111,721 |
| 30 | 2.00% | ¥332,288 | ¥119,623,646 | ¥29,723,646 |
| 30 | 2.10% | ¥336,802 | ¥121,248,549 | ¥31,348,549 |
| 30 | 2.20% | ¥341,351 | ¥122,886,380 | ¥32,986,380 |
| 30 | 2.30% | ¥345,936 | ¥124,537,090 | ¥34,637,090 |
| 30 | 2.40% | ¥350,557 | ¥126,200,624 | ¥36,300,624 |
| 30 | 2.50% | ¥355,214 | ¥127,876,928 | ¥37,976,928 |
| 30 | 2.60% | ¥359,905 | ¥129,565,944 | ¥39,665,944 |
| 30 | 2.70% | ¥364,632 | ¥131,267,614 | ¥41,367,614 |
| 30 | 2.80% | ¥369,394 | ¥132,981,878 | ¥43,081,878 |
| 30 | 2.90% | ¥374,191 | ¥134,708,671 | ¥44,808,671 |
| 30 | 3.00% | ¥379,022 | ¥136,447,929 | ¥46,547,929 |
8990万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥326,739 | ¥98,021,717 | ¥8,121,717 |
| 25 | 0.80% | ¥330,731 | ¥99,219,331 | ¥9,319,331 |
| 25 | 0.90% | ¥334,754 | ¥100,426,262 | ¥10,526,262 |
| 25 | 1.00% | ¥338,808 | ¥101,642,501 | ¥11,742,501 |
| 25 | 1.10% | ¥342,893 | ¥102,868,034 | ¥12,968,034 |
| 25 | 1.20% | ¥347,009 | ¥104,102,848 | ¥14,202,848 |
| 25 | 1.30% | ¥351,156 | ¥105,346,929 | ¥15,446,929 |
| 25 | 1.40% | ¥355,334 | ¥106,600,261 | ¥16,700,261 |
| 25 | 1.50% | ¥359,543 | ¥107,862,827 | ¥17,962,827 |
| 25 | 1.60% | ¥363,782 | ¥109,134,610 | ¥19,234,610 |
| 25 | 1.70% | ¥368,052 | ¥110,415,591 | ¥20,515,591 |
| 25 | 1.80% | ¥372,352 | ¥111,705,750 | ¥21,805,750 |
| 25 | 1.90% | ¥376,684 | ¥113,005,065 | ¥23,105,065 |
| 25 | 2.00% | ¥381,045 | ¥114,313,515 | ¥24,413,515 |
| 25 | 2.10% | ¥385,437 | ¥115,631,076 | ¥25,731,076 |
| 25 | 2.20% | ¥389,859 | ¥116,957,725 | ¥27,057,725 |
| 25 | 2.30% | ¥394,311 | ¥118,293,435 | ¥28,393,435 |
| 25 | 2.40% | ¥398,794 | ¥119,638,180 | ¥29,738,180 |
| 25 | 2.50% | ¥403,306 | ¥120,991,933 | ¥31,091,933 |
| 25 | 2.60% | ¥407,849 | ¥122,354,666 | ¥32,454,666 |
| 25 | 2.70% | ¥412,421 | ¥123,726,349 | ¥33,826,349 |
| 25 | 2.80% | ¥417,023 | ¥125,106,952 | ¥35,206,952 |
| 25 | 2.90% | ¥421,655 | ¥126,496,444 | ¥36,596,444 |
| 25 | 3.00% | ¥426,316 | ¥127,894,791 | ¥37,994,791 |
8990万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥401,525 | ¥96,365,964 | ¥6,465,964 |
| 20 | 0.80% | ¥405,473 | ¥97,313,604 | ¥7,413,604 |
| 20 | 0.90% | ¥409,447 | ¥98,267,216 | ¥8,367,216 |
| 20 | 1.00% | ¥413,445 | ¥99,226,796 | ¥9,326,796 |
| 20 | 1.10% | ¥417,468 | ¥100,192,337 | ¥10,292,337 |
| 20 | 1.20% | ¥421,516 | ¥101,163,834 | ¥11,263,834 |
| 20 | 1.30% | ¥425,589 | ¥102,141,281 | ¥12,241,281 |
| 20 | 1.40% | ¥429,686 | ¥103,124,671 | ¥13,224,671 |
| 20 | 1.50% | ¥433,808 | ¥104,113,997 | ¥14,213,997 |
| 20 | 1.60% | ¥437,955 | ¥105,109,252 | ¥15,209,252 |
| 20 | 1.70% | ¥442,127 | ¥106,110,427 | ¥16,210,427 |
| 20 | 1.80% | ¥446,323 | ¥107,117,515 | ¥17,217,515 |
| 20 | 1.90% | ¥450,544 | ¥108,130,505 | ¥18,230,505 |
| 20 | 2.00% | ¥454,789 | ¥109,149,388 | ¥19,249,388 |
| 20 | 2.10% | ¥459,059 | ¥110,174,156 | ¥20,274,156 |
| 20 | 2.20% | ¥463,353 | ¥111,204,796 | ¥21,304,796 |
| 20 | 2.30% | ¥467,672 | ¥112,241,299 | ¥22,341,299 |
| 20 | 2.40% | ¥472,015 | ¥113,283,654 | ¥23,383,654 |
| 20 | 2.50% | ¥476,383 | ¥114,331,848 | ¥24,431,848 |
| 20 | 2.60% | ¥480,774 | ¥115,385,870 | ¥25,485,870 |
| 20 | 2.70% | ¥485,190 | ¥116,445,707 | ¥26,545,707 |
| 20 | 2.80% | ¥489,631 | ¥117,511,346 | ¥27,611,346 |
| 20 | 2.90% | ¥494,095 | ¥118,582,775 | ¥28,682,775 |
| 20 | 3.00% | ¥498,583 | ¥119,659,978 | ¥29,759,978 |
8990万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥526,270 | ¥94,728,525 | ¥4,828,525 |
| 15 | 0.80% | ¥530,177 | ¥95,431,782 | ¥5,531,782 |
| 15 | 0.90% | ¥534,102 | ¥96,138,401 | ¥6,238,401 |
| 15 | 1.00% | ¥538,047 | ¥96,848,382 | ¥6,948,382 |
| 15 | 1.10% | ¥542,010 | ¥97,561,723 | ¥7,661,723 |
| 15 | 1.20% | ¥545,991 | ¥98,278,420 | ¥8,378,420 |
| 15 | 1.30% | ¥549,992 | ¥98,998,473 | ¥9,098,473 |
| 15 | 1.40% | ¥554,010 | ¥99,721,879 | ¥9,821,879 |
| 15 | 1.50% | ¥558,048 | ¥100,448,636 | ¥10,548,636 |
| 15 | 1.60% | ¥562,104 | ¥101,178,740 | ¥11,278,740 |
| 15 | 1.70% | ¥566,179 | ¥101,912,189 | ¥12,012,189 |
| 15 | 1.80% | ¥570,272 | ¥102,648,981 | ¥12,748,981 |
| 15 | 1.90% | ¥574,384 | ¥103,389,111 | ¥13,489,111 |
| 15 | 2.00% | ¥578,514 | ¥104,132,578 | ¥14,232,578 |
| 15 | 2.10% | ¥582,663 | ¥104,879,377 | ¥14,979,377 |
| 15 | 2.20% | ¥586,831 | ¥105,629,506 | ¥15,729,506 |
| 15 | 2.30% | ¥591,016 | ¥106,382,960 | ¥16,482,960 |
| 15 | 2.40% | ¥595,221 | ¥107,139,736 | ¥17,239,736 |
| 15 | 2.50% | ¥599,443 | ¥107,899,830 | ¥17,999,830 |
| 15 | 2.60% | ¥603,685 | ¥108,663,238 | ¥18,763,238 |
| 15 | 2.70% | ¥607,944 | ¥109,429,955 | ¥19,529,955 |
| 15 | 2.80% | ¥612,222 | ¥110,199,978 | ¥20,299,978 |
| 15 | 2.90% | ¥616,518 | ¥110,973,301 | ¥21,073,301 |
| 15 | 3.00% | ¥620,833 | ¥111,749,921 | ¥21,849,921 |
8990万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥775,912 | ¥93,109,414 | ¥3,209,414 |
| 10 | 0.80% | ¥779,782 | ¥93,573,889 | ¥3,673,889 |
| 10 | 0.90% | ¥783,665 | ¥94,039,860 | ¥4,139,860 |
| 10 | 1.00% | ¥787,561 | ¥94,507,326 | ¥4,607,326 |
| 10 | 1.10% | ¥791,469 | ¥94,976,287 | ¥5,076,287 |
| 10 | 1.20% | ¥795,390 | ¥95,446,743 | ¥5,546,743 |
| 10 | 1.30% | ¥799,322 | ¥95,918,692 | ¥6,018,692 |
| 10 | 1.40% | ¥803,268 | ¥96,392,135 | ¥6,492,135 |
| 10 | 1.50% | ¥807,226 | ¥96,867,070 | ¥6,967,070 |
| 10 | 1.60% | ¥811,196 | ¥97,343,497 | ¥7,443,497 |
| 10 | 1.70% | ¥815,178 | ¥97,821,416 | ¥7,921,416 |
| 10 | 1.80% | ¥819,174 | ¥98,300,826 | ¥8,400,826 |
| 10 | 1.90% | ¥823,181 | ¥98,781,725 | ¥8,881,725 |
| 10 | 2.00% | ¥827,201 | ¥99,264,114 | ¥9,364,114 |
| 10 | 2.10% | ¥831,233 | ¥99,747,991 | ¥9,847,991 |
| 10 | 2.20% | ¥835,278 | ¥100,233,357 | ¥10,333,357 |
| 10 | 2.30% | ¥839,335 | ¥100,720,209 | ¥10,820,209 |
| 10 | 2.40% | ¥843,405 | ¥101,208,547 | ¥11,308,547 |
| 10 | 2.50% | ¥847,486 | ¥101,698,370 | ¥11,798,370 |
| 10 | 2.60% | ¥851,581 | ¥102,189,678 | ¥12,289,678 |
| 10 | 2.70% | ¥855,687 | ¥102,682,468 | ¥12,782,468 |
| 10 | 2.80% | ¥859,806 | ¥103,176,742 | ¥13,276,742 |
| 10 | 2.90% | ¥863,937 | ¥103,672,496 | ¥13,772,496 |
| 10 | 3.00% | ¥868,081 | ¥104,169,731 | ¥14,269,731 |
